MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2024-25)
- Udyam number
- UDYAM-TN-27-0005071
Trichy Chit Funds Private Limited - financial services in Tiruchirappalli, Tamil Nadu, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹42.15 Lakh
▼ 6% YoY
Net profit · FY 2025
₹1.94 Lakh
Net margin 4.6%
EBITDA · FY 2025
₹8.91 Lakh
EBITDA margin 21.1%
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹10 Lakh
Issued & subscribed
Open charges
₹20 Lakh
Secured borrowings
Company age
12 yrs
Est. 2014
Directors on board
2
As per MCA filings
About Trichy Chit Funds Private Limited
Data last updated:
Trichy Chit Funds Private Limited is a private limited company based in Tiruchirappalli, Tamil Nadu, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 16 May 2014 and has been in existence for over 12 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65992TN2014PTC095881. Its GSTIN is 33AAFCT0187P2ZX (Tamil Nadu). The company holds 2 GST registrations, of which 1 is active.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors Rengasamy Ramakrishnan (Managing Director) and Ramakrishnan Kanchana.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at No.2 Sterling Health Park 2nd Floor 9th'A' Cross Thillai Nagar, Tiruchirappalli, Tamil Nadu, India – 620018.
As per the financials filed for FY 2025, the company reported a revenue of ₹42.15 Lakh, a decline of 6% compared to the previous year. For the same year it recorded a net profit of ₹1.94 Lakh (net margin 4.6%) and EBITDA of ₹8.91 Lakh (EBITDA margin 21.1%). Revenue has declined at a compounded annual rate (CAGR) of 9% over three years and 1% over five years.
As per MCA filings, the company has open charges of ₹20 Lakh on record. Court records list 1 case involving the company, including 1 filed by the company.
Trichy Chit Funds Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-TN-27-0005071). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website trichy-chit-funds-private-limited.business.site.
Company details
CIN U65992TN2014PTC095881
Registration Number 095881
Incorporation Date 16 May 2014
ROC Chennai
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2024
Date of Balance Sheet 31 March 2024
Compliance Status Active Compliant
MSME Classification Micro
Udyam Registration UDYAM-TN-27-0005071
Recognitions & Rankings of Trichy Chit Funds
Contact details
Trichy Chit Funds Private Limited's registered office is in Tiruchirappalli, Tamil Nadu. Its website is trichy-chit-funds-private-limited.business.site. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressNo.2 Sterling Health Park 2nd Floor 9th'A' Cross Thillai Nagar, Tiruchirappalli, Tamil Nadu, India – 620018
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Trichy Chit Funds Private Limited, buy the company report.
Comprehensive company report
Trichy Chit Funds Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business activity
The main business activity of Trichy Chit Funds is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Trichy Chit Funds Private Limited, buy the company report.
Financials of Trichy Chit Funds Private Limited
FY 2024 filings availableTrichy Chit Funds Private Limited reported revenue of ₹42.15 Lakh (down 6% YoY) for FY 2025.
Revenue · FY 2025
₹42.15 Lakh ▼ 6%
Net profit · FY 2025
₹1.94 Lakh margin 4.6%
EBITDA · FY 2025
₹8.91 Lakh margin 21.1%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▼ 6%
3 years · compounded
▼ 9%
5 years · compounded
▼ 1%
EBITDA CAGR growth
3 years · compounded
▲ 16%
5 years · compounded
▲ 17%
Revenue has declined at a compounded annual rate (CAGR) of 1% over five years, including a 6% fall in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
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| Other Income | |||||
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| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹8.91 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹1.94 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
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| Inventories | |||||
| Trade Receivables | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 21.1% | ||||
| Net Profit Margin | 4.6% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
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| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Trichy Chit Funds Private Limited, buy the company report.
Board of directors of Trichy Chit Funds Private Limited
Trichy Chit Funds has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Rengasamy Ramakrishnan | Managing Director | 16 May 2014 | 12 Years 5 Months | Current |
| Ramakrishnan Kanchana | Director | 26 Jun 2019 | 7 Years 4 Months | Current |
Peer comparison
Trichy Chit Funds Private Limited is compared with the 8 companies closest to it by revenue in the BFSI industry (Chit Funds, Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Srihimagiri Chits Private Limited | ₹42.49 Lakh (FY 2017) | -23.0% | Mancherial, Telangana, India | |||
| Himalaya Andhra Pradesh Chit Funds Private Limited | ₹42.49 Lakh (FY 2017) | 1.0% | Hanamkonda, Telangana, India | |||
| Kovai Sanjeev Chit Funds Private Limited | ₹42.47 Lakh (FY 2024) | 19.0% | Coimbatore, Tamil Nadu, India | |||
| Mantralaya Sri Raghavendra Chit Funds Private Limited | ₹42.42 Lakh (FY 2023) | 18.0% | Vijayawada, Andhra Pradesh, India | |||
| Trichy Chit Funds Private Limitedthis company | ₹42.15 Lakh (FY 2025) | ₹1.94 Lakh | 4.6% | -6.0% | Tiruchirappalli, Tamil Nadu, India | |
| Skyway Kuries Private Limited | ₹42.09 Lakh (FY 2021) | 45.0% | Sangli, Maharashtra, India | |||
| Nandikkara Wincoast Chits Private Limited | ₹42.09 Lakh (FY 2025) | -23.0% | Thrissur, Kerala, India | |||
| Sirpy Chits Private Limited | ₹42.05 Lakh (FY 2019) | -61.0% | Chennai, Tamil Nadu, India | |||
| Prabha Chits Private Limited | ₹41.84 Lakh (FY 2025) | 20.0% | Kanyakumari D.T, Tamil Nadu, India |
To see the full peer comparison of Trichy Chit Funds Private Limited, buy the company report.
Auditor
Trichy Chit Funds Private Limited is audited by V.JAYARAMAN for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| V.JAYARAMAN | FY 2023 | 024867 |
Shareholding
The shareholding of Trichy Chit Funds Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Trichy Chit Funds Private Limited, buy the company report.
Charges & borrowings
Open charges
₹20 Lakh
Satisfied charges
None
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 24 Nov 2021 | 100512007 | Others | ₹20 Lakh | Open |
Total charge records: 1 View all charges
Legal cases
Trichy Chit Funds Private Limited has 1 court case on record: 1 filed by Trichy Chit Funds. All case is disposed.
Total cases
1
Filed by the company
1
Disposed
1
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 1 | 0 | 0 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Tiruchirappalli, Tamil Nadu | Criminal case | Filed by the company against individuals | Disposed |
To see the full case history of Trichy Chit Funds Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Trichy Chit Funds Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Trichy Chit Funds has 2 GST registrations: 1 active and 1 cancelled or inactive.
Total GSTINs
2
Active
1
Cancelled / inactive
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AAFCT0187P2ZX | Tamil Nadu | Active | 26 Jun 2018 |
To see the full GST registrations and return filing status of Trichy Chit Funds Private Limited, buy the company report.
Recent activity
Trichy Chit Funds Private Limited has 4 board changes on record since 2014: 3 appointments and 1 cessation. The latest: Periyasamy Kodi ceased to be Director on 29 Jun 2019.
AGM
Trichy Chit Funds Private Limited last Annual general meeting of members was held on 30 Sep 2024 as per latest MCA records.
Filing
Trichy Chit Funds Private Limited has filed its annual Financial statements for the year ended 31 Mar 2024 with Roc Chennai.
Charges
A charge with Others amounted to Rs. 20.00 Lakh with Charge ID 100512007 was registered on 24 Nov 2021.
Ceased
Periyasamy Kodi ceased to be Director.
Appointed
Ramakrishnan Kanchana was appointed as Director.
Appointed
Periyasamy Kodi was appointed as Director.
Appointed
Rengasamy Ramakrishnan was appointed as Managing Director.
Incorporation
16 May 2014
Trichy Chit Funds Private Limited was registered on 16 May 2014 with Roc Chennai & aged 12 years 5 months as per MCA records.
Frequently asked questions
Trichy Chit Funds is an active private limited company based in Tiruchirappalli, Tamil Nadu, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 16 May 2014 (12+ years old) and is registered under CIN U65992TN2014PTC095881.
Trichy Chit Funds has 2 current directors:
- Rengasamy Ramakrishnan - Managing Director
- Ramakrishnan Kanchana - Director
The latest financial statements of Trichy Chit Funds on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2024. Year-wise statements from 2015 are in the company report.
The GSTIN of Trichy Chit Funds is 33AAFCT0187P2ZX, registered in Tamil Nadu. The company has 2 GST registrations in all, of which 1 is active and 1 is cancelled or inactive.
The CIN (Corporate Identification Number) of Trichy Chit Funds is U65992TN2014PTC095881. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Trichy Chit Funds has 1 court case on record: 1 filed by the company.
Trichy Chit Funds was incorporated on 16 May 2014, making it 12+ years old. It is registered with the Registrar of Companies, Chennai.
The peers of Trichy Chit Funds by revenue are Srihimagiri Chits Private Limited, Himalaya Andhra Pradesh Chit Funds Private Limited, Kovai Sanjeev Chit Funds Private Limited, Mantralaya Sri Raghavendra Chit Funds Private Limited, Skyway Kuries Private Limited and 3 more, all in the BFSI industry (Chit Funds, Micro Finance), with the same principal business activity (other financial activities).
Periyasamy Kodi ceased to be Director on 29 Jun 2019. Ramakrishnan Kanchana was appointed as Director on 26 Jun 2019. Periyasamy Kodi was appointed as Director on 16 May 2014. Trichy Chit Funds has 4 board changes on record in total.
Yes, Trichy Chit Funds is registered as a micro enterprise under Udyam registration (number: UDYAM-TN-27-0005071).
Trichy Chit Funds can be reached through the website trichy-chit-funds-private-limited.business.site. Its registered office is in Tiruchirappalli, Tamil Nadu, India.
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