About Pb Fintech Limited
Data last updated: 20 December 2025
Pb Fintech Limited is a public limited company based in Gurgaon, Haryana, India. It specialises in online financial services, a part of the broader internet and digital services sector. Incorporated on 04 June 2008, the company has been in operation for over 18 years.
Registered with ROC Delhi under CIN L51909HR2008PLC037998. Listed on BSE: 543390 and NSE: POLICYBZR.
Capital: an authorised share capital of ₹155.5 Cr and a paid-up capital of ₹92.4 Cr. Formerly known as Etechaces Marketing and Consulting Private Limited and Pb Fintech Private Limited. It is led by directors including Alok Bansal and Sarbvir Singh.
Last AGM: 27 September 2024. Financial statements filed for year ended 31 March 2025. Office: Plot No. 119 Sector 44, Gurgaon, Haryana, India – 122001.
As per the financials filed for FY 2025, the company reported a revenue of ₹5,384.94 Cr, a growth of 41% compared to the previous year.
The company has a workforce of approximately 162 employees as per the latest available data. Its group structure includes 10 subsidiaries.
The company is associated with 3 brands - Policybazaar, Pb Fintech, Etechaces.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website pbfintech.in.
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Email*****@*****.com
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Telephone+91-****-******
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Website
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Social Media**************
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Registered AddressPlot No. 119 Sector 44, Gurgaon, Haryana, India – 122001
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IndustryInternet, Online Financial Services
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of Pb Fintech Limited
Pb Fintech Limited has undergone 2 name changes throughout its history. The company was previously known as Etechaces Marketing And Consulting Private Limited, and Pb Fintech Private Limited. The current legal name is Pb Fintech Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| Pb Fintech Limited | Current |
| Etechaces Marketing And Consulting Private Limited | Previous |
| Pb Fintech Private Limited | Previous |
CIN History of Pb Fintech Limited
Pb Fintech Limited has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is L51909HR2008PLC037998, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| L51909HR2008PLC037998 | Current |
| U51909HR2008PTC037998 | Previous |
| U51909HR2008PLC037998 | Previous |
Associated Brands with Pb Fintech Limited
Pb Fintech Limited operates multiple associated brands including Policybazaar, PB Fintech, and Etechaces. These brands represent Pb Fintech Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Insurance plans are compared and purchased via an online marketplace. | policybazaar.com | |
| Online platform for insurance and lending products is operated. | pbfintech.in | |
| Digital marketing, advertising, and market research services are offered. | etechaces.com |
Competitors & Alternatives of Pb Fintech Limited
Brands and companies operating in the same space as Pb Fintech Limited include S⁴Capital, Townsquare Media, InsuranceDekho and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
S⁴Capital
|
Digital advertising and content marketing services are provided globally. | London, United Kingdom, United Kingdom | 2014 |
Townsquare Media
|
Media Company focused on radio broadcasting, live events, marketing solutions | Greenwich, United States, United States | 2010 |
InsuranceDekho
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Online insurance policies are compared and purchased through the platform. | Gurugram, India, India | 2016 |
Tinuiti
|
Digital marketing services including paid search and e-commerce are provided. | New York, United States, United States | 2004 |
Prophet
|
Brand and marketing consulting solutions provider | San Francisco, United States, United States | 1992 |
Advantage Solutions
|
Consumer packaged goods sales and digital marketing services are provided. | Irvine, United States, United States | 1987 |
Media.Monks
|
Digital marketing, advertising, and IT services are provided globally. | Hilversum, Netherlands, Netherlands | 2001 |
Finhaat
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A B2B platform is provided for distributing financial products. | Mumbai, India, India | 2021 |
Turtlemint
|
Provider of platform for comparing and purchasing insurance, loans, and funds | Mumbai, India, India | 2015 |
QuickInsure
|
Online platform for comparing and buying insurance policies is operated. | Pune, India, India | 2016 |
Business Activity of Pb Fintech Limited
Pb Fintech Limited is engaged in the principal business activity of information and communication, with detailed activities including other information & communication service activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| J | Information and communication | J8 | Other information & communication service activities | ********* |
Auditor Details of Pb Fintech Limited
Pb Fintech Limited is audited by Walker Chandiok & Co LLP (ICAI peer reviewed, certificate valid till 2028-05-31) for the financial year 2026, as reported in its NSE exchange filings. The statutory auditor is responsible for expressing an independent opinion on whether the financial statements present a true and fair view in accordance with applicable accounting standards.
| Name | Financial year | Audit opinion |
|---|---|---|
| Walker Chandiok & Co LLP (ICAI peer reviewed, certificate valid till 2028-05-31) | FY 2026 | Declaration of unmodified opinion |
Board of Directors of Pb Fintech Limited
Pb Fintech Limited is currently managed by 12 directors, with 14 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
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Alok Bansal
Also directs:
Pb Fintech Limited, Pb Healthcare Services Private Limited, Aswa Trusteeship Services Private Limited and 2 more
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Whole-Time Director | 20 Oct 2017 | 8 Years 8 Months | Current |
|
Sarbvir Singh
Also directs:
Pb Fintech Limited, Blue Jay Finlease Private Limited, Pb Pay Private Limited and 3 more
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Whole-Time Director | 05 Jun 2020 | 6 Years 1 Months | Current |
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Mandeep Mehta
Also directs:
Pb Fintech Limited, Pb Pay Private Limited
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Cfo | 02 May 2022 | 4 Years 2 Months | Current |
| Veena Vikas Mankar | Director | 19 Jun 2021 | 5 Years 0 Months | Current |
| Dhruv Shringi | Director | 06 Aug 2024 | 1 Years 11 Months | Current |
|
Kaushik Dutta
Also directs:
Pb Fintech Limited, Paisabazaar Marketing And Consulting Private Limited, Ather Energy Limited and 5 more
|
Director | 19 Jun 2021 | 5 Years 0 Months | Current |
Financials of Pb Fintech Limited FY 2026 filings available
Pb Fintech Limited reported revenue of ₹6,794.02 Cr (up 36.5% YoY) for FY 2026. Profit growth despite declining revenue indicates effective cost management and margin discipline.
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Revenue from Operations | ₹6,794.02 Cr | ₹4,977.21 Cr | ₹3,437.68 Cr | ₹2,557.85 Cr | ₹1,424.89 Cr |
| Other Income | ₹372.43 Cr | ₹407.73 Cr | ₹380.57 Cr | ₹258.99 Cr | ₹125.39 Cr |
| Total Income | ₹7,166.45 Cr | ₹5,384.94 Cr | ₹3,818.25 Cr | ₹2,816.84 Cr | ₹1,550.28 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹2,465.91 Cr | ₹1,958.67 Cr | ₹1,644.12 Cr | ₹1,539.6 Cr | ₹1,255.54 Cr |
| Finance Costs | ₹37.09 Cr | ₹33.83 Cr | ₹26.46 Cr | ₹21.36 Cr | ₹13.57 Cr |
| Depreciation & Amortisation | ₹135.97 Cr | ₹121.27 Cr | ₹88.72 Cr | ₹63.82 Cr | ₹42.84 Cr |
| Other Expenses | ₹3,818.87 Cr | ₹2,924.86 Cr | ₹1,979.82 Cr | ₹1,679.85 Cr | ₹1,071.68 Cr |
| Total Expenses | ₹6,457.84 Cr | ₹5,038.63 Cr | ₹3,739.12 Cr | ₹3,304.63 Cr | ₹2,383.63 Cr |
| Profit Before Exceptional Items & Tax | ₹708.61 Cr | ₹346.31 Cr | ₹79.13 Cr | -₹487.79 Cr | -₹833.35 Cr |
| Exceptional Items | ₹0 | ₹41.05 Cr | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹708.61 Cr | ₹387.36 Cr | ₹79.13 Cr | -₹487.79 Cr | -₹833.35 Cr |
| Total Tax Expense | ₹37.24 Cr | ₹34.46 Cr | ₹12.7 Cr | -₹1.92 Lakh | -₹47.96 Lakh |
| Net Profit | ₹670.13 Cr | ₹353.16 Cr | ₹64.41 Cr | -₹487.94 Cr | -₹832.91 Cr |
| attributable to Owners | ₹669.94 Cr | ₹353.01 Cr | - | -₹487.22 Cr | - |
| attributable to NCI | ₹19 Lakh | ₹15 Lakh | - | -₹71.89 Lakh | - |
| Other Comprehensive Income | ₹12.23 Cr | -₹7.32 Cr | -₹3.35 Cr | ₹2.72 Cr | ₹28.92 Lakh |
| Total Comprehensive Income | ₹682.36 Cr | ₹345.84 Cr | ₹61.06 Cr | -₹485.22 Cr | -₹832.62 Cr |
| EBITDA (computed) | ₹881.67 Cr | ₹501.41 Cr | ₹194.31 Cr | -₹402.61 Cr | -₹776.95 Cr |
| Basic EPS | ₹14.58 | ₹7.77 | ₹1.50 | ₹-10.97 | ₹20.34 |
| Diluted EPS | ₹14.16 | ₹7.65 | ₹1.45 | ₹-10.97 | ₹20.34 |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Total Assets | ₹8,706.52 Cr | ₹7,529.41 Cr | ₹6,728.51 Cr | ₹6,254.02 Cr |
| Non-current Assets | ₹4,330.5 Cr | ₹3,676.21 Cr | ₹1,906.05 Cr | ₹2,131.8 Cr |
| Current Assets | ₹4,376.02 Cr | ₹3,853.2 Cr | ₹4,822.46 Cr | ₹4,122.22 Cr |
| Property, Plant & Equipment | ₹430.4 Cr | ₹411.1 Cr | ₹315.36 Cr | ₹269.78 Cr |
| Inventories | ₹0 | ₹0 | ₹0 | ₹0 |
| Trade Receivables | ₹1,728.7 Cr | ₹999.61 Cr | ₹650.52 Cr | ₹677.31 Cr |
| Cash & Equivalents | ₹746.26 Cr | ₹560.51 Cr | ₹324.86 Cr | ₹72.34 Cr |
| Equity (Net Worth) | ₹7,317.52 Cr | ₹6,437.82 Cr | ₹5,876.47 Cr | ₹5,484.8 Cr |
| Equity Share Capital | ₹92.54 Cr | ₹91.85 Cr | ₹90.24 Cr | ₹90.02 Cr |
| Borrowings (Non-current) | ₹0 | ₹0 | ₹0 | ₹0 |
| Borrowings (Current) | ₹0 | ₹0 | ₹0 | ₹0 |
| Total Debt (computed) | ₹0 | ₹0 | ₹0 | ₹0 |
| Current Liabilities | ₹991.97 Cr | ₹751.28 Cr | ₹603.17 Cr | ₹550.92 Cr |
| Total Liabilities | ₹1,389 Cr | ₹1,091.59 Cr | ₹852.04 Cr | ₹769.23 Cr |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Operating Cash Flow | ₹41.49 Cr | -₹183.14 Cr | ₹8.65 Cr | -₹299.01 Cr | -₹1,567.89 Cr |
| Investing Cash Flow | ₹213.77 Cr | ₹457.68 Cr | ₹300.81 Cr | ₹41.45 Cr | -₹2,126.6 Cr |
| Financing Cash Flow | -₹81.24 Cr | -₹72.69 Cr | -₹56.83 Cr | -₹42.51 Cr | ₹3,621.42 Cr |
| Capital Expenditure | ₹79.9 Cr | ₹97.12 Cr | ₹63.35 Cr | ₹59.55 Cr | ₹32.73 Cr |
| Free Cash Flow (computed) | -₹38.41 Cr | -₹280.26 Cr | -₹54.7 Cr | -₹358.55 Cr | -₹1,600.61 Cr |
| Dividends Paid | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Net Change in Cash | ₹185.74 Cr | ₹201.6 Cr | ₹252.52 Cr | -₹295.06 Cr | -₹71.37 Cr |
| Metrics | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 | Q3 FY25 | Q2 FY25 | Q1 FY25 | Q4 FY24 | Q3 FY24 | Q2 FY24 | Q1 FY24 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹2,061.33 Cr | ₹1,771.15 Cr | ₹1,613.55 Cr | ₹1,347.99 Cr | ₹1,507.87 Cr | ₹1,291.62 Cr | ₹1,167.23 Cr | ₹1,010.49 Cr | ₹1,089.57 Cr | ₹870.89 Cr | ₹811.63 Cr | ₹665.59 Cr |
| Other Income | ₹104.31 Cr | ₹84.85 Cr | ₹84.51 Cr | ₹98.75 Cr | ₹101.09 Cr | ₹100.38 Cr | ₹106 Cr | ₹100.26 Cr | ₹98.31 Cr | ₹93.61 Cr | ₹97.49 Cr | ₹91.16 Cr |
| Total Income | ₹2,165.64 Cr | ₹1,856 Cr | ₹1,698.06 Cr | ₹1,446.74 Cr | ₹1,608.96 Cr | ₹1,392 Cr | ₹1,273.23 Cr | ₹1,110.75 Cr | ₹1,187.88 Cr | ₹964.5 Cr | ₹909.12 Cr | ₹756.75 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹699.34 Cr | ₹606.7 Cr | ₹600.01 Cr | ₹559.86 Cr | ₹508.21 Cr | ₹487.43 Cr | ₹507.57 Cr | ₹455.46 Cr | ₹439.63 Cr | ₹397.75 Cr | ₹422.84 Cr | ₹383.9 Cr |
| Finance Costs | ₹9.78 Cr | ₹9.31 Cr | ₹9.23 Cr | ₹8.77 Cr | ₹9.17 Cr | ₹9.31 Cr | ₹8.98 Cr | ₹6.37 Cr | ₹6.57 Cr | ₹6.44 Cr | ₹7.18 Cr | ₹6.26 Cr |
| Depreciation & Amortisation | ₹34.87 Cr | ₹33.76 Cr | ₹33.86 Cr | ₹33.48 Cr | ₹33.29 Cr | ₹33.57 Cr | ₹29.39 Cr | ₹25.02 Cr | ₹23.8 Cr | ₹23.08 Cr | ₹22.32 Cr | ₹19.52 Cr |
| Other Expenses | ₹1,143.73 Cr | ₹1,005.67 Cr | ₹915.72 Cr | ₹753.74 Cr | ₹886.62 Cr | ₹776.51 Cr | ₹667.45 Cr | ₹594.28 Cr | ₹644.52 Cr | ₹498.64 Cr | ₹477.88 Cr | ₹358.78 Cr |
| Total Expenses | ₹1,887.72 Cr | ₹1,655.44 Cr | ₹1,558.82 Cr | ₹1,355.85 Cr | ₹1,437.29 Cr | ₹1,306.82 Cr | ₹1,213.39 Cr | ₹1,081.13 Cr | ₹1,114.52 Cr | ₹925.91 Cr | ₹930.22 Cr | ₹768.47 Cr |
| Profit Before Exceptional Items & Tax | ₹277.92 Cr | ₹200.56 Cr | ₹139.24 Cr | ₹90.89 Cr | ₹171.67 Cr | ₹85.18 Cr | ₹59.84 Cr | ₹29.62 Cr | ₹73.36 Cr | ₹38.59 Cr | -₹21.1 Cr | -₹11.72 Cr |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹41.05 Cr | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹277.92 Cr | ₹200.56 Cr | ₹139.24 Cr | ₹90.89 Cr | ₹171.67 Cr | ₹85.18 Cr | ₹59.84 Cr | ₹70.67 Cr | ₹73.36 Cr | ₹38.59 Cr | -₹21.1 Cr | -₹11.72 Cr |
| Total Tax Expense | ₹10.74 Cr | ₹11.64 Cr | ₹7.17 Cr | ₹7.69 Cr | ₹79 Lakh | ₹13.58 Cr | ₹9.27 Cr | ₹10.82 Cr | ₹12.7 Cr | ₹0 | -₹32.43 Lakh | ₹32.43 Lakh |
| Net Profit | ₹261.16 Cr | ₹189.43 Cr | ₹134.89 Cr | ₹84.65 Cr | ₹170.66 Cr | ₹71.54 Cr | ₹50.98 Cr | ₹59.98 Cr | ₹60.19 Cr | ₹37.23 Cr | -₹21.11 Cr | -₹11.9 Cr |
| attributable to Owners | ₹261.11 Cr | ₹189.38 Cr | ₹134.86 Cr | ₹84.59 Cr | ₹170.62 Cr | ₹71.54 Cr | ₹50.67 Cr | ₹60.18 Cr | - | ₹38.05 Cr | -₹20.24 Cr | -₹11.42 Cr |
| attributable to NCI | ₹5 Lakh | ₹5 Lakh | ₹3 Lakh | ₹6 Lakh | ₹4 Lakh | ₹0 | ₹31 Lakh | -₹20 Lakh | - | -₹81.6 Lakh | -₹86.43 Lakh | -₹48.81 Lakh |
| Other Comprehensive Income | ₹3.07 Cr | ₹1.92 Cr | ₹9.85 Cr | -₹2.61 Cr | -₹6.52 Cr | ₹2.46 Cr | ₹88 Lakh | -₹4.14 Cr | -₹2.63 Cr | ₹28.92 Lakh | ₹1.24 Cr | -₹2.24 Cr |
| Total Comprehensive Income | ₹264.23 Cr | ₹191.35 Cr | ₹144.74 Cr | ₹82.04 Cr | ₹164.14 Cr | ₹74 Cr | ₹51.86 Cr | ₹55.84 Cr | ₹57.56 Cr | ₹37.52 Cr | -₹19.87 Cr | -₹14.15 Cr |
| EBITDA (computed) | ₹322.57 Cr | ₹243.63 Cr | ₹182.33 Cr | ₹133.14 Cr | ₹214.13 Cr | ₹128.06 Cr | ₹98.21 Cr | ₹61.01 Cr | ₹103.73 Cr | ₹68.11 Cr | ₹8.4 Cr | ₹14.06 Cr |
| Basic EPS | ₹5.65 | ₹4.11 | ₹2.94 | ₹1.85 | ₹3.73 | ₹1.57 | ₹1.12 | ₹1.34 | ₹1.35 | ₹0.85 | ₹-0.45 | ₹-0.26 |
| Diluted EPS | ₹5.61 | ₹4.08 | ₹2.89 | ₹1.82 | ₹3.67 | ₹1.55 | ₹1.09 | ₹1.31 | ₹1.31 | ₹0.83 | ₹-0.45 | ₹-0.26 |
| Segment · Q4 FY26 (latest quarter) | Revenue | Result (PBIT) | Assets | Liabilities |
|---|---|---|---|---|
| Insurance broker services | ₹1,900.6 Cr | ₹301.55 Cr | ₹4,193.76 Cr | ₹1,018.24 Cr |
| Other services | ₹160.73 Cr | -₹19.87 Cr | ₹4,512.76 Cr | ₹370.76 Cr |
| Segment · FY 2026 (annual) | Revenue | Result (PBIT) | Assets | Liabilities |
|---|---|---|---|---|
| Insurance broker services | ₹6,089.28 Cr | ₹860.76 Cr | - | - |
| Other services | ₹704.74 Cr | -₹116.3 Cr | - | - |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Revenue from Operations | ₹208.37 Cr | ₹153.44 Cr | ₹110.29 Cr | ₹134.15 Cr | ₹103.18 Cr |
| Other Income | ₹213.34 Cr | ₹258.49 Cr | ₹252.11 Cr | ₹194.74 Cr | ₹114.25 Cr |
| Total Income | ₹421.71 Cr | ₹411.93 Cr | ₹362.4 Cr | ₹328.88 Cr | ₹217.43 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹137.27 Cr | ₹169.17 Cr | ₹238.39 Cr | ₹381.98 Cr | ₹483.8 Cr |
| Finance Costs | ₹2.76 Cr | ₹28 Lakh | ₹62 Lakh | ₹89.7 Lakh | ₹1.15 Cr |
| Depreciation & Amortisation | ₹3.58 Cr | ₹3.28 Cr | ₹3.05 Cr | ₹3.74 Cr | ₹3.9 Cr |
| Other Expenses | ₹240.96 Cr | ₹238.62 Cr | ₹75.82 Cr | ₹16.43 Cr | ₹28.83 Cr |
| Total Expenses | ₹384.57 Cr | ₹411.35 Cr | ₹317.88 Cr | ₹403.04 Cr | ₹517.68 Cr |
| Profit Before Exceptional Items & Tax | ₹37.14 Cr | ₹58 Lakh | ₹44.52 Cr | -₹74.16 Cr | -₹300.25 Cr |
| Exceptional Items | ₹9.53 Cr | ₹14.38 Cr | -₹27 Lakh | ₹0 | ₹0 |
| Profit Before Tax | ₹46.67 Cr | ₹14.96 Cr | ₹44.25 Cr | -₹74.16 Cr | -₹300.25 Cr |
| Total Tax Expense | ₹5.23 Cr | ₹1.49 Cr | ₹8.06 Cr | -₹13,000 | -₹56.14 Lakh |
| Net Profit | ₹41.44 Cr | ₹13.47 Cr | ₹36.19 Cr | -₹74.16 Cr | -₹299.68 Cr |
| Other Comprehensive Income | ₹49 Lakh | -₹77 Lakh | -₹49 Lakh | ₹19.17 Lakh | ₹94.17 Lakh |
| Total Comprehensive Income | ₹41.93 Cr | ₹12.7 Cr | ₹35.7 Cr | -₹73.96 Cr | -₹298.74 Cr |
| EBITDA (computed) | ₹43.48 Cr | ₹4.14 Cr | ₹48.19 Cr | -₹69.52 Cr | -₹295.2 Cr |
| Basic EPS | ₹0.90 | ₹0.30 | ₹0.81 | ₹-1.67 | ₹-7.32 |
| Diluted EPS | ₹0.89 | ₹0.29 | ₹0.78 | ₹-1.67 | ₹-7.32 |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Total Assets | ₹8,297.08 Cr | ₹8,059.45 Cr | ₹7,805.64 Cr | ₹7,387.04 Cr |
| Non-current Assets | ₹6,451.8 Cr | ₹6,015.75 Cr | ₹4,936.39 Cr | ₹5,197.97 Cr |
| Current Assets | ₹1,845.28 Cr | ₹2,043.7 Cr | ₹2,869.25 Cr | ₹2,189.07 Cr |
| Property, Plant & Equipment | ₹26.53 Cr | ₹2.61 Cr | ₹5.56 Cr | ₹7.76 Cr |
| Inventories | ₹0 | ₹0 | ₹0 | ₹0 |
| Trade Receivables | ₹2.8 Cr | ₹66 Lakh | ₹1.81 Cr | ₹89.32 Lakh |
| Cash & Equivalents | ₹225.15 Cr | ₹374.21 Cr | ₹163.9 Cr | ₹29.43 Cr |
| Equity (Net Worth) | ₹8,196.73 Cr | ₹7,957.53 Cr | ₹7,729.37 Cr | ₹7,362.7 Cr |
| Equity Share Capital | ₹92.54 Cr | ₹91.85 Cr | ₹90.24 Cr | ₹90.02 Cr |
| Borrowings (Non-current) | ₹0 | ₹0 | ₹0 | ₹0 |
| Borrowings (Current) | ₹0 | ₹0 | ₹0 | ₹0 |
| Total Debt (computed) | ₹0 | ₹0 | ₹0 | ₹0 |
| Current Liabilities | ₹73.4 Cr | ₹99.53 Cr | ₹72.68 Cr | ₹16.46 Cr |
| Total Liabilities | ₹100.35 Cr | ₹101.92 Cr | ₹76.27 Cr | ₹24.33 Cr |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Operating Cash Flow | -₹134.6 Cr | -₹102.88 Cr | ₹42.64 Cr | -₹4.95 Cr | -₹56.73 Cr |
| Investing Cash Flow | -₹14.56 Cr | ₹315.69 Cr | ₹95.32 Cr | -₹179.71 Cr | -₹3,748.45 Cr |
| Financing Cash Flow | ₹9 Lakh | -₹2.5 Cr | -₹3.49 Cr | -₹3.48 Cr | ₹3,641.82 Cr |
| Capital Expenditure | ₹2.05 Cr | ₹1.16 Cr | -₹6 Lakh | ₹29.7 Lakh | ₹4.76 Lakh |
| Free Cash Flow (computed) | -₹136.65 Cr | -₹104.04 Cr | ₹42.58 Cr | -₹5.25 Cr | -₹56.78 Cr |
| Dividends Paid | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Net Change in Cash | -₹149.07 Cr | ₹210.31 Cr | ₹134.47 Cr | -₹188.14 Cr | -₹163.36 Cr |
| Metrics | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 | Q3 FY25 | Q2 FY25 | Q1 FY25 | Q4 FY24 | Q3 FY24 | Q2 FY24 | Q1 FY24 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹65.14 Cr | ₹53.66 Cr | ₹49.38 Cr | ₹40.19 Cr | ₹46.85 Cr | ₹38.89 Cr | ₹37.63 Cr | ₹30.07 Cr | ₹34.31 Cr | ₹27.14 Cr | ₹13.62 Cr | ₹35.22 Cr |
| Other Income | ₹50.35 Cr | ₹54.05 Cr | ₹52.48 Cr | ₹56.45 Cr | ₹63.22 Cr | ₹65.36 Cr | ₹67.71 Cr | ₹62.2 Cr | ₹63.37 Cr | ₹63.15 Cr | ₹63.9 Cr | ₹61.69 Cr |
| Total Income | ₹115.49 Cr | ₹107.71 Cr | ₹101.86 Cr | ₹96.64 Cr | ₹110.07 Cr | ₹104.25 Cr | ₹105.34 Cr | ₹92.27 Cr | ₹97.68 Cr | ₹90.29 Cr | ₹77.52 Cr | ₹96.92 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹30.6 Cr | ₹32.07 Cr | ₹37.38 Cr | ₹37.22 Cr | ₹36.76 Cr | ₹34.52 Cr | ₹49.03 Cr | ₹48.86 Cr | ₹47.56 Cr | ₹47.41 Cr | ₹72.42 Cr | ₹71 Cr |
| Finance Costs | ₹82 Lakh | ₹82 Lakh | ₹83 Lakh | ₹29 Lakh | ₹4 Lakh | ₹5 Lakh | ₹9 Lakh | ₹10 Lakh | ₹13 Lakh | ₹13.91 Lakh | ₹17.04 Lakh | ₹17.89 Lakh |
| Depreciation & Amortisation | ₹92 Lakh | ₹89 Lakh | ₹91 Lakh | ₹86 Lakh | ₹84 Lakh | ₹82 Lakh | ₹81 Lakh | ₹81 Lakh | ₹74 Lakh | ₹74.64 Lakh | ₹74.64 Lakh | ₹81.42 Lakh |
| Other Expenses | ₹74.06 Cr | ₹54.49 Cr | ₹62.01 Cr | ₹50.39 Cr | ₹104.69 Cr | ₹50.78 Cr | ₹49.1 Cr | ₹34.05 Cr | ₹55.6 Cr | ₹15.03 Cr | ₹2.29 Cr | ₹2.91 Cr |
| Total Expenses | ₹106.4 Cr | ₹88.27 Cr | ₹101.13 Cr | ₹88.76 Cr | ₹142.33 Cr | ₹86.17 Cr | ₹99.03 Cr | ₹83.82 Cr | ₹104.03 Cr | ₹63.33 Cr | ₹75.63 Cr | ₹74.9 Cr |
| Profit Before Exceptional Items & Tax | ₹9.09 Cr | ₹19.44 Cr | ₹73 Lakh | ₹7.88 Cr | -₹32.26 Cr | ₹18.08 Cr | ₹6.31 Cr | ₹8.45 Cr | -₹6.35 Cr | ₹26.96 Cr | ₹1.89 Cr | ₹22.02 Cr |
| Exceptional Items | ₹9.53 Cr | ₹0 | ₹0 | ₹0 | ₹11.16 Cr | ₹0 | ₹0 | ₹3.22 Cr | -₹27 Lakh | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹18.62 Cr | ₹19.44 Cr | ₹73 Lakh | ₹7.88 Cr | -₹21.1 Cr | ₹18.08 Cr | ₹6.31 Cr | ₹11.67 Cr | -₹6.62 Cr | ₹26.96 Cr | ₹1.89 Cr | ₹22.02 Cr |
| Total Tax Expense | ₹84 Lakh | ₹3.69 Cr | ₹4 Lakh | ₹66 Lakh | -₹5.31 Cr | ₹4.11 Cr | ₹92 Lakh | ₹1.77 Cr | ₹8.06 Cr | ₹0 | ₹0 | ₹0 |
| Net Profit | ₹17.78 Cr | ₹15.75 Cr | ₹69 Lakh | ₹7.22 Cr | -₹15.79 Cr | ₹13.97 Cr | ₹5.39 Cr | ₹9.9 Cr | -₹14.68 Cr | ₹26.96 Cr | ₹1.89 Cr | ₹22.02 Cr |
| Other Comprehensive Income | -₹13 Lakh | ₹60 Lakh | ₹20 Lakh | -₹18 Lakh | -₹43 Lakh | -₹4 Lakh | -₹13 Lakh | -₹17 Lakh | -₹23 Lakh | -₹2.1 Lakh | -₹8.71 Lakh | -₹15.27 Lakh |
| Total Comprehensive Income | ₹17.65 Cr | ₹16.35 Cr | ₹89 Lakh | ₹7.04 Cr | -₹16.22 Cr | ₹13.93 Cr | ₹5.26 Cr | ₹9.73 Cr | -₹14.91 Cr | ₹26.94 Cr | ₹1.8 Cr | ₹21.86 Cr |
| EBITDA (computed) | ₹10.83 Cr | ₹21.15 Cr | ₹2.47 Cr | ₹9.03 Cr | -₹31.38 Cr | ₹18.95 Cr | ₹7.21 Cr | ₹9.36 Cr | -₹5.48 Cr | ₹27.85 Cr | ₹2.81 Cr | ₹23.01 Cr |
| Basic EPS | ₹0.38 | ₹0.34 | ₹0.01 | ₹0.16 | ₹-0.34 | ₹0.31 | ₹0.12 | ₹0.22 | ₹-0.33 | ₹0.60 | ₹0.04 | ₹0.49 |
| Diluted EPS | ₹0.38 | ₹0.34 | ₹0.01 | ₹0.16 | ₹-0.34 | ₹0.30 | ₹0.12 | ₹0.21 | ₹-0.33 | ₹0.59 | ₹0.04 | ₹0.48 |
Shareholding Pattern of Pb Fintech Limited
As per the shareholding pattern filed with NSE for the quarter ended Mar 2026, promoters hold 0.00%, foreign institutional investors hold 39.94%, domestic institutional investors hold 36.73%, retail and other public shareholders hold 23.18% of Pb Fintech Limited. The company had 153,261 shareholders on record.
| Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Promoters | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Public | 99.86% | 99.86% | 99.73% | 99.72% | 99.72% | 99.72% |
| Employee Trusts | 0.14% | 0.14% | 0.27% | 0.28% | 0.28% | 0.28% |
| Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | |
|---|---|---|---|---|---|
| Promoters | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Public | 99.86% | 99.72% | 99.41% | 99.17% | 97.69% |
| Employee Trusts | 0.14% | 0.28% | 0.59% | 0.83% | 2.31% |
| Promoter change (YoY, %pts) | +0.00 | +0.00 | +0.00 | +0.00 | - |
Board & Governance of Pb Fintech Limited
As per the corporate governance filing with NSE for the quarter ended 31-MAR-2026, the board of Pb Fintech Limited has 9 directors - 5 independent and 3 executive. The board is chaired by Yashish Dahiya.
| Director | Position | On board since | Listed boards |
|---|---|---|---|
| Yashish Dahiya | Executive Director · CEO · Chairperson | 2008-06-10 | 2 |
| Alok Bansal | Executive Director | 2008-06-04 | 1 |
| Sarbvir Singh | Executive Director · CEO | 2020-06-05 | 1 |
| Kaushik Dutta | Non-Executive - Independent Director | 2021-06-19 | 5 |
| Nilesh Bhaskar Sathe | Non-Executive - Independent Director | 2021-06-19 | 1 |
| Veena Vikas Mankar | Non-Executive - Independent Director | 2021-06-19 | 3 |
| Dhruv Shringi | Non-Executive - Independent Director | 2024-08-06 | 2 |
| Kitty Agarwal | Non-Executive - Nominee Director | 2018-02-07 | 1 |
| Lilian Jessie Paul | Non-Executive - Independent Director | 2021-06-19 | 3 |
| Committee | Members |
|---|---|
| Audit Committee | Kaushik Dutta (Chairperson), Nilesh Bhaskar Sathe, Kitty Agarwal |
| Nomination and remuneration committee | Veena Vikas Mankar (Chairperson), Nilesh Bhaskar Sathe, Kitty Agarwal |
| Stakeholders Relationship Committee | Kitty Agarwal (Chairperson), Nilesh Bhaskar Sathe, Lilian Jessie Paul, Alok Bansal |
| Risk Management Committee | Yashish Dahiya (Chairperson), Alok Bansal, Dhruv Shringi |
| Corporate Social Responsibility Committee | Yashish Dahiya (Chairperson), Lilian Jessie Paul, Alok Bansal |
Group Structure of Pb Fintech Limited
Pb Fintech Limited has 10 subsidiary companies and 1 associated company. This group structure data is as of FY 2024. The corporate group structure reflects Pb Fintech Limited's business expansion strategy and organizational complexity.
| Company Name | CIN | Shares Held |
|---|---|---|
| Myloancare Ventures Private Limited | U65100DL2013PTC258637 | - |
| Pb Financial Account Aggregators Private Limited | U67100HR2022PTC101081 | - |
| Mlc Finotech Private Limited | U67100HR2022PTC107092 | - |
| Icall Support Services Private Limited | U72400HR2008PTC038134 | - |
| Visit Internet Services Private Limited | U72900DL2012PTC231178 | - |
| Pb Marketing And Consulting Private Limited | U74900HR2008PTC038523 | - |
Showing major subsidiaries. Total: 10.
Charges & Borrowings Pb Fintech Limited
Pb Fintech Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Pb Fintech Limited
Pb Fintech Limited has a workforce of 162 employees as of Apr 05, 2024.
Employee Count & EPFO Data of Pb Fintech Limited
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GST Compliance of Pb Fintech Limited
GSTIN & GST Filing Data of Pb Fintech Limited
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Credit Ratings, Litigation & Regulatory Alerts for Pb Fintech Limited
Credit Ratings, Legal Cases & Regulatory Alerts of Pb Fintech Limited
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MSME Payment Delays by Pb Fintech Limited
MSME Payment Delays by Pb Fintech Limited
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Subsidiaries & Group Companies of Pb Fintech Limited
Subsidiaries & Group Companies of Pb Fintech Limited
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MCA Filings & Documents of Pb Fintech Limited
MCA Filings & Documents of Pb Fintech Limited
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Recent Activity on Pb Fintech Limited
Recent News on Pb Fintech Limited
Frequently Asked Questions about Pb Fintech Limited
Pb Fintech Limited is an active public limited company in the internet sector based in Gurgaon, Haryana, India. It was incorporated on 04 June 2008 (18+ years old) and is registered under CIN L51909HR2008PLC037998. Listed on BSE: 543390 and NSE: POLICYBZR. The company has 162 employees.
Pb Fintech Limited reported revenue of ₹5,384.94 Cr for FY 2025 (up 41.00% YoY).
The current directors of Pb Fintech Limited are:
- Alok Bansal
- Sarbvir Singh
- Mandeep Mehta
- Yashish Dahiya
- Veena Vikas Mankar
- Dhruv Shringi
- Kaushik Dutta
- Nilesh Bhaskar Sathe
- Bhasker Joshi
- Kitty Agarwal
- Lilian Jessie Paul
- Sarbvir Singh
The primary industry of Pb Fintech Limited is internet. The company specifically operates in online financial services. The company is currently active in this sector.
Yes. Pb Fintech Limited is listed on both BSE (code: 543390) and NSE (symbol: POLICYBZR).
Pb Fintech Limited can be reached at the registered office: Plot No. 119 Sector 44, Gurgaon, Haryana, India – 122001, or through the website pbfintech.in.