AbleCredit

Bengaluru, India Founded: 2023 • Age: 3 yrs
Provider of AI-powered credit decisioning solutions for MSMEs
Annual revenue $1,610 Latest available
Total funding $1.8M 3 rounds
Employees 26 Tracked headcount
Investors 4 Known backers
Products - Services tracked
Competitors 10 Brand Intelligence

About AbleCredit

AbleCredit is a company based in Bengaluru (India) founded in 2023 by Harshad Saykhedkar, Ashwini Prabhu, Utkarsh Apoorva, and Anubhab Bandyopadhyay. AbleCredit has raised $1.84 million across 3 funding rounds from investors including Venture Catalysts, Merak Ventures and Helios Holdings. The company has 26 employees as of January 31, 2025. AbleCredit operates in a competitive market with competitors including TransUnion, Equifax, Perfios, CreditVidya and Transunion CIBIL, among others.

  • Headquarter Bengaluru, India
  • Employees 26 as on 31 Jan, 2025
  • Founders Harshad Saykhedkar, Ashwini Prabhu, Utkarsh Apoorva, Anubhab Bandyopadhyay
  • Sectors
    Financial Services
  • Email
    Locked
  • Phone
    Locked
  • Website
    Locked
  • Social
    Locked
  • Legal Name Lightbees Technologies Private Limited
  • Date of Incorporation 05 Apr, 2023
  • Jurisdiction Bangalore South, Karnataka, India
Operational Areas
Financial Services → FinTech & Digital Finance Unlock Sub-Sector Unlock Segment
Financial Services → FinTech & Digital Finance Unlock Sub-Sector Unlock Segment
Key Metrics
  • Annual Revenue
    $1.61 K (USD)
    0
    as on Mar 31, 2024
  • Net Profit
    -$92.05 K (USD)
    0
    as on Mar 31, 2024
  • EBITDA
    Not available
  • Total Equity Funding
    $1.84 M (USD)

    in 3 rounds

  • Latest Funding Round
    $409.47 K (USD), Seed

    Apr 01, 2025

  • Investors
  • Employee Count
    26

    as on Jan 31, 2025

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Funding Insights of AbleCredit

AbleCredit has successfully raised a total of $1.84M across 3 strategic funding rounds. The most recent funding activity was a Seed round of $409.47 thousand completed in April 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

Investors in AbleCredit

AbleCredit has secured backing from 4 investors, including venture fund, institutional, and angel investors. Prominent investors backing the company include Venture Catalysts, Merak Ventures and Helios Holdings.

All
Venture Fund
Institutional
Angel
Investor Description Founded Year Domain Location
Early-stage venture capital investments in B2B and emerging technologies, centered in India.
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Early-stage startup ecosystem is supported by Venture Catalysts in India.
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Diversified management consulting services are provided from Chennai, India.
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Investor details for AbleCredit

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Investments & Acquisitions by AbleCredit

Investments
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Investment portfolio details for AbleCredit

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Financial Statements - AbleCredit

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Detailed financials for AbleCredit

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Ablecredit Comparisons

AbleCredit Primary company
Description
Provider of AI-powered credit decisioning solutions for MSME...
Location
Bengaluru, India
Founded Year
2023
Annual Revenue
$1.61 K (USD)
Net Profit
-$92.05 K (USD)
EBITDA
Not available
Employees
26
As of 2025
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Peer comparison for AbleCredit

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Competitors of AbleCredit

AbleCredit operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as TransUnion, Equifax, Perfios, CreditVidya and Transunion CIBIL, among others.

Company Name Domain Founded year HQ Location Description
Locked Locked Locked
Provider of credit scoring data for consumers and businesses
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Credit score data is provided online for businesses and individuals.
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Provides financial technology solutions for data analysis and verification globally.
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Online platform for credit scoring and financial services is developed.
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Credit scores and reports are supplied for loan assessments.
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Subscription-based payday loans are provided to blue-collar workers digitally.
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Detailed competitors of AbleCredit

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Latest news on Ablecredit

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Complete news archive for AbleCredit

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Frequently Asked Questions about AbleCredit

AbleCredit was founded in 2023 and raised its 1st funding round 1 year after it was founded.

AbleCredit is headquartered in Bengaluru, India. It is registered at Bengaluru, Karnataka, India.

Utkarsh Apoorva is the current CEO of AbleCredit. They have also founded this company.

AbleCredit is a funded company, having raised a total of $1.84M across 3 funding rounds to date.

As of Jan 31, 2025, the latest employee count at AbleCredit is 26.

Annual revenue of AbleCredit is $1.61K as on Mar 31, 2024.

Provider of AI-powered credit decisioning solutions for MSMEs. It uses AI to analyze various data sources, including images and voice recordings, to assess creditworthiness and generate comprehensive credit reports. This enables lenders to make faster, more accurate credit decisions for borrowers lacking traditional credit history. The platform automates several aspects of the credit underwriting process, including cashflow analysis, personal discussions, and collateral document analysis, improving efficiency and reducing risk. It offers solutions for cashflow-based loans, secured lending, and invoice financing.

AbleCredit's top competitors include TransUnion, Perfios and Equifax.

AbleCredit has 4 investors. Key investors include Venture Catalysts, Merak Ventures, Helios Holdings, and Suraj Nalin.

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