About Midkey
Midkey is a Financial Services company based in Sydney (Australia) founded in 2021. It provides home equity loans with no monthly payments for debt consolidation. It operates on a D2C model. Midkey offers products and services including No Monthly Payments Home Loan. Its focus areas include FinTech, Home Lending, Equity Loans and No Payments Model. Its legal entity is Midkey Funds Management Pty Ltd. Its competitors include Lendi, Bridgit, Finspo, HashChing and LoanDolphin and 2 more; 5 of its 7 listed competitors have raised funding.
Company details
Midkey is a lending company that provides home equity loans in Australia, allowing borrowers to access funds without regular monthly payments. Borrowers repay the principal, simple interest, and a deferral fee at the end of the loan, typically when selling their home. The service targets responsible homeowners for purposes like renovations, debt reduction, or education fees, using a flexible assessment that considers assets over income. It operates as an alternative to traditional mortgages, focusing on financial flexibility.
- Headquarters Sydney, Australia
- SectorsFinancial Services
- Phone•••• ••••
- Website midkey.com.au
- Social LinkedIn Facebook Instagram YouTube
- Legal Name Midkey Funds Management Pty Ltd
Products & Services of Midkey
Midkey offers a comprehensive portfolio of products and services, including No Monthly Payments Home Loan.
Enables borrowing against home equity without monthly payments.
Competitors of Midkey
Midkey has 7 listed competitors in our database, 5 of them funded. They include Lendi, Bridgit, Finspo, HashChing and LoanDolphin, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| lendi.com.au | 2013 | Sydney, Australia | $34.74M | – | Online home loans platform | |
| bridgit.com.au | 2021 | Surry Hills, Australia | $22.3M | – | Bridge loans for residential property swaps are provided online. | |
| finspo.com.au | 2019 | Abbotsford, Australia | $12.25M | – | Provider of an app-based platform providing banking solutions and home loans to consumers | |
| hashching.com.au | 2015 | Sydney, Australia | $770,770 | – | Customers are connected to mortgage brokers via HashChing's online platform. | |
| loandolphin.com.au | 2015 | Sydney, Australia | $1.1M | – | Loan applications auction platform. | |
| sucasa.com.au | 2022 | Sydney, Australia | – | – | No-deposit residential mortgage loans are offered via an online platform. | |
| homeloanexperts.com.au | 2006 | Sydney, Australia | – | – | Hosts a digital marketplace for residential mortgage loans. |
Detailed competitors of Midkey
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- Full competitor set
- Operating metrics
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Top companies in Alternative Lending
10 companies that operate in the same segment as Midkey (Alternative Lending), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
A peer-to-peer marketplace for business loans is operated and developed. | 2010 | London, England, United Kingdom | USD 372.67 M | USD 299.61 M | 860 | |
Diversified loans are provided via an AI-enabled online marketplace. | 2012 | Palo Alto, California, United States | USD 128.65 M | USD 1.04 B | 1,190 | |
Various consumer loans and financial services are offered online. | 2011 | San Francisco, California, United States | USD 3.04 B | USD 4.77 B | 6,843 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Purchase financing solutions are offered to businesses via installment payments. | 2019 | Dubai, Dubai, United Arab Emirates | USD 837 M | – | 4,683 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 106.45 M | 2,161 | |
Credit score checking and comparison platform for financial products | 2007 | San Francisco, California, United States | USD 869.77 M | – | 1,487 | |
Financial benefits platform for on-demand pay is provided to employees. | 2018 | London, England, United Kingdom | USD 133.02 M | – | – | |
Payflow is recognized as a financial wellness application for employees. | 2020 | Alcobendas, Comunidad De Madrid, Spain | USD 58.23 M | – | – |
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Frequently Asked Questions about Midkey
Midkey was founded in 2021.
Midkey is headquartered in Sydney, Australia. It is registered at Sydney, New South Wales, Australia.
Midkey is a lending company that provides home equity loans in Australia, allowing borrowers to access funds without regular monthly payments. Borrowers repay the principal, simple interest, and a deferral fee at the end of the loan, typically when selling their home. The service targets responsible homeowners for purposes like renovations, debt reduction, or education fees, using a flexible assessment that considers assets over income. It operates as an alternative to traditional mortgages, focusing on financial flexibility.
Midkey offers No Monthly Payments Home Loan.
Midkey operates through Midkey Funds Management Pty Ltd.