Svakarma Finance Private Limited

Svakarma Finance Private Limited - financial services in Mumbai, Maharashtra, India. FY 2026 financials & compliance.
CIN U65999MH2017PTC302033 Incorporated 21 November 2017 ROC Mumbai HQ Mumbai, Maharashtra, India
Active Private Limited Company financial services DPIIT Startup
Data last updated
Revenue · FY 2025
₹82.86 Cr
▲ 127% YoY
Net loss · FY 2025
₹1.83 Cr
Net margin -2.2%
EBITDA · FY 2025
₹20.21 Cr
EBITDA margin 24.4%
Authorised capital
₹69 Cr
Registered with MCA
Paid-up capital
₹63.65 Cr
Issued & subscribed
Open charges
₹283.5 Cr
Satisfied ₹57.5 Cr
Company age
9 yrs
Est. 2017
Employees · EPFO
178
Provident fund records

About Svakarma Finance Private Limited

Data last updated:

Svakarma Finance Private Limited is a private limited company based in Mumbai, Maharashtra, India, recognised as a startup by DPIIT. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 21 November 2017 and has been in existence for over 9 years.

The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U65999MH2017PTC302033. Its GSTIN is 27AAZCS4994B1ZM (Maharashtra). The company holds 3 GST registrations, all of them active.

The company has an authorised share capital of ₹69 Cr and a paid-up capital of ₹63.65 Cr. It is led by directors including Kalpanaiyer (Managing Director) and Kaushik Mazumdar (Whole-Time Director).

Its last annual general meeting (AGM) was held on 16 August 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at 803 Floor 8 Lodha Supremus Dr E Moses Road Worli Naka Worli, Mumbai, Maharashtra, India – 400018.

As per the financials filed for FY 2025, the company reported a revenue of ₹82.86 Cr, a growth of 127% compared to the previous year. For the same year it recorded a net loss of ₹1.83 Cr (net margin -2.2%) and EBITDA of ₹20.21 Cr (EBITDA margin 24.4%). Revenue has grown at a compounded annual rate (CAGR) of 114% over three years and 73% over five years.

The company has about 178 employees on its provident fund (EPFO) records. Its group structure includes 1 subsidiary.

The company is associated with 1 brand: Svakarma Finance. As per MCA filings, the company has open charges of ₹283.5 Cr and satisfied charges of ₹57.5 Cr on record. Court records list 317 cases involving the company, including 295 filed by the company and 22 filed against it; 133 cases are pending. The company has 15 deals on record (9 funding rounds, 5 rights issues, 1 debt financing), with disclosed funding of ₹175.36 Cr; the latest was in December 2024.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website svakarma.com.

Company details

CIN U65999MH2017PTC302033
Registration Number 302033
Incorporation Date 21 November 2017
ROC Mumbai
Listing Status Unlisted
Company Status Active
Date of Last AGM 16 August 2024
Date of Balance Sheet 31 March 2024
Compliance Status Active Compliant
DPIIT Recognition Recognised Startup
Key People
Kalpanaiyer Managing Director Kaushik Mazumdar Whole-Time Director Vivek Vig Whole-Time Director

Recognitions & Rankings of Svakarma Finance

DPIIT recognised startup Government of India
Startup India

Contact details

Svakarma Finance Private Limited's registered office is in Mumbai, Maharashtra. Its website is svakarma.com. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Website
    svakarma.com
  • Social Media
  • Registered Address
    803 Floor 8 Lodha Supremus Dr E Moses Road Worli Naka Worli, Mumbai, Maharashtra, India – 400018
  • Industry
    Financial Services, NBFC, Investment & Credit NBFC

To see the full contact details of Svakarma Finance Private Limited, buy the company report.

Comprehensive company report
Svakarma Finance Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
₹799 ₹999 20% off excluding 18% GST
Secure checkout · GST invoice included

Brands

Svakarma Finance operates one associated brand: Svakarma Finance. Each brand links to its own profile.

BrandDescriptionWebsite
Svakarma Finance
Business loans are provided to MSMEs by Svakarma Finance.svakarma.com

Business activity

The main business activity of Svakarma Finance is financial and insurance service. In detail, this covers financial and credit leasing activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK5Financial and Credit leasing activities

To see the full business activity and turnover split of Svakarma Finance Private Limited, buy the company report.

Financials of Svakarma Finance Private Limited

FY 2024 filings available

Svakarma Finance Private Limited reported revenue of ₹82.86 Cr (up 127% YoY) for FY 2025.

Revenue · FY 2025
₹82.86 Cr ▲ 127%
Net loss · FY 2025
₹1.83 Cr margin -2.2%
EBITDA · FY 2025
₹20.21 Cr margin 24.4%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 127%
3 years · compounded
▲ 114%
5 years · compounded
▲ 73%
EBITDA CAGR growth
1 year
▲ 363%
3 years · compounded
▲ 91%
5 years · compounded
▲ 39%

Revenue has grown at a compounded annual rate (CAGR) of 73% over five years, including 127% growth in the latest year. EBITDA rose 363% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹20.21 Cr
Profit Before Tax
Tax Expense
Net Profit (PAT)-₹1.83 Cr
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin24.4%
Net Profit Margin-2.2%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Svakarma Finance Private Limited, buy the company report.

Board of directors of Svakarma Finance Private Limited

Svakarma Finance has 5 current directors and 8 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Ameya Gurunath Bijoor
Also directs: Electronica Finance Limited
Nominee Director27 Mar 20233 Years 7 MonthsCurrent
Kaushik Mazumdar
Also directs: Kfin Technologies Limited, Teamred Management Solutions Private Limited
Whole-Time Director21 Nov 20178 Years 11 MonthsCurrent
Vivek Vig
Also directs: Teamred Management Solutions Private Limited, Svakarma Advisory LLP, Centrum Housing Finance Limited and 2 more
Whole-Time Director21 Nov 20178 Years 11 MonthsCurrent
Tarun AroraNominee Director27 Mar 20233 Years 7 MonthsCurrent
Kalpanaiyer
Also directs: Akshayakalpa Farms and Foods Private Limited
Managing Director21 Nov 20178 Years 11 MonthsCurrent
View all directors

Auditor

Svakarma Finance Private Limited is audited by ASA & Associates LLP for the financial year 2023.

Auditor firmFinancial yearFirm registration number
ASA & Associates LLPFY 2023009571N/N500006

Shareholding

The shareholding of Svakarma Finance Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2023FY 2022FY 2021FY 2020FY 2019
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Svakarma Finance Private Limited, buy the company report.

Charges & borrowings

Open charges
₹283.5 Cr
Satisfied charges
₹57.5 Cr
Breakdown by lending institutions
Others₹273.50 Cr
Dbs Bank Ltd₹10.00 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
18 Mar 2025101065680Others₹15 CrOpen
17 Mar 2025101076334Others₹10 CrOpen
17 Mar 2025101075565Others₹6 CrOpen
24 Jan 2025101110508Others₹16 CrOpen
30 Dec 2024101035837Others₹15 CrOpen

To see the full charge records of Svakarma Finance Private Limited, buy the company report.

Total charge records: 43 View all charges

Deals & funding

Svakarma Finance Private Limited has 15 deals on record (9 funding rounds, 5 rights issues, 1 debt financing), with disclosed funding of ₹175.36 Cr; the latest was in December 2024.

Total deals
15
Funding rounds
9
Rights issues
5
Debt financing
1
Disclosed funding
₹175.36 Cr

Deals on record (5 of 15)

WhenDealAmountParties
Dec 2024Funding round₹88.23 CrInvestors: Encourage Capital
Dec 2022Debt financing₹10 CrInvestors: Michael & Susan Dell Foundation
Mar 2022Funding round₹5.25 CrInvestors: DBS Bank India Limited
Mar 2021Rights issue₹1.6 CrInvestors: 4 individuals
Dec 2017Rights issue₹10.5 CrInvestors: 4 individuals

To see the full deal history of Svakarma Finance Private Limited, buy the company report.

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Svakarma Finance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

Group structure & subsidiaries

Svakarma Finance has 1 subsidiary company. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.

1
Subsidiary companies
Key subsidiaries
Company NameCINShares held
Teamred Management Solutions Private LimitedU74995MH2022PTC385405

To see the full group structure of Svakarma Finance Private Limited, buy the company report.

Employees & EPFO

Svakarma Finance Private Limited has a workforce of 178 employees on its EPFO records as of May 17, 2024, across 1 active EPFO establishment.

Employee count
178
Active EPFO establishments
1
Employee growth
44.72%

GST

Svakarma Finance has 3 GST registrations: 3 active.

Total GSTINs
3
Active
3
GSTINStateStatusRegistered on
27AAZCS4994B1ZMMaharashtraActive18 Jan 2018
33AAZCS4994B1ZTTamil NaduActive29 Oct 2019
24AAZCS4994B1ZSGujaratActive01 Nov 2019

To see the full GST registrations and return filing status of Svakarma Finance Private Limited, buy the company report.

Recent activity

Svakarma Finance Private Limited has 12 board changes on record since 2017: 5 appointments and 7 cessations. The latest: Ameya Gurunath Bijoor ceased to be Additional Director on 28 Mar 2023.

Charges
A charge registered on 30 Dec 2021 via Charge ID 100525200 with Others was fully satisfied on 05 Nov 2025.
Charges
A charge registered on 31 Oct 2022 via Charge ID 100642556 with Others was fully satisfied on 22 Jul 2025.
Charges
A charge registered on 30 Mar 2022 via Charge ID 100564057 with Others was fully satisfied on 22 Jul 2025.
Charges
A charge with Others amounted to Rs. 15.00 Cr with Charge ID 101065680 was registered on 18 Mar 2025.
Charges
A charge with Others amounted to Rs. 10.00 Cr with Charge ID 101076334 was registered on 17 Mar 2025.
Charges
A charge with Others amounted to Rs. 6.00 Cr with Charge ID 101075565 was registered on 17 Mar 2025.
Charges
A charge with Others of Rs. 15.00 Cr registered on 14 Feb 2024 with Charge ID 100870225 was modified on 10 Feb 2025.
Charges
A charge with Others amounted to Rs. 16.00 Cr with Charge ID 101110508 was registered on 24 Jan 2025.
Charges
A charge with Others amounted to Rs. 15.00 Cr with Charge ID 101035837 was registered on 30 Dec 2024.
Charges
A charge registered on 25 Jul 2022 via Charge ID 100600970 with Others was fully satisfied on 28 Nov 2024.
Charges
A charge with Others amounted to Rs. 25.00 Cr with Charge ID 100992555 was registered on 20 Sep 2024.
Charges
A charge with Others amounted to Rs. 20.00 Cr with Charge ID 100978158 was registered on 12 Sep 2024.

68 earlier events are in the company report.

News

Frequently asked questions

Svakarma Finance is an active private limited company based in Mumbai, Maharashtra, India. The company works in nbfc, within the financial services industry. It was incorporated on 21 November 2017 (9+ years old) and is registered under CIN U65999MH2017PTC302033.

Svakarma Finance has 5 current directors:

The latest financial statements of Svakarma Finance on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 16 August 2024. Year-wise statements from FY 2018 are in the company report.

The GSTIN of Svakarma Finance is 27AAZCS4994B1ZM, registered in Maharashtra. The company has 3 GST registrations in all, of which 3 are active. Other active GSTINs include 33AAZCS4994B1ZT (Tamil Nadu), 24AAZCS4994B1ZS (Gujarat).

The CIN (Corporate Identification Number) of Svakarma Finance is U65999MH2017PTC302033. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Svakarma Finance has 317 court cases on record: 295 filed by the company and 22 filed against it. 133 are pending. Most are in the district courts.

Svakarma Finance was incorporated on 21 November 2017, making it 9+ years old. It is registered with the Registrar of Companies, Mumbai.

Svakarma Finance has 15 deals on record (9 funding rounds, 5 rights issues, 1 debt financing), with disclosed funding of ₹175.36 Cr; the latest was in December 2024.

Ameya Gurunath Bijoor ceased to be Additional Director on 28 Mar 2023. Tarun Arora ceased to be Additional Director on 28 Mar 2023. Ameya Gurunath Bijoor was appointed as Nominee Director on 27 Mar 2023. Svakarma Finance has 12 board changes on record in total.

Yes, Svakarma Finance is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).