Two

Oslo, Norway Founded: 2020 • Age: 6 yrs
Buy now pay later financing is offered to e-commerce customers.

About Two

Two is a company based in Oslo (Norway) founded in 2020 by Andreas Mjelde, Edward Brandler, and Kiran Thomas.. Two has raised $48.03 million across 4 funding rounds from investors including Shine Capital, Antler and Sequoia Capital. Two offers products and services including Online Net Terms, Direct Sales Tool, In-store Payment Solution, and Fraud Engine. Two operates in a competitive market with competitors including BigCommerce, Unicommerce, NowFloats, Vinculum Solutions and Shopalyst, among others.

  • Headquarter Oslo, Norway
  • Founders Andreas Mjelde, Edward Brandler, Kiran Thomas
  • Sectors
    Financial Services
    Retail
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
Operational Areas
Financial Services → FinTech & Digital Finance
Retail → E-Commerce Technology & Services
Retail → E-Commerce Platforms & Marketplaces
Key Metrics
  • Annual Revenue
    $3.95 K (USD)
    0
    as on Dec 31, 2021
  • Net Profit
    $-1.35 M (USD)
    0
    as on Dec 31, 2021
  • EBITDA
    $-1.16 M (USD)
    0
    as on Dec 31, 2021
  • Total Equity Funding
    $48.03 M (USD)

    in 4 rounds

  • Latest Funding Round
    $15.23 M (USD), Series A

    Jul 11, 2025

  • Investors
    Shine Capital

    & 10 more

  • Employee Count
    Employee Count
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Products & Services of Two

Two offers a comprehensive portfolio of products and services, including Online Net Terms, Direct Sales Tool, In-store Payment Solution, and Fraud Engine. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Enables net terms for webstore B2B sales to boost revenue.

Automates credit offers for faster direct sales transactions.

Provides secure B2B purchasing with instant credit decisions.

Detects and prevents fraud in B2B transactions using AI.

People of Two
Headcount 50-200
Employee Profiles 28
Employee Profiles
People
Salman Habib
Integration Engineer
People
Joachim Kruger
CTO & co-Founder
People
Andreas Mjelde
CEO & co-Founder
People
Ahmed Aly, MSc
Senior Data Scientist

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Funding Insights of Two

Two has successfully raised a total of $48.03M across 4 strategic funding rounds. The most recent funding activity was a Series A round of $15.23 million completed in July 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 4
  • Last Round Series A — $15.2M
  • First Round

    (11 Feb 2021)

  • Investors Count 11
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2025 Amount Series A - Two Valuation Idekapital , Shine Capital
Mar, 2023 Amount Series A - Two Valuation Shine Capital , Antler
Jun, 2022 Amount Series A - Two Valuation

investors

Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in Two

Two has secured backing from 11 investors, including venture fund investors. Prominent investors backing the company include Shine Capital, Antler and Sequoia Capital. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Venture Fund
Investor Description Founded Year Domain Location
Early-stage venture capital investments are made by Shine Capital.
Founded Year Domain Location
Early-stage investing and founder support services are offered globally by Antler.
Founded Year Domain Location
Sequoia Capital is engaged in venture capital investments.
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by Two

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016

Financial Statements - Two

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Two Comparisons

Employees
+
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Competitors of Two

Two operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as BigCommerce, Unicommerce, NowFloats, Vinculum Solutions and Shopalyst, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
SaaS-based software suites for e-commerce operations are provided.
domain founded_year HQ Location
Provider of e-commerce enablement platform automating order processing, inventory, warehouse, and shipping
domain founded_year HQ Location
Provider of SaaS platform for online website creation
domain founded_year HQ Location
Cloud-based end-to-end eCommerce and retail solutions are provided.
domain founded_year HQ Location
Suite solutions for e-commerce businesses are provided.
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Two

Frequently Asked Questions about Two

When was Two founded?

Two was founded in 2020 and raised its 1st funding round 1 year after it was founded.

Where is Two located?

Two is headquartered in Oslo, Norway. It is registered at Oslo, Oslo, Norway.

Who is the current CEO of Two?

Andreas Mjelde is the current CEO of Two. They have also founded this company.

Is Two a funded company?

Two is a funded company, having raised a total of $48.03M across 4 funding rounds to date. The company's 1st funding round was a Series A of $10.7M, raised on Feb 11, 2021.

What is the annual revenue of Two?

Annual revenue of Two is $3.95K as on Dec 31, 2021.

What does Two do?

Two was established in 2020 in Oslo, Norway, as a provider of point-of-sale financing for e-commerce operations. Services include buy now pay later options, KYC verification, customer onboarding, and customized payment terms based on user profiles. Automated checkout rules are also implemented to support business integrations. The focus remains on enabling flexible payment solutions within the fintech sector.

Who are the top competitors of Two?

Two's top competitors include NowFloats, BigCommerce and Unilog.

What products or services does Two offer?

Two offers Online Net Terms, Direct Sales Tool, In-store Payment Solution, and Fraud Engine.

Who are Two's investors?

Two has 11 investors. Key investors include Shine Capital, Antler, Sequoia Capital, Day One Ventures, and Alumni Ventures.

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