About Usha Financial Services Limited
Data last updated: 14 July 2026
Usha Financial Services Limited is a public limited company based in East Delhi, Delhi, India. It specialises in non-banking financial services (NBFC), a part of the broader financial services sector. Incorporated on 16 May 1995, the company has been in operation for over 31 years.
Registered with ROC Delhi under CIN U74899DL1995PTC068604. Listed.
Capital: an authorised share capital of ₹44 Cr and a paid-up capital of ₹43.48 Cr. It is led by directors including Pankaj Jain and Geeta Goswami.
Last AGM: 30 September 2025. Financial statements filed for year ended 31 March 2025. Office: Plot No. 73 First Floor Patparganj, Industrial Area, East Delhi, Delhi, India – 110092.
As per the financials filed for FY 2025, the company reported a revenue of ₹60.62 Cr, a decline of 5% compared to the previous year.
The company has a workforce of approximately 59 employees as per the latest available data.
The company is associated with 1 brand - Usha Financial. As per MCA filings, the company has open charges of ₹268.53 Cr and satisfied charges of ₹471.97 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website ushafinancial.com.
-
EmailLocked
-
TelephoneLocked
-
WebsiteLocked
-
Social Media
-
Registered AddressPlot No. 73 First Floor Patparganj, Industrial Area, East Delhi, Delhi, India – 110092
-
IndustryFinancial Services, NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
CIN History of Usha Financial Services Limited
Usha Financial Services Limited has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is L74899DL1995PLC068604, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| L74899DL1995PLC068604 | Current |
| U74899DL1995PTC068604 | Previous |
| U74899DL1995PLC068604 | Previous |
Associated Brands with Usha Financial Services Limited
Usha Financial Services Limited operates one associated brand: Usha Financial. These brands represent Usha Financial Services Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| NBFC offering loans to entrepreneurs, MSMEs, and individuals | ushafinancial.com |
Competitors & Alternatives of Usha Financial Services Limited
Brands and companies operating in the same space as Usha Financial Services Limited include InCred, FlexiLoans, Yubi and 4 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
InCred
|
Financial services are provided, specializing in personal and business loans. | Mumbai, India, India | 2016 |
FlexiLoans
|
Business loans and financial products for MSMEs are provided. | Mumbai, India, India | 2016 |
Yubi
|
Business loans are facilitated through an online debt marketplace. | Chennai, India, India | 2020 |
Bizongo
|
Platform offering AI-powered vendor digitization, procurement and supply chain financing solutions | Mumbai, India, India | 2015 |
Clix Capital
|
Lending platform for consumers and businesses is provided. | Gurugram, India, India | 2016 |
DMI Finance
|
Personal, MSME, consumption, and EV loans are provided digitally. | Delhi, India, India | 2008 |
Lendingkart
|
Provider of unsecured business loans and working capital financing to MSMEs | Ahmedabad, India, India | 2014 |
Business Activity of Usha Financial Services Limited
Usha Financial Services Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details for Usha Financial Services Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Board of Directors of Usha Financial Services Limited
Usha Financial Services Limited is currently managed by 6 directors, with 14 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Pankaj Jain | Director | 10 Jun 2024 | 2 Years 1 Months | Current |
|
Geeta Goswami
Also directs:
Nupur Hospitality Private Limited, Nupur Nature Resorts Private Limited, Br Hands Investments Private Limited and 1 more
|
Director | 03 May 2017 | 9 Years 2 Months | Current |
|
Nimisha Jain
Also directs:
Nupur Recyclers Limited, Frank Metals Recyclers Limited, Truenorth Automobiles Private Limited and 1 more
|
Director | 10 Jun 2024 | 2 Years 1 Months | Current |
|
Nupur Gupta
Also directs:
Nupur Recyclers Limited
|
Director | 10 Aug 2022 | 3 Years 11 Months | Current |
|
Rajesh Gupta
Also directs:
Nupur Recyclers Limited, Nupur Extrusion Private Limited, S.D.M. Metalloys Limited and 5 more
|
Managing Director | 18 Mar 2015 | 11 Years 4 Months | Current |
|
Nitesh Kumar Jha
Also directs:
Proxima Eduserve Llp
|
Director | 26 Feb 2026 | 0 Years 4 Months | Current |
Financials of Usha Financial Services Limited FY 2025 filings available
Usha Financial Services Limited reported revenue of ₹60.62 Cr (down 5.00% YoY) for FY 2025.
Ten-year financial statements for Usha Financial Services Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Charges & Borrowings of Usha Financial Services Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 25 Jun 2026 | Others | ₹7 Cr | Open |
| 16 Jun 2026 | Others | ₹8.33 Cr | Open |
| 27 Apr 2026 | Others | ₹9.09 Cr | Open |
| 24 Mar 2026 | Others | ₹10 Cr | Open |
| 19 Mar 2026 | Others | ₹10 Cr | Open |
Total charge records: 118 View all charges
Employees and EPFO Compliance at Usha Financial Services Limited
View historical data on people associated with Usha Financial Services Limited, including employment history and EPFO contributions.
Employee and EPFO history for Usha Financial Services Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
GST Compliance of Usha Financial Services Limited
GST registrations and filing compliance for Usha Financial Services Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
Credit Ratings, Litigation & Regulatory Alerts for Usha Financial Services Limited
Credit ratings, litigation, and regulatory alerts for Usha Financial Services Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Usha Financial Services Limited
MSME payment history for Usha Financial Services Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Usha Financial Services Limited
Corporate group structure for Usha Financial Services Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Usha Financial Services Limited
MCA filings and documents for Usha Financial Services Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Usha Financial Services Limited
Recent News on Usha Financial Services Limited
Frequently Asked Questions about Usha Financial Services Limited
Usha Financial Services Limited is an active public limited company in the financial services sector based in East Delhi, Delhi, India. It was incorporated on 16 May 1995 (31+ years old) and is registered under CIN L74899DL1995PLC068604. The company has 59 employees.
Usha Financial Services Limited reported revenue of ₹60.62 Cr for FY 2025 (down 5.00% YoY).
The current directors of Usha Financial Services Limited are:
- Pankaj Jain - Director
- Geeta Goswami - Director
- Nimisha Jain - Director
- Nupur Gupta - Director
- Rajesh Gupta - Managing Director
- Nitesh Kumar Jha - Director
The primary industry of Usha Financial Services Limited is financial services. The company specifically operates in nbfc. The company is currently active in this sector.
Yes, Usha Financial Services Limited is a listed company.
Usha Financial Services Limited can be reached at the registered office: Plot No. 73 First Floor Patparganj, Industrial Area, East Delhi, Delhi, India – 110092, or through the website ushafinancial.com.