India's Richest People 2026 edition · 1 director · Source: Hurun India
- #134 George Jacob Muthoot & family ₹25,700 Cr
Revenue · FY 2022
₹45.56 Cr
▼ 35% YoY
Net profit · FY 2022
₹23.62 Lakh
Net margin 0.5%
EBITDA · FY 2022
₹4.2 Cr
EBITDA margin 9.2%
Authorised capital
₹150 Cr
Registered with MCA
Paid-up capital
₹98.25 Cr
Issued & subscribed
Open charges
₹1,701.85 Cr
Satisfied ₹69 Cr
Company age
32 yrs
Est. 1994
Employees · EPFO
988
Provident fund records
About Muthoot Money Limited
Data last updated:
Muthoot Money Limited is a public limited company based in Ernakulam, Kerala, India, a subsidiary of Muthoot Finance Limited. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 13 December 1994 and has been in existence for over 32 years.
Its director George Jacob Muthoot and family are #134 among India's richest people (2026).
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65910KL1994PLC008454. Its GSTIN is 32AABCM5816A1Z4 (Kerala). The company holds 16 GST registrations, of which 15 are active.
The company has an authorised share capital of ₹150 Cr and a paid-up capital of ₹98.25 Cr. It was formerly known as Muthoot Money Private Limited and Moneylyne Financing and Trading Private Limited. It is led by directors including Susan Thomas and Chamacheril Mohan Abraham.
Its last annual general meeting (AGM) was held on 28 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 41 4108 A 18 Opp Saritha Theatre Banerji Road, Ernakulam, Kerala, India – 682018.
As per the financials filed for FY 2022, the company reported a revenue of ₹45.56 Cr, a decline of 35% compared to the previous year. For the same year it recorded a net profit of ₹23.62 Lakh (net margin 0.5%) and EBITDA of ₹4.2 Cr (EBITDA margin 9.2%). Revenue has grown at a compounded annual rate (CAGR) of 43% over three years and 106% over five years.
The company has about 988 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Muthoot money. As per MCA filings, the company has open charges of ₹1,701.85 Cr and satisfied charges of ₹69 Cr on record. Court records list 6,237 cases involving the company, including 6,220 filed by the company and 18 filed against it; 1,614 cases are pending. The company has 6 deals on record (2 funding rounds, 2 rights issues, 2 secondary share transfers), with disclosed funding of ₹501.5 Cr; the latest was in November 2024. Its 5 peer companies in the BFSI industry (Large NBFC, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities) are compared by revenue, 2 larger and 3 smaller; the largest is Nixa Fincap Private Limited with revenue of ₹45.91 Cr.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website muthootmoney.in.
Company details
CIN U65910KL1994PLC008454
Registration Number 008454
Incorporation Date 13 December 1994
ROC Ernakulam
Listing Status Unlisted
Company Status Active
Date of Last AGM 28 August 2025
Date of Balance Sheet 31 March 2025
Parent Company Muthoot Finance Limited
Compliance Status Active Compliant
Name history
Muthoot Money has undergone 2 name changes throughout its history. The company was previously known as Muthoot Money Private Limited, and Moneylyne Financing And Trading Private Limited. The current legal name is Muthoot Money Limited.
| Company Name | Status |
|---|---|
| Muthoot Money Limited | Current |
| Muthoot Money Private Limited | Previous |
| Moneylyne Financing And Trading Private Limited | Previous |
CIN history
Muthoot Money has one previous CIN (Corporate Identification Number): U65910KL1994PTC008454. The current CIN is U65910KL1994PLC008454, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65910KL1994PLC008454 | Current |
| U65910KL1994PTC008454 | Previous |
Key People
Susan Thomas Director Chamacheril Mohan Abraham Director Kuttickattu Rajappan Bijimon Director Recognitions & Rankings of Muthoot Money
Contact details
Muthoot Money Limited's registered office is in Ernakulam, Kerala. Its website is muthootmoney.in. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered Address41 4108 A 18 Opp Saritha Theatre Banerji Road, Ernakulam, Kerala, India – 682018
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Muthoot Money Limited, buy the company report.
Comprehensive company report
Muthoot Money Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Muthoot Money operates one associated brand: Muthoot money. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Offers loans for two-wheelers, cars, and gold financing in India. | muthootmoney.in |
Business activity
The main business activity of Muthoot Money is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Muthoot Money Limited, buy the company report.
Financials of Muthoot Money Limited
FY 2025 filings availableMuthoot Money Limited reported revenue of ₹45.56 Cr (down 35% YoY) for FY 2022.
Revenue · FY 2022
₹45.56 Cr ▼ 35%
Net profit · FY 2022
₹23.62 Lakh margin 0.5%
EBITDA · FY 2022
₹4.2 Cr margin 9.2%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▼ 35%
3 years · compounded
▲ 43%
5 years · compounded
▲ 106%
EBITDA CAGR growth
1 year
▼ 88%
3 years · compounded
▼ 3%
5 years · compounded
▲ 33%
Revenue fell 35% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 106%. EBITDA fell 88% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹45.56 Cr | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹4.2 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹23.62 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 9.2% | ||||
| Net Profit Margin | 0.5% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Muthoot Money Limited, buy the company report.
Board of directors of Muthoot Money Limited
Muthoot Money has 7 current directors and 14 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Susan Thomas Also directs: Xandari Resorts Private Limited, Xandari Pearl Beach Resorts Private Limited, Xandari Heritage Resorts Private Limited and 5 more | Director | 07 Feb 2024 | 2 Years 8 Months | Current |
| Chamacheril Mohan Abraham | Director | 02 May 2019 | 7 Years 6 Months | Current |
| Kuttickattu Rajappan Bijimon Also directs: Muthoot Commodities Limited, Muthoot Forex Limited, Belstar Microfinance Limited and 5 more | Director | 28 Jan 2019 | 7 Years 9 Months | Current |
| Thomas John | Director | 28 Jan 2019 | 7 Years 9 Months | Current |
| George Jacob Muthoot Also directs: Thekkemala Holdings and Trading LLP, Tekkemala Realtors LLP, Kumbanad Properties LLP and 5 more | Director | 28 Jan 2019 | 7 Years 9 Months | Current |
| Eapen Alexander Also directs: MMG Developers Private Limited, Xandari Resorts Private Limited, Oxbow Properties Private Limited and 5 more | Director | 10 Aug 2018 | 8 Years 2 Months | Current |
Showing 6 of 7 current directors. View all directors
Peer comparison
Muthoot Money Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (Large NBFC, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Nixa Fincap Private Limited | ₹45.91 Cr (FY 2023) | -53.0% | Mumbai, Maharashtra, India | |||
| Progressive Star Finance Private Limited | ₹45.8 Cr (FY 2025) | 76.0% | Kolkata, West Bengal, India | |||
| Muthoot Money Limitedthis company | ₹45.56 Cr (FY 2022) | ₹23.62 Lakh | 0.5% | -35.0% | 988 | Ernakulam, Kerala, India |
| Burmans Finvest Private Limited | ₹45.52 Cr (FY 2023) | 9.0% | New Delhi, Delhi, India | |||
| Coppola Holdings Pvt Ltd | ₹45.34 Cr (FY 2025) | 14.0% | Kolkata, West Bengal, India | |||
| Mitrata Inclusive Financial Services Limited | ₹45.27 Cr (FY 2025) | -17.0% | New Delhi, Delhi, India |
To see the full peer comparison of Muthoot Money Limited, buy the company report.
Auditor
Muthoot Money Limited is audited by P.Z.CHACKOS&CO. for the financial year 2018.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| P.Z.CHACKOS&CO. | FY 2018 | 010089S |
Shareholding
The shareholding of Muthoot Money Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Muthoot Money Limited, buy the company report.
Charges & borrowings
Open charges
₹1,701.85 Cr
Satisfied charges
₹69 Cr
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 21 Nov 2025 | 101199974 | The South Indian Bank Limited | ₹5 Cr | Open | |
| 10 Nov 2025 | 101194462 | Canara Bank | ₹150 Cr | Open | |
| 29 Sep 2025 | 101168666 | Others | ₹100 Cr | Open | |
| 16 Sep 2025 | 101170320 | Others | ₹10 Cr | Open | |
| 29 Aug 2025 | 101153045 | Others | ₹50 Cr | Open |
To see the full charge records of Muthoot Money Limited, buy the company report.
Total charge records: 43 View all charges
Deals & funding
Muthoot Money Limited has 6 deals on record (2 funding rounds, 2 rights issues, 2 secondary share transfers), with disclosed funding of ₹501.5 Cr; the latest was in November 2024.
Total deals
6
Funding rounds
2
Rights issues
2
Secondary share transfers
2
Disclosed funding
₹501.5 Cr
Deals on record (5 of 6)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Nov 2024 | Funding round | ₹500 Cr | Investors: Muthoot Finance Limited |
| Apr 2023 | Rights issue | ₹26.47 Cr | Investors: Muthoot Finance Limited |
| Oct 2018 | Secondary share transfer | Undisclosed | Buyer: Muthoot Finance Limited Seller: an individual |
| Oct 2018 | Rights issue | ₹100 Cr | Investors: Muthoot Finance Limited |
| Oct 2018 | Secondary share transfer | Undisclosed | Buyer: Muthoot Finance Limited Seller: an individual |
To see the full deal history of Muthoot Money Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Muthoot Money Limited has 6,237 court cases on record: 6,220 filed by Muthoot Money, 18 filed against it. 1,614 cases are pending and 4,623 are disposed.
Total cases
6,237
Filed by the company
6,220
Filed against the company
18
Pending
1,614
Disposed
4,623
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 6,216 | 12 | 1,607 |
| High courts | 20 | 5 | 6 |
| Supreme Court | 1 | 1 | 1 |
Cases on record (5 of 6,237)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court, ANDHRAPRADESH | Writ petition | Filed against the company by M/S HDFC Life Insurance Company Limited., and 1 other | Disposed |
| High Court, TELANGANA | Writ petition | Filed against the company by HDFC Life Insurance Company Limited and 2 others | Disposed |
| District court, Ernakulam, Kerala | Criminal case | Filed against the company by Muthoot Money Limited | Disposed |
| District court, Faridabad, Haryana | Civil suit | Filed against the company by an individual | Pending |
| District court, MYSURU, Karnataka | Civil suit | Filed by the company against an individual | Pending |
To see the full case history of Muthoot Money Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Credit ratings & regulatory alerts
Muthoot Money Limited was last rated by Crisil on 15 Feb 2021.
| Rating agency | Rated on | Rating |
|---|---|---|
| Crisil | 15 Feb 2021 |
To see the full credit ratings and regulatory alerts of Muthoot Money Limited, buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Muthoot Money Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Muthoot Money Limited has a workforce of 988 employees on its EPFO records as of Apr 10, 2024, across 1 active EPFO establishment.
Employee count
988
Active EPFO establishments
1
Employee growth
87.12%
GST
Muthoot Money has 16 GST registrations: 15 active and 1 cancelled or inactive. The first 4 active GSTINs are listed below.
Total GSTINs
16
Active
15
Cancelled / inactive
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AABCM5816A1Z4 | Kerala | Active | 01 Jul 2017 |
| 36AABCM5816A1ZW | Telangana | Active | 08 May 2018 |
| 37AABCM5816A1ZU | Andhra Pradesh | Active | 22 Jun 2018 |
| 29AABCM5816A1ZR | Karnataka | Active | 03 Nov 2021 |
To see the full GST registrations and return filing status of Muthoot Money Limited, buy the company report.
Recent activity
Muthoot Money Limited has 18 board changes on record since 2010: 7 appointments and 11 cessations. The latest: Susan Thomas ceased to be Additional Director on 29 Sep 2024.
Charges
A charge with The South Indian Bank Limited amounted to Rs. 5.00 Cr with Charge ID 101199974 was registered on 21 Nov 2025.
Charges
A charge with Canara Bank amounted to Rs. 150.00 Cr with Charge ID 101194462 was registered on 10 Nov 2025.
Charges
A charge with Others amounted to Rs. 100.00 Cr with Charge ID 101168666 was registered on 29 Sep 2025.
Charges
A charge with Others amounted to Rs. 10.00 Cr with Charge ID 101170320 was registered on 16 Sep 2025.
Charges
A charge with Others amounted to Rs. 50.00 Cr with Charge ID 101153045 was registered on 29 Aug 2025.
AGM
Muthoot Money Limited last Annual general meeting of members was held on 28 Aug 2025 as per latest MCA records.
Charges
A charge with Others amounted to Rs. 100.00 Cr with Charge ID 101152663 was registered on 28 Aug 2025.
Charges
A charge with Others amounted to Rs. 100.00 Cr with Charge ID 101144201 was registered on 28 Aug 2025.
Charges
A charge with Others amounted to Rs. 19.50 Cr with Charge ID 101169556 was registered on 08 Aug 2025.
Charges
A charge with Others amounted to Rs. 40.00 Cr with Charge ID 101167917 was registered on 02 Aug 2025.
Charges
A charge with Others amounted to Rs. 100.00 Cr with Charge ID 101127851 was registered on 30 Jun 2025.
Charges
A charge with Others amounted to Rs. 6.00 Cr with Charge ID 101140170 was registered on 28 Jun 2025.
58 earlier events are in the company report.
Frequently asked questions
Muthoot Money is an active public limited company based in Ernakulam, Kerala, India. The company works in nbfc, within the financial services industry. It was incorporated on 13 December 1994 (32+ years old) and is registered under CIN U65910KL1994PLC008454.
Muthoot Money has 7 current directors:
- Susan Thomas - Director
- Chamacheril Mohan Abraham - Director
- Kuttickattu Rajappan Bijimon - Director
- Thomas John - Director
- George Jacob Muthoot - Director
- Eapen Alexander - Director
- George Muthoot Jacob - Director
The latest financial statements of Muthoot Money on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 28 August 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Muthoot Money is 32AABCM5816A1Z4, registered in Kerala. The company has 16 GST registrations in all, of which 15 are active and 1 is cancelled or inactive. Other active GSTINs include 36AABCM5816A1ZW (Telangana), 37AABCM5816A1ZU (Andhra Pradesh), 29AABCM5816A1ZR (Karnataka).
The CIN (Corporate Identification Number) of Muthoot Money is U65910KL1994PLC008454. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Muthoot Money has 6,237 court cases on record: 6,220 filed by the company and 18 filed against it. 1,614 are pending. Most are in the district courts.
Muthoot Money was incorporated on 13 December 1994, making it 32+ years old. It is registered with the Registrar of Companies, Ernakulam.
Muthoot Money has 6 deals on record (2 funding rounds, 2 rights issues, 2 secondary share transfers), with disclosed funding of ₹501.5 Cr; the latest was in November 2024.
The peers of Muthoot Money by revenue are Nixa Fincap Private Limited, Progressive Star Finance Private Limited, Burmans Finvest Private Limited, Coppola Holdings Pvt Ltd, Mitrata Inclusive Financial Services Limited, all in the BFSI industry (Large NBFC, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Susan Thomas ceased to be Additional Director on 29 Sep 2024. Vinod Krishna Kumar Challa ceased to be CEO on 08 Apr 2024. Susan Thomas was appointed as Director on 07 Feb 2024. Muthoot Money has 18 board changes on record in total.
Muthoot Money can be reached through the website muthootmoney.in. Its registered office is in Ernakulam, Kerala, India.
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