Muthoot Vehicle & Asset Finance Limited

Muthoot Vehicle & Asset Finance Limited - financial services in Ernakulam, Kerala, India. FY 2026 financials & compliance.
CIN U65910KL1992PLC006544 Incorporated 08 June 1992 ROC Ernakulam HQ Ernakulam, Kerala, India
Active Public Limited Company financial services
Data last updated
Revenue · FY 2023
₹62 Cr
▲ 13.25% YoY
Authorised capital
₹25 Cr
Registered with MCA
Paid-up capital
₹25 Cr
Issued & subscribed
Open charges
₹236.73 Cr
Satisfied ₹476.75 Cr
Company age
34 yrs
Est. 1992
Employees · EPFO
382
Provident fund records
Directors on board
5
As per MCA filings
Active GSTINs
2
GST registered

About Muthoot Vehicle & Asset Finance Limited

Data last updated:

Muthoot Vehicle & Asset Finance Limited is a public limited company based in Ernakulam, Kerala, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 08 June 1992 and has been in existence for over 34 years.

The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65910KL1992PLC006544. Its GSTIN is 32AADCM4352R1Z6 (Kerala). The company holds 2 GST registrations, all of them active.

The company has an authorised share capital of ₹25 Cr and a paid-up capital of ₹25 Cr. It was formerly known as Muthoot Leasing and Finance Ltd. It is led by directors including Manoj Jacob (Whole-Time Director) and Anna Alexander.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Muthoot Chambersopp Saritha Theatre Banerji Road Cochin, Ernakulam, Kerala, India – 682018.

As per the financials filed for FY 2023, the company reported a revenue of ₹62 Cr, a growth of 13.25% compared to the previous year.

The company has about 382 employees on its provident fund (EPFO) records.

As per MCA filings, the company has open charges of ₹236.73 Cr and satisfied charges of ₹476.75 Cr on record. Court records list 17,755 cases involving the company, including 17,064 filed by the company and 693 filed against it; 1,979 cases are pending.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website mvafl.com.

Company details

CIN U65910KL1992PLC006544
Registration Number 006544
Incorporation Date 08 June 1992
ROC Ernakulam
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Contact details

Muthoot Vehicle & Asset Finance Limited's registered office is in Ernakulam, Kerala. Its website is mvafl.com. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Website
  • Registered Address
    Muthoot Chambersopp Saritha Theatre Banerji Road Cochin, Ernakulam, Kerala, India – 682018
  • Industry
    Financial Services, Investment & Credit NBFC, NBFC, Asset Financing Companies

To see the full contact details of Muthoot Vehicle & Asset Finance Limited, buy the company report.

Comprehensive company report
Muthoot Vehicle & Asset Finance Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

Muthoot Vehicle & Asset Finance operates primarily in the financial and insurance service sector. One business activity is registered with the MCA.

Main activity groupBusiness activityShare of turnover
Financial and insurance ServiceOther financial activities

To see the full business activity and turnover split of Muthoot Vehicle & Asset Finance Limited, buy the company report.

Financials of Muthoot Vehicle & Asset Finance Limited

FY 2025 filings available

Muthoot Vehicle & Asset Finance Limited reported revenue of ₹62 Cr (up 13.25% YoY) for FY 2023.

Revenue · FY 2023
₹62 Cr ▲ 13.25%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 13.25%

Revenue rose 13.25% in the latest year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2022-23FY 2021-22FY 2020-21FY 2019-20FY 2018-19
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue₹62 Cr
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA
Profit Before Tax
Tax Expense
Net Profit (PAT)
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2022-23FY 2021-22FY 2020-21FY 2019-20FY 2018-19
Profitability
EBITDA Margin
Net Profit Margin
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Muthoot Vehicle & Asset Finance Limited, buy the company report.

Board of directors of Muthoot Vehicle & Asset Finance Limited

Muthoot Vehicle & Asset Finance has 5 current directors and 17 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Anna AlexanderDirector01 Apr 200521 Years 7 MonthsCurrent
Kurian Chirathalattu GeorgeDirector06 Aug 20197 Years 3 MonthsCurrent
Thevalakkara Thomas MathewDirector06 Aug 20197 Years 3 MonthsCurrent
Govindakurup Raveendrakurup RageshDirector11 Aug 20215 Years 2 MonthsCurrent
Manoj JacobWhole-Time Director12 Nov 20241 Years 11 MonthsCurrent

Peer comparison

Muthoot Vehicle & Asset Finance Limited is compared with the 7 companies closest to it by revenue in the BFSI industry (Asset Financing Companies, Deposit Taking NBFC, Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Rupen Investment and Industries Private Limited₹71.51 Cr (FY 2025)32.0%Mumbai, Maharashtra, India
Sankhya Financial Services Private Limited₹71.38 Cr (FY 2019)1.0%Mumbai, Maharashtra, India
Ifl Finance Limited₹71.37 Cr (FY 2025)12.0%New Delhi, Delhi, India
Volvo Financial Services (India) Private Limited₹71.04 Cr (FY 2019)10.0%Bangalore, Karnataka, India
Jinvani Trading & Investment Company Pvt Ltd₹70.77 Cr (FY 2022)-67.0%Bengaluru, Karnataka, India
DGP Securities Limited₹70.65 Cr (FY 2025)534.0%Mumbai, Maharashtra, India
VM Vinimay Private Limited₹70.53 Cr (FY 2025)-21.0%Kolkata, West Bengal, India
Muthoot Vehicle & Asset Finance Limitedthis company₹62 Cr (FY 2023)13.3%382Ernakulam, Kerala, India

To see the full peer comparison of Muthoot Vehicle & Asset Finance Limited, buy the company report.

Auditor

Muthoot Vehicle & Asset Finance Limited is audited by JVR & ASSOCIATES for the financial year 2019.

Auditor firmFinancial yearFirm registration number
JVR & ASSOCIATESFY 2019011121S

Shareholding

The shareholding of Muthoot Vehicle & Asset Finance Limited is on record for 3 financial years, the latest being FY 2018, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2018FY 2017FY 2016
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Muthoot Vehicle & Asset Finance Limited, buy the company report.

Charges & borrowings

Open charges
₹236.73 Cr
Satisfied charges
₹476.75 Cr
Breakdown by lending institutions
Idbi Trusteeship Services Limited₹226.73 Cr
Yes Bank Limited₹10.00 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
18 Mar 2020100366694Idbi Trusteeship Services Limited₹200 CrOpen
08 May 2017100103856Yes Bank Limited₹10 CrOpen
20 May 200910160669Idbi Trusteeship Services Limited₹26.73 CrOpen
24 Feb 2022100549067Hdfc Bank Limited₹15 CrSatisfied
13 Mar 2019100259118Others₹1.32 CrSatisfied

To see the full charge records of Muthoot Vehicle & Asset Finance Limited, buy the company report.

Total charge records: 48 View all charges

Credit ratings & regulatory alerts

Muthoot Vehicle & Asset Finance Limited was last rated by Crisil on 06 Feb 2020.

Rating agencyRated onRating
Crisil06 Feb 2020

To see the full credit ratings and regulatory alerts of Muthoot Vehicle & Asset Finance Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Muthoot Vehicle & Asset Finance Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

Employees & EPFO

Muthoot Vehicle & Asset Finance Limited has a workforce of 382 employees on its EPFO records as of Apr 07, 2024, across 1 active EPFO establishment.

Employee count
382
Active EPFO establishments
1
Employee growth
28.19%

GST

Muthoot Vehicle & Asset Finance has 2 GST registrations: 2 active.

Total GSTINs
2
Active
2
GSTINStateStatusRegistered on
32AADCM4352R1Z6KeralaActive01 Jul 2017
33AADCM4352R1Z4Tamil NaduActive01 Jul 2017

To see the full GST registrations and return filing status of Muthoot Vehicle & Asset Finance Limited, buy the company report.

Recent activity

Muthoot Vehicle & Asset Finance Limited has 31 board changes on record since 1992: 18 appointments and 13 cessations. The latest: Manoj Jacob was appointed as Whole-Time Director on 12 Nov 2024.

Charges
A charge with Idbi Trusteeship Services Limited of Rs. 26.73 Cr registered on 20 May 2009 with Charge ID 10160669 was modified on 16 Oct 2025.
AGM
Muthoot Vehicle & Asset Finance Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Charges
A charge registered on 24 Feb 2022 via Charge ID 100549067 with Hdfc Bank Limited was fully satisfied on 06 Aug 2025.
Filing
Muthoot Vehicle & Asset Finance Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Ernakulam.
Appointed
Manoj Jacob was appointed as Whole-Time Director.
Ceased
George Alexander Muthoot ceased to be Director.
Ceased
George Muthoot Jacob ceased to be Whole-Time Director.
Charges
A charge with Yes Bank Limited of Rs. 10.00 Cr registered on 08 May 2017 with Charge ID 100103856 was modified on 30 Apr 2024.
Charges
A charge registered on 16 Mar 2007 via Charge ID 10049450 with Idbi Bank Limited was fully satisfied on 07 Jan 2023.
Ceased
Harimon Govindankutty Nair ceased to be Ceo(Kmp).
Charges
A charge registered on 01 Feb 2019 via Charge ID 100239059 with Others was fully satisfied on 06 Jul 2022.
Charges
A charge registered on 13 Mar 2019 via Charge ID 100259118 with Others was fully satisfied on 04 Jul 2022.

150 earlier events are in the company report.

Frequently asked questions

Muthoot Vehicle & Asset Finance is an active public limited company based in Ernakulam, Kerala, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 08 June 1992 (34+ years old) and is registered under CIN U65910KL1992PLC006544.

Muthoot Vehicle & Asset Finance has 5 current directors:

The latest financial statements of Muthoot Vehicle & Asset Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of Muthoot Vehicle & Asset Finance is 32AADCM4352R1Z6, registered in Kerala. The company has 2 GST registrations in all, of which 2 are active. Other active GSTINs include 33AADCM4352R1Z4 (Tamil Nadu).

The CIN (Corporate Identification Number) of Muthoot Vehicle & Asset Finance is U65910KL1992PLC006544. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Muthoot Vehicle & Asset Finance has 17,755 court cases on record: 17,064 filed by the company and 693 filed against it. 1,979 are pending. Most are in the district courts.

Muthoot Vehicle & Asset Finance was incorporated on 08 June 1992, making it 34+ years old. It is registered with the Registrar of Companies, Ernakulam.

The peers of Muthoot Vehicle & Asset Finance by revenue are Rupen Investment and Industries Private Limited, Sankhya Financial Services Private Limited, Ifl Finance Limited, Volvo Financial Services (India) Private Limited, Jinvani Trading & Investment Company Pvt Ltd and 2 more, all in the BFSI industry (Asset Financing Companies, Deposit Taking NBFC, Finance), with the same principal business activity (other financial activities).

Manoj Jacob was appointed as Whole-Time Director on 12 Nov 2024. George Alexander Muthoot ceased to be Director on 08 Oct 2024. George Muthoot Jacob ceased to be Whole-Time Director on 08 Oct 2024. Muthoot Vehicle & Asset Finance has 31 board changes on record in total.

Muthoot Vehicle & Asset Finance can be reached through the website mvafl.com. Its registered office is in Ernakulam, Kerala, India.

The registered office of Muthoot Vehicle & Asset Finance is at Muthoot Chambersopp Saritha Theatre Banerji Road Cochin, Ernakulam, Kerala, India – 682018.