Navi Finserv Limited - Company Profile

Q: Who are the current directors of Navi Finserv Limited?

The current directors of Navi Finserv Limited are Ashwani Kumar, Arindam Haraprasad Ghosh, Ranganathan Sridharan, Sachin Bansal, Ankit Agarwal, Abhishek, Mahima Gautam, Abhishek, Chanchal Kumar, Nilufer Panthaki.

It is a financial services public limited company based in Bangalore South, Karnataka, India, established in 2012.

2012 Bangalore South, Karnataka, India Active

Last Updated: April 15, 2026

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About Navi Finserv Limited

Navi Finserv Limited, a active public limited company, was established on 14 February 2012 in Bangalore South, Karnataka, India. Engaging in investment & credit nbfc within the financial and insurance service sector, it holds CIN: U65923KA2012PTC062537. Registered under ROC Roc Bangalore. it is unlisted. It has an authorized capital of ₹600.00 Cr and a paid-up capital of ₹335.24 Cr.

Formerly known as Chaitanya Rural Intermediation Development Services Private Limited. It upholds a compliant status. Employing 554 professional, Its leadership includes Ashwani Kumar (Director), Arindam Haraprasad Ghosh (Director), Ranganathan Sridharan (Director). Past directors included Ashwani Kumar, Riya Bhattacharya, Gurumoorthy. It holds ₹12,717.19 Cr open charges and ₹5,965.32 Cr settled loans. Its latest AGM occurred on 22 September 2025, with the balance sheet filed on 31 March 2025. It is based at 2Nd Floor, Vaishnavi Tech Square, Iballur Village, Begur Hobli, Bangalore South, Karnataka, 560102.

Company Details

CIN/LLPIN
U65923KA2012PLC062537
Registration Number
062537
Incorporation Date
14 February 2012
Authorized Capital
₹600.00 Cr
Paid-Up Capital
₹335.24 Cr
ROC Code
Roc Bangalore
Listing Status
Unlisted
Company Status
Active

Key Metrics

Authorised Capital ₹ 600.00 Cr as on 15-04-2026
Paid Up Capital ₹ 335.24 Cr as on 15-04-2026
Company Age 14 Year, 3 Months
Last Filing with ROC 31 Mar 2025
Open Charges ₹ 12,717.19 Cr as on 15-04-2026
Satisfied Charges ₹ 5,965.32 Cr as on 15-04-2026

Comprehensive Company Insights

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Who are the key members and board of directors at Navi Finserv Limited?

Current Directors

Name	Designation	Appointment Date	Status
Ashwani Kumar	Director	28 May 2025	Current
Arindam Haraprasad Ghosh	Director	01 Apr 2022	Current
Ranganathan Sridharan	Director	31 Aug 2020	Current
Sachin Bansal	Director	23 Oct 2019	Current
Ankit Agarwal	Director	23 Oct 2019	Current
Abhishek	Ceo	14 Feb 2025	Current

Past Directors

Name	Designation	Cessation	Status
Pramod Abcsdd	Additional Director	01 Jun 2025	Past
Pramod Abcsdd	Ceo(Kmp)	-	Past
Pramod Abcsdd	Cfo(Kmp)	-	Past
Pramod Abcsdd	Director	10 Feb 2022	Past
Pramod Abcsdd	Nominee Director	24 May 2017	Past
Pramod Abcsdd	Nominee Director	21 Oct 2019	Past

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Financial Performance of Navi Finserv.

Date	Amount	Transaction Name	Valuation	Lead Investors	Investors
Jul, 2021	Amount	Post-IPO - Grab	Valuation	investors	Emtek
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners
Jan, 2021	Amount	Post-IPO - Grab	Valuation	investors	Hana Financial Group , GGV Capital
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners

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Key Matrics
Balance Sheet
Profit and Loss
Cash Flow
Ratios

Metrics

(FY 2023)

YOY Growth

(FY 2022)

(FY 2021)

(FY 2020)

(FY 2019)

Total Revenue

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Revenue from Operations

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Total Assets

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Profit or Loss

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Net Worth

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EBITDA

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What is the Ownership and Shareholding Structure of Navi Finserv?

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Shareholding Pattern (FY 2024)

Promoters: 92.83%
Public: 4.10%
Others: 3.07%

Shareholding Pattern over the Year

	FY (2024)	FY (2023)	FY (2022)	FY (2021)	FY (2020)
Promoters	92.83	94.62	94.55	94.55	94.55
Public	4.10	3.89	3.95	3.96	3.98
Others	3.07	1.49	1.50	1.49	1.47

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Charges (Loans)

Open Charges

₹127,171,901,869.00

Satisfied Charges

₹59,653,233,334.00

Charges Breakdown by Lending Institutions

Others : 10387.09 Cr
State Bank Of India : 500.00 Cr
Yes Bank Limited : 495.00 Cr
Axis Bank Limited : 260.00 Cr
Hdfc Bank Limited : 250.10 Cr
Others : 825.00 Cr

Latest Charge Details

Date	Lender	Amount	Status
27 Mar 2026	Yes Bank Limited	₹250.00 Cr	Open
27 Mar 2026	Others	₹60.00 Cr	Open
10 Mar 2026	Others	₹45.00 Cr	Open
02 Mar 2026	Others	₹50.00 Cr	Open
28 Feb 2026	Others	₹24.00 Cr	Open

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How Many Employees Work at Navi Finserv?

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Employee Date	Number of Employees
2020	78,000
2021	80,500
2022	83,200
2023	86,000
2024	89,500
2025	92,000

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Deals i

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Rating

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Alerts

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Latest Updates, News, and FAQs on Navi Finserv

Recent Activity within the Organization

Charges

A charge with Others of Rs. 157.48 Cr registered on 07 Sep 2023 with Charge ID 100787626 was modified on 09 Apr 2026. was recorded as a recent event.
09 Apr 2026
Charges

Progress on A charge with Others of Rs. 160.00 Cr registered on 20 Feb 2024 with Charge ID 100870082 was modified on 30 Mar 2026. was documented.
30 Mar 2026
Charges

The activity A charge with Yes Bank Limited amounted to Rs. 250.00 Cr with Charge ID 101259835 was registered on 27 Mar 2026. was completed.
27 Mar 2026
Charges

Progress on A charge with Others amounted to Rs. 60.00 Cr with Charge ID 101270148 was registered on 27 Mar 2026. was documented.
27 Mar 2026
Charges

A charge registered on 20 Dec 2023 via Charge ID 100852274 with Others was fully satisfied on 20 Mar 2026. was recorded as a recent event.
20 Mar 2026
Charges

Progress on A charge with Others amounted to Rs. 45.00 Cr with Charge ID 101266584 was registered on 10 Mar 2026. was documented.
10 Mar 2026

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