L&T Finance Limited

BSE: 533519 NSE: LTF
L&T Finance Limited - financial services in Mumbai, Maharashtra, India. FY 2026 financials & compliance.
CIN L67120MH2008PLC181833 Incorporated 01 May 2008 ROC Mumbai HQ Mumbai, Maharashtra, India
Active Listed - NSE: LTF · BSE: 533519 Public Limited Company financial services Nifty 500
Data last updated
Market Cap
₹61,181 Cr
LTF · NSE
Share Price
₹237.50
-2.70% today
Revenue
₹17,914 Cr
FY 2025-26 · +12.5% YoY
EBITDA
₹10,938 Cr
Margin 61.1%
Net Profit
₹3,003 Cr
FY 2025-26 · +13.6% YoY
P/E (TTM)
17.9x
P/B 2.1x
ROE
11.1%
ROCE 8.4%
Debt / Equity
3.78
Interest cover 62.8x

About L&T Finance Limited

Data last updated:

L&T Finance Limited is a public limited company based in Mumbai, Maharashtra, India, a subsidiary of Larsen And Toubro Limited. It operates in the core investment companies segment of the financial services sector. It was incorporated on 01 May 2008 and has been in existence for over 18 years.

L and T Finance is part of the Nifty 500 and BSE 500 indices.

The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN L67120MH2008PLC181833. Its GSTIN is 27AABCL5046R1ZZ (Maharashtra). The company holds 22 GST registrations, all of them active. It is a listed company as per MCA records. Its shares are listed on BSE: 533519 and NSE: LTF.

The company has an authorised share capital of ₹16,887 Cr and a paid-up capital of ₹2,505.66 Cr. It was formerly known as L&T Capital Holding Limited and L&T Capital Holdings Limited. It is led by directors including Sudipta Roy (Managing Director) and Nishi Vasudeva.

Its last annual general meeting (AGM) was held on 29 May 2026, and its latest financial statements are for the year ended 31 March 2026. The registered office is at Brindavan Plot No. 177 C.S.T Road Kalina Santacruz (East), Mumbai, Maharashtra, India – 400098.

As per the latest consolidated financials for FY 2025-26, the company reported a revenue of ₹17,914 Cr, a growth of 12.5% compared to the previous year. For the same year it recorded a net profit of ₹3,002.79 Cr (net margin 16.8%) and EBITDA of ₹10,938 Cr (EBITDA margin 61.1%). The net worth stands at ₹27,984 Cr (up 9.5% YoY). Total assets are valued at ₹1,38,332 Cr (up 17.2% YoY).

The company has about 624 employees on its provident fund (EPFO) records. Its group structure includes 3 subsidiaries.

The company is associated with 2 brands: L & T Finance Holdings and L&T Finance. As per MCA filings, the company has open charges of ₹1,26,284 Cr and satisfied charges of ₹47,853 Cr on record.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website ltfs.com.

Company details

CIN L67120MH2008PLC181833
Registration Number 181833
Incorporation Date 01 May 2008
ROC Mumbai
Listing Status Listed - Listed on NSE (LTF); Listed on BSE (533519)
Company Status Active
Date of Last AGM 29 May 2026
Date of Balance Sheet 31 March 2026
Parent Company Larsen And Toubro Limited
Compliance Status Active Compliant

Name history

L&T Finance has undergone 2 name changes throughout its history. The company was previously known as L&T Capital Holding Limited, and L&T Capital Holdings Limited. The current legal name is L&T Finance Limited.

Company NameStatus
L&T Finance LimitedCurrent
L&T Capital Holding LimitedPrevious
L&T Capital Holdings LimitedPrevious

CIN history

L&T Finance has one previous CIN (Corporate Identification Number): U67120MH2008PLC181833. The current CIN is L67120MH2008PLC181833, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
L67120MH2008PLC181833Current
U67120MH2008PLC181833Previous
Key People
Sudipta Roy Managing Director Nishi Vasudeva Director Ramamurthi Shankar Raman Director

Recognitions & Rankings of L&T Finance

Stock market indices
Nifty 500 BSE 500

Contact details

L&T Finance Limited's registered office is in Mumbai, Maharashtra. Its website is ltfs.com. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Website
    ltfs.com
  • Social Media
  • Registered Address
    Brindavan Plot No. 177 C.S.T Road Kalina Santacruz (East), Mumbai, Maharashtra, India – 400098
  • Industry
    Financial Services, Core Investment Companies, NBFC

To see the full contact details of L&T Finance Limited, buy the company report.

Comprehensive company report
L&T Finance Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Brands

L&T Finance operates two associated brands: L & T Finance Holdings and L&T Finance. Each brand links to its own profile.

BrandDescriptionWebsite
L & T Finance Holdings
Diversified lending services are provided as a non-banking financial institution.ltfs.com
L&T Finance
Loans for vehicles, rural sectors, and construction equipment are offered.ltfinance.com

Business activity

The main business activity of L&T Finance is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of L&T Finance Limited, buy the company report.

Financials of L&T Finance Limited

FY 2025-26 filings available

L&T Finance Limited reported revenue of ₹17,914 Cr (up 12.5% YoY) for FY 2025-26.

Financial Highlights

FY 2025-26 · Consolidated
Revenue
₹17,914 Cr
+12.5% YoY
EBITDA
₹10,938 Cr
+13.7% YoY
Profit After Tax
₹3,003 Cr
+13.6% YoY
Net Worth
₹27,984 Cr
+9.5% YoY
Total Assets
₹1,38,332 Cr
+17.2% YoY
Total Debt
₹1,10,298 Cr
+19.4% YoY

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue17,91415,92414,25212,77511,93013,35314,104
Revenue growth+12.5%+11.7%+11.6%+7.1%-10.7%-5.3%-
EBITDA10,9389,6208,0564,8406,6977,9519,941
EBITDA margin+61.1%+60.4%+56.5%+37.9%+56.1%+59.6%+70.5%
Profit before tax3,9983,4913,0291,7091,4231,4722,680
Net profit3,0032,6442,321(69.78)7237391,700
Net profit margin+16.8%+16.6%+16.3%-0.6%+6.1%+5.5%+12.1%
EPS (₹)11.9010.609.326.554.333.938.48
Balance sheet
Total assets1,38,3321,18,0041,00,1311,04,7231,05,3641,07,5621,08,847
Net worth27,98425,56423,43821,52819,94818,77314,692
Total debt1,10,29892,37276,60383,10585,23788,59293,934
Cash & bank7,95910,8334,67612,7497,9708,4277,804
Net working capital6,7779,9113,99912,8079,0258,8878,790
Cash flow
Cash from operations(14,189)(16,587)6867,4906,0785,4642,162
Cash from investing367472849(1,634)(5,087)(2,025)160
Cash from financing15,41515,419(7,050)(1,664)(3,023)(2,091)1,451
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue5,4845,2134,7714,5784,3364,2604,0234,098
Revenue growth (YoY)+26.5%+22.4%+18.6%+11.7%+7.9%+12.6%--
Other income0.0730.390.073.220.040.034.307.55
EBITDA3,3613,2392,8812,7502,6742,6202,4422,422
EBITDA margin+61.3%+62.1%+60.4%+60.1%+61.7%+61.5%+60.7%+59.1%
Depreciation71.7462.6860.3557.7050.9540.6940.9836.19
Interest1,9701,9701,7471,7031,6341,6361,6001,569
Profit before tax1,3191,2361,074992989943806824
Tax346320265254254242170198
Net profit973916809738735701636626
EPS (₹)3.883.593.212.942.932.802.542.50
MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue18,05015,91213,57412,898350191502
Revenue growth+13.4%+17.2%+5.2%+3580.4%+83.1%-61.9%-
EBITDA11,0399,5778,0137,743328158465
EBITDA margin+61.2%+60.2%+59.0%+60.0%+93.7%+82.4%+92.6%
Profit before tax4,1063,4552,9872,524254189284
Net profit3,1222,6182,2871,819218(35.84)267
Net profit margin+17.3%+16.5%+16.9%+14.1%+62.3%-18.7%+53.1%
EPS (₹)12.3810.499.197.740.880.471.33
Balance sheet
Total assets1,38,1311,17,66799,7981,04,42411,37612,78411,306
Net worth27,83325,29523,19521,31911,27111,0107,845
Total debt1,10,29892,37276,60383,1051051,7733,461
Cash & bank7,95210,8234,64412,7461711,4283.22
Net working capital6,8089,9123,97812,8051,0231,41592.39
Cash flow
Cash from operations(14,237)(16,608)6506,360408(170)82.24
Cash from investing398500859(505)(0.77)272(1,006)
Cash from financing15,43315,441(7,053)(1,659)(1,664)1,296924
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue5,4845,2134,9214,5784,3334,2574,0204,095
Revenue growth (YoY)+26.6%+22.5%+22.4%+11.8%+7.9%+12.6%--
Other income0.4330.650.373.510.350.324.687.70
Total expenses2,1311,9991,9031,8401,6711,6491,5871,684
EBITDA3,3533,2143,0172,7382,6622,6082,4322,411
EBITDA margin+61.1%+61.7%+61.3%+59.8%+61.4%+61.3%+60.5%+58.9%
Depreciation70.7961.7259.2556.1249.3439.1339.4634.69
Interest1,9701,9701,7471,7031,6341,6361,6001,569
Profit before tax1,3121,2131,211983979934798815
Tax344318264251251239167195

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 23 Oct 2026
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue5,4845,2134,7714,5784,3364,2604,0234,098
Revenue growth (YoY)+26.5%+22.4%+18.6%+11.7%+7.9%+12.6%--
Other income0.0730.390.073.220.040.034.307.55
EBITDA3,3613,2392,8812,7502,6742,6202,4422,422
EBITDA margin+61.3%+62.1%+60.4%+60.1%+61.7%+61.5%+60.7%+59.1%
Depreciation71.7462.6860.3557.7050.9540.6940.9836.19
Interest1,9701,9701,7471,7031,6341,6361,6001,569
Profit before tax1,3191,2361,074992989943806824
Tax346320265254254242170198
Net profit973916809738735701636626
EPS (₹)3.883.593.212.942.932.802.542.50
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue17,91415,92414,25212,77511,93013,35314,104
Revenue growth+12.5%+11.7%+11.6%+7.1%-10.7%-5.3%-
Other income3.3616.744752,792594837373
Total expenses6,9756,3046,1967,9355,2335,4024,163
Employee cost2,4552,2171,8061,4061,0959381,062
EBITDA10,9389,6208,0564,8406,6977,9519,941
EBITDA margin+61.1%+60.4%+56.5%+37.9%+56.1%+59.6%+70.5%
Depreciation21013911511110385.6681.59
Interest6,7346,0075,3875,8125,7657,2307,552
Profit before tax3,9983,4913,0291,7091,4231,4722,680
Tax1,015848712172374523980
Net profit3,0032,6442,321(69.78)7237391,700
Net profit margin+16.8%+16.6%+16.3%-0.6%+6.1%+5.5%+12.1%
EPS (₹)11.9010.609.326.554.333.938.48
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital2,5042,4952,4892,4802,4742,4692,005
Reserves & surplus25,47923,06920,95019,04917,47416,30412,688
Shareholders' funds (net worth)27,98425,56423,43821,52819,94818,77314,692
Minority interest50.5067.0689.5589.44180197220
Secured loans65,01452,15350,24026,31718,7470.000.00
Unsecured loans45,28440,21926,36356,78866,49088,59293,934
Total debt1,10,29892,37276,60383,10585,23788,59293,934
Total liabilities1,38,3321,18,0041,00,1311,04,7231,05,3641,07,5621,08,847
Assets
Gross block2,3181,6491,0149748351,4171,280
Net block1,3086415195535091,1381,100
Capital work in progress61.8745.0035.624.8121.8123.8462.04
Investments10,56411,87612,38514,36611,9178,8725,979
Inventories0.000.000.000.000.000.000.00
Sundry debtors1021172475.8815.9247.3164.74
Cash & bank balances7,95910,8334,67612,7497,9708,4277,804
Loans & advances2,5671,3411,6381,6682,5541,7981,603
Total current assets10,62912,2916,56114,42310,54110,2729,472
Total current liabilities3,8522,3802,5621,6161,5161,385682
Net working capital6,7779,9113,99912,8079,0258,8878,790
Total assets1,38,3321,18,0041,00,1311,04,7231,05,3641,07,5621,08,847
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash2,8963,5939,1094,9166,9485,5991,827
Net cash from operating activities(14,189)(16,587)6867,4906,0785,4642,162
Net cash from investing activities367472849(1,634)(5,087)(2,025)160
Net cash from financing activities15,41515,419(7,050)(1,664)(3,023)(2,091)1,451
Net change in cash1,593(697)(5,515)4,193(2,032)1,3493,772
Closing cash7,95910,8334,67612,7497,9708,4277,804
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth+12.5%+11.7%+11.6%+7.1%-10.7%-5.3%-
EBITDA growth+13.7%+19.4%+66.5%-27.7%-15.8%-20.0%-
PBT growth+14.5%+15.3%+77.3%+20.1%-3.3%-45.1%-12.2%
Net income growth+13.6%+13.9%+3425.6%-109.7%-2.3%-56.5%-
Revenue CAGR (3Y)+11.9%+10.1%+2.2%-3.3%-3.7%+9.3%+18.2%
EBITDA CAGR (3Y)+31.2%+12.8%+0.4%-21.3%-12.5%+4.8%+20.1%
Profitability & leverage
Net income margin+16.7%+16.6%+16.3%+12.0%+8.8%+7.1%+12.1%
Return on capital employed+8.4%+8.7%+8.2%+5.4%+6.4%+7.7%+9.6%
Return on net worth+11.1%+10.8%+10.3%-0.8%+3.6%+4.3%+12.1%
Debt / equity3.783.453.554.064.495.456.59
Long-term debt / equity2.652.452.592.963.364.675.34
Interest cover62.7663.3567.83122.9187.4391.9276.60
Efficiency & per share
Fixed asset turnover9.0311.9714.8217.2111.1210.5211.40
Inventory turnover0.000.000.000.000.000.000.00
Debtors turnover163.3187.53116.341,428.17396.13253.27169.21
EPS (₹)11.9010.609.326.554.333.938.48
Dividend per share (₹)2.752.752.502.000.500.000.90
Book value per share (₹)111.74102.4794.1786.8280.6376.0273.29
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue5,4845,2134,9214,5784,3334,2574,0204,095
Revenue growth (YoY)+26.6%+22.5%+22.4%+11.8%+7.9%+12.6%--
Other income0.4330.650.373.510.350.324.687.70
Total expenses2,1311,9991,9031,8401,6711,6491,5871,684
EBITDA3,3533,2143,0172,7382,6622,6082,4322,411
EBITDA margin+61.1%+61.7%+61.3%+59.8%+61.4%+61.3%+60.5%+58.9%
Depreciation70.7961.7259.2556.1249.3439.1339.4634.69
Interest1,9701,9701,7471,7031,6341,6361,6001,569
Profit before tax1,3121,2131,211983979934798815
Tax344318264251251239167195
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue18,05015,91213,57412,898350191502
Revenue growth+13.4%+17.2%+5.2%+3580.4%+83.1%-61.9%-
Other income4.5517.994696980.0122520.02
Total expenses7,0106,3365,5625,15522.1733.7737.41
Employee cost2,4532,2141,8041,40314.7013.7026.72
EBITDA11,0399,5778,0137,743328158465
EBITDA margin+61.2%+60.2%+59.0%+60.0%+93.7%+82.4%+92.6%
Depreciation2041331091060.370.580.48
Interest6,7346,0075,3875,81273.49193201
Profit before tax4,1063,4552,9872,524254189284
Tax1,00683770060436.2572.7416.93
Net profit3,1222,6182,2871,819218(35.84)267
Net profit margin+17.3%+16.5%+16.9%+14.1%+62.3%-18.7%+53.1%
EPS (₹)12.3810.499.197.740.880.471.33
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital2,5042,4952,4892,4802,4742,4692,005
Reserves & surplus25,32922,80020,70618,8398,7978,5415,840
Shareholders' funds (net worth)27,83325,29523,19521,31911,27111,0107,845
Secured loans73,39557,80944,43044,1400.000.000.00
Unsecured loans36,90234,56332,17338,9651051,7733,461
Total debt1,10,29892,37276,60383,1051051,7733,461
Total liabilities1,38,1311,17,66799,7981,04,42411,37612,78411,306
Assets
Gross block1,9521,2851,0911,0121.571.571.71
Net block1,0023332082160.560.930.96
Capital work in progress61.8745.0035.624.810.000.000.00
Investments10,63311,83612,37514,4029,20210,07010,070
Inventories0.000.000.000.000.000.000.00
Sundry debtors1021172472.340.000.000.00
Cash & bank balances7,95210,8234,64412,7461711,4283.22
Loans & advances2,5651,3381,6391,66090043.55121
Total current assets10,62012,2776,53114,4081,0711,472124
Total current liabilities3,8122,3662,5521,60347.7556.1731.92
Net working capital6,8089,9123,97812,8051,0231,41592.39
Total assets1,38,1311,17,66799,7981,04,42411,37612,78411,306
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash2,8943,5619,1064,9101,3980.580.49
Net cash from operating activities(14,237)(16,608)6506,360408(170)82.24
Net cash from investing activities398500859(505)(0.77)272(1,006)
Net cash from financing activities15,43315,441(7,053)(1,659)(1,664)1,296924
Net change in cash1,594(668)(5,544)4,196(1,257)1,3980.09
Closing cash7,95210,8234,64412,7461711,4283.22
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth+13.4%+17.2%+5.2%+3580.4%+83.1%-61.9%-
EBITDA growth+15.3%+19.5%+3.5%+2258.7%+108.3%-66.1%-
PBT growth+18.9%+15.7%+18.3%+891.9%+34.8%-33.5%-6.7%
Net income growth+19.3%+14.5%+25.7%+733.7%+708.8%-113.4%-
Revenue CAGR (3Y)+11.9%+256.8%+313.9%+195.0%-11.1%-25.4%+16.9%
EBITDA CAGR (3Y)+12.6%+207.8%+270.4%+155.4%-11.8%-28.9%+16.9%
Profitability & leverage
Net income margin+17.2%+16.5%+16.8%+14.9%+62.3%+60.6%+53.1%
Return on capital employed+8.5%+8.7%+8.2%+14.4%+2.7%+1.3%+4.5%
Return on net worth+11.7%+10.8%+10.3%+11.8%+2.0%-0.4%+3.4%
Debt / equity3.813.483.592.550.080.280.36
Long-term debt / equity2.672.823.342.330.060.180.19
Interest cover62.1463.6168.1576.1022.41122.8743.22
Efficiency & per share
Fixed asset turnover11.1513.4113.3626.82223.22253.72398.76
Inventory turnover0.000.000.000.000.000.000.00
Debtors turnover164.5687.48112.5311,620.830.000.00113.93
EPS (₹)12.3810.499.197.740.880.471.33
Dividend per share (₹)2.752.752.502.000.500.000.90
Book value per share (₹)111.14101.3993.1985.9745.5644.5939.13

To see the full year-wise statements and ratios of L&T Finance Limited, buy the company report.

Board of directors of L&T Finance Limited

L&T Finance has 7 current directors and 21 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Nishi Vasudeva
Also directs: The Tata Power Company Limited, Crisil Limited, HCL Technologies Limited and 4 more
Director15 Mar 20242 Years 7 MonthsCurrent
Ramamurthi Shankar Raman
Also directs: LTM Limited, Larsen and Toubro Limited, L&T Semiconductor Technologies Limited and 5 more
Director01 May 200818 Years 5 MonthsCurrent
Rajani Rajiv Gupte
Also directs: Symbiosis Centre for Entrepreneurship and Innovation
Director28 Jun 20188 Years 3 MonthsCurrent
Sekharipuram Narayanan Subrahmanyan
Also directs: LTM Limited, Larsen and Toubro Limited, L&T Semiconductor Technologies Limited and 5 more
Director28 Feb 20224 Years 7 MonthsCurrent
Dhananjaya Tambe
Also directs: NSDL Payments Bank Limited, Cashpor Micro Credit, Standard Chartered Capital Limited and 4 more
Director01 Jul 20251 Years 3 MonthsCurrent
Rahavan SeetharamanDirector23 Jan 20242 Years 9 MonthsCurrent
Showing 6 of 7 current directors. View all directors

Peer comparison

L&T Finance Limited is compared with the 8 companies closest to it by revenue in the BFSI industry (Core Investment Companies, Finance, Large NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Muthoot Finance Limited₹20,324 Cr (FY 2025)34.0%Ernakulam, Kerala, India
Infrastructure Leasing and Financial Services Limited₹18,799 Cr (FY 2018)10.0%Mumbai, Maharashtra, India
L&T Finance Limitedthis company₹17,914 Cr (FY 2026)₹3,002.79 Cr16.8%12.5%624Mumbai, Maharashtra, India
GMR Enterprises Private Limited₹17,475 Cr (FY 2019)13.0%Royapettah, Tamil Nadu, India
HDB Financial Services Limited₹16,300 Cr (FY 2025)15.0%Ahmedabad, Gujarat, India
L&T Finance Limited₹15,941 Cr (FY 2025)13.0%Kolkata, West Bengal, India
Aditya Birla Finance Limited₹12,764 Cr (FY 2024)54.0%Veraval, Gujarat, India
Bengal & Assam Company Limited₹12,588 Cr (FY 2019)715.0%Kolkata, West Bengal, India
Cholamandalam Financial Holdings Limited₹10,947 Cr (FY 2019)23.0%Chennai, Tamil Nadu, India

To see the full peer comparison of L&T Finance Limited, buy the company report.

Auditor

L&T Finance Limited is audited by KHIMJI KUNVERJI & CO for the financial year 2022.

Auditor firmFinancial yearFirm registration number
KHIMJI KUNVERJI & COFY 2022105146W

Shareholding

Shareholding for the quarter ended Sep 2026: promoters hold 66.00%, foreign institutional investors hold 7.70%, domestic institutional investors hold 14.90% and retail and other public shareholders hold 11.40%.

Promoters: 66.00%DII (Domestic Institutional): 14.90%FII (Foreign Institutional): 7.70%Retail & Others: 11.40%
Sep 2026
QUARTER
66.00% Promoters
14.90% DII (Domestic Institutional)
7.70% FII (Foreign Institutional)
11.40% Retail & Others
Promoter holding - history
Now 66.00% · Sep 2026High 66.10% · Dec 2025Low 66.00% · Mar 2026
65%65.8%66.5%67.3%68%Dec 2025Mar 2026Jun 2026Sep 2026Dec 2025: 66.10%Mar 2026: 66.00%Jun 2026: 66.00%Sep 2026: 66.00%66.10%66.00%66.00%
Shareholding trend - last 6 quarters
Sep 2026Jun 2026Mar 2026Dec 2025
Promoters66.00%66.00%66.00%66.10%
Public34.00%34.00%34.00%33.90%

Charges & borrowings

Open charges
₹1,26,284 Cr
Satisfied charges
₹47,853 Cr
Breakdown by lending institutions
Others₹83,911.86 Cr
Axis Bank Limited₹10,791.00 Cr
Sidbi₹8,070.00 Cr
Hdfc Bank Limited₹7,500.00 Cr
Yes Bank Limited₹5,050.00 Cr
Others₹10,960.71 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
21 Apr 2026101308173Others₹500 CrOpen
08 Apr 2026101279186Hdfc Bank Limited₹1,500 CrOpen
27 Mar 2026101265165Others₹940 CrOpen
18 Mar 2026101263764Standard Chartered Bank₹200 CrOpen
17 Mar 2026101262226Axis Bank Limited₹3,000 CrOpen

To see the full charge records of L&T Finance Limited, buy the company report.

Total charge records: 298 View all charges

Credit ratings & regulatory alerts

L&T Finance Limited was last rated by Indiarating on 25 Apr 2023.

Rating agencyRated onRating
Indiarating25 Apr 2023

To see the full credit ratings and regulatory alerts of L&T Finance Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for L&T Finance Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

Group structure & subsidiaries

L&T Finance has 3 subsidiary companies and 1 associated company. This group structure data is as of FY 2024. The table lists each entity with its relationship and holding.

3
Subsidiary companies
1
Associated companies
Key subsidiaries
Company NameCINShares held
L&T Financial Consultants LimitedU65100MH2011PLC299024
L&T Infra Investment Partners Advisory Private LimitedU67190MH2011PTC218046
L&T Infra Investment Partners Trustee Private LimitedU67190MH2011PTC220896

To see the full group structure of L&T Finance Limited, buy the company report.

Employees & EPFO

L&T Finance Limited has a workforce of 624 employees on its EPFO records as of Apr 06, 2024, across 1 active EPFO establishment.

Employee count
624
Active EPFO establishments
1
Employee growth
31100%

GST

L&T Finance has 22 GST registrations: 22 active. The first 4 active GSTINs are listed below.

Total GSTINs
22
Active
22
GSTINStateStatusRegistered on
27AABCL5046R1ZZMaharashtraActive01 Jul 2017
36AABCL5046R1Z0TelanganaActive19 May 2023
06AABCL5046R1Z3HaryanaActive25 May 2023
18AABCL5046R1ZYAssamActive27 May 2023

To see the full GST registrations and return filing status of L&T Finance Limited, buy the company report.

Recent activity

L&T Finance Limited has 47 board changes on record since 2008: 28 appointments and 19 cessations. The latest: Dhananjaya Tambe was appointed as Director on 01 Jul 2025.

Charges
A charge registered on 29 Sep 2021 via Charge ID 100489079 with Others was fully satisfied on 09 Jul 2026.
Charges
A charge with Others of Rs. 32,298.85 Cr registered on 26 Jun 2019 with Charge ID 100273163 was modified on 09 Jul 2026.
Charges
A charge registered on 18 Aug 2022 via Charge ID 100604366 with The Hongkong And Shanghai Banking Corporation Limited was fully satisfied on 30 Jun 2026.
Charges
A charge with Others of Rs. 1,965.07 Cr registered on 12 Jul 2021 with Charge ID 100461441 was modified on 29 Jun 2026.
Charges
A charge with Others of Rs. 940.00 Cr registered on 27 Mar 2026 with Charge ID 101265165 was modified on 17 Jun 2026.
Charges
A charge with Axis Bank Limited of Rs. 183.00 Cr registered on 16 Mar 2022 with Charge ID 100555550 was modified on 11 Jun 2026.
Charges
A charge registered on 13 Feb 2023 via Charge ID 100684076 with Others was fully satisfied on 30 May 2026.
AGM
L&T Finance Limited last Annual general meeting of members was held on 29 May 2026 as per latest MCA records.
Charges
A charge registered on 07 Jun 2023 via Charge ID 100730603 with Others was fully satisfied on 22 May 2026.
Charges
A charge registered on 28 Oct 2022 via Charge ID 100630275 with Others was fully satisfied on 22 May 2026.
Charges
A charge registered on 23 May 2016 via Charge ID 100033256 with Others was fully satisfied on 21 May 2026.
Charges
A charge with Others of Rs. 280.00 Cr registered on 31 Mar 2023 with Charge ID 100806491 was modified on 18 May 2026.

601 earlier events are in the company report.

News

L&T Finance: HSBC on L&T Finance Maintains Buy, cuts Target Price to ₹310; Q2FY27 results were broadly in line, though softer disbursements and asset quality remained concerns; reassuring management commentary and a better NIM outlook drive FY27–29 EPS upgrades of 0.8–4.6%, while the target price cut reflects macroeconomic concerns.
19 Oct 2026 · Exchange Update
LTF: Rs. 33.90 Crores BSE Block Trade; for ~ 1,275,463 Shares, at Rs. 265.80
15 Oct 2026 · Exchange Update
LTF: Q2 REVENUE 54.84B RUPEES VS 43.35B (YOY)
15 Oct 2026 · Exchange Update
LTF: Q2 CONS NET PROFIT 9.75B RUPEES VS 7.34B (YOY); EST 9.75B
15 Oct 2026 · Exchange Update
LTF: Q2 GNPA 2.75% VS 2.86% (QOQ); Q2 NNPA 0.85% VS 0.90% (QOQ)
15 Oct 2026 · Exchange Update
L&T Finance: Issues 80,000 Non-Convertible Debentures Valued At ₹800 Crores Through Private Placement, With Each Debenture Having A Face Value Of ₹1 Lakh And A Coupon Rate Of 8.57% Per Annum.
12 Oct 2026 · Exchange Update

Frequently asked questions

L&T Finance is an active public limited company based in Mumbai, Maharashtra, India. The company works in core investment companies, within the financial services industry. It was incorporated on 01 May 2008 (18+ years old) and is registered under CIN L67120MH2008PLC181833. Listed on BSE: 533519 and NSE: LTF.

L&T Finance reported revenue of ₹17,914 Cr for FY 2025-26 (up 12.5% YoY) based on consolidated financials.

L&T Finance has 7 current directors:

The latest financial statements of L&T Finance on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 29 May 2026. Year-wise statements from 2015 are in the company report.

The GSTIN of L&T Finance is 27AABCL5046R1ZZ, registered in Maharashtra. The company has 22 GST registrations in all, of which 22 are active. Other active GSTINs include 36AABCL5046R1Z0 (Telangana), 06AABCL5046R1Z3 (Haryana), 18AABCL5046R1ZY (Assam).

The CIN (Corporate Identification Number) of L&T Finance is L67120MH2008PLC181833. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Yes. L&T Finance is a listed company as per MCA records. Its shares are listed on both BSE (code: 533519) and NSE (symbol: LTF).

L&T Finance was incorporated on 01 May 2008, making it 18+ years old. It is registered with the Registrar of Companies, Mumbai.

The peers of L&T Finance by revenue are Muthoot Finance Limited, Infrastructure Leasing and Financial Services Limited, GMR Enterprises Private Limited, HDB Financial Services Limited, L&T Finance and 3 more, all in the BFSI industry (Core Investment Companies, Finance, Large NBFC), with the same principal business activity (other financial activities).

Dhananjaya Tambe was appointed as Director on 01 Jul 2025. Thomas Mathew Thumpeparambil ceased to be Director on 01 Jul 2025. Pavninder Singh ceased to be Nominee Director on 13 Jun 2024. L&T Finance has 47 board changes on record in total.

L&T Finance can be reached through the website ltfs.com. Its registered office is in Mumbai, Maharashtra, India.