About Galada Finance Limited
Data last updated: 18 February 2026
Galada Finance Limited is a public limited company based in Chennai, Tamil Nadu, India. It specialises in investment and credit NBFC, a part of the broader financial services sector. Incorporated on 25 March 1986, the company has been in operation for over 40 years.
Registered with ROC Chennai under CIN L65191TN1986PLC012826. Listed on BSE: 538881.
Capital: an authorised share capital of ₹4 Cr and a paid-up capital of ₹3 Cr. Formerly known as Galada Finance Private Limited and Galada Brothers Private Limited. It is led by directors including Ramu Vishnu and Ashok Jawarilal Galada.
Last AGM: 05 July 2025. Financial statements filed for year ended 31 March 2025. Office: Shantisadan Oldno.4 Newno.7Shaffeemohamedroad Thousandlights, Chennai, Tamil Nadu, India – 600006.
As per the financials filed for FY 2024, the company reported a revenue of ₹1.58 Cr, a growth of 68% compared to the previous year.
The company is associated with 1 brand - Galada Finance. As per MCA filings, the company has open charges of ₹7.19 Cr and satisfied charges of ₹5.89 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website galadafinance.in.
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Email*****@*****.com
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Telephone+91-****-******
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Website
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Social Media**************
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Registered AddressShantisadan Oldno.4 Newno.7Shaffeemohamedroad Thousandlights, Chennai, Tamil Nadu, India – 600006
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IndustryFinancial Services, Investment & Credit NBFC, Asset Financing Companies, NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of Galada Finance Limited
Galada Finance Limited has undergone 2 name changes throughout its history. The company was previously known as Galada Finance Private Limited, and Galada Brothers Private Limited. The current legal name is Galada Finance Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| Galada Finance Limited | Current |
| Galada Finance Private Limited | Previous |
| Galada Brothers Private Limited | Previous |
Associated Brands with Galada Finance Limited
Galada Finance Limited operates one associated brand: Galada Finance. These brands represent Galada Finance Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Auto loans and equipment leasing are offered alongside deposit schemes. | galadafinance.in |
Competitors & Alternatives of Galada Finance Limited
Brands and companies operating in the same space as Galada Finance Limited include Hinduja Leyland Finance, CreditWise Capital, Bajaj Auto Finance and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Hinduja Leyland Finance
|
Vehicle and housing finance products are offered across India. | Chennai, India, India | 2008 |
CreditWise Capital
|
Provider of loans and vehicle-related services via digital platforms | Mumbai, India, India | 2018 |
Bajaj Auto Finance
|
Auto finance loans are provided for two-wheelers, three-wheelers, and cars. | Pune, India, India | 1987 |
OTO
|
Two-wheeler loans are provided via a fintech platform for purchases. | Bengaluru, India, India | 2018 |
Mahaveer Finance India
|
Automotive loans and asset finance services are offered to clients. | Chennai, India, India | 1981 |
Kogta Financial India
|
MSME loans, vehicle financing, and property-secured loans are provided. | Jaipur, India, India | 1996 |
Arman Financial Services
|
Auto loans are provided through financial services in India. | Ahmedabad, India, India | 1992 |
Bike Bazaar
|
Online platform for buying and selling two-wheelers | Pune, India, India | 2017 |
Mufin Green Finance
|
Consumer and SME loans are provided in India. | Delhi, India, India | 2016 |
Akasa Finance
|
Loans for vehicles, businesses, personal needs, and properties are provided. | Noida, India, India | 1995 |
Business Activity of Galada Finance Limited
Galada Finance Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | ********* |
Auditor Details of Galada Finance Limited
Galada Finance Limited is audited by Diyali B and Associates for the financial year 2019. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| Diyali B and Associates | blur-value | blur-value | blur-value |
Board of Directors of Galada Finance Limited
Galada Finance Limited is currently managed by 8 directors, with 12 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ramu Vishnu | Director | 10 Jun 2023 | 3 Years 0 Months | Current |
|
Ashok Jawarilal Galada
Also directs:
Galada Housing Limited, Galada Trades Limited
|
Director | 01 Apr 2009 | 17 Years 3 Months | Current |
| Naveen Ashok Galada | Managing Director | 01 Jul 2000 | 26 Years 0 Months | Current |
| Shyamala Thiagarajan | Director | 21 Sep 2024 | 1 Years 9 Months | Current |
| Nainar Authinathan | Director | 05 Jul 2025 | 1 Years 0 Months | Current |
| Narayana Uppundanarasimha Maiya | Additional Director | 15 Oct 2025 | 0 Years 8 Months | Current |
Financials of Galada Finance Limited FY 2024 filings available
Galada Finance Limited reported revenue of ₹1.34 Cr (up 48.42% YoY) for FY 2024. Profit growth despite declining revenue indicates effective cost management and margin discipline.
| Metrics | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|
| Revenue from Operations | ₹1.34 Cr | ₹90.56 Lakh | ₹1.06 Cr | ₹90.45 Lakh | ₹96.51 Lakh | ₹1.24 Cr |
| Interest Earned | ₹1.34 Cr | ₹90.38 Lakh | ₹1.05 Cr | ₹89.92 Lakh | ₹95.19 Lakh | - |
| Other Income | ₹10.81 Lakh | ₹3.47 Lakh | ₹1.06 Lakh | ₹39,000 | ₹1.9 Lakh | ₹3.66 Lakh |
| Total Income | ₹1.45 Cr | ₹94.03 Lakh | ₹1.07 Cr | ₹90.84 Lakh | ₹98.41 Lakh | - |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹33.19 Lakh | ₹18.63 Lakh | ₹15.72 Lakh | ₹16.65 Lakh | ₹14.18 Lakh | ₹26.26 Lakh |
| Finance Costs | ₹41.01 Lakh | ₹29.82 Lakh | ₹46.28 Lakh | ₹36.57 Lakh | ₹40.48 Lakh | ₹44.27 Lakh |
| Depreciation & Amortisation | ₹19.05 Lakh | ₹4.77 Lakh | ₹4.74 Lakh | ₹6.54 Lakh | ₹9.37 Lakh | - |
| Other Expenses | ₹11.9 Lakh | ₹34.89 Lakh | ₹62.48 Lakh | ₹34.84 Lakh | ₹1.02 Cr | ₹56.32 Lakh |
| Total Expenses | ₹1.05 Cr | ₹88.11 Lakh | ₹1.29 Cr | ₹94.6 Lakh | ₹1.66 Cr | ₹1.4 Cr |
| Profit Before Exceptional Items & Tax | ₹40.07 Lakh | ₹5.92 Lakh | -₹22.53 Lakh | -₹3.76 Lakh | -₹67.43 Lakh | - |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | - |
| Profit Before Tax | ₹40.07 Lakh | ₹5.92 Lakh | -₹22.53 Lakh | -₹3.76 Lakh | -₹67.43 Lakh | -₹12.86 Lakh |
| Total Tax Expense | ₹6.17 Lakh | ₹3.51 Lakh | ₹4.6 Lakh | ₹3.56 Lakh | ₹1.58 Lakh | ₹2.74 Lakh |
| Net Profit | ₹33.9 Lakh | ₹2.41 Lakh | -₹27.13 Lakh | -₹7.32 Lakh | -₹69.01 Lakh | -₹15.6 Lakh |
| Other Comprehensive Income | ₹38.53 Lakh | ₹1.61 Lakh | ₹29.88 Lakh | ₹25.08 Lakh | ₹24.21 Lakh | - |
| Total Comprehensive Income | ₹72.43 Lakh | ₹4.02 Lakh | ₹2.75 Lakh | ₹17.76 Lakh | -₹44.8 Lakh | - |
| EBITDA (computed) | ₹1 Cr | ₹40.51 Lakh | ₹28.49 Lakh | ₹39.35 Lakh | -₹17.58 Lakh | - |
| Basic EPS | ₹1.13 | ₹0.08 | ₹-0.90 | ₹-0.24 | ₹-0.37 | - |
| Diluted EPS | ₹1.13 | ₹0.08 | ₹-0.90 | ₹-0.24 | ₹-0.37 | - |
| Metrics | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|
| Total Assets | ₹9.95 Cr | ₹6.85 Cr | ₹7.86 Cr | ₹8.77 Cr | ₹7.56 Cr | ₹9.98 Cr |
| Non-current Assets | - | - | - | - | - | ₹2.6 Cr |
| Current Assets | - | - | - | - | - | ₹7.37 Cr |
| Property, Plant & Equipment | ₹76.34 Lakh | ₹36.14 Lakh | ₹18.61 Lakh | ₹22 Lakh | ₹0 | - |
| Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Cash & Equivalents | ₹27.11 Lakh | ₹18.26 Lakh | ₹9.52 Lakh | ₹12.43 Lakh | ₹9.09 Lakh | ₹15.3 Lakh |
| Equity (Net Worth) | ₹5.53 Cr | ₹5.15 Cr | ₹5.11 Cr | ₹5.08 Cr | ₹4.9 Cr | - |
| Equity Share Capital | ₹3 Cr | ₹3 Cr | ₹3 Cr | ₹3 Cr | ₹3 Cr | - |
| Current Liabilities | - | - | - | - | - | ₹3.52 Cr |
| Total Liabilities | ₹4.42 Cr | ₹1.7 Cr | ₹2.75 Cr | ₹3.7 Cr | ₹2.66 Cr | - |
| Metrics | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|
| Operating Cash Flow | -₹2.18 Cr | ₹1.21 Cr | ₹26.28 Lakh |
| Investing Cash Flow | -₹44.58 Lakh | -₹6.93 Lakh | ₹45.23 Lakh |
| Financing Cash Flow | ₹2.71 Cr | -₹1.06 Cr | -₹74.42 Lakh |
| Capital Expenditure | ₹62.35 Lakh | ₹23.85 Lakh | ₹1.45 Lakh |
| Free Cash Flow (computed) | -₹2.8 Cr | ₹97.59 Lakh | ₹24.83 Lakh |
| Dividends Paid | ₹0 | ₹0 | ₹0 |
| Net Change in Cash | ₹8.94 Lakh | ₹8.74 Lakh | -₹2.91 Lakh |
| Metrics | Q3 FY25 | Q2 FY25 | Q1 FY25 |
|---|---|---|---|
| Revenue from Operations | ₹37.62 Lakh | ₹36.86 Lakh | ₹37.35 Lakh |
| Interest Earned | ₹37.58 Lakh | ₹36.81 Lakh | ₹37.33 Lakh |
| Other Income | ₹31,000 | ₹1.47 Lakh | ₹77,000 |
| Total Income | ₹37.93 Lakh | ₹38.33 Lakh | ₹38.12 Lakh |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹8.12 Lakh | ₹8.65 Lakh | ₹8.08 Lakh |
| Finance Costs | ₹13.79 Lakh | ₹12.61 Lakh | ₹13.78 Lakh |
| Depreciation & Amortisation | ₹5.26 Lakh | ₹5.27 Lakh | ₹5.22 Lakh |
| Other Expenses | ₹6.48 Lakh | ₹7.27 Lakh | ₹6.81 Lakh |
| Total Expenses | ₹33.65 Lakh | ₹33.8 Lakh | ₹33.89 Lakh |
| Profit Before Exceptional Items & Tax | ₹4.28 Lakh | ₹4.53 Lakh | ₹4.23 Lakh |
| Exceptional Items | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹4.28 Lakh | ₹4.53 Lakh | ₹4.23 Lakh |
| Total Tax Expense | ₹1 Lakh | ₹1 Lakh | ₹1 Lakh |
| Net Profit | ₹3.28 Lakh | ₹3.53 Lakh | ₹3.23 Lakh |
| Other Comprehensive Income | -₹62,000 | -₹13,000 | ₹32,000 |
| Total Comprehensive Income | ₹2.66 Lakh | ₹3.4 Lakh | ₹3.55 Lakh |
| EBITDA (computed) | ₹23.33 Lakh | ₹22.41 Lakh | ₹23.23 Lakh |
| Basic EPS | ₹0.11 | ₹0.12 | ₹0.11 |
| Diluted EPS | ₹0.11 | ₹0.12 | ₹0.11 |
Shareholding Pattern of Galada Finance Limited
As per the shareholding pattern filed with BSE for the quarter ended Mar 2026, promoters hold 66.75%, retail and other public shareholders hold 33.25% of Galada Finance Limited. The company had 1,018 shareholders on record.
| Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Promoters | 66.75% | 63.93% | 63.93% | 63.93% | 63.93% | 63.93% |
| Public | 33.25% | 36.07% | 36.07% | 36.07% | 36.07% | 36.07% |
| Mar 2026 | Mar 2025 | Mar 2024 | |
|---|---|---|---|
| Promoters | 66.75% | 63.93% | 63.93% |
| Public | 33.25% | 36.07% | 36.07% |
| Promoter change (YoY, %pts) | +2.82 | +0.00 | - |
Charges & Borrowings of Galada Finance Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 28 Jul 2025 | City Union Bank Limited | ₹5.5 Cr | Open |
| 26 Mar 2025 | Others | ₹1 Cr | Open |
| 31 Aug 2023 | Hdfc Bank Limited | ₹49.1 Lakh | Open |
| 27 Jan 2023 | Hdfc Bank Limited | ₹19.4 Lakh | Open |
| 29 Oct 2024 | Others | ₹1 Cr | Satisfied |
Total charge records: 11 View all charges
Employees and EPFO Compliance at Galada Finance Limited
View historical data on people associated with Galada Finance Limited, including employment history and EPFO contributions.
Employee Count & EPFO Data of Galada Finance Limited
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GST Compliance of Galada Finance Limited
GSTIN & GST Filing Data of Galada Finance Limited
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Credit Ratings, Litigation & Regulatory Alerts for Galada Finance Limited
Credit Ratings, Legal Cases & Regulatory Alerts of Galada Finance Limited
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MSME Payment Delays by Galada Finance Limited
MSME Payment Delays by Galada Finance Limited
Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.
Subsidiaries & Group Companies of Galada Finance Limited
Subsidiaries & Group Companies of Galada Finance Limited
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MCA Filings & Documents of Galada Finance Limited
MCA Filings & Documents of Galada Finance Limited
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Recent Activity on Galada Finance Limited
Frequently Asked Questions about Galada Finance Limited
Galada Finance Limited is an active public limited company in the financial services sector based in Chennai, Tamil Nadu, India. It was incorporated on 25 March 1986 (40+ years old) and is registered under CIN L65191TN1986PLC012826. Listed on BSE: 538881.
Galada Finance Limited reported revenue of ₹1.58 Cr for FY 2024 (up 68.00% YoY).
The current directors of Galada Finance Limited are:
- Ramu Vishnu
- Ashok Jawarilal Galada
- Mahaveerchand Jain Divya
- Naveen Ashok Galada
- Shyamala Thiagarajan
- Krmanimeghala Empty Empty
- Nainar Authinathan
- Narayana Uppundanarasimha Maiya
The primary industry of Galada Finance Limited is financial services. The company specifically operates in investment and credit nbfc. The company is currently active in this sector.
Yes. Galada Finance Limited is listed on BSE with code 538881.
Galada Finance Limited can be reached at the registered office: Shantisadan Oldno.4 Newno.7Shaffeemohamedroad Thousandlights, Chennai, Tamil Nadu, India – 600006, or through the website galadafinance.in.