About Kiara Microcredit
Kiara Microcredit is a Financial Services company based in Madurai (India) founded in 2016. It operates an online platform offering micro loans to individuals. It operates on a B2C model. Its Indian entity Dhanam Investment And Finance Private Limited reported revenue of ₹21.14 Cr. Its focus areas include Finance, Lending, Microfinance and Online Platforms. Its competitors include Z2P, DailyPe, MicroGraam, p2p Microfinance and Svadhan and 3 more; 3 of its 8 listed competitors have raised funding.
Company details
Kiara Microcredit, established in 2016, excels in finance, facilitating loans and financing, microfinance, and online platforms. Operates an online platform offering micro loans to individuals. Committed to advancing standards, it focuses on innovation, efficiency, and delivering value to clients worldwide.
- Headquarters Madurai, India
- SectorsFinancial Services
- Website kiaramicrocreditweb.com
- Legal Name Kiara Microcredit Private Limited
- Date of Incorporation 24 Oct, 2016
- Jurisdiction Coimbatore, Tamil Nadu, India
- Annual Revenue₹21.14 Cr
FY 2025 · -4% YoY
- Net Profit₹40.6 Lakh
FY 2025 · 2% margin
- EBITDA₹10.58 Cr
FY 2025 · 50% margin
Associated legal entities of Kiara Microcredit
Kiara Microcredit is associated with 2 registered companies on The Company Check; the primary company is Dhanam Investment And Finance Private Limited. Each company page carries the filings, financials, charges and directors of that entity.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Dhanam Investment And Finance Private Limited CIN U64920TZ2016PTC031308 | Active | 24 Oct 2016 | Coimbatore, Tamil Nadu | ₹21.1 Cr | 132 | 4 | View details |
| Kiara Microcredit Private Limited CIN U65900TZ2016PTC031308 | – | 24 Oct 2016 | Coimbatore, Tamil Nadu, India | – | – | – | View details |
Board of directors of Dhanam Investment And Finance Private Limited (Kiara Microcredit)
Dhanam Investment And Finance Private Limited is the primary company behind Kiara Microcredit. The board of Dhanam Investment And Finance Private Limited currently have 4 directors; the longest-serving is Venkataraman Sankar, appointed in 2016.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Venkataraman Sankar DIN 02305098 | Director | 24 Oct 2016 | 9 yrs 11 mo | Dhanam Investment And Finance Private Limited |
| Gopalakrishnan Avinash DIN 02261918 | Managing Director | 24 Oct 2016 | 9 yrs 11 mo | Dhanam Investment And Finance Private Limited |
| Gokul Govindarajan DIN 07210264 | Director | 04 Aug 2018 | 8 yrs 2 mo | Dhanam Investment And Finance Private Limited |
| Gunasekaran DIN 08401538 | Additional Director | 13 Apr 2026 | 6 mo | Dhanam Investment And Finance Private Limited |
Financials of Kiara Microcredit
Figures of Dhanam Investment And Finance Private Limited, the primary company behind Kiara Microcredit, for FY 2025. Revenue was ₹21.14 Cr (-4% year on year). Net profit was ₹40.6 Lakh (2% margin). EBITDA was ₹10.58 Cr (50% margin). Revenue has grown at a compounded annual rate of +13% over three years and +28% over five years.
- ₹21.14 CrRevenue · FY 2025 · -4% YoY
- ₹40.6 LakhNet profit · 2% margin
- ₹10.58 CrEBITDA · 50% margin
- ₹17.00 CrPaid-up capital
- 132Employees (provident fund records)
- +13%Revenue CAGR, 3 years
- +28%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Dhanam Investment And Finance Private Limited are on its company page.
Detailed financial statements for Kiara Microcredit
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Competitors of Kiara Microcredit
Kiara Microcredit has 8 listed competitors in our database, 3 of them funded. They include Z2P, DailyPe, MicroGraam, p2p Microfinance and Svadhan, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| z2p.biz | 2016 | Hyderabad, India | $90,233 | – | Microloans are facilitated via a P2P lending platform for consumers. | |
| dailype.in | 2022 | Surat, India | $125,000 | 12 | Online lending marketplace for business financing | |
| micrograam.com | 2009 | Bengaluru, India | $859,215 | – | Microloans are facilitated via a P2P platform for rural borrowers. | |
| p2pmicrofin.org | 2010 | Pilani, India | – | 32 | Operates a peer-to-peer microfinance platform. | |
| svadhan.com | 2022 | Kochi, India | – | – | Developer of a microfinance marketplace app connecting lenders and microfinance customers | |
| wecareindia.org | 2011 | Gulbarga, India | – | – | Operates as a P2P marketplace for microloans. | |
| vizzve.com | 2015 | Bengaluru, India | – | – | Operates an online lending platform offering microloans. | |
| microfinancebazaar.com | 2022 | Varanasi, India | – | – | An AI and SaaS-based P2P lending platform for consumers. |
Detailed competitors of Kiara Microcredit
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Verified entity values are shown only after access is granted.
Top companies in Microfinance
10 companies that operate in the same segment as Kiara Microcredit (Microfinance), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Microfinance banking services are offered in India by ESAF. | 1992 | Thrissur, Kerala, India | USD 101.74 M | USD 474.19 M | 12,520 | |
Micro loans for businesses are offered by this NBFC. | 1990 | Delhi, Delhi, India | USD 40 M | USD 310.26 M | 15,190 | |
Provider of microloans | 2010 | Delhi, Delhi, India | – | USD 71.68 M | 12,403 | |
Provider of micro-credit & insurance for low income income individuals and women | 1997 | Secunderabad, Telangana, India | USD 144.02 M | USD 208.71 M | 38,310 | |
Microfinance loans are extended to low-income women entrepreneurs. | 2010 | Ernakulam, Kerala, India | USD 138.19 M | USD 251.96 M | 10,650 | |
Micro loans for consumers are provided by Asirvad Microfinance. | 2009 | Chennai, Tamil Nadu, India | USD 1.75 M | USD 94.88 M | 16,309 | |
Microfinance and banking services are provided to urban poor communities. | 2005 | Bengaluru, Karnataka, India | USD 238.31 M | USD 857.24 M | 24,370 | |
Microcredit services are provided to rural women for financial inclusion. | 2012 | Mumbai, Maharashtra, India | USD 232.92 M | USD 49.44 M | 10,779 | |
Avanti Finance is focused on providing affordable financial services. | 2016 | Bengaluru, Karnataka, India | USD 79.74 M | USD 13.6 M | 87 | |
Microfinance services offering loans to low-income households in India. | 1999 | Bengaluru, Karnataka, India | – | – | – |
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Frequently Asked Questions about Kiara Microcredit
Kiara Microcredit was founded in 2016.
Kiara Microcredit is headquartered in Madurai, India. It is registered at Madurai, Tamil Nadu, India.
The primary company behind Kiara Microcredit, Dhanam Investment And Finance Private Limited, reported revenue of ₹21.14 Cr for FY 2025, down 4% year on year.
Kiara Microcredit, established in 2016, excels in finance, facilitating loans and financing, microfinance, and online platforms. Operates an online platform offering micro loans to individuals. Committed to advancing standards, it focuses on innovation, efficiency, and delivering value to clients worldwide.
Kiara Microcredit's top competitors include Z2P, MicroGraam and DailyPe.
Kiara Microcredit operates through Dhanam Investment And Finance Private Limited.
The legal entities of Kiara Microcredit currently have 4 directors, including Venkataraman Sankar, Gokul Govindarajan, Gopalakrishnan Avinash and others.