About Zopa
Zopa is a company based in London (United Kingdom) founded in 2005 by Giles Andrews. Zopa has raised $968.24 million across 18 funding rounds from investors including Spotify, Zettle and Bessemer Venture Partners. The company has 135 employees as of December 31, 2020. Zopa has completed 2 acquisitions, including DivideBuy and Rvvup. Zopa offers products and services including Personal Loan, Credit Card, Smart Saver, and Car Finance. Zopa operates in a competitive market with competitors including Plend, Oplo, 1plus1 Loans, Bamboo Loans and Amigo Loans, among others.
- Headquarter London, United Kingdom
- Employees 135 as on 31 Dec, 2020
- Founders Giles Andrews
- Stage Unicorn
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Sectors
Financial Services
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Email
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Phone
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Website
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Social
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- Legal Name Zopa Limited
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Annual Revenue
$14.1 M (USD)-56as on Dec 31, 2021
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Net Profit
-$8.19 M (USD)33as on Dec 31, 2021
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EBITDA
-$8.19 M (USD)30as on Dec 31, 2021
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Total Equity Funding
$968.24 M (USD)
in 18 rounds
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Latest Funding Round
$86.57 M (USD), Series H
Dec 06, 2024
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Investors
Spotify
& 24 more
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Employee Count
135
as on Dec 31, 2020
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Investments & Acquisitions
DivideBuy
& 1 more
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Products & Services of Zopa
Zopa offers a comprehensive portfolio of products and services, including Personal Loan, Credit Card, Smart Saver, and Car Finance.
Service for quick personal borrowing with transparent terms.
Card for everyday spending and payments management.
Account for flexible digital savings and interest earning.
Options for vehicle loans and purchase assistance.
People of Zopa
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Software Development Team
58 people
Finance and Accounting
17 people
Senior Team
17 people
Leadership Team
16 people
Data Analysis and Operations Team
12 people
Human Resources and Administration
11 people
Collections Team
8 people
Legal and Compliance
8 people
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Funding Insights of Zopa
Zopa has successfully raised a total of $968.24M across 18 strategic funding rounds. The most recent funding activity was a Series H round of $86.57 million completed in December 2024. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
Investors in Zopa
Zopa has secured backing from 25 investors, including institutional, venture fund, and angel investors. Prominent investors backing the company include Spotify, Zettle and Bessemer Venture Partners.
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Venture capital fund investing in fintech startups
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Offline-focused impact VC firm investing in geographies such as the US
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Investor details for Zopa
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Investments & Acquisitions by Zopa
Zopa has strategically engaged in corporate development activities, having acquired 2 companies. Notable acquisitions include DivideBuy and Rvvup.
Investment portfolio details for Zopa
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- Portfolio identities
- Transaction dates
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| Company Name | Description | Domain | Location | Founded Year | Amount |
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CeFi and DeFi-based payment platform for businesses is operated.
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Interest-free credit is offered for consumer purchases via retail partners.
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Locked | Locked | 2014 | Locked |
Complete acquisition details for Zopa
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Financial Statements - Zopa
Detailed financials for Zopa
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Zopa Comparisons
Peer comparison for Zopa
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Competitors of Zopa
Zopa operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Plend, Oplo, 1plus1 Loans, Bamboo Loans and Amigo Loans, among others.
| Company Name | Domain | Founded year | HQ Location | Description |
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Consumer financing is facilitated via an online lending platform.
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Consumer loans are facilitated via an online application process.
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Guarantor loans from £500 to £5000 are provided directly online.
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Online lending platform for consumer loans.
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Guarantor loans are provided to UK consumers by Amigo Loans.
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Detailed competitors of Zopa
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Latest news on Zopa
Complete news archive for Zopa
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Frequently Asked Questions about Zopa
Zopa was founded in 2005 and raised its 1st funding round 1 year after it was founded.
Zopa is headquartered in London, United Kingdom. It is registered at London, England, United Kingdom.
Jaidev Janardana is the current CEO of Zopa.
Zopa is a funded company, having raised a total of $968.24M across 18 funding rounds to date.
As of Dec 31, 2020, the latest employee count at Zopa is 135.
Annual revenue of Zopa is $14.1M as on Dec 31, 2021.
Zopa was founded in 2005 in London, United Kingdom, as a fintech company in the consumer banking sector. Operations focus on an online platform that facilitates personal and vehicle loans, credit cards for online and offline purchases, and fixed-term savings accounts. Services are accessed through a mobile app available on iOS and Android devices, serving users in the UK market.
Zopa's top competitors include Selina Finance, Plend and Oplo.
Zopa offers Personal Loan, Credit Card, Smart Saver, and Car Finance.
Zopa has 25 investors. Key investors include Spotify, Zettle, Bessemer Venture Partners, JPMorgan Chase, and SoftBank Vision Fund.
The valuation of Zopa is $1B as of Oct 2021.