About Bwda Finance Limited
Data last updated: 10 January 2026
Bwda Finance Limited is a public limited company based in Villupuram-605602., Tamil Nadu, India. It specialises in microfinance institutions, a part of the broader financial services sector. Incorporated on 18 April 1995, the company has been in operation for over 31 years.
Registered with ROC Chennai under CIN U65933TN1995PLC030939.
Capital: an authorised share capital of ₹55 Cr and a paid-up capital of ₹32.54 Cr. Formerly known as Kingdom Finance and Investments Madras Pvt Ltd and Nagercoil Prompt Finance and Investments Limited. It is led by directors including Joslin Thambi Chelliah and Alphina Jos.
Last AGM: 23 August 2025. Financial statements filed for year ended 31 March 2025. Office: No858 East Pondy Road Villupuram, Villupuram – 605602., Tamil Nadu, India – 605602.
As per the financials filed for FY 2025, the company reported a revenue of ₹72.75 Cr, a growth of 21% compared to the previous year.
The company has a workforce of approximately 364 employees as per the latest available data.
The company is associated with 2 brands - Bwda Finance, Bullock-Cart Workers Development Association. As per MCA filings, the company has open charges of ₹339.76 Cr and satisfied charges of ₹569.78 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website bwda.in.
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Registered AddressNo858 East Pondy Road Villupuram, Villupuram – 605602., Tamil Nadu, India – 605602
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IndustryFinancial Services, Microfinance Institutions, NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
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Name History of Bwda Finance Limited
Bwda Finance Limited has undergone 2 name changes throughout its history. The company was previously known as Kingdom Finance And Investments Madras Pvt Ltd, and Nagercoil Prompt Finance And Investments Limited. The current legal name is Bwda Finance Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| Bwda Finance Limited | Current |
| Kingdom Finance And Investments Madras Pvt Ltd | Previous |
| Nagercoil Prompt Finance And Investments Limited | Previous |
CIN History of Bwda Finance Limited
Bwda Finance Limited has one previous CIN (Corporate Identification Number): U65933TN1995PLC030939. The current CIN is U65921TN1995PLC030939, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65921TN1995PLC030939 | Current |
| U65933TN1995PLC030939 | Previous |
Associated Brands with Bwda Finance Limited
Bwda Finance Limited operates two associated brands: BWDA Finance and Bullock-Cart Workers Development Association. These brands represent Bwda Finance Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Microfinance and financial inclusion services for low-income households in India. | bwdafinanceltd.in | |
| Social development services focusing on rural empowerment, education, and community welfare in India. | bwda.in |
Business Activity of Bwda Finance Limited
Bwda Finance Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details for Bwda Finance Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
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Board of Directors and KMP of Bwda Finance Limited
Bwda Finance Limited currently reports 9 directors and 1 key managerial person. 35 former directors have served the organization.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Joslin Thambi Chelliah | Managing Director | 30 Sep 2002 | 23 Years 9 Months | Current |
| Alphina Jos | Whole-Time Director | 23 Jul 2010 | 15 Years 11 Months | Current |
|
Asir Raja Selvan
Also directs:
Huma Q Llp, Maruvur Cinemas Private Limited
|
Director | 21 Jun 2021 | 5 Years 1 Months | Current |
| Rajagopal Prakash | Director | 07 Dec 2022 | 3 Years 7 Months | Current |
| Raghavan Balaji Rangarajan | Cfo | 18 Aug 2022 | 3 Years 11 Months | Current |
| Shirley Thomas | Director | 07 Dec 2022 | 3 Years 7 Months | Current |
Financials of Bwda Finance Limited FY 2025 filings available
Bwda Finance Limited reported revenue of ₹72.75 Cr (up 21.00% YoY) for FY 2025.
Ten-year financial statements for Bwda Finance Limited
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Charges & Borrowings of Bwda Finance Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 01 Nov 2025 | Indian Overseas Bank | ₹40 Cr | Open |
| 23 Sep 2025 | Others | ₹5 Cr | Open |
| 23 Jun 2025 | Others | ₹13 Cr | Open |
| 29 Mar 2025 | Others | ₹6.5 Cr | Open |
| 29 Mar 2025 | Indian Overseas Bank | ₹30 Cr | Open |
Total charge records: 114 View all charges
Employees and EPFO Compliance at Bwda Finance Limited
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Employee and EPFO history for Bwda Finance Limited
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GST Compliance of Bwda Finance Limited
GST registrations and filing compliance for Bwda Finance Limited
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Credit Ratings, Litigation & Regulatory Alerts for Bwda Finance Limited
Credit ratings, litigation, and regulatory alerts for Bwda Finance Limited
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MSME Payment Delays by Bwda Finance Limited
MSME payment history for Bwda Finance Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
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Subsidiaries & Group Companies of Bwda Finance Limited
Corporate group structure for Bwda Finance Limited
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MCA Filings & Documents of Bwda Finance Limited
MCA filings and documents for Bwda Finance Limited
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Recent Activity on Bwda Finance Limited
Frequently Asked Questions about Bwda Finance Limited
Bwda Finance Limited is an active public limited company in the financial services sector based in Villupuram-605602, Tamil Nadu, India. It was incorporated on 18 April 1995 (31+ years old) and is registered under CIN U65921TN1995PLC030939. The company has 364 employees.
Bwda Finance Limited reported revenue of ₹72.75 Cr for FY 2025 (up 21.00% YoY).
The current directors and KMP of Bwda Finance Limited are:
- Joslin Thambi Chelliah - Managing Director
- Alphina Jos - Whole-Time Director
- Asir Raja Selvan - Director
- Rajagopal Prakash - Director
- Raghavan Balaji Rangarajan - Cfo
- Shirley Thomas - Director
- Anburaj Chelladurai - Nominee Director
- Rallyn George - Nominee Director
- Nagappan Selvam - Nominee Director
- Ajay Vyas - Director
The primary industry of Bwda Finance Limited is financial services. The company specifically operates in microfinance institutions. The company is currently active in this sector.
Bwda Finance Limited can be reached at the registered office: No858 East Pondy Road Villupuram, Villupuram – 605602, Tamil Nadu, India – 605602, or through the website bwda.in.
The authorised capital is ₹55 Cr, and the paid-up capital is ₹32.54 Cr.