Jio Credit Limited
About Jio Credit Limited
Data last updated: 19 December 2025
Jio Credit Limited is a public limited company based in Mumbai, Maharashtra, India, a subsidiary of Reliance Industrial Investments And Holdings Limited. It specialises in non-banking financial services (NBFC), a part of the broader financial services sector. Incorporated on 19 January 2000, the company has been in operation for over 26 years.
Registered with ROC Mumbai under CIN U17110MH2000PLC123731.
Capital: an authorised share capital of ₹500 Cr and a paid-up capital of ₹85.5 Cr. Formerly known as Reliance Retail Ventures Limited and Tex-Style Synthetics Private Limited. It is led by directors including Sunil Mehta and Kusal Roy.
Last AGM: 10 September 2025. Financial statements filed for year ended 31 March 2025. Office: Mumbai, Maharashtra.
As per the financials filed for FY 2025, the company reported a revenue of ₹358.38 Cr, a growth of 34% compared to the previous year.
The company has a workforce of approximately 82 employees as per the latest available data. It operates as a subsidiary of Reliance Industrial Investments And Holdings Limited.
The company is associated with 1 brand - Jio Finance. As per MCA filings, the company has open charges of ₹13,275 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies.
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Registered Address1St Floor Building 4Na Maker Maxity, Bandra Kurla Complex, Mumbai, Maharashtra, India – 400051
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IndustryFinancial Services, NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of Jio Credit Limited
Jio Credit Limited has undergone 5 name changes throughout its history. The current legal name is Jio Credit Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| Jio Credit Limited | Current |
| Reliance Retail Ventures Limited | Previous |
| Tex-Style Synthetics Private Limited | Previous |
| Reliance Power Ventures Private Limited | Previous |
| Reliance Power Ventures Limited | Previous |
CIN History of Jio Credit Limited
Jio Credit Limited has one previous CIN (Corporate Identification Number): U17110MH2000PLC123731. The current CIN is U64990MH2000PLC123731, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U64990MH2000PLC123731 | Current |
| U17110MH2000PLC123731 | Previous |
Associated Brands with Jio Credit Limited
Jio Credit Limited operates one associated brand: Jio Finance. These brands represent Jio Credit Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Loans, insurance, and digital payments are provided as financial services. | jiofinance.in |
Competitors & Alternatives of Jio Credit Limited
Brands and companies operating in the same space as Jio Credit Limited include InCred, FlexiLoans, Clix Capital and 5 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
InCred
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Financial services are provided, specializing in personal and business loans. | Mumbai, India, India | 2016 |
FlexiLoans
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Business loans and financial products for MSMEs are provided. | Mumbai, India, India | 2016 |
Clix Capital
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Lending platform for consumers and businesses is provided. | Gurugram, India, India | 2016 |
Usha Financial
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NBFC offering loans to entrepreneurs, MSMEs, and individuals | Delhi, India, India | 2006 |
DMI Finance
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Personal, MSME, consumption, and EV loans are provided digitally. | Delhi, India, India | 2008 |
Niyogin
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Online lending marketplace for business loans | Mumbai, India, India | 1988 |
KNAB Finance
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Technology-driven lending solutions are provided to small and medium enterprises. | Bengaluru, India, India | 2015 |
Credit Fair
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Solar financing solutions are provided by Credit Fair in India. | Mumbai, India, India | 2018 |
Business Activity of Jio Credit Limited
Jio Credit Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | ********* |
Board of Directors of Jio Credit Limited
Jio Credit Limited is currently managed by 10 directors, with 27 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
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Sunil Mehta
Also directs:
Jio Financial Services Limited, Cms Info Systems Limited, Juniper Hotels Limited and 4 more
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Director | 29 Aug 2023 | 2 Years 10 Months | Current |
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Kusal Roy
Also directs:
Jio Leasing Services Limited
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Ceo | 20 Aug 2024 | 1 Years 10 Months | Current |
| Pradnya Nandkumar Saravade | Director | 24 Oct 2024 | 1 Years 8 Months | Current |
| Harini Anand | Cfo | 19 Dec 2023 | 2 Years 6 Months | Current |
| Rama Vedashree | Director | 19 Dec 2023 | 2 Years 6 Months | Current |
|
Bimal Manu Tanna
Also directs:
Jio Leasing Services Limited, Kirloskar Pneumatic Company Limited, Kalpataru Projects International Limited and 4 more
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Director | 29 Aug 2023 | 2 Years 10 Months | Current |
Financials of Jio Credit Limited FY 2025 filings available
Jio Credit Limited reported revenue of ₹358.38 Cr (up 34% YoY) for FY 2025. Profit growth despite declining revenue indicates effective cost management and margin discipline.
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| +/- Unrealized Forex | ***** | ***** | ***** | ***** | ***** |
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| Net CFF (Cash from Financing) | ***** | ***** | ***** | ***** | ***** |
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| Net Change in Cash (Pre-Forex) | ***** | ***** | ***** | ***** | ***** |
| Closing Cash & Equivalents | ***** | ***** | ***** | ***** | ***** |
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| Inventory Days | ***** | ***** | ***** | ***** | ***** |
| Debtor Days | ***** | ***** | ***** | ***** | ***** |
| Creditor Days | ***** | ***** | ***** | ***** | ***** |
| Cash Conversion Cycle | ***** | ***** | ***** | ***** | ***** |
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| ICR | ***** | ***** | ***** | ***** | ***** |
Consolidated Statements
Income Statement, Balance Sheet, Cash Flow & Ratios available in the full report.
Charges & Borrowings of Jio Credit Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 18 Nov 2025 | Others | ₹500 Cr | Open |
| 13 Nov 2025 | Others | ₹750 Cr | Open |
| 07 Nov 2025 | Others | ₹1,000 Cr | Open |
| 09 Oct 2025 | State Bank of India | ₹95 Cr | Open |
| 26 Sep 2025 | Others | ₹500 Cr | Open |
Total charge records: 18 View all charges
Employees and EPFO Compliance at Jio Credit Limited
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Employee Count & EPFO Data of Jio Credit Limited
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GST Compliance of Jio Credit Limited
GSTIN & GST Filing Data of Jio Credit Limited
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Credit Ratings, Litigation & Regulatory Alerts for Jio Credit Limited
Credit Ratings, Legal Cases & Regulatory Alerts of Jio Credit Limited
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MSME Payment Delays by Jio Credit Limited
MSME Payment Delays by Jio Credit Limited
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Subsidiaries & Group Companies of Jio Credit Limited
Subsidiaries & Group Companies of Jio Credit Limited
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MCA Filings & Documents of Jio Credit Limited
MCA Filings & Documents of Jio Credit Limited
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Recent Activity on Jio Credit Limited
Frequently Asked Questions about Jio Credit Limited
Jio Credit Limited is an active public limited company in the financial services sector based in Mumbai, Maharashtra, India. It was incorporated on 19 January 2000 (26+ years old) and is registered under CIN U64990MH2000PLC123731. The company has 82 employees.
Jio Credit Limited reported revenue of ₹358.38 Cr for FY 2025 (up 34.00% YoY).
The current directors of Jio Credit Limited are:
The primary industry of Jio Credit Limited is financial services. The company specifically operates in nbfc. The company is currently active in this sector.
Jio Credit Limited can be reached at the registered office: 1St Floor Building 4Na Maker Maxity, Bandra Kurla Complex, Mumbai, Maharashtra, India – 400051.
The authorised capital is ₹500 Cr, and the paid-up capital is ₹85.5 Cr.