Muthoot Capital Services Limited - financial services in Kochi, Kerala, India. FY 2026 financials & compliance.
CIN L67120KL1994PLC007726 Incorporated 18 February 1994 ROC Ernakulam HQ Kochi, Kerala, India
Active Listed - NSE: MUTHOOTCAP · BSE: 511766 Public Limited Company financial services
Data last updated
Market Cap
₹299 Cr
MUTHOOTCAP · NSE
Share Price
₹186.53
+2.48% today
Revenue
₹624 Cr
FY 2025-26 · +31.8% YoY
EBITDA
₹382 Cr
Margin 61.2%
Net Profit
₹12.38 Cr
FY 2025-26 · -72.9% YoY
P/E (TTM)
13.6x
P/B 0.5x
ROE
1.9%
ROCE 10.3%
Debt / Equity
4.64
Interest cover 98.0x

About Muthoot Capital Services Limited

Data last updated:

Muthoot Capital Services Limited is a public limited company based in Kochi, Kerala, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 18 February 1994 and has been in existence for over 32 years.

The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN L67120KL1994PLC007726. Its GSTIN is 32AADCM1805H1ZZ (Kerala). The company holds 9 GST registrations, all of them active. It is a listed company as per MCA records. Its shares are listed on BSE: 511766 and NSE: MUTHOOTCAP.

The company has an authorised share capital of ₹25 Cr and a paid-up capital of ₹16.45 Cr. It is led by directors including Tina Suzanne George (Whole-Time Director) and Shirley Thomas.

Its last annual general meeting (AGM) was held on 19 September 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at Muthoot Capital Services Limited 3rd Floor Muthoot Towers M.G. Road, Kochi, Kerala, India – 682035.

As per the latest standalone financials for FY 2025-26, the company reported a revenue of ₹624.44 Cr, a growth of 31.8% compared to the previous year. For the same year it recorded a net profit of ₹12.38 Cr (net margin 2%) and EBITDA of ₹382.1 Cr (EBITDA margin 61.2%). The net worth stands at ₹670.42 Cr (up 1.9% YoY). Total assets are valued at ₹3,984.7 Cr (up 13.4% YoY).

The company has about 2,648 employees on its provident fund (EPFO) records.

The company is associated with 2 brands: Muthoot Fincorp and Muthoot Capital Services. As per MCA filings, the company has open charges of ₹3,454.36 Cr and satisfied charges of ₹3,465.49 Cr on record. Court records list 30,669 cases involving the company, including 30,581 filed by the company and 88 filed against it; 14,392 cases are pending. The company has 24 deals on record (16 market trades, 6 secondary share transfers, 1 funding round), with disclosed funding of ₹47.78 Cr; the latest was in September 2024.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website muthootcap.com.

Company details

CIN L67120KL1994PLC007726
Registration Number 007726
Incorporation Date 18 February 1994
ROC Ernakulam
Listing Status Listed - Listed on NSE (MUTHOOTCAP); Listed on BSE (511766)
Company Status Active
Date of Last AGM 19 September 2025
Date of Balance Sheet 31 March 2026
Compliance Status Active Compliant

Contact details

Muthoot Capital Services Limited's registered office is in Kochi, Kerala. Its website is muthootcap.com. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Social Media
  • Apps
  • Registered Address
    Muthoot Capital Services Limited 3rd Floor Muthoot Towers M.G. Road, Kochi, Kerala, India – 682035
  • Industry
    Financial Services, Investment & Credit NBFC, NBFC

To see the full contact details of Muthoot Capital Services Limited, buy the company report.

Comprehensive company report
Muthoot Capital Services Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Brands

Muthoot Capital Services operates two associated brands: Muthoot Fincorp and Muthoot Capital Services. Each brand links to its own profile.

BrandDescriptionWebsite
Non-banking financial company specializes in providing a range of financial products & servicesmuthootfincorp.com
Diversified lending services are provided by this NBFC in India.muthootcap.com

Business activity

The main business activity of Muthoot Capital Services is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Muthoot Capital Services Limited, buy the company report.

Financials of Muthoot Capital Services Limited

FY 2025-26 filings available

Muthoot Capital Services Limited reported revenue of ₹624.44 Cr (up 31.8% YoY) for FY 2025-26.

Financial Highlights

FY 2025-26 · Standalone
Revenue
₹624 Cr
+31.8% YoY
EBITDA
₹382 Cr
+19.2% YoY
Profit After Tax
₹12.38 Cr
-72.9% YoY
Net Worth
₹670 Cr
+1.9% YoY
Total Assets
₹3,985 Cr
+13.4% YoY
Total Debt
₹3,314 Cr
+16.1% YoY

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue624474399443411504586
Revenue growth+31.8%+18.7%-9.9%+7.7%-18.5%-14.0%-
EBITDA382321242336(6.39)318398
EBITDA margin+61.2%+67.7%+60.6%+75.8%-1.6%+63.1%+67.9%
Profit before tax15.6260.41164109(216)69.5093.47
Net profit12.3845.6451.9278.68(162)51.4660.47
Net profit margin+2.0%+9.6%+13.0%+17.8%-39.4%+10.2%+10.3%
EPS (₹)6.7927.8174.5847.84(98.44)31.2836.77
Balance sheet
Total assets3,9853,5132,2722,3812,0362,5042,858
Net worth670658612489411560507
Total debt3,3142,8551,6601,8911,6251,9452,351
Cash & bank523400248574335610399
Net working capital536376248560310592384
Cash flow
Cash from operations(375)(1,096)(7.09)(46.41)73.2967024.10
Cash from investing(23.85)(7.84)(63.08)(16.60)(9.39)1.321.90
Cash from financing4671,220(251)272(311)(416)229
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue156166155154145137126109
Revenue growth (YoY)+7.1%+21.2%+23.4%+41.3%+45.2%---
Other income5.112.065.861.872.183.060.461.14
Total expenses70.8279.5068.1369.1177.2763.8446.2636.51
EBITDA84.7186.8686.9584.4467.9373.4779.4272.14
EBITDA margin+54.5%+52.2%+56.1%+55.0%+46.8%+53.6%+63.3%+66.6%
Depreciation1.093.601.331.211.191.931.080.94
Interest77.8777.5881.1681.3975.0967.6361.5150.72
Profit before tax10.867.7410.323.71(6.17)6.9717.2921.62
Tax2.732.392.670.89(1.50)0.554.745.64

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 26 Oct 2026
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue156166155154145137126109
Revenue growth (YoY)+7.1%+21.2%+23.4%+41.3%+45.2%---
Other income5.112.065.861.872.183.060.461.14
Total expenses70.8279.5068.1369.1177.2763.8446.2636.51
EBITDA84.7186.8686.9584.4467.9373.4779.4272.14
EBITDA margin+54.5%+52.2%+56.1%+55.0%+46.8%+53.6%+63.3%+66.6%
Depreciation1.093.601.331.211.191.931.080.94
Interest77.8777.5881.1681.3975.0967.6361.5150.72
Profit before tax10.867.7410.323.71(6.17)6.9717.2921.62
Tax2.732.392.670.89(1.50)0.554.745.64
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue624474399443411504586
Revenue growth+31.8%+18.7%-9.9%+7.7%-18.5%-14.0%-
Other income8.082.761410.420.470.900.32
Total expenses242153157107417186188
Employee cost11695.1179.9774.4469.6669.2888.44
EBITDA382321242336(6.39)318398
EBITDA margin+61.2%+67.7%+60.6%+75.8%-1.6%+63.1%+67.9%
Depreciation7.324.770.860.650.961.301.63
Interest367258218227209248303
Profit before tax15.6260.41164109(216)69.5093.47
Tax4.4414.6541.6830.12(53.76)18.0432.99
Net profit12.3845.6451.9278.68(162)51.4660.47
Net profit margin+2.0%+9.6%+13.0%+17.8%-39.4%+10.2%+10.3%
EPS (₹)6.7927.8174.5847.84(98.44)31.2836.77
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital16.4516.4516.4516.4516.4516.4516.45
Reserves & surplus654642595473395543491
Shareholders' funds (net worth)670658612489411560507
Secured loans3,0312,5901,5311,8331,5261,8152,231
Unsecured loans28326512957.7999.00130120
Total debt3,3142,8551,6601,8911,6251,9452,351
Total liabilities3,9853,5132,2722,3812,0362,5042,858
Assets
Gross block23.9919.1311.677.206.806.726.17
Net block8.199.766.012.131.962.813.51
Capital work in progress0.000.000.000.000.000.000.00
Investments12911210745.5427.4016.3516.43
Inventories0.000.000.000.000.000.000.00
Sundry debtors0.000.000.000.000.000.000.00
Cash & bank balances523400248574335610399
Loans & advances83.7846.3942.7940.1737.1737.4939.63
Total current assets607446290615372647438
Total current liabilities70.9069.8442.3454.7562.5155.5054.76
Net working capital536376248560310592384
Total assets3,9853,5132,2722,3812,0362,5042,858
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash29718150229354128631.47
Net cash from operating activities(375)(1,096)(7.09)(46.41)73.2967024.10
Net cash from investing activities(23.85)(7.84)(63.08)(16.60)(9.39)1.321.90
Net cash from financing activities4671,220(251)272(311)(416)229
Net change in cash67.95116(321)209(248)255255
Closing cash523400248574335610399
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth+31.8%+18.7%-9.9%+7.7%-18.5%-14.0%-
EBITDA growth+19.2%+32.7%-28.0%+5352.3%-102.0%-20.1%-
PBT growth-74.1%-63.3%+51.1%+9998.0%--25.6%-29.7%
Net income growth-72.9%-12.1%-34.0%+148.6%-414.7%-14.9%-
Revenue CAGR (3Y)+12.2%+4.9%-7.5%-9.0%-7.5%+8.2%+27.3%
EBITDA CAGR (3Y)+4.4%--8.8%-5.6%-+8.4%+32.4%
Profitability & leverage
Net income margin+1.8%+9.7%+30.8%+17.8%-39.4%+10.2%+10.3%
Return on capital employed+10.3%+11.0%+12.3%+15.2%-0.3%+11.9%+14.6%
Return on net worth+1.9%+7.2%+9.4%+17.5%-33.4%+9.7%+12.7%
Debt / equity4.643.563.233.903.684.034.69
Long-term debt / equity4.352.831.791.931.721.932.20
Interest cover97.9981.7490.3667.64-2,841.0978.3576.52
Efficiency & per share
Fixed asset turnover29.3430.9457.2563.2960.8478.36131.42
Inventory turnover0.000.000.000.000.000.000.00
Debtors turnover0.000.000.000.000.000.000.00
EPS (₹)6.7927.8174.5847.84(98.44)31.2836.77
Dividend per share (₹)0.000.000.000.000.000.000.00
Book value per share (₹)407.61400.10371.94297.46250.05340.16308.44

To see the full year-wise statements and ratios of Muthoot Capital Services Limited, buy the company report.

Board of directors of Muthoot Capital Services Limited

Muthoot Capital Services has 7 current directors and 19 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Shirley ThomasDirector25 Nov 20214 Years 11 MonthsCurrent
Robin TommyDirector04 Feb 20251 Years 8 MonthsCurrent
Tina Suzanne GeorgeWhole-Time Director23 Dec 20241 Years 10 MonthsCurrent
Susan JohnDirector23 Dec 20241 Years 10 MonthsCurrent
Ritu Elizabeth GeorgeDirector23 Dec 20241 Years 10 MonthsCurrent
Divya AbhishekDirector08 Aug 20233 Years 2 MonthsCurrent
Showing 6 of 7 current directors. View all directors

Auditor

Muthoot Capital Services Limited is audited by VARMA & VARMA for the financial year 2019.

Auditor firmFinancial yearFirm registration number
VARMA & VARMAFY 2019004532S

Shareholding

Shareholding for the quarter ended Sep 2026: promoters hold 63.30%, foreign institutional investors hold 1.20%, domestic institutional investors hold 1.10% and retail and other public shareholders hold 34.40%.

Promoters: 63.30%DII (Domestic Institutional): 1.10%FII (Foreign Institutional): 1.20%Retail & Others: 34.40%
Sep 2026
QUARTER
63.30% Promoters
1.10% DII (Domestic Institutional)
1.20% FII (Foreign Institutional)
34.40% Retail & Others
Promoter holding - history
Now 63.30% · Sep 2026High 63.30% · Dec 2025Low 63.30% · Dec 2025
62%62.8%63.5%64.3%65%Dec 2025Mar 2026Jun 2026Sep 2026Dec 2025: 63.30%Mar 2026: 63.30%Jun 2026: 63.30%Sep 2026: 63.30%63.30%63.30%
Shareholding trend - last 6 quarters
Sep 2026Jun 2026Mar 2026Dec 2025
Promoters63.30%63.30%63.30%63.30%
Public36.70%36.70%36.70%36.70%

Charges & borrowings

Open charges
₹3,454.36 Cr
Satisfied charges
₹3,465.49 Cr
Breakdown by lending institutions
Others₹2,949.63 Cr
Indian Overseas Bank₹150.00 Cr
State Bank of India₹150.00 Cr
Dhanlaxmi Bank Limited₹60.00 Cr
Indian Bank₹50.00 Cr
Others₹94.73 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
30 Jun 2026101335264Others₹25 CrOpen
29 Jun 2026101348657Others₹177.77 CrOpen
26 Jun 2026101321728Others₹30 CrOpen
28 May 2026101298012Others₹40 CrOpen
08 May 2026101297253Others₹100 CrOpen

To see the full charge records of Muthoot Capital Services Limited, buy the company report.

Total charge records: 133 View all charges

Deals & funding

Muthoot Capital Services Limited has 24 deals on record (16 market trades, 6 secondary share transfers, 1 funding round), with disclosed funding of ₹47.78 Cr; the latest was in September 2024.

Total deals
24
Market trades
16
Secondary share transfers
6
Funding round
1
QIP
1
Disclosed funding
₹47.78 Cr

Deals on record (5 of 24)

WhenDealAmountParties
Sep 2024Market trade₹4.11 CrBuyer: Graviton Research Capital LLP
Seller: Graviton Research Capital LLP
Jan 2024Market trade₹3.21 CrBuyer: Graviton Research Capital LLP
Seller: Graviton Research Capital LLP
Aug 2023Market trade₹3.76 CrBuyer: Graviton Research Capital LLP
Seller: Graviton Research Capital LLP
Sep 2022Market trade₹7.72 CrBuyer: Graviton Research Capital LLP , Multiplier Share and Stock Advisors Private Limited , an individual
Seller: Graviton Research Capital LLP , Multiplier Share and Stock Advisors Private Limited
Jul 2021Market trade₹5.8 CrBuyer: Graviton Research Capital LLP
Seller: Graviton Research Capital LLP

To see the full deal history of Muthoot Capital Services Limited, buy the company report.

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

Credit ratings & regulatory alerts

Muthoot Capital Services Limited was last rated by Crisil on 06 Nov 2020.

Rating agencyRated onRating
Crisil06 Nov 2020

To see the full credit ratings and regulatory alerts of Muthoot Capital Services Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Muthoot Capital Services Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

Employees & EPFO

Muthoot Capital Services Limited has a workforce of 2,648 employees on its EPFO records as of Sep 23, 2025, across 1 active EPFO establishment.

Employee count
2,648
Active EPFO establishments
1
Employee growth
13.5%

GST

Muthoot Capital Services has 9 GST registrations: 9 active. The first 4 active GSTINs are listed below.

Total GSTINs
9
Active
9
GSTINStateStatusRegistered on
32AADCM1805H1ZZKeralaActive01 Jul 2017
32AADCM1805H2ZYKeralaActive02 Jul 2025
24AADCM1805H1ZWGujaratActive01 Jul 2017
27AADCM1805H1ZQMaharashtraActive01 Jul 2017

To see the full GST registrations and return filing status of Muthoot Capital Services Limited, buy the company report.

Recent activity

Muthoot Capital Services Limited has 31 board changes on record since 1994: 19 appointments and 12 cessations. The latest: Arumugam Manimekhalai was appointed as Additional Director on 16 Jul 2026.

Appointed
Arumugam Manimekhalai was appointed as Additional Director.
Charges
A charge with Others amounted to Rs. 25.00 Cr with Charge ID 101335264 was registered on 30 Jun 2026.
Charges
A charge with Others amounted to Rs. 177.77 Cr with Charge ID 101348657 was registered on 29 Jun 2026.
Charges
A charge registered on 26 Dec 2024 via Charge ID 101074858 with Others was fully satisfied on 29 Jun 2026.
Charges
A charge with Others amounted to Rs. 30.00 Cr with Charge ID 101321728 was registered on 26 Jun 2026.
Charges
A charge registered on 11 Jun 2024 via Charge ID 100943715 with Others was fully satisfied on 16 Jun 2026.
Charges
A charge with Others amounted to Rs. 40.00 Cr with Charge ID 101298012 was registered on 28 May 2026.
Charges
A charge registered on 26 Mar 2024 via Charge ID 100903050 with Others was fully satisfied on 13 May 2026.
Charges
A charge with Others amounted to Rs. 100.00 Cr with Charge ID 101297253 was registered on 08 May 2026.
Filing
Muthoot Capital Services Limited has filed its annual Financial statements for the year ended 31 Mar 2026 with Roc Ernakulam.
Charges
A charge with State Bank Of India of Rs. 150.00 Cr registered on 28 Nov 2011 with Charge ID 10323525 was modified on 26 Mar 2026.
Charges
A charge registered on 11 Sep 2024 via Charge ID 100990112 with Others was fully satisfied on 13 Mar 2026.

276 earlier events are in the company report.

Frequently asked questions

Muthoot Capital Services is an active public limited company based in Kochi, Kerala, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 18 February 1994 (32+ years old) and is registered under CIN L67120KL1994PLC007726. Listed on BSE: 511766 and NSE: MUTHOOTCAP.

Muthoot Capital Services reported revenue of ₹624.44 Cr for FY 2025-26 (up 31.8% YoY) based on standalone financials.

Muthoot Capital Services has 7 current directors:

The latest financial statements of Muthoot Capital Services on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 19 September 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of Muthoot Capital Services is 32AADCM1805H1ZZ, registered in Kerala. The company has 9 GST registrations in all, of which 9 are active. Other active GSTINs include 32AADCM1805H2ZY (Kerala), 24AADCM1805H1ZW (Gujarat), 27AADCM1805H1ZQ (Maharashtra).

The CIN (Corporate Identification Number) of Muthoot Capital Services is L67120KL1994PLC007726. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Yes. Muthoot Capital Services is a listed company as per MCA records. Its shares are listed on both BSE (code: 511766) and NSE (symbol: MUTHOOTCAP).

Muthoot Capital Services has 30,669 court cases on record: 30,581 filed by the company and 88 filed against it. 14,392 are pending. Most are in the district courts.

Muthoot Capital Services was incorporated on 18 February 1994, making it 32+ years old. It is registered with the Registrar of Companies, Ernakulam.

Muthoot Capital Services has 24 deals on record (16 market trades, 6 secondary share transfers, 1 funding round), with disclosed funding of ₹47.78 Cr; the latest was in September 2024.