About Aavas Financiers Limited
Data last updated: 22 December 2025
Aavas Financiers Limited is a public limited company based in Jaipur, Rajasthan, India. It specialises in housing finance companies, a part of the broader financial services sector. Incorporated on 23 February 2011, the company has been in operation for over 15 years.
Registered with ROC Jaipur under CIN L65922RJ2011PLC034297. Listed on BSE: 541988 and NSE: AAVAS.
Capital: an authorised share capital of ₹85 Cr and a paid-up capital of ₹79.18 Cr. Formerly known as Aavas Financiers Limited and Aurum Housing Financiers Limited. It is led by directors including Soumya Rajan and Anant Jain.
Last AGM: 16 September 2025. Financial statements filed for year ended 31 March 2025. Office: 201 – 202 2Nd Floor South End Square Mansarover Industrial Area Jaipur – 302, 020, Rajasthan, India – 302020.
As per the financials filed for FY 2024, the company reported a revenue of ₹2,020.69 Cr, a growth of 25% compared to the previous year.
The company has a workforce of approximately 6,379 employees as per the latest available data. Its group structure includes 1 subsidiary.
The company is associated with 2 brands - Au Housing Finance, Aavas. As per MCA filings, the company has open charges of ₹25,593 Cr and satisfied charges of ₹6,643.24 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website aavas.in.
-
Email*****@*****.com
-
Telephone+91-****-******
-
Website
-
Social Media
-
Registered Address201 – 202 2Nd Floor South End Square Mansarover Industrial Area Jaipur – 302, 020, Rajasthan, India – 302020
-
IndustryFinancial Services, Housing Finance Companies
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of Aavas Financiers Limited
Aavas Financiers Limited has undergone 16 name changes throughout its history. The current legal name is Aavas Financiers Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| Aavas Financiers Limited | Current |
| Aurum Housing Financiers Limited | Previous |
| Aurum Financiers Home Loan Limited | Previous |
| Aavas Housing Finance Limited | Previous |
| Aurum Housing Finance Limited | Previous |
| Aureus Housing Finance Limited | Previous |
| Aavas Home Financiers Limited | Previous |
| Au Housing Finance Private Limited | Previous |
| Aura Financiers Home Loan Limited | Previous |
| Aum Financiers Limited | Previous |
| Au Housing Finance Limited | Previous |
| Aum Housing Financiers Limited | Previous |
| Aurum Home Finance Limited | Previous |
| Aura Financiers Limited | Previous |
| Aurum Financiers Limited | Previous |
| Auh Housing Financiers Limited | Previous |
CIN History of Aavas Financiers Limited
Aavas Financiers Limited has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is L65922RJ2011PLC034297, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| L65922RJ2011PLC034297 | Current |
| U65922RJ2011PLC034297 | Previous |
| U65922RJ2011PTC034297 | Previous |
Associated Brands with Aavas Financiers Limited
Aavas Financiers Limited operates two associated brands: Au Housing Finance and AAVAS. These brands represent Aavas Financiers Limited's diversified market presence and brand portfolio.
Competitors & Alternatives of Aavas Financiers Limited
Brands and companies operating in the same space as Aavas Financiers Limited include India Shelter Finance Corporation, HDFC, Aadhar Housing Finance and 6 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
India Shelter Finance Corporation
|
Housing loans are extended to middle-income households in India. | Gurugram, India, India | 2010 |
HDFC
|
Provider of housing finance solutions | Mumbai, India, India | 1977 |
Aadhar Housing Finance
|
Loans for affordable housing in tier 2,3 and 4 cities | Mumbai, India, India | 2010 |
Shubham
|
Affordable housing finance solutions are provided to underserved individuals. | Gurugram, India, India | 2010 |
Home Credit
|
Multiple consumer loan products and financial services are offered. | Gurugram, India, India | 2012 |
Ummeed Housing Finance
|
Real estate financing company | Gurugram, India, India | 2016 |
Spandana
|
Microfinance and consumer durable loans are provided to rural households. | Hyderabad, India, India | 1998 |
CredRight
|
Platform offering financial solutions | Bengaluru, India, India | 2016 |
Vastu Housing Finance
|
Home and business loans are provided by Vastu Housing Finance. | Mumbai, India, India | 2015 |
Business Activity of Aavas Financiers Limited
Aavas Financiers Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | ********* |
Auditor Details of Aavas Financiers Limited
Aavas Financiers Limited is audited by Borkar and Muzumdar, Chartered Accountant (ICAI peer reviewed, certificate valid till 2028-05-31); M S K A & Associates LLP, Chartered Accountant (ICAI peer reviewed, certificate valid till 2027-07-31) for the financial year 2026, as reported in its NSE exchange filings. The statutory auditor is responsible for expressing an independent opinion on whether the financial statements present a true and fair view in accordance with applicable accounting standards.
| Name | Financial year | Audit opinion |
|---|---|---|
| Borkar and Muzumdar, Chartered Accountant (ICAI peer reviewed, certificate valid till 2028-05-31); M S K A & Associates LLP, Chartered Accountant (ICAI peer reviewed, certificate valid till 2027-07-31) | FY 2026 | Declaration of unmodified opinion |
Board of Directors of Aavas Financiers Limited
Aavas Financiers Limited is currently managed by 11 directors, with 17 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
|
Soumya Rajan
Also directs:
Mukund Rajan Consultants Llp, Waterfield Sponsor Llp, Vishal Mega Mart Limited and 5 more
|
Director | 29 Aug 2019 | 6 Years 10 Months | Current |
| Anant Jain | Additional Director | 30 Jun 2025 | 1 Years 0 Months | Current |
| Sachinderpalsingh Jitendrasingh Bhinder | Ceo | 02 Feb 2023 | 3 Years 5 Months | Current |
| Nikhil Omprakash Gahrotra | Additional Director | 30 Jun 2025 | 1 Years 0 Months | Current |
| Kalpanaiyer | Director | 23 Jun 2016 | 10 Years 0 Months | Current |
| Siddharth Tapaswin Patel | Additional Director | 30 Jun 2025 | 1 Years 0 Months | Current |
Financials of Aavas Financiers Limited FY 2026 filings available
Aavas Financiers Limited reported revenue of ₹2,683.46 Cr (up 13.97% YoY) for FY 2026. Profit growth despite declining revenue indicates effective cost management and margin discipline.
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹2,683.46 Cr | ₹2,354.51 Cr | ₹2,017.5 Cr | ₹1,608.3 Cr | ₹1,304.36 Cr | ₹1,103.17 Cr | ₹902.29 Cr |
| Interest Earned | ₹2,279.78 Cr | ₹2,017.68 Cr | ₹1,734.65 Cr | ₹1,388.19 Cr | ₹1,128.77 Cr | ₹976.39 Cr | ₹786.43 Cr |
| Other Income | ₹1.38 Cr | ₹3.91 Cr | ₹2.8 Cr | ₹1.84 Cr | ₹1.2 Cr | ₹2.16 Cr | ₹79.99 Lakh |
| Total Income | ₹2,684.83 Cr | ₹2,358.42 Cr | ₹2,020.3 Cr | ₹1,610.15 Cr | ₹1,305.56 Cr | ₹1,105.34 Cr | ₹903.09 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹470.36 Cr | ₹377.76 Cr | ₹355.91 Cr | ₹300.59 Cr | ₹232.24 Cr | ₹172.14 Cr | ₹147.07 Cr |
| Finance Costs | ₹1,094.84 Cr | ₹1,007.47 Cr | ₹828.36 Cr | ₹591.05 Cr | ₹477.5 Cr | ₹458.24 Cr | ₹356.07 Cr |
| Depreciation & Amortisation | ₹43.11 Cr | ₹36.45 Cr | ₹32.66 Cr | ₹28.72 Cr | ₹23.76 Cr | ₹20.6 Cr | ₹19.56 Cr |
| Other Expenses | ₹192.06 Cr | ₹168.7 Cr | ₹146.89 Cr | ₹120.81 Cr | ₹88.89 Cr | ₹57.7 Cr | ₹58.1 Cr |
| Total Expenses | ₹1,844.39 Cr | ₹1,625.83 Cr | ₹1,395.85 Cr | ₹1,061.15 Cr | ₹850.7 Cr | ₹752.01 Cr | ₹601.05 Cr |
| Profit Before Exceptional Items & Tax | ₹840.44 Cr | ₹732.59 Cr | ₹624.45 Cr | ₹549 Cr | ₹454.86 Cr | ₹353.33 Cr | ₹302.05 Cr |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹840.44 Cr | ₹732.59 Cr | ₹624.45 Cr | ₹549 Cr | ₹454.86 Cr | ₹353.33 Cr | ₹302.05 Cr |
| Total Tax Expense | ₹185.56 Cr | ₹158.48 Cr | ₹133.76 Cr | ₹118.92 Cr | ₹98.06 Cr | ₹63.83 Cr | ₹52.93 Cr |
| Net Profit | ₹654.88 Cr | ₹574.11 Cr | ₹490.69 Cr | ₹430.07 Cr | ₹356.8 Cr | ₹289.5 Cr | ₹249.12 Cr |
| Other Comprehensive Income | ₹70.75 Lakh | ₹23.66 Lakh | ₹15.16 Lakh | -₹1.79 Cr | ₹70.89 Lakh | ₹83.4 Lakh | -₹5.22 Lakh |
| Total Comprehensive Income | ₹655.59 Cr | ₹574.34 Cr | ₹490.85 Cr | ₹428.28 Cr | ₹357.51 Cr | ₹290.33 Cr | ₹249.07 Cr |
| EBITDA (computed) | ₹1,978.39 Cr | ₹1,776.51 Cr | ₹1,485.47 Cr | ₹1,168.76 Cr | ₹956.12 Cr | ₹832.18 Cr | ₹677.68 Cr |
| Basic EPS | ₹82.72 | ₹72.54 | ₹62.03 | ₹54.44 | ₹45.31 | ₹36.94 | ₹31.86 |
| Diluted EPS | ₹82.14 | ₹71.97 | ₹61.93 | ₹54.32 | ₹45.02 | ₹36.62 | ₹31.49 |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Total Assets | ₹21,213 Cr | ₹18,618 Cr | ₹16,519 Cr | ₹13,411 Cr |
| Property, Plant & Equipment | ₹37.85 Cr | ₹30.4 Cr | ₹29.66 Cr | ₹31.59 Cr |
| Inventories | ₹0 | ₹0 | ₹0 | ₹0 |
| Cash & Equivalents | ₹228.57 Cr | ₹11.31 Cr | ₹20.56 Cr | ₹176.67 Cr |
| Equity (Net Worth) | ₹5,050.85 Cr | ₹4,360.83 Cr | ₹3,773.32 Cr | ₹3,269.66 Cr |
| Equity Share Capital | ₹79.28 Cr | ₹79.15 Cr | ₹79.14 Cr | ₹79.06 Cr |
| Total Liabilities | ₹16,162 Cr | ₹14,258 Cr | - | - |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Operating Cash Flow | -₹1,386.42 Cr | -₹1,660.13 Cr | -₹1,986.59 Cr | -₹1,910.2 Cr | -₹1,135.91 Cr |
| Investing Cash Flow | -₹116.54 Cr | ₹176.23 Cr | -₹646.8 Cr | ₹186.31 Cr | -₹467.11 Cr |
| Financing Cash Flow | ₹1,720.21 Cr | ₹1,474.66 Cr | ₹2,477.28 Cr | ₹1,858.26 Cr | ₹1,623.43 Cr |
| Capital Expenditure | ₹32.8 Cr | ₹30.07 Cr | ₹32.74 Cr | ₹38.95 Cr | ₹15.6 Cr |
| Free Cash Flow (computed) | -₹1,419.22 Cr | -₹1,690.2 Cr | -₹2,019.34 Cr | -₹1,949.16 Cr | -₹1,151.5 Cr |
| Dividends Paid | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Net Change in Cash | ₹217.25 Cr | -₹9.25 Cr | -₹156.11 Cr | ₹134.36 Cr | ₹20.42 Cr |
| Metrics | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 | Q3 FY25 | Q2 FY25 | Q1 FY25 | Q4 FY24 | Q3 FY24 | Q2 FY24 | Q1 FY24 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹714.68 Cr | ₹674.2 Cr | ₹667.02 Cr | ₹627.56 Cr | ₹636.21 Cr | ₹596.74 Cr | ₹579.16 Cr | ₹542.39 Cr | ₹546.02 Cr | ₹508.01 Cr | ₹496.66 Cr | ₹466.81 Cr |
| Interest Earned | ₹593.4 Cr | ₹573.82 Cr | ₹563.62 Cr | ₹548.94 Cr | ₹535.26 Cr | ₹512.06 Cr | ₹490.61 Cr | ₹479.75 Cr | ₹458.62 Cr | ₹437.34 Cr | ₹425.87 Cr | ₹412.82 Cr |
| Other Income | ₹15.08 Lakh | ₹42.1 Lakh | ₹43.28 Lakh | ₹37.38 Lakh | ₹1.28 Cr | ₹1.18 Cr | ₹1.29 Cr | ₹16.67 Lakh | ₹78.22 Lakh | ₹1.19 Cr | ₹78.23 Lakh | ₹4.3 Lakh |
| Total Income | ₹714.83 Cr | ₹674.62 Cr | ₹667.45 Cr | ₹627.93 Cr | ₹637.49 Cr | ₹597.92 Cr | ₹580.45 Cr | ₹542.56 Cr | ₹546.8 Cr | ₹509.2 Cr | ₹497.44 Cr | ₹466.85 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹132.5 Cr | ₹114.2 Cr | ₹112.95 Cr | ₹110.71 Cr | ₹111.95 Cr | ₹90.64 Cr | ₹83.61 Cr | ₹91.55 Cr | ₹95.86 Cr | ₹83.12 Cr | ₹82.02 Cr | ₹94.91 Cr |
| Finance Costs | ₹273.46 Cr | ₹274.48 Cr | ₹275.54 Cr | ₹271.35 Cr | ₹264.74 Cr | ₹258.71 Cr | ₹248.85 Cr | ₹235.17 Cr | ₹221.56 Cr | ₹216.57 Cr | ₹203.6 Cr | ₹186.63 Cr |
| Depreciation & Amortisation | ₹11.95 Cr | ₹11.11 Cr | ₹10.71 Cr | ₹9.34 Cr | ₹9.79 Cr | ₹9.22 Cr | ₹8.93 Cr | ₹8.51 Cr | ₹9.1 Cr | ₹8.65 Cr | ₹7.63 Cr | ₹7.28 Cr |
| Other Expenses | ₹56.67 Cr | ₹45.36 Cr | ₹46.14 Cr | ₹43.89 Cr | ₹47.56 Cr | ₹42.34 Cr | ₹42.03 Cr | ₹36.77 Cr | ₹37.24 Cr | ₹41.14 Cr | ₹38.03 Cr | ₹29.52 Cr |
| Total Expenses | ₹484.07 Cr | ₹455.29 Cr | ₹456.22 Cr | ₹448.81 Cr | ₹444.26 Cr | ₹409.52 Cr | ₹390.43 Cr | ₹381.61 Cr | ₹369.31 Cr | ₹359.46 Cr | ₹340.9 Cr | ₹326.18 Cr |
| Profit Before Exceptional Items & Tax | ₹230.76 Cr | ₹219.32 Cr | ₹211.23 Cr | ₹179.13 Cr | ₹193.22 Cr | ₹188.4 Cr | ₹190.02 Cr | ₹160.95 Cr | ₹177.49 Cr | ₹149.74 Cr | ₹156.54 Cr | ₹140.68 Cr |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹230.76 Cr | ₹219.32 Cr | ₹211.23 Cr | ₹179.13 Cr | ₹193.22 Cr | ₹188.4 Cr | ₹190.02 Cr | ₹160.95 Cr | ₹177.49 Cr | ₹149.74 Cr | ₹156.54 Cr | ₹140.68 Cr |
| Total Tax Expense | ₹49.09 Cr | ₹49.28 Cr | ₹47.29 Cr | ₹39.9 Cr | ₹39.54 Cr | ₹41.97 Cr | ₹42.12 Cr | ₹34.85 Cr | ₹34.88 Cr | ₹33.09 Cr | ₹34.82 Cr | ₹30.97 Cr |
| Net Profit | ₹181.67 Cr | ₹170.05 Cr | ₹163.93 Cr | ₹139.23 Cr | ₹153.68 Cr | ₹146.42 Cr | ₹147.91 Cr | ₹126.1 Cr | ₹142.62 Cr | ₹116.65 Cr | ₹121.72 Cr | ₹109.71 Cr |
| Other Comprehensive Income | -₹42,000 | ₹28.8 Lakh | ₹42.37 Lakh | ₹0 | ₹35.29 Lakh | ₹0 | -₹11.63 Lakh | ₹0 | ₹26.32 Lakh | ₹0 | -₹11.16 Lakh | ₹0 |
| Total Comprehensive Income | ₹181.66 Cr | ₹170.33 Cr | ₹164.36 Cr | ₹139.23 Cr | ₹154.03 Cr | ₹146.42 Cr | ₹147.79 Cr | ₹126.1 Cr | ₹142.88 Cr | ₹116.65 Cr | ₹121.61 Cr | ₹109.71 Cr |
| EBITDA (computed) | ₹516.17 Cr | ₹504.92 Cr | ₹497.49 Cr | ₹459.82 Cr | ₹467.75 Cr | ₹456.32 Cr | ₹447.8 Cr | ₹404.63 Cr | ₹408.16 Cr | ₹374.96 Cr | ₹367.77 Cr | ₹334.59 Cr |
| Basic EPS | ₹22.94 | ₹21.48 | ₹20.71 | ₹17.59 | ₹19.42 | ₹18.50 | ₹18.69 | ₹15.93 | ₹18.02 | ₹14.74 | ₹15.39 | ₹13.88 |
| Diluted EPS | ₹22.78 | ₹21.32 | ₹20.55 | ₹17.45 | ₹19.26 | ₹18.45 | ₹18.67 | ₹15.92 | ₹18.00 | ₹14.72 | ₹15.38 | ₹13.86 |
| Metrics | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Revenue from Operations | ₹2,017.9 Cr | ₹1,608.76 Cr | ₹1,304.45 Cr | ₹1,103.36 Cr | ₹902.55 Cr |
| Interest Earned | ₹1,735.05 Cr | ₹1,388.65 Cr | ₹1,128.86 Cr | ₹976.58 Cr | ₹786.68 Cr |
| Other Income | ₹2.8 Cr | ₹1.84 Cr | ₹1.2 Cr | ₹2.16 Cr | ₹79.99 Lakh |
| Total Income | ₹2,020.69 Cr | ₹1,610.61 Cr | ₹1,305.65 Cr | ₹1,105.52 Cr | ₹903.35 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹355.91 Cr | ₹301.59 Cr | ₹234.29 Cr | ₹173.05 Cr | ₹147.41 Cr |
| Finance Costs | ₹828.36 Cr | ₹591.05 Cr | ₹477.5 Cr | ₹458.24 Cr | ₹356.07 Cr |
| Depreciation & Amortisation | ₹32.66 Cr | ₹28.72 Cr | ₹23.76 Cr | ₹20.61 Cr | ₹19.56 Cr |
| Other Expenses | ₹147.21 Cr | ₹120.84 Cr | ₹89.09 Cr | ₹57.74 Cr | ₹58.13 Cr |
| Total Expenses | ₹1,395.32 Cr | ₹1,062.18 Cr | ₹852.96 Cr | ₹752.97 Cr | ₹601.41 Cr |
| Profit Before Exceptional Items & Tax | ₹625.37 Cr | ₹548.42 Cr | ₹452.69 Cr | ₹352.55 Cr | ₹301.94 Cr |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹625.37 Cr | ₹548.42 Cr | ₹452.69 Cr | ₹352.55 Cr | ₹301.94 Cr |
| Total Tax Expense | ₹134.68 Cr | ₹118.78 Cr | ₹97.51 Cr | ₹63.63 Cr | ₹52.89 Cr |
| Net Profit | ₹490.69 Cr | ₹429.64 Cr | ₹355.18 Cr | ₹288.92 Cr | ₹249.04 Cr |
| attributable to Owners | ₹0 | ₹0 | ₹0 | - | ₹0 |
| attributable to NCI | ₹0 | ₹0 | ₹0 | - | ₹0 |
| Other Comprehensive Income | ₹15.16 Lakh | ₹84.82 Lakh | ₹70.89 Lakh | ₹83.4 Lakh | -₹5.22 Lakh |
| Total Comprehensive Income | ₹490.85 Cr | ₹430.49 Cr | ₹355.89 Cr | ₹289.75 Cr | ₹248.99 Cr |
| EBITDA (computed) | ₹1,486.39 Cr | ₹1,168.19 Cr | ₹953.95 Cr | ₹831.41 Cr | ₹677.57 Cr |
| Basic EPS | ₹62.03 | ₹54.38 | ₹45.10 | ₹36.86 | ₹31.85 |
| Diluted EPS | ₹61.93 | ₹54.26 | ₹44.81 | ₹36.54 | ₹31.48 |
| Metrics | FY 2024 | FY 2023 |
|---|---|---|
| Total Assets | ₹16,519 Cr | ₹13,410 Cr |
| Property, Plant & Equipment | ₹29.66 Cr | ₹31.59 Cr |
| Inventories | ₹0 | ₹0 |
| Cash & Equivalents | ₹20.56 Cr | ₹177.65 Cr |
| Equity (Net Worth) | ₹3,773.32 Cr | ₹3,269.66 Cr |
| Equity Share Capital | ₹79.14 Cr | ₹79.06 Cr |
| Metrics | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|
| Operating Cash Flow | -₹1,986.59 Cr | -₹1,914.5 Cr | -₹1,135.11 Cr |
| Investing Cash Flow | -₹646.8 Cr | ₹186.08 Cr | -₹462.61 Cr |
| Financing Cash Flow | ₹2,477.28 Cr | ₹1,858.26 Cr | ₹1,623.43 Cr |
| Capital Expenditure | ₹32.74 Cr | ₹38.95 Cr | ₹15.6 Cr |
| Free Cash Flow (computed) | -₹2,019.34 Cr | -₹1,953.45 Cr | -₹1,150.71 Cr |
| Dividends Paid | ₹0 | ₹0 | ₹0 |
| Net Change in Cash | -₹156.11 Cr | ₹129.84 Cr | ₹25.71 Cr |
| Metrics | Q4 FY24 | Q3 FY24 | Q2 FY24 | Q1 FY24 | Q4 FY23 | Q3 FY23 | Q2 FY23 | Q1 FY23 | Q4 FY22 | Q3 FY22 | Q2 FY22 | Q1 FY22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹546.02 Cr | ₹508.07 Cr | ₹496.84 Cr | ₹466.97 Cr | ₹449.69 Cr | ₹411.37 Cr | ₹394.85 Cr | ₹352.86 Cr | ₹365.09 Cr | ₹342.58 Cr | ₹324.85 Cr | ₹271.93 Cr |
| Interest Earned | ₹458.62 Cr | ₹437.4 Cr | ₹426.05 Cr | ₹412.98 Cr | ₹386.33 Cr | ₹358.63 Cr | ₹328.77 Cr | ₹314.92 Cr | ₹304.12 Cr | ₹282.97 Cr | ₹278.7 Cr | ₹263.07 Cr |
| Other Income | ₹78.22 Lakh | ₹1.19 Cr | ₹78.23 Lakh | ₹4.3 Lakh | ₹71.23 Lakh | ₹70.58 Lakh | ₹33.23 Lakh | ₹9.35 Lakh | ₹21.91 Lakh | ₹28.63 Lakh | ₹60.04 Lakh | ₹9.33 Lakh |
| Total Income | ₹546.8 Cr | ₹509.26 Cr | ₹497.62 Cr | ₹467.02 Cr | ₹450.4 Cr | ₹412.07 Cr | ₹395.18 Cr | ₹352.95 Cr | ₹365.31 Cr | ₹342.87 Cr | ₹325.45 Cr | ₹272.03 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹95.86 Cr | ₹83.12 Cr | ₹82.02 Cr | ₹94.91 Cr | ₹75.62 Cr | ₹80.57 Cr | ₹77.55 Cr | ₹67.85 Cr | ₹69.29 Cr | ₹60.4 Cr | ₹57.95 Cr | ₹46.65 Cr |
| Finance Costs | ₹221.56 Cr | ₹216.57 Cr | ₹203.6 Cr | ₹186.63 Cr | ₹165 Cr | ₹150.35 Cr | ₹141.02 Cr | ₹134.68 Cr | ₹123.67 Cr | ₹125.05 Cr | ₹115.98 Cr | ₹112.8 Cr |
| Depreciation & Amortisation | ₹9.1 Cr | ₹8.65 Cr | ₹7.63 Cr | ₹7.28 Cr | ₹8.68 Cr | ₹6.9 Cr | ₹6.92 Cr | ₹6.23 Cr | ₹7.25 Cr | ₹5.74 Cr | ₹5.77 Cr | ₹5.01 Cr |
| Other Expenses | ₹37.24 Cr | ₹41.12 Cr | ₹38.37 Cr | ₹29.52 Cr | ₹34.22 Cr | ₹31.85 Cr | ₹28.24 Cr | ₹26.52 Cr | ₹29.22 Cr | ₹23.7 Cr | ₹21.37 Cr | ₹14.79 Cr |
| Total Expenses | ₹369.44 Cr | ₹359.44 Cr | ₹340.26 Cr | ₹326.18 Cr | ₹291.74 Cr | ₹274.31 Cr | ₹257.63 Cr | ₹238.52 Cr | ₹219.5 Cr | ₹227.81 Cr | ₹207.42 Cr | ₹198.23 Cr |
| Profit Before Exceptional Items & Tax | ₹177.36 Cr | ₹149.81 Cr | ₹157.36 Cr | ₹140.84 Cr | ₹158.66 Cr | ₹137.77 Cr | ₹137.56 Cr | ₹114.44 Cr | ₹145.81 Cr | ₹115.06 Cr | ₹118.03 Cr | ₹73.79 Cr |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹177.36 Cr | ₹149.81 Cr | ₹157.36 Cr | ₹140.84 Cr | ₹158.66 Cr | ₹137.77 Cr | ₹137.56 Cr | ₹114.44 Cr | ₹145.81 Cr | ₹115.06 Cr | ₹118.03 Cr | ₹73.79 Cr |
| Total Tax Expense | ₹34.88 Cr | ₹33.09 Cr | ₹35.7 Cr | ₹31.01 Cr | ₹31.84 Cr | ₹30.64 Cr | ₹30.91 Cr | ₹25.39 Cr | ₹30.34 Cr | ₹26.3 Cr | ₹26.13 Cr | ₹14.74 Cr |
| Net Profit | ₹142.48 Cr | ₹116.72 Cr | ₹121.66 Cr | ₹109.83 Cr | ₹126.83 Cr | ₹107.12 Cr | ₹106.64 Cr | ₹89.05 Cr | ₹115.47 Cr | ₹88.76 Cr | ₹91.9 Cr | ₹59.05 Cr |
| attributable to Owners | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | - | - |
| attributable to NCI | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | - | - |
| Other Comprehensive Income | ₹26.32 Lakh | ₹0 | -₹11.16 Lakh | ₹0 | ₹63.88 Lakh | ₹0 | ₹20.94 Lakh | ₹0 | ₹49.26 Lakh | ₹0 | ₹21.63 Lakh | ₹0 |
| Total Comprehensive Income | ₹142.74 Cr | ₹116.72 Cr | ₹121.55 Cr | ₹109.83 Cr | ₹127.47 Cr | ₹107.12 Cr | ₹106.85 Cr | ₹89.05 Cr | ₹115.96 Cr | ₹88.76 Cr | ₹92.12 Cr | ₹59.05 Cr |
| EBITDA (computed) | ₹408.02 Cr | ₹375.03 Cr | ₹368.59 Cr | ₹334.75 Cr | ₹332.35 Cr | ₹295.01 Cr | ₹285.49 Cr | ₹255.34 Cr | ₹276.73 Cr | ₹245.84 Cr | ₹239.78 Cr | ₹191.6 Cr |
| Basic EPS | ₹18.00 | ₹14.75 | ₹15.38 | ₹13.89 | ₹16.05 | ₹13.56 | ₹13.51 | ₹11.28 | ₹14.63 | ₹11.25 | ₹11.69 | ₹7.52 |
| Diluted EPS | ₹17.98 | ₹14.73 | ₹15.37 | ₹13.87 | ₹16.01 | ₹13.52 | ₹13.46 | ₹11.24 | ₹14.57 | ₹11.19 | ₹11.60 | ₹7.46 |
Shareholding Pattern of Aavas Financiers Limited
As per the shareholding pattern filed with NSE for the quarter ended Mar 2026, promoters hold 48.88%, foreign institutional investors hold 16.74%, domestic institutional investors hold 22.14%, retail and other public shareholders hold 12.24% of Aavas Financiers Limited. The company had 117,980 shareholders on record.
| Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Promoters | 48.88% | 48.95% | 48.96% | 48.96% | 26.47% | 26.47% |
| Public | 51.12% | 51.05% | 51.04% | 51.04% | 73.53% | 73.53% |
| Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | |
|---|---|---|---|---|---|---|---|---|
| Promoters | 48.88% | 26.47% | 26.47% | 39.14% | 39.20% | 50.08% | 53.46% | 58.29% |
| Public | 51.12% | 73.53% | 73.53% | 60.86% | 60.80% | 49.92% | 46.54% | 41.71% |
| Promoter change (YoY, %pts) | +22.41 | +0.00 | -12.67 | -0.06 | -10.88 | -3.38 | -4.83 | - |
Board & Governance of Aavas Financiers Limited
As per the corporate governance filing with NSE for the quarter ended 31-MAR-2026, the board of Aavas Financiers Limited has 9 directors - 3 independent and 1 executive. The board is chaired by SANDEEP TANDON.
| Director | Position | On board since | Listed boards |
|---|---|---|---|
| SANDEEP TANDON | Non-Executive - Independent Director · Chairperson | 2017-07-27 | 3 |
| SACHINDERPALSINGH JITENDRASINGH BHINDER | Executive Director · CEO-MD | 2023-05-03 | 1 |
| KALPANA KAUSHIK MAZUMDAR | Non-Executive - Independent Director | 2016-06-23 | 1 |
| SOUMYA RAJAN | Non-Executive - Independent Director | 2019-08-29 | 2 |
| SIDDHARTH TAPASWIN PATEL | Non-Executive - Nominee Director | 2025-06-30 | 1 |
| ROHIT RANJAN | Non-Executive - Nominee Director | 2025-10-15 | 1 |
| NIKHIL OMPRAKASH GAHROTRA | Non-Executive - Nominee Director | 2025-06-30 | 1 |
| NEHA SUREKA | Non-Executive - Nominee Director | 2025-06-30 | 1 |
| ANANT JAIN | Non-Executive - Nominee Director | 2025-06-30 | 1 |
| Committee | Members |
|---|---|
| Audit Committee | KALPANA KAUSHIK MAZUMDAR (Chairperson), Sandeep Tandon, SOUMYA RAJAN, NIKHIL OMPRAKASH GAHROTRA |
| Nomination and remuneration committee | SOUMYA RAJAN (Chairperson), Sandeep Tandon, SIDDHARTH TAPASWIN PATEL |
| Stakeholders Relationship Committee | Sandeep Tandon (Chairperson), SACHINDERPALSINGH JITENDRASINGH BHINDER, NIKHIL OMPRAKASH GAHROTRA, NEHA SUREKA |
| Risk Management Committee | NIKHIL OMPRAKASH GAHROTRA (Chairperson), SOUMYA RAJAN, SACHINDERPALSINGH JITENDRASINGH BHINDER, ROHIT RANJAN |
| Corporate Social Responsibility Committee | NIKHIL OMPRAKASH GAHROTRA (Chairperson), KALPANA KAUSHIK MAZUMDAR, SACHINDERPALSINGH JITENDRASINGH BHINDER, ROHIT RANJAN |
Group Structure of Aavas Financiers Limited
Aavas Financiers Limited has 1 subsidiary company. This group structure data is as of FY 2023. The corporate group structure reflects Aavas Financiers Limited's business expansion strategy and organizational complexity.
| Company Name | CIN | Shares Held |
|---|---|---|
| Aavas Finserv Limited | U65929RJ2017PLC059623 | - |
Showing major subsidiaries. Total: 1.
Charges & Borrowings of Aavas Financiers Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 27 Nov 2025 | Axis Bank Limited | ₹450 Cr | Open |
| 27 Nov 2025 | Axis Bank Limited | ₹10 Cr | Open |
| 21 Nov 2025 | State Bank of India | ₹800 Cr | Open |
| 17 Nov 2025 | Indian Overseas Bank | ₹21.74 Lakh | Open |
| 01 Nov 2025 | Indian Overseas Bank | ₹18.5 Lakh | Open |
Total charge records: 343 View all charges
Employees and EPFO Compliance at Aavas Financiers Limited
Aavas Financiers Limited has a workforce of 6,379 employees as of Mar 22, 2024.
Employee Count & EPFO Data of Aavas Financiers Limited
Access employee headcount trends, monthly PF payment records, EPFO establishment details, and compliance data.
GST Compliance of Aavas Financiers Limited
GSTIN & GST Filing Data of Aavas Financiers Limited
Access GSTIN registrations, state-wise filing compliance, HSN/SAC codes, and detailed goods & services data.
Credit Ratings, Litigation & Regulatory Alerts for Aavas Financiers Limited
Credit Ratings, Legal Cases & Regulatory Alerts of Aavas Financiers Limited
Access complete credit rating history, litigation records, regulatory alerts, and compliance data.
MSME Payment Delays by Aavas Financiers Limited
MSME Payment Delays by Aavas Financiers Limited
Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.
Subsidiaries & Group Companies of Aavas Financiers Limited
Subsidiaries & Group Companies of Aavas Financiers Limited
See the full corporate group - holding company, subsidiaries, associates and joint ventures of Aavas Financiers Limited with ownership details.
MCA Filings & Documents of Aavas Financiers Limited
MCA Filings & Documents of Aavas Financiers Limited
Download official documents filed with the Ministry of Corporate Affairs - from incorporation papers to the latest annual filings.
Recent Activity on Aavas Financiers Limited
Recent News on Aavas Financiers Limited
Frequently Asked Questions about Aavas Financiers Limited
Aavas Financiers Limited is an active public limited company in the financial services sector based in Jaipur, Rajasthan, India. It was incorporated on 23 February 2011 (15+ years old) and is registered under CIN L65922RJ2011PLC034297. Listed on BSE: 541988 and NSE: AAVAS. The company has 6,379 employees.
Aavas Financiers Limited reported revenue of ₹2,020.69 Cr for FY 2024 (up 25.00% YoY).
The current directors of Aavas Financiers Limited are:
The primary industry of Aavas Financiers Limited is financial services. The company specifically operates in housing finance companies. The company is currently active in this sector.
Yes. Aavas Financiers Limited is listed on both BSE (code: 541988) and NSE (symbol: AAVAS).
Aavas Financiers Limited can be reached at the registered office: 201 – 202 2Nd Floor South End Square Mansarover Industrial Area Jaipur – 302, 020, Rajasthan, India – 302020, or through the website aavas.in.