Scienaptic

New York, United States Founded: 2014 • Age: 12 yrs
AI-powered credit decisioning platform is offered to financial institutions.
Annual revenue $4.3M Latest available
Total funding $8.9M 5 rounds
Employees 108 Tracked headcount
Investors 8 Known backers
Products 4 Services tracked
Competitors 8 Brand Intelligence

About Scienaptic

Scienaptic is a company based in New York (United States) founded in 2014 by Pankaj Kulshreshtha. Scienaptic has raised $8.9 million across 5 funding rounds from investors including TVS Motor Company, ELGA Credit Union and Wildfire Credit Union. The company has 108 employees as of November 30, 2024. Scienaptic offers products and services including Credit Decisioning Platform, Fraud Detection Tool, Underwriting Solution, and Pre-Qualification Service. Scienaptic operates in a competitive market with competitors including Borrowell, CreditVidya, Nithio, Nova Credit and KarmaLife, among others.

  • Headquarter New York, United States
  • Employees 108 as on 30 Nov, 2024
  • Founders Pankaj Kulshreshtha
  • Sectors
    Financial Services
  • Email
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  • Phone
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  • Website
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  • Legal Name Scienaptic Systems Inc.
Operational Areas
Financial Services → FinTech & Digital Finance Unlock Sub-Sector Unlock Segment
Financial Services → FinTech & Digital Finance Unlock Sub-Sector Unlock Segment
Key Metrics
  • Annual Revenue
    $4.28 M (USD)
    26
    as on Mar 31, 2024
  • Net Profit
    $486.04 K (USD)
    165
    as on Mar 31, 2024
  • EBITDA
    $674.22 K (USD)
    144
    as on Mar 31, 2024
  • Total Equity Funding
    $8.9 M (USD)

    in 5 rounds

  • Latest Funding Round
    Not available
  • Investors
  • Employee Count
    108

    as on Nov 30, 2024

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Products & Services of Scienaptic

Scienaptic offers a comprehensive portfolio of products and services, including Credit Decisioning Platform, Fraud Detection Tool, Underwriting Solution, and Pre-Qualification Service.

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Primary

Automates lending decisions to boost approvals and reduce risks.

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Identifies fraud in credit applications using AI algorithms.

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Evaluates loan risks with data-driven models for accurate decisions.

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Streamlines initial credit checks for faster applicant processing.

People of Scienaptic

Headcount 50-200
Employee Profiles 41
Employee Profiles
People
Gururaj U K
Senior Implementation Engineer
People
Kirill Skok
Head Of Product Success
People
Nikhil Mhatre
Senior Manager Business Solutions
People
Pankaj Kulshreshtha
Founder & CEO

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Funding Insights of Scienaptic

Scienaptic has successfully raised a total of $8.9M across 5 strategic funding rounds. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

Investors in Scienaptic

Scienaptic has secured backing from 8 investors, including institutional and angel investors. Prominent investors backing the company include TVS Motor Company, ELGA Credit Union and Wildfire Credit Union.

All
Institutional
Angel
Investor Description Founded Year Domain Location
Operates as an urban credit union, offering financial products and services to community members.
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Two-wheeler and three-wheeler vehicles are manufactured, including bikes and scooters.
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Pramod Bhasin

Founder of Genpact, angel investor, pioneer in Indian BPO industry
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Investor details for Scienaptic

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Investments & Acquisitions by Scienaptic

Investments
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Investment portfolio details for Scienaptic

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Financial Statements - Scienaptic

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Detailed financials for Scienaptic

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Scienaptic Comparisons

Scienaptic Primary company
Description
AI-powered credit decisioning platform is offered to financi...
Location
New York, United States
Founded Year
2014
Annual Revenue
$4.28 M (USD)
Net Profit
$486.04 K (USD)
EBITDA
$674.22 K (USD)
Employees
108
As of 2024
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Peer comparison for Scienaptic

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Competitors of Scienaptic

Scienaptic operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Borrowell, CreditVidya, Nithio, Nova Credit and KarmaLife, among others.

Company Name Domain Founded year HQ Location Description
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Credit monitoring and financial products comparison platform is provided.
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Online platform for credit scoring and financial services is developed.
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Analytics and financial solutions for distributed solar energy are provided.
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Nova Credit is focused on consumer credit data solutions.
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Subscription-based payday loans are provided to blue-collar workers digitally.
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Credit information, marketing solutions, and credit management services are provided.
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Detailed competitors of Scienaptic

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Latest news on Scienaptic

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Complete news archive for Scienaptic

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Frequently Asked Questions about Scienaptic

Scienaptic was founded in 2014 and raised its 1st funding round 2 years after it was founded.

Scienaptic is headquartered in New York, United States. It is registered at New York, New York, United States.

Pankaj Kulshreshtha is the current CEO of Scienaptic. They have also founded this company.

Scienaptic is a funded company, having raised a total of $8.9M across 5 funding rounds to date.

As of Nov 30, 2024, the latest employee count at Scienaptic is 108.

Annual revenue of Scienaptic is $4.28M as on Mar 31, 2024.

Scienaptic was founded in 2014 and is based in New York, United States. An AI-driven platform is provided for financial institutions in the lending sector. Credit underwriting is automated through integration with existing ecosystems, enabling real-time decisions. Diverse data sources and machine learning are employed to assess applicants, including those lacking traditional credit histories. Equitable lending practices are supported across operations.

Scienaptic's top competitors include CreditVidya, Borrowell and Nithio.

Scienaptic offers Credit Decisioning Platform, Fraud Detection Tool, Underwriting Solution, and Pre-Qualification Service.

Scienaptic has 8 investors. Key investors include TVS Motor Company, ELGA Credit Union, Wildfire Credit Union, 4Front Credit Union, and CoVantage Credit Union.

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