Reliance Capital Ltd - financial services in Mumbai, Maharashtra, India. FY 2026 financials & compliance.
CIN U65910MH1986PLC165645 Incorporated 05 March 1986 ROC Mumbai HQ Mumbai, Maharashtra, India
Active Public Limited Company financial services Fortune India 500 · #123
Data last updated
Revenue · FY 2024
₹24,444 Cr
▲ 27% YoY
Net profit · FY 2024
₹1,412.5 Cr
Net margin 5.8%
EBITDA · FY 2024
₹640.14 Cr
EBITDA margin 2.6%
Authorised capital
₹4,000 Cr
Registered with MCA
Paid-up capital
₹2,500 Cr
Issued & subscribed
Open charges
₹4,300 Cr
Satisfied ₹65,693 Cr
Company age
40 yrs
Est. 1986
Employees · EPFO
22
Provident fund records

About Reliance Capital Ltd

Data last updated:

Reliance Capital Ltd is a public limited company based in Mumbai, Maharashtra, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 05 March 1986 and has been in existence for over 40 years.

Reliance Capital is ranked #123 on the Fortune India 500 (2025).

The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U65910MH1986PLC165645. Its GSTIN is 27AAACR5054J1ZA (Maharashtra). The company holds 20 GST registrations, of which 11 are active.

The company has an authorised share capital of ₹4,000 Cr and a paid-up capital of ₹2,500 Cr. It is led by directors including Bhumika Batra and Sharadchandra Zaregaonkar.

Its last annual general meeting (AGM) was held on 14 September 2021, and its latest financial statements are for the year ended 31 March 2021. The registered office is at Tech IT Park, Mumbai, Maharashtra.

As per the financials filed for FY 2024, the company reported a revenue of ₹24,444 Cr, a growth of 27% compared to the previous year. For the same year it recorded a net profit of ₹1,412.5 Cr (net margin 5.8%) and EBITDA of ₹640.14 Cr (EBITDA margin 2.6%). Revenue has grown at a compounded annual rate (CAGR) of 252% over three years and 160% over five years.

The company has about 22 employees on its provident fund (EPFO) records.

The company is associated with 2 brands: Reliancesmartmoney.Com and Reliance Capital. As per MCA filings, the company has open charges of ₹4,300 Cr and satisfied charges of ₹65,693 Cr on record. Court records list 66,166 cases involving the company, including 64,027 filed by the company and 2,144 filed against it; 3,478 cases are pending.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website reliancecapital.co.in.

Company details

CIN U65910MH1986PLC165645
Registration Number 165645
Incorporation Date 05 March 1986
ROC Mumbai
Listing Status Unlisted
Company Status Active
Date of Last AGM 14 September 2021
Date of Balance Sheet 31 March 2021
Compliance Status Active Compliant

CIN history

Reliance Capital has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is U65910MH1986PLC165645, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
U65910MH1986PLC165645Current
L65910GJ1986PLC008526Previous
L65910MH1986PLC165645Previous

Recognitions & Rankings of Reliance Capital

Fortune India 500 2025 edition
Rank#123
Total income
₹22,833 Cr
Profit
₹-4,829 Cr

Contact details

Reliance Capital Ltd's registered office is in Mumbai, Maharashtra.

  • Social Media
  • Registered Address
    11th Floor R – Tech IT Park Nirlon Compound, Off Western Express Highway, Mumbai, Maharashtra, India – 400063
  • Industry
    Financial Services, NBFC, Core Investment Companies
Comprehensive company report
Reliance Capital Ltd - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
₹799 ₹999 20% off excluding 18% GST
Secure checkout · GST invoice included

Brands

Reliance Capital operates two associated brands: reliancesmartmoney.com and Reliance Capital. Each brand links to its own profile.

BrandDescriptionWebsite
Provider of online platform for trading stocks, mutual funds, and insurancereliancesmartmoney.com
Financial services including loans, insurance, and asset management are provided.reliancecapital.co.in

Business activity

The main business activity of Reliance Capital is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Reliance Capital Ltd, buy the company report.

Financials of Reliance Capital Ltd

FY 2021 filings available

Reliance Capital Ltd reported revenue of ₹24,444 Cr (up 27% YoY) for FY 2024.

Revenue · FY 2024
₹24,444 Cr ▲ 27%
Net profit · FY 2024
₹1,412.5 Cr margin 5.8%
EBITDA · FY 2024
₹640.14 Cr margin 2.6%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 27%
3 years · compounded
▲ 252%
5 years · compounded
▲ 160%
EBITDA CAGR growth
1 year
▲ 152%
3 years · compounded
▲ 27%
5 years · compounded
▲ 81%

Revenue has grown at a compounded annual rate (CAGR) of 160% over five years, including 27% growth in the latest year. EBITDA rose 152% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹640.14 Cr
Profit Before Tax
Tax Expense
Net Profit (PAT)₹1,412.5 Cr
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Profitability
EBITDA Margin2.6%
Net Profit Margin5.8%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Reliance Capital Ltd, buy the company report.

Board of directors and KMP of Reliance Capital Ltd

Reliance Capital Ltd currently reports 7 directors and 1 key managerial person. 23 former directors have served the organization.

Current Directors and KMP
NameDesignationAppointment DateTenureStatus
Bhumika BatraDirector19 Mar 20251 Years 7 MonthsCurrent
Sharadchandra ZaregaonkarDirector19 Mar 20251 Years 7 MonthsCurrent
Amar ChintopanthDirector19 Mar 20251 Years 7 MonthsCurrent
Atul Kumar TandonNodal Officer27 Feb 20206 Years 7 MonthsCurrent
Aman GudralCfo12 Apr 20224 Years 6 MonthsCurrent
Yogesh Vijay DeshpandeDeputy Nodal Officer18 Mar 20206 Years 7 MonthsCurrent
Showing 6 of 8 current directors and KMP. View all directors and KMP

Peer comparison

Reliance Capital Ltd is compared with the 8 companies closest to it by revenue in the BFSI industry (Core Investment Companies, Large NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Shriram City Union Finance Limited₹41,859 Cr (FY 2025)20.0%Chennai, Tamil Nadu, India
Aditya Birla Capital Limited₹40,724 Cr (FY 2025)18.0%Veraval, Gujarat, India
Tata Capital Limited₹28,370 Cr (FY 2025)56.0%Mumbai, Maharashtra, India
Cholamandalam Investment and Finance Company Limited₹26,153 Cr (FY 2025)35.0%Chennai, Tamil Nadu, India
Reliance Capital Ltdthis company₹24,444 Cr (FY 2024)₹1,412.5 Cr5.8%27.0%Mumbai, Maharashtra, India
Muthoot Finance Limited₹20,324 Cr (FY 2025)34.0%Ernakulam, Kerala, India
Infrastructure Leasing and Financial Services Limited₹18,799 Cr (FY 2018)10.0%Mumbai, Maharashtra, India
GMR Enterprises Private Limited₹17,475 Cr (FY 2019)13.0%Royapettah, Tamil Nadu, India
HDB Financial Services Limited₹16,300 Cr (FY 2025)15.0%Ahmedabad, Gujarat, India

To see the full peer comparison of Reliance Capital Ltd, buy the company report.

Charges & borrowings

Open charges
₹4,300 Cr
Satisfied charges
₹65,693 Cr
Breakdown by lending institutions
Others₹4,300.00 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
11 Jun 2025101140034Others₹4,300 CrOpen
22 Jul 2019100323720Others₹170 CrSatisfied
20 Jul 2019100323543Idbi Trusteeship Services Limited₹170 CrSatisfied
20 Jul 2019100323715Idbi Trusteeship Services Limited₹212.5 CrSatisfied
19 Jul 2019100284783Idbi Trusteeship Services Limited₹400 CrSatisfied

To see the full charge records of Reliance Capital Ltd, buy the company report.

Total charge records: 170 View all charges

Credit ratings & regulatory alerts

Reliance Capital Ltd was last rated by Care on 02 Mar 2023.

Rating agencyRated onRating
Care02 Mar 2023

To see the full credit ratings and regulatory alerts of Reliance Capital Ltd, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Reliance Capital Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

Reliance Capital has 20 GST registrations: 11 active and 9 cancelled or inactive. The first 4 active GSTINs are listed below.

Total GSTINs
20
Active
11
Cancelled / inactive
9
GSTINStateStatusRegistered on
27AAACR5054J1ZAMaharashtraActive01 Jul 2017
06AAACR5054J1ZEHaryanaActive01 Jul 2017
07AAACR5054J1ZCDelhiActive01 Jul 2017
08AAACR5054J1ZARajasthanActive01 Jul 2017

To see the full GST registrations and return filing status of Reliance Capital Ltd, buy the company report.

Recent activity

Reliance Capital Ltd has 31 board changes on record since 2006: 8 appointments and 23 cessations. The latest: Moses Harding John ceased to be Additional Director on 28 Sep 2025.

Ceased
Moses Harding John ceased to be Additional Director.
Charges
A charge with Others amounted to Rs. 4,300.00 Cr with Charge ID 101140034 was registered on 11 Jun 2025.
Charges
A charge registered on 19 Jul 2019 via Charge ID 100284783 with Idbi Trusteeship Services Limited was fully satisfied on 19 Mar 2025.
Charges
A charge registered on 26 Jun 2019 via Charge ID 100272919 with Idbi Trusteeship Services Limited was fully satisfied on 19 Mar 2025.
Charges
A charge registered on 26 Jun 2019 via Charge ID 100284776 with Idbi Trusteeship Services Limited was fully satisfied on 19 Mar 2025.
Charges
A charge registered on 24 Jun 2019 via Charge ID 100276910 with Others was fully satisfied on 19 Mar 2025.
Charges
A charge registered on 25 Mar 2019 via Charge ID 100260144 with Idbi Trusteeship Services Limited was fully satisfied on 19 Mar 2025.
Charges
A charge registered on 18 Jul 2018 via Charge ID 100192879 with Others was fully satisfied on 19 Mar 2025.
Charges
A charge registered on 29 Sep 2017 via Charge ID 100129970 with Others was fully satisfied on 19 Mar 2025.
Charges
A charge registered on 21 Jul 2017 via Charge ID 100118270 with Others was fully satisfied on 19 Mar 2025.
Charges
A charge registered on 02 Jan 2017 via Charge ID 100074525 with Idbi Trusteeship Services Limited was fully satisfied on 19 Mar 2025.
Charges
A charge registered on 24 Oct 2016 via Charge ID 100059990 with Others was fully satisfied on 19 Mar 2025.

404 earlier events are in the company report.

Frequently asked questions

Reliance Capital is an active public limited company based in Mumbai, Maharashtra, India. The company works in nbfc, within the financial services industry. It was incorporated on 05 March 1986 (40+ years old) and is registered under CIN U65910MH1986PLC165645.

Reliance Capital has 8 current directors and KMP:

The latest financial statements of Reliance Capital on record with the MCA are for the year ended 31 March 2021. Its last annual general meeting was held on 14 September 2021. Year-wise statements from 2015 are in the company report.

The GSTIN of Reliance Capital is 27AAACR5054J1ZA, registered in Maharashtra. The company has 20 GST registrations in all, of which 11 are active and 9 are cancelled or inactive. Other active GSTINs include 06AAACR5054J1ZE (Haryana), 07AAACR5054J1ZC (Delhi), 08AAACR5054J1ZA (Rajasthan).

The CIN (Corporate Identification Number) of Reliance Capital is U65910MH1986PLC165645. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Reliance Capital has 66,166 court cases on record: 64,027 filed by the company and 2,144 filed against it. 3,478 are pending. Most are in the district courts.

Reliance Capital was incorporated on 05 March 1986, making it 40+ years old. It is registered with the Registrar of Companies, Mumbai.

The peers of Reliance Capital by revenue are Shriram City Union Finance Limited, Aditya Birla Capital Limited, Tata Capital Limited, Cholamandalam Investment and Finance Company Limited, Muthoot Finance Limited and 3 more, all in the BFSI industry (Core Investment Companies, Large NBFC), with the same principal business activity (other financial activities).

Moses Harding John ceased to be Additional Director on 28 Sep 2025. Amar Chintopanth was appointed as Director on 19 Mar 2025. Arun Tiwari was appointed as Director on 19 Mar 2025. Reliance Capital has 31 board changes on record in total.

Reliance Capital can be reached through the website reliancecapital.co.in. Its registered office is in Mumbai, Maharashtra, India.

The registered office of Reliance Capital is at 11th Floor R – Tech IT Park Nirlon Compound, Off Western Express Highway, Mumbai, Maharashtra, India – 400063.