Pramod Credit Pvt Ltd - home & lifestyle in Kolkata, West Bengal, India. FY 2026 financials & compliance.
CIN U65921WB1991PTC050858 Incorporated 08 February 1991 ROC Kolkata HQ Kolkata, West Bengal, India
Active Private Limited Company home and lifestyle
Data last updated
Revenue · FY 2025
₹3.13 Lakh
▲ 13% YoY
Net profit · FY 2025
₹12,197
Net margin 3.9%
EBITDA · FY 2025
₹16,483
EBITDA margin 5.3%
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹8.02 Lakh
Issued & subscribed
Company age
35 yrs
Est. 1991
Directors on board
2
As per MCA filings
Last financials
Mar 2025
Balance sheet date

About Pramod Credit Pvt Ltd

Data last updated:

Pramod Credit Pvt Ltd is a private limited company based in Kolkata, West Bengal, India. It operates in the textile retail and distribution segment of the home and lifestyle products sector. It was incorporated on 08 February 1991 and has been in existence for over 35 years.

The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U65921WB1991PTC050858.

The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹8.02 Lakh. It is led by directors Mohak Dhelia and Pramod Kumar Dhelia.

Its last annual general meeting (AGM) was held on 26 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 310 Commercial Point79 Lenin Sarani, Kolkata, West Bengal, India – 700013.

As per the financials filed for FY 2025, the company reported a revenue of ₹3.13 Lakh, a growth of 13% compared to the previous year. For the same year it recorded a net profit of ₹12,197 (net margin 3.9%) and EBITDA of ₹16,483 (EBITDA margin 5.3%). Revenue has grown at a compounded annual rate (CAGR) of 21% over three years and 16% over five years.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65921WB1991PTC050858
Registration Number 050858
Incorporation Date 08 February 1991
ROC Kolkata
Listing Status Unlisted
Company Status Active
Date of Last AGM 26 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Contact details

Pramod Credit Pvt Ltd's registered office is in Kolkata, West Bengal. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    310 Commercial Point79 Lenin Sarani, Kolkata, West Bengal, India – 700013
  • Industry
    Home & Lifestyle, Textile Retail & Distribution

To see the full contact details of Pramod Credit Pvt Ltd, buy the company report.

Comprehensive company report
Pramod Credit Pvt Ltd - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
₹799 ₹999 20% off excluding 18% GST
Secure checkout · GST invoice included

Business activity

The main business activity of Pramod Credit is trade. In detail, this covers wholesale trading.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
GTradeG1Wholesale Trading

To see the full business activity and turnover split of Pramod Credit Pvt Ltd, buy the company report.

Financials of Pramod Credit Pvt Ltd

FY 2025 filings available

Pramod Credit Pvt Ltd reported revenue of ₹3.13 Lakh (up 13% YoY) for FY 2025.

Revenue · FY 2025
₹3.13 Lakh ▲ 13%
Net profit · FY 2025
₹12,197 margin 3.9%
EBITDA · FY 2025
₹16,483 margin 5.3%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 13%
3 years · compounded
▲ 21%
5 years · compounded
▲ 16%
EBITDA CAGR growth
1 year
▼ 12%
3 years · compounded
▲ 66%
5 years · compounded
▲ 112%

Revenue has grown at a compounded annual rate (CAGR) of 16% over five years, including 13% growth in the latest year. EBITDA fell 12% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹16,483
Profit Before Tax
Tax Expense
Net Profit (PAT)₹12,197
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin5.3%
Net Profit Margin3.9%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Pramod Credit Pvt Ltd, buy the company report.

Board of directors of Pramod Credit Pvt Ltd

Pramod Credit has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Mohak DheliaDirector03 Jan 20224 Years 10 MonthsCurrent
Pramod Kumar DheliaDirector08 Feb 199135 Years 9 MonthsCurrent

Peer comparison

Pramod Credit Pvt Ltd is compared with the 3 companies closest to it by revenue in the Consumer Products industry (Textile Retail and Distribution), with the same principal business activity (wholesale trading), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Sampark Dealtrade Private Limited₹3.16 Lakh (FY 2025)-17.0%Kolkata, West Bengal, India
Pramod Credit Pvt Ltdthis company₹3.13 Lakh (FY 2025)₹12,1973.9%13.0%Kolkata, West Bengal, India
Marvellous Agencies Private Limited₹3.11 Lakh (FY 2018)-71.0%Kolkata, West Bengal, India
Global Ewin Windoor Private Limited₹3.1 Lakh (FY 2024)4.0%Delhi, India

To see the full peer comparison of Pramod Credit Pvt Ltd, buy the company report.

Auditor

Pramod Credit Pvt Ltd is audited by P K DHELIA & CO for the financial year 2018.

Auditor firmFinancial yearFirm registration number
P K DHELIA & COFY 2018314150E

Shareholding

The shareholding of Pramod Credit Pvt Ltd is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2017FY 2016
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Pramod Credit Pvt Ltd, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Pramod Credit Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Pramod Credit Pvt Ltd; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Pramod Credit Pvt Ltd has 3 board changes on record since 1991: 2 appointments and 1 cessation. The latest: Mohak Dhelia was appointed as Director on 03 Jan 2022.

AGM
Pramod Credit Pvt Ltd last Annual general meeting of members was held on 26 Sep 2025 as per latest MCA records.
Filing
Pramod Credit Pvt Ltd has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Kolkata I.
Appointed
Mohak Dhelia was appointed as Director.
Ceased
Purushottam Lal Dhelia ceased to be Director.
Appointed
Pramod Kumar Dhelia was appointed as Director.
Incorporation
08 Feb 1991
Pramod Credit Pvt Ltd was registered on 08 Feb 1991 with Roc Kolkata I & aged 35 years 9 months as per MCA records.

Frequently asked questions

Pramod Credit is an active private limited company based in Kolkata, West Bengal, India. The company works in textile retail and distribution, within the home and lifestyle industry. It was incorporated on 08 February 1991 (35+ years old) and is registered under CIN U65921WB1991PTC050858.

Pramod Credit has 2 current directors:

The latest financial statements of Pramod Credit on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 26 September 2025. Year-wise statements from 2015 are in the company report.

The CIN (Corporate Identification Number) of Pramod Credit is U65921WB1991PTC050858. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Pramod Credit was incorporated on 08 February 1991, making it 35+ years old. It is registered with the Registrar of Companies, Kolkata.

The peers of Pramod Credit by revenue are Sampark Dealtrade Private Limited, Marvellous Agencies Private Limited, Global Ewin Windoor Private Limited, all in the Consumer Products industry (Textile Retail and Distribution), with the same principal business activity (wholesale trading).

Mohak Dhelia was appointed as Director on 03 Jan 2022. Purushottam Lal Dhelia ceased to be Director on 01 Jan 2022. Pramod Kumar Dhelia was appointed as Director on 08 Feb 1991.

The registered office of Pramod Credit is at 310 Commercial Point79 Lenin Sarani, Kolkata, West Bengal, India – 700013.

Pramod Credit operates in the home and lifestyle industry, in the textile retail and distribution segment.

The compliance status of Pramod Credit is compliant as of 07 September 2026. The company is actively filing with the Registrar of Companies.

Pramod Credit can be reached at its registered office: 310 Commercial Point79 Lenin Sarani, Kolkata, West Bengal, India – 700013.