About Muthoot Finance Limited
Data last updated: 15 July 2026
Muthoot Finance Limited is a public limited company based in Ernakulam, Kerala, India. It specialises in non-banking financial services (NBFC), a part of the broader financial services sector. Incorporated on 14 March 1997, the company has been in operation for over 29 years.
Registered with ROC Ernakulam under CIN L65910KL1997PLC011300. Listed on BSE: 533398 and NSE: MUTHOOTFIN.
Capital: an authorised share capital of ₹950 Cr and a paid-up capital of ₹401.47 Cr. Formerly known as The Muthoot Finance Private Limited and Muthoot Finance Private Limited. It is led by directors including Chamacheril Abraham Mohan and Vadakkakara Antony George.
Last AGM: 30 August 2025. Financial statements filed for year ended 31 March 2025. Office: Ernakulam, Kerala.
As per NSE-filed consolidated financials for FY 2026, the company reported a revenue of ₹31,209 Cr, a growth of 54.39% compared to the previous year. The net worth stands at ₹39,774 Cr (up 32.61% YoY). Total assets are valued at ₹195,754 Cr (up 47.34% YoY).
The company has a workforce of approximately 29,113 employees as per the latest available data. Its group structure includes 6 subsidiaries.
The company is associated with 2 brands - Muthoot Finance, Muthoot Group. As per MCA filings, the company has open charges of ₹205,590 Cr and satisfied charges of ₹67,301 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website muthootfinance.com.
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EmailLocked
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TelephoneLocked
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Website
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Social Media
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Registered AddressNh Bypass, Palarivattom, Ernakulam, Kerala, India – 682028
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IndustryFinancial Services, NBFC, Investment & Credit NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of Muthoot Finance Limited
Muthoot Finance Limited has undergone 2 name changes throughout its history. The company was previously known as The Muthoot Finance Private Limited, and Muthoot Finance Private Limited. The current legal name is Muthoot Finance Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| Muthoot Finance Limited | Current |
| The Muthoot Finance Private Limited | Previous |
| Muthoot Finance Private Limited | Previous |
CIN History of Muthoot Finance Limited
Muthoot Finance Limited has one previous CIN (Corporate Identification Number): U65910KL1997PLC011300. The current CIN is L65910KL1997PLC011300, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| L65910KL1997PLC011300 | Current |
| U65910KL1997PLC011300 | Previous |
Associated Brands with Muthoot Finance Limited
Muthoot Finance Limited operates two associated brands: Muthoot Finance and Muthoot Group. These brands represent Muthoot Finance Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Consumer and SME loans are provided, secured by gold jewellery. | muthootfinance.com | |
| Diversified operations are conducted across multiple industries by Muthoot Group. | muthootgroup.com |
Competitors & Alternatives of Muthoot Finance Limited
Brands and companies operating in the same space as Muthoot Finance Limited include Manappuram Finance, L & T Finance Holdings, Bajaj Finserv and 6 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Manappuram Finance
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Consumer and SME loans are provided by Manappuram Finance. | Valapad, India, India | 1992 |
L & T Finance Holdings
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Diversified lending services are provided as a non-banking financial institution. | Mumbai, India, India | 1994 |
Bajaj Finserv
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Financial solutions including loans and insurance are offered. | Pune, India, India | 2007 |
Northern Arc Capital
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Household and business loans are provided with risk management support. | Chennai, India, India | 2006 |
IIFL Finance
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Online gold, home, personal, and business loans are provided. | Mumbai, India, India | 1995 |
Mahindra Finance
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Consumer and SME loans are provided by Mahindra Finance. | Mumbai, India, India | 1991 |
Tata Capital
|
Diversified non-banking financial services are provided by Tata Capital. | Mumbai, India, India | 2007 |
Hero Fincorp
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2-wheeler loans and consumer/business financing are provided by Hero Fincorp. | Delhi, India, India | 1991 |
Kinara Capital
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Collateral-free loans are provided to MSMEs for business operations. | Bengaluru, India, India | 2011 |
Business Activity of Muthoot Finance Limited
Muthoot Finance Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details for Muthoot Finance Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of Muthoot Finance Limited
Muthoot Finance Limited is audited by M/s Krishnamoorthy & Krishnamoorthy (ICAI peer reviewed, certificate valid till 2027-02-28); M/s PSDY & Associates (ICAI peer reviewed, certificate valid till 2027-09-30) for the financial year 2026, as reported in its NSE exchange filings. The statutory auditor is responsible for expressing an independent opinion on whether the financial statements present a true and fair view in accordance with applicable accounting standards.
| Name | Financial year | Audit opinion |
|---|---|---|
| M/s Krishnamoorthy & Krishnamoorthy (ICAI peer reviewed, certificate valid till 2027-02-28); M/s PSDY & Associates (ICAI peer reviewed, certificate valid till 2027-09-30) | FY 2026 | Declaration of unmodified opinion |
Board of Directors of Muthoot Finance Limited
Muthoot Finance Limited is currently managed by 15 directors, with 16 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Chamacheril Abraham Mohan | Director | 31 Aug 2022 | 3 Years 10 Months | Current |
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Vadakkakara Antony George
Also directs:
Belstar Microfinance Limited, Thejo Engineering Limited
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Director | 28 Sep 2019 | 6 Years 9 Months | Current |
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George Alexander Muthoot
Also directs:
Thekkemala Holdings And Trading Llp, Tekkemala Realtors Llp, Kumbanad Properties Llp and 5 more
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Managing Director | 20 Nov 2006 | 19 Years 7 Months | Current |
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Usha Sunny
Also directs:
V Guard Industries Limited, Securaplus Safety Private Limited
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Director | 30 Nov 2020 | 5 Years 7 Months | Current |
| George Muthoot Jacob | Whole-Time Director | 15 Dec 2021 | 4 Years 7 Months | Current |
|
Abraham Chacko
Also directs:
Liberty General Insurance Limited, India Ratings And Research Private Limited, Jana Capital Limited and 4 more
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Director | 18 Sep 2021 | 4 Years 9 Months | Current |
Financials of Muthoot Finance Limited FY 2026 filings available
Muthoot Finance Limited reported revenue of ₹31,209 Cr (up 54.39% YoY) for FY 2026.
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹31,209 Cr | ₹20,214 Cr | ₹15,062 Cr | ₹11,898 Cr | ₹12,185 Cr | ₹11,531 Cr | ₹9,683.98 Cr |
| Interest Earned | ₹30,371 Cr | ₹19,663 Cr | ₹14,546 Cr | ₹11,556 Cr | - | ₹11,232 Cr | ₹9,417.74 Cr |
| Other Income | ₹54.18 Cr | ₹110.32 Cr | ₹101.09 Cr | ₹77.34 Cr | ₹52.55 Cr | ₹35.63 Cr | ₹23.29 Cr |
| Total Income | ₹31,263 Cr | ₹20,324 Cr | ₹15,163 Cr | ₹11,975 Cr | ₹12,237 Cr | ₹11,566 Cr | ₹9,707.27 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹2,791.14 Cr | ₹2,324.99 Cr | ₹1,828.21 Cr | ₹1,488.27 Cr | ₹1,239.48 Cr | ₹1,189.27 Cr | ₹1,208.49 Cr |
| Finance Costs | ₹11,000 Cr | ₹7,412.3 Cr | ₹5,430.08 Cr | ₹4,209.18 Cr | ₹4,255.85 Cr | ₹4,099.93 Cr | ₹3,172.84 Cr |
| Depreciation & Amortisation | ₹137.31 Cr | ₹115.99 Cr | ₹92.11 Cr | ₹78.16 Cr | ₹70 Cr | ₹67.36 Cr | ₹59.24 Cr |
| Other Expenses | ₹2,004.34 Cr | ₹1,570.25 Cr | ₹1,262.03 Cr | ₹1,034.61 Cr | ₹874.9 Cr | ₹823.16 Cr | ₹819.22 Cr |
| Total Expenses | ₹16,959 Cr | ₹13,058 Cr | ₹9,166.24 Cr | ₹7,052.23 Cr | ₹6,827.28 Cr | ₹6,434.94 Cr | ₹5,446.88 Cr |
| Profit Before Exceptional Items & Tax | ₹14,305 Cr | ₹7,266.01 Cr | ₹5,996.5 Cr | ₹4,922.78 Cr | ₹5,410.19 Cr | ₹5,131.48 Cr | ₹4,260.39 Cr |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹14,305 Cr | ₹7,266.01 Cr | ₹5,996.5 Cr | ₹4,922.78 Cr | ₹5,410.19 Cr | ₹5,131.48 Cr | ₹4,260.39 Cr |
| Total Tax Expense | ₹3,697.98 Cr | ₹1,913.65 Cr | ₹1,528.91 Cr | ₹1,253.01 Cr | ₹1,378.86 Cr | ₹1,312.61 Cr | ₹1,091.71 Cr |
| Net Profit | ₹10,607 Cr | ₹5,352.36 Cr | ₹4,467.59 Cr | ₹3,669.77 Cr | ₹4,031.32 Cr | ₹3,818.87 Cr | ₹3,168.68 Cr |
| attributable to Owners | ₹10,590 Cr | ₹5,332.9 Cr | ₹4,324.29 Cr | ₹3,612.3 Cr | ₹4,016.62 Cr | ₹3,804.4 Cr | ₹3,138.25 Cr |
| attributable to NCI | ₹16.53 Cr | ₹19.46 Cr | ₹143.31 Cr | ₹57.47 Cr | ₹14.7 Cr | ₹14.47 Cr | ₹30.41 Cr |
| Other Comprehensive Income | ₹218.51 Cr | -₹86.23 Cr | ₹70.41 Cr | ₹42.87 Cr | -₹78.48 Cr | -₹62.14 Cr | ₹58.64 Cr |
| Total Comprehensive Income | ₹10,825 Cr | ₹5,266.14 Cr | ₹4,538.01 Cr | ₹3,712.63 Cr | ₹3,952.84 Cr | ₹3,756.73 Cr | ₹3,227.32 Cr |
| EBITDA (computed) | ₹25,442 Cr | ₹14,794 Cr | ₹11,519 Cr | ₹9,210.12 Cr | ₹9,736.04 Cr | ₹9,298.77 Cr | ₹7,492.47 Cr |
| Basic EPS | ₹263.79 | ₹132.84 | ₹107.72 | ₹89.99 | ₹100.10 | ₹94.84 | ₹78.30 |
| Diluted EPS | ₹263.79 | ₹132.83 | ₹107.71 | ₹89.98 | ₹100.05 | ₹94.76 | ₹78.20 |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Total Assets | ₹195,754 Cr | ₹132,860 Cr | ₹96,469 Cr | ₹80,149 Cr |
| Property, Plant & Equipment | ₹655.08 Cr | ₹620.83 Cr | ₹425.52 Cr | ₹327.24 Cr |
| Inventories | ₹0 | ₹0 | ₹0 | ₹0 |
| Cash & Equivalents | ₹12,614 Cr | ₹8,167.1 Cr | ₹6,037.35 Cr | ₹7,770.18 Cr |
| Equity (Net Worth) | ₹39,774 Cr | ₹29,993 Cr | ₹25,754 Cr | ₹22,153 Cr |
| Equity Share Capital | ₹401.47 Cr | ₹401.46 Cr | ₹401.46 Cr | ₹401.45 Cr |
| Total Liabilities | ₹155,980 Cr | ₹102,866 Cr | - | - |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Operating Cash Flow | -₹47,393 Cr | -₹26,376 Cr | -₹13,754 Cr | -₹2,804.07 Cr | -₹1,372.92 Cr |
| Investing Cash Flow | ₹2,457.79 Cr | ₹1,790.68 Cr | -₹47.36 Cr | ₹180.97 Cr | ₹421.64 Cr |
| Financing Cash Flow | ₹49,320 Cr | ₹29,893 Cr | ₹11,958 Cr | ₹395.02 Cr | ₹3,221.96 Cr |
| Capital Expenditure | ₹152.73 Cr | ₹217 Cr | ₹222.42 Cr | ₹141.14 Cr | ₹97.06 Cr |
| Free Cash Flow (computed) | -₹47,545 Cr | -₹26,593 Cr | -₹13,976 Cr | -₹2,945.21 Cr | -₹1,469.98 Cr |
| Dividends Paid | ₹1,044.14 Cr | ₹964.81 Cr | ₹884.44 Cr | ₹803.21 Cr | ₹802.73 Cr |
| Net Change in Cash | ₹4,388.38 Cr | ₹5,308.88 Cr | -₹1,841.47 Cr | -₹2,229.11 Cr | ₹2,259.54 Cr |
| Metrics | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 | Q3 FY25 | Q2 FY25 | Q1 FY25 | Q4 FY24 | Q3 FY24 | Q2 FY24 | Q1 FY24 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹9,288.71 Cr | ₹8,187.6 Cr | ₹7,282.79 Cr | ₹6,450.13 Cr | ₹5,621.75 Cr | ₹5,189.73 Cr | ₹4,928.82 Cr | ₹4,473.86 Cr | ₹4,163.8 Cr | ₹3,820.02 Cr | ₹3,606.14 Cr | ₹3,471.71 Cr |
| Interest Earned | ₹9,008.67 Cr | ₹7,982.94 Cr | ₹7,091.3 Cr | ₹6,288.01 Cr | ₹5,465.79 Cr | ₹5,067.32 Cr | ₹4,781.46 Cr | ₹4,348.31 Cr | ₹3,978.8 Cr | ₹3,683.17 Cr | ₹3,505.34 Cr | ₹3,378.39 Cr |
| Other Income | ₹2.65 Cr | ₹51.61 Cr | ₹49.8 Cr | ₹34.89 Cr | ₹31.19 Cr | ₹31.95 Cr | ₹28.57 Cr | ₹18.61 Cr | ₹15.62 Cr | ₹22.66 Cr | ₹25.81 Cr | ₹36.99 Cr |
| Total Income | ₹9,291.36 Cr | ₹8,239.21 Cr | ₹7,332.59 Cr | ₹6,485.02 Cr | ₹5,652.94 Cr | ₹5,221.69 Cr | ₹4,957.39 Cr | ₹4,492.47 Cr | ₹4,179.42 Cr | ₹3,842.68 Cr | ₹3,631.95 Cr | ₹3,508.7 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹582.79 Cr | ₹784.98 Cr | ₹726.92 Cr | ₹696.45 Cr | ₹697.1 Cr | ₹580.04 Cr | ₹530.22 Cr | ₹517.62 Cr | ₹542.38 Cr | ₹436.96 Cr | ₹421.56 Cr | ₹427.31 Cr |
| Finance Costs | ₹3,154.78 Cr | ₹2,918.72 Cr | ₹2,571.22 Cr | ₹2,354.91 Cr | ₹2,111.22 Cr | ₹1,899.55 Cr | ₹1,807.03 Cr | ₹1,594.51 Cr | ₹1,446.64 Cr | ₹1,412.48 Cr | ₹1,335.01 Cr | ₹1,235.95 Cr |
| Depreciation & Amortisation | ₹24.48 Cr | ₹40.48 Cr | ₹37.61 Cr | ₹34.75 Cr | ₹34.71 Cr | ₹30.58 Cr | ₹24.86 Cr | ₹25.84 Cr | ₹26.61 Cr | ₹24.13 Cr | ₹22.18 Cr | ₹19.19 Cr |
| Other Expenses | ₹676.74 Cr | ₹456.07 Cr | ₹457.26 Cr | ₹414.27 Cr | ₹464.17 Cr | ₹398.34 Cr | ₹373.58 Cr | ₹334.17 Cr | ₹370.38 Cr | ₹329.05 Cr | ₹301.84 Cr | ₹260.88 Cr |
| Total Expenses | ₹4,707.2 Cr | ₹4,416.75 Cr | ₹4,088.39 Cr | ₹3,830.99 Cr | ₹3,720.73 Cr | ₹3,335.36 Cr | ₹3,155.62 Cr | ₹2,846.77 Cr | ₹2,594.24 Cr | ₹2,308.33 Cr | ₹2,161.74 Cr | ₹2,101.93 Cr |
| Profit Before Exceptional Items & Tax | ₹4,584.15 Cr | ₹3,822.46 Cr | ₹3,244.2 Cr | ₹2,654.03 Cr | ₹1,932.2 Cr | ₹1,886.32 Cr | ₹1,801.78 Cr | ₹1,645.7 Cr | ₹1,585.18 Cr | ₹1,534.35 Cr | ₹1,470.21 Cr | ₹1,406.77 Cr |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹4,584.15 Cr | ₹3,822.46 Cr | ₹3,244.2 Cr | ₹2,654.03 Cr | ₹1,932.2 Cr | ₹1,886.32 Cr | ₹1,801.78 Cr | ₹1,645.7 Cr | ₹1,585.18 Cr | ₹1,534.35 Cr | ₹1,470.21 Cr | ₹1,406.77 Cr |
| Total Tax Expense | ₹1,186.68 Cr | ₹998.98 Cr | ₹832.54 Cr | ₹679.78 Cr | ₹488.27 Cr | ₹494.78 Cr | ₹480.55 Cr | ₹450.04 Cr | ₹402.9 Cr | ₹389.04 Cr | ₹374.92 Cr | ₹362.05 Cr |
| Net Profit | ₹3,397.48 Cr | ₹2,823.48 Cr | ₹2,411.66 Cr | ₹1,974.25 Cr | ₹1,443.93 Cr | ₹1,391.55 Cr | ₹1,321.22 Cr | ₹1,195.66 Cr | ₹1,182.27 Cr | ₹1,145.31 Cr | ₹1,095.29 Cr | ₹1,044.72 Cr |
| attributable to Owners | ₹3,349.47 Cr | ₹2,804.03 Cr | ₹2,420.63 Cr | ₹2,016.2 Cr | ₹1,477.68 Cr | ₹1,389.18 Cr | ₹1,271.6 Cr | ₹1,164.03 Cr | ₹1,139.07 Cr | ₹1,103.52 Cr | ₹1,059.62 Cr | ₹1,022.07 Cr |
| attributable to NCI | ₹48.01 Cr | ₹19.45 Cr | -₹8.98 Cr | -₹41.95 Cr | -₹33.75 Cr | ₹2.36 Cr | ₹49.62 Cr | ₹31.63 Cr | ₹43.2 Cr | ₹41.79 Cr | ₹35.67 Cr | ₹22.65 Cr |
| Other Comprehensive Income | ₹158.86 Cr | ₹20.2 Lakh | ₹44.22 Cr | ₹15.23 Cr | -₹73.05 Cr | -₹41.99 Cr | ₹55.49 Cr | -₹26.68 Cr | ₹2.5 Cr | ₹30.87 Cr | ₹8.37 Cr | ₹28.67 Cr |
| Total Comprehensive Income | ₹3,556.34 Cr | ₹2,823.69 Cr | ₹2,455.88 Cr | ₹1,989.47 Cr | ₹1,370.88 Cr | ₹1,349.56 Cr | ₹1,376.72 Cr | ₹1,168.98 Cr | ₹1,184.77 Cr | ₹1,176.19 Cr | ₹1,103.66 Cr | ₹1,073.39 Cr |
| EBITDA (computed) | ₹7,763.41 Cr | ₹6,781.66 Cr | ₹5,853.03 Cr | ₹5,043.69 Cr | ₹4,078.13 Cr | ₹3,816.45 Cr | ₹3,633.67 Cr | ₹3,266.04 Cr | ₹3,058.43 Cr | ₹2,970.96 Cr | ₹2,827.4 Cr | ₹2,661.91 Cr |
| Basic EPS | ₹83.43 | ₹69.84 | ₹60.29 | ₹50.22 | ₹36.81 | ₹35.36 | ₹31.67 | ₹28.99 | ₹28.37 | ₹27.49 | ₹26.39 | ₹25.46 |
| Diluted EPS | ₹83.43 | ₹69.84 | ₹60.30 | ₹50.22 | ₹36.81 | ₹35.36 | ₹31.67 | ₹28.99 | ₹28.37 | ₹27.49 | ₹26.39 | ₹25.46 |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹27,558 Cr | ₹17,099 Cr | ₹12,635 Cr | ₹10,515 Cr | ₹11,082 Cr | ₹10,557 Cr | ₹8,714.64 Cr |
| Interest Earned | ₹27,066 Cr | ₹16,877 Cr | ₹12,448 Cr | ₹10,369 Cr | - | ₹10,329 Cr | ₹8,564.4 Cr |
| Other Income | ₹41.62 Cr | ₹56.86 Cr | ₹59.04 Cr | ₹28.9 Cr | ₹16.07 Cr | ₹17.15 Cr | ₹8.15 Cr |
| Total Income | ₹27,600 Cr | ₹17,156 Cr | ₹12,694 Cr | ₹10,544 Cr | ₹11,098 Cr | ₹10,574 Cr | ₹8,722.79 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹1,966.83 Cr | ₹1,696.58 Cr | ₹1,386.92 Cr | ₹1,199.44 Cr | ₹1,030.22 Cr | ₹1,006.25 Cr | ₹1,028.96 Cr |
| Finance Costs | ₹9,941.01 Cr | ₹6,428.84 Cr | ₹4,654.76 Cr | ₹3,699.14 Cr | ₹3,835.76 Cr | ₹3,692.44 Cr | ₹2,790.94 Cr |
| Depreciation & Amortisation | ₹87.23 Cr | ₹76.86 Cr | ₹65.63 Cr | ₹58.31 Cr | ₹53.91 Cr | ₹50.71 Cr | ₹43.09 Cr |
| Other Expenses | ₹1,489.47 Cr | ₹1,116.33 Cr | ₹940.19 Cr | ₹859.9 Cr | ₹742.1 Cr | ₹723.47 Cr | ₹706.67 Cr |
| Total Expenses | ₹13,954 Cr | ₹10,085 Cr | ₹7,245.26 Cr | ₹5,877.32 Cr | ₹5,789.04 Cr | ₹5,567.85 Cr | ₹4,665.38 Cr |
| Profit Before Exceptional Items & Tax | ₹13,645 Cr | ₹7,070.6 Cr | ₹5,448.78 Cr | ₹4,666.43 Cr | ₹5,309.35 Cr | ₹5,006.51 Cr | ₹4,057.41 Cr |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹13,645 Cr | ₹7,070.6 Cr | ₹5,448.78 Cr | ₹4,666.43 Cr | ₹5,309.35 Cr | ₹5,006.51 Cr | ₹4,057.41 Cr |
| Total Tax Expense | ₹3,511.41 Cr | ₹1,869.85 Cr | ₹1,399.12 Cr | ₹1,192.9 Cr | ₹1,355.05 Cr | ₹1,284.34 Cr | ₹1,039.11 Cr |
| Net Profit | ₹10,134 Cr | ₹5,200.75 Cr | ₹4,049.67 Cr | ₹3,473.53 Cr | ₹3,954.3 Cr | ₹3,722.18 Cr | ₹3,018.3 Cr |
| Other Comprehensive Income | ₹214.62 Cr | -₹90.02 Cr | ₹61.81 Cr | ₹46 Cr | -₹46.78 Cr | -₹57.29 Cr | ₹60.38 Cr |
| Total Comprehensive Income | ₹10,349 Cr | ₹5,110.73 Cr | ₹4,111.48 Cr | ₹3,519.53 Cr | ₹3,907.52 Cr | ₹3,664.89 Cr | ₹3,078.68 Cr |
| EBITDA (computed) | ₹23,674 Cr | ₹13,576 Cr | ₹10,169 Cr | ₹8,423.88 Cr | ₹9,199.03 Cr | ₹8,749.67 Cr | ₹6,891.44 Cr |
| Basic EPS | ₹252.43 | ₹129.54 | ₹100.88 | ₹86.54 | ₹98.55 | ₹92.79 | ₹75.31 |
| Diluted EPS | ₹252.43 | ₹129.54 | ₹100.87 | ₹86.52 | ₹98.50 | ₹92.71 | ₹75.21 |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Total Assets | ₹179,945 Cr | ₹121,249 Cr | ₹85,028 Cr | ₹72,620 Cr |
| Property, Plant & Equipment | ₹511.17 Cr | ₹476.31 Cr | ₹346.12 Cr | ₹268.21 Cr |
| Inventories | ₹0 | ₹0 | ₹0 | ₹0 |
| Cash & Equivalents | ₹11,686 Cr | ₹7,170.45 Cr | ₹5,036.55 Cr | ₹6,428.8 Cr |
| Equity (Net Worth) | ₹37,742 Cr | ₹28,438 Cr | ₹24,290 Cr | ₹21,062 Cr |
| Equity Share Capital | ₹401.47 Cr | ₹401.46 Cr | ₹401.46 Cr | ₹401.45 Cr |
| Total Liabilities | ₹142,202 Cr | ₹92,811 Cr | - | - |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Operating Cash Flow | -₹42,324 Cr | -₹25,855 Cr | -₹9,301.95 Cr | -₹1,901.72 Cr | -₹1,141.54 Cr |
| Investing Cash Flow | ₹1,270.14 Cr | -₹1,944.44 Cr | -₹739.06 Cr | ₹187.55 Cr | ₹407.63 Cr |
| Financing Cash Flow | ₹45,569 Cr | ₹29,933 Cr | ₹8,648.76 Cr | -₹1,035.54 Cr | ₹2,795.72 Cr |
| Capital Expenditure | ₹118.38 Cr | ₹122.09 Cr | ₹170.98 Cr | ₹94.15 Cr | ₹73.57 Cr |
| Free Cash Flow (computed) | -₹42,442 Cr | -₹25,977 Cr | -₹9,472.93 Cr | -₹1,995.87 Cr | -₹1,215.11 Cr |
| Dividends Paid | ₹1,044.07 Cr | ₹963.41 Cr | ₹883.15 Cr | ₹802.64 Cr | ₹802.39 Cr |
| Net Change in Cash | ₹4,515.61 Cr | ₹2,133.91 Cr | -₹1,392.26 Cr | -₹2,749.71 Cr | ₹2,061.82 Cr |
| Metrics | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 | Q3 FY25 | Q2 FY25 | Q1 FY25 | Q4 FY24 | Q3 FY24 | Q2 FY24 | Q1 FY24 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹8,179.92 Cr | ₹7,242.77 Cr | ₹6,432.24 Cr | ₹5,703.32 Cr | ₹4,854.4 Cr | ₹4,423.46 Cr | ₹4,117.44 Cr | ₹3,703.79 Cr | ₹3,408.92 Cr | ₹3,167.73 Cr | ₹3,059.67 Cr | ₹2,998.69 Cr |
| Interest Earned | ₹8,056 Cr | ₹7,113.78 Cr | ₹6,304.37 Cr | ₹5,592.33 Cr | ₹4,783.57 Cr | ₹4,368.96 Cr | ₹4,068.5 Cr | ₹3,655.98 Cr | ₹3,357.52 Cr | ₹3,117.64 Cr | ₹3,014.7 Cr | ₹2,957.71 Cr |
| Other Income | ₹14.01 Cr | ₹20.18 Cr | ₹28.59 Cr | ₹16.69 Cr | ₹34.07 Cr | ₹7.7 Cr | ₹8.78 Cr | ₹6.31 Cr | ₹9.49 Cr | ₹7.99 Cr | ₹13.92 Cr | ₹27.64 Cr |
| Total Income | ₹8,193.94 Cr | ₹7,262.94 Cr | ₹6,460.83 Cr | ₹5,720 Cr | ₹4,888.47 Cr | ₹4,431.16 Cr | ₹4,126.23 Cr | ₹3,710.1 Cr | ₹3,418.4 Cr | ₹3,175.73 Cr | ₹3,073.6 Cr | ₹3,026.32 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹506.98 Cr | ₹575.56 Cr | ₹521 Cr | ₹503.11 Cr | ₹514.71 Cr | ₹414.73 Cr | ₹383.91 Cr | ₹383.24 Cr | ₹409.57 Cr | ₹322.77 Cr | ₹319.65 Cr | ₹334.93 Cr |
| Finance Costs | ₹2,862.56 Cr | ₹2,646.67 Cr | ₹2,312.64 Cr | ₹2,119.14 Cr | ₹1,879.66 Cr | ₹1,647.59 Cr | ₹1,550.47 Cr | ₹1,351.13 Cr | ₹1,222.76 Cr | ₹1,211.94 Cr | ₹1,156.29 Cr | ₹1,063.77 Cr |
| Depreciation & Amortisation | ₹10.12 Cr | ₹27.88 Cr | ₹25.67 Cr | ₹23.56 Cr | ₹22.69 Cr | ₹19.92 Cr | ₹16.02 Cr | ₹18.23 Cr | ₹19.45 Cr | ₹17.41 Cr | ₹15.42 Cr | ₹13.35 Cr |
| Other Expenses | ₹407.9 Cr | ₹320.3 Cr | ₹336.01 Cr | ₹285.44 Cr | ₹323.6 Cr | ₹289.65 Cr | ₹260.87 Cr | ₹242.22 Cr | ₹257.11 Cr | ₹229.39 Cr | ₹239.98 Cr | ₹213.71 Cr |
| Total Expenses | ₹4,027.03 Cr | ₹3,681.29 Cr | ₹3,309.39 Cr | ₹2,974.51 Cr | ₹2,868.06 Cr | ₹2,580.63 Cr | ₹2,418.26 Cr | ₹2,218.4 Cr | ₹1,994.84 Cr | ₹1,795.25 Cr | ₹1,743.38 Cr | ₹1,711.8 Cr |
| Profit Before Exceptional Items & Tax | ₹4,166.91 Cr | ₹3,581.66 Cr | ₹3,151.44 Cr | ₹2,745.49 Cr | ₹2,020.41 Cr | ₹1,850.53 Cr | ₹1,707.96 Cr | ₹1,491.7 Cr | ₹1,423.57 Cr | ₹1,380.48 Cr | ₹1,330.22 Cr | ₹1,314.53 Cr |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹4,166.91 Cr | ₹3,581.66 Cr | ₹3,151.44 Cr | ₹2,745.49 Cr | ₹2,020.41 Cr | ₹1,850.53 Cr | ₹1,707.96 Cr | ₹1,491.7 Cr | ₹1,423.57 Cr | ₹1,380.48 Cr | ₹1,330.22 Cr | ₹1,314.53 Cr |
| Total Tax Expense | ₹1,080.72 Cr | ₹925.23 Cr | ₹806.27 Cr | ₹699.19 Cr | ₹512.57 Cr | ₹487.44 Cr | ₹456.82 Cr | ₹413.01 Cr | ₹367.27 Cr | ₹353.22 Cr | ₹339.22 Cr | ₹339.41 Cr |
| Net Profit | ₹3,086.19 Cr | ₹2,656.42 Cr | ₹2,345.17 Cr | ₹2,046.3 Cr | ₹1,507.84 Cr | ₹1,363.09 Cr | ₹1,251.14 Cr | ₹1,078.68 Cr | ₹1,056.29 Cr | ₹1,027.26 Cr | ₹991 Cr | ₹975.12 Cr |
| Other Comprehensive Income | ₹153.9 Cr | ₹2.53 Cr | ₹41.12 Cr | ₹17.08 Cr | -₹71.4 Cr | -₹45.77 Cr | ₹51.84 Cr | -₹24.68 Cr | -₹4.81 Cr | ₹31 Cr | ₹12.39 Cr | ₹23.23 Cr |
| Total Comprehensive Income | ₹3,240.09 Cr | ₹2,658.95 Cr | ₹2,386.29 Cr | ₹2,063.38 Cr | ₹1,436.44 Cr | ₹1,317.32 Cr | ₹1,302.98 Cr | ₹1,054 Cr | ₹1,051.49 Cr | ₹1,058.26 Cr | ₹1,003.39 Cr | ₹998.35 Cr |
| EBITDA (computed) | ₹7,039.58 Cr | ₹6,256.2 Cr | ₹5,489.75 Cr | ₹4,888.2 Cr | ₹3,922.76 Cr | ₹3,518.04 Cr | ₹3,274.44 Cr | ₹2,861.05 Cr | ₹2,665.77 Cr | ₹2,609.83 Cr | ₹2,501.93 Cr | ₹2,391.64 Cr |
| Basic EPS | ₹76.88 | ₹66.16 | ₹58.42 | ₹50.97 | ₹37.56 | ₹33.96 | ₹31.16 | ₹26.87 | ₹26.32 | ₹25.58 | ₹24.69 | ₹24.29 |
| Diluted EPS | ₹76.88 | ₹66.16 | ₹58.42 | ₹50.97 | ₹37.56 | ₹33.95 | ₹31.16 | ₹26.87 | ₹26.31 | ₹25.59 | ₹24.68 | ₹24.29 |
Shareholding Pattern of Muthoot Finance Limited
As per the shareholding pattern filed with NSE for the quarter ended Mar 2026, promoters hold 73.35%, foreign institutional investors hold 12.30%, domestic institutional investors hold 10.42%, retail and other public shareholders hold 3.93% of Muthoot Finance Limited. The company had 314,887 shareholders on record.
| Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Promoters | 73.35% | 73.35% | 73.35% | 73.35% | 73.35% | 73.35% |
| Public | 26.65% | 26.65% | 26.65% | 26.65% | 26.65% | 26.65% |
| Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 73.35% | 73.35% | 73.35% | 73.35% | 73.37% | 73.40% | 73.43% | 73.49% | 73.61% | 73.71% | 74.64% |
| Public | 26.65% | 26.65% | 26.65% | 26.65% | 26.63% | 26.60% | 26.58% | 26.51% | 26.39% | 26.29% | 25.36% |
| Promoter change (YoY, %pts) | +0.00 | +0.00 | +0.00 | -0.02 | -0.03 | -0.03 | -0.06 | -0.12 | -0.10 | -0.93 | - |
Board & Governance of Muthoot Finance Limited
As per the corporate governance filing with NSE for the quarter ended 31-MAR-2026, the board of Muthoot Finance Limited has 15 directors - 8 independent and 7 executive. The board is chaired by GEORGE JACOB MUTHOOT.
| Director | Position | On board since | Listed boards |
|---|---|---|---|
| GEORGE JACOB MUTHOOT | Executive Director · Chairperson | 2005-08-16 | 1 |
| GEORGE ALEXANDER MUTHOOT | Executive Director | 2006-11-20 | 1 |
| GEORGE THOMAS MUTHOOT | Executive Director | 2005-08-16 | 1 |
| ALEXANDER GEORGE | Executive Director | 2014-11-05 | 1 |
| GEORGE ALEXANDER | Executive Director | 2021-12-15 | 1 |
| GEORGE MUTHOOT JACOB | Executive Director | 2021-12-15 | 2 |
| GEORGE MUTHOOT GEORGE | Executive Director | 2021-12-15 | 1 |
| RAVINDRA PISHARODY | Non-Executive - Independent Director | 2019-09-28 | 4 |
| VADAKKAKARA ANTONY GEORGE | Non-Executive - Independent Director | 2019-09-28 | 2 |
| ABRAHAM CHACKO | Non-Executive - Independent Director | 2021-09-18 | 2 |
| USHA SUNNY | Non-Executive - Independent Director | 2020-11-30 | 1 |
| CHAMACHERIL MOHAN ABRAHAM | Non-Executive - Independent Director | 2022-08-31 | 1 |
| JOSEPH KORAH | Non-Executive - Independent Director | 2023-09-29 | 1 |
| GEORGE JOSEPH | Non-Executive - Independent Director | 2025-06-01 | 2 |
| KOODATHUMURIYIL VERGHESE EAPEN | Non-Executive - Independent Director | 2025-10-01 | 2 |
| Committee | Members |
|---|---|
| Audit Committee | GEORGE JOSEPH (Chairperson), VADAKKAKARA ANTONY GEORGE, USHA SUNNY, GEORGE ALEXANDER MUTHOOT |
| Nomination and remuneration committee | CHAMACHERIL MOHAN ABRAHAM (Chairperson), VADAKKAKARA ANTONY GEORGE, KOODATHUMURIYIL VERGHESE EAPEN, USHA SUNNY |
| Stakeholders Relationship Committee | RAVINDRA PISHARODY (Chairperson), ABRAHAM CHACKO, GEORGE MUTHOOT JACOB |
| Risk Management Committee | GEORGE JOSEPH (Chairperson), CHAMACHERIL MOHAN ABRAHAM, VADAKKAKARA ANTONY GEORGE, GEORGE ALEXANDER MUTHOOT, GEORGE ALEXANDER |
| Corporate Social Responsibility Committee | CHAMACHERIL MOHAN ABRAHAM (Chairperson), KOODATHUMURIYIL VERGHESE EAPEN, GEORGE ALEXANDER MUTHOOT, GEORGE MUTHOOT GEORGE, RAVINDRA PISHARODY |
| ASSET LIABILITY MANAGEMENT COMMITTEE | ABRAHAM CHACKO (Chairperson), VADAKKAKARA ANTONY GEORGE, GEORGE JOSEPH, GEORGE ALEXANDER MUTHOOT |
Group Structure of Muthoot Finance Limited
Muthoot Finance Limited has 6 subsidiary companies. This group structure data is as of FY 2023. The corporate group structure reflects Muthoot Finance Limited's business expansion strategy and organizational complexity.
| Company Name | CIN | Shares Held |
|---|---|---|
| Belstar Microfinance Limited | U06599TN1988PLC081652 | - |
| Muthoot Money Limited | U65910KL1994PLC008454 | - |
| Muthoot Homefin (India) Limited | U65922KL2011PLC029231 | - |
| Muthoot Asset Management Private Limited | U65990MH2019PTC319547 | - |
| Muthoot Trustee Private Limited | U67100MH2019PTC320254 | - |
| Muthoot Insurance Brokers Private Limited | U67200KL2002PTC015200 | - |
Showing major subsidiaries. Total: 6.
Charges & Borrowings of Muthoot Finance Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 09 Jun 2026 | Others | ₹400 Cr | Open |
| 29 May 2026 | Canara Bank | ₹500 Cr | Open |
| 13 Apr 2026 | Idbi Trusteeship Services Limited | ₹20,000 Cr | Open |
| 27 Mar 2026 | Bank of India | ₹500 Cr | Open |
| 24 Mar 2026 | Others | ₹2,000 Cr | Open |
Total charge records: 378 View all charges
Employees and EPFO Compliance at Muthoot Finance Limited
Muthoot Finance Limited has a workforce of 29,113 employees as of Mar 30, 2024.
Employee and EPFO history for Muthoot Finance Limited
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GST Compliance of Muthoot Finance Limited
GST registrations and filing compliance for Muthoot Finance Limited
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Credit Ratings, Litigation & Regulatory Alerts for Muthoot Finance Limited
Credit ratings, litigation, and regulatory alerts for Muthoot Finance Limited
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MSME Payment Delays by Muthoot Finance Limited
MSME payment history for Muthoot Finance Limited
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Subsidiaries & Group Companies of Muthoot Finance Limited
Corporate group structure for Muthoot Finance Limited
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MCA Filings & Documents of Muthoot Finance Limited
MCA filings and documents for Muthoot Finance Limited
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Recent Activity on Muthoot Finance Limited
Recent News on Muthoot Finance Limited
Frequently Asked Questions about Muthoot Finance Limited
Muthoot Finance Limited is an active public limited company in the financial services sector based in Ernakulam, Kerala, India. It was incorporated on 14 March 1997 (29+ years old) and is registered under CIN L65910KL1997PLC011300. Listed on BSE: 533398 and NSE: MUTHOOTFIN. The company has 29,113 employees.
Muthoot Finance Limited reported revenue of ₹31,209 Cr for FY 2026 (up 54.39% YoY) based on consolidated NSE filings.
The current directors of Muthoot Finance Limited are:
- Chamacheril Abraham Mohan - Director
- Vadakkakara Antony George - Director
- George Alexander Muthoot - Managing Director
- Usha Sunny - Director
- George Muthoot Jacob - Whole-Time Director
- Abraham Chacko - Director
- George Jacob Muthoot - Whole-Time Director
- George Muthoot George - Whole-Time Director
- George Thomas Muthoot - Whole-Time Director
- George Alexander - Whole-Time Director
- Ravindra Pisharody - Director
- Alexander George - Whole-Time Director
- Koodathumuriyil Verghese Eapen - Director
- George Joseph - Director
- Joseph Korah - Director
The primary industry of Muthoot Finance Limited is financial services. The company specifically operates in nbfc. The company is currently active in this sector.
Yes. Muthoot Finance Limited is listed on both BSE (code: 533398) and NSE (symbol: MUTHOOTFIN).
Muthoot Finance Limited can be reached at the registered office: Nh Bypass, Palarivattom, Ernakulam, Kerala, India – 682028, or through the website muthootfinance.com.