Nandikkara Wincoast Chits Private Limited
About Nandikkara Wincoast Chits Private Limited
Data last updated:
Nandikkara Wincoast Chits Private Limited is a private limited company based in Thrissur, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 05 July 2012 and has been in existence for over 14 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2012PTC031591. Its GSTIN is 32AAECN5151G1ZS (Kerala).
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹25 Lakh. It is led by directors including Vijayaraghavan Kaithavalappil Madhavan and Rajeshkumar.
Its last annual general meeting (AGM) was held on 14 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Building No: 4/13A Wincoast Tower Nandikkara Post, Thrissur, Kerala, India – 680301.
As per the financials filed for FY 2025, the company reported a revenue of ₹42.09 Lakh, a decline of 23% compared to the previous year. For the same year it recorded a net profit of ₹5.29 Lakh (net margin 12.6%) and EBITDA of ₹7.54 Lakh (EBITDA margin 17.9%). Revenue has declined at a compounded annual rate (CAGR) of 18% over three years and 18% over five years.
Court records list 2 cases involving the company, including 2 filed by the company.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Nandikkara Wincoast Chits Private Limited's registered office is in Thrissur, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressBuilding No: 4/13A Wincoast Tower Nandikkara Post, Thrissur, Kerala, India – 680301
- IndustryFinancial Services, Financial Activities
To see the full contact details of Nandikkara Wincoast Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Nandikkara Wincoast Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Nandikkara Wincoast Chits Private Limited, buy the company report.
Financials of Nandikkara Wincoast Chits Private Limited
FY 2025 filings availableNandikkara Wincoast Chits Private Limited reported revenue of ₹42.09 Lakh (down 23% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 18% over five years, including a 23% fall in the latest year. EBITDA fell 65% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹7.54 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹5.29 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 17.9% | ||||
| Net Profit Margin | 12.6% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Nandikkara Wincoast Chits Private Limited, buy the company report.
Board of directors of Nandikkara Wincoast Chits Private Limited
Nandikkara Wincoast Chits has 3 current directors and 7 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Vijayaraghavan Kaithavalappil Madhavan Also directs: Wincoast Nidhi Limited, Wincost Kuries Private Limited | Director | 29 Sep 2017 | 9 Years 1 Months | Current |
| Rajeshkumar Also directs: Wincoast Nidhi Limited, Wincost Kuries Private Limited | Director | 16 Aug 2019 | 7 Years 2 Months | Current |
| Palissery Babu Lonappan Also directs: Wincoast Nidhi Limited, Wincost Kuries Private Limited | Director | 11 Sep 2020 | 6 Years 1 Months | Current |
Peer comparison
Nandikkara Wincoast Chits Private Limited is compared with the 6 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Srihimagiri Chits Private Limited | ₹42.49 Lakh (FY 2017) | -23.0% | Mancherial, Telangana, India | |||
| Mantralaya Sri Raghavendra Chit Funds Private Limited | ₹42.42 Lakh (FY 2023) | 18.0% | Vijayawada, Andhra Pradesh, India | |||
| Trichy Chit Funds Private Limited | ₹42.15 Lakh (FY 2025) | -6.0% | Tiruchirappalli, Tamil Nadu, India | |||
| Skyway Kuries Private Limited | ₹42.09 Lakh (FY 2021) | 45.0% | Sangli, Maharashtra, India | |||
| Nandikkara Wincoast Chits Private Limitedthis company | ₹42.09 Lakh (FY 2025) | ₹5.29 Lakh | 12.6% | -23.0% | Thrissur, Kerala, India | |
| Sirpy Chits Private Limited | ₹42.05 Lakh (FY 2019) | -61.0% | Chennai, Tamil Nadu, India | |||
| Prabha Chits Private Limited | ₹41.84 Lakh (FY 2025) | 20.0% | Kanyakumari D.T, Tamil Nadu, India |
To see the full peer comparison of Nandikkara Wincoast Chits Private Limited, buy the company report.
Auditor
Nandikkara Wincoast Chits Private Limited is audited by HIRAN AND CO for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| HIRAN AND CO | FY 2017 | 013264S |
Shareholding
The shareholding of Nandikkara Wincoast Chits Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Nandikkara Wincoast Chits Private Limited, buy the company report.
Legal cases
Nandikkara Wincoast Chits Private Limited has 2 court cases on record: 2 filed by Nandikkara Wincoast Chits. All cases are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 2 | 0 | 0 |
Cases on record (2 of 2)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Execution petition | Filed by the company against individuals | Disposed |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against individuals | Disposed |
To see the full case history of Nandikkara Wincoast Chits Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Nandikkara Wincoast Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Nandikkara Wincoast Chits has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AAECN5151G1ZS | Kerala | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Nandikkara Wincoast Chits Private Limited, buy the company report.
Recent activity
Nandikkara Wincoast Chits Private Limited has 10 board changes on record since 2017: 3 appointments and 7 cessations. The latest: Manjali Rappai ceased to be Director on 17 Jul 2023.
1 earlier event is in the company report.
Frequently asked questions
Nandikkara Wincoast Chits is an active private limited company based in Thrissur, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 05 July 2012 (14+ years old) and is registered under CIN U65992KL2012PTC031591.
Nandikkara Wincoast Chits has 3 current directors:
- Vijayaraghavan Kaithavalappil Madhavan - Director
- Rajeshkumar - Director
- Palissery Babu Lonappan - Director
The latest financial statements of Nandikkara Wincoast Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 14 August 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Nandikkara Wincoast Chits is 32AAECN5151G1ZS, registered in Kerala.
The CIN (Corporate Identification Number) of Nandikkara Wincoast Chits is U65992KL2012PTC031591. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Nandikkara Wincoast Chits has 2 court cases on record: 2 filed by the company.
Nandikkara Wincoast Chits was incorporated on 05 July 2012, making it 14+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Nandikkara Wincoast Chits by revenue are Srihimagiri Chits Private Limited, Mantralaya Sri Raghavendra Chit Funds Private Limited, Trichy Chit Funds Private Limited, Skyway Kuries Private Limited, Sirpy Chits Private Limited and 1 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Manjali Rappai ceased to be Director on 17 Jul 2023. Maniyarakkan Vareed Johnson ceased to be Director on 11 Mar 2022. Mandakkal Krishnan Shammy ceased to be Managing Director on 16 Oct 2021. Nandikkara Wincoast Chits has 10 board changes on record in total.
The registered office of Nandikkara Wincoast Chits is at Building No: 413A Wincoast Tower Nandikkara Post, Thrissur, Kerala, India – 680301.
Nandikkara Wincoast Chits operates in the financial services industry, in the financial activities segment.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
