About Manappuram Finance Limited
Data last updated: 15 July 2026
Manappuram Finance Limited is a public limited company based in Chavakkad, Kerala, India. It specialises in non-banking financial services (NBFC), a part of the broader financial services sector. Incorporated on 15 July 1992, the company has been in operation for over 34 years.
Registered with ROC Ernakulam under CIN L65910KL1992PLC006623. Listed on BSE: 531213 and NSE: MANAPPURAM.
Capital: an authorised share capital of ₹300 Cr and a paid-up capital of ₹187.87 Cr. Formerly known as Manappuram General Finance and Leasing Ltd. It is led by directors including Vazhappully Padmanabhan Nandakumar and Harshan Kollara Sankarakutty.
Last AGM: 14 August 2025. Financial statements filed for year ended 31 March 2025. Office: Chavakkad, Kerala.
As per NSE-filed consolidated financials for FY 2026, the company reported a revenue of ₹9,509.39 Cr, a decline of 5.29% compared to the previous year. The net worth stands at ₹16,057 Cr (up 28.99% YoY). Total assets are valued at ₹74,559 Cr (up 51.53% YoY).
The company has a workforce of approximately 32,297 employees as per the latest available data. Its group structure includes 4 subsidiaries.
The company is associated with 4 brands - Manappuram Home Finance, Manappuram Foundation, Manappuram Finance, Asirvad Microfinance. As per MCA filings, the company has open charges of ₹60,743 Cr and satisfied charges of ₹45,231 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website manappuram.com.
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EmailLocked
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TelephoneLocked
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Website
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Social Media
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Registered AddressW – 4/ 638 A, Manappuram House, Chavakkad, Kerala, India – 680567
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IndustryFinancial Services, NBFC, Investment & Credit NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
CIN History of Manappuram Finance Limited
Manappuram Finance Limited has one previous CIN (Corporate Identification Number): U65910KL1992PLC006623. The current CIN is L65910KL1992PLC006623, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| L65910KL1992PLC006623 | Current |
| U65910KL1992PLC006623 | Previous |
Associated Brands with Manappuram Finance Limited
Manappuram Finance Limited operates multiple associated brands including Manappuram Home Finance, Manappuram Foundation, and Manappuram Finance. These brands represent Manappuram Finance Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Provides residential and commercial property loan solutions. | manappuramhomefin.com | |
| CSR organization providing education, health, and skill development services. | manappuramfoundation.org | |
| Consumer and SME loans are provided by Manappuram Finance. | manappuram.com | |
| Micro loans for consumers are provided by Asirvad Microfinance. | asirvadmicrofinance.co.in |
Competitors & Alternatives of Manappuram Finance Limited
Brands and companies operating in the same space as Manappuram Finance Limited include ESAF, L & T Finance Holdings, Bajaj Finserv and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
ESAF
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Microfinance banking services are offered in India by ESAF. | Thrissur, India, India | 1992 |
L & T Finance Holdings
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Diversified lending services are provided as a non-banking financial institution. | Mumbai, India, India | 1994 |
Bajaj Finserv
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Financial solutions including loans and insurance are offered. | Pune, India, India | 2007 |
Northern Arc Capital
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Household and business loans are provided with risk management support. | Chennai, India, India | 2006 |
IIFL Finance
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Online gold, home, personal, and business loans are provided. | Mumbai, India, India | 1995 |
Satin Creditcare
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Micro loans for businesses are offered by this NBFC. | Delhi, India, India | 1990 |
India Shelter Finance Corporation
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Housing loans are extended to middle-income households in India. | Gurugram, India, India | 2010 |
HDFC
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Provider of housing finance solutions | Mumbai, India, India | 1977 |
Bharat Financial Inclusion
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Provider of micro-credit & insurance for low income income individuals and women | Secunderabad, India, India | 1997 |
Muthoot Microfin
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Microfinance loans are extended to low-income women entrepreneurs. | Ernakulam, India, India | 2010 |
Business Activity of Manappuram Finance Limited
Manappuram Finance Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details for Manappuram Finance Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of Manappuram Finance Limited
Manappuram Finance Limited is audited by KKC & Associates LLP, Chartered Accountants (ICAI peer reviewed, certificate valid till 2027-07-31); Chokshi & Chokshi LLP, Chartered Accountants (ICAI peer reviewed, certificate valid till 2028-03-31) for the financial year 2026, as reported in its NSE exchange filings. The statutory auditor is responsible for expressing an independent opinion on whether the financial statements present a true and fair view in accordance with applicable accounting standards.
| Name | Financial year | Audit opinion |
|---|---|---|
| KKC & Associates LLP, Chartered Accountants (ICAI peer reviewed, certificate valid till 2027-07-31); Chokshi & Chokshi LLP, Chartered Accountants (ICAI peer reviewed, certificate valid till 2028-03-31) | FY 2026 | Declaration of unmodified opinion |
Board of Directors of Manappuram Finance Limited
Manappuram Finance Limited is currently managed by 9 directors, with 42 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
|
Vazhappully Padmanabhan Nandakumar
Also directs:
Manappuram Finance Limited, Manappuram Agro Farms Limited, Manappuram Health Care Limited and 5 more
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Managing Director | 15 Jul 1992 | 34 Years 0 Months | Current |
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Harshan Kollara Sankarakutty
Also directs:
Manappuram Finance Limited, Asirvad Micro Finance Limited
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Director | 28 Jan 2020 | 6 Years 5 Months | Current |
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Sumitha Nandan
Also directs:
Manappuram Finance Limited
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Whole-Time Director | 01 Jan 2023 | 3 Years 6 Months | Current |
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Rakesh Induprasad Bhatt
Also directs:
Manappuram Finance Limited, Rahi Platform Technologies Private Limited, Avanse Financial Services Limited and 4 more
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Additional Director | 05 May 2026 | 0 Years 2 Months | Current |
| Rosemary Sebastian | Additional Director | 05 May 2026 | 0 Years 2 Months | Current |
| Ashish Arvind Kotecha | Additional Director | 05 May 2026 | 0 Years 2 Months | Current |
Financials of Manappuram Finance Limited FY 2026 filings available
Manappuram Finance Limited reported revenue of ₹9,509.39 Cr (down 5.29% YoY) for FY 2026.
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹9,509.39 Cr | ₹10,041 Cr | ₹8,848.01 Cr | ₹6,684.04 Cr | ₹6,061.02 Cr | ₹6,330.55 Cr | ₹5,465.32 Cr |
| Interest Earned | ₹9,250.61 Cr | ₹9,799.7 Cr | ₹8,454.6 Cr | ₹6,440.41 Cr | ₹5,839.73 Cr | - | ₹5,217.06 Cr |
| Other Income | ₹15.29 Cr | ₹34.18 Cr | ₹72.08 Cr | ₹65.91 Cr | ₹65.3 Cr | ₹44.08 Cr | ₹85.87 Cr |
| Total Income | ₹9,524.68 Cr | ₹10,075 Cr | ₹8,920.09 Cr | ₹6,749.95 Cr | ₹6,126.32 Cr | ₹6,374.63 Cr | ₹5,551.19 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹1,851.43 Cr | ₹1,841.79 Cr | ₹1,597.32 Cr | ₹1,469.49 Cr | ₹1,125.01 Cr | ₹842.91 Cr | ₹830.13 Cr |
| Finance Costs | ₹3,785.61 Cr | ₹3,574.73 Cr | ₹2,865.71 Cr | ₹2,187.79 Cr | ₹2,011.37 Cr | ₹2,218.95 Cr | ₹1,832.23 Cr |
| Depreciation & Amortisation | ₹306.57 Cr | ₹267.37 Cr | ₹246.45 Cr | ₹203.76 Cr | ₹197.98 Cr | ₹170.95 Cr | ₹164.18 Cr |
| Other Expenses | ₹676.07 Cr | ₹681.49 Cr | ₹622.21 Cr | ₹515.3 Cr | ₹496.25 Cr | ₹365.53 Cr | ₹456.08 Cr |
| Total Expenses | ₹8,254.5 Cr | ₹8,409.3 Cr | ₹5,960.58 Cr | ₹4,708.91 Cr | ₹4,342.8 Cr | ₹4,058.6 Cr | ₹3,543.89 Cr |
| Profit Before Exceptional Items & Tax | ₹1,270.18 Cr | ₹1,665.64 Cr | ₹2,959.51 Cr | ₹2,041.04 Cr | ₹1,783.52 Cr | ₹2,316.03 Cr | ₹2,007.3 Cr |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹1,270.18 Cr | ₹1,665.64 Cr | ₹2,959.51 Cr | ₹2,041.04 Cr | ₹1,783.52 Cr | ₹2,316.03 Cr | ₹2,007.3 Cr |
| Total Tax Expense | ₹277.04 Cr | ₹461.76 Cr | ₹762.03 Cr | ₹540.88 Cr | ₹454.82 Cr | ₹591.08 Cr | ₹526.99 Cr |
| Net Profit | ₹993.14 Cr | ₹1,203.88 Cr | ₹2,197.48 Cr | ₹1,500.16 Cr | ₹1,328.7 Cr | ₹1,724.95 Cr | ₹1,480.31 Cr |
| attributable to Owners | ₹1,003.34 Cr | ₹1,216.19 Cr | ₹2,188.67 Cr | - | ₹1,328.43 Cr | ₹1,724.25 Cr | ₹1,467.75 Cr |
| attributable to NCI | -₹10.16 Cr | -₹12.27 Cr | ₹8.81 Cr | - | -₹27 Lakh | ₹70 Lakh | ₹12.56 Cr |
| Other Comprehensive Income | ₹115.9 Cr | ₹3.71 Cr | -₹12.74 Cr | ₹26.72 Cr | -₹8.15 Cr | -₹16.32 Cr | -₹6 Cr |
| Total Comprehensive Income | ₹1,109.04 Cr | ₹1,207.59 Cr | ₹2,184.74 Cr | ₹1,526.88 Cr | ₹1,320.55 Cr | ₹1,708.63 Cr | ₹1,474.31 Cr |
| EBITDA (computed) | ₹5,362.36 Cr | ₹5,507.74 Cr | ₹6,071.67 Cr | ₹4,432.59 Cr | ₹3,992.87 Cr | ₹4,705.93 Cr | ₹4,003.71 Cr |
| Basic EPS | ₹11.72 | ₹14.22 | ₹25.96 | ₹17.72 | ₹15.70 | ₹20.40 | ₹17.54 |
| Diluted EPS | ₹11.71 | ₹14.22 | ₹25.96 | ₹17.72 | ₹15.70 | ₹20.40 | ₹17.49 |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Total Assets | ₹74,559 Cr | ₹49,205 Cr | ₹46,748 Cr | ₹39,504 Cr |
| Property, Plant & Equipment | ₹500.53 Cr | ₹506.48 Cr | ₹440.22 Cr | ₹431.79 Cr |
| Inventories | ₹0 | ₹0 | ₹0 | ₹0 |
| Cash & Equivalents | ₹5,047.86 Cr | ₹1,619.78 Cr | ₹2,549.87 Cr | ₹2,500.47 Cr |
| Equity (Net Worth) | ₹16,057 Cr | ₹12,449 Cr | ₹11,577 Cr | ₹9,665.23 Cr |
| Equity Share Capital | ₹187.87 Cr | ₹169.29 Cr | ₹169.29 Cr | ₹169.28 Cr |
| Total Liabilities | ₹58,502 Cr | ₹36,756 Cr | - | - |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Operating Cash Flow | -₹20,238 Cr | ₹2,621.36 Cr | -₹9,681.14 Cr | -₹3,103.25 Cr | -₹423.09 Cr |
| Investing Cash Flow | -₹1,631.53 Cr | -₹1,587.69 Cr | -₹320 Cr | -₹616.16 Cr | -₹192.62 Cr |
| Financing Cash Flow | ₹23,834 Cr | -₹1,955.6 Cr | ₹10,051 Cr | ₹3,849.11 Cr | ₹438.26 Cr |
| Capital Expenditure | ₹200.32 Cr | ₹144.65 Cr | -₹136.33 Cr | ₹0 | ₹15.19 Cr |
| Free Cash Flow (computed) | -₹20,438 Cr | ₹2,476.71 Cr | -₹9,817.47 Cr | -₹3,103.25 Cr | -₹438.27 Cr |
| Dividends Paid | ₹169.29 Cr | ₹338.57 Cr | -₹294.32 Cr | ₹261.96 Cr | ₹253.91 Cr |
| Net Change in Cash | ₹1,965.17 Cr | -₹921.93 Cr | ₹49.39 Cr | ₹129.7 Cr | -₹177.44 Cr |
| Metrics | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 | Q3 FY25 | Q2 FY25 | Q1 FY25 | Q4 FY24 | Q3 FY24 | Q2 FY24 | Q1 FY24 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹2,613.83 Cr | ₹2,353.14 Cr | ₹2,283.46 Cr | ₹2,262.39 Cr | ₹2,359.73 Cr | ₹2,559.72 Cr | ₹2,633.1 Cr | ₹2,488.22 Cr | ₹2,359.77 Cr | ₹2,305.28 Cr | ₹2,156.7 Cr | ₹2,026.26 Cr |
| Interest Earned | ₹2,512.98 Cr | ₹2,244.1 Cr | ₹2,251.23 Cr | ₹2,235.65 Cr | ₹2,339.27 Cr | - | - | - | ₹2,273.42 Cr | ₹2,201.13 Cr | ₹2,043.77 Cr | ₹1,936.28 Cr |
| Other Income | ₹11.75 Cr | ₹5.75 Cr | ₹1.9 Cr | ₹2.55 Cr | ₹3.52 Cr | ₹2.91 Cr | ₹4.04 Cr | ₹23.71 Cr | ₹2.45 Cr | ₹21.4 Cr | ₹17.32 Cr | ₹30.91 Cr |
| Total Income | ₹2,625.58 Cr | ₹2,358.89 Cr | ₹2,285.36 Cr | ₹2,264.94 Cr | ₹2,363.25 Cr | ₹2,562.63 Cr | ₹2,637.14 Cr | ₹2,511.93 Cr | ₹2,362.22 Cr | ₹2,326.68 Cr | ₹2,174.02 Cr | ₹2,057.17 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹488.56 Cr | ₹501.79 Cr | ₹444.43 Cr | ₹474.41 Cr | ₹499.99 Cr | ₹447.84 Cr | ₹447.59 Cr | ₹446.38 Cr | ₹415.86 Cr | ₹412.95 Cr | ₹374.54 Cr | ₹393.97 Cr |
| Finance Costs | ₹1,109.49 Cr | ₹945.21 Cr | ₹875.63 Cr | ₹855.28 Cr | ₹895.38 Cr | ₹925.34 Cr | ₹905.71 Cr | ₹848.3 Cr | ₹779.17 Cr | ₹748.7 Cr | ₹689.44 Cr | ₹648.4 Cr |
| Depreciation & Amortisation | ₹75.09 Cr | ₹77.24 Cr | ₹79.46 Cr | ₹74.79 Cr | ₹65.93 Cr | ₹70.47 Cr | ₹66.59 Cr | ₹64.39 Cr | ₹65.05 Cr | ₹62.45 Cr | ₹62.5 Cr | ₹56.46 Cr |
| Other Expenses | ₹153.62 Cr | ₹159.68 Cr | ₹194.84 Cr | ₹178 Cr | ₹194.82 Cr | ₹165.7 Cr | ₹167.04 Cr | ₹153.92 Cr | ₹154.18 Cr | ₹151.16 Cr | ₹170.63 Cr | ₹146.25 Cr |
| Total Expenses | ₹2,061.77 Cr | ₹2,056.04 Cr | ₹1,983.36 Cr | ₹2,163.42 Cr | ₹2,599.13 Cr | ₹2,186.57 Cr | ₹1,864.48 Cr | ₹1,759.13 Cr | ₹1,616.7 Cr | ₹1,540.25 Cr | ₹1,427.32 Cr | ₹1,376.33 Cr |
| Profit Before Exceptional Items & Tax | ₹563.81 Cr | ₹302.85 Cr | ₹302 Cr | ₹101.52 Cr | -₹235.88 Cr | ₹376.06 Cr | ₹772.66 Cr | ₹752.8 Cr | ₹745.52 Cr | ₹786.43 Cr | ₹746.7 Cr | ₹680.84 Cr |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹563.81 Cr | ₹302.85 Cr | ₹302 Cr | ₹101.52 Cr | -₹235.88 Cr | ₹376.06 Cr | ₹772.66 Cr | ₹752.8 Cr | ₹745.52 Cr | ₹786.43 Cr | ₹746.7 Cr | ₹680.84 Cr |
| Total Tax Expense | ₹159.02 Cr | ₹64.31 Cr | ₹84.69 Cr | -₹30.95 Cr | -₹32.7 Cr | ₹97.6 Cr | ₹200.58 Cr | ₹196.28 Cr | ₹182.03 Cr | ₹211.12 Cr | ₹186.05 Cr | ₹182.82 Cr |
| Net Profit | ₹404.79 Cr | ₹238.54 Cr | ₹217.31 Cr | ₹132.47 Cr | -₹203.18 Cr | ₹278.46 Cr | ₹572.08 Cr | ₹556.52 Cr | ₹563.49 Cr | ₹575.31 Cr | ₹560.65 Cr | ₹498.02 Cr |
| attributable to Owners | ₹403.99 Cr | ₹241.06 Cr | ₹219.88 Cr | ₹138.38 Cr | -₹191.17 Cr | ₹282.06 Cr | ₹570.65 Cr | ₹554.62 Cr | ₹561.54 Cr | ₹572.87 Cr | ₹558.37 Cr | ₹495.89 Cr |
| attributable to NCI | ₹83 Lakh | -₹2.5 Cr | -₹2.57 Cr | -₹5.91 Cr | -₹12.01 Cr | -₹3.6 Cr | ₹1.43 Cr | ₹1.9 Cr | ₹1.96 Cr | ₹2.44 Cr | ₹2.28 Cr | ₹2.13 Cr |
| Other Comprehensive Income | ₹103.02 Cr | ₹4.07 Cr | ₹32.71 Cr | -₹23.89 Cr | -₹66.6 Cr | ₹50.33 Cr | ₹21.85 Cr | -₹1.87 Cr | -₹1.12 Cr | -₹9.99 Cr | ₹85 Lakh | -₹2.47 Cr |
| Total Comprehensive Income | ₹507.81 Cr | ₹242.61 Cr | ₹250.02 Cr | ₹108.58 Cr | -₹269.78 Cr | ₹328.79 Cr | ₹593.93 Cr | ₹554.65 Cr | ₹562.37 Cr | ₹565.32 Cr | ₹561.5 Cr | ₹495.55 Cr |
| EBITDA (computed) | ₹1,748.39 Cr | ₹1,325.3 Cr | ₹1,257.09 Cr | ₹1,031.59 Cr | ₹725.43 Cr | ₹1,371.87 Cr | ₹1,744.96 Cr | ₹1,665.49 Cr | ₹1,589.74 Cr | ₹1,597.58 Cr | ₹1,498.64 Cr | ₹1,385.7 Cr |
| Basic EPS | ₹4.77 | ₹2.82 | ₹2.57 | ₹1.57 | ₹-2.40 | ₹3.29 | ₹6.75 | ₹6.58 | ₹6.66 | ₹6.79 | ₹6.62 | ₹5.88 |
| Diluted EPS | ₹4.76 | ₹2.82 | ₹2.57 | ₹1.57 | ₹-2.40 | ₹3.29 | ₹6.75 | ₹6.58 | ₹6.66 | ₹6.79 | ₹6.62 | ₹5.88 |
| Segment · Q4 FY26 (latest quarter) | Revenue | Result (PBIT) | Assets | Liabilities |
|---|---|---|---|---|
| Gold loan and others | ₹2,331.31 Cr | ₹522.89 Cr | ₹65,927 Cr | ₹52,342 Cr |
| Micro Finance | ₹294.28 Cr | ₹40.93 Cr | ₹8,632.28 Cr | ₹6,160.52 Cr |
| Segment · FY 2026 (annual) | Revenue | Result (PBIT) | Assets | Liabilities |
|---|---|---|---|---|
| Gold loan and others | ₹8,274.41 Cr | ₹2,105.99 Cr | - | - |
| Micro Finance | ₹1,250.3 Cr | -₹835.78 Cr | - | - |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹7,642.72 Cr | ₹6,906.35 Cr | ₹5,829.91 Cr | ₹4,801.79 Cr | ₹4,562.8 Cr | ₹5,172.25 Cr | ₹4,311.29 Cr |
| Interest Earned | ₹7,622.84 Cr | ₹6,870.71 Cr | ₹5,720.56 Cr | ₹4,740.91 Cr | ₹4,539.37 Cr | ₹5,137.77 Cr | ₹4,225.23 Cr |
| Other Income | ₹10.7 Cr | ₹8.11 Cr | ₹24.73 Cr | ₹25.08 Cr | ₹24.2 Cr | ₹21.25 Cr | ₹40.89 Cr |
| Total Income | ₹7,653.42 Cr | ₹6,914.46 Cr | ₹5,854.64 Cr | ₹4,826.87 Cr | ₹4,587 Cr | ₹5,193.5 Cr | ₹4,352.18 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹1,268.27 Cr | ₹1,170.84 Cr | ₹1,022.17 Cr | ₹1,002.57 Cr | ₹808.38 Cr | ₹624.66 Cr | ₹649.13 Cr |
| Finance Costs | ₹3,028.35 Cr | ₹2,376.13 Cr | ₹1,828.12 Cr | ₹1,498.41 Cr | ₹1,391.8 Cr | ₹1,719.98 Cr | ₹1,391.2 Cr |
| Depreciation & Amortisation | ₹229.81 Cr | ₹201.34 Cr | ₹187.83 Cr | ₹162.62 Cr | ₹157.46 Cr | ₹155.67 Cr | ₹154.07 Cr |
| Other Expenses | ₹474.19 Cr | ₹446.19 Cr | ₹435.95 Cr | ₹386.44 Cr | ₹372.86 Cr | ₹273.55 Cr | ₹369.27 Cr |
| Total Expenses | ₹5,614.2 Cr | ₹4,538.65 Cr | ₹3,633.02 Cr | ₹3,120.53 Cr | ₹2,837.22 Cr | ₹2,923.96 Cr | ₹2,672.18 Cr |
| Profit Before Exceptional Items & Tax | ₹2,039.22 Cr | ₹2,375.81 Cr | ₹2,221.62 Cr | ₹1,706.34 Cr | ₹1,749.78 Cr | ₹2,269.54 Cr | ₹1,680 Cr |
| Exceptional Items | ₹0 | ₹19.78 Cr | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹2,039.22 Cr | ₹2,395.59 Cr | ₹2,221.62 Cr | ₹1,706.34 Cr | ₹1,749.78 Cr | ₹2,269.54 Cr | ₹1,680 Cr |
| Total Tax Expense | ₹514.57 Cr | ₹612.34 Cr | ₹563.85 Cr | ₹440.07 Cr | ₹445.24 Cr | ₹571.63 Cr | ₹449.7 Cr |
| Net Profit | ₹1,524.65 Cr | ₹1,783.25 Cr | ₹1,657.77 Cr | ₹1,266.27 Cr | ₹1,304.54 Cr | ₹1,697.91 Cr | ₹1,230.3 Cr |
| Other Comprehensive Income | ₹120.83 Cr | -₹24 Lakh | -₹9.59 Cr | ₹24.55 Cr | -₹11.33 Cr | -₹14.59 Cr | -₹5.43 Cr |
| Total Comprehensive Income | ₹1,645.48 Cr | ₹1,783.01 Cr | ₹1,648.18 Cr | ₹1,290.82 Cr | ₹1,293.21 Cr | ₹1,683.32 Cr | ₹1,224.87 Cr |
| EBITDA (computed) | ₹5,297.38 Cr | ₹4,953.28 Cr | ₹4,237.57 Cr | ₹3,367.37 Cr | ₹3,299.04 Cr | ₹4,145.19 Cr | ₹3,225.27 Cr |
| Basic EPS | ₹17.99 | ₹21.07 | ₹19.59 | ₹14.96 | ₹15.41 | ₹20.08 | ₹14.58 |
| Diluted EPS | ₹17.98 | ₹21.07 | ₹19.59 | ₹14.96 | ₹15.41 | ₹20.08 | ₹14.53 |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Total Assets | ₹67,554 Cr | ₹39,836 Cr | ₹33,973 Cr | ₹29,338 Cr |
| Property, Plant & Equipment | ₹412.07 Cr | ₹409.52 Cr | ₹359.73 Cr | ₹357.76 Cr |
| Inventories | ₹0 | ₹0 | ₹0 | ₹0 |
| Cash & Equivalents | ₹4,179.94 Cr | ₹1,326.67 Cr | ₹1,529.39 Cr | ₹1,872.7 Cr |
| Equity (Net Worth) | ₹15,938 Cr | ₹11,793 Cr | ₹10,349 Cr | ₹8,979.9 Cr |
| Equity Share Capital | ₹187.87 Cr | ₹169.29 Cr | ₹169.29 Cr | ₹169.28 Cr |
| Total Liabilities | ₹51,617 Cr | ₹28,043 Cr | - | - |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Operating Cash Flow | -₹20,559 Cr | -₹2,733.72 Cr | -₹2,862.92 Cr | -₹298.38 Cr | -₹111.85 Cr |
| Investing Cash Flow | -₹3,010.73 Cr | -₹1,526.25 Cr | -₹306.75 Cr | -₹279.81 Cr | -₹117.62 Cr |
| Financing Cash Flow | ₹24,960 Cr | ₹4,057.26 Cr | ₹2,826.36 Cr | ₹888.03 Cr | -₹100.04 Cr |
| Capital Expenditure | ₹151.76 Cr | ₹143.01 Cr | ₹95.28 Cr | ₹112.05 Cr | ₹103.96 Cr |
| Free Cash Flow (computed) | -₹20,711 Cr | -₹2,876.73 Cr | -₹2,958.2 Cr | -₹410.43 Cr | -₹215.81 Cr |
| Dividends Paid | ₹169.29 Cr | ₹338.57 Cr | ₹279.32 Cr | ₹253.92 Cr | ₹253.91 Cr |
| Net Change in Cash | ₹1,390.37 Cr | -₹202.71 Cr | -₹343.31 Cr | ₹309.84 Cr | -₹329.51 Cr |
| Metrics | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 | Q3 FY25 | Q2 FY25 | Q1 FY25 | Q4 FY24 | Q3 FY24 | Q2 FY24 | Q1 FY24 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹2,157.54 Cr | ₹1,915.35 Cr | ₹1,820.03 Cr | ₹1,743.14 Cr | ₹1,738.9 Cr | ₹1,798.71 Cr | ₹1,748.24 Cr | ₹1,620.5 Cr | ₹1,507.83 Cr | ₹1,522.05 Cr | ₹1,450.24 Cr | ₹1,339.78 Cr |
| Interest Earned | ₹2,124.07 Cr | ₹1,913.6 Cr | ₹1,829.27 Cr | ₹1,749.24 Cr | ₹1,735.92 Cr | - | - | - | ₹1,502.09 Cr | ₹1,485.55 Cr | ₹1,404.94 Cr | ₹1,317.97 Cr |
| Other Income | ₹5.87 Cr | ₹6.53 Cr | ₹3.56 Cr | ₹1.4 Cr | ₹2.87 Cr | ₹2.03 Cr | ₹1.42 Cr | ₹1.79 Cr | ₹5.43 Cr | ₹6.35 Cr | ₹6.18 Cr | ₹16.78 Cr |
| Total Income | ₹2,163.41 Cr | ₹1,921.88 Cr | ₹1,823.59 Cr | ₹1,744.54 Cr | ₹1,741.77 Cr | ₹1,800.74 Cr | ₹1,749.66 Cr | ₹1,622.29 Cr | ₹1,513.26 Cr | ₹1,528.4 Cr | ₹1,456.42 Cr | ₹1,356.56 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹327.96 Cr | ₹325.31 Cr | ₹304.07 Cr | ₹310.93 Cr | ₹307.67 Cr | ₹297.19 Cr | ₹289.07 Cr | ₹276.91 Cr | ₹259.02 Cr | ₹266.58 Cr | ₹244.37 Cr | ₹252.2 Cr |
| Finance Costs | ₹931.8 Cr | ₹763.42 Cr | ₹688.28 Cr | ₹644.85 Cr | ₹609.54 Cr | ₹628.67 Cr | ₹593.95 Cr | ₹543.97 Cr | ₹488.76 Cr | ₹481.28 Cr | ₹442.72 Cr | ₹415.36 Cr |
| Depreciation & Amortisation | ₹57.79 Cr | ₹57.77 Cr | ₹59.01 Cr | ₹55.24 Cr | ₹50.31 Cr | ₹51.38 Cr | ₹50.9 Cr | ₹48.75 Cr | ₹48.6 Cr | ₹47.98 Cr | ₹47.35 Cr | ₹43.9 Cr |
| Other Expenses | ₹113.7 Cr | ₹118.82 Cr | ₹127.08 Cr | ₹114.59 Cr | ₹120.91 Cr | ₹111.48 Cr | ₹105.33 Cr | ₹108.47 Cr | ₹113.56 Cr | ₹104.75 Cr | ₹116.28 Cr | ₹101.36 Cr |
| Total Expenses | ₹1,665.98 Cr | ₹1,411.05 Cr | ₹1,318.32 Cr | ₹1,218.85 Cr | ₹1,191.51 Cr | ₹1,188.61 Cr | ₹1,109.58 Cr | ₹1,048.95 Cr | ₹952.97 Cr | ₹943.98 Cr | ₹892.06 Cr | ₹844.01 Cr |
| Profit Before Exceptional Items & Tax | ₹497.43 Cr | ₹510.83 Cr | ₹505.27 Cr | ₹525.69 Cr | ₹550.26 Cr | ₹612.13 Cr | ₹640.08 Cr | ₹573.34 Cr | ₹560.29 Cr | ₹584.42 Cr | ₹564.36 Cr | ₹512.55 Cr |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹19.78 Cr | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹497.43 Cr | ₹510.83 Cr | ₹505.27 Cr | ₹525.69 Cr | ₹550.26 Cr | ₹612.13 Cr | ₹640.08 Cr | ₹593.12 Cr | ₹560.29 Cr | ₹584.42 Cr | ₹564.36 Cr | ₹512.55 Cr |
| Total Tax Expense | ₹121.91 Cr | ₹129.68 Cr | ₹129.4 Cr | ₹133.58 Cr | ₹135.92 Cr | ₹158.74 Cr | ₹165.14 Cr | ₹152.54 Cr | ₹131.96 Cr | ₹155.8 Cr | ₹144.45 Cr | ₹131.64 Cr |
| Net Profit | ₹375.52 Cr | ₹381.15 Cr | ₹375.87 Cr | ₹392.11 Cr | ₹414.34 Cr | ₹453.39 Cr | ₹474.94 Cr | ₹440.58 Cr | ₹428.33 Cr | ₹428.62 Cr | ₹419.91 Cr | ₹380.91 Cr |
| Other Comprehensive Income | ₹107.24 Cr | ₹4.08 Cr | ₹34.96 Cr | -₹25.43 Cr | -₹68.12 Cr | ₹50.59 Cr | ₹19.42 Cr | -₹2.13 Cr | -₹1.09 Cr | -₹8.34 Cr | -₹23 Lakh | ₹9 Lakh |
| Total Comprehensive Income | ₹482.76 Cr | ₹385.23 Cr | ₹410.83 Cr | ₹366.68 Cr | ₹346.22 Cr | ₹503.98 Cr | ₹494.36 Cr | ₹438.45 Cr | ₹427.24 Cr | ₹420.28 Cr | ₹419.68 Cr | ₹381 Cr |
| EBITDA (computed) | ₹1,487.02 Cr | ₹1,332.02 Cr | ₹1,252.56 Cr | ₹1,225.78 Cr | ₹1,210.11 Cr | ₹1,292.18 Cr | ₹1,284.93 Cr | ₹1,166.06 Cr | ₹1,097.65 Cr | ₹1,113.68 Cr | ₹1,054.43 Cr | ₹971.81 Cr |
| Basic EPS | ₹4.41 | ₹4.50 | ₹4.44 | ₹4.63 | ₹4.90 | ₹5.36 | ₹5.61 | ₹5.21 | ₹5.07 | ₹5.06 | ₹4.96 | ₹4.50 |
| Diluted EPS | ₹4.41 | ₹4.50 | ₹4.44 | ₹4.63 | ₹4.90 | ₹5.36 | ₹5.61 | ₹5.21 | ₹5.07 | ₹5.06 | ₹4.96 | ₹4.50 |
Shareholding Pattern of Manappuram Finance Limited
As per the shareholding pattern filed with NSE for the quarter ended Mar 2026, promoters hold 31.77%, foreign institutional investors hold 23.23%, domestic institutional investors hold 12.97%, retail and other public shareholders hold 32.03% of Manappuram Finance Limited. The company had 554,109 shareholders on record.
| Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Promoters | 31.77% | 35.25% | 35.25% | 35.25% | 35.25% | 35.25% |
| Public | 68.23% | 64.75% | 64.75% | 64.75% | 64.75% | 64.75% |
| Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 31.77% | 35.25% | 35.20% | 35.20% | 35.06% | 34.99% | 35.05% | 35.14% | 34.64% | 34.45% | 33.69% |
| Public | 68.23% | 64.75% | 64.80% | 64.80% | 64.94% | 65.01% | 64.95% | 64.86% | 65.36% | 65.55% | 66.31% |
| Promoter change (YoY, %pts) | -3.48 | +0.05 | +0.00 | +0.14 | +0.07 | -0.06 | -0.09 | +0.50 | +0.19 | +0.76 | - |
Board & Governance of Manappuram Finance Limited
As per the corporate governance filing with NSE for the quarter ended 31-MAR-2026, the board of Manappuram Finance Limited has 9 directors - 7 independent and 2 executive. The board is chaired by V P Nandakumar.
| Director | Position | On board since | Listed boards |
|---|---|---|---|
| V P Nandakumar | Executive Director · MD · Chairperson | 1992-07-15 | 1 |
| Abhijit Sen | Non-Executive - Independent Director | 2019-08-27 | 3 |
| Harshan Kollara | Non-Executive - Independent Director | 2020-08-28 | 2 |
| Pratima Ram | Non-Executive - Independent Director | 2022-09-23 | 2 |
| V P Seemandini | Non-Executive - Independent Director | 2022-12-23 | 1 |
| Sumitha Nandan | Executive Director | 2023-01-01 | 1 |
| T C Suseel Kumar | Non-Executive - Independent Director | 2023-11-01 | 4 |
| Sankaran Nair Rajagopal | Non-Executive - Independent Director | 2024-01-01 | 2 |
| Edodiyil Kunhiraman Bharat Bhushan | Non-Executive - Independent Director | 2024-03-01 | 1 |
| Committee | Members |
|---|---|
| Audit Committee | Abhijit Sen (Chairperson), Harshan Kollara, Pratima Ram, Sumitha Nandan, T C Suseel Kumar |
| Nomination and remuneration committee | Harshan Kollara (Chairperson), V P Seemandini, Sankaran Nair Rajagopal |
| Stakeholders Relationship Committee | T C Suseel Kumar (Chairperson), V P Nandakumar, Sankaran Nair Rajagopal, Edodiyil Kunhiraman Bharat Bhushan, Pratima Ram |
| Risk Management Committee | Sankaran Nair Rajagopal (Chairperson), Abhijit Sen, V P Nandakumar, Harshan Kollara, Pratima Ram |
| Corporate Social Responsibility Committee | Edodiyil Kunhiraman Bharat Bhushan (Chairperson), V P Nandakumar, Abhijit Sen, T C Suseel Kumar, V P Seemandini |
Group Structure of Manappuram Finance Limited
Manappuram Finance Limited has 4 subsidiary companies. This group structure data is as of FY 2024. The corporate group structure reflects Manappuram Finance Limited's business expansion strategy and organizational complexity.
| Company Name | CIN | Shares Held |
|---|---|---|
| Manappuram Home Finance Limited | U65923KL2010PLC039179 | - |
| Asirvad Micro Finance Limited | U65923TN2007PLC064550 | - |
| Manappuram Insurance Brokers Limited | U66010KL2002PLC015699 | - |
| Manappuram Comptech And Consultants Limited | U72200KL2000PLC013966 | - |
Showing major subsidiaries. Total: 4.
Charges & Borrowings of Manappuram Finance Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 29 Jun 2026 | Others | ₹405 Cr | Open |
| 18 Jun 2026 | Others | ₹400 Cr | Open |
| 17 Jun 2026 | Others | ₹250 Cr | Open |
| 12 Jun 2026 | Others | ₹300 Cr | Open |
| 29 May 2026 | Uco Bank | ₹500 Cr | Open |
Total charge records: 670 View all charges
Employees and EPFO Compliance at Manappuram Finance Limited
Manappuram Finance Limited has a workforce of 32,297 employees as of Dec 01, 2025.
Employee and EPFO history for Manappuram Finance Limited
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GST Compliance of Manappuram Finance Limited
GST registrations and filing compliance for Manappuram Finance Limited
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Credit Ratings, Litigation & Regulatory Alerts for Manappuram Finance Limited
Credit ratings, litigation, and regulatory alerts for Manappuram Finance Limited
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MSME Payment Delays by Manappuram Finance Limited
MSME payment history for Manappuram Finance Limited
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Subsidiaries & Group Companies of Manappuram Finance Limited
Corporate group structure for Manappuram Finance Limited
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MCA Filings & Documents of Manappuram Finance Limited
MCA filings and documents for Manappuram Finance Limited
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Recent Activity on Manappuram Finance Limited
Recent News on Manappuram Finance Limited
Frequently Asked Questions about Manappuram Finance Limited
Manappuram Finance Limited is an active public limited company in the financial services sector based in Chavakkad, Kerala, India. It was incorporated on 15 July 1992 (34+ years old) and is registered under CIN L65910KL1992PLC006623. Listed on BSE: 531213 and NSE: MANAPPURAM. The company has 32,297 employees.
Manappuram Finance Limited reported revenue of ₹9,509.39 Cr for FY 2026 (down 5.29% YoY) based on consolidated NSE filings.
The current directors of Manappuram Finance Limited are:
- Vazhappully Padmanabhan Nandakumar - Managing Director
- Harshan Kollara Sankarakutty - Director
- Sumitha Nandan - Whole-Time Director
- Rakesh Induprasad Bhatt - Additional Director
- Rosemary Sebastian - Additional Director
- Ashish Arvind Kotecha - Additional Director
- Rishi Mandawat - Additional Director
- Balaji Veeravalli Vijayaraghavan - Additional Director
- Rajesh Kumar Rathanchand - Additional Director
The primary industry of Manappuram Finance Limited is financial services. The company specifically operates in nbfc. The company is currently active in this sector.
Yes. Manappuram Finance Limited is listed on both BSE (code: 531213) and NSE (symbol: MANAPPURAM).
Manappuram Finance Limited can be reached at the registered office: W – 4 638 A, Manappuram House, Chavakkad, Kerala, India – 680567, or through the website manappuram.com.