Utkarsh Coreinvest Limited - financial services in Varanasi, Uttar Pradesh, India. FY 2026 financials and compliance.
CIN U65191UP1990PLC045609 Incorporated 15 May 1990 ROC Kanpur HQ Varanasi, Uttar Pradesh, India
Active Public Limited Company financial services
Data last updated
Revenue · FY 2025
₹4,155.62 Cr
▲ 23.00% YoY
EBITDA · FY 2025
*****
▼ 30.00% YoY
Net profit · FY 2025
*****
▲ 46.00% YoY
Authorised capital
₹100 Cr
Registered with MCA
Paid-up capital
₹99.38 Cr
Issued & subscribed
Open charges
None
Satisfied ₹2,584.54 Cr
Company age
36 yrs
Est. 1990
Employees · EPFO
7
Latest available

About Utkarsh Coreinvest Limited

Data last updated: 09 January 2026

Utkarsh Coreinvest Limited is a public limited company based in Varanasi, Uttar Pradesh, India. It specialises in non-banking financial services (NBFC), a part of the broader financial services sector. Incorporated on 15 May 1990, the company has been in operation for over 36 years.

Registered with ROC Kanpur under CIN U65191UP1990PTC045609.

Capital: an authorised share capital of ₹100 Cr and a paid-up capital of ₹99.38 Cr. Formerly known as Utkarsh Fininvestments Limited and Utkarsh Micro Finance Private Limited. It is led by directors including Aditya Deepak Parekh and Suman Saurabh.

Last AGM: 26 September 2025. Financial statements filed for year ended 31 March 2025. Office: S – 24/1 – 2 Fourth Floor Mahavir Nagar Orderly Bazar Near Mahavir Mandir, Varanasi, Uttar Pradesh, India – 221002.

As per the financials filed for FY 2025, the company reported a revenue of ₹4,155.62 Cr, a growth of 23% compared to the previous year.

The company has a workforce of approximately 7 employees as per the latest available data.

The company is associated with 1 brand - Utkarsh Coreinvest. As per MCA filings, the company has satisfied charges of ₹2,584.54 Cr on record.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website utkarshcoreinvest.com.

Company Details of Utkarsh Coreinvest Limited
CIN U65191UP1990PLC045609
Registration Number 045609
Incorporation Date 15 May 1990
ROC Kanpur
Listing Status Unlisted
Company Status Active
Date of Last AGM 26 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
Contact Details
  • Email
    **************
  • Telephone
    **************
  • Website
    **************
  • Social Media
  • Registered Address
    S – 24/1 – 2 Fourth Floor Mahavir Nagar Orderly Bazar Near Mahavir Mandir, Varanasi, Uttar Pradesh, India – 221002
  • Industry
    Financial Services, NBFC, Core Investment Companies
Company report
Utkarsh Coreinvest Limited - full intelligence report
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Financials, compliance, directors, charges, ownership and filings for Utkarsh Coreinvest Limited in one report.

10-year financials Directors & ownership Charges & compliance

Name History of Utkarsh Coreinvest Limited

Utkarsh Coreinvest Limited has undergone 10 name changes throughout its history. The current legal name is Utkarsh Coreinvest Limited, reflecting the company's evolution and rebranding over time.

Company Name Status
Utkarsh Coreinvest Limited Current
Utkarsh Fininvestments Limited Previous
Utkarsh Micro Finance Private Limited Previous
Shre Pathrakali Finance Company Ltd. Previous
Utkarsh Holdings Limited Previous
Utkarsh Micro Finance Limited Previous
Utkarsh Financial Holdings Limited Previous
Shre Pathrakali Finance Company Private Ltd. Previous
Utkarsh Cic Limited Previous
Utkarsh Financial Investments Limited Previous
Utkarsh Financial And Investments Services Limited Previous

CIN History of Utkarsh Coreinvest Limited

Utkarsh Coreinvest Limited has 3 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is U65191UP1990PLC045609, which is the unique identifier assigned by the Registrar of Companies.

CIN Status
U65191UP1990PLC045609 Current
U65191UP1990PTC045609 Previous
U65191TN1990PLC019169 Previous
U65191TN1990PTC019169 Previous

Associated Brands with Utkarsh Coreinvest Limited

Utkarsh Coreinvest Limited operates one associated brand: Utkarsh Coreinvest. These brands represent Utkarsh Coreinvest Limited's diversified market presence and brand portfolio.

Brand Description Website
Financial services are provided to unbanked populations and small enterprises. utkarshcoreinvest.com

Competitors & Alternatives of Utkarsh Coreinvest Limited

Brands and companies operating in the same space as Utkarsh Coreinvest Limited include ESAF, Satin Creditcare, Bharat Financial Inclusion and 6 more.

Competitor Description Location Founded
ESAF ESAF Microfinance banking services are offered in India by ESAF. Thrissur, India, India 1992
Satin Creditcare Satin Creditcare Micro loans for businesses are offered by this NBFC. Delhi, India, India 1990
Bharat Financial Inclusion Bharat Financial Inclusion Provider of micro-credit & insurance for low income income individuals and women Secunderabad, India, India 1997
Muthoot Microfin Muthoot Microfin Microfinance loans are extended to low-income women entrepreneurs. Ernakulam, India, India 2010
Svatantra Microfinance Svatantra Microfinance Microcredit services are provided to rural women for financial inclusion. Mumbai, India, India 2012
Fincare Small Finance Bank Fincare Small Finance Bank Micro-finance bank Bengaluru, India, India 2007
Spandana Sphoorty Financial Spandana Sphoorty Financial Microfinance loans are extended to low-income households for various needs. Hyderabad, India, India 2003
Chaitanya India Fin Credit Chaitanya India Fin Credit Micro-credit financing is provided to low-income individuals and businesses. Bengaluru, India, India 2004
Asirvad Microfinance Asirvad Microfinance Micro loans for consumers are provided by Asirvad Microfinance. Chennai, India, India 2009

Business Activity of Utkarsh Coreinvest Limited

Utkarsh Coreinvest Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.

Main Activity Group Code Description of Main Activity Business Activity Code Description of Business Activity Turnover Percentage
K Financial and insurance Service K8 Other financial activities *********

Board of Directors of Utkarsh Coreinvest Limited

Utkarsh Coreinvest Limited is currently managed by 6 directors, with 31 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.

Current Directors
Name Designation Appointment Date Tenure Status
Aditya Deepak Parekh Nominee Director 19 Jan 2017 9 Years 5 Months Current
Suman Saurabh Managing Director 19 Dec 2023 2 Years 6 Months Current
Gopalasamudram Srinivasaraghavan Sundararajan Director 22 Feb 2018 8 Years 4 Months Current
Atul Director 19 Jan 2017 9 Years 5 Months Current

Financials of Utkarsh Coreinvest Limited FY 2025 filings available

Utkarsh Coreinvest Limited reported revenue of ₹4,155.62 Cr (up 23% YoY) for FY 2025. Profit growth despite declining revenue indicates effective cost management and margin discipline.

Revenue
₹4,155.62 Cr ▲ 23%
Profit
***** ▲ 46%
EBITDA
***** ▼ -30%
Metrics
*****
*****
*****
*****
*****
Revenue
Revenue from Operations
*****
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Revenue Growth %
*****
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Other Income
*****
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Total Revenue
*****
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Expenses
Total Expenses
*****
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Raw Material Cost
*****
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Change in Inventory FG
*****
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Change in Inventory WIP
*****
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Purchase of Traded Goods
*****
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Employee Cost
*****
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Managerial Remuneration
*****
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Audit Fees
*****
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Insurance
*****
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Power & Fuel
*****
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Interest
*****
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Depreciation
*****
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Other Expenses
*****
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*****
Profitability
EBITDA (Operating Profit)
*****
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*****
Operating Margin %
*****
*****
*****
*****
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Exceptional Items
*****
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Extraordinary Items
*****
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Profit Before Exceptional & Extraordinary Items
*****
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Profit Before Tax
*****
*****
*****
*****
*****
Tax & Net Profit
Tax Expense
*****
*****
*****
*****
*****
Current Tax
*****
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Deferred Tax
*****
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Profit from Discontinued Operations
*****
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Tax on Discontinued Operations
*****
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Profit
*****
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Net Margin %
*****
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Metrics
*****
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Shareholders' Funds
Total Shareholders' Funds
*****
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Equity Capital
*****
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Reserves & Surplus
*****
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Money Against Warrants
*****
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*****
*****
*****
Other Equity
*****
*****
*****
*****
*****
Non-Current Liabilities
Total Non-Current Liabilities
*****
*****
*****
*****
*****
Long-Term Borrowings
*****
*****
*****
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*****
Deferred Tax Liabilities
*****
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*****
Other Non-Current Liabilities
*****
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Long-Term Provisions
*****
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Current Liabilities
Total Current Liabilities
*****
*****
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Short-Term Borrowings
*****
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*****
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Trade Payables
*****
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*****
Other Current Liabilities
*****
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Short-Term Provisions
*****
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Total Equity & Liabilities
*****
*****
*****
*****
*****
Non-Current Assets
Non-Current Assets
*****
*****
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*****
*****
Tangible Assets
*****
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*****
Intangible Assets
*****
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Capital WIP
*****
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Intangibles Under Dev
*****
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Investments
*****
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Deferred Tax Assets
*****
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LT Loans & Advances
*****
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*****
Other Non-Current Assets
*****
*****
*****
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*****
Current Assets
Current Assets
*****
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*****
Current Investments
*****
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*****
*****
Inventories
*****
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Trade Receivables
*****
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Cash & Bank Balance
*****
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ST Loans & Advances
*****
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*****
*****
Other Current Assets
*****
*****
*****
*****
*****
Total Assets
*****
*****
*****
*****
*****
Metrics
*****
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*****
*****
*****
Cash from Operating Activities (CFO)
Profit Before Tax
*****
*****
*****
*****
*****
Non-Cash Adjustments
*****
*****
*****
*****
*****
+ Interest Expense
*****
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*****
+ Depreciation
*****
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*****
+/- Unrealized Forex
*****
*****
*****
*****
*****
- Dividend Income
*****
*****
*****
*****
*****
- Interest Income
*****
*****
*****
*****
*****
+/- Other Non-Cash Items
*****
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*****
*****
Changes in Working Capital
*****
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*****
*****
*****
+/- Inventory
*****
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*****
*****
*****
+/- Debtors
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+/- Creditors
*****
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Reconciliation Adjustments
*****
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Cash Generated from Operations
*****
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*****
Income Taxes Paid
*****
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*****
*****
Net CFO (Cash from Operations)
*****
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*****
*****
*****
Cash from Investing Activities (CFI)
Acquisitions & Disposals
*****
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*****
Disposal of Subsidiaries
*****
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Acquisition of Subsidiaries
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Capex
*****
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Purchase of Fixed Assets
*****
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Sale of Fixed Assets
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Other Investing Cash Flows
*****
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*****
Net CFI (Cash from Investing)
*****
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Cash from Financing Activities (CFF)
Equity Issuance
*****
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Debt Raised
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Debt Repaid
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Dividends Paid
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Interest Paid
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Net CFF (Cash from Financing)
*****
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*****
Net Cash Position
Net Change in Cash (Pre-Forex)
*****
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*****
Closing Cash & Equivalents
*****
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*****
*****
Metrics
*****
*****
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*****
Liquidity
Current Ratio
*****
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Quick Ratio
*****
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*****
Cash Ratio
*****
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*****
Efficiency
Inventory Days
*****
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*****
Debtor Days
*****
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*****
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Creditor Days
*****
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*****
Cash Conversion Cycle
*****
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*****
Asset Turnover
*****
*****
*****
*****
*****
Profitability
Net Profit Margin %
*****
*****
*****
*****
*****
Operating Margin %
*****
*****
*****
*****
*****
ROE %
*****
*****
*****
*****
*****
ROCE %
*****
*****
*****
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*****
Net Worth Margin %
*****
*****
*****
*****
*****
Growth
Revenue Growth %
*****
*****
*****
*****
*****
Leverage
Equity Multiplier
*****
*****
*****
*****
*****
Debt / EBITDA
*****
*****
*****
*****
*****
Solvency
D/E Ratio
*****
*****
*****
*****
*****
ICR
*****
*****
*****
*****
*****

Consolidated Statements

Income Statement, Balance Sheet, Cash Flow & Ratios available in the full report.

Unlock Complete Financial History (FY 2015 – Latest)
Standalone & Consolidated - Income Statement, Balance Sheet, Cash Flow, Financial Ratios and Growth Trends with 10+ years of line-item data.
10+ years of data Line-item breakdown Balance Sheet detail Cash Flow analysis 20+ ratios & metrics Downloadable PDF

Charges & Borrowings of Utkarsh Coreinvest Limited

Open charges
₹0
Satisfied charges
₹2,584.54 Cr
Breakdown by lending institutions
Others₹308.50 Cr
Hdfc Bank Limited₹213.40 Cr
Gda Trusteeship Limited₹202.56 Cr
National Bank for Agriculture and Rural Development₹200.25 Cr
Axis Bank Limited₹110.00 Cr
Others₹1,549.83 Cr
Latest charge details
DateLenderAmountStatus
29 Sep 2016 Others ₹50 Cr Satisfied
18 Aug 2016 Hdfc Bank Limited ₹160 Cr Satisfied
05 Aug 2016 Others ₹50 Cr Satisfied
28 Jul 2016 Others ₹50 Cr Satisfied
25 Jul 2016 The Hongkong and Shanghai Banking Corporation Limited ₹15 Cr Satisfied

Total charge records: 170 View all charges

Employees and EPFO Compliance at Utkarsh Coreinvest Limited

View historical data on people associated with Utkarsh Coreinvest Limited, including employment history and EPFO contributions.

2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026

Employee Count & EPFO Data of Utkarsh Coreinvest Limited

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Monthly employee headcount & PF contributions
EPFO establishment details & ECR filing status
Year-wise workforce analytics & attrition trends
PF exemption, coverage & compliance verification

GST Compliance of Utkarsh Coreinvest Limited

XX%
Compliant
GSTR-1
GSTR-3B
GSTR-9
MH
KA
UP
TN
TS

GSTIN & GST Filing Data of Utkarsh Coreinvest Limited

Access GSTIN registrations, state-wise filing compliance, HSN/SAC codes, and detailed goods & services data.

GSTIN registrations & state-wise presence
Filing compliance - GSTR-1, GSTR-3B, GSTR-9
HSN/SAC codes with goods & services details
Taxpayer type, jurisdiction & business constitution

Credit Ratings, Litigation & Regulatory Alerts for Utkarsh Coreinvest Limited

Credit rating
AAA
AA+
AA
AA-
! !
2015 2017 2019 2021 2023
Litigation
District Court 35
High Court 45
Supreme Court 0
NCLT / NCLAT 0
Pending
Disposed
Regulatory alerts
GSTIN Cancelled
Andhra Pradesh
GSTIN Cancelled
Telangana (on application)
EPFO Delay
12 months delay - Haryana
Violations via Directors
20 MCA + 19 Bank defaults

Credit Ratings, Legal Cases & Regulatory Alerts of Utkarsh Coreinvest Limited

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Credit rating history across CARE, ICRA, Brickwork & India Ratings
Instrument-wise ratings, outlook & action timeline
Court-wise litigation (District, High Court, Supreme Court, NCLT)
Group company & common directorship litigation
Statutory compliance alerts (GSTIN, EPFO, ROC)
Director & company violations (MCA, SEBI, Banks, BSE/NSE)

MSME Payment Delays by Utkarsh Coreinvest Limited

MSME Payment Delays by Utkarsh Coreinvest Limited

Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.

Amounts outstanding to MSME suppliers
Delay periods & reasons for delayed payments
Half-yearly MSME-1 filing history
Vendor-payment behaviour as a counterparty risk signal

Subsidiaries & Group Companies of Utkarsh Coreinvest Limited

Subsidiaries & Group Companies of Utkarsh Coreinvest Limited

See the full corporate group - holding company, subsidiaries, associates and joint ventures of Utkarsh Coreinvest Limited with ownership details.

Holding & parent company details
Subsidiaries & step-down subsidiaries with % holding
Associates & joint ventures with partner details
Investments in other entities year-on-year

MCA Filings & Documents of Utkarsh Coreinvest Limited

MCA Filings & Documents of Utkarsh Coreinvest Limited

Download official documents filed with the Ministry of Corporate Affairs - from incorporation papers to the latest annual filings.

Incorporation documents, MoA & AoA
Annual returns (MGT-7) & financial statements (AOC-4)
Charge filings (CHG-1, CHG-4) & resolutions
Complete document index with filing dates

Recent Activity on Utkarsh Coreinvest Limited

Activity
26 Sep 2025
Utkarsh Coreinvest Limited last Annual general meeting of members was held on 26 Sep 2025 as per latest MCA records.
Activity
31 Mar 2025
Utkarsh Coreinvest Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Kanpur.
Directors
19 Dec 2023
Suman Saurabh was appointed as a Managing Director on 19 Dec 2023 & has been associated with this company since 2 years 6 months.
Directors
14 May 2018
Harshit Agrawal was appointed as a CFO on 14 May 2018 & has been associated with this company since 8 years 1 month.
Directors
22 Feb 2018
Gopalasamudram Srinivasaraghavan Sundararajan was appointed as a Director on 22 Feb 2018 & has been associated with this company since 8 years 4 months.
Charges
21 Jul 2017
A charge registered on 07 Jul 2014 via Charge ID 10511784 with Gda Trusteeship Limited was fully satisfied on 21 Jul 2017.

Frequently Asked Questions about Utkarsh Coreinvest Limited

Utkarsh Coreinvest Limited is an active public limited company in the financial services sector based in Varanasi, Uttar Pradesh, India. It was incorporated on 15 May 1990 (36+ years old) and is registered under CIN U65191UP1990PLC045609. The company has 7 employees.

Utkarsh Coreinvest Limited reported revenue of ₹4,155.62 Cr for FY 2025 (up 23.00% YoY).

The current directors of Utkarsh Coreinvest Limited are:

The primary industry of Utkarsh Coreinvest Limited is financial services. The company specifically operates in nbfc. The company is currently active in this sector.

Utkarsh Coreinvest Limited can be reached at the registered office: S – 241 – 2 Fourth Floor Mahavir Nagar Orderly Bazar Near Mahavir Mandir, Varanasi, Uttar Pradesh, India – 221002, or through the website utkarshcoreinvest.com.

The authorised capital is ₹100 Cr, and the paid-up capital is ₹99.38 Cr.

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