Radhya Micro Finance Private Limited
About Radhya Micro Finance Private Limited
Data last updated:
Radhya Micro Finance Private Limited is a private limited company based in Moradabad, Uttar Pradesh, India. It was incorporated on 31 May 2023.
The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U64910UP2023PTC183189.
The company has an authorised share capital of ₹11 Cr and a paid-up capital of ₹11 Cr. It is led by directors including Ritvik Kothiwal and Sanjay Chandra.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Mig – 29 Ram Ganga Vihar Vistar, Moradabad, Uttar Pradesh, India – 244001.
As per the financials filed for FY 2025, the company reported a revenue of ₹57.3 Lakh, a growth of 23% compared to the previous year. For the same year it recorded a net profit of ₹1.59 Lakh (net margin 2.8%) and EBITDA of ₹4.02 Lakh (EBITDA margin 7%).
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- Registered AddressMig – 29 Ram Ganga Vihar Vistar, Moradabad, Uttar Pradesh, India – 244001
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business Activity of Radhya Micro Finance Private Limited
The main business activity of Radhya Micro Finance is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Radhya Micro Finance Private Limited FY 2025 filings available
Radhya Micro Finance Private Limited reported revenue of ₹57.3 Lakh (up 23% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Radhya Micro Finance Private Limited
Revenue rose 23% in the latest year. EBITDA fell 88% in the latest year. All are worked out from the filed statements.
Financial Statement Summary of Radhya Micro Finance Private Limited
| Metrics | FY 2024-25 | FY 2023-24 |
|---|---|---|
| Profit and Loss Statement | ||
| Revenue from Operations | •••• | •••• |
| Other Income | •••• | •••• |
| Total Revenue | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• |
| Employee Benefit Expense | •••• | •••• |
| Finance Costs | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• |
| Other Expenses | •••• | •••• |
| Total Expenses | •••• | •••• |
| EBITDA | ₹4.02 Lakh | •••• |
| Profit Before Tax | •••• | •••• |
| Tax Expense | •••• | •••• |
| Net Profit (PAT) | ₹1.59 Lakh | •••• |
| Balance Sheet | ||
| Share Capital | •••• | •••• |
| Reserves and Surplus | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• |
| Long-term Borrowings | •••• | •••• |
| Short-term Borrowings | •••• | •••• |
| Trade Payables | •••• | •••• |
| Total Liabilities | •••• | •••• |
| Fixed Assets | •••• | •••• |
| Investments | •••• | •••• |
| Inventories | •••• | •••• |
| Trade Receivables | •••• | •••• |
| Cash and Bank Balance | •••• | •••• |
| Total Assets | •••• | •••• |
Financial Ratios of Radhya Micro Finance Private Limited
| Metrics | FY 2024-25 | FY 2023-24 |
|---|---|---|
| Profitability | ||
| EBITDA Margin | 7% | •••• |
| Net Profit Margin | 2.8% | •••• |
| Return on Equity (ROE) | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• |
| Liquidity and Debt | ||
| Current Ratio | •••• | •••• |
| Quick Ratio | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• |
| Efficiency and Growth | ||
| Asset Turnover | •••• | •••• |
| Receivable Days | •••• | •••• |
| Payable Days | •••• | •••• |
| Inventory Days | •••• | •••• |
| Revenue Growth | •••• | •••• |
| Net Profit Growth | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Radhya Micro Finance are in the company report.
Financial statements from FY 2024
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Radhya Micro Finance Private Limited
Radhya Micro Finance has 6 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ritvik Kothiwal | Director | 29 Jun 2023 | 3 Years 3 Months | Current |
| Sanjay Chandra | Director | 29 Jun 2023 | 3 Years 3 Months | Current |
| Yogeshwar Saran Kothiwal | Director | 29 Jun 2023 | 3 Years 3 Months | Current |
| Anant Kothiwal | Director | 31 May 2023 | 3 Years 4 Months | Current |
| Aditya Kothiwal | Director | 31 May 2023 | 3 Years 4 Months | Current |
| Dhruv Kothiwal | Director | 31 May 2023 | 3 Years 4 Months | Current |
Peer Comparison of Radhya Micro Finance Private Limited
Radhya Micro Finance Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Finance, Micro Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| DLSM Finmart Private Limited | ₹57.46 Lakh (FY 2025) | •••• | •••• | 78.0% | •••• | Faridabad, Haryana, India |
| Xperitus Infonet Private Limited | ₹57.42 Lakh (FY 2024) | •••• | •••• | 0.0% | •••• | Ajmer, Rajasthan, India |
| Bhadri and Mani Chit Private Limited | ₹57.42 Lakh (FY 2025) | •••• | •••• | 9.0% | •••• | Salem, Tamil Nadu, India |
| HSR Chits Private Limited | ₹57.4 Lakh (FY 2023) | •••• | •••• | 112.0% | •••• | Bangalore, Karnataka, India |
| Selvanaayaki Chit Private Limited | ₹57.36 Lakh (FY 2025) | •••• | •••• | -9.0% | •••• | Tirupur, Tamil Nadu, India |
| Radhya Micro Finance Private Limited this company | ₹57.3 Lakh (FY 2025) | •••• | •••• | 23.0% | •••• | Moradabad, Uttar Pradesh, India |
| Advik Finance and Properties Private Limited | ₹57.22 Lakh (FY 2025) | •••• | •••• | 130.0% | •••• | Delhi, India |
| Chaitraratha Chits Private Limited | ₹57.17 Lakh (FY 2022) | •••• | •••• | -48.0% | •••• | Kamareddy, Telangana, India |
| Poonamdeep Chit Fund Private Limited | ₹57.11 Lakh (FY 2025) | •••• | •••• | 2.0% | •••• | Bangalore, Karnataka, India |
| Nedumparambil Kuries Private Limited | ₹57.1 Lakh (FY 2022) | •••• | •••• | -7.0% | •••• | Thiruvalla, Kerala, India |
| Sandhu Finance and Leasing Company Private Limited | ₹57.06 Lakh (FY 2024) | •••• | •••• | -3.0% | •••• | New Delhi, Delhi, India |
Peers are the five companies nearest above and the five nearest below Radhya Micro Finance by revenue in the BFSI industry (Finance, Micro Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Charges & Borrowings of Radhya Micro Finance Private Limited
Radhya Micro Finance Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Radhya Micro Finance Private Limited
Employment history and EPFO contributions of people linked to Radhya Micro Finance.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Radhya Micro Finance Private Limited
Radhya Micro Finance Private Limited has 6 board changes on record since 2023: 6 appointments. The latest: Ritvik Kothiwal was appointed as Director on 29 Jun 2023.
Credit Ratings, Litigation & Regulatory Alerts for Radhya Micro Finance Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Radhya Micro Finance Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Radhya Micro Finance Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Radhya Micro Finance Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Radhya Micro Finance Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Radhya Micro Finance Private Limited
Radhya Micro Finance is an active private limited company based in Moradabad, Uttar Pradesh, India. It was incorporated on 31 May 2023 (3+ years old) and is registered under CIN U64910UP2023PTC183189.
Radhya Micro Finance reported revenue of ₹57.3 Lakh for FY 2025 (up 23% YoY).
Radhya Micro Finance has 6 current directors:
- Ritvik Kothiwal - Director
- Sanjay Chandra - Director
- Yogeshwar Saran Kothiwal - Director
- Anant Kothiwal - Director
- Aditya Kothiwal - Director
- Dhruv Kothiwal - Director
Radhya Micro Finance reported a net profit of ₹1.59 Lakh (net margin 2.8%) and EBITDA of ₹4.02 Lakh (EBITDA margin 7%) for FY 2025, as per its filed financial statements.
The CIN (Corporate Identification Number) of Radhya Micro Finance is U64910UP2023PTC183189. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Radhya Micro Finance was incorporated on 31 May 2023, making it 3+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.
The peers of Radhya Micro Finance by revenue are DLSM Finmart Private Limited, Xperitus Infonet Private Limited, Bhadri and Mani Chit Private Limited, HSR Chits Private Limited, Selvanaayaki Chit Private Limited and 5 more, all in the BFSI industry (Finance, Micro Finance).
Ritvik Kothiwal was appointed as Director on 29 Jun 2023. Sanjay Chandra was appointed as Director on 29 Jun 2023. Yogeshwar Saran Kothiwal was appointed as Director on 29 Jun 2023. Radhya Micro Finance has 6 board changes on record in total.
The registered office of Radhya Micro Finance is at Mig – 29 Ram Ganga Vihar Vistar, Moradabad, Uttar Pradesh, India – 244001.
Radhya Micro Finance has an authorised share capital of ₹11 Cr and a paid-up capital of ₹11 Cr.
No. Radhya Micro Finance is not listed on any stock exchange. It is an unlisted company.