About Urja Money Private Limited
Data last updated: 06 January 2026
Urja Money Private Limited is a private limited company based in Goregaon East, Maharashtra, India, a subsidiary of One 97 Communications Limited. It specialises in online financial services, a part of the broader internet and digital services sector. Incorporated on 30 October 2012, the company has been in operation for over 14 years.
Registered with ROC Mumbai under CIN U65990MH2012PTC237284.
Capital: an authorised share capital of ₹11 Cr and a paid-up capital of ₹3.12 Cr. It is led by directors including Syed Zulfiqar Ali and Puneet Agarwal.
Last AGM: 25 August 2025. Financial statements filed for year ended 31 March 2025. Office: Goregaon East, Maharashtra.
As per the financials filed for FY 2025, the company reported a revenue of ₹18.59 Cr, a growth of 12% compared to the previous year.
The company has a workforce of approximately 5 employees as per the latest available data. It operates as a subsidiary of One 97 Communications Limited.
The company is associated with 1 brand - Creditmate.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website creditmate.in.
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Registered Address149 Udyog Bhavan, Sonawala Road Goregaon (East), Goregaon East, Maharashtra, India – 400063
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IndustryInternet, Online Financial Services
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
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CIN History of Urja Money Private Limited
Urja Money Private Limited has one previous CIN (Corporate Identification Number): U65990MH2012PTC237284. The current CIN is U93000MH2012PTC237284, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U93000MH2012PTC237284 | Current |
| U65990MH2012PTC237284 | Previous |
Associated Brands with Urja Money Private Limited
Urja Money Private Limited operates one associated brand: CreditMate. These brands represent Urja Money Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Overdue payments are collected from borrowers for multiple lenders. | creditmate.in |
Competitors & Alternatives of Urja Money Private Limited
Brands and companies operating in the same space as Urja Money Private Limited include Data Sutram, Creditas, DebtBook and 4 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Data Sutram
|
Platform offering external data insights for enterprises across the customer lifecycle | Mumbai, India, India | 2018 |
Creditas
|
Provider of customer engagement solutions to financial institutions | Delhi, India, India | 2015 |
DebtBook
|
Cloud-based debt management software is offered for organizations. | Charlotte, United States, United States | 2019 |
Kuwy
|
Automotive financing is provided via an app-based marketplace. | Chennai, India, India | 2017 |
Perpetuity Capital
|
Online auto loans for vehicles are provided through digital platforms. | Kolkata, India, India | 2017 |
Mobicule
|
Provider of a platform for managing debt collection and recovery processes | Mumbai, India, India | 2008 |
AMU Leasing
|
Electric vehicle financing services are provided to customers in India. | Gurugram, India, India | 1993 |
Business Activity of Urja Money Private Limited
Urja Money Private Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details for Urja Money Private Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
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Board of Directors of Urja Money Private Limited
Urja Money Private Limited is currently managed by 4 directors, with 18 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Syed Zulfiqar Ali | Whole-Time Director | 25 Jul 2022 | 4 Years 0 Months | Current |
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Puneet Agarwal
Also directs:
Fincollect Services Private Limited
|
Director | 21 Apr 2023 | 3 Years 3 Months | Current |
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Ripunjai Gaur
Also directs:
Paytm Services Private Limited
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Additional Director | 01 Oct 2025 | 0 Years 10 Months | Current |
|
Avijit Jain
Also directs:
Fincollect Services Private Limited
|
Director | 15 Oct 2024 | 1 Years 10 Months | Current |
Financials of Urja Money Private Limited FY 2025 filings available
Urja Money Private Limited reported revenue of ₹18.59 Cr (up 12.00% YoY) for FY 2025.
Ten-year financial statements for Urja Money Private Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
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Charges & Borrowings Urja Money Private Limited
Urja Money Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Urja Money Private Limited
View historical data on people associated with Urja Money Private Limited, including employment history and EPFO contributions.
Employee and EPFO history for Urja Money Private Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
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- ECR filing status
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GST Compliance of Urja Money Private Limited
GST registrations and filing compliance for Urja Money Private Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
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Credit Ratings, Litigation & Regulatory Alerts for Urja Money Private Limited
Credit ratings, litigation, and regulatory alerts for Urja Money Private Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
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MSME Payment Delays by Urja Money Private Limited
MSME payment history for Urja Money Private Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
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Subsidiaries & Group Companies of Urja Money Private Limited
Corporate group structure for Urja Money Private Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
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MCA Filings & Documents of Urja Money Private Limited
MCA filings and documents for Urja Money Private Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
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Recent Activity on Urja Money Private Limited
Recent News on Urja Money Private Limited
Frequently Asked Questions about Urja Money Private Limited
Urja Money Private Limited is an active private limited company in the internet sector based in Goregaon East, Maharashtra, India. It was incorporated on 30 October 2012 (14+ years old) and is registered under CIN U93000MH2012PTC237284. The company has 5 employees.
Urja Money Private Limited reported revenue of ₹18.59 Cr for FY 2025 (up 12.00% YoY).
The current directors of Urja Money Private Limited are:
- Syed Zulfiqar Ali - Whole-Time Director
- Puneet Agarwal - Director
- Ripunjai Gaur - Additional Director
- Avijit Jain - Director
The primary industry of Urja Money Private Limited is internet. The company specifically operates in online financial services. The company is currently active in this sector.
Urja Money Private Limited can be reached at the registered office: 149 Udyog Bhavan, Sonawala Road Goregaon East, Goregaon East, Maharashtra, India – 400063, or through the website creditmate.in.
The authorised capital is ₹11 Cr, and the paid-up capital is ₹3.12 Cr.