About Arohan Financial Services Limited
Data last updated: 23 December 2025
Arohan Financial Services Limited is a public limited company based in Kolkata, West Bengal, India. It specialises in microfinance institutions, a part of the broader financial services sector. Incorporated on 27 September 1991, the company has been in operation for over 35 years.
Registered with ROC Kolkata under CIN U74140WB1991PTC053189.
Capital: an authorised share capital of ₹275 Cr and a paid-up capital of ₹159.41 Cr. Formerly known as Arohan Financial Services Private Limited and Ang Resources Private Limited. It is led by directors including Ulhas Sharadkumar Deshpande and John Arunkumar Diaz.
Last AGM: 12 August 2025. Financial statements filed for year ended 31 March 2025. Office: Pti Building 4Th Floor Dp – 9 Sector – 5 Salt Lake, Kolkata, West Bengal, India – 700091.
As per the financials filed for FY 2023, the company reported a revenue of ₹1,091 Cr, a growth of 19% compared to the previous year.
The company has a workforce of approximately 10,203 employees as per the latest available data.
The company is associated with 2 brands - Intellecash, Arohan. As per MCA filings, the company has open charges of ₹9,163.95 Cr and satisfied charges of ₹14,894 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website arohan.in.
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Registered AddressPti Building 4Th Floor Dp – 9 Sector – 5 Salt Lake, Kolkata, West Bengal, India – 700091
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IndustryFinancial Services, Microfinance Institutions, NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of Arohan Financial Services Limited
Arohan Financial Services Limited has undergone 3 name changes throughout its history. The company was previously known as Arohan Financial Services Private Limited, Ang Resources Private Limited, and Ang Resources Ltd. The current legal name is Arohan Financial Services Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| Arohan Financial Services Limited | Current |
| Arohan Financial Services Private Limited | Previous |
| Ang Resources Private Limited | Previous |
| Ang Resources Ltd | Previous |
CIN History of Arohan Financial Services Limited
Arohan Financial Services Limited has one previous CIN (Corporate Identification Number): U74140WB1991PTC053189. The current CIN is U74140WB1991PLC053189, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U74140WB1991PLC053189 | Current |
| U74140WB1991PTC053189 | Previous |
Associated Brands with Arohan Financial Services Limited
Arohan Financial Services Limited operates two associated brands: IntelleCash and Arohan. These brands represent Arohan Financial Services Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Provides working capital loans to micro, small, and medium enterprises (MSMEs), backed by funding from the Michael & Susan Dell Foundation. | intellecash.com | |
| Financial services are extended to low-income individuals and micro-enterprises. | arohan.in |
Competitors & Alternatives of Arohan Financial Services Limited
Brands and companies operating in the same space as Arohan Financial Services Limited include ESAF, Satin Creditcare, Bharat Financial Inclusion and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
ESAF
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Microfinance banking services are offered in India by ESAF. | Thrissur, India, India | 1992 |
Satin Creditcare
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Micro loans for businesses are offered by this NBFC. | Delhi, India, India | 1990 |
Bharat Financial Inclusion
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Provider of micro-credit & insurance for low income income individuals and women | Secunderabad, India, India | 1997 |
Muthoot Microfin
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Microfinance loans are extended to low-income women entrepreneurs. | Ernakulam, India, India | 2010 |
Oxyzo
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Financial solutions including loans are provided for SMEs and corporates. | Gurugram, India, India | 2016 |
Svatantra Microfinance
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Microcredit services are provided to rural women for financial inclusion. | Mumbai, India, India | 2012 |
Fincare Small Finance Bank
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Micro-finance bank | Bengaluru, India, India | 2007 |
Spandana Sphoorty Financial
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Microfinance loans are extended to low-income households for various needs. | Hyderabad, India, India | 2003 |
Chaitanya India Fin Credit
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Micro-credit financing is provided to low-income individuals and businesses. | Bengaluru, India, India | 2004 |
Clime Finance
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Financing solutions for renewable energy projects are provided. | Delhi, India, India | 2020 |
Business Activity of Arohan Financial Services Limited
Arohan Financial Services Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | ********* |
Board of Directors of Arohan Financial Services Limited
Arohan Financial Services Limited is currently managed by 16 directors, with 40 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ulhas Sharadkumar Deshpande | Director | 15 Jan 2024 | 2 Years 5 Months | Current |
|
John Arunkumar Diaz
Also directs:
Synergy Nexgen Products Llp, Suryoday Small Finance Bank Limited, Shunya Fodder And Forage Agritech Private Limited and 5 more
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Director | 03 Jan 2024 | 2 Years 6 Months | Current |
| Nitish Chawla | Nominee Director | 31 May 2023 | 3 Years 1 Months | Current |
| Manojkumar Narayan Nambiar | Person Incharge | 12 Mar 2015 | 11 Years 3 Months | Current |
|
Karina Isabel Alva Alfaro
Also directs:
Mjic Consultancy Private Limited, Sub-K Impact Solutions Limited
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Nominee Director | 10 Nov 2023 | 2 Years 8 Months | Current |
| Narasimha Murthy Kummamuri | Director | 12 Feb 2025 | 1 Years 4 Months | Current |
Financials of Arohan Financial Services Limited FY 2025 filings available
Arohan Financial Services Limited reported revenue of ₹1,091 Cr (up 19% YoY) for FY 2023. Profit growth despite declining revenue indicates effective cost management and margin discipline.
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Consolidated Statements
Income Statement, Balance Sheet, Cash Flow & Ratios available in the full report.
Charges & Borrowings of Arohan Financial Services Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 08 Dec 2025 | Others | ₹125 Cr | Open |
| 02 Dec 2025 | Others | ₹175 Cr | Open |
| 28 Nov 2025 | Others | ₹63 Cr | Open |
| 10 Oct 2025 | Others | ₹50 Cr | Open |
| 25 Sep 2025 | Sidbi | ₹170 Cr | Open |
Total charge records: 447 View all charges
Employees and EPFO Compliance at Arohan Financial Services Limited
View historical data on people associated with Arohan Financial Services Limited, including employment history and EPFO contributions.
Employee Count & EPFO Data of Arohan Financial Services Limited
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GST Compliance of Arohan Financial Services Limited
GSTIN & GST Filing Data of Arohan Financial Services Limited
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Credit Ratings, Litigation & Regulatory Alerts for Arohan Financial Services Limited
Credit Ratings, Legal Cases & Regulatory Alerts of Arohan Financial Services Limited
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MSME Payment Delays by Arohan Financial Services Limited
MSME Payment Delays by Arohan Financial Services Limited
Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.
Subsidiaries & Group Companies of Arohan Financial Services Limited
Subsidiaries & Group Companies of Arohan Financial Services Limited
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MCA Filings & Documents of Arohan Financial Services Limited
MCA Filings & Documents of Arohan Financial Services Limited
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Recent Activity on Arohan Financial Services Limited
Recent News on Arohan Financial Services Limited
Frequently Asked Questions about Arohan Financial Services Limited
Arohan Financial Services Limited is an active public limited company in the financial services sector based in Kolkata, West Bengal, India. It was incorporated on 27 September 1991 (35+ years old) and is registered under CIN U74140WB1991PLC053189. The company has 10,203 employees.
Arohan Financial Services Limited reported revenue of ₹1,091 Cr for FY 2023 (up 19.00% YoY).
The current directors of Arohan Financial Services Limited are:
- Ulhas Sharadkumar Deshpande
- John Arunkumar Diaz
- Nitish Chawla
- Manojkumar Narayan Nambiar
- Karina Isabel Alva Alfaro
- Narasimha Murthy Kummamuri
- Stephen Dongwon Lee
- Vineet Chandra Rai
- Milind Ramchandra Nare
- Jose Joseph Kattoor
- Rupa Rajul Vora
- Dinesh Kumar Mittal
- Sriradha Ramana Saripalli
- Anurag Agrawal
- Wilhelmus Marthinus Maria Van Der Beek
- Anirudh Singh Thakur
The primary industry of Arohan Financial Services Limited is financial services. The company specifically operates in microfinance institutions. The company is currently active in this sector.
Arohan Financial Services Limited can be reached at the registered office: Pti Building 4Th Floor Dp – 9 Sector – 5 Salt Lake, Kolkata, West Bengal, India – 700091, or through the website arohan.in.
The authorised capital is ₹275 Cr, and the paid-up capital is ₹159.41 Cr.