About Navi Finserv Limited
Data last updated: 07 July 2026
Navi Finserv Limited is a public limited company based in Bangalore South, Karnataka, India, a subsidiary of Navi Technologies Limited and recognised as a startup by DPIIT. It specialises in investment and credit NBFC, a part of the broader financial services sector. Incorporated on 14 February 2012, the company has been in operation for over 14 years.
Registered with ROC Bangalore under CIN U65923KA2012PTC062537.
Capital: an authorised share capital of ₹600 Cr and a paid-up capital of ₹335.24 Cr. Formerly known as Chaitanya Rural Intermediation Development Services Private Limited. It is led by directors including Ranganathan Sridharan and Sachin Bansal.
Last AGM: 22 September 2025. Financial statements filed for year ended 31 March 2025. Office: Bangalore South, Karnataka.
The company has a workforce of approximately 554 employees as per the latest available data. It operates as a subsidiary of Navi Technologies Limited.
The company is associated with 3 brands - Navi Finserv, Chaitanya India, Navi. As per MCA filings, the company has open charges of ₹14,204 Cr and satisfied charges of ₹5,990.32 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website navifinserv.com.
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Registered Address2Nd Floor Vaishnavi Tech Square, Iballur Village Begur Hobli, Bangalore South, Karnataka, India – 560102
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IndustryFinancial Services, Investment & Credit NBFC, NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
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CIN History of Navi Finserv Limited
Navi Finserv Limited has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is U65923KA2012PLC062537, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65923KA2012PLC062537 | Current |
| U65923KA2012PTC062537 | Previous |
| U67190KA2012PTC062537 | Previous |
Associated Brands with Navi Finserv Limited
Navi Finserv Limited operates multiple associated brands including Navi Finserv, Chaitanya India, and Navi. These brands represent Navi Finserv Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Financial lending services including cash loans, housing loans, and loans against property in India. | navifinserv.com | |
| Micro-credit is provided to low-income individuals and businesses. | chaitanyarural.in | |
| Provider of digital financial services including UPI payments, loans, insurance, and investments | navi.com |
Competitors & Alternatives of Navi Finserv Limited
Brands and companies operating in the same space as Navi Finserv Limited include Paytm, PhonePe, AU Small Finance Bank and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Paytm
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Digital payments, financial services, and e-commerce platforms are provided. | Noida, India, India | 2000 |
PhonePe
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Payment, financial, investment, and lending services are provided digitally. | Bengaluru, India, India | 2012 |
AU Small Finance Bank
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Collateralised loans for commercial vehicles are extended to rural entrepreneurs. | Jaipur, India, India | 1996 |
Ujjivan Small Finance Bank
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Small finance services are extended to underserved segments in India. | Bengaluru, India, India | 2005 |
ESAF
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Microfinance banking services are offered in India by ESAF. | Thrissur, India, India | 1992 |
Jana Small Finance Bank
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Microfinance bank | Bengaluru, India, India | 1999 |
Suryoday
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Small finance bank offering savings accounts, deposits, and loan products | Mumbai, India, India | 2008 |
Scripbox
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Platform offering mutual fund investments, financial planning, and wealth growth services | Bengaluru, India, India | 2012 |
MobiKwik
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Operator of platform for online mobile, DTH recharge, and bill payments | Gurugram, India, India | 2009 |
Equitas Small Finance Bank
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Small finance bank | Chennai, India, India | 2007 |
Business Activity of Navi Finserv Limited
Navi Finserv Limited engages in various business activities. The company's operational segments demonstrate its market presence and business diversification.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| Locked | Locked | Locked | activities activities Financial and insurance Other financial | Locked |
Detailed business activity records for Navi Finserv Limited
Activity codes and turnover contribution percentages require an active report plan.
- Activity group codes
- Detailed activity codes
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Board of Directors of Navi Finserv Limited
Navi Finserv Limited is currently managed by 7 directors, with 23 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
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Ranganathan Sridharan
Also directs:
Nelcast Limited, Nc Energy Limited
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Director | 31 Aug 2020 | 5 Years 10 Months | Current |
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Sachin Bansal
Also directs:
Navi Investment Advisors Private Limited, Navi General Insurance Limited, Flipkart Online Services Private Limited and 1 more
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Director | 23 Oct 2019 | 6 Years 8 Months | Current |
| Ankit Agarwal | Director | 23 Oct 2019 | 6 Years 8 Months | Current |
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Arindam Haraprasad Ghosh
Also directs:
Ariso Consulting Llp, Repro India Limited, Torus Alphaniti Technologies Private Limited and 5 more
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Director | 01 Apr 2022 | 4 Years 3 Months | Current |
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Nilufer Panthaki
Also directs:
Ampfin Capital Private Limited, Varthana Finance Private Limited
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Director | 13 Feb 2026 | 0 Years 5 Months | Current |
| Ashwani Kumar | Director | 28 May 2025 | 1 Years 1 Months | Current |
Financials of Navi Finserv Limited FY 2025 filings available
Ten-year financial statements for Navi Finserv Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
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Charges & Borrowings of Navi Finserv Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 25 Jun 2026 | Others | ₹50 Cr | Open |
| 15 Jun 2026 | Others | ₹39 Cr | Open |
| 30 May 2026 | Others | ₹60 Cr | Open |
| 21 May 2026 | Others | ₹105 Cr | Open |
| 21 May 2026 | Others | ₹100 Cr | Open |
Total charge records: 340 View all charges
Employees and EPFO Compliance at Navi Finserv Limited
View historical data on people associated with Navi Finserv Limited, including employment history and EPFO contributions.
Employee and EPFO history for Navi Finserv Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
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GST Compliance of Navi Finserv Limited
GST registrations and filing compliance for Navi Finserv Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
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Credit Ratings, Litigation & Regulatory Alerts for Navi Finserv Limited
Credit ratings, litigation, and regulatory alerts for Navi Finserv Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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MSME Payment Delays by Navi Finserv Limited
MSME payment history for Navi Finserv Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Navi Finserv Limited
Corporate group structure for Navi Finserv Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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MCA Filings & Documents of Navi Finserv Limited
MCA filings and documents for Navi Finserv Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
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Recent Activity on Navi Finserv Limited
Recent News on Navi Finserv Limited
Frequently Asked Questions about Navi Finserv Limited
Navi Finserv Limited is an active public limited company in the financial services sector based in Bangalore South, Karnataka, India. It was incorporated on 14 February 2012 (14+ years old) and is registered under CIN U65923KA2012PLC062537. The company has 554 employees.
The current directors of Navi Finserv Limited are:
- Ranganathan Sridharan - Director
- Sachin Bansal - Director
- Ankit Agarwal - Director
- Arindam Haraprasad Ghosh - Director
- Nilufer Panthaki - Director
- Ashwani Kumar - Director
- Abhishek - Managing Director
The primary industry of Navi Finserv Limited is financial services. The company specifically operates in investment and credit nbfc. The company is currently active in this sector.
Yes, Navi Finserv Limited is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Navi Finserv Limited can be reached at the registered office: 2Nd Floor Vaishnavi Tech Square, Iballur Village Begur Hobli, Bangalore South, Karnataka, India – 560102, or through the website navifinserv.com.
The authorised capital is ₹600 Cr, and the paid-up capital is ₹335.24 Cr.