Ujjivan Small Finance Bank Limited

BSE: 542904 NSE: UJJIVANSFB
Ujjivan Small Finance Bank Limited - financial services in Bengaluru, Karnataka, India. FY 2026 financials and compliance.
CIN L65110KA2016PLC142162 Incorporated 04 July 2016 ROC Bangalore HQ Bengaluru, Karnataka, India
Active Listed - NSE: UJJIVANSFB · BSE: 542904 Public Limited Company financial services
Data last updated
Revenue · FY 2026
₹6,931.45 Cr
▲ 9.08% YoY
EBITDA · FY 2026
*****
In full report
Net profit · FY 2026
₹692.63 Cr
▼ 4.61% YoY
Authorised capital
₹2,625 Cr
Registered with MCA
Paid-up capital
₹1,938.46 Cr
Issued & subscribed
Open charges
None
Satisfied ₹6,616.16 Cr
Company age
10 yrs
Est. 2016
Employees · EPFO
21,203
Latest available

About Ujjivan Small Finance Bank Limited

Data last updated: 06 January 2026

Ujjivan Small Finance Bank Limited is a public limited company based in Bengaluru, Karnataka, India, a subsidiary of Ujjivan Financial Services Limited. It specialises in banking institutions, a part of the broader financial services sector. Incorporated on 04 July 2016, the company has been in operation for over 10 years.

Registered with ROC Bangalore under CIN L65110KA2016PLC142162. Listed on BSE: 542904 and NSE: UJJIVANSFB.

Capital: an authorised share capital of ₹2,625 Cr and a paid-up capital of ₹1,938.46 Cr. It is led by directors including Ravichandran Venkataraman and Rajesh Jogi Kumar.

Last AGM: 27 June 2025. Financial statements filed for year ended 31 March 2025. Office: Grapegarden No.27 3Rdacross 18Thmain6Thblock Koramangala, Bengaluru, Karnataka, India – 560095.

As per the financials filed for FY 2025, the company reported a revenue of ₹15, a decline of 100% compared to the previous year.

The company has a workforce of approximately 21,203 employees as per the latest available data. It operates as a subsidiary of Ujjivan Financial Services Limited.

The company is associated with 2 brands - Ujjivan Small Finance Bank, Ujjivan. As per MCA filings, the company has satisfied charges of ₹6,616.16 Cr on record.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website ujjivansfb.in.

Company Details of Ujjivan Small Finance Bank Limited
CIN L65110KA2016PLC142162
Registration Number 142162
Incorporation Date 04 July 2016
ROC Bangalore
Listing Status Listed (BSE: 542904, NSE: UJJIVANSFB)
Company Status Active
Date of Last AGM 27 June 2025
Date of Balance Sheet 31 March 2025
Parent Company Ujjivan Financial Services Limited
Compliance Status Active Compliant
Key People
Sanjeev Nautiyal Ceo Carol Kripanayana Furtado Whole-Time Director Ravichandran Venkataraman Director
Contact Details
  • Email
    *****@*****.com
  • Telephone
    +91-****-******
  • Website
    ujjivansfb.in
  • Social Media
  • Apps
  • Registered Address
    Grapegarden No.27 3Rdacross 18Thmain6Thblock Koramangala, Bengaluru, Karnataka, India – 560095
  • Industry
    Financial Services, Banking Institutions
Company report
Ujjivan Small Finance Bank Limited - full intelligence report
  • Historical Financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Litigation, compliance and MCA filings
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Financials, compliance, directors, charges, ownership and filings for Ujjivan Small Finance Bank Limited in one report.

10-year financials Directors & ownership Charges & compliance

CIN History of Ujjivan Small Finance Bank Limited

Ujjivan Small Finance Bank Limited has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is L65110KA2016PLC142162, which is the unique identifier assigned by the Registrar of Companies.

CIN Status
L65110KA2016PLC142162 Current
U65110DL2016PLC302481 Previous
L65110DL2016PLC302481 Previous

Associated Brands with Ujjivan Small Finance Bank Limited

Ujjivan Small Finance Bank Limited operates two associated brands: Ujjivan Small Finance Bank and Ujjivan. These brands represent Ujjivan Small Finance Bank Limited's diversified market presence and brand portfolio.

Brand Description Website
Ujjivan Small Finance Bank
Small finance services are extended to underserved segments in India. ujjivansfb.in
Ujjivan
Microfinance and banking services are provided to urban poor communities. ujjivan.com

Competitors & Alternatives of Ujjivan Small Finance Bank Limited

Brands and companies operating in the same space as Ujjivan Small Finance Bank Limited include AU Small Finance Bank, ESAF, Jana Small Finance Bank and 7 more.

Competitor Description Location Founded
AU Small Finance Bank AU Small Finance Bank Collateralised loans for commercial vehicles are extended to rural entrepreneurs. Jaipur, India, India 1996
ESAF ESAF Microfinance banking services are offered in India by ESAF. Thrissur, India, India 1992
Jana Small Finance Bank Jana Small Finance Bank Microfinance bank Bengaluru, India, India 1999
Suryoday Suryoday Small finance bank offering savings accounts, deposits, and loan products Mumbai, India, India 2008
Equitas Small Finance Bank Equitas Small Finance Bank Small finance bank Chennai, India, India 2007
Utkarsh Bank Utkarsh Bank Small finance bank Varanasi, India, India 2009
Capital Small Finance Bank Capital Small Finance Bank Microfinance services including savings accounts and loans are provided. Jalandhar, India, India 2016
Satin Creditcare Satin Creditcare Micro loans for businesses are offered by this NBFC. Delhi, India, India 1990
Bharat Financial Inclusion Bharat Financial Inclusion Provider of micro-credit & insurance for low income income individuals and women Secunderabad, India, India 1997
Muthoot Microfin Muthoot Microfin Microfinance loans are extended to low-income women entrepreneurs. Ernakulam, India, India 2010

Business Activity of Ujjivan Small Finance Bank Limited

Ujjivan Small Finance Bank Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including banking activities by central, commercial and saving banks.

Main Activity Group Code Description of Main Activity Business Activity Code Description of Business Activity Turnover Percentage
K Financial and insurance Service K1 Banking activities by Central, Commercial and Saving banks *********

Auditor Details of Ujjivan Small Finance Bank Limited

Ujjivan Small Finance Bank Limited is audited by Deloitte Haskins & Sells (ICAI peer reviewed, certificate valid till 2027-03-31); Abarna & Ananthan (ICAI peer reviewed, certificate valid till 2028-09-30) for the financial year 2026, as reported in its NSE exchange filings. The statutory auditor is responsible for expressing an independent opinion on whether the financial statements present a true and fair view in accordance with applicable accounting standards.

Name Financial year Audit opinion
Deloitte Haskins & Sells (ICAI peer reviewed, certificate valid till 2027-03-31); Abarna & Ananthan (ICAI peer reviewed, certificate valid till 2028-09-30) FY 2026 Declaration of unmodified opinion

Board of Directors of Ujjivan Small Finance Bank Limited

Ujjivan Small Finance Bank Limited is currently managed by 10 directors, with 31 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.

Current Directors
Name Designation Appointment Date Tenure Status
Ravichandran Venkataraman
Also directs: Ujjivan Small Finance Bank Limited, Floretz Academy Private Limited, Smrti Academy Private Limited and 1 more
Director 20 Aug 2021 4 Years 10 Months Current
Rajesh Jogi Kumar
Also directs: Ujjivan Small Finance Bank Limited, Futura Techpark Private Limited, Tsi Business Parks (Hyderabad) Private Limited and 5 more
Director 13 Mar 2021 5 Years 3 Months Current
Rajni Anil Mishra
Also directs: Ujjivan Small Finance Bank Limited, Cupid Limited, Suprajit Engineering Limited and 3 more
Director 16 Dec 2020 5 Years 6 Months Current
Mona Kachhwaha
Also directs: Uc Investment Management Llp, Ujjivan Small Finance Bank Limited, Aptus Value Housing Finance India Limited and 2 more
Director 18 May 2024 2 Years 1 Months Current
Sanjeev Nautiyal
Also directs: Ujjivan Small Finance Bank Limited
Ceo 01 Jul 2024 2 Years 0 Months Current
Sudha Suresh
Also directs: Ujjivan Small Finance Bank Limited, Quess Corp Limited, Royal Sundaram General Insurance Co. Limited
Director 20 Aug 2021 4 Years 10 Months Current
Showing 6 of 10 current directors. View all directors

Financials of Ujjivan Small Finance Bank Limited FY 2026 filings available

Ujjivan Small Finance Bank Limited reported revenue of ₹6,931.45 Cr (up 9.08% YoY) for FY 2026. Profit growth despite declining revenue indicates effective cost management and margin discipline.

Revenue · FY 2026
₹6,931.45 Cr ▲ 9.08%
Profit · FY 2026
₹692.63 Cr ▼ 4.61%
Revenue₹ Cr · Standalone02,5005,0007,500FY 2020: ₹2,704 Cr2,704FY 2020FY 2021: ₹2,806 Cr · +3.8% YoY2,806+3.8%FY 2021FY 2022: ₹2,813 Cr · +0.2% YoY2,813+0.2%FY 2022FY 2024: ₹5,677 Cr · +101.8% YoY5,677+101.8%FY 2024FY 2025: ₹6,354 Cr · +11.9% YoY6,354+11.9%FY 2025FY 2026: ₹6,931 Cr · +9.1% YoY6,931+9.1%FY 2026
Net Profit₹ Cr · Standalone-50005001,0001,500FY 2020: ₹350 Cr350FY 2020FY 2021: ₹8 Cr · -97.6% YoY8.3-97.6%FY 2021FY 2022: ₹415 Cr (loss) · -5096.5% YoY-415FY 2022FY 2024: ₹1,281 Cr · +409.1% YoY1,281+409.1%FY 2024FY 2025: ₹726 Cr · -43.3% YoY726-43.3%FY 2025FY 2026: ₹693 Cr · -4.6% YoY693-4.6%FY 2026
Quarterly Revenue₹ Cr · vs same quarter last year01,0002,000Q1'25: ₹1,577 Cr · +58.8% YoY1,577+58.8%Q1'25Q2'25: ₹1,613 Cr · +15.9% YoY1,613+15.9%Q2'25Q3'25: ₹1,591 Cr · +8.2% YoY1,591+8.2%Q3'25Q4'25: ₹1,573 Cr · +2.9% YoY1,573+2.9%Q4'25Q1'26: ₹1,619 Cr · +2.6% YoY1,619+2.6%Q1'26Q2'26: ₹1,682 Cr · +4.3% YoY1,682+4.3%Q2'26Q3'26: ₹1,752 Cr · +10.1% YoY1,752+10.1%Q3'26Q4'26: ₹1,878 Cr · +19.4% YoY1,878+19.4%Q4'26
Metrics FY 2026 FY 2025 FY 2024 FY 2022 FY 2021 FY 2020
Revenue from Operations ₹6,931.45 Cr ₹6,354.39 Cr ₹5,677.16 Cr ₹2,812.81 Cr ₹2,806.07 Cr ₹2,703.6 Cr
Interest Earned ₹6,931.45 Cr ₹6,354.39 Cr ₹5,677.16 Cr ₹2,812.81 Cr ₹2,806.07 Cr ₹2,703.6 Cr
Other Income ₹1,107.52 Cr ₹846.2 Cr ₹786.75 Cr ₹313.27 Cr ₹310.82 Cr ₹322.21 Cr
Total Income ₹8,038.97 Cr ₹7,200.59 Cr ₹6,463.91 Cr ₹3,126.08 Cr ₹3,116.89 Cr ₹3,025.81 Cr
Employee Benefit Expense ₹1,790.97 Cr ₹1,499.49 Cr ₹1,183.18 Cr ₹812.6 Cr ₹748.78 Cr ₹718.49 Cr
Interest Expended ₹3,060.45 Cr ₹2,718.12 Cr ₹2,267.7 Cr ₹1,039.21 Cr ₹1,077.51 Cr ₹1,070.01 Cr
Operating Expenses ₹3,268.39 Cr ₹2,793.24 Cr ₹2,279.1 Cr ₹1,496.38 Cr ₹1,230.08 Cr ₹1,318.57 Cr
Operating Profit before Provisions ₹1,710.13 Cr ₹1,689.23 Cr ₹1,917.11 Cr ₹590.49 Cr ₹809.3 Cr ₹637.23 Cr
Provisions (other than tax) ₹799.1 Cr ₹747.66 Cr ₹214.94 Cr ₹1,140.84 Cr ₹799.1 Cr ₹170.99 Cr
Profit Before Tax ₹911.03 Cr ₹941.57 Cr ₹1,702.17 Cr -₹550.35 Cr ₹10.2 Cr ₹466.24 Cr
Total Tax Expense ₹218.4 Cr ₹215.47 Cr ₹420.67 Cr -₹135.77 Cr ₹1.9 Cr ₹116.32 Cr
Net Profit ₹692.63 Cr ₹726.1 Cr ₹1,281.5 Cr -₹414.58 Cr ₹8.3 Cr ₹349.92 Cr
Basic EPS ₹3.57 ₹3.75 ₹6.65 ₹-2.40 ₹0.05 ₹2.19
Diluted EPS ₹3.51 ₹3.71 ₹6.54 ₹-2.40 ₹0.05 ₹2.18
Gross NPA ₹916.71 Cr ₹695.89 Cr ₹612.52 Cr ₹1,284.08 Cr ₹1,070.6 Cr ₹137.14 Cr
Gross NPA % 0.02% 0.02% 0.00% 0.07% 0.07% 0.01%
Net NPA % 0.00% 0.00% 0.00% 0.01% 0.03% 0.00%
Return on Assets % 0.01% 0.00% 0.00% -0.02% 0.00% 0.02%
CET1 Ratio % 0.20% 0.00% 0.00% 0.16% 0.23% 0.26%
Metrics FY 2026 FY 2025 FY 2024 FY 2022 FY 2021 FY 2020
Total Assets ₹57,541 Cr ₹47,689 Cr ₹40,422 Cr - - -
Equity (Net Worth) ₹6,815.67 Cr ₹6,083.41 Cr ₹3,934.61 Cr ₹2,975.03 Cr ₹2,966.4 Cr ₹1,907.81 Cr
Metrics FY 2026 FY 2025 FY 2024 FY 2022
Operating Cash Flow ₹1,843.2 Cr ₹2,028.2 Cr ₹1,582.46 Cr ₹2,546.71 Cr
Investing Cash Flow -₹2,480.67 Cr -₹1,793.44 Cr -₹854.16 Cr -₹840.98 Cr
Financing Cash Flow ₹911.35 Cr ₹398.25 Cr -₹518.73 Cr -₹1,483.76 Cr
Dividends Paid ₹0 ₹290.08 Cr ₹68.34 Cr ₹0
Net Change in Cash ₹273.88 Cr ₹633.01 Cr ₹209.58 Cr ₹221.98 Cr
The cash-flow statement became part of the exchange results-filing format in FY2022 - earlier years were not filed and are hidden.
Metrics Q4 FY26 Q3 FY26 Q2 FY26 Q1 FY26 Q4 FY25 Q3 FY25 Q2 FY25 Q1 FY25 Q4 FY24 Q3 FY24 Q2 FY24 Q2 FY23
Revenue from Operations ₹1,878.36 Cr ₹1,751.92 Cr ₹1,682.31 Cr ₹1,618.84 Cr ₹1,573.36 Cr ₹1,591.07 Cr ₹1,612.79 Cr ₹1,577.18 Cr ₹1,528.51 Cr ₹1,470.63 Cr ₹1,391.14 Cr ₹993.18 Cr
Interest Earned ₹1,878.36 Cr ₹1,751.92 Cr ₹1,682.31 Cr ₹1,618.84 Cr ₹1,573.36 Cr ₹1,591.07 Cr ₹1,612.79 Cr ₹1,577.18 Cr ₹1,528.51 Cr ₹1,470.63 Cr ₹1,391.14 Cr ₹993.18 Cr
Other Income ₹306.7 Cr ₹295.48 Cr ₹256.35 Cr ₹248.99 Cr ₹269.69 Cr ₹172.17 Cr ₹207.25 Cr ₹197.09 Cr ₹236.13 Cr ₹184.76 Cr ₹188.64 Cr ₹146.65 Cr
Total Income ₹2,185.06 Cr ₹2,047.4 Cr ₹1,938.66 Cr ₹1,867.83 Cr ₹1,843.05 Cr ₹1,763.24 Cr ₹1,820.04 Cr ₹1,774.27 Cr ₹1,764.64 Cr ₹1,655.39 Cr ₹1,579.78 Cr ₹1,139.83 Cr
Employee Benefit Expense ₹469.95 Cr ₹473.81 Cr ₹435.46 Cr ₹411.75 Cr ₹419.61 Cr ₹371.19 Cr ₹368.44 Cr ₹340.25 Cr ₹327.29 Cr ₹314.01 Cr ₹273.44 Cr ₹220.43 Cr
Interest Expended ₹785.47 Cr ₹751.45 Cr ₹760.63 Cr ₹762.89 Cr ₹709.05 Cr ₹704.33 Cr ₹669.02 Cr ₹635.72 Cr ₹594.97 Cr ₹610.7 Cr ₹567.8 Cr ₹329.94 Cr
Operating Expenses ₹884.99 Cr ₹856.15 Cr ₹782.79 Cr ₹744.46 Cr ₹774.24 Cr ₹699.74 Cr ₹690.22 Cr ₹629.03 Cr ₹651.11 Cr ₹587.39 Cr ₹528.62 Cr ₹424.91 Cr
Operating Profit before Provisions ₹514.6 Cr ₹439.8 Cr ₹395.24 Cr ₹360.48 Cr ₹359.76 Cr ₹359.17 Cr ₹460.8 Cr ₹509.52 Cr ₹518.56 Cr ₹457.3 Cr ₹483.36 Cr ₹384.99 Cr
Provisions (other than tax) ₹143.85 Cr ₹195.34 Cr ₹234.96 Cr ₹224.94 Cr ₹264.5 Cr ₹222.8 Cr ₹150.51 Cr ₹109.85 Cr ₹79 Cr ₹62.91 Cr ₹46.92 Cr -₹9.94 Cr
Profit Before Tax ₹370.75 Cr ₹244.46 Cr ₹160.28 Cr ₹135.54 Cr ₹95.26 Cr ₹136.37 Cr ₹310.29 Cr ₹399.67 Cr ₹439.56 Cr ₹394.39 Cr ₹436.44 Cr ₹394.93 Cr
Total Tax Expense ₹88.78 Cr ₹58.74 Cr ₹38.56 Cr ₹32.32 Cr ₹11.87 Cr ₹27.75 Cr ₹77.26 Cr ₹98.59 Cr ₹109.93 Cr ₹94.33 Cr ₹108.7 Cr ₹100.63 Cr
Net Profit ₹281.97 Cr ₹185.72 Cr ₹121.72 Cr ₹103.22 Cr ₹83.39 Cr ₹108.62 Cr ₹233.03 Cr ₹301.08 Cr ₹329.63 Cr ₹300.06 Cr ₹327.74 Cr ₹294.29 Cr
Basic EPS ₹1.45 ₹0.96 ₹0.63 ₹0.53 ₹0.43 ₹0.56 ₹1.21 ₹1.56 ₹1.71 ₹1.54 ₹1.68 ₹1.59
Diluted EPS ₹1.43 ₹0.94 ₹0.62 ₹0.53 ₹0.43 ₹0.55 ₹1.19 ₹1.53 ₹1.67 ₹1.50 ₹1.65 ₹1.59
Gross NPA ₹916.71 Cr ₹879.39 Cr ₹843.11 Cr ₹834.35 Cr ₹695.89 Cr ₹811.23 Cr ₹749.96 Cr ₹697.24 Cr ₹612.52 Cr ₹570.74 Cr ₹585.8 Cr ₹928.86 Cr
Gross NPA % 0.02% 0.02% 0.02% 0.03% 0.02% 0.03% 0.00% 0.00% 0.00% 0.00% 0.00% 0.05%
Net NPA % 0.00% 0.01% 0.01% 0.01% 0.00% 0.01% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Return on Assets % 0.01% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.01%
CET1 Ratio % 0.20% 0.20% 0.20% 0.21% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.22%
Latest 12 quarters shown of 19 on record.
Segment · Q4 FY26 (latest quarter) Revenue Result (PBIT) Assets Liabilities
Treasury ₹217.23 Cr ₹12 Cr ₹16,128 Cr ₹14,217 Cr
Retail banking ₹1,909.32 Cr ₹327.59 Cr ₹38,166 Cr ₹33,645 Cr
Wholesale banking ₹58.51 Cr ₹45.22 Cr ₹2,988.88 Cr ₹2,634.85 Cr
Segment · FY 2026 (annual) Revenue Result (PBIT) Assets Liabilities
Treasury ₹936.08 Cr ₹128.39 Cr - -
Retail banking ₹6,876.96 Cr ₹712.59 Cr - -
Wholesale banking ₹225.93 Cr ₹125.41 Cr - -
Want more history and ratios?
You're viewing the latest exchange-filed financials for Ujjivan Small Finance Bank Limited. The full report adds 10+ years of line-item history, 20+ ratios, peer benchmarks and a downloadable PDF.
10+ years of history 20+ ratios & benchmarks Downloadable PDF

Shareholding Pattern of Ujjivan Small Finance Bank Limited

As per the shareholding pattern filed with NSE for the quarter ended Mar 2026, promoters hold 0.00%, foreign institutional investors hold 17.23%, domestic institutional investors hold 31.13%, retail and other public shareholders hold 51.64% of Ujjivan Small Finance Bank Limited. The company had 787,997 shareholders on record.

DII (Domestic Institutional): 31.13%FII (Foreign Institutional): 17.23%Retail & Others: 51.64%
Mar 2026
QUARTER
31.13% DII (Domestic Institutional)
17.23% FII (Foreign Institutional)
51.64% Retail & Others
Promoter holding - history
Now 0.00% · Mar 2026High 83.32% · Dec 2019Low 0.00% · May 2024
0%21.3%42.5%63.8%85%Dec 2019Jun 2021Dec 2022May 2024Sep 2025Dec 2019: 83.32%Mar 2020: 83.32%Jun 2020: 83.32%Sep 2020: 83.32%Dec 2020: 83.32%Mar 2021: 83.32%Jun 2021: 83.32%Sep 2021: 83.32%Dec 2021: 83.32%Mar 2022: 83.32%Jun 2022: 83.32%Sep 2022: 73.68%Dec 2022: 73.68%Mar 2023: 73.67%Jun 2023: 73.67%Sep 2023: 73.66%Dec 2023: 73.60%Mar 2024: 73.52%May 2024: 0.00%Jun 2024: 0.00%Sep 2024: 0.00%Dec 2024: 0.00%Mar 2025: 0.00%Jun 2025: 0.00%Sep 2025: 0.00%Dec 2025: 0.00%Mar 2026: 0.00%83.32%0.00%0.00%
Shareholding trend - last 6 quarters
Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Promoters0.00%0.00%0.00%0.00%0.00%0.00%
Public100.00%100.00%100.00%100.00%100.00%100.00%
Shareholding history - year on year (as at 31 March)
Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020
Promoters0.00%0.00%73.52%73.67%83.32%83.32%83.32%
Public100.00%100.00%26.48%26.33%16.68%16.68%16.68%
Promoter change (YoY, %pts)+0.00-73.52-0.15-9.65+0.00+0.00-

Board & Governance of Ujjivan Small Finance Bank Limited

As per the corporate governance filing with NSE for the quarter ended 31-MAR-2026, the board of Ujjivan Small Finance Bank Limited has 9 directors - 7 independent and 2 executive. The board is chaired by Banavar Anatharamaiah Prabhakar.

DirectorPositionOn board sinceListed boards
Banavar Anatharamaiah Prabhakar Non-Executive - Independent Director · Chairperson 2021-08-20 2
Sanjeev Nautiyal Executive Director · CEO-MD 2024-07-01 1
Carol Furtado Executive Director 2024-05-01 1
Rajni Mishra Non-Executive - Independent Director 2020-12-16 4
Rajesh Kumar Jogi Non-Executive - Independent Director 2021-08-25 1
Ravichandran Venkataraman Non-Executive - Independent Director 2021-08-20 1
Sudha Suresh Non-Executive - Independent Director 2022-04-01 2
Mona Kachhwaha Non-Executive - Independent Director 2024-05-18 2
Aniruddha Paul Non-Executive - Independent Director 2026-01-22 1
Board Committees
CommitteeMembers
Audit Committee Sudha Suresh (Chairperson), Rajesh Kumar Jogi, Rajni Mishra, Ravichandran Venkataraman, Mona Kachhwaha
Nomination and remuneration committee Rajni Mishra (Chairperson), Ravichandran Venkataraman, Banavar Anatharamaiah Prabhakar, Rajesh Kumar Jogi
Stakeholders Relationship Committee Banavar Anatharamaiah Prabhakar (Chairperson), Sudha Suresh, Ravichandran Venkataraman, Sanjeev Nautiyal
Risk Management Committee Rajesh Kumar Jogi (Chairperson), Banavar Anatharamaiah Prabhakar, Rajni Mishra, Sudha Suresh, Mona Kachhwaha, Carol Furtado, Sanjeev Nautiyal
Corporate Social Responsibility Committee Rajni Mishra (Chairperson), Rajesh Kumar Jogi, Sudha Suresh, Carol Furtado

Charges & Borrowings of Ujjivan Small Finance Bank Limited

Open charges
₹0
Satisfied charges
₹6,616.16 Cr
Breakdown by lending institutions
Others₹4,015.66 Cr
Hdfc Bank Limited₹600.50 Cr
Axis Bank Limited₹550.00 Cr
Yes Bank Limited₹500.00 Cr
Idbi Bank Limited₹350.00 Cr
Others₹600.00 Cr
Latest charge details
DateLenderAmountStatus
28 Nov 2019 Hdfc Bank Limited ₹4.5 Cr Satisfied
01 Feb 2017 Idbi Bank Limited ₹150 Cr Satisfied
01 Feb 2017 Idbi Bank Limited ₹200 Cr Satisfied
01 Feb 2017 Others ₹50 Cr Satisfied
01 Feb 2017 Others ₹135 Cr Satisfied

Total charge records: 74 View all charges

Employees and EPFO Compliance at Ujjivan Small Finance Bank Limited

Ujjivan Small Finance Bank Limited has a workforce of 21,203 employees as of Apr 07, 2024.

Employee count
21,203
Active EPFO establishments
1
Employee growth
22.37%
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026

Employee Count & EPFO Data of Ujjivan Small Finance Bank Limited

Access employee headcount trends, monthly PF payment records, EPFO establishment details, and compliance data.

Monthly employee headcount & PF contributions
EPFO establishment details & ECR filing status
Year-wise workforce analytics & attrition trends
PF exemption, coverage & compliance verification

GST Compliance of Ujjivan Small Finance Bank Limited

XX%
Compliant
GSTR-1
GSTR-3B
GSTR-9
MH
KA
UP
TN
TS

GSTIN & GST Filing Data of Ujjivan Small Finance Bank Limited

Access GSTIN registrations, state-wise filing compliance, HSN/SAC codes, and detailed goods & services data.

GSTIN registrations & state-wise presence
Filing compliance - GSTR-1, GSTR-3B, GSTR-9
HSN/SAC codes with goods & services details
Taxpayer type, jurisdiction & business constitution

Credit Ratings, Litigation & Regulatory Alerts for Ujjivan Small Finance Bank Limited

Credit rating
AAA
AA+
AA
AA-
! !
2015 2017 2019 2021 2023
Litigation
District Court 35
High Court 45
Supreme Court 0
NCLT / NCLAT 0
Pending
Disposed
Regulatory alerts
GSTIN Cancelled
Andhra Pradesh
GSTIN Cancelled
Telangana (on application)
EPFO Delay
12 months delay - Haryana
Violations via Directors
20 MCA + 19 Bank defaults

Credit Ratings, Legal Cases & Regulatory Alerts of Ujjivan Small Finance Bank Limited

Access complete credit rating history, litigation records, regulatory alerts, and compliance data.

Credit rating history across CARE, ICRA, Brickwork & India Ratings
Instrument-wise ratings, outlook & action timeline
Court-wise litigation (District, High Court, Supreme Court, NCLT)
Group company & common directorship litigation
Statutory compliance alerts (GSTIN, EPFO, ROC)
Director & company violations (MCA, SEBI, Banks, BSE/NSE)

MSME Payment Delays by Ujjivan Small Finance Bank Limited

MSME Payment Delays by Ujjivan Small Finance Bank Limited

Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.

Amounts outstanding to MSME suppliers
Delay periods & reasons for delayed payments
Half-yearly MSME-1 filing history
Vendor-payment behaviour as a counterparty risk signal

Subsidiaries & Group Companies of Ujjivan Small Finance Bank Limited

Subsidiaries & Group Companies of Ujjivan Small Finance Bank Limited

See the full corporate group - holding company, subsidiaries, associates and joint ventures of Ujjivan Small Finance Bank Limited with ownership details.

Holding & parent company details
Subsidiaries & step-down subsidiaries with % holding
Associates & joint ventures with partner details
Investments in other entities year-on-year

MCA Filings & Documents of Ujjivan Small Finance Bank Limited

MCA Filings & Documents of Ujjivan Small Finance Bank Limited

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Incorporation documents, MoA & AoA
Annual returns (MGT-7) & financial statements (AOC-4)
Charge filings (CHG-1, CHG-4) & resolutions
Complete document index with filing dates

Recent Activity on Ujjivan Small Finance Bank Limited

Activity
27 Jun 2025
Ujjivan Small Finance Bank Limited last Annual general meeting of members was held on 27 Jun 2025 as per latest MCA records.
Activity
31 Mar 2025
Ujjivan Small Finance Bank Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Bangalore.
Directors
06 Dec 2024
Sadananda Balakrishna Kamath was appointed as a CFO on 06 Dec 2024 & has been associated with this company since 1 year 7 months.
Directors
06 Jul 2024
Sanjeev Nautiyal was appointed as a CEO on 06 Jul 2024 & has been associated with this company since 2 years 2 days.
Directors
01 Jul 2024
Sanjeev Nautiyal was appointed as a CEO on 01 Jul 2024 & has been associated with this company since 2 years 7 days.
Directors
18 May 2024
Mona Kachhwaha was appointed as a Director on 18 May 2024 & has been associated with this company since 2 years 1 month.

Recent News on Ujjivan Small Finance Bank Limited

Stocks that will see action today: January 23, 2025
23 Jan 2025 · Thehindubusinessline

Frequently Asked Questions about Ujjivan Small Finance Bank Limited

Ujjivan Small Finance Bank Limited is an active public limited company in the financial services sector based in Bengaluru, Karnataka, India. It was incorporated on 04 July 2016 (10+ years old) and is registered under CIN L65110KA2016PLC142162. Listed on BSE: 542904 and NSE: UJJIVANSFB. The company has 21,203 employees.

Ujjivan Small Finance Bank Limited reported revenue of ₹15 for FY 2025 (down 100.00% YoY).

The current directors of Ujjivan Small Finance Bank Limited are:

The primary industry of Ujjivan Small Finance Bank Limited is financial services. The company specifically operates in banking institutions. The company is currently active in this sector.

Yes. Ujjivan Small Finance Bank Limited is listed on both BSE (code: 542904) and NSE (symbol: UJJIVANSFB).

Ujjivan Small Finance Bank Limited can be reached at the registered office: Grapegarden No.27 3Rdacross 18Thmain6Thblock Koramangala, Bengaluru, Karnataka, India – 560095, or through the website ujjivansfb.in.

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