United Credit Ltd - Company Profile

Q: Who are the current directors of United Credit Ltd?

The current directors of United Credit Ltd are Ashok Kumar Dabriwala, Rashmi Bihani, Rashmi Dabriwal, Devashish Dabriwal, Mr Samarjit Jain, Pramod Kumar Dhelia, Deepali Gupta, Suresh Kumar Kandoi.

It is a financial services public limited company based in Kolkata, West Bengal, India, established in 1970.

1970 Kolkata, West Bengal, India Active

Last Updated: December 24, 2025

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About United Credit Ltd

United Credit Ltd, a active public limited company, was established on 28 July 1970 in Kolkata, West Bengal, India. Engaging in investment & credit nbfc within the financial and insurance service sector, it holds CIN: L65993WB1970PLC027781. Registered under ROC Roc Kolkata. it is listed on BSE: 531091. It has an authorized capital of ₹20.00 Cr and a paid-up capital of ₹5.33 Cr.

It upholds a compliant status. In 2023, it reported revenue of ₹2.92 Cr and a net worth of ₹27.34 Cr. Employing 9 professional, Its leadership includes Ashok Kumar Dabriwala (Managing Director), Rashmi Bihani (Director), Rashmi Dabriwal (Director). Past directors included Raj Mohan Choubey, Nandanadan Mishra, Pooja Poddar. It holds ₹1.30 M open charges and ₹2.70 Cr settled loans. Its latest AGM occurred on 15 September 2025, with the balance sheet filed on 31 March 2025. It is based at 27B, Camac Street 8Th Floor, Kolkata, West Bengal, 700016.

Company Details

CIN/LLPIN
L65993WB1970PLC027781
Registration Number
027781
Incorporation Date
28 July 1970
Authorized Capital
₹20.00 Cr
Paid-Up Capital
₹5.33 Cr
ROC Code
Roc Kolkata
Listing Status
Listed (BSE: 531091)
Company Status
Active

Key Metrics

Authorised Capital ₹ 20.00 Cr as on 24-12-2025
Paid Up Capital ₹ 5.33 Cr as on 24-12-2025
Company Age 55 Year, 6 Months
Last Filing with ROC 31 Mar 2025
Open Charges ₹ 1.30 M as on 24-12-2025
Satisfied Charges ₹ 2.70 Cr as on 24-12-2025
Revenue Growth **** 2.06% (FY 2023)
Profit Growth **** -3.97% (FY 2023)
Ebitda **** -28.42% (FY 2023)
Net Worth 2.67% (FY 2023)
Total Assets **** 4.12% (FY 2023)

Comprehensive Company Insights

Explore comprehensive insights into United Credit Ltd — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at United Credit Ltd?

Current Directors

Name	Designation	Appointment Date	Status
Ashok Kumar Dabriwala	Managing Director	27 Jul 1989	Current
Rashmi Bihani	Director	13 Aug 2024	Current
Rashmi Dabriwal	Director	07 Feb 2014	Current
Devashish Dabriwal	Director	21 Jan 2004	Current
Pramod Kumar Dhelia	Director	12 Dec 2022	Current
Suresh Kumar Kandoi	Director	13 Aug 2024	Current

Past Directors

Name	Designation	Cessation	Status
Pramod Abcsdd	Director	25 Sep 2024	Past
Pramod Abcsdd	Director	25 Sep 2024	Past
Pramod Abcsdd	Director	29 Oct 2007	Past
Pramod Abcsdd	Director	30 Mar 2011	Past
Pramod Abcsdd	Additional Director	24 Sep 2024	Past
Pramod Abcsdd	Additional Director	26 Sep 2014	Past

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Financial Performance of United Credit.

United Credit Ltd, for the financial year ended 2023, experienced modest growth in revenue, with a 2.06% increase. The company also saw a slight decrease in profitability, with a 3.97% decrease in profit. The company's net worth moved up by a moderate rise of 2.67%.

Date	Amount	Transaction Name	Valuation	Lead Investors	Investors
Jul, 2021	Amount	Post-IPO - Grab	Valuation	investors	Emtek
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners
Jan, 2021	Amount	Post-IPO - Grab	Valuation	investors	Hana Financial Group , GGV Capital
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners

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Key Matrics
Balance Sheet
Profit and Loss
Cash Flow
Ratios

Metrics

(FY 2023)

YOY Growth

(FY 2022)

(FY 2021)

(FY 2020)

(FY 2019)

Total Revenue

********

2.06%

*******

Revenue from Operations

*******

7.39%

*******

Total Assets

*******

4.12%

*******

Profit or Loss

*******

-3.97%

*******

Net Worth

*******

2.67%

*******

EBITDA

*******

-28.42%

*******

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What is the Ownership and Shareholding Structure of United Credit?

In 2023, United Credit had a promoter holding of 57.85% and a public holding of 42.15%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)

Promoters: 92.83%
Public: 4.10%
Others: 3.07%

Shareholding Pattern over the Year

	FY (2024)	FY (2023)	FY (2022)	FY (2021)	FY (2020)
Promoters	92.83	94.62	94.55	94.55	94.55
Public	4.10	3.89	3.95	3.96	3.98
Others	3.07	1.49	1.50	1.49	1.47

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Charges (Loans)

Open Charges

₹1,300,000.00

Satisfied Charges

₹27,024,000.00

Charges Breakdown by Lending Institutions

Hdfc Bank Limited : 0.13 Cr

Latest Charge Details

Date	Lender	Amount	Status
04 Nov 2024	Hdfc Bank Limited	₹1.30 M	Open
25 Jul 2022	Hdfc Bank Limited	₹1.56 M	Satisfied
24 Aug 2015	Hdfc Bank Limited	₹1.00 M	Satisfied
31 Jan 2015	Hdfc Bank Limited	₹1.30 M	Satisfied
04 Feb 2008	Hdfc Bank Limited	₹0.67 M	Satisfied

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How Many Employees Work at United Credit?

United Credit has a workforce of 9 employees as of Apr 06, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date	Number of Employees
2020	78,000
2021	80,500
2022	83,200
2023	86,000
2024	89,500
2025	92,000

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Deals i

Gain comprehensive insights into the Deals and Valuation data of United Credit, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped United Credit's trajectory.

Rating

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on United Credit

Recent Activity within the Organization

Charges

Progress on A charge registered on 25 Jul 2022 via Charge ID 100600741 with Hdfc Bank Limited was fully satisfied on 06 Oct 2025. was documented.
06 Oct 2025
Annual General Meeting

United Credit Ltd last Annual general meeting of members was held on 15 Sep 2025 as per latest MCA records. was recorded as a recent event.
15 Sep 2025
Balance Sheet

United Credit Ltd has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Kolkata. was recorded as a recent event.
31 Mar 2025
Charges

Progress on A charge with Hdfc Bank Limited amounted to Rs. 0.13 Cr with Charge ID 101007270 was registered on 04 Nov 2024. was documented.
04 Nov 2024
Director Appointment

Progress on Rashmi Bihani was appointed as a Director was appointed as a Director on 13 Aug 2024 & has been associated with this company since 1 year 6 months . was documented.
13 Aug 2024
Director Appointment

Suresh Kumar Kandoi was appointed as a Director was appointed as a Director on 13 Aug 2024 & has been associated with this company since 1 year 6 months . was recorded as a recent event.
13 Aug 2024

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