About SmartBiz Loans
SmartBiz Loans is a company based in San Francisco (United States) founded in 2013.. SmartBiz Loans has raised $490 thousand across 1 funding round. SmartBiz Loans offers products and services including SBA Loans, Term Loans, and Line of Credit. SmartBiz Loans operates in a competitive market with competitors including CrowdOut, The Small & Medium Business Exchange, CommLoan, The Credit Junction and Bond Street, among others.
- Headquarter San Francisco, United States
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Sectors
Financial Services
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Phone
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Website
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Social
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- Legal Name Billfloat, Inc
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Annual Revenue
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Net Profit
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EBITDA
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Total Equity Funding
$490 K (USD)
in 1 rounds
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Latest Funding Round
$490 K (USD), Seed
Mar 14, 2025
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Investors
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Employee Count
Employee Count
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Products & Services of SmartBiz Loans
SmartBiz Loans offers a comprehensive portfolio of products and services, including SBA Loans, Term Loans, and Line of Credit. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.
Low-interest, government-backed loans for small business growth and operations.
Funding with flexible terms and fixed rates for business expansion.
Flexible funds to manage cash flow and daily business needs.
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Funding Insights of SmartBiz Loans
SmartBiz Loans has successfully raised a total of $490K through 1 strategic funding round. The most recent funding activity was a Seed round of $490 thousand completed in March 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding Total Funding
- Total Rounds 1
- Last Round Seed — $490,000
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First Round
First Round
(14 Mar 2025)
- Investors Count Investors Count
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
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| Mar, 2025 | Amount | Seed - SmartBiz Loans | Valuation |
investors |
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| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
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| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Investments & Acquisitions by SmartBiz Loans
| Company Name | Description | Domain | Location | Founded Year | Amount |
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Bionic investment advisor platform
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2016 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 |
Financial Statements - SmartBiz Loans
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
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| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Smartbiz Loans Comparisons
Competitors of SmartBiz Loans
SmartBiz Loans operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as CrowdOut, The Small & Medium Business Exchange, CommLoan, The Credit Junction and Bond Street, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.
| Company Name | Domain | Founded year | HQ Location | Description |
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P2P funding is facilitated for middle market business loans.
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Online P2P marketplace for term loans
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Business loans are matched online between borrowers and lenders.
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Provides working capital financing solutions to small and medium enterprises.
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Alternative term loans for small businesses are financed by investors.
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| domain | founded_year | HQ Location |
Small business loans are provided via a marketplace platform.
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| Company Name | Domain | Founded year | HQ Location | Description |
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Multiple services are booked via an app-based platform.
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On-demand services are booked through an app-based platform.
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App based platform offering on demand delivery and ride-hailing services
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Operates an on-demand hyperlocal delivery app for food and groceries.
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Latest news on Smartbiz Loans
Frequently Asked Questions about SmartBiz Loans
When was SmartBiz Loans founded?
SmartBiz Loans was founded in 2013 and raised its 1st funding round 12 years after it was founded.
Where is SmartBiz Loans located?
SmartBiz Loans is headquartered in San Francisco, United States. It is registered at San Francisco, California, United States.
Is SmartBiz Loans a funded company?
SmartBiz Loans is a funded company, having raised a total of $490K across 1 funding round to date. The company's 1st funding round was a Seed of $490K, raised on Mar 14, 2025.
What does SmartBiz Loans do?
SmartBiz Loans was founded in 2013 in San Francisco, United States, as a collaboration between Golden Pacific Bancorp and Better Finance, Inc. SBA loans are offered in the alternative lending sector for business needs including working capital and equipment financing. Principal amounts range from 5,000 to 350,000 with terms up to ten years, secured by personal guarantees. Equipment purchases are paid directly to vendors, with liens placed on the assets.
Who are the top competitors of SmartBiz Loans?
SmartBiz Loans's top competitors include Bond Street, CrowdOut and The Small & Medium Business Exchange.
What products or services does SmartBiz Loans offer?
SmartBiz Loans offers SBA Loans, Term Loans, and Line of Credit.