Prabha Chits Private Limited
About Prabha Chits Private Limited
Data last updated:
Prabha Chits Private Limited is a private limited company based in Kanyakumari D.T., Tamil Nadu, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 20 February 2002 and has been in existence for over 24 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65992TN2002PTC048484. Its GSTIN is 33AADCP0522E1Z4 (Tamil Nadu).
The company has an authorised share capital of ₹15 Lakh and a paid-up capital of ₹14.72 Lakh. It is led by directors including Tthanislas (Managing Director) and Ramaswamy Kalarani.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 17/31 B/49 Cheakittavilai Kadayal Kanyakumari D.T., Tamil Nadu, India.
As per the financials filed for FY 2025, the company reported a revenue of ₹41.84 Lakh, a growth of 20% compared to the previous year. For the same year it recorded a net profit of ₹4.16 Lakh (net margin 10%) and EBITDA of ₹6.9 Lakh (EBITDA margin 16.5%). Revenue has grown at a compounded annual rate (CAGR) of 15% over three years and 2% over five years.
As per MCA filings, the company has open charges of ₹14 Lakh and satisfied charges of ₹6.77 Lakh on record.
The current compliance status is marked as compliant by the Registrar of Companies.
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- WebsiteLocked
- Social MediaLocked
- Registered Address17/31 B/49 Cheakittavilai Kadayal Kanyakumari D.T., Tamil Nadu, India
- IndustryFinancial Services, Microfinance Institutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Prabha Chits Private Limited
The main business activity of Prabha Chits is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Prabha Chits Private Limited FY 2025 filings available
Prabha Chits Private Limited reported revenue of ₹41.84 Lakh (up 20% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Prabha Chits Private Limited
Revenue has grown at a compounded annual rate (CAGR) of 2% over five years, including 20% growth in the latest year. EBITDA rose 433% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Prabha Chits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹6.9 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹4.16 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Prabha Chits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 16.5% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 10% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Prabha Chits are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Prabha Chits Private Limited
Prabha Chits Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Micro Finance). Revenue, net profit, margin and growth of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Trichy Chit Funds Private Limited | •••• | •••• | •••• | •••• | - | Trichy, Tamil Nadu, India |
| Skyway Kuries Private Limited | •••• | •••• | •••• | •••• | - | Sangli, Maharashtra, India |
| Nandikkara Wincoast Chits Private Limited | •••• | •••• | •••• | •••• | - | Thrissur, Kerala, India |
| Sirpy Chits Private Limited | •••• | •••• | •••• | •••• | - | Chennai, Tamil Nadu, India |
| Suchitram Chit Private Limited | •••• | •••• | •••• | •••• | - | Amravati, Maharashtra, India |
| Prabha Chits Private Limited this company | •••• | •••• | •••• | •••• | - | Kanyakumari D.T., Tamil Nadu, India |
| Sri Vijaya Sai Chits (Vizag) Private Limited | •••• | •••• | •••• | •••• | - | Visakhapatnam, Andhra Pradesh, India |
| Dev Vardaan Micro Finance | •••• | •••• | •••• | •••• | - | Nimkathana, Rajasthan, India |
| Sangeerthanam Kuries Private Limited | •••• | •••• | •••• | •••• | - | Thrissur Post, Kerala, India |
| Senthil Gnanavel Chit Fund Private Limited | •••• | •••• | •••• | •••• | - | Chidambaram, Tamil Nadu, India |
| Trisiva Kuries Private Limited | •••• | •••• | •••• | •••• | - | Trichur, Kerala, India |
Peers are the five companies nearest above and the five nearest below Prabha Chits by revenue in the BFSI industry (Micro Finance), from the latest filed financials of each company. Revenue, net profit, margin and growth of each peer are in the company report.
Auditor Details of Prabha Chits Private Limited
Prabha Chits Private Limited is audited by B THANU PILLAI & CO for the financial year 2021.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| B THANU PILLAI & CO | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Prabha Chits Private Limited
Prabha Chits has 4 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ramaswamy Kalarani | Director | 20 Feb 2002 | 24 Years 7 Months | Current |
| Louison Reginal Gladwin | Director | 02 May 2017 | 9 Years 5 Months | Current |
| Tthanislas Also directs: Teejay Prabha Milk and Nutriments Private Limited | Managing Director | 20 Feb 2002 | 24 Years 7 Months | Current |
| Thanislas Delvin Prabhu Also directs: Teejay Prabha Milk and Nutriments Private Limited | Director | 20 Feb 2002 | 24 Years 7 Months | Current |
Ownership and Shareholding of Prabha Chits Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Prabha Chits Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 26 Feb 2010 | Tamilnad Mercantile Bank Ltd | ₹10 Lakh | Open |
| 01 Aug 2003 | Tamilnad Mercantile Bank Ltd | ₹4 Lakh | Open |
| 28 Dec 2011 | Tamilnad Mercantile Bank Ltd | ₹6.77 Lakh | Satisfied |
Total charge records: 3 View all charges
Employees and EPFO Compliance at Prabha Chits Private Limited
Employment history and EPFO contributions of people linked to Prabha Chits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Prabha Chits Private Limited
Prabha Chits Private Limited has 4 board changes on record since 2002: 4 appointments. The latest: Louison Reginal Gladwin was appointed as Director on 02 May 2017.
Credit Ratings, Litigation & Regulatory Alerts for Prabha Chits Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Prabha Chits Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Prabha Chits Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Prabha Chits Private Limited
Prabha Chits has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AADCP0522E1Z4 | Tamil Nadu | Active | 11 Aug 2017 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Prabha Chits Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Prabha Chits Private Limited
Prabha Chits is an active private limited company based in Kanyakumari D.T, Tamil Nadu, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 20 February 2002 (24+ years old) and is registered under CIN U65992TN2002PTC048484.
Prabha Chits reported revenue of ₹41.84 Lakh for FY 2025 (up 20% YoY).
Prabha Chits has 4 current directors:
- Tthanislas - Managing Director
- Ramaswamy Kalarani - Director
- Louison Reginal Gladwin - Director
- Thanislas Delvin Prabhu - Director
Prabha Chits reported a net profit of ₹4.16 Lakh (net margin 10%) and EBITDA of ₹6.9 Lakh (EBITDA margin 16.5%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Prabha Chits is 15% over three years and 2% over five years. In the latest year (FY 2025) revenue rose 20%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Prabha Chits is 33AADCP0522E1Z4, registered in Tamil Nadu.
The CIN (Corporate Identification Number) of Prabha Chits is U65992TN2002PTC048484. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Prabha Chits was incorporated on 20 February 2002, making it 24+ years old. It is registered with the Registrar of Companies, Chennai.
The peers of Prabha Chits by revenue are Trichy Chit Funds Private Limited, Skyway Kuries Private Limited, Nandikkara Wincoast Chits Private Limited, Sirpy Chits Private Limited, Suchitram Chit Private Limited and 5 more, all in the BFSI industry (Micro Finance).
Louison Reginal Gladwin was appointed as Director on 02 May 2017. Ramaswamy Kalarani was appointed as Director on 20 Feb 2002. Thanislas Delvin Prabhu was appointed as Director on 20 Feb 2002. Prabha Chits has 4 board changes on record in total.
The registered office of Prabha Chits is at 1731 B49 Cheakittavilai Kadayal Kanyakumari D.T., Tamil Nadu, India.