India's Richest People 2026 edition · 2 directors · Source: Hurun India
- #134 George Alexander Muthoot & family ₹25,700 Cr
- #134 George Thomas Muthoot & family ₹25,700 Cr
Revenue · FY 2025
₹353.47 Cr
▲ 62% YoY
Net profit · FY 2025
₹39.48 Cr
Net margin 11.2%
EBITDA · FY 2025
₹204.27 Cr
EBITDA margin 57.8%
Authorised capital
₹200 Cr
Registered with MCA
Paid-up capital
₹145.82 Cr
Issued & subscribed
Open charges
₹3,218.07 Cr
Satisfied ₹2,966.05 Cr
Company age
15 yrs
Est. 2011
Employees · EPFO
958
Provident fund records
About Muthoot Homefin (India) Limited
Data last updated:
Muthoot Homefin (India) Limited is a public limited company based in Kochi, Kerala, India, a subsidiary of Muthoot Finance Limited. It operates in the housing finance companies segment of the financial services sector. It was incorporated on 26 August 2011 and has been in existence for over 15 years.
Its director George Alexander Muthoot and family are #134 among India's richest people (2026). Its director George Thomas Muthoot and family are #134 among India's richest people (2026).
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65922KL2011PLC029231. Its GSTIN is 32AAHCM3845R2ZX (Kerala). The company holds 18 GST registrations, of which 17 are active.
The company has an authorised share capital of ₹200 Cr and a paid-up capital of ₹145.82 Cr. It is led by directors including Eapen Alexander (Whole-Time Director) and Anna Alexander.
Its last annual general meeting (AGM) was held on 29 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Muthoot Chambers Kurians Tower Banerji Road Ernakulam North, Kochi, Kerala, India – 682018.
As per the financials filed for FY 2025, the company reported a revenue of ₹353.47 Cr, a growth of 62% compared to the previous year. For the same year it recorded a net profit of ₹39.48 Cr (net margin 11.2%) and EBITDA of ₹204.27 Cr (EBITDA margin 57.8%). Revenue has grown at a compounded annual rate (CAGR) of 18% over three years and 4% over five years.
The company has about 958 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Muthoot HomeFin. As per MCA filings, the company has open charges of ₹3,218.07 Cr and satisfied charges of ₹2,966.05 Cr on record. Court records list 6,670 cases involving the company, including 6,602 filed by the company and 68 filed against it; 4,226 cases are pending. The company has 7 deals on record (3 rights issues, 2 funding rounds, 2 secondary share transfers), with disclosed funding of ₹52.91 Cr; the latest was in September 2018. Its 5 peer companies in the BFSI industry (Housing Finance), with the same principal business activity (activities auxiliary to financial service and insurance activities) are compared by revenue, 1 larger and 4 smaller; the largest is Niwas Housing Finance Limited with revenue of ₹290.43 Cr.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website muthoothomefin.com.
Company details
CIN U65922KL2011PLC029231
Registration Number 029231
Incorporation Date 26 August 2011
ROC Ernakulam
Listing Status Unlisted
Company Status Active
Parent Company Muthoot Finance Limited
Compliance Status Active Compliant
CIN history
Muthoot Homefin (India) has one previous CIN (Corporate Identification Number): U64920KL2011PLC029231. The current CIN is U65922KL2011PLC029231, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65922KL2011PLC029231 | Current |
| U64920KL2011PLC029231 | Previous |
Key People
Eapen Alexander Whole-Time Director Anna Alexander Director George Alexander Muthoot Director Recognitions & Rankings of Muthoot Homefin (India)
Contact details
Muthoot Homefin (India) Limited's registered office is in Kochi, Kerala. Its website is muthoothomefin.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressMuthoot Chambers Kurians Tower Banerji Road Ernakulam North, Kochi, Kerala, India – 682018
- IndustryFinancial Services, Housing Finance Companies
To see the full contact details of Muthoot Homefin (India) Limited, buy the company report.
Comprehensive company report
Muthoot Homefin (India) Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Muthoot Homefin (India) operates one associated brand: Muthoot HomeFin. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Home loans are provided to customers across India. | muthoothomefin.com |
Business activity
The main business activity of Muthoot Homefin (India) is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
To see the full business activity and turnover split of Muthoot Homefin (India) Limited, buy the company report.
Financials of Muthoot Homefin (India) Limited
FY 2025 filings availableMuthoot Homefin (India) Limited reported revenue of ₹353.47 Cr (up 62% YoY) for FY 2025.
Revenue · FY 2025
₹353.47 Cr ▲ 62%
Net profit · FY 2025
₹39.48 Cr margin 11.2%
EBITDA · FY 2025
₹204.27 Cr margin 57.8%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 62%
3 years · compounded
▲ 18%
5 years · compounded
▲ 4%
EBITDA CAGR growth
1 year
▲ 93%
3 years · compounded
▲ 30%
5 years · compounded
▲ 2%
Revenue has grown at a compounded annual rate (CAGR) of 4% over five years, including 62% growth in the latest year. EBITDA rose 93% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | ₹353.47 Cr | ||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹204.27 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹39.48 Cr | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 57.8% | ||||
| Net Profit Margin | 11.2% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Muthoot Homefin (India) Limited, buy the company report.
Board of directors of Muthoot Homefin (India) Limited
Muthoot Homefin (India) has 8 current directors and 19 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Anna Alexander Also directs: Muthoot Forex Limited, Silverberry Enterprises LLP, Varavade Plantations Private Limited and 5 more | Director | 25 Oct 2018 | 8 Years 0 Months | Current |
| George Alexander Muthoot Also directs: Thekkemala Holdings and Trading LLP, Tekkemala Realtors LLP, Kumbanad Properties LLP and 5 more | Director | 26 Aug 2011 | 15 Years 2 Months | Current |
| Jacob Kottakuzhiyil Varghese | Director | 03 May 2019 | 7 Years 6 Months | Current |
| James Vadakkedath Chacko Also directs: Contour Readymix Private Limited | Director | 25 Jan 2019 | 7 Years 9 Months | Current |
| Kuttickattu Rajappan Bijimon | Director | 30 Sep 2014 | 12 Years 1 Months | Current |
| George Thomas Muthoot Also directs: Thekkemala Holdings and Trading LLP, Tekkemala Realtors LLP, Kumbanad Properties LLP and 5 more | Director | 26 Aug 2011 | 15 Years 2 Months | Current |
Showing 6 of 8 current directors. View all directors
Peer comparison
Muthoot Homefin (India) Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (Housing Finance), with the same principal business activity (activities auxiliary to financial service and insurance activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Muthoot Homefin (India) Limitedthis company | ₹353.47 Cr (FY 2025) | ₹39.48 Cr | 11.2% | 62.0% | 958 | Kochi, Kerala, India |
| Niwas Housing Finance Limited | ₹290.43 Cr (FY 2024) | 39.0% | Mumbai, Maharashtra, India | |||
| Pearl Housing Finance (India) Limited | ₹210.79 Cr (FY 2025) | 172533.0% | Mumbai, Maharashtra, India | |||
| Hinduja Housing Finance Limited | ₹208.93 Cr (FY 2020) | 49.0% | Chennai, Tamil Nadu, India | |||
| Sewa Grih Rin Limited | ₹195.15 Cr (FY 2024) | 107.0% | Delhi, India | |||
| Centrum Housing Finance Limited | ₹181.53 Cr (FY 2024) | 92.0% | Mumbai, Maharashtra, India |
To see the full peer comparison of Muthoot Homefin (India) Limited, buy the company report.
Auditor
Muthoot Homefin (India) Limited is audited by RANGAMANI & CO for the financial year 2019.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| RANGAMANI & CO | FY 2019 | 003050S |
Shareholding
The shareholding of Muthoot Homefin (India) Limited is on record for 5 financial years, the latest being FY 2025, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2025 | FY 2024 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Muthoot Homefin (India) Limited, buy the company report.
Charges & borrowings
Open charges
₹3,218.07 Cr
Satisfied charges
₹2,966.05 Cr
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 16 May 2025 | 101105569 | Others | ₹100 Cr | Open | |
| 07 Aug 2024 | 100956870 | Others | ₹100 Cr | Open | |
| 21 Mar 2024 | 100898508 | Others | ₹2,219.57 Cr | Open | |
| 23 Jun 2023 | 100748865 | Others | ₹101 Cr | Open | |
| 30 May 2023 | 100730361 | Others | ₹49 Cr | Open |
To see the full charge records of Muthoot Homefin (India) Limited, buy the company report.
Total charge records: 69 View all charges
Deals & funding
Muthoot Homefin (India) Limited has 7 deals on record (3 rights issues, 2 funding rounds, 2 secondary share transfers), with disclosed funding of ₹52.91 Cr; the latest was in September 2018.
Total deals
7
Rights issues
3
Funding rounds
2
Secondary share transfers
2
Disclosed funding
₹52.91 Cr
Deals on record (5 of 7)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Sep 2018 | Rights issue | ₹150 Cr | Investors: Muthoot Finance Limited |
| Aug 2017 | Rights issue | ₹100 Cr | Investors: Muthoot Finance Limited |
| Aug 2017 | Secondary share transfer | Undisclosed | Buyer: Muthoot Finance Limited Seller: 4 individuals |
| Sep 2016 | Rights issue | ₹28.43 Cr | Investors: Muthoot Finance Limited |
| Mar 2016 | Secondary share transfer | Undisclosed | Buyer: Muthoot Finance Limited Seller: Muthoot Vehicle & Asset Finance Limited |
To see the full deal history of Muthoot Homefin (India) Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Muthoot Homefin (India) Limited has 6,670 court cases on record: 6,602 filed by Muthoot Homefin (India), 68 filed against it. 4,226 cases are pending and 2,444 are disposed.
Total cases
6,670
Filed by the company
6,602
Filed against the company
68
Pending
4,226
Disposed
2,444
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 6,560 | 28 | 4,175 |
| High courts | 110 | 40 | 51 |
Cases on record (5 of 6,670)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Indore, Madhya Pradesh | Court case (RCS A) | Filed against the company | Pending |
| District court, Barnala, Punjab | Civil suit | Filed against the company by an individual | Pending |
| District court, TUMAKURU, Karnataka | Civil suit | Filed against the company by an individual | Pending |
| District court, Ahmedabad, Gujarat | Court case (CR A) | Filed against the company | Pending |
| High Court of Rajasthan | Writ petition | Filed against the company | Pending |
To see the full case history of Muthoot Homefin (India) Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Credit ratings & regulatory alerts
Muthoot Homefin (India) Limited was last rated by Care on 19 Sep 2022.
| Rating agency | Rated on | Rating |
|---|---|---|
| Care | 19 Sep 2022 |
To see the full credit ratings and regulatory alerts of Muthoot Homefin (India) Limited, buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Muthoot Homefin (India) Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Muthoot Homefin (India) Limited has a workforce of 958 employees on its EPFO records as of May 2026, across 1 active EPFO establishment.
Employee count
958
Active EPFO establishments
1
Employee growth
-35.9%
Headcount by financial year
| Financial year | Employees (EPFO) |
|---|---|
| FY 2026-27 | 958 |
| FY 2025-26 | |
| FY 2024-25 | |
| FY 2023-24 | |
| FY 2022-23 | |
| FY 2021-22 | |
| FY 2020-21 | |
| FY 2019-20 | |
| FY 2018-19 | |
| FY 2017-18 | |
| FY 2016-17 |
To see the full employee and EPFO history of Muthoot Homefin (India) Limited, buy the company report.
GST
Muthoot Homefin (India) has 18 GST registrations: 17 active and 1 cancelled or inactive. The first 4 active GSTINs are listed below.
Total GSTINs
18
Active
17
Cancelled / inactive
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AAHCM3845R2ZX | Kerala | Active | 26 Jul 2017 |
| 27AAHCM3845R1ZP | Maharashtra | Active | 01 Jul 2017 |
| 24AAHCM3845R1ZV | Gujarat | Active | 21 Jul 2017 |
| 08AAHCM3845R1ZP | Rajasthan | Active | 24 Jul 2017 |
To see the full GST registrations and return filing status of Muthoot Homefin (India) Limited, buy the company report.
Recent activity
Muthoot Homefin (India) Limited has 21 board changes on record since 2011: 10 appointments and 11 cessations. The latest: Koodathumuriyil Verghese Eapen was appointed as Additional Director on 11 Jun 2025.
Charges
A charge with Others of Rs. 2,219.57 Cr registered on 21 Mar 2024 with Charge ID 100898508 was modified on 30 Sep 2025.
AGM
Muthoot Homefin (India) Limited last Annual general meeting of members was held on 29 Aug 2025 as per latest MCA records.
Charges
A charge with Others of Rs. 100.00 Cr registered on 16 May 2025 with Charge ID 101105569 was modified on 29 Jul 2025.
Appointed
Koodathumuriyil Verghese Eapen was appointed as Additional Director.
Charges
A charge registered on 20 Mar 2024 via Charge ID 100885349 with Others was fully satisfied on 03 Jun 2025.
Charges
A charge registered on 27 Dec 2024 via Charge ID 101044698 with Others was fully satisfied on 30 May 2025.
Charges
A charge with Others amounted to Rs. 100.00 Cr with Charge ID 101105569 was registered on 16 May 2025.
Filing
Muthoot Homefin (India) Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Ernakulam.
Charges
A charge registered on 14 Sep 2022 via Charge ID 100611590 with Others was fully satisfied on 21 Feb 2025.
Charges
A charge with Others amounted to Rs. 100.00 Cr with Charge ID 101044698 was registered on 27 Dec 2024.
Charges
A charge registered on 19 Dec 2023 via Charge ID 100836973 with Hdfc Bank Limited was fully satisfied on 20 Dec 2024.
Charges
A charge registered on 27 Jun 2023 via Charge ID 100742791 with Hdfc Bank Limited was fully satisfied on 20 Dec 2024.
148 earlier events are in the company report.
Frequently asked questions
Muthoot Homefin (India) is an active public limited company based in Kochi, Kerala, India. The company works in housing finance companies, within the financial services industry. It was incorporated on 26 August 2011 (15+ years old) and is registered under CIN U65922KL2011PLC029231.
Muthoot Homefin (India) has 8 current directors:
- Eapen Alexander - Whole-Time Director
- Anna Alexander - Director
- George Alexander Muthoot - Director
- Jacob Kottakuzhiyil Varghese - Director
- James Vadakkedath Chacko - Director
- Kuttickattu Rajappan Bijimon - Director
- George Thomas Muthoot - Director
- Koodathumuriyil Verghese Eapen - Additional Director
The latest financial statements of Muthoot Homefin (India) on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 29 August 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Muthoot Homefin (India) is 32AAHCM3845R2ZX, registered in Kerala. The company has 18 GST registrations in all, of which 17 are active and 1 is cancelled or inactive. Other active GSTINs include 27AAHCM3845R1ZP (Maharashtra), 24AAHCM3845R1ZV (Gujarat), 08AAHCM3845R1ZP (Rajasthan).
The CIN (Corporate Identification Number) of Muthoot Homefin (India) is U65922KL2011PLC029231. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Muthoot Homefin (India) has 6,670 court cases on record: 6,602 filed by the company and 68 filed against it. 4,226 are pending. Most are in the district courts.
Muthoot Homefin (India) was incorporated on 26 August 2011, making it 15+ years old. It is registered with the Registrar of Companies, Ernakulam.
Muthoot Homefin (India) has 7 deals on record (3 rights issues, 2 funding rounds, 2 secondary share transfers), with disclosed funding of ₹52.91 Cr; the latest was in September 2018.
The peers of Muthoot Homefin (India) by revenue are Niwas Housing Finance Limited, Pearl Housing Finance (India) Limited, Hinduja Housing Finance Limited, Sewa Grih Rin Limited, Centrum Housing Finance Limited, all in the BFSI industry (Housing Finance), with the same principal business activity (activities auxiliary to financial service and insurance activities).
Koodathumuriyil Verghese Eapen was appointed as Additional Director on 11 Jun 2025. James Vadakkedath Chacko ceased to be Director on 24 Jan 2024. Alok Aggarwal was appointed as CEO on 02 Jan 2023. Muthoot Homefin (India) has 21 board changes on record in total.
Muthoot Homefin (India) can be reached through the website muthoothomefin.com. Its registered office is in Kochi, Kerala, India.
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