Aavas Financiers Limited

BSE: 541988 NSE: AAVAS
Aavas Financiers Limited - financial services in Jaipur, Rajasthan, India. FY 2026 financials & compliance.
CIN L65922RJ2011PLC034297 Incorporated 23 February 2011 ROC Jaipur HQ Jaipur, Rajasthan, India
Active Listed - NSE: AAVAS · BSE: 541988 Public Limited Company financial services Nifty 500
Market Cap
₹9,025 Cr
AAVAS · NSE
Share Price
₹1,123.50
-1.29% today
Revenue
₹2,018 Cr
FY 2023-24 · +25.4% YoY
EBITDA
₹1,484 Cr
Margin 73.5%
Net Profit
₹490 Cr
FY 2023-24 · +14.2% YoY
P/E (TTM)
18.1x
P/B 2.4x
ROE
13.9%
ROCE 9.9%
Debt / Equity
3.16
Interest cover 57.1x

About Aavas Financiers Limited

Data last updated:

Aavas Financiers Limited is a public limited company based in Jaipur, Rajasthan, India. It operates in the housing finance companies segment of the financial services sector. It was incorporated on 23 February 2011 and has been in existence for over 15 years.

Aavas Financiers is part of the Nifty 500 and BSE 500 indices.

The company is registered with the Registrar of Companies (ROC), Jaipur, under CIN L65922RJ2011PLC034297. Its GSTIN is 08AAJCA2237M1ZH (Rajasthan). The company holds 19 GST registrations, of which 13 are active. It is a listed company as per MCA records. Its shares are listed on BSE: 541988 and NSE: AAVAS.

The company has an authorised share capital of ₹85 Cr and a paid-up capital of ₹79.3 Cr. It was formerly known as Aurum Housing Financiers Limited. It is led by directors including Manu Yeshpal Singh (Managing Director) and Soumya Rajan.

Its last annual general meeting (AGM) was held on 16 September 2026, and its latest financial statements are for the year ended 31 March 2026. The registered office is at 201 – 202 2nd Floor South End Square Mansarover Industrial Area Jaipur – 302, 020, Rajasthan, India – 302020.

As per the latest standalone financials for FY 2025-26, the company reported a revenue of ₹2,683.46 Cr, a growth of 14% compared to the previous year. For the same year it recorded a net profit of ₹654.4 Cr (net margin 24.4%) and EBITDA of ₹1,977.03 Cr (EBITDA margin 73.7%). The net worth stands at ₹5,050.84 Cr (up 15.8% YoY). Total assets are valued at ₹20,736 Cr (up 13.4% YoY).

The company has about 7,953 employees on its provident fund (EPFO) records. Its group structure includes 1 subsidiary.

The company is associated with 2 brands: Au Housing Finance and AAVAS. As per MCA filings, the company has open charges of ₹26,649 Cr and satisfied charges of ₹7,514.68 Cr on record. Court records list 2,538 cases involving the company, including 2,326 filed by the company and 212 filed against it; 455 cases are pending. The company has 47 deals on record (29 market trades, 8 funding rounds, 7 secondary share transfers), with disclosed funding of ₹313.89 Cr; the latest was in January 2026. Its 6 peer companies in the BFSI industry (Housing Finance), with the same principal business activity (other financial activities) are compared by revenue, 2 larger and 4 smaller; the largest is Aadhar Housing Finance Limited with revenue of ₹2,586.98 Cr. The company has 1 MSME Form 1 return on record for the period ending Mar 2019, listing 1 overdue payment to 1 micro and small supplier.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website aavas.in.

Company details

CIN L65922RJ2011PLC034297
Registration Number 034297
Incorporation Date 23 February 2011
ROC Jaipur
Listing Status Listed - Listed on NSE (AAVAS); Listed on BSE (541988)
Company Status Active
Compliance Status Active Compliant

Name history

Aavas Financiers has undergone 16 name changes throughout its history. The current legal name is Aavas Financiers Limited.

Company NameStatus
Aavas Financiers LimitedCurrent
Aurum Housing Financiers LimitedPrevious
Aurum Financiers Home Loan LimitedPrevious
Aavas Housing Finance LimitedPrevious
Aurum Housing Finance LimitedPrevious
Aureus Housing Finance LimitedPrevious
Aavas Home Financiers LimitedPrevious
Au Housing Finance Private LimitedPrevious
Aura Financiers Home Loan LimitedPrevious
Aum Financiers LimitedPrevious
Au Housing Finance LimitedPrevious
Aum Housing Financiers LimitedPrevious
Aurum Home Finance LimitedPrevious
Aura Financiers LimitedPrevious
Aurum Financiers LimitedPrevious
Auh Housing Financiers LimitedPrevious

CIN history

Aavas Financiers has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is L65922RJ2011PLC034297, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
L65922RJ2011PLC034297Current
U65922RJ2011PLC034297Previous
U65922RJ2011PTC034297Previous
Key People
Manu Yeshpal Singh Managing Director Soumya Rajan Director Rohit Ranjan Nominee Director

Recognitions & Rankings of Aavas Financiers

India's Most Valuable Companies 2024 edition · Source: Hurun India
Rank#395
Valuation
₹13,150 Cr
2023 #322 2022 #233 2021 #185
Stock market indices
Nifty 500 BSE 500

Contact details

Aavas Financiers Limited's registered office is in Jaipur, Rajasthan. Its website is aavas.in. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Website
    aavas.in
  • Social Media
  • Registered Address
    201 – 202 2nd Floor South End Square Mansarover Industrial Area Jaipur – 302, 020, Rajasthan, India – 302020
  • Industry
    Financial Services, Housing Finance Companies

To see the full contact details of Aavas Financiers Limited, buy the company report.

Comprehensive company report
Aavas Financiers Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
₹799 ₹999 20% off excluding 18% GST
Secure checkout · GST invoice included

Brands

Aavas Financiers operates two associated brands: Au Housing Finance and AAVAS. Each brand links to its own profile.

BrandDescriptionWebsite
Au Housing Finance
Loans for housing and business are provided by Aavas Financiers in India.auhfin.in
AAVAS
Provider of housing finance and home loan servicesaavas.in

Business activity

The main business activity of Aavas Financiers is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Aavas Financiers Limited, buy the company report.

Financials of Aavas Financiers Limited

FY 2025-26 filings available

Aavas Financiers Limited reported revenue of ₹2,683.46 Cr (up 14% YoY) for FY 2025-26.

Financial Highlights

FY 2023-24 · Consolidated
Revenue
₹2,018 Cr
+25.4% YoY
EBITDA
₹1,484 Cr
+27.2% YoY
Profit After Tax
₹490 Cr
+14.2% YoY
Net Worth
₹3,773 Cr
+15.4% YoY
Total Assets
₹16,172 Cr
+22.9% YoY
Total Debt
₹12,398 Cr
+25.4% YoY

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20FY 2018-19FY 2017-18
Income statement
Revenue2,0181,6091,3041,103903710494
Revenue growth+25.4%+23.3%+18.2%+22.3%+27.1%+43.9%-
EBITDA1,4841,166953829677522332
EBITDA margin+73.5%+72.5%+73.0%+75.2%+75.0%+73.5%+67.3%
Profit before tax625548453353302258134
Net profit49042935528924917693.04
Net profit margin+24.3%+26.7%+27.2%+26.2%+27.6%+24.8%+18.9%
EPS (₹)62.0054.3545.0036.8031.8022.5413.45
Balance sheet
Total assets16,17213,15710,8188,7797,4805,4903,952
Net worth3,7733,2702,8062,4012,0981,8371,190
Total debt12,3989,8878,0126,3785,3823,6532,755
Cash & bank1,7981,3931,5461,1251,197684569
Net working capital1,9181,5201,6791,2251,270786601
Cash flow
Cash from operations(1,987)(1,914)(1,135)(1,071)(1,172)(1,276)(933)
Cash from investing(648)186(463)(265)(342)(327)(218)
Cash from financing2,4771,8581,6231,0081,7051,4041,240
ParticularsMar 2024Dec 2023Sep 2023Jun 2023Mar 2023Dec 2022Sep 2022Jun 2022
Revenue546508497467450411395353
Revenue growth (YoY)+21.4%+23.5%+25.8%+32.3%+23.2%---
Other income0.781.190.780.040.710.710.330.09
EBITDA407374368335332294285255
EBITDA margin+74.6%+73.6%+74.0%+71.7%+73.7%+71.5%+72.2%+72.3%
Depreciation9.108.657.637.288.686.906.926.23
Interest222217204187165150141135
Profit before tax177150157141159138138114
Tax34.8833.0935.7031.0131.8430.6530.9125.39
Net profit14211712211012710710789.04
EPS (₹)17.9814.7315.3713.8716.0113.5213.4611.24
MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue2,6832,3552,0181,6081,3041,103902
Revenue growth+14.0%+16.7%+25.4%+23.3%+18.2%+22.3%-
EBITDA1,9771,7731,4831,167955830677
EBITDA margin+73.7%+75.3%+73.5%+72.6%+73.2%+75.2%+75.0%
Profit before tax840733624549455353302
Net profit654574490430357289249
Net profit margin+24.4%+24.4%+24.3%+26.7%+27.4%+26.2%+27.6%
EPS (₹)82.6072.5362.0054.4045.2036.8831.81
Balance sheet
Total assets20,73618,27916,18513,15710,8218,7797,480
Net worth5,0514,3613,7733,2702,8092,4012,098
Total debt15,68613,91812,4129,8878,0126,3785,382
Cash & bank1,8431,5601,7981,3821,5301,1211,192
Net working capital2,0151,7511,9321,5091,6671,2211,266
Cash flow
Cash from operations(1,386)(1,660)(2,001)(1,920)(1,136)(1,071)(1,172)
Cash from investing(117)176(646)196(467)(265)(342)
Cash from financing1,7201,4752,4911,8581,6231,0081,705
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue736709715674667628636597
Revenue growth (YoY)+10.4%+12.9%+12.3%+13.0%+15.2%+15.7%--
Other income0.470.380.150.420.430.371.281.18
Total expenses184185199170170168170142
EBITDA553523516504497459466455
EBITDA margin+75.1%+73.9%+72.2%+74.8%+74.5%+73.2%+73.3%+76.3%
Depreciation12.1711.0511.9511.1110.719.349.799.22
Interest305293273274276271265259
Profit before tax236220231219211179193188
Tax54.0848.8449.1049.2747.2939.8939.5541.97

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 13 Nov 2026
ParticularsMar 2024Dec 2023Sep 2023Jun 2023Mar 2023Dec 2022Sep 2022Jun 2022
Revenue546508497467450411395353
Revenue growth (YoY)+21.4%+23.5%+25.8%+32.3%+23.2%---
Other income0.781.190.780.040.710.710.330.09
EBITDA407374368335332294285255
EBITDA margin+74.6%+73.6%+74.0%+71.7%+73.7%+71.5%+72.2%+72.3%
Depreciation9.108.657.637.288.686.906.926.23
Interest222217204187165150141135
Profit before tax177150157141159138138114
Tax34.8833.0935.7031.0131.8430.6530.9125.39
Net profit14211712211012710710789.04
EPS (₹)17.9814.7315.3713.8716.0113.5213.4611.24
ParticularsFY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20FY 2018-19FY 2017-18
Revenue2,0181,6091,3041,103903710494
Revenue growth+25.4%+23.3%+18.2%+22.3%+27.1%+43.9%-
Other income2.801.841.202.160.801.000.91
Total expenses534442352274226188162
Employee cost356302234173147117112
EBITDA1,4841,166953829677522332
EBITDA margin+73.5%+72.5%+73.0%+75.2%+75.0%+73.5%+67.3%
Depreciation32.6628.7223.7620.6119.569.725.63
Interest828591478458356255193
Profit before tax625548453353302258134
Tax13511997.5163.6352.8981.8241.21
Net profit49042935528924917693.04
Net profit margin+24.3%+26.7%+27.2%+26.2%+27.6%+24.8%+18.9%
EPS (₹)62.0054.3545.0036.8031.8022.5413.45
ParticularsFY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20FY 2018-19FY 2017-18
Equity & liabilities
Share capital79.1479.0678.9478.5078.3278.1169.17
Reserves & surplus3,6943,1912,7272,3222,0201,7591,121
Shareholders' funds (net worth)3,7733,2702,8062,4012,0981,8371,190
Minority interest0.000.000.000.000.000.000.00
Secured loans11,8789,2337,3166,0475,0543,3552,653
Unsecured loans520654696331328298102
Total debt12,3989,8878,0126,3785,3823,6532,755
Total liabilities16,17213,15710,8188,7797,4805,4903,952
Assets
Gross block25418814811899.7143.3829.60
Net block11678.3766.1658.2659.9022.8218.43
Capital work in progress11.2120.372.100.410.710.090.03
Investments18211152.520.000.000.000.00
Inventories0.000.000.000.000.000.000.00
Sundry debtors12.220.000.000.000.000.000.00
Cash & bank balances1,7981,3931,5461,1251,197684569
Loans & advances396331298252219196109
Total current assets2,2061,7241,8431,3771,416880678
Total current liabilities28820316415214593.8876.90
Net working capital1,9181,5201,6791,2251,270786601
Total assets16,17213,15710,8188,7797,4805,4903,952
ParticularsFY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20FY 2018-19FY 2017-18
Opening cash17847.8122.10351160358269
Net cash from operating activities(1,987)(1,914)(1,135)(1,071)(1,172)(1,276)(933)
Net cash from investing activities(648)186(463)(265)(342)(327)(218)
Net cash from financing activities2,4771,8581,6231,0081,7051,4041,240
Net change in cash(157)13025.71(328)191(198)89.89
Closing cash1,7981,3931,5461,1251,197684569
ParticularsFY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20FY 2018-19FY 2017-18
Growth
Sales growth+25.4%+23.3%+18.2%+22.3%+27.1%+43.9%-
EBITDA growth+27.2%+22.4%+14.9%+22.5%+29.7%+57.2%-
PBT growth+14.0%+21.1%+28.4%+16.8%+17.1%+92.1%+9997.0%
Net income growth+14.2%+20.9%+23.0%+16.0%+41.5%+89.2%-
Revenue CAGR (3Y)+22.3%+21.3%+22.5%+30.8%---
EBITDA CAGR (3Y)+21.4%+19.9%+22.2%+35.7%---
Profitability & leverage
Net income margin+24.3%+26.7%+27.2%+26.2%+27.6%+24.8%+18.9%
Return on capital employed+9.9%+9.5%+9.5%+10.0%+10.2%+10.9%+8.3%
Return on net worth+13.9%+14.1%+13.6%+12.8%+12.7%+11.6%+7.8%
Debt / equity3.162.952.762.612.302.122.32
Long-term debt / equity3.142.942.762.602.272.082.27
Interest cover57.0951.9551.4056.6754.1849.8659.15
Efficiency & per share
Fixed asset turnover0.000.000.000.000.000.000.00
Inventory turnover0.000.000.000.000.000.000.00
Debtors turnover0.000.000.000.000.000.000.00
EPS (₹)62.0054.3545.0036.8031.8022.5413.45
Dividend per share (₹)0.000.000.000.000.000.000.00
Book value per share (₹)476.79413.57355.48305.82267.85235.19172.01
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue736709715674667628636597
Revenue growth (YoY)+10.4%+12.9%+12.3%+13.0%+15.2%+15.7%--
Other income0.470.380.150.420.430.371.281.18
Total expenses184185199170170168170142
EBITDA553523516504497459466455
EBITDA margin+75.1%+73.9%+72.2%+74.8%+74.5%+73.2%+73.3%+76.3%
Depreciation12.1711.0511.9511.1110.719.349.799.22
Interest305293273274276271265259
Profit before tax236220231219211179193188
Tax54.0848.8449.1049.2747.2939.8939.5541.97
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue2,6832,3552,0181,6081,3041,103902
Revenue growth+14.0%+16.7%+25.4%+23.3%+18.2%+22.3%-
Other income1.383.912.801.841.202.160.80
Total expenses706582535441349273225
Employee cost470378356301232172147
EBITDA1,9771,7731,4831,167955830677
EBITDA margin+73.7%+75.3%+73.5%+72.6%+73.2%+75.2%+75.0%
Depreciation43.1136.4532.6628.7223.7620.6019.56
Interest1,0951,007828591478458356
Profit before tax840733624549455353302
Tax18615813411998.0663.8352.92
Net profit654574490430357289249
Net profit margin+24.4%+24.4%+24.3%+26.7%+27.4%+26.2%+27.6%
EPS (₹)82.6072.5362.0054.4045.2036.8831.81
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital79.2879.1579.1479.0678.9478.5078.32
Reserves & surplus4,9724,2823,6943,1912,7292,3232,020
Shareholders' funds (net worth)5,0514,3613,7733,2702,8092,4012,098
Secured loans15,12413,43911,8909,2337,3166,0475,054
Unsecured loans561480522654696331328
Total debt15,68613,91812,4129,8878,0126,3785,382
Total liabilities20,73618,27916,18513,15710,8218,7797,480
Assets
Gross block36930325418814811899.70
Net block16913411678.3666.1658.2659.89
Capital work in progress9.2610.4011.2120.372.100.410.71
Investments27123018212367.524.504.50
Inventories0.000.000.000.000.000.000.00
Sundry debtors14.8911.3712.221.220.000.000.00
Cash & bank balances1,8431,5601,7981,3821,5301,1211,192
Loans & advances533444396330301253219
Total current assets2,3912,0152,2061,7121,8311,3741,411
Total current liabilities376264274203164152145
Net working capital2,0151,7511,9321,5091,6671,2211,266
Total assets20,73618,27916,18513,15710,8218,7797,480
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash11.3120.5617742.3121.89350160
Net cash from operating activities(1,386)(1,660)(2,001)(1,920)(1,136)(1,071)(1,172)
Net cash from investing activities(117)176(646)196(467)(265)(342)
Net cash from financing activities1,7201,4752,4911,8581,6231,0081,705
Net change in cash217(9.25)(156)13420.42(328)191
Closing cash1,8431,5601,7981,3821,5301,1211,192
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth+14.0%+16.7%+25.4%+23.3%+18.2%+22.3%-
EBITDA growth+11.5%+19.6%+27.1%+22.2%+15.1%+22.6%-
PBT growth+14.7%+17.3%+13.8%+20.7%+28.7%+17.0%+17.2%
Net income growth+14.1%+16.9%+14.1%+20.5%+23.3%+16.2%-
Revenue CAGR (3Y)+18.6%+21.8%+22.3%+21.3%+22.5%+30.8%+43.5%
EBITDA CAGR (3Y)+19.2%+22.9%+21.3%+19.9%+22.3%+35.7%+42.7%
Profitability & leverage
Net income margin+24.4%+24.4%+24.3%+26.7%+27.4%+26.2%+27.6%
Return on capital employed+9.9%+10.1%+9.9%+9.5%+9.5%+10.0%+10.2%
Return on net worth+13.9%+14.1%+13.9%+14.2%+13.7%+12.9%+12.7%
Debt / equity3.153.243.172.942.762.612.30
Long-term debt / equity3.113.213.142.942.762.602.27
Interest cover56.6158.0357.1351.9351.2856.6154.17
Efficiency & per share
Fixed asset turnover0.000.000.000.000.000.000.00
Inventory turnover0.000.000.000.000.000.000.00
Debtors turnover0.000.000.000.000.000.000.00
EPS (₹)82.6072.5362.0054.4045.2036.8831.81
Dividend per share (₹)0.000.000.000.000.000.000.00
Book value per share (₹)637.07550.93476.79413.57355.76305.89267.85

To see the full year-wise statements and ratios of Aavas Financiers Limited, buy the company report.

Board of directors of Aavas Financiers Limited

Aavas Financiers has 9 current directors and 16 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Soumya Rajan
Also directs: Mukund Rajan Consultants LLP, Waterfield Sponsor LLP, Vishal Mega Mart Limited and 5 more
Director29 Aug 20197 Years 2 MonthsCurrent
Rohit RanjanNominee Director15 Oct 20251 Years 0 MonthsCurrent
Neha Sureka
Also directs: Cohizon Life Sciences Limited
Nominee Director30 Jun 20251 Years 4 MonthsCurrent
Siddharth Tapaswin Patel
Also directs: Cohizon Life Sciences Limited, Torrent Gujarat Titans Private Limited
Nominee Director30 Jun 20251 Years 4 MonthsCurrent
Nikhil Omprakash Gahrotra
Also directs: Gold Wind Properties Private Limited, CVC Advisers (India) Private Limited
Nominee Director30 Jun 20251 Years 4 MonthsCurrent
Sanjeev Srinivasan
Also directs: Anaira Intelligent Technologies Private Limited
Additional Director19 Sep 20260 Years 1 MonthsCurrent
Showing 6 of 9 current directors. View all directors

Peer comparison

Aavas Financiers Limited is compared with the 6 companies closest to it by revenue in the BFSI industry (Housing Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Aavas Financiers Limitedthis company₹2,683.46 Cr (FY 2026)₹654.4 Cr24.4%14.0%7,953Jaipur, Rajasthan, India
Aadhar Housing Finance Limited₹2,586.98 Cr (FY 2024)27.0%Bangalore, Karnataka, India
Gruh Finance Limited₹2,026.64 Cr (FY 2019)20.0%Ahmedabad, Gujarat, India
Repco Home Finance Limited₹1,720.76 Cr (FY 2025)12.0%Chennai, Tamil Nadu, India
Truhome Finance Limited₹1,429.57 Cr (FY 2024)82.0%Chennai, Tamil Nadu, India
Aptus Value Housing Finance India Limited₹1,416.84 Cr (FY 2024)25.0%Chennai, Tamil Nadu, India
L&T Housing Finance Limited₹1,323.1 Cr (FY 2020)-12.0%Mumbai, Maharashtra, India

To see the full peer comparison of Aavas Financiers Limited, buy the company report.

Auditor

Aavas Financiers Limited is audited by S.R. BATLIBOI & ASSOCIATES LLP for the financial year 2019.

Auditor firmFinancial yearFirm registration number
S.R. BATLIBOI & ASSOCIATES LLPFY 2019101049W

Shareholding

Shareholding for the quarter ended Sep 2026: promoters hold 48.90%, foreign institutional investors hold 16.30%, domestic institutional investors hold 22.10% and retail and other public shareholders hold 12.70%.

Promoters: 48.90%DII (Domestic Institutional): 22.10%FII (Foreign Institutional): 16.30%Retail & Others: 12.70%
Sep 2026
QUARTER
48.90% Promoters
22.10% DII (Domestic Institutional)
16.30% FII (Foreign Institutional)
12.70% Retail & Others
Promoter holding - history
Now 48.90% · Sep 2026High 49.00% · Dec 2025Low 48.90% · Jun 2026
47%47.8%48.5%49.3%50%Dec 2025Mar 2026Jun 2026Sep 2026Dec 2025: 49.00%Mar 2026: 49.00%Jun 2026: 48.90%Sep 2026: 48.90%49.00%48.90%48.90%
Shareholding trend - last 6 quarters
Sep 2026Jun 2026Mar 2026Dec 2025
Promoters48.90%48.90%49.00%49.00%
Public51.10%51.10%51.00%51.00%

Charges & borrowings

Open charges
₹26,649 Cr
Satisfied charges
₹7,514.68 Cr
Breakdown by lending institutions
Others₹14,482.89 Cr
State Bank of India₹3,505.00 Cr
Idbi Trusteeship Services Limited₹1,823.40 Cr
Axis Bank Limited₹1,665.00 Cr
Hdfc Bank Limited₹1,655.13 Cr
Others₹3,517.75 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
18 Sep 2026101403235Indian Overseas Bank₹13.9 LakhOpen
10 Sep 2026101395369Others₹100 CrOpen
24 Aug 2026101381416Indian Overseas Bank₹8.29 LakhOpen
07 Aug 2026101376400Others₹250 CrOpen
29 Jul 2026101367940Others₹200 CrOpen

To see the full charge records of Aavas Financiers Limited, buy the company report.

Total charge records: 370 View all charges

Deals & funding

Aavas Financiers Limited has 47 deals on record (29 market trades, 8 funding rounds, 7 secondary share transfers), with disclosed funding of ₹313.89 Cr; the latest was in January 2026.

Total deals
47
Market trades
29
Funding rounds
8
Secondary share transfers
7
Rights issues
2
Disclosed funding
₹313.89 Cr

Deals on record (5 of 47)

WhenDealAmountParties
Mar 2025Market trade₹138.74 CrBuyer: Graviton Research Capital LLP
Seller: Graviton Research Capital LLP
Apr 2024Market trade₹70.01 CrBuyer: Graviton Research Capital LLP
Seller: Graviton Research Capital LLP
Aug 2021Market trade₹1,502.42 CrBuyer: GIC Singapore, Hdfc Mutual Fund, Hdfc Standard Life Insurance Co Ltd
Seller: Partners Group Escl Ltd, Partners Group Private Equity (Master Fund),Llc
Nov 2020Market trade₹530.31 CrBuyer: Nomura India Investment Fund Mother Fund, Sbi Life Insurance Company Limited
Seller: Au Small Finance Bank Limited
Jun 2019Market trade₹80.75 CrSeller: Au Small Finance Bank Limited

To see the full deal history of Aavas Financiers Limited, buy the company report.

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

Credit ratings & regulatory alerts

Aavas Financiers Limited was last rated by Care on 13 Sep 2022.

Rating agencyRated onRating
Care13 Sep 2022

To see the full credit ratings and regulatory alerts of Aavas Financiers Limited, buy the company report.

MSME payment delays

Aavas Financiers Limited has 1 MSME Form 1 return on record for the period ending Mar 2019, listing 1 overdue payment to 1 micro and small supplier. Companies must report dues to micro and small suppliers that stay unpaid for more than 45 days in a half-yearly MSME Form 1 return.

Suppliers with reported dues (1 of 1)

SupplierAmount dueDue sinceReported on
NFX Digital Private Limited

To see the full MSME payment records of Aavas Financiers Limited, buy the company report.

Individuals and sole proprietors among the suppliers are not named.

Group structure & subsidiaries

Aavas Financiers has 1 subsidiary company. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.

1
Subsidiary companies
Key subsidiaries
Company NameCINShares held
Aavas Finserv LimitedU65929RJ2017PLC059623

To see the full group structure of Aavas Financiers Limited, buy the company report.

Employees & EPFO

Aavas Financiers Limited has a workforce of 7,953 employees on its EPFO records as of May 2026, across 1 active EPFO establishment.

Employee count
7,953
Active EPFO establishments
1
Employee growth
8.7%

Headcount by financial year

Financial yearEmployees (EPFO)
FY 2026-277,953
FY 2025-26
FY 2024-25
FY 2023-24
FY 2022-23
FY 2021-22
FY 2020-21
FY 2019-20
FY 2018-19
FY 2017-18
FY 2016-17

To see the full employee and EPFO history of Aavas Financiers Limited, buy the company report.

GST

Aavas Financiers has 19 GST registrations: 13 active and 6 cancelled or inactive. The first 4 active GSTINs are listed below.

Total GSTINs
19
Active
13
Cancelled / inactive
6
GSTINStateStatusRegistered on
08AAJCA2237M1ZHRajasthanActive01 Jul 2017
08AAJCA2237M2ZGRajasthanActive25 Aug 2017
06AAJCA2237M2ZKHaryanaActive01 Jul 2017
09AAJCA2237M2ZEUttar PradeshActive01 Jul 2017

To see the full GST registrations and return filing status of Aavas Financiers Limited, buy the company report.

Recent activity

Aavas Financiers Limited has 35 board changes on record since 2011: 24 appointments and 11 cessations. The latest: Manu Yeshpal Singh was appointed as Managing Director on 19 Sep 2026.

Charges
A charge registered on 02 Dec 2025 via Charge ID 101202719 with Indian Overseas Bank was fully satisfied on 23 Sep 2026.
Charges
A charge with Idbi Trusteeship Services Limited of Rs. 630.00 Cr registered on 22 Oct 2024 with Charge ID 101018649 was modified on 22 Sep 2026.
Appointed
Manu Yeshpal Singh was appointed as Managing Director.
Appointed
Sanjeev Srinivasan was appointed as Additional Director.
Charges
A charge with Indian Overseas Bank amounted to Rs. 0.14 Cr with Charge ID 101403235 was registered on 18 Sep 2026.
AGM
Aavas Financiers Limited last Annual general meeting of members was held on 16 Sep 2026 as per latest MCA records.
Charges
A charge with Others of Rs. 200.00 Cr registered on 29 Jul 2026 with Charge ID 101367940 was modified on 15 Sep 2026.
Charges
A charge with Others amounted to Rs. 100.00 Cr with Charge ID 101395369 was registered on 10 Sep 2026.
Charges
A charge with Indian Overseas Bank amounted to Rs. 0.08 Cr with Charge ID 101381416 was registered on 24 Aug 2026.
Charges
A charge registered on 01 Nov 2025 via Charge ID 101190445 with Indian Overseas Bank was fully satisfied on 18 Aug 2026.
Charges
A charge registered on 25 Oct 2024 via Charge ID 101003286 with Indian Overseas Bank was fully satisfied on 14 Aug 2026.
Charges
A charge with Others amounted to Rs. 250.00 Cr with Charge ID 101376400 was registered on 07 Aug 2026.

655 earlier events are in the company report.

News

AAVAS: Q2 REVENUE 7.36B RUPEES VS 6.67B (YOY)
26 Oct 2026 · Exchange Update
AAVAS: Q2 SL NET PROFIT 1.82B RUPEES VS 1.64B (YOY); EST 1.81B
26 Oct 2026 · Exchange Update
Aavas Financiers: Approves Manu Yeshpal Singh as New Managing Director
18 Sep 2026 · Exchange Update

Frequently asked questions

Aavas Financiers is an active public limited company based in Jaipur, Rajasthan, India. The company works in housing finance companies, within the financial services industry. It was incorporated on 23 February 2011 (15+ years old) and is registered under CIN L65922RJ2011PLC034297. Listed on BSE: 541988 and NSE: AAVAS.

Aavas Financiers reported revenue of ₹2,683.46 Cr for FY 2025-26 (up 14% YoY) based on standalone financials.

Aavas Financiers has 9 current directors:

The latest financial statements of Aavas Financiers on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 16 September 2026. Year-wise statements from 2015 are in the company report.

The GSTIN of Aavas Financiers is 08AAJCA2237M1ZH, registered in Rajasthan. The company has 19 GST registrations in all, of which 13 are active and 6 are cancelled or inactive. Other active GSTINs include 08AAJCA2237M2ZG (Rajasthan), 06AAJCA2237M2ZK (Haryana), 09AAJCA2237M2ZE (Uttar Pradesh).

The CIN (Corporate Identification Number) of Aavas Financiers is L65922RJ2011PLC034297. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Yes. Aavas Financiers is a listed company as per MCA records. Its shares are listed on both BSE (code: 541988) and NSE (symbol: AAVAS).

Aavas Financiers has 2,538 court cases on record: 2,326 filed by the company and 212 filed against it. 455 are pending. Most are in the district courts.

Aavas Financiers was incorporated on 23 February 2011, making it 15+ years old. It is registered with the Registrar of Companies, Jaipur.

Aavas Financiers has 47 deals on record (29 market trades, 8 funding rounds, 7 secondary share transfers), with disclosed funding of ₹313.89 Cr; the latest was in January 2026.

The peers of Aavas Financiers by revenue are Aadhar Housing Finance Limited, Gruh Finance Limited, Repco Home Finance Limited, Truhome Finance Limited, Aptus Value Housing Finance India Limited and 1 more, all in the BFSI industry (Housing Finance), with the same principal business activity (other financial activities).

Manu Yeshpal Singh was appointed as Managing Director on 19 Sep 2026. Sanjeev Srinivasan was appointed as Additional Director on 19 Sep 2026. Vellur Gopalaraghavan Kannan was appointed as Director on 01 Aug 2026. Aavas Financiers has 35 board changes on record in total.