
About Zuno
Zuno is a publicly listed company based in Mumbai (India) founded in 2017. Zuno provides comprehensive health, auto, and marine insurance services. It operates on a B2C model. The company has 21 employees. Its website hizuno.com draws about 168 thousand monthly visits. Its Indian entity Edelweiss Financial Services Limited reported revenue of βΉ10,888 Cr. Its focus areas include Insurance, General Insurance, Health and Auto and Marine Coverage. Similar companies include ICICI Lombard, Bajaj Finserv and SarvaGram; 2 of its 3 listed similar companies have raised funding.
Company details
Zuno operates with a B2C model, focusing on offering insurance products, general insurance, health and auto, and marine coverage. Zuno provides comprehensive health, auto, and marine insurance services. It emphasizes efficiency, client-focused solutions, and growth, fostering partnerships and innovation in its operations.
- Headquarters Mumbai, India
- Employees 21
- Stage Public
- SectorsFinancial Services
- Website category Finance · Insurance
- Website hizuno.com
- Legal Name Edelweiss Financial Services Limited
- Date of Incorporation 21 Nov, 1995
- Jurisdiction Mumbai, Maharashtra, India
- Market Cap₹11,774 Cr
EDELWEISS · NSE
- Share Price₹119.77
-3.71% today
- Revenue₹10,802 Cr
FY 2025-26 · +15.0% YoY
- EBITDA₹3,377 Cr
Margin 31.3%
- Net Profit₹666 Cr
FY 2025-26 · +66.9% YoY
- P/E (TTM)19.2x
P/B 2.6x
- ROE16.7%
ROCE 14.8%
- Debt / Equity4.05
Interest cover 77.1x
- Employee Count21
Associated legal entities of Zuno
Zuno is associated with 2 registered companies on The Company Check; the primary company is Edelweiss Financial Services Limited, a listed company. Each company page carries the filings, financials, charges and directors of that entity.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2026) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Edelweiss Financial Services Limited Listed CIN L99999MH1995PLC094641 | Active | 21 Nov 1995 | Mumbai, Maharashtra | ₹10,888 Cr | 24 | 9 | View details |
| Zuno General Insurance Limited CIN U66000MH2016PLC273758 | Active | 02 Mar 2016 | Mumbai, Maharashtra | ₹0.0 Cr | 483 | 10 | View details |
Board of directors of Edelweiss Financial Services Limited (Zuno)
Edelweiss Financial Services Limited is the primary company behind Zuno. The boards of the 2 registered companies of Zuno currently have 14 directors; the longest-serving is Rashesh Chandrakant Shah, appointed in 1995. 42 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Rashesh Chandrakant Shah DIN 00008322 | Managing Director | 21 Nov 1995 | 30 yrs 11 mo | Edelweiss Financial Services Limited, Zuno General Insurance Limited |
| Venkatchalam Arakoni Ramaswamy DIN 00008509 | Director | 20 Feb 1996 | 30 yrs 8 mo | Edelweiss Financial Services Limited |
| Vidya Shah DIN 00274831 | Director | 01 Aug 2014 | 12 yrs 2 mo | Edelweiss Financial Services Limited |
| Rujan Harchand Panjwani DIN 00237366 | Director | 29 Aug 2017 | 9 yrs 1 mo | Zuno General Insurance Limited |
| Ashima Goyal DIN 00233635 | Director | 01 Apr 2019 | 7 yrs 6 mo | Edelweiss Financial Services Limited |
| Shubhdarshini Ghosh DIN 07191985 | Managing Director | 10 May 2019 | 7 yrs 5 mo | Zuno General Insurance Limited |
| Sudha Bhamidipati DIN 05188807 | Director | 18 Jul 2022 | 4 yrs 3 mo | Zuno General Insurance Limited |
| Shiva Kumar DIN 06590343 | Director | 04 Aug 2022 | 4 yrs 2 mo | Edelweiss Financial Services Limited |
| Sandeep Bhandarkar DIN 00220358 | Director | 01 Nov 2022 | 3 yrs 11 mo | Zuno General Insurance Limited |
| Priyadeep Chopra DIN 00079353 | Director | 01 Nov 2022 | 3 yrs 11 mo | Zuno General Insurance Limited |
| Hosdurg Sundar Kamath Upendra Kamath DIN 02648119 | Director | 12 May 2023 | 3 yrs 5 mo | Zuno General Insurance Limited |
| Sumit Rai DIN 08131728 | Director | 20 Oct 2023 | 3 yrs | Zuno General Insurance Limited |
| Balagopal Chandrasekhar DIN 00430938 | Director | 02 Aug 2024 | 2 yrs 2 mo | Edelweiss Financial Services Limited |
| Rajiv Jalota DIN 00152021 | Director | 30 Apr 2026 | 5 mo | Edelweiss Financial Services Limited |
People of Zuno
52 people are tracked at Zuno (17 in leadership, 35 in team); the tracked headcount is 21.
| Name | Role | Group |
|---|---|---|
Sameer Karekatte | Chief Legal And Compliance Officer | Leadership |
Dilip Singh | National Head - Commercial Underwriting And Claims | Leadership |
Madhu Munshi Malhotra | Chief Technology Officer | Leadership |
Pooja Yadav | Chief Product Officer | Leadership |
Nitin Deo | Chief - Underwritting , Claims And Reinsurance | Leadership |
Anand Joshi | Chief Financial Officer | Leadership |
Melvin Gladstone | Chief Human Resources Officer And Head Operations | Leadership |
Shanai Ghosh | Managing Director and CEO | Leadership |
Tarun Mathur | Head - Strategy & Innovation | Leadership |
Geetika Mittal | Assistant Vice President Human Resources | Leadership |
Tehsin Laxmidhar | Head Of Customer Service | Leadership |
Ketan Mankikar | Vice President & Head - Marketing & PR | Leadership |
Swati Tulshikar | Secretary To CEO | Leadership |
Jayprakash Mishra | Chief Manager | Leadership |
Sonam Anand | Chief Manager - Products | Leadership |
James George | Head Bancassurance & Alliances | Leadership |
Manoj Saini | Chief Manager - Digital Products | Leadership |
Srinivas Chippa | Software Developer | Team |
Robish Singh | Senior Manager | Team |
Srinivas Chavali | Health, Accident And Travel Claims Specialist | Team |
32 more people are available in the full profile.
Complete people profiles for Zuno
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
IPO & Listings of Zuno
Zuno is a publicly listed company on the NSE with ticker symbol EDELWEISS in India, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- Listed onNSE: EDELWEISS
- Listed entityEdelweiss Financial Services Limited
- Exchange sectorFinance
Financials of Zuno
Exchange-reported figures of Edelweiss Financial Services Limited, the listed company behind Zuno (NSE: EDELWEISS).
Financial Highlights
FY 2025-26 Β· ConsolidatedRevenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 10,802 | 9,393 | 9,523 | 8,500 | 7,151 | 10,775 | 9,513 |
| Revenue growth | +15.0% | -1.4% | +12.0% | +18.9% | -33.6% | +13.3% | - |
| EBITDA | 3,377 | 3,360 | 3,271 | 2,833 | 3,204 | 4,166 | 2,479 |
| EBITDA margin | +31.3% | +35.8% | +34.4% | +33.3% | +44.8% | +38.7% | +26.1% |
| Profit before tax | 827 | 802 | 437 | 385 | 227 | 146 | (2,457) |
| Net profit | 666 | 399 | 421 | 344 | 189 | 265 | (2,045) |
| Net profit margin | +6.2% | +4.3% | +4.4% | +4.1% | +2.6% | +2.5% | -21.5% |
| EPS (βΉ) | 5.78 | 4.33 | 4.68 | 3.83 | 2.10 | 2.98 | (22.99) |
| Balance sheet | |||||||
| Total assets | 24,539 | 23,923 | 26,407 | 29,638 | 30,360 | 36,113 | 43,864 |
| Net worth | 4,623 | 4,425 | 4,762 | 6,744 | 6,537 | 6,577 | 6,129 |
| Total debt | 18,595 | 18,004 | 20,358 | 21,791 | 22,768 | 28,436 | 36,657 |
| Cash & bank | 3,480 | 5,241 | 3,331 | 3,699 | 3,039 | 4,760 | 8,610 |
| Net working capital | (8,888) | (8,602) | (9,556) | (7,299) | (6,342) | (1,760) | 2,411 |
| Cash flow | |||||||
| Cash from operations | 897 | 3,384 | 2,894 | 2,891 | 5,592 | 3,458 | 12,098 |
| Cash from investing | (963) | 3,794 | (482) | (425) | (1,058) | 4,085 | 199 |
| Cash from financing | (1,936) | (4,828) | (2,785) | (1,708) | (6,444) | (8,587) | (10,471) |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2,328 | 1,918 | 4,400 | 1,861 | 2,246 | 2,280 | 1,898 | 2,795 |
| Revenue growth (YoY) | +3.7% | -15.9% | +131.9% | -33.4% | -2.1% | - | - | - |
| Other income | 124 | 69.25 | 319 | 38.90 | 35.43 | 63.14 | 98.95 | 46.88 |
| EBITDA | 593 | 498 | 1,100 | 606 | 797 | 727 | 730 | 981 |
| EBITDA margin | +25.5% | +26.0% | +25.0% | +32.6% | +35.5% | +31.9% | +38.6% | +35.2% |
| Depreciation | 35.87 | 34.71 | 37.39 | 35.70 | 35.81 | 43.21 | 34.39 | 35.98 |
| Interest | 558 | 561 | 589 | 655 | 686 | 550 | 613 | 673 |
| Profit before tax | 123 | (29.02) | 792 | (46.27) | 110 | 196 | 181 | 319 |
| Tax | (11.80) | (161) | 522 | (222) | 7.70 | 38.00 | 26.11 | 182 |
| Net profit | 134 | 132 | 270 | 175 | 103 | 158 | 155 | 137 |
| EPS (βΉ) | 1.40 | 1.39 | 2.83 | 1.85 | 1.10 | 1.14 | 1.68 | 1.51 |
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 548 | 339 | (129) | 3,089 | 1,368 | 1,715 | 223 |
| Revenue growth | +61.6% | +363.7% | -104.2% | +125.8% | -20.2% | +668.3% | - |
| EBITDA | 589 | 246 | (314) | 2,618 | 1,065 | 786 | 94.22 |
| EBITDA margin | +107.3% | +72.5% | +243.7% | +84.8% | +77.8% | +45.8% | +42.2% |
| Profit before tax | 482 | (54.27) | 516 | 2,315 | 855 | 694 | 81.02 |
| Net profit | 448 | (51.92) | 695 | 2,388 | 933 | 717 | 84.05 |
| Net profit margin | +81.8% | -15.3% | -540.1% | +77.3% | +68.2% | +41.8% | +37.7% |
| EPS (βΉ) | 4.73 | (0.56) | 7.73 | 26.58 | 10.39 | 8.04 | 0.93 |
| Balance sheet | |||||||
| Total assets | 10,052 | 8,590 | 8,431 | 9,844 | 7,432 | 4,964 | 3,601 |
| Net worth | 6,067 | 5,517 | 5,463 | 7,255 | 5,000 | 4,126 | 3,455 |
| Total debt | 3,985 | 3,072 | 2,968 | 2,589 | 2,432 | 838 | 147 |
| Cash & bank | 43.89 | 4.61 | 47.05 | 139 | 516 | 149 | 2.32 |
| Net working capital | 138 | 61.99 | (197) | (459) | 182 | (704) | 101 |
| Cash flow | |||||||
| Cash from operations | (120) | (518) | (1,266) | (329) | (589) | 117 | 39.97 |
| Cash from investing | (444) | 604 | 1,265 | 285 | (377) | (570) | 221 |
| Cash from financing | 603 | (128) | (87.90) | (284) | 1,280 | 599 | (270) |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 245 | 130 | 129 | 122 | 166 | 110 | 105 | 148 |
| Revenue growth (YoY) | +47.8% | +18.2% | +23.1% | -17.6% | +750.6% | - | - | - |
| Other income | 0.25 | 0.89 | 281 | 0.00 | 1.30 | 1.08 | 41.88 | 2.08 |
| Total expenses | 39.62 | (124) | 52.50 | 23.52 | 7.93 | 17.94 | 20.80 | 40.03 |
| EBITDA | 205 | 255 | 76.94 | 98.60 | 158 | 92.41 | 84.39 | 108 |
| EBITDA margin | +83.8% | +195.3% | +59.4% | +80.7% | +95.2% | +83.7% | +80.2% | +73.0% |
| Depreciation | 0.04 | 0.05 | 0.04 | 0.05 | 0.05 | 0.07 | 0.06 | 0.05 |
| Interest | 106 | 102 | 103 | 95.84 | 88.36 | 84.12 | 101 | 81.50 |
| Profit before tax | 99.02 | 153 | 255 | 2.71 | 70.46 | 9.30 | 25.47 | 28.77 |
| Tax | 29.14 | (8.94) | 68.39 | (30.12) | 5.12 | 10.95 | 16.24 | (0.40) |
Financial Statements
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2,328 | 1,918 | 4,400 | 1,861 | 2,246 | 2,280 | 1,898 | 2,795 |
| Revenue growth (YoY) | +3.7% | -15.9% | +131.9% | -33.4% | -2.1% | - | - | - |
| Other income | 124 | 69.25 | 319 | 38.90 | 35.43 | 63.14 | 98.95 | 46.88 |
| EBITDA | 593 | 498 | 1,100 | 606 | 797 | 727 | 730 | 981 |
| EBITDA margin | +25.5% | +26.0% | +25.0% | +32.6% | +35.5% | +31.9% | +38.6% | +35.2% |
| Depreciation | 35.87 | 34.71 | 37.39 | 35.70 | 35.81 | 43.21 | 34.39 | 35.98 |
| Interest | 558 | 561 | 589 | 655 | 686 | 550 | 613 | 673 |
| Profit before tax | 123 | (29.02) | 792 | (46.27) | 110 | 196 | 181 | 319 |
| Tax | (11.80) | (161) | 522 | (222) | 7.70 | 38.00 | 26.11 | 182 |
| Net profit | 134 | 132 | 270 | 175 | 103 | 158 | 155 | 137 |
| EPS (βΉ) | 1.40 | 1.39 | 2.83 | 1.85 | 1.10 | 1.14 | 1.68 | 1.51 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 10,802 | 9,393 | 9,523 | 8,500 | 7,151 | 10,775 | 9,513 |
| Revenue growth | +15.0% | -1.4% | +12.0% | +18.9% | -33.6% | +13.3% | - |
| Other income | 85.81 | 126 | 78.56 | 264 | 158 | 73.83 | 89.32 |
| Total expenses | 7,425 | 6,033 | 6,252 | 5,667 | 3,947 | 6,609 | 7,034 |
| Employee cost | 1,370 | 1,318 | 1,243 | 1,065 | 1,064 | 1,616 | 1,407 |
| EBITDA | 3,377 | 3,360 | 3,271 | 2,833 | 3,204 | 4,166 | 2,479 |
| EBITDA margin | +31.3% | +35.8% | +34.4% | +33.3% | +44.8% | +38.7% | +26.1% |
| Depreciation | 144 | 147 | 126 | 138 | 151 | 260 | 232 |
| Interest | 2,492 | 2,537 | 2,786 | 2,575 | 2,984 | 3,834 | 4,793 |
| Profit before tax | 827 | 802 | 437 | 385 | 227 | 146 | (2,457) |
| Tax | 147 | 266 | (90.65) | (20.83) | 15.30 | (108) | (413) |
| Net profit | 666 | 399 | 421 | 344 | 189 | 265 | (2,045) |
| Net profit margin | +6.2% | +4.3% | +4.4% | +4.1% | +2.6% | +2.5% | -21.5% |
| EPS (βΉ) | 5.78 | 4.33 | 4.68 | 3.83 | 2.10 | 2.98 | (22.99) |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 94.65 | 92.14 | 89.89 | 89.84 | 89.82 | 89.09 | 88.95 |
| Reserves & surplus | 4,528 | 4,333 | 4,672 | 6,654 | 6,448 | 6,488 | 6,040 |
| Shareholders' funds (net worth) | 4,623 | 4,425 | 4,762 | 6,744 | 6,537 | 6,577 | 6,129 |
| Minority interest | 1,321 | 1,493 | 1,287 | 1,102 | 1,055 | 1,100 | 1,078 |
| Secured loans | 3,140 | 4,387 | 4,741 | 4,986 | 5,655 | 9,432 | 13,430 |
| Unsecured loans | 15,455 | 13,617 | 15,617 | 16,805 | 17,113 | 19,004 | 23,227 |
| Total debt | 18,595 | 18,004 | 20,358 | 21,791 | 22,768 | 28,436 | 36,657 |
| Total liabilities | 24,539 | 23,923 | 26,407 | 29,638 | 30,360 | 36,113 | 43,864 |
| Assets | |||||||
| Gross block | 1,963 | 2,063 | 1,994 | 2,024 | 2,140 | 2,224 | 2,729 |
| Net block | 1,142 | 1,271 | 1,290 | 1,367 | 1,597 | 1,781 | 2,345 |
| Capital work in progress | 21.24 | 18.49 | 36.12 | 24.77 | 19.63 | 13.21 | 43.24 |
| Investments | 19,881 | 17,574 | 18,491 | 17,162 | 14,139 | 12,882 | 10,012 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 43.61 |
| Sundry debtors | 478 | 394 | 358 | 413 | 469 | 506 | 1,305 |
| Cash & bank balances | 3,480 | 5,241 | 3,331 | 3,699 | 3,039 | 4,760 | 8,610 |
| Loans & advances | 5,652 | 3,124 | 3,063 | 2,833 | 2,853 | 2,995 | 2,604 |
| Total current assets | 9,610 | 8,758 | 6,752 | 6,945 | 6,361 | 8,261 | 12,563 |
| Total current liabilities | 18,498 | 17,360 | 16,307 | 14,244 | 12,703 | 10,021 | 10,152 |
| Net working capital | (8,888) | (8,602) | (9,556) | (7,299) | (6,342) | (1,760) | 2,411 |
| Total assets | 24,539 | 23,923 | 26,407 | 29,638 | 30,360 | 36,113 | 43,864 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 4,723 | 2,373 | 2,746 | 1,989 | 3,899 | 4,943 | 3,116 |
| Net cash from operating activities | 897 | 3,384 | 2,894 | 2,891 | 5,592 | 3,458 | 12,098 |
| Net cash from investing activities | (963) | 3,794 | (482) | (425) | (1,058) | 4,085 | 199 |
| Net cash from financing activities | (1,936) | (4,828) | (2,785) | (1,708) | (6,444) | (8,587) | (10,471) |
| Net change in cash | (2,002) | 2,350 | (373) | 757 | (1,910) | (1,044) | 1,827 |
| Closing cash | 3,480 | 5,241 | 3,331 | 3,699 | 3,039 | 4,760 | 8,610 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +15.0% | -1.4% | +12.0% | +18.9% | -33.6% | +13.3% | - |
| EBITDA growth | +0.5% | +2.7% | +15.5% | -11.6% | -23.1% | +68.0% | - |
| PBT growth | +3.2% | +83.3% | +13.7% | +69.2% | +56.1% | +9998.0% | - |
| Net income growth | +66.9% | -5.2% | +22.2% | +82.3% | -28.9% | +113.0% | - |
| Revenue CAGR (3Y) | +8.3% | +9.5% | -4.0% | -3.7% | -13.6% | +6.7% | +12.9% |
| EBITDA CAGR (3Y) | +6.0% | +1.6% | -7.7% | +4.6% | -21.3% | -7.6% | -13.6% |
| Profitability & leverage | |||||||
| Net income margin | +6.3% | +5.7% | +5.5% | +4.8% | +3.0% | +2.4% | -21.5% |
| Return on capital employed | +14.8% | +13.7% | +11.8% | +10.2% | +10.0% | +10.2% | 0.0% |
| Return on net worth | +16.7% | +10.1% | +8.5% | +6.1% | +3.2% | +4.0% | 0.0% |
| Debt / equity | 4.05 | 4.18 | 3.66 | 3.35 | 3.90 | 5.12 | 6.00 |
| Long-term debt / equity | 3.94 | 3.92 | 3.33 | 3.08 | 3.64 | 4.75 | 5.49 |
| Interest cover | 77.06 | 78.96 | 88.59 | 95.53 | 97.74 | 98.16 | 213.30 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 5.41 | 4.69 | 4.78 | 4.21 | 3.35 | 4.35 | 4.56 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 497.54 | 90.28 |
| Debtors turnover | 24.97 | 25.34 | 24.91 | 19.86 | 14.99 | 11.98 | 4.73 |
| EPS (βΉ) | 5.78 | 4.33 | 4.68 | 3.83 | 2.10 | 2.98 | (22.99) |
| Dividend per share (βΉ) | 1.50 | 1.50 | 1.50 | 1.50 | 1.45 | 1.45 | 0.00 |
| Book value per share (βΉ) | 48.84 | 48.02 | 52.98 | 75.07 | 72.78 | 73.82 | 68.90 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 245 | 130 | 129 | 122 | 166 | 110 | 105 | 148 |
| Revenue growth (YoY) | +47.8% | +18.2% | +23.1% | -17.6% | +750.6% | - | - | - |
| Other income | 0.25 | 0.89 | 281 | 0.00 | 1.30 | 1.08 | 41.88 | 2.08 |
| Total expenses | 39.62 | (124) | 52.50 | 23.52 | 7.93 | 17.94 | 20.80 | 40.03 |
| EBITDA | 205 | 255 | 76.94 | 98.60 | 158 | 92.41 | 84.39 | 108 |
| EBITDA margin | +83.8% | +195.3% | +59.4% | +80.7% | +95.2% | +83.7% | +80.2% | +73.0% |
| Depreciation | 0.04 | 0.05 | 0.04 | 0.05 | 0.05 | 0.07 | 0.06 | 0.05 |
| Interest | 106 | 102 | 103 | 95.84 | 88.36 | 84.12 | 101 | 81.50 |
| Profit before tax | 99.02 | 153 | 255 | 2.71 | 70.46 | 9.30 | 25.47 | 28.77 |
| Tax | 29.14 | (8.94) | 68.39 | (30.12) | 5.12 | 10.95 | 16.24 | (0.40) |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 548 | 339 | (129) | 3,089 | 1,368 | 1,715 | 223 |
| Revenue growth | +61.6% | +363.7% | -104.2% | +125.8% | -20.2% | +668.3% | - |
| Other income | 283 | 43.98 | 1,156 | 0.02 | 4.45 | 6.78 | 22.33 |
| Total expenses | (40.26) | 93.32 | 185 | 471 | 303 | 929 | 129 |
| Employee cost | 23.14 | 34.20 | 34.72 | 33.42 | 42.63 | 191 | 79.77 |
| EBITDA | 589 | 246 | (314) | 2,618 | 1,065 | 786 | 94.22 |
| EBITDA margin | +107.3% | +72.5% | +243.7% | +84.8% | +77.8% | +45.8% | +42.2% |
| Depreciation | 0.19 | 0.23 | 0.33 | 0.36 | 0.35 | 1.40 | 3.22 |
| Interest | 389 | 344 | 327 | 303 | 214 | 97.33 | 32.31 |
| Profit before tax | 482 | (54.27) | 516 | 2,315 | 855 | 694 | 81.02 |
| Tax | 34.45 | (2.35) | (180) | (73.59) | (78.62) | (22.30) | (3.03) |
| Net profit | 448 | (51.92) | 695 | 2,388 | 933 | 717 | 84.05 |
| Net profit margin | +81.8% | -15.3% | -540.1% | +77.3% | +68.2% | +41.8% | +37.7% |
| EPS (βΉ) | 4.73 | (0.56) | 7.73 | 26.58 | 10.39 | 8.04 | 0.93 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 94.65 | 92.14 | 89.89 | 89.84 | 89.82 | 89.09 | 88.95 |
| Reserves & surplus | 5,972 | 5,425 | 5,373 | 7,165 | 4,910 | 4,037 | 3,366 |
| Shareholders' funds (net worth) | 6,067 | 5,517 | 5,463 | 7,255 | 5,000 | 4,126 | 3,455 |
| Secured loans | 3,933 | 3,072 | 2,808 | 2,589 | 2,432 | 729 | 0.00 |
| Unsecured loans | 51.93 | 0.00 | 160 | 0.00 | 0.00 | 109 | 147 |
| Total debt | 3,985 | 3,072 | 2,968 | 2,589 | 2,432 | 838 | 147 |
| Total liabilities | - | - | 8,431 | 9,844 | 7,432 | 4,964 | 3,601 |
| Assets | |||||||
| Gross block | 26.15 | 27.47 | 9.44 | 9.76 | 9.62 | 10.12 | 12.93 |
| Net block | 18.23 | 18.56 | 0.69 | 1.03 | 0.66 | 0.71 | 2.52 |
| Capital work in progress | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.92 |
| Investments | 5,726 | 5,031 | 4,608 | 7,210 | 4,963 | 4,382 | 3,467 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 18.58 | 36.70 | 15.45 | 30.56 | 12.36 | 19.10 | 31.68 |
| Cash & bank balances | 43.89 | 4.61 | 47.05 | 139 | 516 | 149 | 2.32 |
| Loans & advances | 222 | 177 | 189 | 246 | 264 | 145 | 145 |
| Total current assets | 284 | 218 | 252 | 416 | 792 | 313 | 179 |
| Total current liabilities | 146 | 156 | 448 | 875 | 610 | 1,017 | 78.05 |
| Net working capital | 138 | 61.99 | (197) | (459) | 182 | (704) | 101 |
| Total assets | 10,052 | 8,590 | 8,431 | 9,844 | 7,432 | 4,964 | 3,601 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 3.54 | 46.10 | 135 | 462 | 148 | 1.37 | 11.00 |
| Net cash from operating activities | (120) | (518) | (1,266) | (329) | (589) | 117 | 39.97 |
| Net cash from investing activities | (444) | 604 | 1,265 | 285 | (377) | (570) | 221 |
| Net cash from financing activities | 603 | (128) | (87.90) | (284) | 1,280 | 599 | (270) |
| Net change in cash | 39.49 | (42.56) | (88.91) | (327) | 314 | 147 | (9.63) |
| Closing cash | 43.89 | 4.61 | 47.05 | 139 | 516 | 149 | 2.32 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +61.6% | +363.7% | -104.2% | +125.8% | -20.2% | +668.3% | - |
| EBITDA growth | +139.2% | +178.5% | -112.0% | +145.8% | +35.5% | +734.1% | - |
| PBT growth | +9998.0% | - | -77.7% | +170.8% | +23.2% | +756.5% | -23.5% |
| Net income growth | +963.7% | -107.5% | -70.9% | +155.9% | +30.2% | +753.0% | - |
| Revenue CAGR (3Y) | -43.8% | -37.2% | - | +140.1% | +65.3% | +59.8% | -20.9% |
| EBITDA CAGR (3Y) | -39.2% | -38.6% | - | +202.9% | +113.9% | +50.1% | -31.0% |
| Profitability & leverage | |||||||
| Net income margin | +81.6% | -15.3% | -540.1% | +77.3% | +68.2% | +41.8% | +37.7% |
| Return on capital employed | +9.4% | +3.4% | +9.2% | +30.3% | +17.3% | +18.5% | +3.1% |
| Return on net worth | +7.7% | -1.0% | +10.9% | +39.0% | +20.5% | +18.9% | +2.4% |
| Debt / equity | 0.61 | 0.55 | 0.44 | 0.41 | 0.36 | 0.13 | 0.08 |
| Long-term debt / equity | 0.60 | 0.55 | 0.44 | 0.41 | 0.36 | 0.12 | 0.06 |
| Interest cover | 66.13 | 139.96 | -104.11 | 11.57 | 20.13 | 12.41 | 35.51 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 31.00 | 20.78 | 107.05 | 318.75 | 139.05 | 149.40 | 28.01 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 30.07 | 14.70 | 44.67 | 143.93 | 87.25 | 67.82 | 5.82 |
| EPS (βΉ) | 4.73 | (0.56) | 7.73 | 26.58 | 10.39 | 8.04 | 0.93 |
| Dividend per share (βΉ) | 1.50 | 1.50 | 1.50 | 1.50 | 1.45 | 1.45 | 0.00 |
| Book value per share (βΉ) | 64.09 | 59.88 | 60.77 | 80.76 | 55.67 | 46.31 | 38.84 |
Similar companies to Zuno
Zuno has 3 listed similar companies in our database, 2 of them funded. They include ICICI Lombard, Bajaj Finserv and SarvaGram.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| icicilombard.com | 2001 | Mumbai, India | $306.52M | 15,275 | Life, health, and general insurance services are provided across India. | |
| bajajfinserv.in | 2007 | Pune, India | 53,782 | Financial solutions including loans and insurance are offered. | ||
| sarvagram.com | 2018 | Pune, India | $118.01M | 2,468 | Provider of home, personal, farm and business loans |
Detailed similar companies of Zuno
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Web traffic of Zuno
The website of Zuno (hizuno.com) receives about 168.4K visits a month and ranks #236,024 among all websites worldwide, #1,317 in Insurance.
- Monthly visits168.4K
▲ 22.3% vs previous month
- Unique visitors66.7K
per month
- Global rank#236,024
among all websites
- Category rank#1,317
Finance · Insurance
- Bounce rate26%
- Pages per visit4.2
- Average visit1 min 25 sec
- DevicesDesktop 45% Β· Mobile 55%
Websites whose visitors overlap most with Zuno. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| policybachat.com | 94% | 47.7K | #476,860 | View details | |
| plancover.com | 94% | 5K | #2,904,756 | View details | |
| policyboss.com | 84% | 74.7K | #398,197 | View details | |
| rahejaqbe.com | 82% | 15.1K | #1,385,355 | View details | |
| smcinsurance.com | 79% | 60.9K | #333,457 | View details | |
| β’β’β’β’β’β’β’β’β’β’ | β’β’β’β’β’β’.com | β’β’% | β’.β’M | #β’β’β’β’β’ | β |
| β’β’β’β’β’β’β’β’β’β’ | β’β’β’β’β’β’.com | β’β’% | β’.β’M | #β’β’β’β’β’ | β |
| β’β’β’β’β’β’β’β’β’β’ | β’β’β’β’β’β’.com | β’β’% | β’.β’M | #β’β’β’β’β’ | β |
All 37 similar websites and full traffic analytics for Zuno
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- 37 similar websites
- Audience overlap
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Top companies in Health Insurance Providers
3 companies that operate in the same segment as Zuno (Health Insurance Providers) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Offers insurance for health, vehicles, travel, life, and commercial needs. | 2001 | Pune, Maharashtra, India | 8,624 | |||
Operates as a health and general insurance provider. | 2012 | Mumbai, Maharashtra, India | 2,005 | |||
Provision of health and travel insurance services in India. | 2012 | Gurugram, Haryana, India | 14,959 |
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Related news about Zuno
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Frequently Asked Questions about Zuno
Zuno was founded in 2017.
Zuno is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.
Zuno has 21 employees.
The primary company behind Zuno, Edelweiss Financial Services Limited, reported revenue of βΉ10,888 Cr for FY 2026, up 15% year on year.
Zuno operates with a B2C model, focusing on offering insurance products, general insurance, health and auto, and marine coverage. Zuno provides comprehensive health, auto, and marine insurance services. It emphasizes efficiency, client-focused solutions, and growth, fostering partnerships and innovation in its operations.
Zuno's top competitors include ICICI Lombard, Bajaj Finserv and SarvaGram.
Yes, Zuno is publicly traded on NSE under the ticker symbol EDELWEISS.
Zuno is associated with 2 legal entities: Edelweiss Financial Services Limited, Zuno General Insurance Limited.
The legal entities of Zuno currently have 18 directors, including Rashesh Chandrakant Shah, Venkatchalam Arakoni Ramaswamy, Vidya Shah and others.
The website of Zuno receives about 168 thousand visits a month and ranks #236,024 among all websites worldwide.
