About Zopa
Zopa is a Financial Services company based in London (United Kingdom) founded in 2005 by Giles Andrews. It operates as an internet-first banking and loans are provided to consumers via app. Zopa has raised $968.24 million across 18 funding rounds from investors including Spotify, Zettle and Bessemer Venture Partners. The company has 1,050 employees. Zopa has completed 2 acquisitions, including DivideBuy and Rvvup. Zopa was last valued at $1 billion in December 2024. Its chief executive is Jaidev Janardana. Its website zopa.com draws about 537 thousand monthly visits. Zopa offers products and services including Personal Loan, Credit Card, Smart Saver, and Car Finance. Its focus areas include FinTech, Alternative Lending, Online Lenders and Consumer Loans. Its legal entity is Zopa Limited. Its competitors include Plend, Oplo, 1plus1 Loans, Bamboo Loans and Amigo Loans and 3 more; 2 of its 8 listed competitors have raised funding.
Company details
Zopa was founded in 2005 in London, United Kingdom, as a fintech company in the consumer banking sector. Operations focus on an online platform that facilitates personal and vehicle loans, credit cards for online and offline purchases, and fixed-term savings accounts. Services are accessed through a mobile app available on iOS and Android devices, serving users in the UK market.
- Annual Revenue$14.1 M (USD)-56as on Dec 31, 2021
- Net Profit-$8.19 M (USD)33as on Dec 31, 2021
- EBITDA-$8.19 M (USD)30as on Dec 31, 2021
- Total Equity Funding$968.24M (USD)
in 18 rounds
- Latest Funding Round$86.57M (USD), Series H
Dec 2024
- InvestorsSpotify
& 37 more
- Employee Count1,050
- Investments & AcquisitionsDivideBuy
& 1 more
Products & Services of Zopa
Zopa offers a comprehensive portfolio of products and services, including Personal Loan, Credit Card, Smart Saver, and Car Finance.
Service for quick personal borrowing with transparent terms.
Card for everyday spending and payments management.
Account for flexible digital savings and interest earning.
Options for vehicle loans and purchase assistance.
Funding Insights of Zopa
Zopa has successfully raised a total of $968.24M across 18 strategic funding rounds. The most recent funding activity was a Series H round of $86.57 million completed in December 2024. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $968.24M
- Total Rounds 18
- Last Round Series H — $86.57M
- First Round $15M
(Mar 2006)
- Investors Count 38
Latest 10 of 18 funding rounds of Zopa with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Dec 2024 | $86.57M | Series H | – | A P Moller Holding | |
| Sep 2023 | $95M | Debt – Conventional | – | – | |
| Feb 2023 | $92.47M | Series H | – | SilverStripe, Uprising Capital | |
| Oct 2021 | $303M | Series H | $1B | SoftBank Vision Fund | |
| Mar 2021 | $27.71M | Series H | – | – | |
| Jan 2021 | – | Series H | – | – | |
| Dec 2019 | $180.93M | Series H | – | IAG Capital Partners | – |
| Nov 2018 | $20.91M | Series G | – | Bessemer Venture Partners, Northzone | – |
| Aug 2018 | $57.47M | Series G | – | Bessemer Venture Partners, Northzone | – |
| Jun 2017 | $41.09M | Series F | – | Northzone, Wadhawan Global Capital |
| Date | Valuation | Stage |
|---|---|---|
| Oct 2021 | $1B | •••••••• |
Last known valuation $1B (Dec 2024). 38 investors in total: 36 institutional and 2 angel.
Investors in Zopa
Zopa has secured backing from 38 investors, including institutional, venture fund, and angel investors. Prominent investors backing the company include Spotify, Zettle and Bessemer Venture Partners.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
- | – | iagsilverstripe.com | - | |
Venture capital fund investing in fintech startups | 2009 | augmentum.vc | London, United Kingdom | |
Offline-focused impact VC firm investing in geographies such as the US | – | uprisingcapital.com | Columbus, United States | |
Venture capital investments in technology and startups. | 2016 | visionfund.com | London, United Kingdom | |
Early-stage startups are funded by Northzone venture capital. | – | northzone.com | London, United Kingdom | |
Tech startups receive investments from this London-based venture capital firm. | – | venturefounders.co.uk | London, United Kingdom | |
Venture capital investments are provided by IAG Capital Partners. | – | iagcapitalpartners.com | Charleston, USA | |
Venture capital investments and support for entrepreneurs in technology and innovation sectors. | 1911 | bvp.com | Redwood City, United States | |
Private investment firm offering equity and debt financing | 1984 | wgcworld.com | Mumbai, India | |
Venture capital investments are offered to promising startups. | – | benchmark.com | San Francisco, United States |
Investor details for Zopa
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People of Zopa
217 people are tracked at Zopa (80 in leadership, 8 in board & advisors, 129 in team); the tracked headcount is 1,050.
| Name | Role | Group |
|---|---|---|
Giles Andrews | Co-Founder | Leadership |
Jaidev Janardana | CEO | Leadership |
Elizabeth Morgan | Director Financial Crime Risk | Leadership |
Tim Waterman | Chief Commercial Officer | Leadership |
Courtney Wood | Lead Talent Acquisition Partner | Leadership |
Olivia Harris | Leadership Talent Partner | Leadership |
Daniel B. | Senior Director, Agent And Customer Excellence | Leadership |
Graham Robinson | Chief Risk Officer | Leadership |
Merve Ferrero | Chief Strategy Officer | Leadership |
Ceri Griffiths | Head Of Enterprise Sales | Leadership |
Georgie Muffitt | Lead People Partner | Leadership |
Steve Hulme | CFO | Leadership |
Roshni Foley | Head Of Regulatory Reporting | Leadership |
Michelle Holliday | Head Of Complaints | Leadership |
Ben Martin | Head Of Partner Operations | Leadership |
Joshua Ladd | Senior Director, Personal Loans And Motor Finance | Leadership |
Peter Donlon | CTO | Leadership |
Rachael Titterton | Director Of Operations | Leadership |
Clare Gambardella | Chief Customer Officer | Leadership |
Dave Hartley | Head Of Data Engineering | Leadership |
197 more people are available in the full profile.
Complete people profiles for Zopa
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Investments & Acquisitions by Zopa
Zopa has strategically engaged in corporate development activities, having acquired 2 companies. Notable acquisitions include DivideBuy and Rvvup.
| Company Name | Description | Domain | Location | Founded | Acquired | Amount |
|---|---|---|---|---|---|---|
CeFi and DeFi-based payment platform for businesses is operated. | rvvup.com | London, United Kingdom | 2020 | Sep 2025 | •••• | |
Interest-free credit is offered for consumer purchases via retail partners. | dividebuy.co.uk | – | 2014 | Feb 2023 | •••• |
Complete acquisition details for Zopa
Acquired stakes, deal sources and the complete acquisition history require an active premium plan.
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Timeline of Zopa
6 dated milestones of Zopa across 20 years, from founding to its latest funding, stage changes and deals.
Competitors of Zopa
Zopa has 8 listed competitors in our database, 2 of them funded. They include Plend, Oplo, 1plus1 Loans, Bamboo Loans and Amigo Loans, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| plend.com | 2020 | London, United Kingdom | $40.57M | 10 | Consumer financing is facilitated via an online lending platform. | |
| myoplo.co.uk | 2009 | Blackpool, United Kingdom | – | 231 | Consumer loans are facilitated via an online application process. | |
| 1plus1loans.co.uk | 2013 | Accrington, United Kingdom | – | 15 | Guarantor loans from £500 to £5000 are provided directly online. | |
| bambooloans.com | 2014 | Southampton, United Kingdom | – | 97 | Online lending platform for consumer loans. | |
| amigoloans.co.uk | 2005 | Bournemouth, United Kingdom | – | – | Guarantor loans are provided to UK consumers by Amigo Loans. | |
| zaimcreditsystemsplc.com | 2018 | London, United Kingdom | – | 138 | Consumer loans are provided to individuals by Zaim Credit Systems. | |
| progressivemoney.co.uk | 2012 | Manchester, United Kingdom | – | 17 | Provides unsecured personal loans specifically for homeowners. | |
| selinafinance.co.uk | 2019 | London, United Kingdom | $91.55M | 50 | Consumer loans are provided to individuals by Selina Finance. |
Detailed competitors of Zopa
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
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Web traffic of Zopa
The website of Zopa (zopa.com) receives about 537.1K visits a month and ranks #88,571 among all websites worldwide, #5,580 in Banking Credit and Lending.
- Monthly visits537.1K
▲ 17.6% vs previous month
- Unique visitors184.7K
per month
- Global rank#88,571
among all websites
- Category rank#5,580
Finance · Banking Credit and Lending
- Bounce rate46%
- Pages per visit4.2
- Average visit1 min 49 sec
- DevicesDesktop 26% · Mobile 74%
Websites whose visitors overlap most with Zopa. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| lendingclub.com | 100% | 2.2M | #20,595 | View details | |
| prosper.com | 99% | 1.2M | #30,665 | View details | |
| nationwide.co.uk | 94% | 9.7M | #4,283 | View details | |
| lloydsbank.com | 94% | 9.4M | #8,009 | View details | |
| santander.co.uk | 91% | 14M | #2,399 | View details | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 40 similar websites and full traffic analytics for Zopa
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Top companies in Alternative Lending
10 companies that operate in the same segment as Zopa (Alternative Lending), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
A peer-to-peer marketplace for business loans is operated and developed. | 2010 | London, England, United Kingdom | USD 372.67 M | USD 299.61 M | 860 | |
Diversified loans are provided via an AI-enabled online marketplace. | 2012 | Palo Alto, California, United States | USD 128.65 M | USD 1.04 B | 1,190 | |
Various consumer loans and financial services are offered online. | 2011 | San Francisco, California, United States | USD 3.04 B | USD 4.77 B | 6,843 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Purchase financing solutions are offered to businesses via installment payments. | 2019 | Dubai, Dubai, United Arab Emirates | USD 837 M | – | 4,683 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 106.45 M | 2,161 | |
Credit score checking and comparison platform for financial products | 2007 | San Francisco, California, United States | USD 869.77 M | – | 1,487 | |
Financial benefits platform for on-demand pay is provided to employees. | 2018 | London, England, United Kingdom | USD 133.02 M | – | – | |
Payflow is recognized as a financial wellness application for employees. | 2020 | Alcobendas, Comunidad De Madrid, Spain | USD 58.23 M | – | – |
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Related news about Zopa
Complete news archive for Zopa
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Frequently Asked Questions about Zopa
Zopa was founded in 2005 and raised its 1st funding round 1 year after it was founded.
Zopa is headquartered in London, United Kingdom. It is registered at London, England, United Kingdom.
Jaidev Janardana is the current CEO of Zopa.
Zopa is a funded company, having raised a total of $968.24M across 18 funding rounds to date. The company's 1st funding round was a Series F of $41.09M, raised on Mar 2006.
Zopa has 1,050 employees.
Annual revenue of Zopa is $14.1M as on Dec 31, 2021.
Zopa was founded in 2005 in London, United Kingdom, as a fintech company in the consumer banking sector. Operations focus on an online platform that facilitates personal and vehicle loans, credit cards for online and offline purchases, and fixed-term savings accounts. Services are accessed through a mobile app available on iOS and Android devices, serving users in the UK market.
Zopa's top competitors include Selina Finance, Plend and Oplo.
Zopa offers Personal Loan, Credit Card, Smart Saver, and Car Finance.
Zopa has 38 investors. Key investors include Spotify, Zettle, Bessemer Venture Partners, JPMorgan Chase, and Draper.
The valuation of Zopa is $1B as of Dec 2024.