Final

Oakland, United States Founded: 2014 • Age: 12 yrs Acquired By Goldman Sachs
Unique credit card numbers are generated for various merchants.

About Final

Final is a company based in Oakland (United States) founded in 2014 by Matthew Rothstein was acquired by Goldman Sachs in January 2018. It operates as a FinTech. Final has raised $10.12 million across 4 funding rounds from investors including Goldman Sachs, Kleiner Perkins and Digital Garage. Final offers products and services including Final Visa Card. Final operates in a competitive market with competitors including Afterpay, Affirm, Stori, Upgrade and Petal, among others.

  • Headquarter Oakland, United States
  • Founders Matthew Rothstein
  • Sectors
    Financial Services
  • Website getfinal.com
  • Social LinkedIn X
  • Acquired by Goldman Sachs (Jan 2018)
  • Legal Name Final, Inc.
Key Metrics
  • Total Equity Funding
    $10.12M (USD)

    in 4 rounds

  • Latest Funding Round
    $9M (USD), Series A

    Jun 2016

  • Investors
  • Acquired by
    Goldman Sachs

    (Jan 2018)

Products & Services of Final

Final offers a comprehensive portfolio of products and services, including Final Visa Card.

Final Visa Card
Financial Services

A credit card for managing personal finances effectively.

Funding Insights of Final

Final has successfully raised a total of $10.12M across 4 strategic funding rounds. The most recent funding activity was a Series A round of $9 million completed in June 2016. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding $10.12M
  • Total Rounds 4
  • Last Round Series A β€” $9M
  • Investors Count 10

All 4 funding rounds of Final with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.

DateAmountTransaction NameValuationLead InvestorsInvestors
Jun 2016$9MSeries A––
Jan 2015$1MSeed–Ludlow Ventures, Y Combinator
–
Jun 2014–Seed––
Jun 2014$118,000Seed––
Valuation history

11 investors in total: 11 institutional.

Investors in Final

Final has secured backing from 11 investors, including venture fund and institutional investors. Prominent investors backing the company include Goldman Sachs, Kleiner Perkins and Digital Garage.

All
Venture Fund
Institutional
InvestorDescriptionFounded YearDomainLocation
Early-stage tech startups are invested in by Runa Capital.
–runacap.comLuxembourg, Luxembourg
Early-stage startups are accelerated via funding and educational programs.
–ycombinator.comMountain View, United States
Venture capital firm investing in early-stage tech startups
1972kleinerperkins.comMenlo Park, United States
Venture capital is invested in US sectors by Ludlow Ventures.
–ludlowventures.comDetroit, United States
Early-stage technology companies are targeted for venture capital investments.
–t5capital.comNew York, United States
Seed-stage companies are funded by Zillionize venture capital firm.
–zillionize.comPalo Alto, United States
Pre-seed stage Micro VC firm investing in the US and Canada
–rightsidecapital.comSan Francisco, United States
Startups are accelerated globally without sector restrictions through structured programs.
2006techstars.comNew York, United States
Investment banking services are delivered across multiple financial sectors.
1869goldmansachs.comNew York, United States
Marketing services with digital solutions for real estate are provided.
1995garage.co.jpTokyo, Japan
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Investor details for Final

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  • Round participation
  • Investor portfolios
  • Co-investor network

Verified entity values are shown only after access is granted.

People of Final

1 people are tracked at Final (1 in leadership).

NameRoleGroup
Matthew Rothstein
Co-Founder & CTOLeadership
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Complete people profiles for Final

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  • Team structure
  • Board tenure
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Timeline of Final

4 dated milestones of Final across 4 years, from founding to its latest funding, stage changes and deals.

  1. Founded Final is founded.
  2. Funding First funding round.
  3. Funding Latest funding round, Series A, of $9.0M.
  4. Exit Acquired by Goldman Sachs.

Competitors of Final

Final operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Afterpay, Affirm, Stori, Upgrade and Petal, among others.

Company NameDomainFoundedHQ LocationTotal fundingEmployeesDescription
afterpay.com2014Melbourne, Australia$35.37M–
A buy now pay later service is offered by Afterpay.
affirm.com2012San Francisco, United States$1.23B2,171
Point-of-sale financing is facilitated via an online installment payment platform.
storicard.com2018Miguel Hidalgo, Mexico$332.5M–
Credit cards, deposit accounts, and investment products are provided.
upgrade.com2016San Francisco, United States$712M1,221
Consumer credit and banking products are offered to individuals.
petalcard.com2016West Sacramento, United States$298.43M164
Credit cards are issued to consumers via alternative credit evaluation.
atlanticus.com1996Atlanta, United States–689
Credit cards are provided for consumers, businesses, and healthcare financing.
plastiq.com2012San Francisco, United States$150.2M109
Mass payment solutions for businesses are enabled via credit cards.
possiblefinance.com2017Seattle, United States$49.56M–
Multiple consumer loans are offered through an online platform.
x1creditcard.com2017United States$62M–
General-purpose credit cards are issued to consumers for purchases.
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Detailed competitors of Final

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  • Full competitor set
  • Operating metrics
  • Benchmarks
  • Competitive positioning

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Web traffic of Final

The website of Final (getfinal.com) receives about 2.4K visits a month.

  • Monthly visits
    2.4K

    ▲ 10.8% vs previous month

Similar websites

Websites whose visitors overlap most with Final. Affinity shows how closely the audiences match.

WebsiteDomainAudience affinityMonthly visitsGlobal rankProfile
hypotheekshop.nl
hypotheekshop.nl
100%
–#538,131–

Latest news on Final

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  • Older coverage
  • Brand-specific news history

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Similar companies to Final

10 companies that operate in the same segment as Final (Payments & Remittance Platforms), ranked by their profile score on The Company Check.

CompanyDescriptionFoundedLocationTotal fundingRevenueEmployees
Digital payments, financial services, and e-commerce platforms are provided.
2000Noida, Uttar Pradesh, IndiaUSD 4.14 B––
Payment, financial, investment, and lending services are provided digitally.
2012Bengaluru, Karnataka, IndiaUSD 1.71 B––
Payment processing and card issuance solutions are provided for businesses.
2009San Francisco, California, United StatesUSD 9.81 B––
Cloud-based accounts payable and receivable software for businesses
2006Palo Alto, California, United StatesUSD 325.6 MUSD 1.65 B2,360
Payment and business banking solutions are provided for enterprises.
2014Bengaluru, Karnataka, IndiaUSD 742 MUSD 302.19 M2,641
Spend management and accounts payable solutions are delivered to businesses.
2019New York, New York, United StatesUSD 3.21 B––
Payment acceptance and processing solutions provider for businesses
2018Gurugram, Haryana, IndiaUSD 604.02 MUSD 179.52 M709
Business spends, payments, and rewards are streamlined by automated workflows.
2011Hyderabad, Telangana, IndiaUSD 13.75 MUSD 149.43 M431
Online payment processing and credit solutions are provided for businesses.
2002Amsterdam, NetherlandsUSD 35.15 MUSD 5.47 B1,200
SaaS-driven credit card and spend management solutions platform for businesses
2017Draper, Utah, United StatesUSD 1.16 B–1
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Frequently Asked Questions about Final

Final was founded in 2014.

Final is headquartered in Oakland, United States. It is registered at Oakland, California, United States.

Final is a funded company, having raised a total of $10.12M across 4 funding rounds to date.

Final, Inc. was engaged in offering the Final Visa Card, a credit card solution aimed at helping users manage their personal finances. The company operated in the financial services sector, focusing on consumer credit products. It was acquired and is no longer accepting new applicants or offering its card services.

Final's top competitors include Stori, Afterpay and Upgrade.

Final offers Final Visa Card.

Final has 11 investors. Key investors include Goldman Sachs, Kleiner Perkins, Digital Garage, Techstars, and Runa Capital.

Final operates through Final, Inc..

Yes. Final was acquired by Goldman Sachs in January 2018.

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