About Zopa
Zopa is a company based in London (United Kingdom) founded in 2005 by Giles Andrews.. Zopa has raised $968.24 million across 17 funding rounds from investors including Spotify, Zettle and Bessemer Venture Partners. The company has 135 employees as of December 31, 2020. Zopa has completed 2 acquisitions, including DivideBuy and Rvvup. Zopa offers products and services including Personal Loan, Credit Card, Smart Saver, and Car Finance. Zopa operates in a competitive market with competitors including Plend, Oplo, 1plus1 Loans, Bamboo Loans and Amigo Loans, among others.
- Headquarter London, United Kingdom
- Employees 135 as on 31 Dec, 2020
- Founders Giles Andrews
- Stage Unicorn
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Sectors
Financial Services
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Email
***********
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Phone
*********
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Website
*********
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Social
*********
- Legal Name Zopa Limited
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Annual Revenue
$14.1 M (USD)-56as on Dec 31, 2021
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Net Profit
$-8.19 M (USD)33as on Dec 31, 2021
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EBITDA
$-8.19 M (USD)30as on Dec 31, 2021
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Total Equity Funding
$968.24 M (USD)
in 17 rounds
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Latest Funding Round
$86.57 M (USD), Series H
Dec 06, 2024
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Investors
Spotify
& 23 more
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Employee Count
135
as on Dec 31, 2020
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Investments & Acquisitions
DivideBuy
& 1 more
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Products & Services of Zopa
Zopa offers a comprehensive portfolio of products and services, including Personal Loan, Credit Card, Smart Saver, and Car Finance. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.
Service for quick personal borrowing with transparent terms.
Card for everyday spending and payments management.
Account for flexible digital savings and interest earning.
Options for vehicle loans and purchase assistance.
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Software Development Team
58 people
Finance and Accounting
17 people
Senior Team
17 people
Leadership Team
16 people
Data Analysis and Operations Team
12 people
Human Resources and Administration
11 people
Collections Team
8 people
Legal and Compliance
8 people
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Funding Insights of Zopa
Zopa has successfully raised a total of $968.24M across 17 strategic funding rounds. The most recent funding activity was a Series H round of $86.57 million completed in December 2024. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding Total Funding
- Total Rounds 17
- Last Round Series H — $86.6M
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First Round
First Round
(27 Mar 2006)
- Investors Count 24
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Dec, 2024 | Amount | Series H - Zopa | Valuation | A P Moller Holding | |
| Sep, 2023 | Amount | Debt – Conventional - Zopa | Valuation |
investors |
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| Feb, 2023 | Amount | Series H - Zopa | Valuation | SilverStripe , Uprising Capital |
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Investors in Zopa
Zopa has secured backing from 24 investors, including institutional, venture fund, and angel investors. Prominent investors backing the company include Spotify, Zettle and Bessemer Venture Partners. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
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Founded Year | Domain | Location | |
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Venture capital fund investing in fintech startups
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Founded Year | Domain | Location | |
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Offline-focused impact VC firm investing in geographies such as the US
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Founded Year | Domain | Location |
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
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Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
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Founded Year | Domain | Location | |
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Startup ecosystems are ignited through strategic investments by Signite Partners.
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Founded Year | Domain | Location | |
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Venture capital is directed toward companies in multiple sectors.
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Founded Year | Domain | Location | |
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Venture capital is invested in cybersecurity, fintech, and AI startups.
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Founded Year | Domain | Location |
Investments & Acquisitions by Zopa
Zopa has strategically engaged in corporate development activities, having acquired 2 companies. Notable acquisitions include DivideBuy and Rvvup. These strategic investments and acquisitions demonstrate the company's commitment to growth through portfolio expansion, market consolidation, technology integration, and strategic partnerships that enhance competitive positioning and drive long-term value creation.
| Company Name | Description | Domain | Location | Founded Year | Amount |
|---|---|---|---|---|---|
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Bionic investment advisor platform
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2016 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 |
| Company Name | Description | Domain | Location | Founded Year | Amount |
|---|---|---|---|---|---|
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CeFi and DeFi-based payment platform for businesses is operated.
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2020 | ||||
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Interest-free credit is offered for consumer purchases via retail partners.
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2014 |
| Company Name | Description | Domain | Location | Founded Year | Amount |
|---|---|---|---|---|---|
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OVO is recognized as a smart digital payment application.
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2017 | ||||
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Bionic investment advisor platform
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2016 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 |
Financial Statements - Zopa
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Zopa Comparisons
Competitors of Zopa
Zopa operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Plend, Oplo, 1plus1 Loans, Bamboo Loans and Amigo Loans, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.
| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Consumer financing is facilitated via an online lending platform.
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| domain | founded_year | HQ Location |
Consumer loans are facilitated via an online application process.
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| domain | founded_year | HQ Location |
Guarantor loans from £500 to £5000 are provided directly online.
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| domain | founded_year | HQ Location |
Online lending platform for consumer loans.
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| domain | founded_year | HQ Location |
Guarantor loans are provided to UK consumers by Amigo Loans.
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| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Multiple services are booked via an app-based platform.
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| domain | founded_year | HQ Location |
On-demand services are booked through an app-based platform.
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| domain | founded_year | HQ Location |
App based platform offering on demand delivery and ride-hailing services
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| domain | founded_year | HQ Location |
Operates an on-demand hyperlocal delivery app for food and groceries.
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Latest news on Zopa
Frequently Asked Questions about Zopa
When was Zopa founded?
Zopa was founded in 2005 and raised its 1st funding round 1 year after it was founded.
Where is Zopa located?
Zopa is headquartered in London, United Kingdom. It is registered at London, England, United Kingdom.
Who is the current CEO of Zopa?
Jaidev Janardana is the current CEO of Zopa.
Is Zopa a funded company?
Zopa is a funded company, having raised a total of $968.24M across 17 funding rounds to date. The company's 1st funding round was a Series H of $92.47M, raised on Mar 27, 2006.
How many employees does Zopa have?
As of Dec 31, 2020, the latest employee count at Zopa is 135.
What is the annual revenue of Zopa?
Annual revenue of Zopa is $14.1M as on Dec 31, 2021.
What does Zopa do?
Zopa was founded in 2005 in London, United Kingdom, as a fintech company in the consumer banking sector. Operations focus on an online platform that facilitates personal and vehicle loans, credit cards for online and offline purchases, and fixed-term savings accounts. Services are accessed through a mobile app available on iOS and Android devices, serving users in the UK market.
Who are the top competitors of Zopa?
Zopa's top competitors include Selina Finance, Plend and Oplo.
What products or services does Zopa offer?
Zopa offers Personal Loan, Credit Card, Smart Saver, and Car Finance.
Who are Zopa's investors?
Zopa has 24 investors. Key investors include Spotify, Zettle, Bessemer Venture Partners, JPMorgan Chase, and SoftBank Vision Fund.
What is Zopa's valuation?
The valuation of Zopa is $1B as of Oct 2021.
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