Ikf Home Finance Limited - financial services in Vijayawada, Andhra Pradesh, India. FY 2026 financials & compliance.
CIN U65922AP2002PLC039417 Incorporated 05 August 2002 ROC Vijayawada HQ Vijayawada, Andhra Pradesh, India
Active Public Limited Company financial services
Revenue · FY 2024
₹147.73 Cr
▲ 60% YoY
Net profit · FY 2024
₹1.42 Cr
Net margin 1%
EBITDA · FY 2024
₹64.53 Cr
EBITDA margin 43.7%
Authorised capital
₹115 Cr
Registered with MCA
Paid-up capital
₹80.64 Cr
Issued & subscribed
Open charges
₹1,643.11 Cr
Satisfied ₹288.5 Cr
Company age
24 yrs
Est. 2002
Employees · EPFO
1,100
Provident fund records

About Ikf Home Finance Limited

Data last updated:

Ikf Home Finance Limited is a public limited company based in Vijayawada, Andhra Pradesh, India, a subsidiary of Ikf Finance Limited. It operates in the housing finance companies segment of the financial services sector. It was incorporated on 05 August 2002 and has been in existence for over 24 years.

The company is registered with the Registrar of Companies (ROC), Vijayawada, under CIN U65922AP2002PLC039417. Its GSTIN is 37AABCI1610E1Z6 (Andhra Pradesh). The company holds 6 GST registrations, all of them active.

The company has an authorised share capital of ₹115 Cr and a paid-up capital of ₹80.64 Cr. It was formerly known as Ikf Financial Services Private Limited and Ikf Housing Finance Private Limited. It is led by directors including Vasantha Lakshmi Vupputuri (Managing Director) and Radhey Shyam Garg.

Its last annual general meeting (AGM) was held on 29 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 40 – 1 – 144 1st Floor Corporate Centre M.G.Road, Vijayawada, Andhra Pradesh, India – 520010.

As per the financials filed for FY 2024, the company reported a revenue of ₹147.73 Cr, a growth of 60% compared to the previous year. For the same year it recorded a net profit of ₹1.42 Cr (net margin 1%) and EBITDA of ₹64.53 Cr (EBITDA margin 43.7%). Revenue has grown at a compounded annual rate (CAGR) of 54% over three years and 50% over five years.

The company has about 1,100 employees on its provident fund (EPFO) records.

The company is associated with 1 brand: IKF Home Finance. As per MCA filings, the company has open charges of ₹1,643.11 Cr and satisfied charges of ₹288.5 Cr on record. Court records list 365 cases involving the company, including 314 filed by the company and 51 filed against it; 112 cases are pending. The company has 9 deals on record (3 rights issues, 3 funding rounds, 3 secondary share transfers), with disclosed funding of ₹107.12 Cr; the latest was in March 2024. Its 3 peer companies in the BFSI industry (Finance, Housing Finance), with the same principal business activity (other financial activities) are compared by revenue, 2 larger and 1 smaller; the largest is Rupeek Fintech Private Limited with revenue of ₹151.92 Cr.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website ikfhomefinance.com.

Company details

CIN U65922AP2002PLC039417
Registration Number 039417
Incorporation Date 05 August 2002
ROC Vijayawada
Listing Status Unlisted
Company Status Active
Parent Company Ikf Finance Limited
Compliance Status Active Compliant

Name history

Ikf Home Finance has undergone 4 name changes throughout its history. The current legal name is Ikf Home Finance Limited.

Company NameStatus
Ikf Home Finance LimitedCurrent
Ikf Financial Services Private LimitedPrevious
Ikf Housing Finance Private LimitedPrevious
Ikf Home Finance Private LimitedPrevious
Ashray Ikf Home Finance Private LimitedPrevious

CIN history

Ikf Home Finance has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is U65922AP2002PLC039417, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
U65922AP2002PLC039417Current
U65922AP2002PTC039417Previous
U65910AP2002PTC039417Previous

Contact details

Ikf Home Finance Limited's registered office is in Vijayawada, Andhra Pradesh. Its website is ikfhomefinance.com. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    40 – 1 – 144 1st Floor Corporate Centre M.G.Road, Vijayawada, Andhra Pradesh, India – 520010
  • Industry
    Financial Services, Housing Finance Companies

To see the full contact details of Ikf Home Finance Limited, buy the company report.

Comprehensive company report
Ikf Home Finance Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Brands

Ikf Home Finance operates one associated brand: IKF Home Finance. Each brand links to its own profile.

BrandDescriptionWebsite
Provides comprehensive home finance services to individuals.ikfhomefinance.com

Business activity

The main business activity of Ikf Home Finance is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Ikf Home Finance Limited, buy the company report.

Financials of Ikf Home Finance Limited

FY 2025 filings available

Ikf Home Finance Limited reported revenue of ₹147.73 Cr (up 60% YoY) for FY 2024.

Revenue · FY 2024
₹147.73 Cr ▲ 60%
Net profit · FY 2024
₹1.42 Cr margin 1%
EBITDA · FY 2024
₹64.53 Cr margin 43.7%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 60%
3 years · compounded
▲ 54%
5 years · compounded
▲ 50%
EBITDA CAGR growth
1 year
▲ 63%
3 years · compounded
▲ 60%
5 years · compounded
▲ 42%

Revenue has grown at a compounded annual rate (CAGR) of 50% over five years, including 60% growth in the latest year. EBITDA rose 63% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹64.53 Cr
Profit Before Tax
Tax Expense
Net Profit (PAT)₹1.42 Cr
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Profitability
EBITDA Margin43.7%
Net Profit Margin1%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Ikf Home Finance Limited, buy the company report.

Board of directors and KMP of Ikf Home Finance Limited

Ikf Home Finance Limited currently reports 7 directors and 1 key managerial person. 10 former directors have served the organization.

Current Directors and KMP
NameDesignationAppointment DateTenureStatus
Radhey Shyam GargDirector25 Feb 20206 Years 8 MonthsCurrent
Alekha Charan RoutDirector27 May 20242 Years 5 MonthsCurrent
Prashant Sanjeev RawatCfo14 Apr 20251 Years 6 MonthsCurrent
Gopala Kishan Prasad VupputuriDirector05 Aug 200224 Years 3 MonthsCurrent
Vasumathi Devi KogantiDirector20 Jul 20179 Years 3 MonthsCurrent
Santosh Kumar AryendraAdditional Director05 Nov 20251 Years 0 MonthsCurrent
Showing 6 of 8 current directors and KMP. View all directors and KMP

Peer comparison

Ikf Home Finance Limited is compared with the 3 companies closest to it by revenue in the BFSI industry (Finance, Housing Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Rupeek Fintech Private Limited₹151.92 Cr (FY 2025)33.0%Bangalore, Karnataka, India
India Factoring and Finance Solutions Private Limited₹147.78 Cr (FY 2025)21.0%Mumbai, Maharashtra, India
Ikf Home Finance Limitedthis company₹147.73 Cr (FY 2024)₹1.42 Cr1%60.0%1,100Vijayawada, Andhra Pradesh, India
Fatakpay Digital Private Limited₹141.74 Cr (FY 2025)1038.0%Mumbai, Maharashtra, India

To see the full peer comparison of Ikf Home Finance Limited, buy the company report.

Auditor

Ikf Home Finance Limited is audited by KONDEPATI & CO for the financial year 2019.

Auditor firmFinancial yearFirm registration number
KONDEPATI & COFY 2019012912S

Shareholding

The shareholding of Ikf Home Finance Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2023FY 2022FY 2021FY 2020FY 2019
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Ikf Home Finance Limited, buy the company report.

Charges & borrowings

Open charges
₹1,643.11 Cr
Satisfied charges
₹288.5 Cr
Breakdown by lending institutions
Others₹1,142.33 Cr
State Bank of India₹177.53 Cr
Yes Bank Limited₹75.00 Cr
Indian Bank₹50.00 Cr
The Catholic Syrian Bank Ltd₹44.00 Cr
Others₹154.25 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
08 Oct 2025101189417State Bank of India₹100 CrOpen
29 Sep 2025101171338Others₹30 CrOpen
22 Aug 2025101153970Yes Bank Limited₹25 CrOpen
16 Apr 2025101099383Others₹60 CrOpen
29 Mar 2025101084327Others₹20 CrOpen

To see the full charge records of Ikf Home Finance Limited, buy the company report.

Total charge records: 91 View all charges

Deals & funding

Ikf Home Finance Limited has 9 deals on record (3 rights issues, 3 funding rounds, 3 secondary share transfers), with disclosed funding of ₹107.12 Cr; the latest was in March 2024.

Total deals
9
Rights issues
3
Funding rounds
3
Secondary share transfers
3
Disclosed funding
₹107.12 Cr

Deals on record (5 of 9)

WhenDealAmountParties
Mar 2024Funding round₹89.13 CrInvestors: Ikf Finance Limited
Mar 2022Rights issue₹62.38 CrInvestors: Ikf Finance Limited
Mar 2019Funding round₹15.5 CrInvestors: Ikf Finance Limited , 3 individuals
Jan 2019Secondary share transferUndisclosedBuyer: Ikf Finance Limited
Seller: Ikf Infratech Private Limited , 3 individuals
Nov 2016Rights issue₹19.08 CrInvestors: Ikf Infratech Private Limited , 3 individuals

To see the full deal history of Ikf Home Finance Limited, buy the company report.

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

Credit ratings & regulatory alerts

Ikf Home Finance Limited was last rated by Care on 05 Oct 2021.

Rating agencyRated onRating
Care05 Oct 2021

To see the full credit ratings and regulatory alerts of Ikf Home Finance Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Ikf Home Finance Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

Employees & EPFO

Ikf Home Finance Limited has a workforce of 1,100 employees on its EPFO records as of May 2026, across 1 active EPFO establishment.

Employee count
1,100
Active EPFO establishments
1
Employee growth
31.6%

Headcount by financial year

Financial yearEmployees (EPFO)
FY 2026-271,100
FY 2025-26
FY 2024-25
FY 2023-24
FY 2022-23
FY 2021-22
FY 2020-21
FY 2019-20
FY 2018-19
FY 2017-18

To see the full employee and EPFO history of Ikf Home Finance Limited, buy the company report.

GST

Ikf Home Finance has 6 GST registrations: 6 active. The first 4 active GSTINs are listed below.

Total GSTINs
6
Active
6
GSTINStateStatusRegistered on
37AABCI1610E1Z6Andhra PradeshActive26 Jul 2017
27AABCI1610E1Z7MaharashtraActive27 Jul 2017
36AABCI1610E1Z8TelanganaActive08 Aug 2017
29AABCI1610E1Z3KarnatakaActive01 Mar 2019

To see the full GST registrations and return filing status of Ikf Home Finance Limited, buy the company report.

Recent activity

Ikf Home Finance Limited has 15 board changes on record since 2002: 8 appointments and 7 cessations. The latest: Nethra Bhat ceased to be Nominee Director on 07 Nov 2025.

Charges
A charge with Others of Rs. 50.00 Cr registered on 18 Nov 2024 with Charge ID 101012104 was modified on 29 Nov 2025.
Ceased
Nethra Bhat ceased to be Nominee Director.
Appointed
Kanad Kishor Chaudhari was appointed as Nominee Director.
Appointed
Santosh Kumar Aryendra was appointed as Additional Director.
Charges
A charge with State Bank Of India amounted to Rs. 100.00 Cr with Charge ID 101189417 was registered on 08 Oct 2025.
AGM
Ikf Home Finance Limited last Annual general meeting of members was held on 29 Sep 2025 as per latest MCA records.
Charges
A charge with Others amounted to Rs. 30.00 Cr with Charge ID 101171338 was registered on 29 Sep 2025.
Charges
A charge with Yes Bank Limited amounted to Rs. 25.00 Cr with Charge ID 101153970 was registered on 22 Aug 2025.
Charges
A charge registered on 31 Jul 2021 via Charge ID 100463119 with Others was fully satisfied on 28 Jul 2025.
Charges
A charge registered on 24 Mar 2020 via Charge ID 100332097 with Others was fully satisfied on 28 Jul 2025.
Charges
A charge with Others of Rs. 60.00 Cr registered on 16 Apr 2025 with Charge ID 101099383 was modified on 26 Jul 2025.
Charges
A charge with Others of Rs. 50.00 Cr registered on 13 Jun 2024 with Charge ID 100936579 was modified on 26 Jul 2025.

129 earlier events are in the company report.

Frequently asked questions

Ikf Home Finance is an active public limited company based in Vijayawada, Andhra Pradesh, India. The company works in housing finance companies, within the financial services industry. It was incorporated on 05 August 2002 (24+ years old) and is registered under CIN U65922AP2002PLC039417.

Ikf Home Finance has 8 current directors and KMP:

The latest financial statements of Ikf Home Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 29 September 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of Ikf Home Finance is 37AABCI1610E1Z6, registered in Andhra Pradesh. The company has 6 GST registrations in all, of which 6 are active. Other active GSTINs include 27AABCI1610E1Z7 (Maharashtra), 36AABCI1610E1Z8 (Telangana), 29AABCI1610E1Z3 (Karnataka).

The CIN (Corporate Identification Number) of Ikf Home Finance is U65922AP2002PLC039417. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Ikf Home Finance has 365 court cases on record: 314 filed by the company and 51 filed against it. 112 are pending. Most are in the district courts.

Ikf Home Finance was incorporated on 05 August 2002, making it 24+ years old. It is registered with the Registrar of Companies, Vijayawada.

Ikf Home Finance has 9 deals on record (3 rights issues, 3 funding rounds, 3 secondary share transfers), with disclosed funding of ₹107.12 Cr; the latest was in March 2024.

The peers of Ikf Home Finance by revenue are Rupeek Fintech Private Limited, India Factoring and Finance Solutions Private Limited, Fatakpay Digital Private Limited, all in the BFSI industry (Finance, Housing Finance), with the same principal business activity (other financial activities).

Nethra Bhat ceased to be Nominee Director on 07 Nov 2025. Kanad Kishor Chaudhari was appointed as Nominee Director on 05 Nov 2025. Santosh Kumar Aryendra was appointed as Additional Director on 05 Nov 2025. Ikf Home Finance has 15 board changes on record in total.

Ikf Home Finance can be reached through the website ikfhomefinance.com. Its registered office is in Vijayawada, Andhra Pradesh, India.