Perfios Software Solutions Private Limited

Perfios Software Solutions Private Limited - financial services in Mumbai, Maharashtra, India. FY 2026 financials and compliance.
CIN U72200MH2008PTC404503 Incorporated 29 May 2008 ROC Mumbai HQ Mumbai, Maharashtra, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2025
₹708.65 Cr
▲ 24.00% YoY
EBITDA · FY 2025
*****
▲ 66.00% YoY
Net profit · FY 2025
*****
▲ 46.00% YoY
Authorised capital
₹66.05 Cr
Registered with MCA
Paid-up capital
₹64.04 Cr
Issued & subscribed
Open charges
₹383 Cr
Satisfied ₹150 Cr
Company age
18 yrs
Est. 2008
Employees · EPFO
898
Latest available

About Perfios Software Solutions Private Limited

Data last updated: 05 February 2026

Perfios Software Solutions Private Limited is a private limited company based in Mumbai, Maharashtra, India. It specialises in diversified financial services, a part of the broader financial services sector. Incorporated on 29 May 2008, the company has been in operation for over 18 years.

Registered with ROC Mumbai under CIN U72200MH2008PTC404503.

Capital: an authorised share capital of ₹66.05 Cr and a paid-up capital of ₹64.04 Cr. It is led by directors including Rama Subramaniam Gandhi and Velamur Rangachari Govindarajan.

Last AGM: 29 September 2025. Financial statements filed for year ended 31 March 2025. Office: 3Rd Floor Abr Emerald Plot No.D 8, Street No.16 Midc Andheri East Mumbai, Maharashtra, India – 400093.

As per the financials filed for FY 2025, the company reported a revenue of ₹708.65 Cr, a growth of 24% compared to the previous year.

The company has a workforce of approximately 898 employees as per the latest available data. Its group structure includes 2 subsidiaries.

The company is associated with 2 brands - Perfios, Karza. As per MCA filings, the company has open charges of ₹383 Cr and satisfied charges of ₹150 Cr on record.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website perfios.com.

Company Details of Perfios Software Solutions Private Limited
CIN U72200MH2008PTC404503
Registration Number 404503
Incorporation Date 29 May 2008
ROC Mumbai
Listing Status Unlisted
Company Status Active
Date of Last AGM 29 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
Key People
Velamur Rangachari Govindarajan Whole-Time Director Rama Subramaniam Gandhi Director Vishal Vijay Gupta Director
Contact Details
  • Email
    *****@*****.com
  • Telephone
    +91-****-******
  • Website
    perfios.com
  • Social Media
  • Registered Address
    3Rd Floor Abr Emerald Plot No.D 8, Street No.16 Midc Andheri East Mumbai, Maharashtra, India – 400093
  • Industry
    Financial Services, Diversified Financial Services
Company report
Perfios Software Solutions Private Limited - full intelligence report
  • Historical Financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Litigation, compliance and MCA filings
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Financials, compliance, directors, charges, ownership and filings for Perfios Software Solutions Private Limited in one report.

10-year financials Directors & ownership Charges & compliance

CIN History of Perfios Software Solutions Private Limited

Perfios Software Solutions Private Limited has one previous CIN (Corporate Identification Number): U72200KA2008PTC046602. The current CIN is U72200MH2008PTC404503, which is the unique identifier assigned by the Registrar of Companies.

CIN Status
U72200MH2008PTC404503 Current
U72200KA2008PTC046602 Previous

Associated Brands with Perfios Software Solutions Private Limited

Perfios Software Solutions Private Limited operates two associated brands: Perfios and Karza. These brands represent Perfios Software Solutions Private Limited's diversified market presence and brand portfolio.

Brand Description Website
Perfios
Provides financial technology solutions for data analysis and verification globally. perfios.com
Karza
AI-powered financial data analysis and decision support are provided. karza.in

Competitors & Alternatives of Perfios Software Solutions Private Limited

Brands and companies operating in the same space as Perfios Software Solutions Private Limited include TransUnion, IDnow, Quantexa and 7 more.

Competitor Description Location Founded
TransUnion TransUnion Provider of credit scoring data for consumers and businesses Chicago, United States, United States 1968
IDnow IDnow Automated and expert-led identity verification services are provided. Munich, Germany, Germany 2010
Quantexa Quantexa AI-powered data and decision intelligence solutions are provided for businesses. London, United Kingdom, United Kingdom 2016
Equifax Equifax Credit score data is provided online for businesses and individuals. Atlanta, United States, United States 1899
IDfy IDfy Identity verification, background screening, and fraud prevention solutions are provided. Mumbai, India, India 2011
Craft Craft Craft is recognized for providing supply chain resilience solutions. Francisco, United States, United States 2014
Parallel Markets Parallel Markets Software solutions for private market investors New York, United States, United States 2018
Alloy Alloy Identity decisioning platform is provided for banks and fintech firms. New York, United States, United States 2015
Grafana Grafana Cloud-based dashboards for data visualization and analysis are developed. New York, United States, United States 2014
Feedzai Feedzai Cloud-based big data and fraud prevention solutions are offered. San Mateo, United States, United States 2011

Business Activity of Perfios Software Solutions Private Limited

Perfios Software Solutions Private Limited is engaged in the principal business activity of information and communication, with detailed activities including publishing of computer operating systems, system software, application software, games, etc..

Main Activity Group Code Description of Main Activity Business Activity Code Description of Business Activity Turnover Percentage
J Information and communication J2 Publishing of computer operating systems, system software, application software, games, etc. *********

Auditor Details of Perfios Software Solutions Private Limited

Perfios Software Solutions Private Limited is audited by S.R. Batliboi & Associates LLP for the financial year 2025. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.

Name Status Appointment Date Cessation Date
S.R. Batliboi & Associates LLP blur-value blur-value blur-value

Board of Directors of Perfios Software Solutions Private Limited

Perfios Software Solutions Private Limited is currently managed by 11 directors, with 18 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.

Current Directors
Name Designation Appointment Date Tenure Status
Rama Subramaniam Gandhi
Also directs: Yes Bank Limited, Nesl Asset Data Limited, Capri Global Holdings Private Limited and 1 more
Director 31 Jan 2020 6 Years 5 Months Current
Velamur Rangachari Govindarajan Whole-Time Director 29 May 2008 18 Years 1 Months Current
Vishal Vijay Gupta
Also directs: Reed India Consulting Llp, Nephrocare Health Services Limited, Hungama Digital Media Entertainment Private Limited and 5 more
Director 22 Dec 2017 8 Years 6 Months Current
Nishant Sharma
Also directs: Kedaara Capital Advisors Llp, Rishanth Services Llp, Samayat Services Llp and 5 more
Director 03 Jun 2024 2 Years 1 Months Current
Debasish Chakraborty Director 29 May 2008 18 Years 1 Months Current
Ram Narayanan Colathur
Also directs: Smfg India Credit Company Limited, Smfg India Home Finance Company Limited, Aditya Birla Health Insurance Co. Limited and 1 more
Director 31 Jan 2020 6 Years 5 Months Current
Showing 6 of 11 current directors. View all directors

Financials of Perfios Software Solutions Private Limited FY 2025 filings available

Perfios Software Solutions Private Limited reported revenue of ₹708.65 Cr (up 24% YoY) for FY 2025. Profit growth despite declining revenue indicates effective cost management and margin discipline.

Revenue
₹708.65 Cr ▲ 24%
Profit
***** ▲ 46%
EBITDA
***** ▲ 66%
Metrics
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Revenue
Revenue from Operations
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Revenue Growth %
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Other Income
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Total Revenue
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Expenses
Total Expenses
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Raw Material Cost
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Change in Inventory FG
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Change in Inventory WIP
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Purchase of Traded Goods
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Employee Cost
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Managerial Remuneration
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Audit Fees
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Insurance
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Power & Fuel
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Interest
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Depreciation
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Other Expenses
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Profitability
EBITDA (Operating Profit)
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Operating Margin %
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Exceptional Items
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Extraordinary Items
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Profit Before Exceptional & Extraordinary Items
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Profit Before Tax
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Tax & Net Profit
Tax Expense
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Current Tax
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Deferred Tax
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Profit from Discontinued Operations
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Tax on Discontinued Operations
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Profit
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Net Margin %
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Metrics
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Shareholders' Funds
Total Shareholders' Funds
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Equity Capital
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Reserves & Surplus
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Money Against Warrants
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Other Equity
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Non-Current Liabilities
Total Non-Current Liabilities
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Long-Term Borrowings
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Deferred Tax Liabilities
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Other Non-Current Liabilities
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Long-Term Provisions
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Current Liabilities
Total Current Liabilities
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Short-Term Borrowings
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Trade Payables
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Other Current Liabilities
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Short-Term Provisions
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Total Equity & Liabilities
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Non-Current Assets
Non-Current Assets
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Tangible Assets
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Intangible Assets
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Capital WIP
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Intangibles Under Dev
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Investments
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Deferred Tax Assets
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LT Loans & Advances
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Other Non-Current Assets
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Current Assets
Current Assets
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Current Investments
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Inventories
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Trade Receivables
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Cash & Bank Balance
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ST Loans & Advances
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Other Current Assets
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Total Assets
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Metrics
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Cash from Operating Activities (CFO)
Profit Before Tax
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Non-Cash Adjustments
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+ Interest Expense
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+ Depreciation
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+/- Unrealized Forex
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- Dividend Income
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- Interest Income
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+/- Other Non-Cash Items
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Changes in Working Capital
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+/- Inventory
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+/- Debtors
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+/- Creditors
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Reconciliation Adjustments
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Cash Generated from Operations
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Income Taxes Paid
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Net CFO (Cash from Operations)
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Cash from Investing Activities (CFI)
Acquisitions & Disposals
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Disposal of Subsidiaries
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Acquisition of Subsidiaries
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Capex
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Purchase of Fixed Assets
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Sale of Fixed Assets
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Other Investing Cash Flows
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Net CFI (Cash from Investing)
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Cash from Financing Activities (CFF)
Equity Issuance
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Debt Raised
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Debt Repaid
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Dividends Paid
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Interest Paid
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Net CFF (Cash from Financing)
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Net Cash Position
Net Change in Cash (Pre-Forex)
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Closing Cash & Equivalents
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Metrics
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Liquidity
Current Ratio
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Quick Ratio
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Cash Ratio
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Efficiency
Inventory Days
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Debtor Days
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Creditor Days
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Cash Conversion Cycle
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Asset Turnover
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Profitability
Net Profit Margin %
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Operating Margin %
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ROE %
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ROCE %
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Net Worth Margin %
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Growth
Revenue Growth %
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Leverage
Equity Multiplier
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Debt / EBITDA
*****
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Solvency
D/E Ratio
*****
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ICR
*****
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*****
*****

Consolidated Statements

Income Statement, Balance Sheet, Cash Flow & Ratios available in the full report.

Unlock Complete Financial History (FY 2015 – Latest)
Standalone & Consolidated - Income Statement, Balance Sheet, Cash Flow, Financial Ratios and Growth Trends with 10+ years of line-item data.
10+ years of data Line-item breakdown Balance Sheet detail Cash Flow analysis 20+ ratios & metrics Downloadable PDF

Shareholding Pattern of Perfios Software Solutions Private Limited

As of FY 2024, Perfios Software Solutions Private Limited's shareholding pattern shows 20.59% by promoters, 79.42% by public shareholders. Public shareholders hold the majority stake, reflecting broad public ownership.

2025
YEAR
38.19% Promoters
25.22% DII (Domestic Institutional)
10.28% FII (Foreign Institutional)
25.89% Public
2.42% Others
Shareholding Trend
Year 2025
Promoters 33.19%
DII 23.22%
FII 18.28%
Public 22.89%
Others 2.42%

Group Structure of Perfios Software Solutions Private Limited

Perfios Software Solutions Private Limited has 2 subsidiary companies. This group structure data is as of FY 2024. The corporate group structure reflects Perfios Software Solutions Private Limited's business expansion strategy and organizational complexity.

2
Subsidiary companies
Key Subsidiaries
Company Name CIN Shares Held
Karza Technologies Private Limited U74120MH2015PTC265316
**.**%
Karza Aa Technologies Private Limited U74999MH2020PTC338257
**.**%

Showing major subsidiaries. Total: 2.

Charges & Borrowings of Perfios Software Solutions Private Limited

Open charges
₹383 Cr
Satisfied charges
₹150 Cr
Breakdown by lending institutions
Axis Bank Limited₹170.00 Cr
The Hongkong and Shanghai Banking Corporation Limited₹120.00 Cr
Others₹93.00 Cr
Latest charge details
DateLenderAmountStatus
19 Nov 2025 Others ₹60 Cr Open
25 Aug 2025 Others ₹33 Cr Open
04 Feb 2025 The Hongkong and Shanghai Banking Corporation Limited ₹120 Cr Open
31 Jan 2025 Axis Bank Limited ₹170 Cr Open
12 Apr 2022 Others ₹40 Cr Satisfied

Total charge records: 7 View all charges

Employees and EPFO Compliance at Perfios Software Solutions Private Limited

Perfios Software Solutions Private Limited has a workforce of 898 employees as of Sep 24, 2025.

Employee count
898
Active EPFO establishments
1
Employee growth
44.37%
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026

Employee Count & EPFO Data of Perfios Software Solutions Private Limited

Access employee headcount trends, monthly PF payment records, EPFO establishment details, and compliance data.

Monthly employee headcount & PF contributions
EPFO establishment details & ECR filing status
Year-wise workforce analytics & attrition trends
PF exemption, coverage & compliance verification

GST Compliance of Perfios Software Solutions Private Limited

XX%
Compliant
GSTR-1
GSTR-3B
GSTR-9
MH
KA
UP
TN
TS

GSTIN & GST Filing Data of Perfios Software Solutions Private Limited

Access GSTIN registrations, state-wise filing compliance, HSN/SAC codes, and detailed goods & services data.

GSTIN registrations & state-wise presence
Filing compliance - GSTR-1, GSTR-3B, GSTR-9
HSN/SAC codes with goods & services details
Taxpayer type, jurisdiction & business constitution

Credit Ratings, Litigation & Regulatory Alerts for Perfios Software Solutions Private Limited

Credit rating
AAA
AA+
AA
AA-
! !
2015 2017 2019 2021 2023
Litigation
District Court 35
High Court 45
Supreme Court 0
NCLT / NCLAT 0
Pending
Disposed
Regulatory alerts
GSTIN Cancelled
Andhra Pradesh
GSTIN Cancelled
Telangana (on application)
EPFO Delay
12 months delay - Haryana
Violations via Directors
20 MCA + 19 Bank defaults

Credit Ratings, Legal Cases & Regulatory Alerts of Perfios Software Solutions Private Limited

Access complete credit rating history, litigation records, regulatory alerts, and compliance data.

Credit rating history across CARE, ICRA, Brickwork & India Ratings
Instrument-wise ratings, outlook & action timeline
Court-wise litigation (District, High Court, Supreme Court, NCLT)
Group company & common directorship litigation
Statutory compliance alerts (GSTIN, EPFO, ROC)
Director & company violations (MCA, SEBI, Banks, BSE/NSE)

MSME Payment Delays by Perfios Software Solutions Private Limited

MSME Payment Delays by Perfios Software Solutions Private Limited

Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.

Amounts outstanding to MSME suppliers
Delay periods & reasons for delayed payments
Half-yearly MSME-1 filing history
Vendor-payment behaviour as a counterparty risk signal

Subsidiaries & Group Companies of Perfios Software Solutions Private Limited

Subsidiaries & Group Companies of Perfios Software Solutions Private Limited

See the full corporate group - holding company, subsidiaries, associates and joint ventures of Perfios Software Solutions Private Limited with ownership details.

Holding & parent company details
Subsidiaries & step-down subsidiaries with % holding
Associates & joint ventures with partner details
Investments in other entities year-on-year

MCA Filings & Documents of Perfios Software Solutions Private Limited

MCA Filings & Documents of Perfios Software Solutions Private Limited

Download official documents filed with the Ministry of Corporate Affairs - from incorporation papers to the latest annual filings.

Incorporation documents, MoA & AoA
Annual returns (MGT-7) & financial statements (AOC-4)
Charge filings (CHG-1, CHG-4) & resolutions
Complete document index with filing dates

Recent Activity on Perfios Software Solutions Private Limited

Charges
19 Nov 2025
A charge with Others amounted to Rs. 60.00 Cr with Charge ID 101194702 was registered on 19 Nov 2025.
Activity
29 Sep 2025
Perfios Software Solutions Private Limited last Annual general meeting of members was held on 29 Sep 2025 as per latest MCA records.
Charges
25 Aug 2025
A charge with Others amounted to Rs. 33.00 Cr with Charge ID 101166443 was registered on 25 Aug 2025.
Directors
25 Aug 2025
Prashant Sagar Mahagaonkar was appointed as a Cfo on 25 Aug 2025 & has been associated with this company since 10 months 16 days.
Directors
25 Apr 2025
Neelam Sitaldas Jethani was appointed as a Company Secretary on 25 Apr 2025 & has been associated with this company since 1 year 2 months.
Activity
31 Mar 2025
Perfios Software Solutions Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Mumbai.

Recent News on Perfios Software Solutions Private Limited

Frequently Asked Questions about Perfios Software Solutions Private Limited

Perfios Software Solutions Private Limited is an active private limited company in the financial services sector based in Mumbai, Maharashtra, India. It was incorporated on 29 May 2008 (18+ years old) and is registered under CIN U72200MH2008PTC404503. The company has 898 employees.

Perfios Software Solutions Private Limited reported revenue of ₹708.65 Cr for FY 2025 (up 24.00% YoY).

The current directors of Perfios Software Solutions Private Limited are:

The primary industry of Perfios Software Solutions Private Limited is financial services. The company specifically operates in diversified financial services. The company is currently active in this sector.

Perfios Software Solutions Private Limited can be reached at the registered office: 3Rd Floor Abr Emerald Plot No.D 8, Street No.16 Midc Andheri East Mumbai, Maharashtra, India – 400093, or through the website perfios.com.

The authorised capital is ₹66.05 Cr, and the paid-up capital is ₹64.04 Cr.

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