About Finiata
Finiata is a Financial Services company based in Berlin (Germany) founded in 2016. It operates as a lending as a service platform for financial institutions. Finiata has raised $51.48 million across 6 funding rounds from investors including European Investment Fund, Fasanara Capital and DN Capital. The company has 40 employees. Finiata offers products and services including FlexCapital, Analytics, and Platform. Its focus areas include FinTech, Alternative Lending, Enablers and Lending-as-a-service. Its legal entity is Finiata GmbH. Its competitors include Cloud Lending, Banxware, Alfa Systems, Bankish and Aqaix and 3 more; 3 of its 8 listed competitors have raised funding.
Company details
Finiata was established in 2016 and is headquartered in Berlin, Germany, within the fintech sector. A platform is operated to deliver lending services tailored for financial institutions. Embedded finance solutions are supplied, encompassing customer onboarding, fund disbursement, repayment handling, and cash flow monitoring. Risk management features are included, such as analytics for evaluating customer creditworthiness and overall risk assessment.
- Headquarters Berlin, Germany
- Employees 40
- SectorsFinancial Services
- Email••••••••
- Website finiata.com
- Social LinkedIn X Facebook
- Legal Name Finiata Gmbh
- Total Equity Funding$51.48M (USD)
in 6 rounds
- Latest Funding Round$21.74M (USD), Series B
Aug 2023
- InvestorsEuropean Investment Fund
& 13 more
- Employee Count40
Products & Services of Finiata
Finiata offers a comprehensive portfolio of products and services, including FlexCapital, Analytics, and Platform.
Offers flexible credit lines for business working capital needs.
Provides AI-driven cash flow advice for business management.
Enables building scalable credit products for small businesses.
Funding Insights of Finiata
Finiata has successfully raised a total of $51.48M across 6 strategic funding rounds. The most recent funding activity was a Series B round of $21.74 million completed in August 2023. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $51.48M
- Total Rounds 6
- Last Round Series B — $21.74M
- First Round $3.84M
(Oct 2016)
- Investors Count 14
All 6 funding rounds of Finiata with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Aug 2023 | $21.74M | Series B | – | Fasanara Capital | – |
| Nov 2020 | $8.27M | Series A | – | European Investment Fund | – |
| Dec 2017 | $11.77M | Series A | – | Kulczyk Investments, Enern | |
| Dec 2017 | $9.41M | Debt – Conventional | – | – | – |
| Jan 2017 | $5.86M | Seed | – | Redalpine, DN Capital | – |
| Oct 2016 | $3.84M | Seed | – | – |
14 investors in total: 10 institutional and 4 angel.
Investors in Finiata
Finiata has secured backing from 14 investors, including institutional, venture fund, and angel investors. Prominent investors backing the company include European Investment Fund, Fasanara Capital and DN Capital.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Private equity investments are directed toward SMEs and tech startups. | 1994 | eif.org | Luxembourg, Luxembourg | |
Venture capital firm focused on software, fintech, marketplaces, and consumer internet | – | dncapital.com | London, United Kingdom | |
Venture capital investments are made in European tech startups from day-zero to seed. | – | fly.vc | - | |
Early-stage investments are directed toward ICT and health tech startups. | – | redalpine.com | Zurich, Switzerland | |
Private equity and single family office focused on medium-sized companies | – | kulczykinvestments.com | Luxembourg, Luxembourg | |
Tech-focused VC investments are made stage-agnostically in Europe by Enern. | – | enern.eu | Prague, Czech Republic | |
Venture capital investments are directed toward marketplace and SaaS companies. | – | pointnine.com | Berlin, Germany | |
VC firm investing in early & growth stage tech companies in Europe | – | german-startups.com | Frankfurt Am Main, Germany | |
Venture capital firm focused on early stage companies | – | lafamiglia.vc | Berlin, Germany | |
Delivers comprehensive asset management solutions, including portfolio advisory and planning services. | 2011 | fasanaracapital.com | London, United Kingdom |
Investor details for Finiata
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People of Finiata
3 people are tracked at Finiata (3 in leadership); the tracked headcount is 40.
| Name | Role | Group |
|---|---|---|
Alexander Dubrovsky | Head of Business Intelligence and Data | Leadership |
Hanna Kazlouskaya | CEO | Leadership |
Katrin Müller | Interim Head of People and Culture | Leadership |
Complete people profiles for Finiata
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
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Timeline of Finiata
3 dated milestones of Finiata across 7 years, from founding to its latest funding, stage changes and deals.
- Founded Finiata is founded.
- Funding First funding round of $3.8M.
- Funding Latest funding round, Series B, of $21.7M.
Competitors of Finiata
Finiata has 8 listed competitors in our database, 3 of them funded. They include Cloud Lending, Banxware, Alfa Systems, Bankish and Aqaix, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| cloudlendinginc.com | 2013 | Foster, United States | $16.15M | 148 | A cloud-based lending platform is provided for financial institutions. | |
| banxware.com | 2020 | Berlin, Germany | $43.97M | 43 | Lending-as-a-service platform is provided for banks and lenders. | |
| alfasystems.com | 1990 | Sydney, Australia | – | 111 | Cloud-based loan life cycle management for asset finance is offered. | |
| bankish.eu | 2017 | Tallinn, Estonia | $1.37M | 1 | Lending and deposit systems are offered for loan providers. | |
| aqaix.com | 2017 | San Francisco, United States | – | – | Water financing is enabled via cloud-based lending platform. | |
| credxmarkets.com | 2015 | Cologne, Germany | – | – | End-to-end lending processes are managed for financial institutions. | |
| circeo.today | 2014 | Rumelange, Luxembourg | – | – | Cloud-based loan management platform for financial institutions and workflows. | |
| capaccess.de | 2020 | Hamburg, Germany | – | – | Corporate financing is enabled via a cloud-based platform. |
Detailed competitors of Finiata
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Top companies in Alternative Lending
10 companies that operate in the same segment as Finiata (Alternative Lending), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
A peer-to-peer marketplace for business loans is operated and developed. | 2010 | London, England, United Kingdom | USD 372.67 M | USD 299.61 M | 860 | |
Diversified loans are provided via an AI-enabled online marketplace. | 2012 | Palo Alto, California, United States | USD 128.65 M | USD 1.04 B | 1,190 | |
Various consumer loans and financial services are offered online. | 2011 | San Francisco, California, United States | USD 3.04 B | USD 4.77 B | 6,843 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Purchase financing solutions are offered to businesses via installment payments. | 2019 | Dubai, Dubai, United Arab Emirates | USD 837 M | – | 4,683 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 106.45 M | 2,161 | |
Credit score checking and comparison platform for financial products | 2007 | San Francisco, California, United States | USD 869.77 M | – | 1,487 | |
Financial benefits platform for on-demand pay is provided to employees. | 2018 | London, England, United Kingdom | USD 133.02 M | – | – | |
Payflow is recognized as a financial wellness application for employees. | 2020 | Alcobendas, Comunidad De Madrid, Spain | USD 58.23 M | – | – |
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Frequently Asked Questions about Finiata
Finiata was founded in 2016.
Finiata is headquartered in Berlin, Germany. It is registered at Berlin, Berlin, Germany.
Finiata is a funded company, having raised a total of $51.48M across 6 funding rounds to date. The company's 1st funding round was a Seed of $3.84M, raised on Oct 2016.
Finiata has 40 employees.
Finiata was established in 2016 and is headquartered in Berlin, Germany, within the fintech sector. A platform is operated to deliver lending services tailored for financial institutions. Embedded finance solutions are supplied, encompassing customer onboarding, fund disbursement, repayment handling, and cash flow monitoring. Risk management features are included, such as analytics for evaluating customer creditworthiness and overall risk assessment.
Finiata's top competitors include Cloud Lending, Banxware and Alfa Systems.
Finiata offers FlexCapital, Analytics, and Platform.
Finiata has 14 investors. Key investors include European Investment Fund, Fasanara Capital, DN Capital, Fly Ventures, and Redalpine.
Finiata operates through Finiata Gmbh.