Muthoot Finance Limited

BSE: 533398 NSE: MUTHOOTFIN
Muthoot Finance Limited - financial services in Ernakulam, Kerala, India. FY 2026 financials & compliance.
CIN L65910KL1997PLC011300 Incorporated 14 March 1997 ROC Ernakulam HQ Ernakulam, Kerala, India
Active Listed - NSE: MUTHOOTFIN · BSE: 533398 Public Limited Company financial services Fortune India 500 · #142 India's Most Valuable Nifty 500
Data last updated
Market Cap
₹1,00,251 Cr
MUTHOOTFIN · NSE
Share Price
₹2,408.60
-3.54% today
Revenue
₹31,209 Cr
FY 2025-26 · +54.4% YoY
EBITDA
₹25,442 Cr
Margin 81.5%
Net Profit
₹10,590 Cr
FY 2025-26 · +98.6% YoY
P/E (TTM)
8.5x
P/B 2.4x
ROE
31.0%
ROCE 15.9%
Debt / Equity
3.67
Interest cover 43.7x

About Muthoot Finance Limited

Data last updated:

Muthoot Finance Limited is a public limited company based in Ernakulam, Kerala, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 14 March 1997 and has been in existence for over 29 years.

Muthoot Finance is ranked #142 on the Fortune India 500 (2025). It is part of the Nifty 500 and BSE 500 indices. Its director George Alexander Muthoot and family are #134 among India's richest people (2026). Its director George Jacob Muthoot and family are #134 among India's richest people (2026).

The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN L65910KL1997PLC011300. Its GSTIN is 32AABCT0343B1Z7 (Kerala). The company holds 37 GST registrations, of which 31 are active. It is a listed company as per MCA records. Its shares are listed on BSE: 533398 and NSE: MUTHOOTFIN.

The company has an authorised share capital of ₹950 Cr and a paid-up capital of ₹401.47 Cr. It was formerly known as The Muthoot Finance Private Limited and Muthoot Finance Private Limited. It is led by directors including George Alexander Muthoot (Managing Director) and George Muthoot Jacob (Whole-Time Director).

Its last annual general meeting (AGM) was held on 30 August 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at Ernakulam, Kerala.

As per the latest consolidated financials for FY 2025-26, the company reported a revenue of ₹31,209 Cr, a growth of 54.4% compared to the previous year. For the same year it recorded a net profit of ₹10,590 Cr (net margin 33.9%) and EBITDA of ₹25,442 Cr (EBITDA margin 81.5%). The net worth stands at ₹39,130 Cr (up 33.2% YoY). Total assets are valued at ₹1,91,581 Cr (up 48.1% YoY).

The company has about 29,113 employees on its provident fund (EPFO) records. Its group structure includes 6 subsidiaries.

The company is associated with 2 brands: Muthoot Finance and Muthoot Group. As per MCA filings, the company has open charges of ₹2,05,590 Cr and satisfied charges of ₹67,301 Cr on record. Court records list 11,172 cases involving the company, including 9,805 filed by the company and 1,368 filed against it; 4,647 cases are pending. The company has 36 deals on record (22 market trades, 7 funding rounds, 3 secondary share transfers), with disclosed funding of ₹12,130 Cr; the latest was in September 2025. Its 8 peer companies in the BFSI industry (Finance, Large NBFC, NBFC Investment and Credit Companies), with the same principal business activity (other financial activities) are compared by revenue, 4 larger and 4 smaller; the largest is Tata Capital Limited with revenue of ₹28,370 Cr.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website muthootfinance.com.

Company details

CIN L65910KL1997PLC011300
Registration Number 011300
Incorporation Date 14 March 1997
ROC Ernakulam
Listing Status Listed - Listed on NSE (MUTHOOTFIN); Listed on BSE (533398)
Company Status Active
Date of Last AGM 30 August 2025
Date of Balance Sheet 31 March 2026
Compliance Status Active Compliant

Name history

Muthoot Finance has undergone 2 name changes throughout its history. The company was previously known as The Muthoot Finance Private Limited, and Muthoot Finance Private Limited. The current legal name is Muthoot Finance Limited.

Company NameStatus
Muthoot Finance LimitedCurrent
The Muthoot Finance Private LimitedPrevious
Muthoot Finance Private LimitedPrevious

CIN history

Muthoot Finance has one previous CIN (Corporate Identification Number): U65910KL1997PLC011300. The current CIN is L65910KL1997PLC011300, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
L65910KL1997PLC011300Current
U65910KL1997PLC011300Previous
Key People
George Alexander Muthoot Managing Director George Muthoot Jacob Whole-Time Director George Jacob Muthoot Whole-Time Director

Recognitions & Rankings of Muthoot Finance

Fortune India 500 2025 edition
Rank#142
Total income
₹20,324 Cr
Profit
₹5,333 Cr
Last year #165
India's Most Valuable Companies 2025 edition · Source: Hurun India
Valuation
₹1,37,480 Cr
2024 #83 2023 #87 2022 #96
Stock market indices
Nifty 500 BSE 500

Contact details

Muthoot Finance Limited's registered office is in Ernakulam, Kerala. Its website is muthootfinance.com. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Website
    muthootfinance.com
  • Social Media
  • Apps
  • Registered Address
    NH Bypass, Palarivattom, Ernakulam, Kerala, India – 682028
  • Industry
    Financial Services, NBFC, Investment & Credit NBFC

To see the full contact details of Muthoot Finance Limited, buy the company report.

Comprehensive company report
Muthoot Finance Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
₹799 ₹999 20% off excluding 18% GST
Secure checkout · GST invoice included

Brands

Muthoot Finance operates two associated brands: Muthoot Finance and Muthoot Group. Each brand links to its own profile.

BrandDescriptionWebsite
Muthoot Finance
Consumer and SME loans are provided, secured by gold jewellery.muthootfinance.com
Muthoot Group
Diversified operations are conducted across multiple industries by Muthoot Group.muthootgroup.com

Business activity

The main business activity of Muthoot Finance is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Muthoot Finance Limited, buy the company report.

Financials of Muthoot Finance Limited

FY 2025-26 filings available

Muthoot Finance Limited reported revenue of ₹31,209 Cr (up 54.4% YoY) for FY 2025-26.

Financial Highlights

FY 2025-26 · Consolidated
Revenue
₹31,209 Cr
+54.4% YoY
EBITDA
₹25,442 Cr
+72.0% YoY
Profit After Tax
₹10,590 Cr
+98.6% YoY
Net Worth
₹39,130 Cr
+33.2% YoY
Total Assets
₹1,91,581 Cr
+48.1% YoY
Total Debt
₹1,51,806 Cr
+52.7% YoY

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue31,20920,21415,06211,89812,18611,5359,684
Revenue growth+54.4%+34.2%+26.6%-2.4%+5.6%+19.1%-
EBITDA25,44214,79211,4399,1489,6959,2727,476
EBITDA margin+81.5%+73.2%+76.0%+76.9%+79.6%+80.4%+77.2%
Profit before tax14,3057,2665,9964,9235,4105,1314,260
Net profit10,5905,3334,3243,6134,0173,8073,139
Net profit margin+33.9%+26.4%+28.7%+30.4%+33.0%+33.0%+32.4%
EPS (₹)263.79132.84107.7189.98100.0894.8378.25
Balance sheet
Total assets1,91,5811,29,37693,87977,95773,70666,17452,953
Net worth39,13029,36725,10721,66618,78615,57511,829
Total debt1,51,80699,38368,12555,80454,56950,41440,952
Cash & bank12,8688,3466,2728,03610,3158,0216,131
Net working capital11,2645,5264,3286,3558,1696,1464,911
Cash flow
Cash from operations(47,393)(26,525)(13,605)(2,804)(1,596)(7,814)(4,970)
Cash from investing2,461(1,375)47.6718041036.64(385)
Cash from financing49,32030,04111,8093953,4459,7129,193
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue8,6729,2898,1887,2836,4505,6225,1904,929
Revenue growth (YoY)+34.4%+65.2%+57.8%+47.8%+44.2%---
Other income23.212.6519.7849.8015.555.6231.9528.57
EBITDA7,2647,7616,7625,8035,0284,0733,7843,605
EBITDA margin+83.8%+83.6%+82.6%+79.7%+78.0%+72.4%+72.9%+73.1%
Depreciation31.4024.4840.4837.6134.7534.7130.5824.86
Interest3,4583,1552,9192,5712,3552,1111,9001,807
Profit before tax3,7974,5843,8223,2442,6541,9321,8861,802
Tax9721,187999833680488495481
Net profit2,8253,3972,8232,4121,9741,4441,3921,321
EPS (₹)69.7283.4369.8460.3050.2236.8135.3631.67
MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue27,55817,09912,63510,51511,08210,5578,715
Revenue growth+61.2%+35.3%+20.2%-5.1%+5.0%+21.1%-
EBITDA23,67513,57710,1228,4059,1928,7396,888
EBITDA margin+85.9%+79.4%+80.1%+79.9%+82.9%+82.8%+79.0%
Profit before tax13,6457,0715,4494,6665,3095,0074,057
Net profit10,1335,2004,0493,4733,9543,7223,018
Net profit margin+36.8%+30.4%+32.1%+33.0%+35.7%+35.3%+34.6%
EPS (₹)252.43129.54100.8786.5398.5392.7875.26
Balance sheet
Total assets1,76,1861,18,25883,07370,79668,15661,18548,702
Net worth37,74228,43824,29021,06218,34515,23911,572
Total debt1,38,44389,82058,78349,73449,81145,94637,130
Cash & bank11,7077,1915,0466,4619,2437,1905,641
Net working capital10,1274,5253,3324,8357,0895,2174,407
Cash flow
Cash from operations(42,324)(25,855)(9,302)(1,902)(1,142)(7,477)(4,458)
Cash from investing1,270(1,944)(739)18840847.57(429)
Cash from financing45,56929,9338,649(1,036)2,7969,0418,678
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue7,5898,1807,2436,4325,7034,8544,4234,117
Revenue growth (YoY)+33.1%+68.5%+63.7%+56.2%+54.0%---
Other income14.2014.0110.5328.5916.6919.677.708.78
Total expenses1,0141,154997971832951913852
EBITDA6,5747,0266,2465,4614,8723,9033,5103,266
EBITDA margin+86.6%+85.9%+86.2%+84.9%+85.4%+80.4%+79.4%+79.3%
Depreciation19.7310.1227.8825.6723.5622.6919.9216.02
Interest3,1462,8632,6472,3132,1191,8801,6481,550
Profit before tax3,4234,1673,5823,1512,7462,0201,8511,708
Tax8731,081925806699513487457

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 01 Nov 2026
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue8,6729,2898,1887,2836,4505,6225,1904,929
Revenue growth (YoY)+34.4%+65.2%+57.8%+47.8%+44.2%---
Other income23.212.6519.7849.8015.555.6231.9528.57
EBITDA7,2647,7616,7625,8035,0284,0733,7843,605
EBITDA margin+83.8%+83.6%+82.6%+79.7%+78.0%+72.4%+72.9%+73.1%
Depreciation31.4024.4840.4837.6134.7534.7130.5824.86
Interest3,4583,1552,9192,5712,3552,1111,9001,807
Profit before tax3,7974,5843,8223,2442,6541,9321,8861,802
Tax9721,187999833680488495481
Net profit2,8253,3972,8232,4121,9741,4441,3921,321
EPS (₹)69.7283.4369.8460.3050.2236.8135.3631.67
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue31,20920,21415,06211,89812,18611,5359,684
Revenue growth+54.4%+34.2%+26.6%-2.4%+5.6%+19.1%-
Other income54.1850.9210177.3452.5535.6323.29
Total expenses5,7675,4223,6232,7492,4902,2622,208
Employee cost2,7912,1951,8281,4881,2371,1891,208
EBITDA25,44214,79211,4399,1489,6959,2727,476
EBITDA margin+81.5%+73.2%+76.0%+76.9%+79.6%+80.4%+77.2%
Depreciation13711692.1178.1670.0067.3659.24
Interest11,0547,4615,4524,2254,2684,1093,180
Profit before tax14,3057,2665,9964,9235,4105,1314,260
Tax3,6981,9141,5291,2531,3791,3131,092
Net profit10,5905,3334,3243,6134,0173,8073,139
Net profit margin+33.9%+26.4%+28.7%+30.4%+33.0%+33.0%+32.4%
EPS (₹)263.79132.84107.7189.98100.0894.8378.25
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital401401401401401401401
Reserves & surplus38,72928,96524,70621,26418,38415,17411,428
Shareholders' funds (net worth)39,13029,36725,10721,66618,78615,57511,829
Minority interest644627647487352185172
Secured loans1,41,81491,11561,59953,60451,92144,93235,365
Unsecured loans9,9928,2686,5262,1992,6485,4835,587
Total debt1,51,80699,38368,12555,80454,56950,41440,952
Total liabilities1,91,5811,29,37693,87977,95773,70666,17452,953
Assets
Gross block1,3771,212906734626544471
Net block721682482386342327314
Capital work in progress10.6312.8388.6867.4752.3938.5328.74
Investments5502,401712546523809630
Inventories1.120.430.430.430.670.670.67
Sundry debtors11.6011.8617.849.907.019.808.98
Cash & bank balances12,8688,3466,2728,03610,3158,0216,131
Loans & advances2,523627612486440568684
Total current assets15,4048,9856,9028,53210,7628,6006,824
Total current liabilities4,1403,4592,5742,1772,5932,4531,913
Net working capital11,2645,5264,3286,3558,1696,1464,911
Total assets1,91,5811,29,37693,87977,95773,70666,17452,953
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash8,2246,0827,83110,0607,8015,8662,028
Net cash from operating activities(47,393)(26,525)(13,605)(2,804)(1,596)(7,814)(4,970)
Net cash from investing activities2,461(1,375)47.6718041036.64(385)
Net cash from financing activities49,32030,04111,8093953,4459,7129,193
Net change in cash4,3882,142(1,749)(2,229)2,2601,9353,838
Closing cash12,8688,3466,2728,03610,3158,0216,131
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth+54.4%+34.2%+26.6%-2.4%+5.6%+19.1%-
EBITDA growth+72.0%+29.3%+25.0%-5.6%+4.6%+24.0%-
PBT growth+96.9%+21.2%+21.8%-9.0%+5.4%+20.5%+30.7%
Net income growth+98.6%+23.3%+19.7%-10.1%+5.5%+21.3%-
Revenue CAGR (3Y)+37.9%+18.4%+9.3%+7.1%+17.1%+20.3%+17.7%
EBITDA CAGR (3Y)+40.6%+15.1%+7.3%+7.0%+18.4%+23.0%+19.5%
Profitability & leverage
Net income margin+34.0%+26.5%+29.7%+30.8%+33.1%+33.1%+32.7%
Return on capital employed+15.9%+13.3%+13.4%+12.1%+13.9%+15.6%+16.0%
Return on net worth+31.0%+19.7%+19.1%+18.1%+23.5%+27.9%+29.1%
Debt / equity3.673.082.652.733.063.333.27
Long-term debt / equity2.932.291.902.002.122.101.73
Interest cover43.6850.8448.0446.5844.3444.6442.87
Efficiency & per share
Fixed asset turnover24.1519.1318.4917.6220.9422.8023.30
Inventory turnover40,339.8847,128.1235,262.2121,772.7318,265.9117,268.949,072.21
Debtors turnover2,665.251,364.651,093.201,416.321,456.061,232.18633.22
EPS (₹)263.79132.84107.7189.98100.0894.8378.25
Dividend per share (₹)30.0026.0024.0022.0020.0020.0015.00
Book value per share (₹)974.68731.49625.39539.69468.07388.21294.97
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue7,5898,1807,2436,4325,7034,8544,4234,117
Revenue growth (YoY)+33.1%+68.5%+63.7%+56.2%+54.0%---
Other income14.2014.0110.5328.5916.6919.677.708.78
Total expenses1,0141,154997971832951913852
EBITDA6,5747,0266,2465,4614,8723,9033,5103,266
EBITDA margin+86.6%+85.9%+86.2%+84.9%+85.4%+80.4%+79.4%+79.3%
Depreciation19.7310.1227.8825.6723.5622.6919.9216.02
Interest3,1462,8632,6472,3132,1191,8801,6481,550
Profit before tax3,4234,1673,5823,1512,7462,0201,8511,708
Tax8731,081925806699513487457
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue27,55817,09912,63510,51511,08210,5578,715
Revenue growth+61.2%+35.3%+20.2%-5.1%+5.0%+21.1%-
Other income41.6236.0559.0428.9016.0717.158.15
Total expenses3,8843,5222,5132,1101,8911,8181,827
Employee cost1,9671,5671,3871,1991,0301,0061,029
EBITDA23,67513,57710,1228,4059,1928,7396,888
EBITDA margin+85.9%+79.4%+80.1%+79.9%+82.9%+82.8%+79.0%
Depreciation87.2376.8665.6358.3153.9150.7143.09
Interest9,9846,4664,6673,7093,8453,6992,796
Profit before tax13,6457,0715,4494,6665,3095,0074,057
Tax3,5111,8701,3991,1931,3551,2841,039
Net profit10,1335,2004,0493,4733,9543,7223,018
Net profit margin+36.8%+30.4%+32.1%+33.0%+35.7%+35.3%+34.6%
EPS (₹)252.43129.54100.8786.5398.5392.7875.26
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital401401401401401401401
Reserves & surplus37,34128,03623,88920,66017,94314,83811,171
Shareholders' funds (net worth)37,74228,43824,29021,06218,34515,23911,572
Secured loans1,30,74883,04353,41647,86947,70740,90132,049
Unsecured loans7,6956,7775,3671,8652,1045,0455,081
Total debt1,38,44389,82058,78349,73449,81145,94637,130
Total liabilities1,76,1861,18,25883,07370,79668,15661,18548,702
Assets
Gross block1,008908702560499425356
Net block514480350272267247228
Capital work in progress10.4912.5488.3267.4345.6538.4828.74
Investments3,8554,4992,2681,3171,3201,5901,438
Inventories1.120.430.430.430.670.670.67
Sundry debtors1.260.931.031.612.143.474.73
Cash & bank balances11,7077,1915,0466,4619,2437,1905,641
Loans & advances2,177323240196243303515
Total current assets13,8867,5165,2876,6599,4887,4976,161
Total current liabilities3,7592,9911,9551,8242,3992,2801,754
Net working capital10,1274,5253,3324,8357,0895,2174,407
Total assets1,76,1861,18,25883,07370,79668,15661,18548,702
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash7,1705,0376,4299,1797,1175,5051,713
Net cash from operating activities(42,324)(25,855)(9,302)(1,902)(1,142)(7,477)(4,458)
Net cash from investing activities1,270(1,944)(739)18840847.57(429)
Net cash from financing activities45,56929,9338,649(1,036)2,7969,0418,678
Net change in cash4,5162,134(1,392)(2,750)2,0621,6123,791
Closing cash11,7077,1915,0466,4619,2437,1905,641
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth+61.2%+35.3%+20.2%-5.1%+5.0%+21.1%-
EBITDA growth+74.4%+34.1%+20.4%-8.6%+5.2%+26.9%-
PBT growth+93.0%+29.8%+16.8%-12.1%+6.1%+23.4%+31.9%
Net income growth+94.9%+28.4%+16.6%-12.2%+6.2%+23.3%-
Revenue CAGR (3Y)+37.9%+15.6%+6.2%+6.5%+17.2%+19.0%+14.9%
EBITDA CAGR (3Y)+41.2%+13.9%+5.0%+6.9%+19.7%+22.5%+17.3%
Profitability & leverage
Net income margin+36.8%+30.4%+32.1%+33.0%+35.7%+35.3%+34.6%
Return on capital employed+16.1%+13.5%+13.2%+12.1%+14.2%+15.8%+16.1%
Return on net worth+30.6%+19.7%+17.9%+17.6%+23.6%+27.8%+28.3%
Debt / equity3.452.822.392.532.853.102.99
Long-term debt / equity2.712.011.631.791.911.841.42
Interest cover42.3347.8946.4044.4442.0742.5840.84
Efficiency & per share
Fixed asset turnover28.8221.2920.1119.9124.0227.0627.49
Inventory turnover35,612.7439,849.1629,521.0519,170.4516,564.7615,782.6313,019.09
Debtors turnover25,205.3617,484.849,616.705,623.333,956.652,579.11839.13
EPS (₹)252.43129.54100.8786.5398.5392.7875.26
Dividend per share (₹)30.0026.0024.0022.0020.0020.0015.00
Book value per share (₹)940.11708.35605.05524.65457.08379.84288.55

To see the full year-wise statements and ratios of Muthoot Finance Limited, buy the company report.

Board of directors of Muthoot Finance Limited

Muthoot Finance has 15 current directors and 16 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Chamacheril Abraham Mohan
Also directs: Muthoot Money Limited, Teejan Foods Pvt Ltd, J.S.F. Holdings Private Limited
Director31 Aug 20224 Years 2 MonthsCurrent
Vadakkakara Antony George
Also directs: Belstar Microfinance Limited, Thejo Engineering Limited
Director28 Sep 20197 Years 1 MonthsCurrent
George Alexander Muthoot
Also directs: Thekkemala Holdings and Trading LLP, Tekkemala Realtors LLP, Kumbanad Properties LLP and 5 more
Managing Director20 Nov 200619 Years 11 MonthsCurrent
Usha Sunny
Also directs: V Guard Industries Limited, Securaplus Safety Private Limited
Director30 Nov 20205 Years 11 MonthsCurrent
George Muthoot Jacob
Also directs: Geobros Properties and Realtors Private Limited, Muthoot Money Limited, Green Guardians Organic Farms and Exports Private Limited and 5 more
Whole-Time Director15 Dec 20214 Years 10 MonthsCurrent
Abraham Chacko
Also directs: Liberty General Insurance Limited, India Ratings and Research Private Limited, Jana Capital Limited and 4 more
Director18 Sep 20215 Years 1 MonthsCurrent
Showing 6 of 15 current directors. View all directors

Peer comparison

Muthoot Finance Limited is compared with the 8 companies closest to it by revenue in the BFSI industry (Finance, Large NBFC, NBFC Investment and Credit Companies), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Muthoot Finance Limitedthis company₹31,209 Cr (FY 2026)₹10,590 Cr33.9%54.4%29,113Ernakulam, Kerala, India
Tata Capital Limited₹28,370 Cr (FY 2025)56.0%Mumbai, Maharashtra, India
Lic Housing Finance Ltd₹27,278 Cr (FY 2024)20.0%Mumbai, Maharashtra, India
Cholamandalam Investment and Finance Company Limited₹26,153 Cr (FY 2025)35.0%Chennai, Tamil Nadu, India
Reliance Capital Ltd₹24,444 Cr (FY 2024)27.0%Mumbai, Maharashtra, India
Infrastructure Leasing and Financial Services Limited₹18,799 Cr (FY 2018)10.0%Mumbai, Maharashtra, India
GMR Enterprises Private Limited₹17,475 Cr (FY 2019)13.0%Royapettah, Tamil Nadu, India
HDB Financial Services Limited₹16,300 Cr (FY 2025)15.0%Ahmedabad, Gujarat, India
L&T Finance Limited₹15,941 Cr (FY 2025)13.0%Mumbai, Maharashtra, India

To see the full peer comparison of Muthoot Finance Limited, buy the company report.

Auditor

Muthoot Finance Limited is audited by Varma & Varma for the financial year 2018.

Auditor firmFinancial yearFirm registration number
Varma & VarmaFY 2018004532S

Shareholding

Shareholding for the quarter ended Sep 2026: promoters hold 73.40%, foreign institutional investors hold 11.60%, domestic institutional investors hold 10.80% and retail and other public shareholders hold 4.30%.

Promoters: 73.40%DII (Domestic Institutional): 10.80%FII (Foreign Institutional): 11.60%Retail & Others: 4.30%
Sep 2026
QUARTER
73.40% Promoters
10.80% DII (Domestic Institutional)
11.60% FII (Foreign Institutional)
4.30% Retail & Others
Promoter holding - history
Now 73.40% · Sep 2026High 73.40% · Dec 2025Low 73.40% · Dec 2025
72%72.8%73.5%74.3%75%Dec 2025Mar 2026Jun 2026Sep 2026Dec 2025: 73.40%Mar 2026: 73.40%Jun 2026: 73.40%Sep 2026: 73.40%73.40%73.40%
Shareholding trend - last 6 quarters
Sep 2026Jun 2026Mar 2026Dec 2025
Promoters73.40%73.40%73.40%73.40%
Public26.60%26.60%26.60%26.60%

Charges & borrowings

Open charges
₹2,05,590 Cr
Satisfied charges
₹67,301 Cr
Breakdown by lending institutions
Idbi Trusteeship Services Limited₹108,465.27 Cr
Others₹42,603.36 Cr
State Bank of India₹17,698.00 Cr
Joly Varghese₹8,630.00 Cr
Hdfc Bank Limited₹7,250.00 Cr
Others₹20,943.56 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
09 Jun 2026101313188Others₹400 CrOpen
29 May 2026101307743Canara Bank₹500 CrOpen
13 Apr 2026101284055Idbi Trusteeship Services Limited₹20,000 CrOpen
27 Mar 2026101272664Bank of India₹500 CrOpen
24 Mar 2026101269515Others₹2,000 CrOpen

To see the full charge records of Muthoot Finance Limited, buy the company report.

Total charge records: 378 View all charges

Deals & funding

Muthoot Finance Limited has 36 deals on record (22 market trades, 7 funding rounds, 3 secondary share transfers), with disclosed funding of ₹12,130 Cr; the latest was in September 2025.

Total deals
36
Market trades
22
Funding rounds
7
Secondary share transfers
3
Debt financings
2
Disclosed funding
₹12,130 Cr

Deals on record (5 of 36)

WhenDealAmountParties
Sep 2025Debt financing₹5,295 Cr
Apr 2014QIP₹418.29 CrInvestors: GIC Singapore, Birla Sun Life Trustee Company Private Limited A/C Birla Sun Life Frontline Equity Fund, Clsa Mauritius Limited
May 2011Market trade₹154.38 CrBuyer: Crosseas Capital Markets Private Limited , A.K.G. Securities and Consultancy Limited
Seller: Crosseas Capital Markets Private Limited , A.K.G. Securities and Consultancy Limited
May 2011Market trade₹119 CrBuyer: Crosseas Capital Markets Private Limited , Deutsche Securities Mauritius Limited, Genuine Stock Brokers Private Limited
Seller: Crosseas Capital Markets Private Limited , Genuine Stock Brokers Private Limited
Sep 2010Funding round₹98.15 CrInvestors: Kotak Private Equity, The Wellcome Trust Limited, Z47 (Matrix Partners India)

To see the full deal history of Muthoot Finance Limited, buy the company report.

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

Credit ratings & regulatory alerts

Muthoot Finance Limited was last rated by Icra on 02 Mar 2022.

Rating agencyRated onRating
Icra02 Mar 2022

To see the full credit ratings and regulatory alerts of Muthoot Finance Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Muthoot Finance Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

Group structure & subsidiaries

Muthoot Finance has 6 subsidiary companies. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.

6
Subsidiary companies
Key subsidiaries
Company NameCINShares held
Belstar Microfinance LimitedU06599TN1988PLC081652
Muthoot Money LimitedU65910KL1994PLC008454
Muthoot Homefin (India) LimitedU65922KL2011PLC029231
Muthoot Asset Management Private LimitedU65990MH2019PTC319547
Muthoot Trustee Private LimitedU67100MH2019PTC320254
Muthoot Insurance Brokers Private LimitedU67200KL2002PTC015200

To see the full group structure of Muthoot Finance Limited, buy the company report.

Employees & EPFO

Muthoot Finance Limited has a workforce of 29,113 employees on its EPFO records as of Mar 30, 2024, across 2 active EPFO establishments.

Employee count
29,113
Active EPFO establishments
2
Employee growth
8.05%

GST

Muthoot Finance has 37 GST registrations: 31 active and 6 cancelled or inactive. The first 4 active GSTINs are listed below.

Total GSTINs
37
Active
31
Cancelled / inactive
6
GSTINStateStatusRegistered on
32AABCT0343B1Z7KeralaActive01 Jul 2017
32AABCT0343B2Z6KeralaActive25 Sep 2018
32AABCT0343B3Z5KeralaActive01 Oct 2021
02AABCT0343B2Z9Himachal PradeshActive01 Jul 2017

To see the full GST registrations and return filing status of Muthoot Finance Limited, buy the company report.

Recent activity

Muthoot Finance Limited has 43 board changes on record since 2000: 30 appointments and 13 cessations. The latest: Koodathumuriyil Verghese Eapen was appointed as Director on 01 Oct 2025.

Charges
A charge registered on 24 Jun 2024 via Charge ID 100945795 with Others was fully satisfied on 30 Jun 2026.
Charges
A charge with Others of Rs. 145.00 Cr registered on 27 Jun 2023 with Charge ID 100740110 was modified on 30 Jun 2026.
Charges
A charge registered on 27 Feb 2014 via Charge ID 10484224 with Joly Varghese was fully satisfied on 27 Jun 2026.
Charges
A charge with Others amounted to Rs. 400.00 Cr with Charge ID 101313188 was registered on 09 Jun 2026.
Charges
A charge with Canara Bank amounted to Rs. 500.00 Cr with Charge ID 101307743 was registered on 29 May 2026.
Charges
A charge with Idbi Trusteeship Services Limited of Rs. 20,000.00 Cr registered on 13 Apr 2026 with Charge ID 101284055 was modified on 23 Apr 2026.
Charges
A charge with Idbi Trusteeship Services Limited amounted to Rs. 20,000.00 Cr with Charge ID 101284055 was registered on 13 Apr 2026.
Filing
Muthoot Finance Limited has filed its annual Financial statements for the year ended 31 Mar 2026 with Roc Ernakulam.
Charges
A charge with Bank Of India amounted to Rs. 500.00 Cr with Charge ID 101272664 was registered on 27 Mar 2026.
Charges
A charge with Others amounted to Rs. 2,000.00 Cr with Charge ID 101269515 was registered on 24 Mar 2026.
Charges
A charge registered on 29 Mar 2021 via Charge ID 100437498 with Others was fully satisfied on 24 Mar 2026.
Charges
A charge with Others amounted to Rs. 500.00 Cr with Charge ID 101269520 was registered on 18 Mar 2026.

799 earlier events are in the company report.

News

MUTHOOTFIN: Rs. 30.53 Crores BSE Block Trade; for ~ 112,433 Shares, at Rs. 2715.70
05 Oct 2026 · Exchange Update

Frequently asked questions

Muthoot Finance is an active public limited company based in Ernakulam, Kerala, India. The company works in nbfc, within the financial services industry. It was incorporated on 14 March 1997 (29+ years old) and is registered under CIN L65910KL1997PLC011300. Listed on BSE: 533398 and NSE: MUTHOOTFIN.

Muthoot Finance reported revenue of ₹31,209 Cr for FY 2025-26 (up 54.4% YoY) based on consolidated financials.

Muthoot Finance has 15 current directors:

The latest financial statements of Muthoot Finance on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 30 August 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of Muthoot Finance is 32AABCT0343B1Z7, registered in Kerala. The company has 37 GST registrations in all, of which 31 are active and 6 are cancelled or inactive. Other active GSTINs include 32AABCT0343B2Z6 (Kerala), 32AABCT0343B3Z5 (Kerala), 02AABCT0343B2Z9 (Himachal Pradesh).

The CIN (Corporate Identification Number) of Muthoot Finance is L65910KL1997PLC011300. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Yes. Muthoot Finance is a listed company as per MCA records. Its shares are listed on both BSE (code: 533398) and NSE (symbol: MUTHOOTFIN).

Muthoot Finance has 11,172 court cases on record: 9,805 filed by the company and 1,368 filed against it. 4,647 are pending. Most are in the district courts.

Muthoot Finance was incorporated on 14 March 1997, making it 29+ years old. It is registered with the Registrar of Companies, Ernakulam.

Muthoot Finance has 36 deals on record (22 market trades, 7 funding rounds, 3 secondary share transfers), with disclosed funding of ₹12,130 Cr; the latest was in September 2025.

The peers of Muthoot Finance by revenue are Tata Capital Limited, Lic Housing Finance Ltd, Cholamandalam Investment and Finance Company Limited, Reliance Capital Ltd, Infrastructure Leasing and Financial Services Limited and 3 more, all in the BFSI industry (Finance, Large NBFC, NBFC Investment and Credit Companies), with the same principal business activity (other financial activities).