Muthoot Money Limited - financial services in Ernakulam, Kerala, India. FY 2026 financials and compliance.
CIN U65910KL1994PLC008454 Incorporated 13 December 1994 ROC Ernakulam HQ Ernakulam, Kerala, India
Active Public Limited Company financial services
Data last updated
Revenue · FY 2022
₹45.56 Cr
▼ 35.00% YoY
EBITDA · FY 2022
*****
▼ 88.00% YoY
Net profit · FY 2022
*****
▼ 2.00% YoY
Authorised capital
₹150 Cr
Registered with MCA
Paid-up capital
₹98.25 Cr
Issued & subscribed
Open charges
₹1,701.85 Cr
Satisfied ₹69 Cr
Company age
32 yrs
Est. 1994
Employees · EPFO
988
Latest available

About Muthoot Money Limited

Data last updated: 23 December 2025

Muthoot Money Limited is a public limited company based in Ernakulam, Kerala, India, a subsidiary of Muthoot Finance Limited. It specialises in non-banking financial services (NBFC), a part of the broader financial services sector. Incorporated on 13 December 1994, the company has been in operation for over 32 years.

Registered with ROC Ernakulam under CIN U65910KL1994PTC008454.

Capital: an authorised share capital of ₹150 Cr and a paid-up capital of ₹98.25 Cr. Formerly known as Muthoot Money Private Limited and Moneylyne Financing and Trading Private Limited. It is led by directors including Susan Thomas and Chamacheril Mohan Abraham.

Last AGM: 28 August 2025. Financial statements filed for year ended 31 March 2025. Office: 41 4108 A 18Opp Saritha Theatre Banerji Road, Ernakulam, Kerala, India – 682018.

As per the financials filed for FY 2022, the company reported a revenue of ₹45.56 Cr, a decline of 35% compared to the previous year.

The company has a workforce of approximately 988 employees as per the latest available data. It operates as a subsidiary of Muthoot Finance Limited.

The company is associated with 1 brand - Muthoot Money. As per MCA filings, the company has open charges of ₹1,701.85 Cr and satisfied charges of ₹69 Cr on record.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website muthootmoney.in.

Company Details of Muthoot Money Limited
CIN U65910KL1994PLC008454
Registration Number 008454
Incorporation Date 13 December 1994
ROC Ernakulam
Listing Status Unlisted
Company Status Active
Date of Last AGM 28 August 2025
Date of Balance Sheet 31 March 2025
Parent Company Muthoot Finance Limited
Compliance Status Active Compliant
Contact Details
  • Email
    **************
  • Telephone
    **************
  • Website
    **************
  • Social Media
  • Registered Address
    41 4108 A 18Opp Saritha Theatre Banerji Road, Ernakulam, Kerala, India – 682018
  • Industry
    Financial Services, NBFC, Investment & Credit NBFC
Company report
Muthoot Money Limited - full intelligence report
  • Historical Financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Litigation, compliance and MCA filings
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Financials, compliance, directors, charges, ownership and filings for Muthoot Money Limited in one report.

10-year financials Directors & ownership Charges & compliance

Name History of Muthoot Money Limited

Muthoot Money Limited has undergone 2 name changes throughout its history. The company was previously known as Muthoot Money Private Limited, and Moneylyne Financing And Trading Private Limited. The current legal name is Muthoot Money Limited, reflecting the company's evolution and rebranding over time.

Company Name Status
Muthoot Money Limited Current
Muthoot Money Private Limited Previous
Moneylyne Financing And Trading Private Limited Previous

CIN History of Muthoot Money Limited

Muthoot Money Limited has one previous CIN (Corporate Identification Number): U65910KL1994PTC008454. The current CIN is U65910KL1994PLC008454, which is the unique identifier assigned by the Registrar of Companies.

CIN Status
U65910KL1994PLC008454 Current
U65910KL1994PTC008454 Previous

Associated Brands with Muthoot Money Limited

Muthoot Money Limited operates one associated brand: Muthoot money. These brands represent Muthoot Money Limited's diversified market presence and brand portfolio.

Brand Description Website
Offers loans for two-wheelers, cars, and gold financing in India. muthootmoney.in

Competitors & Alternatives of Muthoot Money Limited

Brands and companies operating in the same space as Muthoot Money Limited include Hinduja Leyland Finance, CreditWise Capital, Bajaj Auto Finance and 6 more.

Competitor Description Location Founded
Hinduja Leyland Finance Hinduja Leyland Finance Vehicle and housing finance products are offered across India. Chennai, India, India 2008
CreditWise Capital CreditWise Capital Provider of loans and vehicle-related services via digital platforms Mumbai, India, India 2018
Bajaj Auto Finance Bajaj Auto Finance Auto finance loans are provided for two-wheelers, three-wheelers, and cars. Pune, India, India 1987
OTO OTO Two-wheeler loans are provided via a fintech platform for purchases. Bengaluru, India, India 2018
Kogta Financial India Kogta Financial India MSME loans, vehicle financing, and property-secured loans are provided. Jaipur, India, India 1996
Bike Bazaar Bike Bazaar Online platform for buying and selling two-wheelers Pune, India, India 2017
Mufin Green Finance Mufin Green Finance Consumer and SME loans are provided in India. Delhi, India, India 2016
Kanakadurga Finance Kanakadurga Finance Vehicle loans and gold loans are provided by Kanakadurga Finance. Vijayawada, India, India 1994
Automony Automony Loans for cars and trucks are provided via digital lending. Mumbai, India, India 2017

Business Activity of Muthoot Money Limited

Muthoot Money Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.

Main Activity Group Code Description of Main Activity Business Activity Code Description of Business Activity Turnover Percentage
K Financial and insurance Service K8 Other financial activities *********

Board of Directors of Muthoot Money Limited

Muthoot Money Limited is currently managed by 10 directors, with 14 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.

Current Directors
Name Designation Appointment Date Tenure Status
Susan Thomas Director 07 Feb 2024 2 Years 5 Months Current
Chamacheril Mohan Abraham Director 02 May 2019 7 Years 2 Months Current
Kuttickattu Rajappan Bijimon Director 28 Jan 2019 7 Years 5 Months Current
Thomas John Director 28 Jan 2019 7 Years 5 Months Current
George Jacob Muthoot Director 28 Jan 2019 7 Years 5 Months Current
Eapen Alexander Director 10 Aug 2018 7 Years 10 Months Current
Showing 6 of 10 current directors. View all directors

Financials of Muthoot Money Limited FY 2025 filings available

Muthoot Money Limited reported revenue of ₹45.56 Cr (down 35% YoY) for FY 2022. Profit growth despite declining revenue indicates effective cost management and margin discipline.

Revenue
₹45.56 Cr ▼ -35%
Profit
***** ▼ -2%
EBITDA
***** ▼ -88%
Metrics
*****
*****
*****
*****
*****
Revenue
Revenue from Operations
*****
*****
*****
*****
*****
Revenue Growth %
*****
*****
*****
*****
*****
Other Income
*****
*****
*****
*****
*****
Total Revenue
*****
*****
*****
*****
*****
Expenses
Total Expenses
*****
*****
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*****
Raw Material Cost
*****
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*****
Change in Inventory FG
*****
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Change in Inventory WIP
*****
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Purchase of Traded Goods
*****
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Employee Cost
*****
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Managerial Remuneration
*****
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*****
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Audit Fees
*****
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Insurance
*****
*****
*****
*****
*****
Power & Fuel
*****
*****
*****
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*****
Interest
*****
*****
*****
*****
*****
Depreciation
*****
*****
*****
*****
*****
Other Expenses
*****
*****
*****
*****
*****
Profitability
EBITDA (Operating Profit)
*****
*****
*****
*****
*****
Operating Margin %
*****
*****
*****
*****
*****
Exceptional Items
*****
*****
*****
*****
*****
Extraordinary Items
*****
*****
*****
*****
*****
Profit Before Exceptional & Extraordinary Items
*****
*****
*****
*****
*****
Profit Before Tax
*****
*****
*****
*****
*****
Tax & Net Profit
Tax Expense
*****
*****
*****
*****
*****
Current Tax
*****
*****
*****
*****
*****
Deferred Tax
*****
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*****
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*****
Profit from Discontinued Operations
*****
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Tax on Discontinued Operations
*****
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Profit
*****
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Net Margin %
*****
*****
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*****
*****
Metrics
*****
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*****
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Shareholders' Funds
Total Shareholders' Funds
*****
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Equity Capital
*****
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*****
*****
Reserves & Surplus
*****
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*****
Money Against Warrants
*****
*****
*****
*****
*****
Other Equity
*****
*****
*****
*****
*****
Non-Current Liabilities
Total Non-Current Liabilities
*****
*****
*****
*****
*****
Long-Term Borrowings
*****
*****
*****
*****
*****
Deferred Tax Liabilities
*****
*****
*****
*****
*****
Other Non-Current Liabilities
*****
*****
*****
*****
*****
Long-Term Provisions
*****
*****
*****
*****
*****
Current Liabilities
Total Current Liabilities
*****
*****
*****
*****
*****
Short-Term Borrowings
*****
*****
*****
*****
*****
Trade Payables
*****
*****
*****
*****
*****
Other Current Liabilities
*****
*****
*****
*****
*****
Short-Term Provisions
*****
*****
*****
*****
*****
Total Equity & Liabilities
*****
*****
*****
*****
*****
Non-Current Assets
Non-Current Assets
*****
*****
*****
*****
*****
Tangible Assets
*****
*****
*****
*****
*****
Intangible Assets
*****
*****
*****
*****
*****
Capital WIP
*****
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*****
*****
*****
Intangibles Under Dev
*****
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*****
Investments
*****
*****
*****
*****
*****
Deferred Tax Assets
*****
*****
*****
*****
*****
LT Loans & Advances
*****
*****
*****
*****
*****
Other Non-Current Assets
*****
*****
*****
*****
*****
Current Assets
Current Assets
*****
*****
*****
*****
*****
Current Investments
*****
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*****
Inventories
*****
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Trade Receivables
*****
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Cash & Bank Balance
*****
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ST Loans & Advances
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Other Current Assets
*****
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*****
Total Assets
*****
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*****
*****
Metrics
*****
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*****
*****
*****
Cash from Operating Activities (CFO)
Profit Before Tax
*****
*****
*****
*****
*****
Non-Cash Adjustments
*****
*****
*****
*****
*****
+ Interest Expense
*****
*****
*****
*****
*****
+ Depreciation
*****
*****
*****
*****
*****
+/- Unrealized Forex
*****
*****
*****
*****
*****
- Dividend Income
*****
*****
*****
*****
*****
- Interest Income
*****
*****
*****
*****
*****
+/- Other Non-Cash Items
*****
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*****
*****
Changes in Working Capital
*****
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*****
*****
*****
+/- Inventory
*****
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*****
*****
*****
+/- Debtors
*****
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*****
*****
+/- Creditors
*****
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Reconciliation Adjustments
*****
*****
*****
*****
*****
Cash Generated from Operations
*****
*****
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*****
*****
Income Taxes Paid
*****
*****
*****
*****
*****
Net CFO (Cash from Operations)
*****
*****
*****
*****
*****
Cash from Investing Activities (CFI)
Acquisitions & Disposals
*****
*****
*****
*****
*****
Disposal of Subsidiaries
*****
*****
*****
*****
*****
Acquisition of Subsidiaries
*****
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*****
*****
Capex
*****
*****
*****
*****
*****
Purchase of Fixed Assets
*****
*****
*****
*****
*****
Sale of Fixed Assets
*****
*****
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*****
*****
Other Investing Cash Flows
*****
*****
*****
*****
*****
Net CFI (Cash from Investing)
*****
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Cash from Financing Activities (CFF)
Equity Issuance
*****
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Debt Raised
*****
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*****
Debt Repaid
*****
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Dividends Paid
*****
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*****
Interest Paid
*****
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*****
Net CFF (Cash from Financing)
*****
*****
*****
*****
*****
Net Cash Position
Net Change in Cash (Pre-Forex)
*****
*****
*****
*****
*****
Closing Cash & Equivalents
*****
*****
*****
*****
*****
Metrics
*****
*****
*****
*****
*****
Liquidity
Current Ratio
*****
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*****
*****
*****
Quick Ratio
*****
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*****
*****
*****
Cash Ratio
*****
*****
*****
*****
*****
Efficiency
Inventory Days
*****
*****
*****
*****
*****
Debtor Days
*****
*****
*****
*****
*****
Creditor Days
*****
*****
*****
*****
*****
Cash Conversion Cycle
*****
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*****
Asset Turnover
*****
*****
*****
*****
*****
Profitability
Net Profit Margin %
*****
*****
*****
*****
*****
Operating Margin %
*****
*****
*****
*****
*****
ROE %
*****
*****
*****
*****
*****
ROCE %
*****
*****
*****
*****
*****
Net Worth Margin %
*****
*****
*****
*****
*****
Growth
Revenue Growth %
*****
*****
*****
*****
*****
Leverage
Equity Multiplier
*****
*****
*****
*****
*****
Debt / EBITDA
*****
*****
*****
*****
*****
Solvency
D/E Ratio
*****
*****
*****
*****
*****
ICR
*****
*****
*****
*****
*****

Consolidated Statements

Income Statement, Balance Sheet, Cash Flow & Ratios available in the full report.

Unlock Complete Financial History (FY 2015 – Latest)
Standalone & Consolidated - Income Statement, Balance Sheet, Cash Flow, Financial Ratios and Growth Trends with 10+ years of line-item data.
10+ years of data Line-item breakdown Balance Sheet detail Cash Flow analysis 20+ ratios & metrics Downloadable PDF

Charges & Borrowings of Muthoot Money Limited

Open charges
₹1,701.85 Cr
Satisfied charges
₹69 Cr
Breakdown by lending institutions
Others₹1,114.85 Cr
Canara Bank₹150.00 Cr
State Bank of India₹150.00 Cr
Axis Bank Limited₹132.00 Cr
The South Indian Bank Limited₹55.00 Cr
Others₹100.00 Cr
Latest charge details
DateLenderAmountStatus
21 Nov 2025 The South Indian Bank Limited ₹5 Cr Open
10 Nov 2025 Canara Bank ₹150 Cr Open
29 Sep 2025 Others ₹100 Cr Open
16 Sep 2025 Others ₹10 Cr Open
29 Aug 2025 Others ₹50 Cr Open

Total charge records: 43 View all charges

Employees and EPFO Compliance at Muthoot Money Limited

View historical data on people associated with Muthoot Money Limited, including employment history and EPFO contributions.

2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026

Employee Count & EPFO Data of Muthoot Money Limited

Access employee headcount trends, monthly PF payment records, EPFO establishment details, and compliance data.

Monthly employee headcount & PF contributions
EPFO establishment details & ECR filing status
Year-wise workforce analytics & attrition trends
PF exemption, coverage & compliance verification

GST Compliance of Muthoot Money Limited

XX%
Compliant
GSTR-1
GSTR-3B
GSTR-9
MH
KA
UP
TN
TS

GSTIN & GST Filing Data of Muthoot Money Limited

Access GSTIN registrations, state-wise filing compliance, HSN/SAC codes, and detailed goods & services data.

GSTIN registrations & state-wise presence
Filing compliance - GSTR-1, GSTR-3B, GSTR-9
HSN/SAC codes with goods & services details
Taxpayer type, jurisdiction & business constitution

Credit Ratings, Litigation & Regulatory Alerts for Muthoot Money Limited

Credit rating
AAA
AA+
AA
AA-
! !
2015 2017 2019 2021 2023
Litigation
District Court 35
High Court 45
Supreme Court 0
NCLT / NCLAT 0
Pending
Disposed
Regulatory alerts
GSTIN Cancelled
Andhra Pradesh
GSTIN Cancelled
Telangana (on application)
EPFO Delay
12 months delay - Haryana
Violations via Directors
20 MCA + 19 Bank defaults

Credit Ratings, Legal Cases & Regulatory Alerts of Muthoot Money Limited

Access complete credit rating history, litigation records, regulatory alerts, and compliance data.

Credit rating history across CARE, ICRA, Brickwork & India Ratings
Instrument-wise ratings, outlook & action timeline
Court-wise litigation (District, High Court, Supreme Court, NCLT)
Group company & common directorship litigation
Statutory compliance alerts (GSTIN, EPFO, ROC)
Director & company violations (MCA, SEBI, Banks, BSE/NSE)

MSME Payment Delays by Muthoot Money Limited

MSME Payment Delays by Muthoot Money Limited

Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.

Amounts outstanding to MSME suppliers
Delay periods & reasons for delayed payments
Half-yearly MSME-1 filing history
Vendor-payment behaviour as a counterparty risk signal

Subsidiaries & Group Companies of Muthoot Money Limited

Subsidiaries & Group Companies of Muthoot Money Limited

See the full corporate group - holding company, subsidiaries, associates and joint ventures of Muthoot Money Limited with ownership details.

Holding & parent company details
Subsidiaries & step-down subsidiaries with % holding
Associates & joint ventures with partner details
Investments in other entities year-on-year

MCA Filings & Documents of Muthoot Money Limited

MCA Filings & Documents of Muthoot Money Limited

Download official documents filed with the Ministry of Corporate Affairs - from incorporation papers to the latest annual filings.

Incorporation documents, MoA & AoA
Annual returns (MGT-7) & financial statements (AOC-4)
Charge filings (CHG-1, CHG-4) & resolutions
Complete document index with filing dates

Recent Activity on Muthoot Money Limited

Charges
21 Nov 2025
A charge with The South Indian Bank Limited amounted to Rs. 5.00 Cr with Charge ID 101199974 was registered on 21 Nov 2025.
Charges
10 Nov 2025
A charge with Canara Bank amounted to Rs. 150.00 Cr with Charge ID 101194462 was registered on 10 Nov 2025.
Charges
29 Sep 2025
A charge with Others amounted to Rs. 100.00 Cr with Charge ID 101168666 was registered on 29 Sep 2025.
Charges
16 Sep 2025
A charge with Others amounted to Rs. 10.00 Cr with Charge ID 101170320 was registered on 16 Sep 2025.
Charges
29 Aug 2025
A charge with Others amounted to Rs. 50.00 Cr with Charge ID 101153045 was registered on 29 Aug 2025.
Charges
28 Aug 2025
A charge with Others amounted to Rs. 100.00 Cr with Charge ID 101152663 was registered on 28 Aug 2025.

Frequently Asked Questions about Muthoot Money Limited

Muthoot Money Limited is an active public limited company in the financial services sector based in Ernakulam, Kerala, India. It was incorporated on 13 December 1994 (32+ years old) and is registered under CIN U65910KL1994PLC008454. The company has 988 employees.

Muthoot Money Limited reported revenue of ₹45.56 Cr for FY 2022 (down 35.00% YoY).

The current directors of Muthoot Money Limited are:

The primary industry of Muthoot Money Limited is financial services. The company specifically operates in nbfc. The company is currently active in this sector.

Muthoot Money Limited can be reached at the registered office: 41 4108 A 18Opp Saritha Theatre Banerji Road, Ernakulam, Kerala, India – 682018, or through the website muthootmoney.in.

The authorised capital is ₹150 Cr, and the paid-up capital is ₹98.25 Cr.

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