The Karnataka Bank Limited

BSE: 532652 NSE: KTKBANK
The Karnataka Bank Limited - financial services in Kankanady Mangalore, Karnataka, India. FY 2026 financials and compliance.
CIN L85110KA1924PLC001128 Incorporated 18 February 1924 ROC Bangalore HQ Kankanady Mangalore, Karnataka, India
Active Listed - NSE: KTKBANK · BSE: 532652 Public Limited Company financial services
Data last updated
Revenue · FY 2026
₹8,917.83 Cr
▼ 1.06% YoY
EBITDA · FY 2026
Locked
In full report
Net profit · FY 2026
₹1,310.75 Cr
▲ 2.98% YoY
Authorised capital
₹600 Cr
Registered with MCA
Paid-up capital
₹378.2 Cr
Issued & subscribed
Open charges
None
Secured borrowings
Company age
102 yrs
Est. 1924
Last financials
Mar 2025
Balance sheet date

About The Karnataka Bank Limited

Data last updated: 15 July 2026

The Karnataka Bank Limited is a public limited company based in Kankanady Mangalore, Karnataka, India. It specialises in banking institutions, a part of the broader financial services sector. Incorporated on 18 February 1924, the company has been in operation for over 102 years.

Registered with ROC Bangalore under CIN L85110KA1924PLC001128. Listed on BSE: 532652 and NSE: KTKBANK.

Capital: an authorised share capital of ₹600 Cr and a paid-up capital of ₹378.2 Cr. It is led by directors including Uma Shankar and Balakrishna Alse Shettwalli.

Last AGM: 23 September 2025. Financial statements filed for year ended 31 March 2025. Office: Karnataka Bank Limited Regd. And Head Office P.B.No.599 Mahaveera Circle, Kankanady Mangalore, Karnataka, India – 575002.

As per NSE-filed consolidated financials for FY 2026, the company reported a revenue of ₹8,917.83 Cr, a decline of 1.06% compared to the previous year. The net worth stands at ₹12,644 Cr (up 9.13% YoY). Total assets are valued at ₹129,355 Cr (up 6.94% YoY).

Its group structure includes 1 subsidiary.

The company is associated with 1 brand - Karnataka Bank.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website karnatakabank.com.

Company Details of The Karnataka Bank Limited
CIN L85110KA1924PLC001128
Registration Number 001128
Incorporation Date 18 February 1924
ROC Bangalore
Listing Status Listed (BSE: 532652, NSE: KTKBANK)
Company Status Active
Date of Last AGM 23 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
Key People
Raghavendra Srinivas Bhat Managing Director Uma Shankar Director Balakrishna Alse Shettwalli Director
Contact Details
  • Email
    Locked
  • Telephone
    Locked
  • Website
    karnatakabank.com
  • Social Media
  • Registered Address
    Karnataka Bank Limited Regd. And Head Office P.B.No.599 Mahaveera Circle, Kankanady Mangalore, Karnataka, India – 575002
  • Industry
    Financial Services, Banking Institutions
Company report
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Financials, compliance, directors, charges, ownership and filings for The Karnataka Bank Limited in one report.

10-year financials Directors & ownership Charges & compliance

Associated Brands with The Karnataka Bank Limited

The Karnataka Bank Limited operates one associated brand: Karnataka Bank. These brands represent The Karnataka Bank Limited's diversified market presence and brand portfolio.

Brand Description Website
Karnataka Bank
Commercial banking services are provided across India. karnatakabank.com

Competitors & Alternatives of The Karnataka Bank Limited

Brands and companies operating in the same space as The Karnataka Bank Limited include Yes Bank, Axis Bank, RBL Bank and 7 more.

Competitor Description Location Founded
Yes Bank Yes Bank Commercial banking services are offered to individuals and businesses. Mumbai, India, India 2004
Axis Bank Axis Bank Provider of a commercial banking services Mumbai, India, India 1993
RBL Bank RBL Bank Commercial banking services for personal and business needs are provided. Mumbai, India, India 1943
Bandhan Bank Bandhan Bank Personal and business banking services are offered to underbanked markets. Kolkata, India, India 2014
Citi Citi Diversified financial services are offered through commercial banking operations. New York, United States, United States 1812
HDFC Bank HDFC Bank Commercial and personal banking services are offered by HDFC Bank. Mumbai, India, India 1994
Kotak Mahindra Bank Kotak Mahindra Bank Commercial banking services are offered to corporate and retail customers. Mumbai, India, India 1985
IndusInd Bank IndusInd Bank Personal and business banking products and services are provided. Pune, India, India 1994
SVB SVB Banking services are provided to innovative companies, investors, and individuals. Santa Clara, United States, United States 1983
UniCredit UniCredit Commercial bank Milan, Italy, Italy 1998

Business Activity of The Karnataka Bank Limited

The Karnataka Bank Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including banking activities by central, commercial and saving banks.

Main Activity Group Code Description of Main Activity Business Activity Code Description of Business Activity Turnover Percentage
K Financial and insurance Service K1 Banking activities by Central, Commercial and Saving banks Locked
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Business activity turnover details for The Karnataka Bank Limited

Turnover contribution percentages and historical activity changes require an active report plan.

  • Turnover contribution
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Auditor Details of The Karnataka Bank Limited

The Karnataka Bank Limited is audited by M/s RGN Price & Co (ICAI peer reviewed, certificate valid till 2028-03-31); M/s Ravi Rajan & Co LLP (ICAI peer reviewed, certificate valid till 2028-05-31) for the financial year 2026, as reported in its NSE exchange filings. The statutory auditor is responsible for expressing an independent opinion on whether the financial statements present a true and fair view in accordance with applicable accounting standards.

Name Financial year Audit opinion
M/s RGN Price & Co (ICAI peer reviewed, certificate valid till 2028-03-31); M/s Ravi Rajan & Co LLP (ICAI peer reviewed, certificate valid till 2028-05-31) FY 2026 Declaration of unmodified opinion

Board of Directors of The Karnataka Bank Limited

The Karnataka Bank Limited is currently managed by 8 directors, with 32 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.

Current Directors
Name Designation Appointment Date Tenure Status
Uma Shankar
Also directs: Ncc Limited, Nuclear Power Corporation Of India Limited
Director 01 Nov 2020 5 Years 8 Months Current
Balakrishna Alse Shettwalli Director 26 May 2021 5 Years 1 Months Current
Kalmanje Gururaj Acharya
Also directs: Kbl Services Limited
Director 26 Apr 2022 4 Years 2 Months Current
Jeevandas Narayan Director 26 Apr 2022 4 Years 2 Months Current
Balebail Rajagopal Ashok Director 27 Aug 2019 6 Years 10 Months Current
Panja Pradeep Kumar
Also directs: Shriram Finance Limited, Brigade Enterprises Limited, Debtlife Holdings Private Limited and 1 more
Director 19 Aug 2020 5 Years 10 Months Current
Showing 6 of 8 current directors. View all directors

Financials of The Karnataka Bank Limited FY 2026 filings available

The Karnataka Bank Limited reported revenue of ₹8,917.83 Cr (down 1.06% YoY) for FY 2026.

Revenue · FY 2026
₹8,917.83 Cr ▼ 1.06%
Profit · FY 2026
₹1,310.75 Cr ▲ 2.98%
Revenue₹ Cr · Consolidated05,00010,000FY 2021: ₹6,232 Cr6,232FY 2021FY 2022: ₹6,222 Cr · -0.2% YoY6,222-0.2%FY 2022FY 2024: ₹8,299 Cr · +33.4% YoY8,298+33.4%FY 2024FY 2025: ₹9,014 Cr · +8.6% YoY9,014+8.6%FY 2025FY 2026: ₹8,918 Cr · -1.1% YoY8,918-1.1%FY 2026
Net Profit₹ Cr · Consolidated05001,0001,500FY 2021: ₹482 Cr482FY 2021FY 2022: ₹508 Cr · +5.3% YoY508+5.3%FY 2022FY 2024: ₹1,307 Cr · +157.2% YoY1,307+157.2%FY 2024FY 2025: ₹1,273 Cr · -2.6% YoY1,273-2.6%FY 2025FY 2026: ₹1,311 Cr · +3% YoY1,311+3%FY 2026
Quarterly Revenue₹ Cr · vs same quarter last year01,0002,0003,000Q1'25: ₹2,278 Cr · +28.6% YoY2,278+28.6%Q1'25Q2'25: ₹2,234 Cr · +10.2% YoY2,234+10.2%Q2'25Q3'25: ₹2,243 Cr · +6.2% YoY2,243+6.2%Q3'25Q4'25: ₹2,258 Cr · +2.6% YoY2,258+2.6%Q4'25Q1'26: ₹2,261 Cr · -0.7% YoY2,261-0.7%Q1'26Q2'26: ₹2,179 Cr · -2.5% YoY2,179-2.5%Q2'26Q3'26: ₹2,220 Cr · -1% YoY2,220-1%Q3'26Q4'26: ₹2,257 Cr · -0.1% YoY2,257-0.1%Q4'26
Metrics FY 2026 FY 2025 FY 2024 FY 2022 FY 2021
Revenue from Operations ₹8,917.83 Cr ₹9,013.6 Cr ₹8,298.5 Cr ₹6,221.66 Cr ₹6,232.41 Cr
Interest Earned ₹8,917.83 Cr ₹9,013.6 Cr ₹8,298.5 Cr ₹6,221.66 Cr ₹6,232.41 Cr
Other Income ₹1,402.91 Cr ₹1,269.57 Cr ₹1,318.97 Cr ₹953.88 Cr ₹1,495.07 Cr
Total Income ₹10,321 Cr ₹10,283 Cr ₹9,617.47 Cr ₹7,175.54 Cr ₹7,727.48 Cr
Employee Benefit Expense ₹1,308.43 Cr ₹1,550.21 Cr ₹1,381.76 Cr ₹1,016.2 Cr ₹913.31 Cr
Interest Expended ₹5,799.04 Cr ₹5,703.2 Cr ₹4,999.77 Cr ₹3,730.62 Cr ₹4,049.22 Cr
Operating Expenses ₹2,547.28 Cr ₹2,752.4 Cr ₹2,454.15 Cr ₹1,811.55 Cr ₹1,679.23 Cr
Operating Profit before Provisions ₹1,974.42 Cr ₹1,827.57 Cr ₹2,163.55 Cr ₹1,633.37 Cr ₹1,999.03 Cr
Provisions (other than tax) ₹316.07 Cr ₹186.44 Cr ₹600.58 Cr ₹939.44 Cr ₹1,387.21 Cr
Profit Before Tax ₹1,658.35 Cr ₹1,641.13 Cr ₹1,562.97 Cr ₹693.93 Cr ₹611.82 Cr
Total Tax Expense ₹347.6 Cr ₹368.29 Cr ₹256.36 Cr ₹185.94 Cr ₹129.36 Cr
Net Profit ₹1,310.75 Cr ₹1,272.84 Cr ₹1,306.61 Cr ₹507.99 Cr ₹482.46 Cr
Basic EPS ₹34.67 ₹33.70 ₹39.84 ₹16.36 ₹15.52
Diluted EPS ₹34.61 ₹33.63 ₹39.66 ₹16.29 ₹15.47
Gross NPA ₹2,320.93 Cr ₹2,402.08 Cr ₹2,578.42 Cr ₹2,250.82 Cr ₹2,588.41 Cr
Gross NPA % 0.03% 0.03% 0.04% 0.04% 0.05%
Net NPA % 0.01% 0.01% 0.02% 0.02% 0.03%
Return on Assets % 0.01% 0.01% 0.01% 0.01% 0.01%
CET1 Ratio % 0.19% 0.20% 0.16% 0.16% 0.15%
Metrics FY 2026 FY 2025 FY 2024 FY 2022 FY 2021
Total Assets ₹129,355 Cr ₹120,960 Cr ₹116,083 Cr - -
Equity (Net Worth) ₹12,644 Cr ₹11,586 Cr ₹10,343 Cr ₹6,635.04 Cr ₹6,177.02 Cr
Metrics FY 2026 FY 2025 FY 2024 FY 2022
Operating Cash Flow ₹1,100.1 Cr ₹209.56 Cr ₹483.2 Cr -₹467.45 Cr
Investing Cash Flow -₹87.82 Cr -₹690.59 Cr -₹111.2 Cr -₹56.44 Cr
Financing Cash Flow -₹1,260.36 Cr ₹412.07 Cr ₹1,461.27 Cr -₹354.92 Cr
Dividends Paid ₹189.03 Cr ₹207.69 Cr ₹156.37 Cr ₹55.96 Cr
Net Change in Cash -₹248.08 Cr -₹68.96 Cr ₹1,833.27 Cr -₹878.81 Cr
The cash-flow statement became part of the exchange results-filing format in FY2022 - earlier years were not filed and are hidden.
Metrics Q4 FY26 Q3 FY26 Q2 FY26 Q1 FY26 Q4 FY25 Q3 FY25 Q2 FY25 Q1 FY25 Q4 FY24 Q3 FY24 Q2 FY24 Q2 FY23
Revenue from Operations ₹2,257.32 Cr ₹2,220.05 Cr ₹2,179.18 Cr ₹2,261.28 Cr ₹2,258.46 Cr ₹2,243.02 Cr ₹2,234.13 Cr ₹2,277.99 Cr ₹2,200.56 Cr ₹2,112.61 Cr ₹2,026.59 Cr ₹1,771.05 Cr
Interest Earned ₹2,257.32 Cr ₹2,220.05 Cr ₹2,179.18 Cr ₹2,261.28 Cr ₹2,258.46 Cr ₹2,243.02 Cr ₹2,234.13 Cr ₹2,277.99 Cr ₹2,200.56 Cr ₹2,112.61 Cr ₹2,026.59 Cr ₹1,771.05 Cr
Other Income ₹398.86 Cr ₹302.28 Cr ₹343.4 Cr ₹358.37 Cr ₹421.64 Cr ₹299 Cr ₹269.92 Cr ₹279.01 Cr ₹419.41 Cr ₹326.07 Cr ₹249.64 Cr ₹260.04 Cr
Total Income ₹2,656.18 Cr ₹2,522.33 Cr ₹2,522.58 Cr ₹2,619.65 Cr ₹2,680.1 Cr ₹2,542.02 Cr ₹2,504.05 Cr ₹2,557 Cr ₹2,619.97 Cr ₹2,438.68 Cr ₹2,276.23 Cr ₹2,031.09 Cr
Employee Benefit Expense ₹282.24 Cr ₹363.46 Cr ₹319.15 Cr ₹343.58 Cr ₹528.37 Cr ₹346.03 Cr ₹352.95 Cr ₹322.86 Cr ₹439.73 Cr ₹339.22 Cr ₹308.74 Cr ₹263.22 Cr
Interest Expended ₹1,414.35 Cr ₹1,427.98 Cr ₹1,451.05 Cr ₹1,505.66 Cr ₹1,477.77 Cr ₹1,450.23 Cr ₹1,400.57 Cr ₹1,374.63 Cr ₹1,366.53 Cr ₹1,285 Cr ₹1,204.18 Cr ₹968.32 Cr
Operating Expenses ₹626.7 Cr ₹642.57 Cr ₹631.4 Cr ₹646.61 Cr ₹827.02 Cr ₹658.75 Cr ₹642.92 Cr ₹623.71 Cr ₹753.56 Cr ₹613.34 Cr ₹549.92 Cr ₹485.11 Cr
Operating Profit before Provisions ₹615.13 Cr ₹451.78 Cr ₹440.13 Cr ₹467.38 Cr ₹375.31 Cr ₹433.04 Cr ₹460.56 Cr ₹558.66 Cr ₹499.88 Cr ₹540.34 Cr ₹522.13 Cr ₹577.66 Cr
Provisions (other than tax) ₹90.37 Cr ₹94.85 Cr ₹20.05 Cr ₹110.8 Cr ₹31.06 Cr ₹83.79 Cr ₹31.33 Cr ₹40.26 Cr ₹184.72 Cr ₹144.42 Cr ₹119.87 Cr -₹13.84 Cr
Profit Before Tax ₹524.76 Cr ₹356.93 Cr ₹420.08 Cr ₹356.58 Cr ₹344.25 Cr ₹349.25 Cr ₹429.23 Cr ₹518.4 Cr ₹315.16 Cr ₹395.92 Cr ₹402.26 Cr ₹591.5 Cr
Total Tax Expense ₹116.51 Cr ₹66.15 Cr ₹100.86 Cr ₹64.08 Cr ₹91.63 Cr ₹65.7 Cr ₹92.99 Cr ₹117.97 Cr ₹40.73 Cr ₹64.71 Cr ₹72.02 Cr ₹180.03 Cr
Net Profit ₹408.25 Cr ₹290.78 Cr ₹319.22 Cr ₹292.5 Cr ₹252.62 Cr ₹283.55 Cr ₹336.24 Cr ₹400.43 Cr ₹274.43 Cr ₹331.21 Cr ₹330.24 Cr ₹411.47 Cr
Basic EPS ₹10.80 ₹7.69 ₹8.44 ₹7.74 ₹6.68 ₹7.51 ₹8.90 ₹10.61 ₹7.88 ₹9.79 ₹10.56 ₹13.22
Diluted EPS ₹10.78 ₹7.68 ₹8.43 ₹7.72 ₹6.67 ₹7.49 ₹8.88 ₹10.57 ₹7.84 ₹9.75 ₹10.50 ₹13.17
Gross NPA ₹2,320.93 Cr ₹2,565.31 Cr ₹2,453.1 Cr ₹2,571.09 Cr ₹2,402.08 Cr ₹2,419.06 Cr ₹2,414.92 Cr ₹2,668.45 Cr ₹2,578.42 Cr ₹2,536.72 Cr ₹2,324.19 Cr ₹2,051.7 Cr
Gross NPA % 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.04% 0.04% 0.04% 0.03% 0.03%
Net NPA % 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.02% 0.02% 0.02% 0.01% 0.02%
Return on Assets % 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.02%
CET1 Ratio % 0.19% 0.18% 0.19% 0.19% 0.20% 0.18% 0.18% 0.18% 0.16% 0.16% 0.16% 0.15%
Latest 12 quarters shown of 17 on record.
Segment · Q4 FY26 (latest quarter) Revenue Result (PBIT) Assets Liabilities
Treasury Operations ₹447.72 Cr ₹54.37 Cr ₹34,930 Cr ₹31,366 Cr
Corporate Banking ₹879.17 Cr ₹273.41 Cr ₹40,322 Cr ₹36,215 Cr
Retail Banking ₹1,160.68 Cr ₹211.63 Cr ₹50,108 Cr ₹44,967 Cr
Other Banking Operations ₹127.93 Cr ₹62.78 Cr ₹38.48 Cr ₹34.54 Cr
Unallocated ₹40.68 Cr -₹77.43 Cr ₹3,957 Cr ₹3,548.3 Cr
Segment · FY 2026 (annual) Revenue Result (PBIT) Assets Liabilities
Treasury Operations ₹1,918.29 Cr ₹263.5 Cr - -
Corporate Banking ₹3,433.09 Cr ₹770.45 Cr - -
Retail Banking ₹4,547.8 Cr ₹853.82 Cr - -
Other Banking Operations ₹318.57 Cr ₹90.17 Cr - -
Unallocated ₹102.99 Cr -₹319.59 Cr - -
Metrics FY 2026 FY 2025 FY 2024 FY 2022 FY 2021 FY 2020
Revenue from Operations ₹8,917.83 Cr ₹9,013.6 Cr ₹8,298.5 Cr ₹6,221.66 Cr ₹6,232.41 Cr ₹6,474.77 Cr
Interest Earned ₹8,917.83 Cr ₹9,013.6 Cr ₹8,298.5 Cr ₹6,221.66 Cr ₹6,232.41 Cr ₹6,474.77 Cr
Other Income ₹1,402.89 Cr ₹1,269.52 Cr ₹1,318.92 Cr ₹953.88 Cr ₹1,495.07 Cr ₹1,396.05 Cr
Total Income ₹10,321 Cr ₹10,283 Cr ₹9,617.42 Cr ₹7,175.54 Cr ₹7,727.48 Cr ₹7,870.82 Cr
Employee Benefit Expense ₹1,297.8 Cr ₹1,538.4 Cr ₹1,372.84 Cr ₹1,014.95 Cr ₹913.3 Cr ₹897 Cr
Interest Expended ₹5,799.1 Cr ₹5,703.22 Cr ₹4,999.78 Cr ₹3,730.63 Cr ₹4,049.23 Cr ₹4,444.41 Cr
Operating Expenses ₹2,547.45 Cr ₹2,752.86 Cr ₹2,454.33 Cr ₹1,810.91 Cr ₹1,679.11 Cr ₹1,769.64 Cr
Operating Profit before Provisions ₹1,974.17 Cr ₹1,827.04 Cr ₹2,163.31 Cr ₹1,634 Cr ₹1,999.14 Cr ₹1,656.77 Cr
Provisions (other than tax) ₹316.07 Cr ₹186.44 Cr ₹600.58 Cr ₹939.44 Cr ₹1,387.21 Cr ₹1,134.74 Cr
Profit Before Tax ₹1,658.1 Cr ₹1,640.6 Cr ₹1,562.73 Cr ₹694.56 Cr ₹611.93 Cr ₹522.03 Cr
Total Tax Expense ₹347.6 Cr ₹368.23 Cr ₹256.45 Cr ₹185.94 Cr ₹129.36 Cr ₹90.25 Cr
Net Profit ₹1,310.5 Cr ₹1,272.37 Cr ₹1,306.28 Cr ₹508.62 Cr ₹482.57 Cr ₹431.78 Cr
Basic EPS ₹34.66 ₹33.69 ₹39.84 ₹16.36 ₹15.52 ₹13.89
Diluted EPS ₹34.60 ₹33.61 ₹39.66 ₹16.29 ₹15.48 ₹13.89
Gross NPA ₹2,320.93 Cr ₹2,402.08 Cr ₹2,578.42 Cr ₹2,250.82 Cr ₹2,588.41 Cr ₹2,799.93 Cr
Gross NPA % 0.03% 0.03% 0.04% 0.04% 0.05% 0.05%
Net NPA % 0.01% 0.01% 0.02% 0.02% 0.03% 0.03%
Return on Assets % 0.01% 0.01% 0.01% 0.01% 0.01% 0.01%
CET1 Ratio % 0.19% 0.20% 0.16% 0.16% 0.15% 0.13%
Metrics FY 2026 FY 2025 FY 2024 FY 2022 FY 2021 FY 2020
Total Assets ₹129,357 Cr ₹120,962 Cr ₹116,085 Cr - - -
Equity (Net Worth) ₹378.19 Cr ₹11,586 Cr ₹10,344 Cr ₹6,635.78 Cr ₹6,177.02 Cr ₹5,500.37 Cr
Metrics FY 2026 FY 2025 FY 2024 FY 2022
Operating Cash Flow ₹1,100.09 Cr ₹209.52 Cr ₹483.35 Cr -₹467.03 Cr
Investing Cash Flow -₹87.81 Cr -₹690.55 Cr -₹111.1 Cr -₹56.36 Cr
Financing Cash Flow -₹1,260.36 Cr ₹412.07 Cr ₹1,461.02 Cr -₹355.42 Cr
Dividends Paid ₹189.03 Cr ₹207.69 Cr ₹156.37 Cr ₹55.96 Cr
Net Change in Cash -₹248.08 Cr -₹68.96 Cr ₹1,833.27 Cr -₹878.81 Cr
The cash-flow statement became part of the exchange results-filing format in FY2022 - earlier years were not filed and are hidden.
Metrics Q4 FY26 Q3 FY26 Q2 FY26 Q1 FY26 Q4 FY25 Q3 FY25 Q2 FY25 Q1 FY25 Q4 FY24 Q3 FY24 Q2 FY24 Q2 FY23
Revenue from Operations ₹2,257.32 Cr ₹2,220.05 Cr ₹2,179.18 Cr ₹2,261.28 Cr ₹2,258.46 Cr ₹2,243.02 Cr ₹2,234.13 Cr ₹2,277.99 Cr ₹2,200.56 Cr ₹2,112.61 Cr ₹2,026.59 Cr ₹1,771.05 Cr
Interest Earned ₹2,257.32 Cr ₹2,220.05 Cr ₹2,179.18 Cr ₹2,261.28 Cr ₹2,258.46 Cr ₹2,243.02 Cr ₹2,234.13 Cr ₹2,277.99 Cr ₹2,200.56 Cr ₹2,112.61 Cr ₹2,026.59 Cr ₹1,771.05 Cr
Other Income ₹398.86 Cr ₹302.3 Cr ₹343.37 Cr ₹358.36 Cr ₹428.23 Cr ₹292.36 Cr ₹269.92 Cr ₹279.01 Cr ₹419.41 Cr ₹326.08 Cr ₹249.59 Cr ₹260.04 Cr
Total Income ₹2,656.18 Cr ₹2,522.35 Cr ₹2,522.55 Cr ₹2,619.64 Cr ₹2,686.69 Cr ₹2,535.38 Cr ₹2,504.05 Cr ₹2,557 Cr ₹2,619.97 Cr ₹2,438.69 Cr ₹2,276.18 Cr ₹2,031.09 Cr
Employee Benefit Expense ₹279.58 Cr ₹360.6 Cr ₹316.49 Cr ₹341.13 Cr ₹525.91 Cr ₹342.72 Cr ₹349.94 Cr ₹319.83 Cr ₹436.8 Cr ₹336.31 Cr ₹307.15 Cr ₹262.23 Cr
Interest Expended ₹1,414.37 Cr ₹1,427.99 Cr ₹1,451.06 Cr ₹1,505.68 Cr ₹1,477.78 Cr ₹1,450.24 Cr ₹1,400.57 Cr ₹1,374.63 Cr ₹1,366.53 Cr ₹1,285.01 Cr ₹1,204.18 Cr ₹968.32 Cr
Operating Expenses ₹626.77 Cr ₹642.56 Cr ₹631.45 Cr ₹646.67 Cr ₹833.89 Cr ₹652.07 Cr ₹643.12 Cr ₹623.78 Cr ₹753.65 Cr ₹613.48 Cr ₹549.85 Cr ₹484.95 Cr
Operating Profit before Provisions ₹615.04 Cr ₹451.8 Cr ₹440.04 Cr ₹467.29 Cr ₹375.02 Cr ₹433.07 Cr ₹460.36 Cr ₹558.59 Cr ₹499.79 Cr ₹540.2 Cr ₹522.15 Cr ₹577.82 Cr
Provisions (other than tax) ₹90.34 Cr ₹94.86 Cr ₹20.07 Cr ₹110.8 Cr ₹31.08 Cr ₹83.77 Cr ₹31.33 Cr ₹40.26 Cr ₹184.73 Cr ₹144.41 Cr ₹119.87 Cr -₹13.84 Cr
Profit Before Tax ₹524.7 Cr ₹356.94 Cr ₹419.97 Cr ₹356.49 Cr ₹343.94 Cr ₹349.3 Cr ₹429.03 Cr ₹518.33 Cr ₹315.06 Cr ₹395.79 Cr ₹402.28 Cr ₹591.66 Cr
Total Tax Expense ₹116.51 Cr ₹66.15 Cr ₹100.85 Cr ₹64.09 Cr ₹91.57 Cr ₹65.7 Cr ₹92.96 Cr ₹118 Cr ₹40.82 Cr ₹64.71 Cr ₹72.02 Cr ₹180.03 Cr
Net Profit ₹408.19 Cr ₹290.79 Cr ₹319.12 Cr ₹292.4 Cr ₹252.37 Cr ₹283.6 Cr ₹336.07 Cr ₹400.33 Cr ₹274.24 Cr ₹331.08 Cr ₹330.26 Cr ₹411.63 Cr
Basic EPS ₹10.79 ₹7.69 ₹8.44 ₹7.74 ₹6.68 ₹7.51 ₹8.90 ₹10.61 ₹7.88 ₹9.79 ₹10.56 ₹13.22
Diluted EPS ₹10.78 ₹7.68 ₹8.43 ₹7.72 ₹6.66 ₹7.49 ₹8.87 ₹10.57 ₹7.84 ₹9.74 ₹10.50 ₹13.17
Gross NPA ₹2,320.93 Cr ₹2,565.31 Cr ₹2,453.1 Cr ₹2,571.09 Cr ₹2,402.08 Cr ₹2,419.06 Cr ₹2,414.92 Cr ₹2,668.45 Cr ₹2,578.42 Cr ₹2,536.72 Cr ₹2,324.19 Cr ₹2,051.7 Cr
Gross NPA % 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.04% 0.04% 0.04% 0.03% 0.03%
Net NPA % 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.02% 0.02% 0.02% 0.01% 0.02%
Return on Assets % 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.02%
CET1 Ratio % 0.19% 0.18% 0.19% 0.19% 0.20% 0.18% 0.18% 0.18% 0.16% 0.16% 0.16% 0.15%
Latest 12 quarters shown of 16 on record.
Segment · Q4 FY26 (latest quarter) Revenue Result (PBIT) Assets Liabilities
Treasury Operations ₹447.68 Cr ₹54.33 Cr ₹34,932 Cr ₹31,368 Cr
Corporate Banking ₹879.17 Cr ₹273.38 Cr ₹40,322 Cr ₹36,215 Cr
Retail Banking ₹1,160.68 Cr ₹211.58 Cr ₹50,108 Cr ₹44,967 Cr
Other Banking Operations ₹127.97 Cr ₹62.81 Cr ₹38.48 Cr ₹34.54 Cr
Unallocated ₹40.68 Cr -₹77.4 Cr ₹3,956.65 Cr ₹3,547.98 Cr
Segment · FY 2026 (annual) Revenue Result (PBIT) Assets Liabilities
Treasury Operations ₹1,918.25 Cr ₹263.43 Cr - -
Corporate Banking ₹3,433.09 Cr ₹770.35 Cr - -
Retail Banking ₹4,547.8 Cr ₹853.68 Cr - -
Other Banking Operations ₹318.59 Cr ₹90.18 Cr - -
Unallocated ₹102.99 Cr -₹319.54 Cr - -
Want more history and ratios?
You're viewing the latest exchange-filed financials for The Karnataka Bank Limited. The full report adds 10+ years of line-item history, 20+ ratios, peer benchmarks and a downloadable PDF.
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Shareholding Pattern of The Karnataka Bank Limited

As per the shareholding pattern filed with NSE for the quarter ended Mar 2026, promoters hold 0.00%, foreign institutional investors hold 11.79%, domestic institutional investors hold 16.16%, retail and other public shareholders hold 72.05% of The Karnataka Bank Limited. The company had 393,841 shareholders on record.

DII (Domestic Institutional): 16.16%FII (Foreign Institutional): 11.79%Retail & Others: 72.05%
Mar 2026
QUARTER
16.16% DII (Domestic Institutional)
11.79% FII (Foreign Institutional)
72.05% Retail & Others
Public holding - history
Now 100.00% · Mar 2026High 100.00% · Dec 2015Low 100.00% · Dec 2015
99%99.3%99.5%99.8%100%Dec 2015Jun 2018Dec 2020Jun 2023Jun 2025Dec 2015: 100.00%Mar 2016: 100.00%Jun 2016: 100.00%Sep 2016: 100.00%Dec 2016: 100.00%Mar 2017: 100.00%Jun 2017: 100.00%Sep 2017: 100.00%Dec 2017: 100.00%Mar 2018: 100.00%Jun 2018: 100.00%Sep 2018: 100.00%Dec 2018: 100.00%Mar 2019: 100.00%Jun 2019: 100.00%Sep 2019: 100.00%Dec 2019: 100.00%Mar 2020: 100.00%Jun 2020: 100.00%Sep 2020: 100.00%Dec 2020: 100.00%Mar 2021: 100.00%Jun 2021: 100.00%Sep 2021: 100.00%Dec 2021: 100.00%Mar 2022: 100.00%Jun 2022: 100.00%Sep 2022: 100.00%Dec 2022: 100.00%Mar 2023: 100.00%Jun 2023: 100.00%Sep 2023: 100.00%Oct 2023: 100.00%Dec 2023: 100.00%Feb 2024: 100.00%Mar 2024: 100.00%Jun 2024: 100.00%Sep 2024: 100.00%Dec 2024: 100.00%Mar 2025: 100.00%Jun 2025: 100.00%Sep 2025: 100.00%Dec 2025: 100.00%Mar 2026: 100.00%100.00%100.00%
Shareholding trend - last 6 quarters
Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Promoters0.00%0.00%0.00%0.00%0.00%0.00%
Public100.00%100.00%100.00%100.00%100.00%100.00%
Shareholding history - year on year (as at 31 March)
Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016
Promoters0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
Public100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%
Promoter change (YoY, %pts)+0.00+0.00+0.00+0.00+0.00+0.00+0.00+0.00+0.00+0.00-

Board & Governance of The Karnataka Bank Limited

As per the corporate governance filing with NSE for the quarter ended 31-MAR-2026, the board of The Karnataka Bank Limited has 8 directors - 6 independent and 1 executive. The board is chaired by PANJA PRADEEP KUMAR.

DirectorPositionOn board sinceListed boards
PANJA PRADEEP KUMAR Non-Executive - Independent Director · Chairperson 2020-08-19 3
RAGHAVENDRA SRINIVAS BHAT Executive Director · CEO-MD 2025-07-16 1
BALEBAIL RAJAGOPAL ASHOK Non-Executive - Non Independent Director 2019-08-27 1
UMA SHANKAR Non-Executive - Independent Director 2020-11-01 2
DEVARAYASAMUDRAM SRINIVASAN RAVINDRAN Non-Executive - Independent Director 2021-04-01 0
BALAKRISHNA ALSE SHETTWALLI Non-Executive - Independent Director 2021-05-26 1
JEEVANDAS NARAYAN Non-Executive - Independent Director 2022-04-26 1
KALMANJE GURURAJ ACHARYA Non-Executive - Independent Director 2022-04-26 1
HARISH HASSAN VISWESWARA Non-Executive - Independent Director 2024-02-01 3
Board Committees
CommitteeMembers
Audit Committee KALMANJE GURURAJ ACHARYA (Chairperson), BALEBAIL RAJAGOPAL ASHOK, UMA SHANKAR, DEVARAYASAMUDRAM SRINIVASAN RAVINDRAN, BALAKRISHNA ALSE SHETTWALLI, HARISH HASSAN VISWESWARA
Nomination and remuneration committee UMA SHANKAR (Chairperson), PANJA PRADEEP KUMAR, BALEBAIL RAJAGOPAL ASHOK, JEEVANDAS NARAYAN
Stakeholders Relationship Committee BALAKRISHNA ALSE SHETTWALLI (Chairperson), RAGHAVENDRA SRINIVAS BHAT, DEVARAYASAMUDRAM SRINIVASAN RAVINDRAN, BALEBAIL RAJAGOPAL ASHOK, HARISH HASSAN VISWESWARA
Risk Management Committee JEEVANDAS NARAYAN (Chairperson), PANJA PRADEEP KUMAR, RAGHAVENDRA SRINIVAS BHAT, BALEBAIL RAJAGOPAL ASHOK, HARISH HASSAN VISWESWARA
Corporate Social Responsibility Committee PANJA PRADEEP KUMAR (Chairperson), RAGHAVENDRA SRINIVAS BHAT, DEVARAYASAMUDRAM SRINIVASAN RAVINDRAN, KALMANJE GURURAJ ACHARYA

Group Structure of The Karnataka Bank Limited

The Karnataka Bank Limited has 1 subsidiary company. This group structure data is as of FY 2023. The corporate group structure reflects The Karnataka Bank Limited's business expansion strategy and organizational complexity.

1
Subsidiary companies
Key Subsidiaries
Company Name CIN Shares Held
Kbl Services Limited U74900KA2020PLC135108 -

Showing major subsidiaries. Total: 1.

Charges & Borrowings The Karnataka Bank Limited

The Karnataka Bank Limited does not have any charges (loans) registered with the Registrar of Companies.

Employees and EPFO Compliance at The Karnataka Bank Limited

The Karnataka Bank Limited has a workforce of 0 employees as of Apr 02, 2024.

Active EPFO establishments
1
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Employee and EPFO history for The Karnataka Bank Limited

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GST Compliance of The Karnataka Bank Limited

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Credit Ratings, Litigation & Regulatory Alerts for The Karnataka Bank Limited

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MSME Payment Delays by The Karnataka Bank Limited

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MSME payment history for The Karnataka Bank Limited

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Subsidiaries & Group Companies of The Karnataka Bank Limited

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Corporate group structure for The Karnataka Bank Limited

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MCA Filings & Documents of The Karnataka Bank Limited

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Recent Activity on The Karnataka Bank Limited

Directors
08 Oct 2025
Pavanje Harirao Vijaya Kumar was appointed as a Cfo on 08 Oct 2025 & has been associated with this company since 9 months 7 days.
Activity
23 Sep 2025
The Karnataka Bank Limited last Annual general meeting of members was held on 23 Sep 2025 as per latest MCA records.
Directors
13 Aug 2025
Raghavendra Srinivas Bhat was appointed as a Ceo on 13 Aug 2025 & has been associated with this company since 11 months 2 days.
Directors
16 Jul 2025
Raghavendra Srinivas Bhat was appointed as a Managing Director on 16 Jul 2025 & has been associated with this company since 11 months 30 days.
Activity
31 Mar 2025
The Karnataka Bank Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Bangalore.
Directors
01 Feb 2024
Harish Hassan Visweswara was appointed as a Director on 01 Feb 2024 & has been associated with this company since 2 years 5 months.

Recent News on The Karnataka Bank Limited

Stocks that will see action today: February 18, 2025
18 Feb 2025 · Thehindubusinessline

Frequently Asked Questions about The Karnataka Bank Limited

The Karnataka Bank Limited is an active public limited company in the financial services sector based in Kankanady Mangalore, Karnataka, India. It was incorporated on 18 February 1924 (102+ years old) and is registered under CIN L85110KA1924PLC001128. Listed on BSE: 532652 and NSE: KTKBANK.

The Karnataka Bank Limited reported revenue of ₹8,917.83 Cr for FY 2026 (down 1.06% YoY) based on consolidated NSE filings.

The current directors of The Karnataka Bank Limited are:

The primary industry of The Karnataka Bank Limited is financial services. The company specifically operates in banking institutions. The company is currently active in this sector.

Yes. The Karnataka Bank Limited is listed on both BSE (code: 532652) and NSE (symbol: KTKBANK).

The Karnataka Bank Limited can be reached at the registered office: Karnataka Bank Limited Regd. And Head Office P.B.No.599 Mahaveera Circle, Kankanady Mangalore, Karnataka, India – 575002, or through the website karnatakabank.com.

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Financials, directors, compliance, charges and shareholding - sourced from MCA, SEBI and RBI filings.

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