About Credit & Debt
Credit & Debt is a Financial Services company based in Ladera Ranch (United States) founded in 2019, and was acquired by IDIQ in June 2022. It operates as an online debt management platform for individuals is operated. Its website creditanddebt.org draws about 20 thousand monthly visits. Credit & Debt offers products and services including Money Sensei, Debt Relief Services, and Credit Coaching. Its focus areas include FinTech, Alternative Lending, Consumer Debt Management and Debt Settlement. Its legal entity is Credit Swag Ventures, Inc. Its competitors include Beyond Finance, Resuelve tu Deuda, FREED, Ophelos and Relief and 2 more; 5 of its 7 listed competitors have raised funding.
Company details
Credit Debt was founded in 2019 and is based in Ladera Ranch, United States. An online platform is maintained for individual debt management within the financial services sector. A dashboard is provided to monitor bills, expenses, and debt payments. Services encompass debt relief, credit repair, budget planning, and financial management. Online consultancy focused on debt strategies is also delivered to users.
Products & Services of Credit & Debt
Credit & Debt offers a comprehensive portfolio of products and services, including Money Sensei, Debt Relief Services, and Credit Coaching.
AI platform for personalized budgeting and debt advice.
Programs for debt settlement and consolidation options.
Guidance on credit improvement and management strategies.
Apps and channels of Credit & Debt
its YouTube channel Credit & Debt has 236 subscribers and 30 videos.
Videos from Credit & Debt
The most watched videos on Credit & Debt's YouTube channel, Credit & Debt (236 subscribers). Click a video to play it here.
More on Credit & Debt.
Investors in Credit & Debt
Credit & Debt has secured backing from 1 investor. Prominent investors backing the company include IDIQ.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Credit scores and identity management solutions are provided to users. | 1995 | idiq.com | Temecula, United States |
Investor details for Credit Debt
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People of Credit & Debt
2 people are tracked at Credit & Debt (1 in leadership, 1 in team).
| Name | Role | Group |
|---|---|---|
Jeff Mandel | Co-founder & CEO | Leadership |
Alexander McCobin | Business Development Manager | Team |
Complete people profiles for Credit & Debt
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Timeline of Credit & Debt
2 dated milestones of Credit & Debt across 3 years, from founding to its latest funding, stage changes and deals.
- Founded Credit & Debt is founded.
- Exit Acquired by IDIQ.
Competitors of Credit & Debt
Credit & Debt has 7 listed competitors in our database, 5 of them funded. They include Beyond Finance, Resuelve tu Deuda, FREED, Ophelos and Relief, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| beyondfinance.com | 2004 | Houston, United States | – | 384 | Debt settlement services are provided for unsecured consumer debts. | |
| resuelvetudeuda.com | 2009 | Mexico | $24M | – | App-based platform for consumer debt settlement | |
| freed.care | 2020 | Gurugram, India | $10.3M | – | Debt resolution and loan settlement programs are offered to individuals. | |
| ophelos.com | 2019 | London, United Kingdom | $8.42M | 15 | An online platform is developed for consumer debt repayment options. | |
| relief.app | 2020 | Miami, United States | $15M | 12 | Relief is focused on helping users reduce personal debt. | |
| trykredit.com | 2020 | New York, United States | – | – | Credit card debts are settled through specialized software solutions. | |
| queroquitar.com.br | 2013 | Sao Paulo, Brazil | $2.61M | – | Debts are negotiated and settled online with direct creditor payments. |
Detailed competitors of Credit Debt
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Web traffic of Credit & Debt
The website of Credit & Debt (creditanddebt.org) receives about 19.7K visits a month.
- Monthly visits19.7K
▲ 36.4% vs previous month
Top companies in Alternative Lending
10 companies that operate in the same segment as Credit & Debt (Alternative Lending), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
A peer-to-peer marketplace for business loans is operated and developed. | 2010 | London, England, United Kingdom | USD 372.67 M | USD 299.61 M | 726 | |
Diversified loans are provided via an AI-enabled online marketplace. | 2012 | Palo Alto, California, United States | USD 128.65 M | USD 1.04 B | 1,190 | |
Various consumer loans and financial services are offered online. | 2011 | San Francisco, California, United States | USD 3.04 B | USD 4.77 B | 5,000 | |
Purchase financing solutions are offered to businesses via installment payments. | 2019 | Dubai, Dubai, United Arab Emirates | USD 837 M | – | – | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 349.23 M | USD 106.45 M | 1,749 | |
Credit score checking and comparison platform for financial products | 2007 | San Francisco, California, United States | USD 869.77 M | – | – | |
Financial benefits platform for on-demand pay is provided to employees. | 2018 | London, England, United Kingdom | USD 133.02 M | – | – | |
Payflow is recognized as a financial wellness application for employees. | 2020 | Alcobendas, Comunidad De Madrid, Spain | USD 58.23 M | – | – | |
Digital lending and instant credit lines are provided to individuals. | 2016 | Gurugram, Haryana, India | USD 115 M | USD 18.69 M | 81 | |
Personal loans and lines of credit are provided by Mogo. | 2008 | Vancouver, British Columbia, Canada | – | USD 49.45 M | – |
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Related news about Credit & Debt
Complete news archive for Credit Debt
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Frequently Asked Questions about Credit & Debt
Credit & Debt was founded in 2019.
Credit & Debt is headquartered in Ladera Ranch, United States. It is registered at Ladera Ranch, California, United States.
Credit Debt was founded in 2019 and is based in Ladera Ranch, United States. An online platform is maintained for individual debt management within the financial services sector. A dashboard is provided to monitor bills, expenses, and debt payments. Services encompass debt relief, credit repair, budget planning, and financial management. Online consultancy focused on debt strategies is also delivered to users.
Credit & Debt's top competitors include FREED, Resuelve tu Deuda and Beyond Finance.
Credit & Debt offers Money Sensei, Debt Relief Services, and Credit Coaching.
Credit & Debt has 1 investor. Key investors include IDIQ.
Credit & Debt operates through Credit Swag Ventures, Inc..
Yes. Credit & Debt was acquired by IDIQ in June 2022.

