About V12 Retail Finance
V12 Retail Finance is a Financial Services company based in Cardiff (United Kingdom) founded in 2000. Omnichannel retail finance solutions are provided as a direct lender. Its chief executive, as recorded, is Nick Davies. Its website v12retailfinance.com draws about 108 thousand monthly visits. V12 Retail Finance offers products and services including Retail Finance and Personal Loans. Its focus areas include FinTech, Alternative Lending, Online Lenders and Consumer Loans. Its legal entity is V12 RETAIL FINANCE LIMITED. Its competitors include Zilch, Raylo Pay and Deko; 2 of its 3 listed competitors have raised funding.
Company details
V12 Retail Finance was established in 2000 in Cardiff, United Kingdom, as a subsidiary of Secure Trust Bank. Retail finance is offered through point-of-sale solutions across online, mobile, in-store, and mail-order channels to over 2000 retailers. Eligibility requires retailers to demonstrate at least 250,000 annual turnover, 12 months of trading, audited accounts, and profitability. Traditional products feature APRs from 9.9 to 19.9, with 0 APR options subsidized by retailers.
- Headquarters Cardiff, United Kingdom
- SectorsFinancial Services
- Website category Finance · Financial Planning and Management
- Website v12retailfinance.com
- Social LinkedIn X
- Legal Name V12 Retail Finance Limited
- Date of Incorporation 08 Nov, 2002
- Jurisdiction SOLIHULL, UNITED KINGDOM
Products & Services of V12 Retail Finance
V12 Retail Finance offers a comprehensive portfolio of products and services, including Retail Finance and Personal Loans.
Service for financing consumer retail purchases through lender introductions
Loans for individual expenditures with eligibility checks and support
Apps and channels of V12 Retail Finance
V12 Retail Finance publishes 1 mobile app with over 50K+ downloads.
People of V12 Retail Finance
2 people are tracked at V12 Retail Finance (1 in leadership, 1 in team).
| Name | Role | Group |
|---|---|---|
Nick Davies | CEO & MD | Leadership |
David Andrew Mccreadie | key principal | Team |
Complete people profiles for V12 Retail Finance
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
Competitors of V12 Retail Finance
V12 Retail Finance has 3 listed competitors in our database, 2 of them funded. They include Zilch, Raylo Pay and Deko.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| zilch.com | 2018 | London, United Kingdom | $566.17M | Direct-to-consumer ad-subsidised payments network | ||
| raylopay.com | 2018 | London, United Kingdom | $7.67M | 69 | POS financing solutions are offered to businesses through monthly subscriptions. | |
| dekopay.com | 2008 | London, United Kingdom | 48 | Purchase financing is enabled through a B2B2C multi-lender platform. |
Detailed competitors of V12 Retail Finance
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Web traffic of V12 Retail Finance
The website of V12 Retail Finance (v12retailfinance.com) receives about 107.6K visits a month and ranks #417,650 among all websites worldwide, #5,253 in Financial Planning and Management.
- Monthly visits107.6K
▲ 8.2% vs previous month
- Unique visitors54.8K
per month
- Global rank#417,650
among all websites
- Category rank#5,253
Finance · Financial Planning and Management
- Bounce rate65%
- Pages per visit1.7
- Average visit33 sec
- DevicesDesktop 19% · Mobile 81%
Websites whose visitors overlap most with V12 Retail Finance. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| steadypay.co | 100% | 57.2K | #738,931 | View details | |
newpay.co.uk | newpay.co.uk | 99% | #505,684 | – | |
| omnicapitalretailfinance.co.uk | 99% | 19.4K | #1,227,079 | View details | |
| curve.com | 97% | 332.5K | View details | ||
apply.v12finance.com | apply.v12finance.com | 95% | – | ||
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 15 similar websites and full traffic analytics for V12 Retail Finance
The complete similar-websites list, audience overlap and engagement analytics require an active premium plan.
- 15 similar websites
- Audience overlap
- Engagement analytics
- Traffic by brand
Verified entity values are shown only after access is granted.
Top companies in Alternative Lending
2 companies that operate in the same segment as V12 Retail Finance (Alternative Lending) in United Kingdom, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
A peer-to-peer marketplace for business loans is operated and developed. | 2010 | London, England, United Kingdom | USD 372.67 M | USD 299.61 M | 860 | |
Financial benefits platform for on-demand pay is provided to employees. | 2018 | London, England, United Kingdom | USD 133.02 M |
Unlock complete access to The Company Check
Get unrestricted viewing across everything we track — from companies and brands to investors, funding rounds, acquisitions, financials, and more.
- Unlimited viewing on all profiles Companies, investors, financials, funding, acquisitions & directors
- Full access to every database India & global coverage, advanced filters and rich profile details
- Always-on access from your team account Single premium plan for everything you see on the portal
Related news about V12 Retail Finance
Complete news archive for V12 Retail Finance
Full article history, source details, and older brand coverage require an active premium plan.
- Full article archive
- Source and publication date
- Older coverage
- Brand-specific news history
Verified entity values are shown only after access is granted.
Frequently Asked Questions about V12 Retail Finance
V12 Retail Finance was founded in 2000.
V12 Retail Finance is headquartered in Cardiff, United Kingdom. It is registered at Cardiff, Wales, United Kingdom.
Nick Davies is the CEO of V12 Retail Finance, as recorded in our data.
V12 Retail Finance was established in 2000 in Cardiff, United Kingdom, as a subsidiary of Secure Trust Bank. Retail finance is offered through point-of-sale solutions across online, mobile, in-store, and mail-order channels to over 2000 retailers. Eligibility requires retailers to demonstrate at least 250,000 annual turnover, 12 months of trading, audited accounts, and profitability. Traditional products feature APRs from 9.9 to 19.9, with 0 APR options subsidized by retailers.
V12 Retail Finance offers Retail Finance and Personal Loans.
V12 Retail Finance operates through V12 Retail Finance Limited.
Yes. V12 Retail Finance publishes AppToPay, with over 50,000 downloads.
The website of V12 Retail Finance receives about 108 thousand visits a month and ranks #417,650 among all websites worldwide.