About Spandana Sphoorty Financial Limited
Data last updated: 14 July 2026
Spandana Sphoorty Financial Limited is a public limited company based in Hyderabad, Telangana, India. It specialises in non-banking financial services (NBFC), a part of the broader financial services sector. Incorporated on 10 March 2003, the company has been in operation for over 23 years.
Registered with ROC Hyderabad under CIN L65929TG2003PLC040648. Listed on BSE: 542759 and NSE: SPANDANA.
Capital: an authorised share capital of ₹2,150 Cr and a paid-up capital of ₹79.97 Cr. Formerly known as Spandana Sphoorty Innovative Financial Services Limited. It is led by directors including Neeraj Swaroop and Animesh Chauhan.
Last AGM: 16 September 2025. Financial statements filed for year ended 31 March 2025. Office: Galaxy Wing B 16Th Floor Plot No.1 Sy No 83/1 Hyderabad Knowledge City Tsiic Raidurg, Panmaktha, Telangana, India – 500081.
As per NSE-filed consolidated financials for FY 2026, the company reported a revenue of ₹1,023.96 Cr, a decline of 56.52% compared to the previous year. The net worth stands at ₹2,129.57 Cr (down 19.13% YoY). Total assets are valued at ₹6,246.37 Cr (down 26.46% YoY).
The company has a workforce of approximately 11,791 employees as per the latest available data. Its group structure includes 2 subsidiaries.
The company is associated with 3 brands - Spandana, Spandana Sphoorty Financial, Criss Financial. As per MCA filings, the company has open charges of ₹6,999.13 Cr and satisfied charges of ₹28,960 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website spandanaindia.com.
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EmailLocked
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Registered AddressGalaxy Wing B 16Th Floor Plot No.1 Sy No 83/1 Hyderabad Knowledge City Tsiic Raidurg, Panmaktha, Telangana, India – 500081
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IndustryFinancial Services, NBFC, Microfinance Institutions
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
CIN History of Spandana Sphoorty Financial Limited
Spandana Sphoorty Financial Limited has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is L65929TG2003PLC040648, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| L65929TG2003PLC040648 | Current |
| U65929AP2003PLC040648 | Previous |
| U65929TG2003PLC040648 | Previous |
Associated Brands with Spandana Sphoorty Financial Limited
Spandana Sphoorty Financial Limited operates multiple associated brands including Spandana, Spandana Sphoorty Financial, and Criss Financial. These brands represent Spandana Sphoorty Financial Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Microfinance and consumer durable loans are provided to rural households. | spandanasphoorty.com | |
| Microfinance loans are extended to low-income households for various needs. | spandanaindia.com | |
| Micro credit loans are provided to customers for various needs. | crissfin.com |
Competitors & Alternatives of Spandana Sphoorty Financial Limited
Brands and companies operating in the same space as Spandana Sphoorty Financial Limited include ESAF, Manappuram Finance, L & T Finance Holdings and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
ESAF
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Microfinance banking services are offered in India by ESAF. | Thrissur, India, India | 1992 |
Manappuram Finance
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Consumer and SME loans are provided by Manappuram Finance. | Valapad, India, India | 1992 |
L & T Finance Holdings
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Diversified lending services are provided as a non-banking financial institution. | Mumbai, India, India | 1994 |
Bajaj Finserv
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Financial solutions including loans and insurance are offered. | Pune, India, India | 2007 |
Northern Arc Capital
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Household and business loans are provided with risk management support. | Chennai, India, India | 2006 |
IIFL Finance
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Online gold, home, personal, and business loans are provided. | Mumbai, India, India | 1995 |
Satin Creditcare
|
Micro loans for businesses are offered by this NBFC. | Delhi, India, India | 1990 |
Bharat Financial Inclusion
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Provider of micro-credit & insurance for low income income individuals and women | Secunderabad, India, India | 1997 |
Muthoot Microfin
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Microfinance loans are extended to low-income women entrepreneurs. | Ernakulam, India, India | 2010 |
Mahindra Finance
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Consumer and SME loans are provided by Mahindra Finance. | Mumbai, India, India | 1991 |
Business Activity of Spandana Sphoorty Financial Limited
Spandana Sphoorty Financial Limited engages in various business activities. The company's operational segments demonstrate its market presence and business diversification.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| Locked | Locked | Locked | activities activities Financial and insurance Other financial | Locked |
Detailed business activity records for Spandana Sphoorty Financial Limited
Activity codes and turnover contribution percentages require an active report plan.
- Activity group codes
- Detailed activity codes
- Turnover contribution
Verified entity values are shown only after access is granted.
Auditor Details of Spandana Sphoorty Financial Limited
Spandana Sphoorty Financial Limited is audited by M/s BSR & Co LLP (ICAI peer reviewed, certificate valid till 2028-07-31) for the financial year 2026, as reported in its NSE exchange filings. The statutory auditor is responsible for expressing an independent opinion on whether the financial statements present a true and fair view in accordance with applicable accounting standards.
| Name | Financial year | Audit opinion |
|---|---|---|
| M/s BSR & Co LLP (ICAI peer reviewed, certificate valid till 2028-07-31) | FY 2026 | Declaration of unmodified opinion |
Board of Directors of Spandana Sphoorty Financial Limited
Spandana Sphoorty Financial Limited is currently managed by 9 directors, with 59 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
|
Neeraj Swaroop
Also directs:
Spandana Sphoorty Financial Limited, Sbfc Finance Limited, Avanse Financial Services Limited and 1 more
|
Nominee Director | 04 Aug 2022 | 3 Years 11 Months | Current |
| Animesh Chauhan | Director | 04 Aug 2022 | 3 Years 11 Months | Current |
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Sunish Sharma
Also directs:
Spandana Sphoorty Financial Limited, Avanse Financial Services Limited, Kedaara Capital Advisors Llp and 5 more
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Nominee Director | 31 Mar 2017 | 9 Years 3 Months | Current |
|
Abanti Mitra
Also directs:
Spandana Sphoorty Financial Limited, Vedant Fashions Limited, Positron Capital Services Llp and 3 more
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Director | 04 May 2017 | 9 Years 2 Months | Current |
|
Ramchandra Kasargod Kamath
Also directs:
Spandana Sphoorty Financial Limited, Conatus Finserve Private Limited, Niwas Housing Finance Limited and 3 more
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Nominee Director | 04 May 2017 | 9 Years 2 Months | Current |
|
Venkatesh Krishnan
Also directs:
Spandana Sphoorty Financial Limited
|
Managing Director | 27 Nov 2025 | 0 Years 7 Months | Current |
Financials of Spandana Sphoorty Financial Limited FY 2026 filings available
Spandana Sphoorty Financial Limited reported revenue of ₹1,023.96 Cr (down 56.52% YoY) for FY 2026.
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue from Operations | ₹1,023.96 Cr | ₹2,355.16 Cr | ₹2,423.71 Cr | ₹1,400.75 Cr | ₹1,482.62 Cr | ₹1,435.3 Cr |
| Interest Earned | ₹965.32 Cr | ₹2,194.32 Cr | ₹2,238.07 Cr | - | ₹1,362.71 Cr | ₹1,169.19 Cr |
| Other Income | ₹42.37 Cr | ₹68.93 Cr | ₹110.24 Cr | ₹76.28 Cr | ₹22.99 Cr | ₹34.21 Cr |
| Total Income | ₹1,066.33 Cr | ₹2,424.09 Cr | ₹2,533.95 Cr | ₹1,477.03 Cr | ₹1,505.61 Cr | ₹1,469.51 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹532.71 Cr | ₹631.77 Cr | ₹473.23 Cr | ₹305.72 Cr | ₹171.54 Cr | ₹170.75 Cr |
| Finance Costs | ₹508.38 Cr | ₹932.26 Cr | ₹926.78 Cr | ₹457.88 Cr | ₹423.17 Cr | ₹356.34 Cr |
| Depreciation & Amortisation | ₹16.2 Cr | ₹22.7 Cr | ₹20.41 Cr | ₹10.87 Cr | ₹7.62 Cr | ₹8.83 Cr |
| Other Expenses | ₹213.81 Cr | ₹229.83 Cr | ₹160.38 Cr | ₹140.42 Cr | ₹54.95 Cr | ₹41.57 Cr |
| Total Expenses | ₹1,991.81 Cr | ₹3,802.89 Cr | ₹1,863.38 Cr | ₹1,459.2 Cr | ₹1,305.17 Cr | ₹851.05 Cr |
| Profit Before Exceptional Items & Tax | -₹925.48 Cr | -₹1,378.8 Cr | ₹670.57 Cr | ₹17.83 Cr | ₹200.45 Cr | ₹618.45 Cr |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | -₹925.48 Cr | -₹1,378.8 Cr | ₹670.57 Cr | ₹17.83 Cr | ₹200.45 Cr | ₹618.45 Cr |
| Total Tax Expense | -₹226.33 Cr | -₹343.64 Cr | ₹169.85 Cr | ₹5.43 Cr | ₹54.99 Cr | ₹266.63 Cr |
| Net Profit | -₹699.15 Cr | -₹1,035.16 Cr | ₹500.72 Cr | ₹12.39 Cr | ₹145.46 Cr | - |
| attributable to Owners | ₹0 | -₹1,035.1 Cr | ₹500.66 Cr | ₹0 | ₹145.04 Cr | ₹351.46 Cr |
| attributable to NCI | ₹0 | -₹6 Lakh | ₹6 Lakh | ₹0 | ₹41.67 Lakh | ₹37 Lakh |
| Other Comprehensive Income | -₹3.64 Cr | ₹4 Cr | ₹4.41 Cr | -₹40.46 Cr | -₹29.94 Cr | -₹40.5 Lakh |
| Total Comprehensive Income | -₹702.79 Cr | -₹1,031.16 Cr | ₹505.13 Cr | -₹28.07 Cr | ₹115.52 Cr | ₹351.42 Cr |
| EBITDA (computed) | -₹400.9 Cr | -₹423.84 Cr | ₹1,617.76 Cr | ₹486.57 Cr | ₹631.24 Cr | ₹983.62 Cr |
| Basic EPS | ₹-91.01 | ₹-145.17 | ₹70.42 | ₹1.74 | ₹22.55 | ₹56.21 |
| Diluted EPS | ₹-91.01 | ₹-145.17 | ₹69.38 | ₹1.74 | ₹22.47 | ₹55.74 |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Total Assets | ₹6,246.37 Cr | ₹8,493.53 Cr | ₹13,383 Cr | ₹9,382.6 Cr |
| Property, Plant & Equipment | ₹18.28 Cr | ₹31.24 Cr | ₹29.99 Cr | ₹24.88 Cr |
| Inventories | ₹0 | ₹0 | ₹0 | ₹1.27 Cr |
| Cash & Equivalents | ₹769.49 Cr | ₹1,235.97 Cr | ₹1,398.29 Cr | ₹813.38 Cr |
| Equity (Net Worth) | ₹2,129.57 Cr | ₹2,633.29 Cr | ₹3,644.89 Cr | ₹3,099.25 Cr |
| Equity Share Capital | ₹79.97 Cr | ₹71.31 Cr | ₹71.3 Cr | ₹70.98 Cr |
| Total Liabilities | ₹4,116.8 Cr | ₹5,860.24 Cr | - | ₹6,283.35 Cr |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Operating Cash Flow | ₹882.47 Cr | ₹3,668.53 Cr | -₹2,706.86 Cr | -₹2,171.05 Cr |
| Investing Cash Flow | ₹164.75 Cr | -₹119.21 Cr | ₹86.39 Cr | -₹175.25 Cr |
| Financing Cash Flow | -₹1,513.7 Cr | -₹3,711.64 Cr | ₹3,205.38 Cr | ₹2,432.51 Cr |
| Capital Expenditure | ₹4.02 Cr | ₹22.3 Cr | ₹25.38 Cr | ₹12.74 Cr |
| Free Cash Flow (computed) | ₹878.45 Cr | ₹3,646.23 Cr | -₹2,732.24 Cr | -₹2,183.79 Cr |
| Dividends Paid | ₹0 | ₹0 | ₹0 | ₹0 |
| Net Change in Cash | -₹466.48 Cr | -₹162.32 Cr | ₹584.91 Cr | ₹86.21 Cr |
| Metrics | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 | Q3 FY25 | Q2 FY25 | Q1 FY25 | Q4 FY24 | Q3 FY24 | Q2 FY24 | Q1 FY24 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹259.69 Cr | ₹234.27 Cr | ₹229.55 Cr | ₹300.46 Cr | ₹414.79 Cr | ₹554.76 Cr | ₹686.38 Cr | ₹709.89 Cr | ₹675.8 Cr | ₹626.03 Cr | ₹610.26 Cr | ₹511.62 Cr |
| Interest Earned | ₹231.83 Cr | ₹225.16 Cr | ₹224.61 Cr | ₹283.72 Cr | ₹390.69 Cr | ₹502.92 Cr | ₹607.13 Cr | ₹693.53 Cr | ₹635.24 Cr | ₹566.3 Cr | - | - |
| Other Income | ₹17.48 Cr | ₹11.28 Cr | ₹9.94 Cr | ₹3.66 Cr | ₹4.13 Cr | ₹17.83 Cr | ₹20.19 Cr | ₹27.09 Cr | ₹33.8 Cr | ₹30.81 Cr | ₹29.95 Cr | ₹15.67 Cr |
| Total Income | ₹277.17 Cr | ₹245.55 Cr | ₹239.49 Cr | ₹304.12 Cr | ₹418.92 Cr | ₹572.59 Cr | ₹706.57 Cr | ₹736.98 Cr | ₹709.6 Cr | ₹656.84 Cr | ₹640.22 Cr | ₹527.29 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹112.65 Cr | ₹144.16 Cr | ₹130.18 Cr | ₹145.72 Cr | ₹160.53 Cr | ₹183.71 Cr | ₹152.87 Cr | ₹134.68 Cr | ₹140.91 Cr | ₹120.99 Cr | ₹111.99 Cr | ₹103.06 Cr |
| Finance Costs | ₹126.03 Cr | ₹108.74 Cr | ₹119.85 Cr | ₹153.75 Cr | ₹185.45 Cr | ₹229.01 Cr | ₹258.43 Cr | ₹259.37 Cr | ₹249.31 Cr | ₹250.19 Cr | ₹227.74 Cr | ₹199.55 Cr |
| Depreciation & Amortisation | ₹4.04 Cr | ₹3.94 Cr | ₹3.98 Cr | ₹4.24 Cr | ₹7.2 Cr | ₹5.64 Cr | ₹5.45 Cr | ₹4.41 Cr | ₹6.98 Cr | ₹5.64 Cr | ₹4.6 Cr | ₹3.17 Cr |
| Other Expenses | ₹44.49 Cr | ₹55.72 Cr | ₹54.45 Cr | ₹59.13 Cr | ₹40.6 Cr | ₹75.79 Cr | ₹62.02 Cr | ₹51.67 Cr | ₹46.39 Cr | ₹39.57 Cr | ₹38.32 Cr | ₹32.39 Cr |
| Total Expenses | ₹269.15 Cr | ₹371 Cr | ₹566.62 Cr | ₹785.01 Cr | ₹996.54 Cr | ₹1,160.22 Cr | ₹995.18 Cr | ₹661.93 Cr | ₹537.43 Cr | ₹486.5 Cr | ₹472.7 Cr | ₹366.75 Cr |
| Profit Before Exceptional Items & Tax | ₹8.02 Cr | -₹125.45 Cr | -₹327.13 Cr | -₹480.89 Cr | -₹577.62 Cr | -₹587.63 Cr | -₹288.61 Cr | ₹75.05 Cr | ₹172.17 Cr | ₹170.35 Cr | ₹167.51 Cr | ₹160.54 Cr |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹8.02 Cr | -₹125.45 Cr | -₹327.13 Cr | -₹480.89 Cr | -₹577.62 Cr | -₹587.63 Cr | -₹288.61 Cr | ₹75.05 Cr | ₹172.17 Cr | ₹170.35 Cr | ₹167.51 Cr | ₹160.54 Cr |
| Total Tax Expense | ₹2.75 Cr | -₹30.45 Cr | -₹77.97 Cr | -₹120.66 Cr | -₹143.32 Cr | -₹147.39 Cr | -₹72.28 Cr | ₹19.34 Cr | ₹43.51 Cr | ₹42.94 Cr | ₹42.31 Cr | ₹41.08 Cr |
| Net Profit | ₹5.27 Cr | -₹95 Cr | -₹249.16 Cr | -₹360.23 Cr | -₹434.3 Cr | -₹440.24 Cr | -₹216.33 Cr | ₹55.71 Cr | ₹128.66 Cr | ₹127.4 Cr | ₹125.21 Cr | ₹119.46 Cr |
| attributable to Owners | ₹0 | - | - | -₹360.21 Cr | -₹434.3 Cr | -₹440.19 Cr | -₹216.32 Cr | ₹0 | ₹128.64 Cr | ₹0 | ₹0 | ₹0 |
| attributable to NCI | ₹0 | - | - | -₹2 Lakh | ₹0 | -₹5 Lakh | -₹1 Lakh | ₹0 | ₹2 Lakh | ₹0 | ₹0 | ₹0 |
| Other Comprehensive Income | -₹81 Lakh | -₹12.53 Cr | -₹3.48 Cr | ₹13.19 Cr | -₹17.31 Cr | ₹10.23 Cr | ₹10.92 Cr | ₹15.7 Lakh | ₹5.07 Cr | -₹56.8 Lakh | -₹2.17 Cr | ₹2.06 Cr |
| Total Comprehensive Income | ₹4.46 Cr | -₹107.53 Cr | -₹252.64 Cr | -₹347.04 Cr | -₹451.61 Cr | -₹430.01 Cr | -₹205.41 Cr | ₹55.87 Cr | ₹133.73 Cr | ₹126.84 Cr | ₹123.04 Cr | ₹121.53 Cr |
| EBITDA (computed) | ₹138.09 Cr | -₹12.77 Cr | -₹203.3 Cr | -₹322.9 Cr | -₹384.97 Cr | -₹352.98 Cr | -₹24.73 Cr | ₹338.83 Cr | ₹428.46 Cr | ₹426.18 Cr | ₹399.85 Cr | ₹363.26 Cr |
| Basic EPS | ₹0.66 | ₹-11.88 | ₹-32.76 | ₹-50.52 | ₹-60.91 | ₹-61.73 | ₹-30.34 | ₹7.81 | ₹18.06 | ₹17.91 | ₹17.63 | ₹0.00 |
| Diluted EPS | ₹0.66 | ₹-11.88 | ₹-32.76 | ₹-50.52 | ₹-60.91 | ₹-61.73 | ₹-30.34 | ₹7.70 | ₹17.71 | ₹17.60 | ₹17.43 | ₹0.00 |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹906.59 Cr | ₹2,180.72 Cr | ₹2,299.76 Cr | ₹1,328.66 Cr | ₹1,376.34 Cr | ₹1,442.91 Cr | ₹1,409.49 Cr |
| Interest Earned | ₹850.09 Cr | ₹2,021.43 Cr | ₹2,117.05 Cr | - | ₹1,250.95 Cr | ₹1,325.88 Cr | ₹1,145.45 Cr |
| Other Income | ₹35.61 Cr | ₹64.47 Cr | ₹107.15 Cr | ₹65.79 Cr | ₹15.26 Cr | ₹21.84 Cr | ₹31.93 Cr |
| Total Income | ₹942.2 Cr | ₹2,245.19 Cr | ₹2,406.91 Cr | ₹1,394.45 Cr | ₹1,391.6 Cr | ₹1,464.75 Cr | ₹1,441.41 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹458.97 Cr | ₹555.44 Cr | ₹450.94 Cr | ₹295.44 Cr | ₹216.88 Cr | ₹166.36 Cr | ₹166.97 Cr |
| Finance Costs | ₹476.39 Cr | ₹875.56 Cr | ₹897.38 Cr | ₹445.05 Cr | ₹514.09 Cr | ₹417.16 Cr | ₹354.11 Cr |
| Depreciation & Amortisation | ₹12.61 Cr | ₹18.92 Cr | ₹19.73 Cr | ₹10.68 Cr | ₹8.55 Cr | ₹7.48 Cr | ₹8.74 Cr |
| Other Expenses | ₹189.24 Cr | ₹205.72 Cr | ₹149.58 Cr | ₹125.27 Cr | ₹121.67 Cr | ₹53.49 Cr | ₹40.56 Cr |
| Total Expenses | ₹1,767.55 Cr | ₹3,519.04 Cr | ₹1,780.89 Cr | ₹1,376.21 Cr | ₹1,327.01 Cr | ₹1,287.11 Cr | ₹843.27 Cr |
| Profit Before Exceptional Items & Tax | -₹825.35 Cr | -₹1,273.85 Cr | ₹626.02 Cr | ₹18.25 Cr | ₹64.59 Cr | ₹177.64 Cr | ₹598.14 Cr |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | -₹825.35 Cr | -₹1,273.85 Cr | ₹626.02 Cr | ₹18.25 Cr | ₹64.59 Cr | ₹177.64 Cr | ₹598.14 Cr |
| Total Tax Expense | -₹201.3 Cr | -₹317.11 Cr | ₹158.14 Cr | ₹5.91 Cr | ₹17.95 Cr | ₹48.65 Cr | ₹261.45 Cr |
| Net Profit | -₹624.05 Cr | -₹956.74 Cr | ₹467.88 Cr | ₹12.34 Cr | ₹46.64 Cr | ₹128.98 Cr | - |
| Other Comprehensive Income | -₹4.04 Cr | ₹3.95 Cr | ₹4.42 Cr | -₹40.49 Cr | -₹34.66 Cr | -₹29.96 Cr | -₹39.5 Lakh |
| Total Comprehensive Income | -₹628.09 Cr | -₹952.79 Cr | ₹472.3 Cr | -₹28.16 Cr | ₹11.98 Cr | ₹99.03 Cr | ₹336.3 Cr |
| EBITDA (computed) | -₹336.35 Cr | -₹379.37 Cr | ₹1,543.13 Cr | ₹473.98 Cr | ₹587.22 Cr | ₹602.28 Cr | ₹960.99 Cr |
| Basic EPS | ₹-81.24 | ₹-134.18 | ₹65.81 | ₹1.74 | ₹7.22 | ₹20.06 | ₹53.85 |
| Diluted EPS | ₹-81.24 | ₹-134.18 | ₹64.84 | ₹1.74 | ₹7.20 | ₹19.98 | ₹53.40 |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Total Assets | ₹6,176.91 Cr | ₹8,007.98 Cr | ₹12,870 Cr | ₹9,185.64 Cr |
| Property, Plant & Equipment | ₹13.22 Cr | ₹23.34 Cr | ₹27.83 Cr | ₹24.63 Cr |
| Inventories | ₹0 | ₹0 | ₹0 | ₹0 |
| Cash & Equivalents | ₹720.33 Cr | ₹1,206.97 Cr | ₹1,385.55 Cr | ₹810.36 Cr |
| Equity (Net Worth) | ₹2,193.75 Cr | ₹2,622.77 Cr | ₹3,555.99 Cr | ₹3,043.18 Cr |
| Equity Share Capital | ₹79.97 Cr | ₹71.31 Cr | ₹71.3 Cr | ₹70.98 Cr |
| Total Liabilities | ₹3,983.16 Cr | ₹5,385.21 Cr | - | ₹6,142.46 Cr |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Operating Cash Flow | ₹506.28 Cr | ₹3,782.99 Cr | -₹2,503.44 Cr | -₹2,052.51 Cr | ₹819.91 Cr |
| Investing Cash Flow | ₹177.97 Cr | -₹200.21 Cr | -₹10.37 Cr | -₹177.63 Cr | ₹44.86 Cr |
| Financing Cash Flow | -₹1,170.89 Cr | -₹3,761.36 Cr | ₹3,089 Cr | ₹2,316.51 Cr | -₹1,271.56 Cr |
| Capital Expenditure | ₹3.14 Cr | ₹13.01 Cr | ₹22.79 Cr | ₹12.66 Cr | ₹4.46 Cr |
| Free Cash Flow (computed) | ₹503.14 Cr | ₹3,769.98 Cr | -₹2,526.23 Cr | -₹2,065.17 Cr | ₹815.44 Cr |
| Dividends Paid | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Net Change in Cash | -₹486.64 Cr | -₹178.58 Cr | ₹575.19 Cr | ₹86.37 Cr | -₹406.79 Cr |
| Metrics | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 | Q3 FY25 | Q2 FY25 | Q1 FY25 | Q4 FY24 | Q3 FY24 | Q2 FY24 | Q1 FY24 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹238.44 Cr | ₹206.99 Cr | ₹199.32 Cr | ₹261.87 Cr | ₹374.47 Cr | ₹512.27 Cr | ₹640.34 Cr | ₹663.13 Cr | ₹637.41 Cr | ₹591.23 Cr | ₹584.3 Cr | ₹486.85 Cr |
| Interest Earned | ₹210.75 Cr | ₹198.26 Cr | ₹195.2 Cr | ₹245.89 Cr | ₹350.58 Cr | ₹461.77 Cr | ₹561.76 Cr | - | ₹597.35 Cr | ₹532.09 Cr | - | - |
| Other Income | ₹15.19 Cr | ₹9.48 Cr | ₹8.62 Cr | ₹2.31 Cr | ₹2.75 Cr | ₹16.49 Cr | ₹19.1 Cr | ₹26.2 Cr | ₹32.13 Cr | ₹30.33 Cr | ₹29.61 Cr | ₹15.09 Cr |
| Total Income | ₹253.63 Cr | ₹216.47 Cr | ₹207.94 Cr | ₹264.18 Cr | ₹377.22 Cr | ₹528.76 Cr | ₹659.44 Cr | ₹689.33 Cr | ₹669.54 Cr | ₹621.55 Cr | ₹613.91 Cr | ₹501.94 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹96.21 Cr | ₹125.11 Cr | ₹112.45 Cr | ₹125.2 Cr | ₹138.35 Cr | ₹161.73 Cr | ₹134.69 Cr | ₹120.67 Cr | ₹130.25 Cr | ₹115.34 Cr | ₹108.56 Cr | ₹100.5 Cr |
| Finance Costs | ₹121.88 Cr | ₹103.76 Cr | ₹111.37 Cr | ₹139.38 Cr | ₹171.5 Cr | ₹213.19 Cr | ₹244.67 Cr | ₹246.19 Cr | ₹238.57 Cr | ₹240.68 Cr | ₹222.89 Cr | ₹195.24 Cr |
| Depreciation & Amortisation | ₹3.15 Cr | ₹3.04 Cr | ₹3.1 Cr | ₹3.32 Cr | ₹5.73 Cr | ₹4.61 Cr | ₹4.68 Cr | ₹3.9 Cr | ₹6.58 Cr | ₹5.5 Cr | ₹4.53 Cr | ₹3.12 Cr |
| Other Expenses | ₹38.51 Cr | ₹49.68 Cr | ₹48.2 Cr | ₹52.83 Cr | ₹34.47 Cr | ₹68 Cr | ₹55.73 Cr | ₹47.58 Cr | ₹42.29 Cr | ₹37.36 Cr | ₹35.79 Cr | ₹30.42 Cr |
| Total Expenses | ₹245.3 Cr | ₹325.35 Cr | ₹493.59 Cr | ₹703.3 Cr | ₹922.02 Cr | ₹1,054.74 Cr | ₹931.63 Cr | ₹620.17 Cr | ₹505.99 Cr | ₹463.41 Cr | ₹458.28 Cr | ₹353.21 Cr |
| Profit Before Exceptional Items & Tax | ₹8.33 Cr | -₹108.88 Cr | -₹285.65 Cr | -₹439.12 Cr | -₹544.8 Cr | -₹525.98 Cr | -₹272.19 Cr | ₹69.15 Cr | ₹163.55 Cr | ₹158.15 Cr | ₹155.63 Cr | ₹148.73 Cr |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹8.33 Cr | -₹108.88 Cr | -₹285.65 Cr | -₹439.12 Cr | -₹544.8 Cr | -₹525.98 Cr | -₹272.19 Cr | ₹69.15 Cr | ₹163.55 Cr | ₹158.15 Cr | ₹155.63 Cr | ₹148.73 Cr |
| Total Tax Expense | ₹2.84 Cr | -₹26.34 Cr | -₹67.58 Cr | -₹110.21 Cr | -₹134.61 Cr | -₹132.1 Cr | -₹68.26 Cr | ₹17.86 Cr | ₹41.35 Cr | ₹39.87 Cr | ₹39.32 Cr | ₹37.6 Cr |
| Net Profit | ₹5.49 Cr | -₹82.54 Cr | -₹218.07 Cr | -₹328.91 Cr | -₹410.19 Cr | -₹393.88 Cr | -₹203.93 Cr | ₹51.29 Cr | ₹122.2 Cr | ₹118.28 Cr | ₹116.31 Cr | ₹111.13 Cr |
| Other Comprehensive Income | -₹81 Lakh | -₹12.61 Cr | -₹3.52 Cr | ₹12.9 Cr | -₹17.33 Cr | ₹10.19 Cr | ₹10.84 Cr | ₹25 Lakh | ₹5.09 Cr | -₹57.9 Lakh | -₹2.17 Cr | ₹2.1 Cr |
| Total Comprehensive Income | ₹4.68 Cr | -₹95.15 Cr | -₹221.59 Cr | -₹316.01 Cr | -₹427.52 Cr | -₹383.69 Cr | -₹193.09 Cr | ₹51.54 Cr | ₹127.29 Cr | ₹117.7 Cr | ₹114.14 Cr | ₹113.22 Cr |
| EBITDA (computed) | ₹133.36 Cr | -₹2.08 Cr | -₹171.18 Cr | -₹296.42 Cr | -₹367.57 Cr | -₹308.18 Cr | -₹22.84 Cr | ₹319.24 Cr | ₹408.7 Cr | ₹404.33 Cr | ₹383.05 Cr | ₹347.08 Cr |
| Basic EPS | ₹0.69 | ₹-10.32 | ₹-28.68 | ₹-46.13 | ₹-57.53 | ₹-55.24 | ₹-28.60 | ₹7.19 | ₹17.15 | ₹16.63 | ₹0.00 | ₹0.00 |
| Diluted EPS | ₹0.69 | ₹-10.32 | ₹-28.68 | ₹-46.13 | ₹-57.53 | ₹-55.24 | ₹-28.60 | ₹7.09 | ₹16.82 | ₹16.34 | ₹0.00 | ₹0.00 |
Shareholding Pattern of Spandana Sphoorty Financial Limited
As per the shareholding pattern filed with NSE for the quarter ended Mar 2026, promoters hold 48.16%, foreign institutional investors hold 19.89%, domestic institutional investors hold 5.79%, retail and other public shareholders hold 26.16% of Spandana Sphoorty Financial Limited. The company had 113,071 shareholders on record.
| Mar 2026 | Dec 2025 | Sep 2025 | Aug 2025 | Jun 2025 | Mar 2025 | |
|---|---|---|---|---|---|---|
| Promoters | 48.16% | 48.16% | 48.16% | 48.16% | 48.13% | 48.13% |
| Public | 51.84% | 51.84% | 51.84% | 51.84% | 51.87% | 51.87% |
| Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | |
|---|---|---|---|---|---|---|---|
| Promoters | 48.16% | 48.13% | 59.75% | 63.00% | 62.62% | 62.38% | 62.58% |
| Public | 51.84% | 51.87% | 40.25% | 37.00% | 37.38% | 37.62% | 37.43% |
| Promoter change (YoY, %pts) | +0.03 | -11.62 | -3.25 | +0.38 | +0.24 | -0.20 | - |
Board & Governance of Spandana Sphoorty Financial Limited
As per the corporate governance filing with NSE for the quarter ended 31-DEC-2025, the board of Spandana Sphoorty Financial Limited has 10 directors - 5 independent and 1 executive. The board is chaired by Abanti Mitra.
| Director | Position | On board since | Listed boards |
|---|---|---|---|
| Abanti Mitra | Non-Executive - Independent Director · Chairperson | 2017-05-04 | 2 |
| Animesh Chauhan | Non-Executive - Independent Director | 2022-08-04 | 2 |
| Deepak Calian Vaidya | Non-Executive - Independent Director | 2018-06-06 | 1 |
| Dipali Hemant Sheth | Non-Executive - Independent Director | 2023-05-02 | 6 |
| Vinayak Prasad | Non-Executive - Independent Director | 2023-05-02 | 1 |
| Neeraj Swaroop | Non-Executive - Nominee Director | 2022-08-04 | 2 |
| Ramachandra Kasargod Kamath | Non-Executive - Nominee Director | 2017-05-04 | 1 |
| Saakshi Gera | Non-Executive - Nominee Director | 2024-05-22 | 1 |
| Sunish Sharma | Non-Executive - Nominee Director | 2017-03-31 | 2 |
| Venkatesh Krishnan | Executive Director · CEO-MD | 2025-11-27 | 1 |
| Committee | Members |
|---|---|
| Audit Committee | Animesh Chauhan (Chairperson), Abanti Mitra, Saakshi Gera, Deepak Calian Vaidya |
| Nomination and remuneration committee | Dipali Hemant Sheth (Chairperson), Deepak Calian Vaidya, Sunish Sharma |
| Stakeholders Relationship Committee | Ramachandra Kasargod Kamath (Chairperson), Vinayak Prasad, Deepak Calian Vaidya, Venkatesh Krishnan |
| Risk Management Committee | Neeraj Swaroop (Chairperson), Animesh Chauhan, Saakshi Gera, Venkatesh Krishnan |
| Corporate Social Responsibility Committee | Ramachandra Kasargod Kamath (Chairperson), Dipali Hemant Sheth, Neeraj Swaroop, Venkatesh Krishnan |
Group Structure of Spandana Sphoorty Financial Limited
Spandana Sphoorty Financial Limited has 2 subsidiary companies. This group structure data is as of FY 2025. The corporate group structure reflects Spandana Sphoorty Financial Limited's business expansion strategy and organizational complexity.
| Company Name | CIN | Shares Held |
|---|---|---|
| Criss Financial Limited | U65993TG1992PLC014687 | - |
| Caspian Financial Services Limited | U65999TG2017PLC120042 | - |
Showing major subsidiaries. Total: 2.
Charges & Borrowings of Spandana Sphoorty Financial Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 10 Jun 2026 | Others | ₹100 Cr | Open |
| 29 May 2026 | Axis Bank Limited | ₹200 Cr | Open |
| 27 Apr 2026 | Others | ₹485 Cr | Open |
| 02 Apr 2026 | Others | ₹40 Cr | Open |
| 28 Mar 2026 | Others | ₹20 Cr | Open |
Total charge records: 537 View all charges
Employees and EPFO Compliance at Spandana Sphoorty Financial Limited
Spandana Sphoorty Financial Limited has a workforce of 11,791 employees as of Sep 25, 2025.
Employee and EPFO history for Spandana Sphoorty Financial Limited
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GST Compliance of Spandana Sphoorty Financial Limited
GST registrations and filing compliance for Spandana Sphoorty Financial Limited
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Credit Ratings, Litigation & Regulatory Alerts for Spandana Sphoorty Financial Limited
Credit ratings, litigation, and regulatory alerts for Spandana Sphoorty Financial Limited
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MSME Payment Delays by Spandana Sphoorty Financial Limited
MSME payment history for Spandana Sphoorty Financial Limited
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Subsidiaries & Group Companies of Spandana Sphoorty Financial Limited
Corporate group structure for Spandana Sphoorty Financial Limited
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MCA Filings & Documents of Spandana Sphoorty Financial Limited
MCA filings and documents for Spandana Sphoorty Financial Limited
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Recent Activity on Spandana Sphoorty Financial Limited
Recent News on Spandana Sphoorty Financial Limited
Frequently Asked Questions about Spandana Sphoorty Financial Limited
Spandana Sphoorty Financial Limited is an active public limited company in the financial services sector based in Hyderabad, Telangana, India. It was incorporated on 10 March 2003 (23+ years old) and is registered under CIN L65929TG2003PLC040648. Listed on BSE: 542759 and NSE: SPANDANA. The company has 11,791 employees.
Spandana Sphoorty Financial Limited reported revenue of ₹1,023.96 Cr for FY 2026 (down 56.52% YoY) based on consolidated NSE filings.
The current directors of Spandana Sphoorty Financial Limited are:
- Neeraj Swaroop - Nominee Director
- Animesh Chauhan - Director
- Sunish Sharma - Nominee Director
- Abanti Mitra - Director
- Ramchandra Kasargod Kamath - Nominee Director
- Venkatesh Krishnan - Managing Director
- Saakshi Gera - Nominee Director
- Dipali Hemant Sheth - Director
- Vinayak Prasad - Director
The primary industry of Spandana Sphoorty Financial Limited is financial services. The company specifically operates in nbfc. The company is currently active in this sector.
Yes. Spandana Sphoorty Financial Limited is listed on both BSE (code: 542759) and NSE (symbol: SPANDANA).
Spandana Sphoorty Financial Limited can be reached at the registered office: Galaxy Wing B 16Th Floor Plot No.1 Sy No 831 Hyderabad Knowledge City Tsiic Raidurg, Panmaktha, Telangana, India – 500081, or through the website spandanaindia.com.