MSME (Udyam registered) Ministry of MSME
- Category
- Medium (2024-25)
- Udyam number
- UDYAM-MH-19-0031809
Market Cap
₹46.71 Cr
TRU · NSE
Share Price
₹3.89
-0.26% today
Revenue
₹82.54 Cr
FY 2025-26 · -58.0% YoY
EBITDA
−₹72.82 Cr
Margin -88.2%
Net Profit
−₹108 Cr
FY 2025-26 · -82.2% YoY
Debt / Equity
4.00
Interest cover -92.8x
Authorised capital
₹75 Cr
Registered with MCA
Paid-up capital
₹23.77 Cr
Issued & subscribed
About Trucap Finance Limited
Data last updated:
Trucap Finance Limited is a public limited company based in Mumbai, Maharashtra, India, a subsidiary of Wilson Holdings Private Limited. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 09 November 1994 and has been in existence for over 32 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN L64920MH1994PLC334457. Its GSTIN is 27AAACD9887D1ZC (Maharashtra). The company holds 9 GST registrations, all of them active. It is a listed company as per MCA records. Its shares are listed on BSE: 540268 and NSE: TRU.
The company has an authorised share capital of ₹75 Cr and a paid-up capital of ₹23.77 Cr. It is led by directors including Rohanjeet Singh Juneja (Managing Director) and Nirmal Vinod Momaya.
Its last annual general meeting (AGM) was held on 26 September 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at Mumbai, Maharashtra.
As per the latest consolidated financials for FY 2025-26, the company reported a revenue of ₹82.54 Cr, a decline of 58% compared to the previous year. For the same year it recorded a net loss of ₹107.98 Cr (net margin -130.8%) and EBITDA of -₹72.82 Cr (EBITDA margin -88.2%). The net worth stands at ₹51 Cr (down 68.5% YoY). Total assets are valued at ₹382.27 Cr (down 44% YoY).
The company has about 672 employees on its provident fund (EPFO) records.
The company is associated with 2 brands: Dhanvarsha and TruCap Finance. As per MCA filings, the company has open charges of ₹683.04 Cr and satisfied charges of ₹970.74 Cr on record. Court records list 1,240 cases involving the company, including 1,218 filed by the company and 22 filed against it; 835 cases are pending. The company has 47 deals on record (35 market trades, 9 funding rounds, 2 debt financings), with disclosed funding of ₹190.57 Cr; the latest was in July 2025. Its 4 peer companies in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities) are compared by revenue, 3 larger and 1 smaller; the largest is North Eastern Development Finance Corporation Limited with revenue of ₹186.88 Cr.
Trucap Finance Limited is registered as a medium enterprise under the Udyam registration framework (Reg. No. UDYAM-MH-19-0031809). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website trucapfinance.com.
Company details
CIN L64920MH1994PLC334457
Registration Number 334457
Incorporation Date 09 November 1994
ROC Mumbai
Listing Status Listed - Listed on NSE (TRU); Listed on BSE (540268)
Company Status Active
Date of Last AGM 26 September 2025
Date of Balance Sheet 31 March 2026
Parent Company Wilson Holdings Private Limited
Compliance Status Active Compliant
MSME Classification Medium
Udyam Registration UDYAM-MH-19-0031809
CIN history
Trucap Finance has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is L64920MH1994PLC334457, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| L64920MH1994PLC334457 | Current |
| L24231GJ1994PLC023528 | Previous |
| L24231MH1994PLC334457 | Previous |
Key People
Rohanjeet Singh Juneja Managing Director Nirmal Vinod Momaya Director Krishipal Tarachand Raghuvanshi Director Recognitions & Rankings of Trucap Finance
Contact details
Trucap Finance Limited's registered office is in Mumbai, Maharashtra.
- Social Media
- Apps
- Registered Address3rd Floor A – Wing D. J. House Old Nagardas Road, Andheri (East), Mumbai, Maharashtra, India – 400069
- IndustryFinancial Services, Financial Activities
Comprehensive company report
Trucap Finance Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
₹799 ₹999 20% off excluding 18% GST
Secure checkout · GST invoice included
Brands
Trucap Finance operates two associated brands: Dhanvarsha and TruCap Finance. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Financial lending services for MSMEs and individuals in India. | dhanvarsha.co | |
| Provider of credit solutions to the MSME segment | trucapfinance.com |
Business activity
The main business activity of Trucap Finance is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Trucap Finance Limited, buy the company report.
Financials of Trucap Finance Limited
FY 2025-26 filings availableTrucap Finance Limited reported revenue of ₹82.54 Cr (down 58% YoY) for FY 2025-26.
Financial Highlights
FY 2025-26 · ConsolidatedRevenue
₹82.54 Cr
-58.0% YoY
EBITDA
−₹72.82 Cr
-239.0% YoY
Profit After Tax
−₹108 Cr
-82.2% YoY
Net Worth
₹51.00 Cr
-68.5% YoY
Total Assets
₹382 Cr
-44.0% YoY
Total Debt
₹331 Cr
-36.4% YoY
Revenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 82.54 | 197 | 162 | 123 | 75.74 | 29.61 | 19.11 |
| Revenue growth | -58.0% | +21.5% | +31.5% | +62.6% | +155.8% | +55.0% | - |
| EBITDA | (72.82) | 52.38 | 78.42 | 60.33 | 36.05 | 7.83 | 7.53 |
| EBITDA margin | -88.2% | +26.6% | +48.4% | +49.0% | +47.6% | +26.4% | +39.4% |
| Profit before tax | (152) | (71.16) | 11.42 | 2.49 | 7.18 | 2.78 | 5.54 |
| Net profit | (108) | (59.25) | 10.96 | 0.65 | 3.98 | 1.30 | 4.03 |
| Net profit margin | -130.8% | -30.1% | +6.8% | +0.5% | +5.3% | +4.4% | +21.1% |
| EPS (₹) | (9.48) | (5.07) | 0.94 | 0.05 | 0.45 | 0.17 | 3.01 |
| Balance sheet | |||||||
| Total assets | 382 | 683 | 898 | 659 | 459 | 180 | 46.76 |
| Net worth | 51.00 | 162 | 212 | 216 | 172 | 99.91 | 31.16 |
| Total debt | 331 | 520 | 686 | 443 | 286 | 80.53 | 15.61 |
| Cash & bank | 18.41 | 100 | 133 | 87.75 | 78.80 | 47.53 | 3.49 |
| Net working capital | 42.04 | 152 | 220 | 139 | 96.87 | 53.10 | 7.04 |
| Cash flow | |||||||
| Cash from operations | 130 | 212 | (212) | (151) | (185) | (80.37) | 13.15 |
| Cash from investing | 55.49 | (27.90) | 30.45 | (65.77) | (73.10) | (34.44) | (3.71) |
| Cash from financing | (216) | (246) | 245 | 197 | 284 | 145 | (11.34) |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 12.26 | 11.27 | 14.55 | 15.10 | 22.81 | 30.08 | 35.37 | 51.57 |
| Revenue growth (YoY) | -46.3% | -62.5% | -58.9% | -70.7% | -60.4% | -42.3% | - | - |
| Other income | 0.83 | 0.95 | 0.67 | 0.71 | 1.81 | 11.97 | 0.73 | 1.08 |
| EBITDA | (3.11) | (8.91) | (4.55) | (37.10) | (24.93) | (6.24) | (35.51) | 26.72 |
| EBITDA margin | -25.4% | -79.1% | -31.3% | -245.7% | -109.3% | -20.7% | -100.4% | +51.8% |
| Depreciation | 1.62 | 1.61 | 1.77 | 1.94 | 2.05 | 2.02 | 20.87 | 2.27 |
| Interest | 9.55 | 4.46 | 20.72 | 14.17 | 20.43 | 19.51 | 20.75 | 24.76 |
| Profit before tax | (13.45) | (14.03) | (26.37) | (52.50) | (45.60) | (15.80) | (76.40) | 0.77 |
| Tax | (1.89) | (3.46) | (7.19) | (10.05) | (12.70) | (6.70) | (8.67) | (0.19) |
| Net profit | (11.56) | (10.57) | (19.18) | (42.45) | (32.90) | (9.10) | (67.73) | 0.96 |
| EPS (₹) | (0.96) | (0.89) | (2.35) | (3.54) | (2.81) | (0.78) | (5.34) | 0.08 |
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 82.41 | 196 | 161 | 124 | 69.82 | 23.95 | 19.10 |
| Revenue growth | -58.0% | +22.0% | +30.0% | +77.5% | +191.5% | +25.4% | - |
| EBITDA | (73.38) | 31.43 | 78.24 | 63.94 | 38.88 | 6.69 | 7.55 |
| EBITDA margin | -89.0% | +16.0% | +48.6% | +51.6% | +55.7% | +27.9% | +39.5% |
| Profit before tax | (152) | (78.51) | 12.20 | 7.23 | 10.69 | 1.73 | 5.56 |
| Net profit | (110) | (66.61) | 11.72 | 5.54 | 7.39 | 0.68 | 4.05 |
| Net profit margin | -134.0% | -33.9% | +7.3% | +4.5% | +10.6% | +2.8% | +21.2% |
| EPS (₹) | (9.29) | (5.70) | 1.00 | 0.48 | 0.83 | 0.09 | 3.03 |
| Balance sheet | |||||||
| Total assets | 388 | 683 | 905 | 665 | 460 | 180 | 46.80 |
| Net worth | 53.28 | 162 | 219 | 223 | 174 | 99.36 | 31.19 |
| Total debt | 335 | 520 | 686 | 443 | 286 | 80.53 | 15.61 |
| Cash & bank | 18.26 | 96.08 | 133 | 87.59 | 77.83 | 46.73 | 3.47 |
| Net working capital | 40.53 | 146 | 214 | 134 | 90.92 | 49.10 | 7.03 |
| Cash flow | |||||||
| Cash from operations | 127 | 208 | (212) | (149) | (181) | (77.91) | 13.17 |
| Cash from investing | 52.34 | (24.99) | 30.45 | (68.94) | (76.13) | (37.69) | (3.75) |
| Cash from financing | (209) | (246) | 245 | 198 | 283 | 145 | (11.34) |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 12.26 | 11.27 | 14.50 | 15.10 | 22.79 | 30.02 | 35.32 | 51.55 |
| Revenue growth (YoY) | -46.2% | -62.5% | -59.0% | -70.7% | -60.4% | -42.3% | - | - |
| Other income | 0.75 | 0.92 | 0.65 | 0.71 | 1.81 | 11.97 | 0.72 | 1.08 |
| Total expenses | 11.64 | 20.04 | 19.93 | 52.07 | 47.56 | 36.23 | 91.85 | 24.76 |
| EBITDA | 0.62 | (8.77) | (5.43) | (36.97) | (24.77) | (6.21) | (56.53) | 26.79 |
| EBITDA margin | +5.1% | -77.8% | -37.4% | -244.8% | -108.7% | -20.7% | -160.1% | +52.0% |
| Depreciation | 1.44 | 1.43 | 1.55 | 1.73 | 1.84 | 1.81 | 7.90 | 2.06 |
| Interest | 9.44 | 4.57 | 20.77 | 14.28 | 20.49 | 19.51 | 20.75 | 24.76 |
| Profit before tax | (9.51) | (13.85) | (27.10) | (52.27) | (45.29) | (15.56) | (84.46) | 1.05 |
| Tax | (0.79) | (3.46) | (9.39) | (10.05) | (12.70) | (6.70) | (14.03) | (0.17) |
Financial Statements
Figures in ₹ Cr; negatives in brackets. Updated 30 Oct 2026
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 12.26 | 11.27 | 14.55 | 15.10 | 22.81 | 30.08 | 35.37 | 51.57 |
| Revenue growth (YoY) | -46.3% | -62.5% | -58.9% | -70.7% | -60.4% | -42.3% | - | - |
| Other income | 0.83 | 0.95 | 0.67 | 0.71 | 1.81 | 11.97 | 0.73 | 1.08 |
| EBITDA | (3.11) | (8.91) | (4.55) | (37.10) | (24.93) | (6.24) | (35.51) | 26.72 |
| EBITDA margin | -25.4% | -79.1% | -31.3% | -245.7% | -109.3% | -20.7% | -100.4% | +51.8% |
| Depreciation | 1.62 | 1.61 | 1.77 | 1.94 | 2.05 | 2.02 | 20.87 | 2.27 |
| Interest | 9.55 | 4.46 | 20.72 | 14.17 | 20.43 | 19.51 | 20.75 | 24.76 |
| Profit before tax | (13.45) | (14.03) | (26.37) | (52.50) | (45.60) | (15.80) | (76.40) | 0.77 |
| Tax | (1.89) | (3.46) | (7.19) | (10.05) | (12.70) | (6.70) | (8.67) | (0.19) |
| Net profit | (11.56) | (10.57) | (19.18) | (42.45) | (32.90) | (9.10) | (67.73) | 0.96 |
| EPS (₹) | (0.96) | (0.89) | (2.35) | (3.54) | (2.81) | (0.78) | (5.34) | 0.08 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 82.54 | 197 | 162 | 123 | 75.74 | 29.61 | 19.11 |
| Revenue growth | -58.0% | +21.5% | +31.5% | +62.6% | +155.8% | +55.0% | - |
| Other income | 3.10 | 2.84 | 20.95 | 0.66 | 0.24 | 0.45 | 0.19 |
| Total expenses | 155 | 144 | 83.47 | 62.82 | 39.69 | 21.78 | 11.58 |
| Employee cost | 29.65 | 47.73 | 42.86 | 28.95 | 18.54 | 13.15 | 7.02 |
| EBITDA | (72.82) | 52.38 | 78.42 | 60.33 | 36.05 | 7.83 | 7.53 |
| EBITDA margin | -88.2% | +26.6% | +48.4% | +49.0% | +47.6% | +26.4% | +39.4% |
| Depreciation | 7.78 | 27.69 | 9.26 | 7.71 | 4.75 | 1.27 | 0.49 |
| Interest | 74.84 | 98.69 | 78.69 | 50.79 | 24.36 | 4.23 | 1.69 |
| Profit before tax | (152) | (71.16) | 11.42 | 2.49 | 7.18 | 2.78 | 5.54 |
| Tax | (39.68) | (11.91) | 0.46 | 1.84 | 3.20 | 1.48 | 1.48 |
| Net profit | (108) | (59.25) | 10.96 | 0.65 | 3.98 | 1.30 | 4.03 |
| Net profit margin | -130.8% | -30.1% | +6.8% | +0.5% | +5.3% | +4.4% | +21.1% |
| EPS (₹) | (9.48) | (5.07) | 0.94 | 0.05 | 0.45 | 0.17 | 3.01 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 23.77 | 23.38 | 23.38 | 23.24 | 17.77 | 15.29 | 13.51 |
| Reserves & surplus | 27.23 | 127 | 176 | 184 | 150 | 79.59 | 16.40 |
| Shareholders' funds (net worth) | 51.00 | 162 | 212 | 216 | 172 | 99.91 | 31.16 |
| Minority interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Secured loans | 331 | 520 | 686 | 441 | 283 | 78.80 | 3.91 |
| Unsecured loans | 0.00 | 0.03 | 0.41 | 1.29 | 3.04 | 1.73 | 11.70 |
| Total debt | 331 | 520 | 686 | 443 | 286 | 80.53 | 15.61 |
| Total liabilities | 382 | 683 | 898 | 659 | 459 | 180 | 46.76 |
| Assets | |||||||
| Gross block | 45.79 | 54.48 | 54.16 | 38.54 | 29.21 | 13.23 | 3.97 |
| Net block | 8.77 | 21.85 | 30.55 | 24.19 | 22.57 | 11.34 | 3.33 |
| Capital work in progress | 4.27 | 4.27 | 23.06 | 28.93 | 24.27 | 4.09 | 0.37 |
| Investments | 26.84 | 31.23 | 28.08 | 48.61 | 25.89 | 11.03 | 1.28 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 15.40 | 41.89 | 74.37 | 39.00 | 16.00 | 5.97 | 1.18 |
| Cash & bank balances | 18.41 | 100 | 133 | 87.75 | 78.80 | 47.53 | 3.49 |
| Loans & advances | 17.47 | 26.38 | 34.99 | 24.76 | 15.19 | 5.64 | 4.09 |
| Total current assets | 51.28 | 168 | 243 | 152 | 110 | 59.14 | 8.76 |
| Total current liabilities | 9.24 | 16.62 | 22.98 | 12.65 | 13.12 | 6.04 | 1.72 |
| Net working capital | 42.04 | 152 | 220 | 139 | 96.87 | 53.10 | 7.04 |
| Total assets | 382 | 683 | 898 | 659 | 459 | 180 | 46.76 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 39.02 | 101 | 38.01 | 58.56 | 32.23 | 1.71 | 3.62 |
| Net cash from operating activities | 130 | 212 | (212) | (151) | (185) | (80.37) | 13.15 |
| Net cash from investing activities | 55.49 | (27.90) | 30.45 | (65.77) | (73.10) | (34.44) | (3.71) |
| Net cash from financing activities | (216) | (246) | 245 | 197 | 284 | 145 | (11.34) |
| Net change in cash | (30.67) | (62.33) | 63.34 | (20.55) | 26.33 | 30.52 | (1.91) |
| Closing cash | 18.41 | 100 | 133 | 87.75 | 78.80 | 47.53 | 3.49 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | -58.0% | +21.5% | +31.5% | +62.6% | +155.8% | +55.0% | - |
| EBITDA growth | -239.0% | -33.2% | +30.0% | +67.4% | +360.4% | +4.0% | - |
| PBT growth | -114.1% | - | +358.6% | -65.3% | +158.3% | -49.8% | +128.9% |
| Net income growth | -82.2% | -640.6% | +1586.2% | -83.7% | +206.2% | -67.7% | - |
| Revenue CAGR (3Y) | -12.5% | +37.5% | +76.2% | +86.1% | +58.5% | - | - |
| EBITDA CAGR (3Y) | - | +13.3% | +115.6% | +100.1% | +68.7% | - | - |
| Profitability & leverage | |||||||
| Net income margin | -136.5% | -30.1% | +6.8% | +0.5% | +5.3% | +4.4% | +21.3% |
| Return on capital employed | 0.0% | 0.0% | +11.6% | +9.5% | +9.9% | +6.2% | +14.6% |
| Return on net worth | 0.0% | 0.0% | +5.1% | +0.3% | +2.9% | +2.0% | +14.1% |
| Debt / equity | 4.00 | 3.23 | 2.64 | 1.88 | 1.35 | 0.73 | 0.71 |
| Long-term debt / equity | 4.00 | 3.19 | 2.56 | 1.83 | 1.34 | 0.63 | 0.09 |
| Interest cover | -92.85 | 399.72 | 113.78 | 96.52 | 77.83 | 64.48 | 24.01 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 1.71 | 3.67 | 3.94 | 3.65 | 3.58 | 3.50 | 7.89 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 2.99 | 3.43 | 3.23 | 4.50 | 6.92 | 8.41 | 32.44 |
| EPS (₹) | (9.48) | (5.07) | 0.94 | 0.05 | 0.45 | 0.17 | 3.01 |
| Dividend per share (₹) | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.05 | 0.10 |
| Book value per share (₹) | 4.29 | 12.84 | 17.10 | 17.81 | 18.86 | 12.41 | 22.14 |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 12.26 | 11.27 | 14.50 | 15.10 | 22.79 | 30.02 | 35.32 | 51.55 |
| Revenue growth (YoY) | -46.2% | -62.5% | -59.0% | -70.7% | -60.4% | -42.3% | - | - |
| Other income | 0.75 | 0.92 | 0.65 | 0.71 | 1.81 | 11.97 | 0.72 | 1.08 |
| Total expenses | 11.64 | 20.04 | 19.93 | 52.07 | 47.56 | 36.23 | 91.85 | 24.76 |
| EBITDA | 0.62 | (8.77) | (5.43) | (36.97) | (24.77) | (6.21) | (56.53) | 26.79 |
| EBITDA margin | +5.1% | -77.8% | -37.4% | -244.8% | -108.7% | -20.7% | -160.1% | +52.0% |
| Depreciation | 1.44 | 1.43 | 1.55 | 1.73 | 1.84 | 1.81 | 7.90 | 2.06 |
| Interest | 9.44 | 4.57 | 20.77 | 14.28 | 20.49 | 19.51 | 20.75 | 24.76 |
| Profit before tax | (9.51) | (13.85) | (27.10) | (52.27) | (45.29) | (15.56) | (84.46) | 1.05 |
| Tax | (0.79) | (3.46) | (9.39) | (10.05) | (12.70) | (6.70) | (14.03) | (0.17) |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 82.41 | 196 | 161 | 124 | 69.82 | 23.95 | 19.10 |
| Revenue growth | -58.0% | +22.0% | +30.0% | +77.5% | +191.5% | +25.4% | - |
| Other income | 3.07 | 2.84 | 20.95 | 0.04 | 0.24 | 0.47 | 0.19 |
| Total expenses | 156 | 165 | 82.82 | 59.98 | 30.94 | 17.26 | 11.55 |
| Employee cost | 0.00 | 47.59 | 42.59 | 27.41 | 13.92 | 9.87 | 7.02 |
| EBITDA | (73.38) | 31.43 | 78.24 | 63.94 | 38.88 | 6.69 | 7.55 |
| EBITDA margin | -89.0% | +16.0% | +48.6% | +51.6% | +55.7% | +27.9% | +39.5% |
| Depreciation | 6.93 | 14.09 | 8.30 | 5.96 | 4.08 | 1.20 | 0.49 |
| Interest | 75.06 | 98.69 | 78.69 | 50.79 | 24.35 | 4.23 | 1.69 |
| Profit before tax | (152) | (78.51) | 12.20 | 7.23 | 10.69 | 1.73 | 5.56 |
| Tax | (41.88) | (11.90) | 0.48 | 1.69 | 3.30 | 1.05 | 1.48 |
| Net profit | (110) | (66.61) | 11.72 | 5.54 | 7.39 | 0.68 | 4.05 |
| Net profit margin | -134.0% | -33.9% | +7.3% | +4.5% | +10.6% | +2.8% | +21.2% |
| EPS (₹) | (9.29) | (5.70) | 1.00 | 0.48 | 0.83 | 0.09 | 3.03 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 23.77 | 23.38 | 23.38 | 23.24 | 17.77 | 15.29 | 13.51 |
| Reserves & surplus | 29.51 | 127 | 184 | 190 | 152 | 79.04 | 16.43 |
| Shareholders' funds (net worth) | 53.28 | 162 | 219 | 223 | 174 | 99.36 | 31.19 |
| Secured loans | 335 | 520 | 686 | 441 | 283 | 74.87 | 3.91 |
| Unsecured loans | 0.00 | 0.03 | 0.41 | 1.29 | 3.04 | 5.66 | 11.70 |
| Total debt | 335 | 520 | 686 | 443 | 286 | 80.53 | 15.61 |
| Total liabilities | 388 | 683 | 905 | 665 | 460 | 180 | 46.80 |
| Assets | |||||||
| Gross block | 40.06 | 48.75 | 48.42 | 32.81 | 23.46 | 12.26 | 3.96 |
| Net block | 8.21 | 20.45 | 28.31 | 21.00 | 17.61 | 10.49 | 3.32 |
| Capital work in progress | 0.26 | 0.26 | 6.28 | 12.12 | 11.21 | 1.25 | 0.37 |
| Investments | 36.73 | 42.03 | 59.98 | 80.51 | 50.89 | 18.19 | 1.33 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 15.39 | 41.89 | 70.27 | 35.54 | 12.29 | 2.10 | 1.18 |
| Cash & bank balances | 18.26 | 96.08 | 133 | 87.59 | 77.83 | 46.73 | 3.47 |
| Loans & advances | 16.02 | 24.96 | 33.59 | 22.91 | 12.57 | 4.95 | 4.08 |
| Total current assets | 49.67 | 163 | 237 | 146 | 103 | 53.78 | 8.73 |
| Total current liabilities | 9.14 | 16.58 | 22.93 | 12.44 | 11.77 | 4.68 | 1.70 |
| Net working capital | 40.53 | 146 | 214 | 134 | 90.92 | 49.10 | 7.03 |
| Total assets | 388 | 683 | 905 | 665 | 460 | 180 | 46.80 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 38.06 | 101 | 37.86 | 57.59 | 31.43 | 1.70 | 3.62 |
| Net cash from operating activities | 127 | 208 | (212) | (149) | (181) | (77.91) | 13.17 |
| Net cash from investing activities | 52.34 | (24.99) | 30.45 | (68.94) | (76.13) | (37.69) | (3.75) |
| Net cash from financing activities | (209) | (246) | 245 | 198 | 283 | 145 | (11.34) |
| Net change in cash | (29.87) | (63.25) | 63.46 | (19.73) | 26.16 | 29.73 | (1.93) |
| Closing cash | 18.26 | 96.08 | 133 | 87.59 | 77.83 | 46.73 | 3.47 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | -58.0% | +22.0% | +30.0% | +77.5% | +191.5% | +25.4% | - |
| EBITDA growth | -333.5% | -59.8% | +22.4% | +64.5% | +481.2% | -11.4% | - |
| PBT growth | -94.0% | - | +68.7% | -32.4% | +517.9% | -68.9% | +129.8% |
| Net income growth | -65.8% | -668.3% | +111.6% | -25.0% | +986.8% | -83.2% | - |
| Revenue CAGR (3Y) | -12.7% | +41.2% | +88.8% | +86.5% | +54.2% | +27.4% | +148.2% |
| EBITDA CAGR (3Y) | - | -6.9% | +127.0% | +103.8% | +73.0% | +1.7% | +473.6% |
| Profitability & leverage | |||||||
| Net income margin | -134.0% | -33.9% | +7.3% | +4.5% | +10.6% | +2.8% | +21.4% |
| Return on capital employed | 0.0% | 0.0% | +11.6% | +10.3% | +10.9% | +5.3% | +14.7% |
| Return on net worth | 0.0% | 0.0% | +5.3% | +2.8% | +5.4% | +1.0% | +14.2% |
| Debt / equity | 3.97 | 3.16 | 2.55 | 1.84 | 1.34 | 0.74 | 0.71 |
| Long-term debt / equity | 3.97 | 3.13 | 2.48 | 1.79 | 1.33 | 0.63 | 0.09 |
| Interest cover | -93.45 | 569.15 | 112.51 | 87.60 | 69.97 | 77.05 | 23.94 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 1.93 | 4.10 | 4.48 | 4.41 | 3.92 | 3.01 | 7.91 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 2.98 | 3.55 | 3.44 | 5.18 | 9.74 | 14.89 | 32.42 |
| EPS (₹) | (9.29) | (5.70) | 1.00 | 0.48 | 0.83 | 0.09 | 3.03 |
| Dividend per share (₹) | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.05 | 0.10 |
| Book value per share (₹) | 4.48 | 12.84 | 17.73 | 18.38 | 19.07 | 12.34 | 22.17 |
To see the full year-wise statements and ratios of Trucap Finance Limited, buy the company report.
Board of directors of Trucap Finance Limited
Trucap Finance has 7 current directors and 26 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Nirmal Vinod Momaya Also directs: Camlin Fine Sciences Limited, Abana Medisys Private Limited, Shatrunjaya Traders Pvt Ltd and 5 more | Director | 10 Aug 2018 | 8 Years 2 Months | Current |
| Krishipal Tarachand Raghuvanshi Also directs: Ldma Private Limited | Director | 24 Aug 2018 | 8 Years 2 Months | Current |
| Rohanjeet Singh Juneja Also directs: DFL Technologies Private Limited, VSL Consulting LLP | Managing Director | 17 Dec 2019 | 6 Years 10 Months | Current |
| Rajiv Kapoor Also directs: Navvayu Finance Private Limited, DFL Technologies Private Limited | Director | 03 Feb 2020 | 6 Years 8 Months | Current |
| Porter Atwood Collins | Director | 31 Jul 2021 | 5 Years 3 Months | Current |
| Abha Kapoor Also directs: Quint Digital Limited, Quintype Technologies India Limited | Director | 30 Mar 2022 | 4 Years 7 Months | Current |
Showing 6 of 7 current directors. View all directors
Peer comparison
Trucap Finance Limited is compared with the 4 companies closest to it by revenue in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| North Eastern Development Finance Corporation Limited | ₹186.88 Cr (FY 2019) | 7.0% | Guwahati, Assam, India | |||
| Ashv Finance Limited | ₹185.11 Cr (FY 2024) | -16.0% | Mumbai, Maharashtra, India | |||
| Crest Ventures Limited | ₹184 Cr (FY 2024) | -72.0% | Mumbai, Maharashtra, India | |||
| Centrum Housing Finance Limited | ₹181.53 Cr (FY 2024) | 92.0% | Mumbai, Maharashtra, India | |||
| Trucap Finance Limitedthis company | ₹82.54 Cr (FY 2026) | -₹107.98 Cr | -130.8% | -58.0% | Mumbai, Maharashtra, India |
To see the full peer comparison of Trucap Finance Limited, buy the company report.
Charges & borrowings
Open charges
₹683.04 Cr
Satisfied charges
₹970.74 Cr
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 08 Aug 2025 | 101156343 | Others | ₹7 Cr | Open | |
| 08 Aug 2025 | 101156511 | Others | ₹10 Cr | Open | |
| 10 Jul 2025 | 101119981 | Others | ₹50 Cr | Open | |
| 27 Nov 2024 | 101015045 | Others | ₹42.34 Cr | Open | |
| 27 Sep 2024 | 100989572 | Others | ₹10 Cr | Open |
To see the full charge records of Trucap Finance Limited, buy the company report.
Total charge records: 121 View all charges
Deals & funding
Trucap Finance Limited has 47 deals on record (35 market trades, 9 funding rounds, 2 debt financings), with disclosed funding of ₹190.57 Cr; the latest was in July 2025.
Total deals
47
Market trades
35
Funding rounds
9
Debt financings
2
Acquisition
1
Disclosed funding
₹190.57 Cr
Deals on record (5 of 47)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Jul 2025 | Market trade | ₹1.67 Cr | Buyer: Neo Apex Share Broking Services LLP , Epitome Trading And Investments Seller: Epitome Trading And Investments |
| Jun 2025 | Market trade | ₹1.21 Cr | Buyer: Neo Apex Venture LLP Seller: Neo Apex Venture LLP |
| Feb 2025 | Acquisition | ₹330 Cr | Buyer: Incred Financial Services Limited Seller: Trucap Finance Limited |
| Jul 2023 | Market trade | ₹4.72 Cr | Seller: Nandanvan Investments Limited |
| Jun 2023 | Market trade | ₹20.73 Cr | Buyer: Jainam Broking Limited Seller: an individual |
To see the full deal history of Trucap Finance Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Trucap Finance Limited has 1,240 court cases on record: 1,218 filed by Trucap Finance, 22 filed against it. 835 cases are pending and 405 are disposed.
Total cases
1,240
Filed by the company
1,218
Filed against the company
22
Pending
835
Disposed
405
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 1,226 | 17 | 826 |
| High courts | 14 | 5 | 9 |
Cases on record (5 of 1,240)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Mumbai CMM Courts, Maharashtra | Court case (SUMMARY CASE) | Filed against the company by Blacksoil Capital Private Limited | Pending |
| District court, Chennai, Tamil Nadu | Criminal case | Filed against the company by Hinduja Leyland Finance Limited | Pending |
| District court, Varanasi, Uttar Pradesh | Court case (Complaint Cases -Old) | Filed against the company by Utkarsh Small Finance Bank Limited | Pending |
| High Court of Andhra Pradesh | Arbitration matter | Filed against the company by M/S Ikf Finance Limited | Pending |
| High Court of Delhi | Court case (O.M.P.(I) (COMM.)) | Filed against the company by Kissandhan Agri Financial Services Private Limited | Pending |
To see the full case history of Trucap Finance Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Trucap Finance Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Trucap Finance has 9 GST registrations: 9 active. The first 4 active GSTINs are listed below.
Total GSTINs
9
Active
9
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AAACD9887D1ZC | Maharashtra | Active | 27 Sep 2017 |
| 24AAACD9887D1ZI | Gujarat | Active | 27 Aug 2017 |
| 09AAACD9887D1ZA | Uttar Pradesh | Active | 18 Feb 2021 |
| 06AAACD9887D1ZG | Haryana | Active | 23 Feb 2021 |
To see the full GST registrations and return filing status of Trucap Finance Limited, buy the company report.
Recent activity
Trucap Finance Limited has 54 board changes on record since 1996: 31 appointments and 23 cessations. The latest: Vishal Gaurav Kishanlal Miglani was appointed as CFO on 28 Nov 2025.
Charges
A charge registered on 27 Feb 2024 via Charge ID 100870567 with Others was fully satisfied on 27 May 2026.
Charges
A charge registered on 03 Jul 2024 via Charge ID 100954211 with Others was fully satisfied on 10 Apr 2026.
Filing
Trucap Finance Limited has filed its annual Financial statements for the year ended 31 Mar 2026 with Roc Mumbai I.
Charges
A charge with Others of Rs. 7.50 Cr registered on 06 Sep 2024 with Charge ID 100974259 was modified on 31 Mar 2026.
Charges
A charge registered on 05 Jun 2024 via Charge ID 100935918 with Others was fully satisfied on 31 Mar 2026.
Charges
A charge registered on 06 May 2024 via Charge ID 100914771 with Others was fully satisfied on 31 Mar 2026.
Charges
A charge registered on 27 Mar 2024 via Charge ID 100933510 with Others was fully satisfied on 31 Mar 2026.
Charges
A charge registered on 27 Mar 2024 via Charge ID 100933511 with Others was fully satisfied on 31 Mar 2026.
Charges
A charge registered on 17 Jan 2024 via Charge ID 100869906 with Others was fully satisfied on 31 Mar 2026.
Charges
A charge registered on 28 Jan 2021 via Charge ID 100416153 with Others was fully satisfied on 13 Mar 2026.
Charges
A charge registered on 24 Feb 2022 via Charge ID 100542940 with Others was fully satisfied on 03 Feb 2026.
Charges
A charge registered on 28 Dec 2023 via Charge ID 100850735 with Others was fully satisfied on 03 Dec 2025.
257 earlier events are in the company report.
News
Frequently asked questions
Trucap Finance is an active public limited company based in Mumbai, Maharashtra, India. The company works in financial activities, within the financial services industry. It was incorporated on 09 November 1994 (32+ years old) and is registered under CIN L64920MH1994PLC334457. Listed on BSE: 540268 and NSE: TRU.
Trucap Finance reported revenue of ₹82.54 Cr for FY 2025-26 (down 58% YoY) based on consolidated financials.
Trucap Finance has 7 current directors:
- Rohanjeet Singh Juneja - Managing Director
- Nirmal Vinod Momaya - Director
- Krishipal Tarachand Raghuvanshi - Director
- Rajiv Kapoor - Director
- Porter Atwood Collins - Director
- Abha Kapoor - Director
- Rushina Nimir Mehta - Director
The latest financial statements of Trucap Finance on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 26 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Trucap Finance is 27AAACD9887D1ZC, registered in Maharashtra. The company has 9 GST registrations in all, of which 9 are active. Other active GSTINs include 24AAACD9887D1ZI (Gujarat), 09AAACD9887D1ZA (Uttar Pradesh), 06AAACD9887D1ZG (Haryana).
The CIN (Corporate Identification Number) of Trucap Finance is L64920MH1994PLC334457. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Yes. Trucap Finance is a listed company as per MCA records. Its shares are listed on both BSE (code: 540268) and NSE (symbol: TRU).
Trucap Finance has 1,240 court cases on record: 1,218 filed by the company and 22 filed against it. 835 are pending. Most are in the district courts.
Trucap Finance was incorporated on 09 November 1994, making it 32+ years old. It is registered with the Registrar of Companies, Mumbai.
Trucap Finance has 47 deals on record (35 market trades, 9 funding rounds, 2 debt financings), with disclosed funding of ₹190.57 Cr; the latest was in July 2025.
The peers of Trucap Finance by revenue are North Eastern Development Finance Corporation Limited, Ashv Finance Limited, Crest Ventures Limited, Centrum Housing Finance Limited, all in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
Swiggy Limited Listed company · 92 pages
BharatPe (Resilient Innovations Pvt Ltd) Unlisted company · 78 pages