About Onemi Technology Solutions Limited
Data last updated: 21 December 2025
Onemi Technology Solutions Limited is a public limited company based in Mumbai, Maharashtra, India, recognised as a startup by DPIIT. It specialises in online financial services, a part of the broader internet and digital services sector. Incorporated on 18 June 2016, the company has been in operation for over 10 years.
Registered with ROC Mumbai under CIN U72900MH2016PTC282573.
Capital: an authorised share capital of ₹36.96 Cr and a paid-up capital of ₹12.02 Cr. It is led by directors including Alok Bansal and Krishnan Vishwanathan.
Last AGM: 02 July 2025. Financial statements filed for year ended 31 March 2025. Office: 10Th Floor Tower 4 Equinox Park Lbs Marg Kurla West, Mumbai, Maharashtra, India – 400070.
As per the financials filed for FY 2025, the company reported a revenue of ₹1,352.69 Cr, a decline of 20% compared to the previous year.
The company has a workforce of approximately 306 employees as per the latest available data.
The company is associated with 4 brands - Rufilo, Conexo, Kissht, Pay With Ring. As per MCA filings, the company has satisfied charges of ₹50 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website kissht.com.
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Registered Address10Th Floor Tower 4 Equinox Park Lbs Marg Kurla West, Mumbai, Maharashtra, India – 400070
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IndustryInternet, Online Financial Services
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
CIN History of Onemi Technology Solutions Limited
Onemi Technology Solutions Limited has one previous CIN (Corporate Identification Number): U72900MH2016PTC282573. The current CIN is U72900MH2016PLC282573, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U72900MH2016PLC282573 | Current |
| U72900MH2016PTC282573 | Previous |
Associated Brands with Onemi Technology Solutions Limited
Onemi Technology Solutions Limited operates multiple associated brands including Rufilo, Conexo, and Kissht. These brands represent Onemi Technology Solutions Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Provides instant loans, credit cards, and expense management via mobile app. | rufilo.com | |
| Connects channel partners, lenders, and consumers for seamless credit services. | conexo.in | |
| Personal, business, and property loans are provided by Kissht. | kissht.com | |
| Instant personal loans are offered via an online paperless platform. | paywithring.com |
Competitors & Alternatives of Onemi Technology Solutions Limited
Brands and companies operating in the same space as Onemi Technology Solutions Limited include InCred, Stashfin, Money View and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
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Financial services are provided, specializing in personal and business loans. | Mumbai, India, India | 2016 |
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Digital lending and instant credit lines are provided to individuals. | Gurugram, India, India | 2016 |
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Loans, credit cards, gold investments, insurance, and UPI are provided. | Bengaluru, India, India | 2014 |
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Business loans and financial products for MSMEs are provided. | Mumbai, India, India | 2016 |
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Online platform is provided for short-term, unsecured personal loans. | Gurugram, India, India | 2018 |
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Provider of a digital lending platform offering instant personal loans to underserved youth, providing financial solutions through a mobile app | Kolkata, India, India | 2016 |
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Lending platform for consumers and businesses is provided. | Gurugram, India, India | 2016 |
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Online instant personal loans are provided to salaried professionals. | Mumbai, India, India | 2016 |
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Personal loans and savings options are provided for users. | Bengaluru, India, India | 2017 |
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NBFC offering loans to entrepreneurs, MSMEs, and individuals | Delhi, India, India | 2006 |
Business Activity of Onemi Technology Solutions Limited
Onemi Technology Solutions Limited is engaged in principal business activities including financial and insurance service and information and communication, with detailed activities including other financial activities, other information & communication service activities. The company has 2 registered principal business activity segments, demonstrating its operational diversity and market reach.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | ********* |
| J | Information and communication | J8 | Other information & communication service activities | ********* |
Board of Directors of Onemi Technology Solutions Limited
Onemi Technology Solutions Limited is currently managed by 9 directors, with 14 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
|
Alok Bansal
Also directs:
Pb Fintech Limited, Aswa Trusteeship Services Private Limited, Spoteezy Tech Private Limited and 1 more
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Director | 16 Jun 2025 | 1 Years 0 Months | Current |
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Krishnan Vishwanathan
Also directs:
Si Creva Capital Services Private Limited
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Director | 18 Jun 2016 | 10 Years 0 Months | Current |
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Ranvir Singh
Also directs:
Si Creva Capital Services Private Limited
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Ceo | 12 Apr 2022 | 4 Years 2 Months | Current |
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Piyush Kharbanda
Also directs:
Eventila Technologies Private Limited, Neutopia Technology Private Limited, Plus Health Tech Ventures Private Limited and 4 more
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Nominee Director | 26 Dec 2018 | 7 Years 6 Months | Current |
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Sangeeta Pendurkar
Also directs:
Sula Vineyards Limited, Aditya Birla Fashion And Retail Limited, International Gemmological Institute (India) Limited and 2 more
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Director | 16 Jun 2025 | 1 Years 0 Months | Current |
| Yogesh Yashpaul Chadha | Director | 02 Dec 2025 | 0 Years 7 Months | Current |
Financials of Onemi Technology Solutions Limited FY 2025 filings available
Onemi Technology Solutions Limited reported revenue of ₹1,352.69 Cr (down 20% YoY) for FY 2025. Profit growth despite declining revenue indicates effective cost management and margin discipline.
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| Purchase of Traded Goods | ***** | ***** | ***** | ***** | ***** |
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| Insurance | ***** | ***** | ***** | ***** | ***** |
| Power & Fuel | ***** | ***** | ***** | ***** | ***** |
| Interest | ***** | ***** | ***** | ***** | ***** |
| Depreciation | ***** | ***** | ***** | ***** | ***** |
| Other Expenses | ***** | ***** | ***** | ***** | ***** |
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| Profit Before Tax | ***** | ***** | ***** | ***** | ***** |
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| Profit from Discontinued Operations | ***** | ***** | ***** | ***** | ***** |
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| Other Equity | ***** | ***** | ***** | ***** | ***** |
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| Long-Term Borrowings | ***** | ***** | ***** | ***** | ***** |
| Deferred Tax Liabilities | ***** | ***** | ***** | ***** | ***** |
| Other Non-Current Liabilities | ***** | ***** | ***** | ***** | ***** |
| Long-Term Provisions | ***** | ***** | ***** | ***** | ***** |
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| Short-Term Borrowings | ***** | ***** | ***** | ***** | ***** |
| Trade Payables | ***** | ***** | ***** | ***** | ***** |
| Other Current Liabilities | ***** | ***** | ***** | ***** | ***** |
| Short-Term Provisions | ***** | ***** | ***** | ***** | ***** |
| Total Equity & Liabilities | ***** | ***** | ***** | ***** | ***** |
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| Tangible Assets | ***** | ***** | ***** | ***** | ***** |
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| Capital WIP | ***** | ***** | ***** | ***** | ***** |
| Intangibles Under Dev | ***** | ***** | ***** | ***** | ***** |
| Investments | ***** | ***** | ***** | ***** | ***** |
| Deferred Tax Assets | ***** | ***** | ***** | ***** | ***** |
| LT Loans & Advances | ***** | ***** | ***** | ***** | ***** |
| Other Non-Current Assets | ***** | ***** | ***** | ***** | ***** |
| Current Assets | |||||
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| Trade Receivables | ***** | ***** | ***** | ***** | ***** |
| Cash & Bank Balance | ***** | ***** | ***** | ***** | ***** |
| ST Loans & Advances | ***** | ***** | ***** | ***** | ***** |
| Other Current Assets | ***** | ***** | ***** | ***** | ***** |
| Total Assets | ***** | ***** | ***** | ***** | ***** |
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| Cash from Operating Activities (CFO) | |||||
| Profit Before Tax | ***** | ***** | ***** | ***** | ***** |
| Non-Cash Adjustments | ***** | ***** | ***** | ***** | ***** |
| + Interest Expense | ***** | ***** | ***** | ***** | ***** |
| + Depreciation | ***** | ***** | ***** | ***** | ***** |
| +/- Unrealized Forex | ***** | ***** | ***** | ***** | ***** |
| - Dividend Income | ***** | ***** | ***** | ***** | ***** |
| - Interest Income | ***** | ***** | ***** | ***** | ***** |
| +/- Other Non-Cash Items | ***** | ***** | ***** | ***** | ***** |
| Changes in Working Capital | ***** | ***** | ***** | ***** | ***** |
| +/- Inventory | ***** | ***** | ***** | ***** | ***** |
| +/- Debtors | ***** | ***** | ***** | ***** | ***** |
| +/- Creditors | ***** | ***** | ***** | ***** | ***** |
| Reconciliation Adjustments | ***** | ***** | ***** | ***** | ***** |
| Cash Generated from Operations | ***** | ***** | ***** | ***** | ***** |
| Income Taxes Paid | ***** | ***** | ***** | ***** | ***** |
| Net CFO (Cash from Operations) | ***** | ***** | ***** | ***** | ***** |
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| Acquisitions & Disposals | ***** | ***** | ***** | ***** | ***** |
| Disposal of Subsidiaries | ***** | ***** | ***** | ***** | ***** |
| Acquisition of Subsidiaries | ***** | ***** | ***** | ***** | ***** |
| Capex | ***** | ***** | ***** | ***** | ***** |
| Purchase of Fixed Assets | ***** | ***** | ***** | ***** | ***** |
| Sale of Fixed Assets | ***** | ***** | ***** | ***** | ***** |
| Other Investing Cash Flows | ***** | ***** | ***** | ***** | ***** |
| Net CFI (Cash from Investing) | ***** | ***** | ***** | ***** | ***** |
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| Equity Issuance | ***** | ***** | ***** | ***** | ***** |
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| Debt Repaid | ***** | ***** | ***** | ***** | ***** |
| Dividends Paid | ***** | ***** | ***** | ***** | ***** |
| Interest Paid | ***** | ***** | ***** | ***** | ***** |
| Net CFF (Cash from Financing) | ***** | ***** | ***** | ***** | ***** |
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| Net Change in Cash (Pre-Forex) | ***** | ***** | ***** | ***** | ***** |
| Closing Cash & Equivalents | ***** | ***** | ***** | ***** | ***** |
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| Current Ratio | ***** | ***** | ***** | ***** | ***** |
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| Inventory Days | ***** | ***** | ***** | ***** | ***** |
| Debtor Days | ***** | ***** | ***** | ***** | ***** |
| Creditor Days | ***** | ***** | ***** | ***** | ***** |
| Cash Conversion Cycle | ***** | ***** | ***** | ***** | ***** |
| Asset Turnover | ***** | ***** | ***** | ***** | ***** |
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| Net Profit Margin % | ***** | ***** | ***** | ***** | ***** |
| Operating Margin % | ***** | ***** | ***** | ***** | ***** |
| ROE % | ***** | ***** | ***** | ***** | ***** |
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| Net Worth Margin % | ***** | ***** | ***** | ***** | ***** |
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| ICR | ***** | ***** | ***** | ***** | ***** |
Consolidated Statements
Income Statement, Balance Sheet, Cash Flow & Ratios available in the full report.
Charges & Borrowings of Onemi Technology Solutions Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 11 Jul 2019 | Others | ₹50 Cr | Satisfied |
Total charge records: 1 View all charges
Employees and EPFO Compliance at Onemi Technology Solutions Limited
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Employee Count & EPFO Data of Onemi Technology Solutions Limited
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GST Compliance of Onemi Technology Solutions Limited
GSTIN & GST Filing Data of Onemi Technology Solutions Limited
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Credit Ratings, Litigation & Regulatory Alerts for Onemi Technology Solutions Limited
Credit Ratings, Legal Cases & Regulatory Alerts of Onemi Technology Solutions Limited
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MSME Payment Delays by Onemi Technology Solutions Limited
MSME Payment Delays by Onemi Technology Solutions Limited
Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.
Subsidiaries & Group Companies of Onemi Technology Solutions Limited
Subsidiaries & Group Companies of Onemi Technology Solutions Limited
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MCA Filings & Documents of Onemi Technology Solutions Limited
MCA Filings & Documents of Onemi Technology Solutions Limited
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Recent Activity on Onemi Technology Solutions Limited
Recent News on Onemi Technology Solutions Limited
Frequently Asked Questions about Onemi Technology Solutions Limited
Onemi Technology Solutions Limited is an active public limited company in the internet sector based in Mumbai, Maharashtra, India. It was incorporated on 18 June 2016 (10+ years old) and is registered under CIN U72900MH2016PLC282573. The company has 306 employees.
Onemi Technology Solutions Limited reported revenue of ₹1,352.69 Cr for FY 2025 (down 20.00% YoY).
The current directors of Onemi Technology Solutions Limited are:
- Alok Bansal
- Krishnan Vishwanathan
- Ranvir Singh
- Piyush Kharbanda
- Sangeeta Pendurkar
- Ranvir Singh
- Krishnan Vishwanathan
- Shraddha Rajkumar Patangia
- Yogesh Yashpaul Chadha
The primary industry of Onemi Technology Solutions Limited is internet. The company specifically operates in online financial services. The company is currently active in this sector.
Yes, Onemi Technology Solutions Limited is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Onemi Technology Solutions Limited can be reached at the registered office: 10Th Floor Tower 4 Equinox Park Lbs Marg Kurla West, Mumbai, Maharashtra, India – 400070, or through the website kissht.com.