
About Muthoot HomeFin
Muthoot HomeFin is a publicly listed company based in Kochi (India) founded in 2011. Home loans are provided to customers across India. The company has 551 employees. Its chief executive, as recorded, is Alok Aggarwal. Its website muthoothomefin.com draws about 25 thousand monthly visits. Its Indian entity Muthoot Finance Limited reported revenue of ₹31,263 Cr. Muthoot HomeFin offers products and services including Housing Loan For Purchase, Refinancing Loan, Composite Loan, Top-Up Loan, and Home Extension Loan. Its focus areas include Consumer and SME Loans, Consumer Loans and Home Loans. Similar companies include HomeFirst Finance, HDFC and India Shelter Finance Corporation; 2 of its 3 listed similar companies have raised funding.
Company details
Muthoot HomeFin was established in 2011 and is based in Kochi, India. Services in the home finance sector are offered, including residential loans for property purchases and construction. Operations are conducted primarily in the Indian market, targeting affordable housing needs. The company is managed by CEO Alok Aggarwal, with a focus on streamlined loan processing and customer support in regional areas.
- Headquarters Kochi, India
- Employees 551
- Stage Public
- SectorsFinancial Services
- Website muthoothomefin.com
- Social LinkedIn X Facebook YouTube
- Legal Name Muthoot Homefin (India) Limited
- Date of Incorporation 14 Mar, 1997
- Jurisdiction Ernakulam, Kerala, India
- Market Cap₹1,17,747 Cr
MUTHOOTFIN · NSE
- Share Price₹2,840.00
-3.17% today
- Revenue₹31,209 Cr
FY 2025-26 · +54.4% YoY
- EBITDA₹25,442 Cr
Margin 81.5%
- Net Profit₹10,590 Cr
FY 2025-26 · +98.6% YoY
- P/E (TTM)9.5x
P/B 2.7x
- ROE31.0%
ROCE 15.9%
- Debt / Equity3.67
Interest cover 43.7x
- Latest Funding Round$43M (USD), Debt – Conventional
Apr 2019
- Employee Count551
Associated legal entities of Muthoot HomeFin
Muthoot HomeFin is associated with 2 registered companies on The Company Check; the primary company is Muthoot Finance Limited, a listed company. Each company page carries the filings, financials, charges and directors of that entity.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2026) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Muthoot Finance Limited Listed CIN L65910KL1997PLC011300 | Active | 14 Mar 1997 | Ernakulam, Kerala | ₹31,263 Cr | 29,113 | 17 | View details |
| Muthoot Homefin (India) Limited CIN U65922KL2011PLC029231 | Active | 26 Aug 2011 | Kochi, Kerala | ₹353 Cr | 551 | 11 | View details |
Products & Services of Muthoot HomeFin
Muthoot HomeFin offers a comprehensive portfolio of products and services, including Housing Loan For Purchase, Refinancing Loan, Composite Loan, Top-Up Loan, and Home Extension Loan.
Loan for buying houses or apartments.
Loan to refinance existing property loans.
Combined loan for multiple property needs.
Loan for extending or improving residential properties.
Loan specifically for home extensions.
Apps and channels of Muthoot HomeFin
its YouTube channel The Muthoot Group has 90.7K subscribers and 30 videos.
Videos from Muthoot HomeFin
The most watched videos on Muthoot HomeFin's YouTube channel, The Muthoot Group (90.7K subscribers). Click a video to play it here.
More on The Muthoot Group.
Funding Insights of Muthoot HomeFin
- Total Rounds 1
- Last Round Debt – Conventional — $43M
- First Round $43M
(Apr 2019)
All 1 funding rounds of Muthoot HomeFin with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Apr 2019 | $43M | Debt – Conventional | – | – | – |
Board of directors of Muthoot Finance Limited (Muthoot HomeFin)
Muthoot Finance Limited is the primary company behind Muthoot HomeFin. The boards of the 2 registered companies of Muthoot HomeFin currently have 20 directors; the longest-serving is George Jacob Muthoot, appointed in 2005. 35 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| George Jacob Muthoot DIN 00018235 | Whole-time director | 16 Aug 2005 | 21 yrs 2 mo | Muthoot Finance Limited |
| George Alexander Muthoot DIN 00016787 | Director | 26 Aug 2011 | 15 yrs 2 mo | Muthoot Homefin (India) Limited, Muthoot Finance Limited |
| George Thomas Muthoot DIN 00018281 | Director | 26 Aug 2011 | 15 yrs 2 mo | Muthoot Homefin (India) Limited, Muthoot Finance Limited |
| Kuttickattu Rajappan Bijimon DIN 00023071 | Director | 30 Sep 2014 | 12 yrs 1 mo | Muthoot Homefin (India) Limited |
| Alexander George DIN 00938073 | Whole-time director | 05 Nov 2014 | 12 yrs | Muthoot Finance Limited |
| Eapen Alexander DIN 03493601 | Whole-time director | 19 May 2015 | 11 yrs 5 mo | Muthoot Homefin (India) Limited |
| Anna Alexander DIN 00017147 | Director | 25 Oct 2018 | 8 yrs | Muthoot Homefin (India) Limited |
| James Vadakkedath Chacko DIN 01398943 | Director | 25 Jan 2019 | 7 yrs 9 mo | Muthoot Homefin (India) Limited |
| Jacob Kottakuzhiyil Varghese DIN 07261140 | Director | 03 May 2019 | 7 yrs 6 mo | Muthoot Homefin (India) Limited |
| Vadakkakara Antony George DIN 01493737 | Director | 28 Sep 2019 | 7 yrs 1 mo | Muthoot Finance Limited |
| Ravindra Pisharody DIN 01875848 | Director | 28 Sep 2019 | 7 yrs 1 mo | Muthoot Finance Limited |
| Usha Sunny DIN 07215012 | Director | 30 Nov 2020 | 5 yrs 11 mo | Muthoot Finance Limited |
| Abraham Chacko DIN 06676990 | Director | 18 Sep 2021 | 5 yrs 1 mo | Muthoot Finance Limited |
| George Muthoot Jacob DIN 00018955 | Whole-time director | 15 Dec 2021 | 4 yrs 11 mo | Muthoot Finance Limited |
| George Muthoot George DIN 00018329 | Whole-time director | 15 Dec 2021 | 4 yrs 11 mo | Muthoot Finance Limited |
| George Alexander DIN 00018384 | Whole-time director | 15 Dec 2021 | 4 yrs 11 mo | Muthoot Finance Limited |
| Chamacheril Abraham Mohan DIN 00628107 | Director | 31 Aug 2022 | 4 yrs 2 mo | Muthoot Finance Limited |
| Joseph Korah DIN 09128318 | Director | 29 Sep 2023 | 3 yrs 1 mo | Muthoot Finance Limited |
| George Joseph DIN 00253754 | Director | 01 Jun 2025 | 1 yr 5 mo | Muthoot Finance Limited |
| Koodathumuriyil Verghese Eapen DIN 01613015 | Additional Director | 11 Jun 2025 | 1 yr 5 mo | Muthoot Homefin (India) Limited, Muthoot Finance Limited |
People of Muthoot HomeFin
28 people are tracked at Muthoot HomeFin (7 in leadership, 21 in team); the tracked headcount is 551.
| Name | Role | Group |
|---|---|---|
Alok Aggarwal | CEO | Leadership |
Dhananjay Munshi | Head Of Credit | Leadership |
Pandurang Kadam | Chief Financial Officer | Leadership |
Deepu Thankachan | Head – Internal Audit | Leadership |
Prasad Bendre | Head – Operations | Leadership |
Ajay Veer Singh | National Sales Head | Leadership |
Dhirajprakash Jha | Chief Manager Lead Information Technology & Analytics | Leadership |
Rahul Verma | Relationship Officer | Team |
Nawnit Kumar Pandey | National Sales Manager | Team |
Shashikant Gotam | Deputy Operation Manager | Team |
M.D. Faizan Qamar | Area Operations Manager | Team |
Anjali Gautam | Branch Credit Manager | Team |
Girish Khadse | Regional Credit Manager | Team |
Deepak Bhutani | Zonal Portfolio Manager | Team |
Manish Raval | Cluster Sales Manager | Team |
Atul Verma | Senior Corporate Manager - Talent Acquisition | Team |
Simran Gajbhiye | Regional Human Resources Manager | Team |
Niraj Kumar Sharma | Regional Credit Manager | Team |
Sushma Verma | Talent Acquisition Manager | Team |
Vishnu Sharma | Regional Technical Manager | Team |
8 more people are available in the full profile.
Complete people profiles for Muthoot HomeFin
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
IPO & Listings of Muthoot HomeFin
Muthoot HomeFin is a publicly listed company on the NSE with ticker symbol MUTHOOTFIN in India, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date06 May 2011
- Listed onNSE: MUTHOOTFIN
- Listed entityMuthoot Finance Ltd
- Exchange sectorFinance
Financials of Muthoot HomeFin
Exchange-reported figures of Muthoot Finance Limited, the listed company behind Muthoot HomeFin (NSE: MUTHOOTFIN).
Financial Highlights
FY 2025-26 · ConsolidatedRevenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 31,209 | 20,214 | 15,062 | 11,898 | 12,186 | 11,535 | 9,684 |
| Revenue growth | +54.4% | +34.2% | +26.6% | -2.4% | +5.6% | +19.1% | - |
| EBITDA | 25,442 | 14,792 | 11,439 | 9,148 | 9,695 | 9,272 | 7,476 |
| EBITDA margin | +81.5% | +73.2% | +76.0% | +76.9% | +79.6% | +80.4% | +77.2% |
| Profit before tax | 14,305 | 7,266 | 5,996 | 4,923 | 5,410 | 5,131 | 4,260 |
| Net profit | 10,590 | 5,333 | 4,324 | 3,613 | 4,017 | 3,807 | 3,139 |
| Net profit margin | +33.9% | +26.4% | +28.7% | +30.4% | +33.0% | +33.0% | +32.4% |
| EPS (₹) | 263.79 | 132.84 | 107.71 | 89.98 | 100.08 | 94.83 | 78.25 |
| Balance sheet | |||||||
| Total assets | 1,91,581 | 1,29,376 | 93,879 | 77,957 | 73,706 | 66,174 | 52,953 |
| Net worth | 39,130 | 29,367 | 25,107 | 21,666 | 18,786 | 15,575 | 11,829 |
| Total debt | 1,51,806 | 99,383 | 68,125 | 55,804 | 54,569 | 50,414 | 40,952 |
| Cash & bank | 12,868 | 8,346 | 6,272 | 8,036 | 10,315 | 8,021 | 6,131 |
| Net working capital | 11,264 | 5,526 | 4,328 | 6,355 | 8,169 | 6,146 | 4,911 |
| Cash flow | |||||||
| Cash from operations | (47,393) | (26,525) | (13,605) | (2,804) | (1,596) | (7,814) | (4,970) |
| Cash from investing | 2,461 | (1,375) | 47.67 | 180 | 410 | 36.64 | (385) |
| Cash from financing | 49,320 | 30,041 | 11,809 | 395 | 3,445 | 9,712 | 9,193 |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 9,998 | 8,672 | 9,289 | 8,188 | 7,283 | 6,450 | 5,622 | 5,190 |
| Revenue growth (YoY) | +37.3% | +34.4% | +65.2% | +57.8% | +47.8% | +44.2% | - | - |
| Other income | 13.01 | 23.21 | 2.65 | 19.78 | 49.80 | 15.55 | 5.62 | 31.95 |
| EBITDA | 8,141 | 7,264 | 7,761 | 6,762 | 5,803 | 5,028 | 4,073 | 3,784 |
| EBITDA margin | +81.4% | +83.8% | +83.6% | +82.6% | +79.7% | +78.0% | +72.4% | +72.9% |
| Depreciation | 38.22 | 31.40 | 24.48 | 40.48 | 37.61 | 34.75 | 34.71 | 30.58 |
| Interest | 3,717 | 3,458 | 3,155 | 2,919 | 2,571 | 2,355 | 2,111 | 1,900 |
| Profit before tax | 4,399 | 3,797 | 4,584 | 3,822 | 3,244 | 2,654 | 1,932 | 1,886 |
| Tax | 1,121 | 972 | 1,187 | 999 | 833 | 680 | 488 | 495 |
| Net profit | 3,278 | 2,825 | 3,397 | 2,823 | 2,412 | 1,974 | 1,444 | 1,392 |
| EPS (₹) | 80.87 | 69.72 | 83.43 | 69.84 | 60.30 | 50.22 | 36.81 | 35.36 |
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 27,558 | 17,099 | 12,635 | 10,515 | 11,082 | 10,557 | 8,715 |
| Revenue growth | +61.2% | +35.3% | +20.2% | -5.1% | +5.0% | +21.1% | - |
| EBITDA | 23,675 | 13,577 | 10,122 | 8,405 | 9,192 | 8,739 | 6,888 |
| EBITDA margin | +85.9% | +79.4% | +80.1% | +79.9% | +82.9% | +82.8% | +79.0% |
| Profit before tax | 13,645 | 7,071 | 5,449 | 4,666 | 5,309 | 5,007 | 4,057 |
| Net profit | 10,133 | 5,200 | 4,049 | 3,473 | 3,954 | 3,722 | 3,018 |
| Net profit margin | +36.8% | +30.4% | +32.1% | +33.0% | +35.7% | +35.3% | +34.6% |
| EPS (₹) | 252.43 | 129.54 | 100.87 | 86.53 | 98.53 | 92.78 | 75.26 |
| Balance sheet | |||||||
| Total assets | 1,76,186 | 1,18,258 | 83,073 | 70,796 | 68,156 | 61,185 | 48,702 |
| Net worth | 37,742 | 28,438 | 24,290 | 21,062 | 18,345 | 15,239 | 11,572 |
| Total debt | 1,38,443 | 89,820 | 58,783 | 49,734 | 49,811 | 45,946 | 37,130 |
| Cash & bank | 11,707 | 7,191 | 5,046 | 6,461 | 9,243 | 7,190 | 5,641 |
| Net working capital | 10,127 | 4,525 | 3,332 | 4,835 | 7,089 | 5,217 | 4,407 |
| Cash flow | |||||||
| Cash from operations | (42,324) | (25,855) | (9,302) | (1,902) | (1,142) | (7,477) | (4,458) |
| Cash from investing | 1,270 | (1,944) | (739) | 188 | 408 | 47.57 | (429) |
| Cash from financing | 45,569 | 29,933 | 8,649 | (1,036) | 2,796 | 9,041 | 8,678 |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 8,834 | 7,589 | 8,180 | 7,243 | 6,432 | 5,703 | 4,854 | 4,423 |
| Revenue growth (YoY) | +37.3% | +33.1% | +68.5% | +63.7% | +56.2% | +54.0% | - | - |
| Other income | 7.57 | 14.20 | 14.01 | 10.53 | 28.59 | 16.69 | 19.67 | 7.70 |
| Total expenses | 1,459 | 1,014 | 1,154 | 997 | 971 | 832 | 951 | 913 |
| EBITDA | 7,375 | 6,574 | 7,026 | 6,246 | 5,461 | 4,872 | 3,903 | 3,510 |
| EBITDA margin | +83.5% | +86.6% | +85.9% | +86.2% | +84.9% | +85.4% | +80.4% | +79.4% |
| Depreciation | 25.76 | 19.73 | 10.12 | 27.88 | 25.67 | 23.56 | 22.69 | 19.92 |
| Interest | 3,365 | 3,146 | 2,863 | 2,647 | 2,313 | 2,119 | 1,880 | 1,648 |
| Profit before tax | 3,993 | 3,423 | 4,167 | 3,582 | 3,151 | 2,746 | 2,020 | 1,851 |
| Tax | 1,016 | 873 | 1,081 | 925 | 806 | 699 | 513 | 487 |
Financial Statements
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 9,998 | 8,672 | 9,289 | 8,188 | 7,283 | 6,450 | 5,622 | 5,190 |
| Revenue growth (YoY) | +37.3% | +34.4% | +65.2% | +57.8% | +47.8% | +44.2% | - | - |
| Other income | 13.01 | 23.21 | 2.65 | 19.78 | 49.80 | 15.55 | 5.62 | 31.95 |
| EBITDA | 8,141 | 7,264 | 7,761 | 6,762 | 5,803 | 5,028 | 4,073 | 3,784 |
| EBITDA margin | +81.4% | +83.8% | +83.6% | +82.6% | +79.7% | +78.0% | +72.4% | +72.9% |
| Depreciation | 38.22 | 31.40 | 24.48 | 40.48 | 37.61 | 34.75 | 34.71 | 30.58 |
| Interest | 3,717 | 3,458 | 3,155 | 2,919 | 2,571 | 2,355 | 2,111 | 1,900 |
| Profit before tax | 4,399 | 3,797 | 4,584 | 3,822 | 3,244 | 2,654 | 1,932 | 1,886 |
| Tax | 1,121 | 972 | 1,187 | 999 | 833 | 680 | 488 | 495 |
| Net profit | 3,278 | 2,825 | 3,397 | 2,823 | 2,412 | 1,974 | 1,444 | 1,392 |
| EPS (₹) | 80.87 | 69.72 | 83.43 | 69.84 | 60.30 | 50.22 | 36.81 | 35.36 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 31,209 | 20,214 | 15,062 | 11,898 | 12,186 | 11,535 | 9,684 |
| Revenue growth | +54.4% | +34.2% | +26.6% | -2.4% | +5.6% | +19.1% | - |
| Other income | 54.18 | 50.92 | 101 | 77.34 | 52.55 | 35.63 | 23.29 |
| Total expenses | 5,767 | 5,422 | 3,623 | 2,749 | 2,490 | 2,262 | 2,208 |
| Employee cost | 2,791 | 2,195 | 1,828 | 1,488 | 1,237 | 1,189 | 1,208 |
| EBITDA | 25,442 | 14,792 | 11,439 | 9,148 | 9,695 | 9,272 | 7,476 |
| EBITDA margin | +81.5% | +73.2% | +76.0% | +76.9% | +79.6% | +80.4% | +77.2% |
| Depreciation | 137 | 116 | 92.11 | 78.16 | 70.00 | 67.36 | 59.24 |
| Interest | 11,054 | 7,461 | 5,452 | 4,225 | 4,268 | 4,109 | 3,180 |
| Profit before tax | 14,305 | 7,266 | 5,996 | 4,923 | 5,410 | 5,131 | 4,260 |
| Tax | 3,698 | 1,914 | 1,529 | 1,253 | 1,379 | 1,313 | 1,092 |
| Net profit | 10,590 | 5,333 | 4,324 | 3,613 | 4,017 | 3,807 | 3,139 |
| Net profit margin | +33.9% | +26.4% | +28.7% | +30.4% | +33.0% | +33.0% | +32.4% |
| EPS (₹) | 263.79 | 132.84 | 107.71 | 89.98 | 100.08 | 94.83 | 78.25 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 401 | 401 | 401 | 401 | 401 | 401 | 401 |
| Reserves & surplus | 38,729 | 28,965 | 24,706 | 21,264 | 18,384 | 15,174 | 11,428 |
| Shareholders' funds (net worth) | 39,130 | 29,367 | 25,107 | 21,666 | 18,786 | 15,575 | 11,829 |
| Minority interest | 644 | 627 | 647 | 487 | 352 | 185 | 172 |
| Secured loans | 1,41,814 | 91,115 | 61,599 | 53,604 | 51,921 | 44,932 | 35,365 |
| Unsecured loans | 9,992 | 8,268 | 6,526 | 2,199 | 2,648 | 5,483 | 5,587 |
| Total debt | 1,51,806 | 99,383 | 68,125 | 55,804 | 54,569 | 50,414 | 40,952 |
| Total liabilities | 1,91,581 | 1,29,376 | 93,879 | 77,957 | 73,706 | 66,174 | 52,953 |
| Assets | |||||||
| Gross block | 1,377 | 1,212 | 906 | 734 | 626 | 544 | 471 |
| Net block | 721 | 682 | 482 | 386 | 342 | 327 | 314 |
| Capital work in progress | 10.63 | 12.83 | 88.68 | 67.47 | 52.39 | 38.53 | 28.74 |
| Investments | 550 | 2,401 | 712 | 546 | 523 | 809 | 630 |
| Inventories | 1.12 | 0.43 | 0.43 | 0.43 | 0.67 | 0.67 | 0.67 |
| Sundry debtors | 11.60 | 11.86 | 17.84 | 9.90 | 7.01 | 9.80 | 8.98 |
| Cash & bank balances | 12,868 | 8,346 | 6,272 | 8,036 | 10,315 | 8,021 | 6,131 |
| Loans & advances | 2,523 | 627 | 612 | 486 | 440 | 568 | 684 |
| Total current assets | 15,404 | 8,985 | 6,902 | 8,532 | 10,762 | 8,600 | 6,824 |
| Total current liabilities | 4,140 | 3,459 | 2,574 | 2,177 | 2,593 | 2,453 | 1,913 |
| Net working capital | 11,264 | 5,526 | 4,328 | 6,355 | 8,169 | 6,146 | 4,911 |
| Total assets | 1,91,581 | 1,29,376 | 93,879 | 77,957 | 73,706 | 66,174 | 52,953 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 8,224 | 6,082 | 7,831 | 10,060 | 7,801 | 5,866 | 2,028 |
| Net cash from operating activities | (47,393) | (26,525) | (13,605) | (2,804) | (1,596) | (7,814) | (4,970) |
| Net cash from investing activities | 2,461 | (1,375) | 47.67 | 180 | 410 | 36.64 | (385) |
| Net cash from financing activities | 49,320 | 30,041 | 11,809 | 395 | 3,445 | 9,712 | 9,193 |
| Net change in cash | 4,388 | 2,142 | (1,749) | (2,229) | 2,260 | 1,935 | 3,838 |
| Closing cash | 12,868 | 8,346 | 6,272 | 8,036 | 10,315 | 8,021 | 6,131 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +54.4% | +34.2% | +26.6% | -2.4% | +5.6% | +19.1% | - |
| EBITDA growth | +72.0% | +29.3% | +25.0% | -5.6% | +4.6% | +24.0% | - |
| PBT growth | +96.9% | +21.2% | +21.8% | -9.0% | +5.4% | +20.5% | +30.7% |
| Net income growth | +98.6% | +23.3% | +19.7% | -10.1% | +5.5% | +21.3% | - |
| Revenue CAGR (3Y) | +37.9% | +18.4% | +9.3% | +7.1% | +17.1% | +20.3% | +17.7% |
| EBITDA CAGR (3Y) | +40.6% | +15.1% | +7.3% | +7.0% | +18.4% | +23.0% | +19.5% |
| Profitability & leverage | |||||||
| Net income margin | +34.0% | +26.5% | +29.7% | +30.8% | +33.1% | +33.1% | +32.7% |
| Return on capital employed | +15.9% | +13.3% | +13.4% | +12.1% | +13.9% | +15.6% | +16.0% |
| Return on net worth | +31.0% | +19.7% | +19.1% | +18.1% | +23.5% | +27.9% | +29.1% |
| Debt / equity | 3.67 | 3.08 | 2.65 | 2.73 | 3.06 | 3.33 | 3.27 |
| Long-term debt / equity | 2.93 | 2.29 | 1.90 | 2.00 | 2.12 | 2.10 | 1.73 |
| Interest cover | 43.68 | 50.84 | 48.04 | 46.58 | 44.34 | 44.64 | 42.87 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 24.15 | 19.13 | 18.49 | 17.62 | 20.94 | 22.80 | 23.30 |
| Inventory turnover | 40,339.88 | 47,128.12 | 35,262.21 | 21,772.73 | 18,265.91 | 17,268.94 | 9,072.21 |
| Debtors turnover | 2,665.25 | 1,364.65 | 1,093.20 | 1,416.32 | 1,456.06 | 1,232.18 | 633.22 |
| EPS (₹) | 263.79 | 132.84 | 107.71 | 89.98 | 100.08 | 94.83 | 78.25 |
| Dividend per share (₹) | 30.00 | 26.00 | 24.00 | 22.00 | 20.00 | 20.00 | 15.00 |
| Book value per share (₹) | 974.68 | 731.49 | 625.39 | 539.69 | 468.07 | 388.21 | 294.97 |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 8,834 | 7,589 | 8,180 | 7,243 | 6,432 | 5,703 | 4,854 | 4,423 |
| Revenue growth (YoY) | +37.3% | +33.1% | +68.5% | +63.7% | +56.2% | +54.0% | - | - |
| Other income | 7.57 | 14.20 | 14.01 | 10.53 | 28.59 | 16.69 | 19.67 | 7.70 |
| Total expenses | 1,459 | 1,014 | 1,154 | 997 | 971 | 832 | 951 | 913 |
| EBITDA | 7,375 | 6,574 | 7,026 | 6,246 | 5,461 | 4,872 | 3,903 | 3,510 |
| EBITDA margin | +83.5% | +86.6% | +85.9% | +86.2% | +84.9% | +85.4% | +80.4% | +79.4% |
| Depreciation | 25.76 | 19.73 | 10.12 | 27.88 | 25.67 | 23.56 | 22.69 | 19.92 |
| Interest | 3,365 | 3,146 | 2,863 | 2,647 | 2,313 | 2,119 | 1,880 | 1,648 |
| Profit before tax | 3,993 | 3,423 | 4,167 | 3,582 | 3,151 | 2,746 | 2,020 | 1,851 |
| Tax | 1,016 | 873 | 1,081 | 925 | 806 | 699 | 513 | 487 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 27,558 | 17,099 | 12,635 | 10,515 | 11,082 | 10,557 | 8,715 |
| Revenue growth | +61.2% | +35.3% | +20.2% | -5.1% | +5.0% | +21.1% | - |
| Other income | 41.62 | 36.05 | 59.04 | 28.90 | 16.07 | 17.15 | 8.15 |
| Total expenses | 3,884 | 3,522 | 2,513 | 2,110 | 1,891 | 1,818 | 1,827 |
| Employee cost | 1,967 | 1,567 | 1,387 | 1,199 | 1,030 | 1,006 | 1,029 |
| EBITDA | 23,675 | 13,577 | 10,122 | 8,405 | 9,192 | 8,739 | 6,888 |
| EBITDA margin | +85.9% | +79.4% | +80.1% | +79.9% | +82.9% | +82.8% | +79.0% |
| Depreciation | 87.23 | 76.86 | 65.63 | 58.31 | 53.91 | 50.71 | 43.09 |
| Interest | 9,984 | 6,466 | 4,667 | 3,709 | 3,845 | 3,699 | 2,796 |
| Profit before tax | 13,645 | 7,071 | 5,449 | 4,666 | 5,309 | 5,007 | 4,057 |
| Tax | 3,511 | 1,870 | 1,399 | 1,193 | 1,355 | 1,284 | 1,039 |
| Net profit | 10,133 | 5,200 | 4,049 | 3,473 | 3,954 | 3,722 | 3,018 |
| Net profit margin | +36.8% | +30.4% | +32.1% | +33.0% | +35.7% | +35.3% | +34.6% |
| EPS (₹) | 252.43 | 129.54 | 100.87 | 86.53 | 98.53 | 92.78 | 75.26 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 401 | 401 | 401 | 401 | 401 | 401 | 401 |
| Reserves & surplus | 37,341 | 28,036 | 23,889 | 20,660 | 17,943 | 14,838 | 11,171 |
| Shareholders' funds (net worth) | 37,742 | 28,438 | 24,290 | 21,062 | 18,345 | 15,239 | 11,572 |
| Secured loans | 1,30,748 | 83,043 | 53,416 | 47,869 | 47,707 | 40,901 | 32,049 |
| Unsecured loans | 7,695 | 6,777 | 5,367 | 1,865 | 2,104 | 5,045 | 5,081 |
| Total debt | 1,38,443 | 89,820 | 58,783 | 49,734 | 49,811 | 45,946 | 37,130 |
| Total liabilities | 1,76,186 | 1,18,258 | 83,073 | 70,796 | 68,156 | 61,185 | 48,702 |
| Assets | |||||||
| Gross block | 1,008 | 908 | 702 | 560 | 499 | 425 | 356 |
| Net block | 514 | 480 | 350 | 272 | 267 | 247 | 228 |
| Capital work in progress | 10.49 | 12.54 | 88.32 | 67.43 | 45.65 | 38.48 | 28.74 |
| Investments | 3,855 | 4,499 | 2,268 | 1,317 | 1,320 | 1,590 | 1,438 |
| Inventories | 1.12 | 0.43 | 0.43 | 0.43 | 0.67 | 0.67 | 0.67 |
| Sundry debtors | 1.26 | 0.93 | 1.03 | 1.61 | 2.14 | 3.47 | 4.73 |
| Cash & bank balances | 11,707 | 7,191 | 5,046 | 6,461 | 9,243 | 7,190 | 5,641 |
| Loans & advances | 2,177 | 323 | 240 | 196 | 243 | 303 | 515 |
| Total current assets | 13,886 | 7,516 | 5,287 | 6,659 | 9,488 | 7,497 | 6,161 |
| Total current liabilities | 3,759 | 2,991 | 1,955 | 1,824 | 2,399 | 2,280 | 1,754 |
| Net working capital | 10,127 | 4,525 | 3,332 | 4,835 | 7,089 | 5,217 | 4,407 |
| Total assets | 1,76,186 | 1,18,258 | 83,073 | 70,796 | 68,156 | 61,185 | 48,702 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 7,170 | 5,037 | 6,429 | 9,179 | 7,117 | 5,505 | 1,713 |
| Net cash from operating activities | (42,324) | (25,855) | (9,302) | (1,902) | (1,142) | (7,477) | (4,458) |
| Net cash from investing activities | 1,270 | (1,944) | (739) | 188 | 408 | 47.57 | (429) |
| Net cash from financing activities | 45,569 | 29,933 | 8,649 | (1,036) | 2,796 | 9,041 | 8,678 |
| Net change in cash | 4,516 | 2,134 | (1,392) | (2,750) | 2,062 | 1,612 | 3,791 |
| Closing cash | 11,707 | 7,191 | 5,046 | 6,461 | 9,243 | 7,190 | 5,641 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +61.2% | +35.3% | +20.2% | -5.1% | +5.0% | +21.1% | - |
| EBITDA growth | +74.4% | +34.1% | +20.4% | -8.6% | +5.2% | +26.9% | - |
| PBT growth | +93.0% | +29.8% | +16.8% | -12.1% | +6.1% | +23.4% | +31.9% |
| Net income growth | +94.9% | +28.4% | +16.6% | -12.2% | +6.2% | +23.3% | - |
| Revenue CAGR (3Y) | +37.9% | +15.6% | +6.2% | +6.5% | +17.2% | +19.0% | +14.9% |
| EBITDA CAGR (3Y) | +41.2% | +13.9% | +5.0% | +6.9% | +19.7% | +22.5% | +17.3% |
| Profitability & leverage | |||||||
| Net income margin | +36.8% | +30.4% | +32.1% | +33.0% | +35.7% | +35.3% | +34.6% |
| Return on capital employed | +16.1% | +13.5% | +13.2% | +12.1% | +14.2% | +15.8% | +16.1% |
| Return on net worth | +30.6% | +19.7% | +17.9% | +17.6% | +23.6% | +27.8% | +28.3% |
| Debt / equity | 3.45 | 2.82 | 2.39 | 2.53 | 2.85 | 3.10 | 2.99 |
| Long-term debt / equity | 2.71 | 2.01 | 1.63 | 1.79 | 1.91 | 1.84 | 1.42 |
| Interest cover | 42.33 | 47.89 | 46.40 | 44.44 | 42.07 | 42.58 | 40.84 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 28.82 | 21.29 | 20.11 | 19.91 | 24.02 | 27.06 | 27.49 |
| Inventory turnover | 35,612.74 | 39,849.16 | 29,521.05 | 19,170.45 | 16,564.76 | 15,782.63 | 13,019.09 |
| Debtors turnover | 25,205.36 | 17,484.84 | 9,616.70 | 5,623.33 | 3,956.65 | 2,579.11 | 839.13 |
| EPS (₹) | 252.43 | 129.54 | 100.87 | 86.53 | 98.53 | 92.78 | 75.26 |
| Dividend per share (₹) | 30.00 | 26.00 | 24.00 | 22.00 | 20.00 | 20.00 | 15.00 |
| Book value per share (₹) | 940.11 | 708.35 | 605.05 | 524.65 | 457.08 | 379.84 | 288.55 |
Timeline of Muthoot HomeFin
3 dated milestones of Muthoot HomeFin across 8 years, from founding to its latest funding, stage changes and deals.
- Founded Muthoot HomeFin is founded.
- IPO Lists on the stock exchange (IPO).
- Funding First funding round of $43.0M.
Similar companies to Muthoot HomeFin
Muthoot HomeFin has 3 listed similar companies in our database, 2 of them funded. They include HomeFirst Finance, HDFC and India Shelter Finance Corporation.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| homefirstindia.com | 2010 | Mumbai, India | $209.7M | 1,724 | Affordable home loans are extended to low and middle-income groups. | |
| hdfc.com | 1977 | Mumbai, India | 213,527 | Provider of housing finance solutions | ||
| indiashelter.in | 2010 | Gurugram, India | $111.02M | 3,323 | Housing loans are extended to middle-income households in India. |
Detailed similar companies of Muthoot HomeFin
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Web traffic of Muthoot HomeFin
The website of Muthoot HomeFin (muthoothomefin.com) receives about 24.6K visits a month.
- Monthly visits24.6K
▲ 1.6% vs previous month
Websites whose visitors overlap most with Muthoot HomeFin. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| muthootfinance.com | 100% | 1.2M | #47,092 | View details | |
| muthoothousing.com | 62% | 8.2K | #2,717,254 | View details |
Top companies in Consumer and SME Loans
3 companies that operate in the same segment as Muthoot HomeFin (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 204.93 M | 1,634 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | USD 1.9 B | 167 |
Unlock complete access to The Company Check
Get unrestricted viewing across everything we track — from companies and brands to investors, funding rounds, acquisitions, financials, and more.
- Unlimited viewing on all profiles Companies, investors, financials, funding, acquisitions & directors
- Full access to every database India & global coverage, advanced filters and rich profile details
- Always-on access from your team account Single premium plan for everything you see on the portal
Related news about Muthoot Homefin
Complete news archive for Muthoot HomeFin
Full article history, source details, and older brand coverage require an active premium plan.
- Full article archive
- Source and publication date
- Older coverage
- Brand-specific news history
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Muthoot HomeFin
Muthoot HomeFin was founded in 2011 and raised its 1st funding round 8 years after it was founded.
Muthoot HomeFin is headquartered in Kochi, India. It is registered at Kochi, Kerala, India.
Alok Aggarwal is the CEO of Muthoot HomeFin, as recorded in our data.
Muthoot HomeFin has 551 employees.
The primary company behind Muthoot HomeFin, Muthoot Finance Limited, reported revenue of ₹31,263 Cr for FY 2026, up 54% year on year.
Muthoot HomeFin was established in 2011 and is based in Kochi, India. Services in the home finance sector are offered, including residential loans for property purchases and construction. Operations are conducted primarily in the Indian market, targeting affordable housing needs. The company is managed by CEO Alok Aggarwal, with a focus on streamlined loan processing and customer support in regional areas.
Muthoot HomeFin's top competitors include HomeFirst Finance, India Shelter Finance Corporation and HDFC.
Muthoot HomeFin offers Housing Loan For Purchase, Refinancing Loan, Composite Loan, Top-Up Loan, and Home Extension Loan.
Yes, Muthoot HomeFin is publicly traded on NSE under the ticker symbol MUTHOOTFIN.
Muthoot HomeFin is associated with 2 legal entities: Muthoot Finance Limited, Muthoot Homefin (India) Limited.
The legal entities of Muthoot HomeFin currently have 25 directors, including Anna Alexander, George Alexander Muthoot, Jacob Kottakuzhiyil Varghese and others.
