Rbl Bank Limited

BSE: 540065 NSE: RBLBANK
Rbl Bank Limited - financial services in Kolhapur, Maharashtra, India. FY 2026 financials and compliance.
CIN L65191PN1943PLC007308 Incorporated 14 June 1943 ROC Pune HQ Kolhapur, Maharashtra, India
Active Listed - NSE: RBLBANK · BSE: 540065 Public Limited Company financial services
Data last updated
Revenue · FY 2026
₹14,337 Cr
▲ 2.11% YoY
EBITDA · FY 2026
*****
In full report
Net profit · FY 2026
₹879.05 Cr
▲ 22.59% YoY
Authorised capital
₹1,000 Cr
Registered with MCA
Paid-up capital
₹613.39 Cr
Issued & subscribed
Open charges
None
Secured borrowings
Company age
83 yrs
Est. 1943
Last financials
Mar 2024
Balance sheet date

About Rbl Bank Limited

Data last updated: 17 December 2025

Rbl Bank Limited is a public limited company based in Kolhapur, Maharashtra, India. It specialises in banking institutions, a part of the broader financial services sector. Incorporated on 14 June 1943, the company has been in operation for over 83 years.

Registered with ROC Pune under CIN L65191PN1943PLC007308. Listed on BSE: 540065 and NSE: RBLBANK.

Capital: an authorised share capital of ₹1,000 Cr and a paid-up capital of ₹613.39 Cr. Formerly known as The Ratnakar Bank Limited. It is led by directors including Manjeev Singh Puri and Buvanesh Tharashankar.

Last AGM: 26 September 2025. Financial statements filed for year ended 31 March 2024. Office: Shahupuri Kolhapur, Maharashtra, India – 416001.

As per the financials filed for FY 2024, the company reported a revenue of ₹15,454 Cr, a growth of 33% compared to the previous year.

Its group structure includes 1 subsidiary.

The company is associated with 1 brand - Rbl Bank.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website rblbank.com.

Company Details of Rbl Bank Limited
CIN L65191PN1943PLC007308
Registration Number 007308
Incorporation Date 14 June 1943
ROC Pune
Listing Status Listed (BSE: 540065, NSE: RBLBANK)
Company Status Active
Date of Last AGM 26 September 2025
Date of Balance Sheet 31 March 2024
Compliance Status Active Compliant
Key People
Subramaniakumar Rajagopalan Managing Director Rajeev Ahuja Whole-Time Director Buvanesh Tharashankar Cfo
Contact Details
  • Email
    *****@*****.com
  • Telephone
    +91-****-******
  • Website
    rblbank.com
  • Social Media
  • Registered Address
    Shahupuri Kolhapur, Maharashtra, India – 416001
  • Industry
    Financial Services, Banking Institutions
Company report
Rbl Bank Limited - full intelligence report
  • Historical Financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Litigation, compliance and MCA filings
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Financials, compliance, directors, charges, ownership and filings for Rbl Bank Limited in one report.

10-year financials Directors & ownership Charges & compliance

CIN History of Rbl Bank Limited

Rbl Bank Limited has one previous CIN (Corporate Identification Number): U65191PN1943PLC007308. The current CIN is L65191PN1943PLC007308, which is the unique identifier assigned by the Registrar of Companies.

CIN Status
L65191PN1943PLC007308 Current
U65191PN1943PLC007308 Previous

Associated Brands with Rbl Bank Limited

Rbl Bank Limited operates one associated brand: RBL Bank. These brands represent Rbl Bank Limited's diversified market presence and brand portfolio.

Brand Description Website
RBL Bank
Commercial banking services for personal and business needs are provided. rblbank.com

Competitors & Alternatives of Rbl Bank Limited

Brands and companies operating in the same space as Rbl Bank Limited include Yes Bank, Axis Bank, Bandhan Bank and 6 more.

Competitor Description Location Founded
Yes Bank Yes Bank Commercial banking services are offered to individuals and businesses. Mumbai, India, India 2004
Axis Bank Axis Bank Provider of a commercial banking services Mumbai, India, India 1993
Bandhan Bank Bandhan Bank Personal and business banking services are offered to underbanked markets. Kolkata, India, India 2014
Citi Citi Diversified financial services are offered through commercial banking operations. New York, United States, United States 1812
HDFC Bank HDFC Bank Commercial and personal banking services are offered by HDFC Bank. Mumbai, India, India 1994
Kotak Mahindra Bank Kotak Mahindra Bank Commercial banking services are offered to corporate and retail customers. Mumbai, India, India 1985
IndusInd Bank IndusInd Bank Personal and business banking products and services are provided. Pune, India, India 1994
SVB SVB Banking services are provided to innovative companies, investors, and individuals. Santa Clara, United States, United States 1983
UniCredit UniCredit Commercial bank Milan, Italy, Italy 1998

Business Activity of Rbl Bank Limited

Rbl Bank Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including banking activities by central, commercial and saving banks.

Main Activity Group Code Description of Main Activity Business Activity Code Description of Business Activity Turnover Percentage
K Financial and insurance Service K1 Banking activities by Central, Commercial and Saving banks *********

Auditor Details of Rbl Bank Limited

Rbl Bank Limited is audited by KKC & Associates LLP (ICAI peer reviewed, certificate valid till 2027-07-31); Singhi & Co (ICAI peer reviewed, certificate valid till 2028-08-31) for the financial year 2026, as reported in its NSE exchange filings. The statutory auditor is responsible for expressing an independent opinion on whether the financial statements present a true and fair view in accordance with applicable accounting standards.

Name Financial year Audit opinion
KKC & Associates LLP (ICAI peer reviewed, certificate valid till 2027-07-31); Singhi & Co (ICAI peer reviewed, certificate valid till 2028-08-31) FY 2026 Declaration of unmodified opinion

Board of Directors of Rbl Bank Limited

Rbl Bank Limited is currently managed by 13 directors, with 48 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.

Current Directors
Name Designation Appointment Date Tenure Status
Manjeev Singh Puri
Also directs: Rbl Bank Limited
Director 21 May 2021 5 Years 1 Months Current
Buvanesh Tharashankar
Also directs: Rbl Bank Limited
Cfo 29 Sep 2023 2 Years 9 Months Current
Veena Vikas Mankar
Also directs: Rbl Bank Limited, Pb Fintech Limited, Digispice Technologies Limited and 4 more
Director 22 Oct 2019 6 Years 8 Months Current
Vijay Shankar Tambe
Also directs: Rbl Bank Limited
Deputy Nodal Officer 03 Apr 2023 3 Years 3 Months Current
Gopal Jain
Also directs: Rbl Bank Limited, Bakers Circle (India) Pvt Ltd, Shivani Mercantile Private Limited and 5 more
Director 22 Aug 2022 3 Years 10 Months Current
Chandan Sinha
Also directs: Rbl Bank Limited
Director 21 May 2021 5 Years 1 Months Current
Showing 6 of 13 current directors. View all directors

Financials of Rbl Bank Limited FY 2026 filings available

Rbl Bank Limited reported revenue of ₹14,337 Cr (up 2.11% YoY) for FY 2026. Profit growth despite declining revenue indicates effective cost management and margin discipline.

Revenue · FY 2026
₹14,337 Cr ▲ 2.11%
Profit · FY 2026
₹879.05 Cr ▲ 22.59%
Revenue₹ Cr · Consolidated05,00010,00015,000FY 2020: ₹8,779 Cr8,779FY 2020FY 2021: ₹8,561 Cr · -2.5% YoY8,561-2.5%FY 2021FY 2022: ₹8,445 Cr · -1.4% YoY8,445-1.4%FY 2022FY 2023: ₹9,550 Cr · +13.1% YoY9,550+13.1%FY 2023FY 2024: ₹12,394 Cr · +29.8% YoY12,394+29.8%FY 2024FY 2025: ₹14,041 Cr · +13.3% YoY14,041+13.3%FY 2025FY 2026: ₹14,337 Cr · +2.1% YoY14,337+2.1%FY 2026
Net Profit₹ Cr · Consolidated-50005001,0001,500FY 2020: ₹500 Cr500FY 2020FY 2021: ₹529 Cr · +5.9% YoY529+5.9%FY 2021FY 2022: ₹166 Cr (loss) · -131.4% YoY-166FY 2022FY 2023: ₹920 Cr · +653.4% YoY920+653.4%FY 2023FY 2024: ₹1,260 Cr · +37% YoY1,260+37%FY 2024FY 2025: ₹717 Cr · -43.1% YoY717-43.1%FY 2025FY 2026: ₹879 Cr · +22.6% YoY879+22.6%FY 2026
Quarterly Revenue₹ Cr · vs same quarter last year02,0004,000Q1'25: ₹3,497 Cr · +24.2% YoY3,497+24.2%Q1'25Q2'25: ₹3,531 Cr · +17.4% YoY3,531+17.4%Q2'25Q3'25: ₹3,537 Cr · +10.8% YoY3,537+10.8%Q3'25Q4'25: ₹3,477 Cr · +4.1% YoY3,477+4.1%Q4'25Q1'26: ₹3,441 Cr · -1.6% YoY3,441-1.6%Q1'26Q2'26: ₹3,508 Cr · -0.7% YoY3,508-0.7%Q2'26Q3'26: ₹3,667 Cr · +3.7% YoY3,667+3.7%Q3'26Q4'26: ₹3,721 Cr · +7% YoY3,721+7%Q4'26
Metrics FY 2026 FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 FY 2020
Revenue from Operations ₹14,337 Cr ₹14,041 Cr ₹12,394 Cr ₹9,549.56 Cr ₹8,444.86 Cr ₹8,561.4 Cr ₹8,778.65 Cr
Interest Earned ₹14,337 Cr ₹14,041 Cr ₹12,394 Cr ₹9,549.56 Cr ₹8,444.86 Cr ₹8,561.4 Cr ₹8,778.65 Cr
Other Income ₹4,127.18 Cr ₹3,778.38 Cr ₹3,059.95 Cr ₹2,506.92 Cr ₹2,351.51 Cr ₹2,048.47 Cr ₹1,918.04 Cr
Total Income ₹18,464 Cr ₹17,819 Cr ₹15,454 Cr ₹12,056 Cr ₹10,796 Cr ₹10,610 Cr ₹10,697 Cr
Employee Benefit Expense ₹2,431.94 Cr ₹2,181.5 Cr ₹1,855.92 Cr ₹1,653.47 Cr ₹1,309.99 Cr ₹1,122.24 Cr ₹967.5 Cr
Interest Expended ₹7,974.66 Cr ₹7,576.19 Cr ₹6,350.05 Cr ₹4,678.62 Cr ₹4,148.24 Cr ₹4,424.99 Cr ₹4,884.74 Cr
Operating Expenses ₹7,123.66 Cr ₹6,588.85 Cr ₹5,976.52 Cr ₹5,134.77 Cr ₹3,994.23 Cr ₹3,071.11 Cr ₹3,065.75 Cr
Operating Profit before Provisions ₹3,365.61 Cr ₹3,654.45 Cr ₹3,127.18 Cr ₹2,243.09 Cr ₹2,653.9 Cr ₹3,113.77 Cr ₹2,746.2 Cr
Provisions (other than tax) ₹2,259.61 Cr ₹2,958.66 Cr ₹1,778.47 Cr ₹1,021.94 Cr ₹2,860.4 Cr ₹2,401.74 Cr ₹1,998.85 Cr
Profit Before Tax ₹1,106 Cr ₹695.79 Cr ₹1,348.71 Cr ₹1,221.15 Cr -₹206.5 Cr ₹712.03 Cr ₹747.35 Cr
Total Tax Expense ₹226.95 Cr -₹21.27 Cr ₹88.82 Cr ₹301.61 Cr -₹40.35 Cr ₹182.56 Cr ₹247.17 Cr
Net Profit ₹879.05 Cr ₹717.06 Cr ₹1,259.89 Cr ₹919.54 Cr -₹166.15 Cr ₹529.47 Cr ₹500.18 Cr
Basic EPS ₹14.34 ₹11.81 ₹20.94 ₹15.34 ₹-2.77 ₹9.75 ₹11.04
Diluted EPS ₹14.09 ₹11.76 ₹20.54 ₹15.27 ₹-2.77 ₹9.68 ₹10.98
Gross NPA ₹0 ₹0 ₹0 ₹0 ₹2,728.39 Cr ₹2,601.53 Cr ₹2,136.52 Cr
Gross NPA % 0.00% 0.00% 0.00% 0.00% 0.04% 0.04% 0.04%
Net NPA % 0.00% 0.00% 0.00% 0.00% 0.01% 0.02% 0.02%
Return on Assets % 0.00% 0.00% 0.00% 0.00% 0.00% 0.01% 0.01%
CET1 Ratio % 0.00% 0.00% 0.00% 0.00% 0.17% 0.17% 0.16%
Metrics FY 2026 FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 FY 2020
Total Assets ₹180,747 Cr ₹146,772 Cr ₹138,454 Cr - - - -
Equity (Net Worth) ₹16,724 Cr ₹15,669 Cr ₹14,837 Cr ₹13,525 Cr ₹12,534 Cr ₹12,665 Cr ₹10,564 Cr
Metrics FY 2026 FY 2025 FY 2024 FY 2023 FY 2022
Operating Cash Flow ₹7,612.29 Cr -₹824.07 Cr ₹4,954.98 Cr -₹11,031 Cr ₹6,448.91 Cr
Investing Cash Flow -₹224.93 Cr -₹280.73 Cr -₹193.45 Cr -₹233.55 Cr -₹264.03 Cr
Financing Cash Flow ₹3,159.96 Cr -₹503.07 Cr ₹842.8 Cr ₹2,234.69 Cr -₹109.3 Cr
Dividends Paid ₹61.26 Cr ₹90.96 Cr ₹90.03 Cr ₹0 ₹0
Net Change in Cash ₹10,547 Cr -₹1,607.87 Cr ₹5,604.33 Cr -₹9,030.11 Cr ₹6,075.58 Cr
The cash-flow statement became part of the exchange results-filing format in FY2022 - earlier years were not filed and are hidden.
Metrics Q4 FY26 Q3 FY26 Q2 FY26 Q1 FY26 Q4 FY25 Q3 FY25 Q2 FY25 Q1 FY25 Q4 FY24 Q3 FY24 Q2 FY24 Q1 FY24
Revenue from Operations ₹3,720.87 Cr ₹3,666.78 Cr ₹3,507.92 Cr ₹3,441.18 Cr ₹3,476.6 Cr ₹3,536.55 Cr ₹3,531.02 Cr ₹3,496.94 Cr ₹3,339.18 Cr ₹3,191.46 Cr ₹3,007.76 Cr ₹2,815.79 Cr
Interest Earned ₹3,720.87 Cr ₹3,666.78 Cr ₹3,507.92 Cr ₹3,441.18 Cr ₹3,476.6 Cr ₹3,536.55 Cr ₹3,531.02 Cr ₹3,496.94 Cr ₹3,339.18 Cr ₹3,191.46 Cr ₹3,007.76 Cr ₹2,815.79 Cr
Other Income ₹1,070.49 Cr ₹1,051.63 Cr ₹933.67 Cr ₹1,071.39 Cr ₹1,001.31 Cr ₹1,073.92 Cr ₹928.03 Cr ₹775.12 Cr ₹875.81 Cr ₹777.36 Cr ₹712.81 Cr ₹693.97 Cr
Total Income ₹4,791.36 Cr ₹4,718.41 Cr ₹4,441.59 Cr ₹4,512.57 Cr ₹4,477.91 Cr ₹4,610.47 Cr ₹4,459.05 Cr ₹4,272.06 Cr ₹4,214.99 Cr ₹3,968.82 Cr ₹3,720.57 Cr ₹3,509.76 Cr
Employee Benefit Expense ₹604.95 Cr ₹621.59 Cr ₹605.53 Cr ₹599.87 Cr ₹576.99 Cr ₹569.01 Cr ₹566.91 Cr ₹468.59 Cr ₹477.47 Cr ₹488.75 Cr ₹461.18 Cr ₹428.52 Cr
Interest Expended ₹2,048.8 Cr ₹2,009.07 Cr ₹1,956.36 Cr ₹1,960.43 Cr ₹1,912.59 Cr ₹1,951.31 Cr ₹1,916 Cr ₹1,796.29 Cr ₹1,739.09 Cr ₹1,644.9 Cr ₹1,532.56 Cr ₹1,433.5 Cr
Operating Expenses ₹1,770.11 Cr ₹1,780.84 Cr ₹1,740.36 Cr ₹1,832.35 Cr ₹1,686.85 Cr ₹1,647.71 Cr ₹1,620.22 Cr ₹1,634.07 Cr ₹1,576.21 Cr ₹1,546.22 Cr ₹1,422.64 Cr ₹1,391.84 Cr
Operating Profit before Provisions ₹972.45 Cr ₹928.5 Cr ₹744.87 Cr ₹719.79 Cr ₹878.47 Cr ₹1,011.45 Cr ₹922.83 Cr ₹841.7 Cr ₹899.69 Cr ₹777.7 Cr ₹765.37 Cr ₹684.42 Cr
Provisions (other than tax) ₹678.32 Cr ₹639.27 Cr ₹499.7 Cr ₹442.32 Cr ₹785.14 Cr ₹1,188.9 Cr ₹618.34 Cr ₹366.28 Cr ₹413.79 Cr ₹458.14 Cr ₹640.35 Cr ₹266.19 Cr
Profit Before Tax ₹294.13 Cr ₹289.23 Cr ₹245.17 Cr ₹277.47 Cr ₹93.33 Cr -₹177.45 Cr ₹304.49 Cr ₹475.42 Cr ₹485.9 Cr ₹319.56 Cr ₹125.02 Cr ₹418.23 Cr
Total Tax Expense ₹49.71 Cr ₹61.28 Cr ₹52.71 Cr ₹63.25 Cr ₹6.34 Cr -₹224.77 Cr ₹72.79 Cr ₹124.37 Cr ₹121.47 Cr ₹74.67 Cr -₹206.06 Cr ₹98.74 Cr
Net Profit ₹244.42 Cr ₹227.95 Cr ₹192.46 Cr ₹214.22 Cr ₹86.99 Cr ₹47.32 Cr ₹231.7 Cr ₹351.05 Cr ₹364.43 Cr ₹244.89 Cr ₹331.08 Cr ₹319.49 Cr
Basic EPS ₹3.96 ₹3.71 ₹3.15 ₹3.52 ₹1.43 ₹0.78 ₹3.82 ₹5.79 ₹6.03 ₹4.07 ₹5.51 ₹5.33
Diluted EPS ₹3.90 ₹3.65 ₹3.11 ₹3.49 ₹1.43 ₹0.78 ₹3.77 ₹5.70 ₹5.92 ₹3.99 ₹5.43 ₹5.30
Gross NPA ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Gross NPA % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Net NPA % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Return on Assets % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
CET1 Ratio % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Latest 12 quarters shown of 22 on record.
Segment · Q4 FY26 (latest quarter) Revenue Result (PBIT) Assets Liabilities
Corporate / Wholesale Banking ₹2,043.77 Cr ₹310.04 Cr ₹56,178 Cr ₹59,526 Cr
Retail Banking ₹4,177.15 Cr -₹161.02 Cr ₹60,629 Cr ₹80,057 Cr
Treasury ₹2,538.37 Cr ₹22.8 Cr ₹59,351 Cr ₹24,426 Cr
Other Banking Operations ₹123.13 Cr ₹123.13 Cr ₹54.48 Cr ₹7.94 Cr
Capital and Reserves ₹0 ₹0 ₹0 ₹16,724 Cr
Segment · FY 2026 (annual) Revenue Result (PBIT) Assets Liabilities
Corporate / Wholesale Banking ₹7,500.95 Cr ₹818.41 Cr - -
Retail Banking ₹16,511 Cr -₹395.11 Cr - -
Treasury ₹10,097 Cr ₹370.14 Cr - -
Other Banking Operations ₹312.21 Cr ₹312.21 Cr - -
Capital and Reserves ₹0 ₹0 - -
Metrics FY 2026 FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 FY 2020
Revenue from Operations ₹14,336 Cr ₹14,039 Cr ₹12,394 Cr ₹9,129.85 Cr ₹8,175.79 Cr ₹8,214.54 Cr ₹8,514.38 Cr
Interest Earned ₹14,336 Cr ₹14,039 Cr ₹12,394 Cr ₹9,129.85 Cr ₹8,175.79 Cr ₹8,214.54 Cr ₹8,514.38 Cr
Other Income ₹4,121.4 Cr ₹3,806.18 Cr ₹3,042.89 Cr ₹2,489.43 Cr ₹2,340.53 Cr ₹2,057.84 Cr ₹1,910.25 Cr
Total Income ₹18,457 Cr ₹17,845 Cr ₹15,437 Cr ₹11,619 Cr ₹10,516 Cr ₹10,272 Cr ₹10,425 Cr
Employee Benefit Expense ₹1,944.06 Cr ₹1,734.44 Cr ₹1,492.23 Cr ₹1,340.34 Cr ₹1,001.54 Cr ₹845.35 Cr ₹768.43 Cr
Interest Expended ₹7,976.01 Cr ₹7,576.05 Cr ₹6,351.41 Cr ₹4,678.39 Cr ₹4,149.05 Cr ₹4,426.98 Cr ₹4,884.74 Cr
Operating Expenses ₹7,181.79 Cr ₹6,642.41 Cr ₹6,055.03 Cr ₹4,738.44 Cr ₹3,621.96 Cr ₹2,754.58 Cr ₹2,788.26 Cr
Operating Profit before Provisions ₹3,299.15 Cr ₹3,626.79 Cr ₹3,030.75 Cr ₹2,202.45 Cr ₹2,745.31 Cr ₹3,090.82 Cr ₹2,751.63 Cr
Provisions (other than tax) ₹2,259.61 Cr ₹2,958.66 Cr ₹1,778.47 Cr ₹1,021.94 Cr ₹2,860.4 Cr ₹2,401.74 Cr ₹1,998.85 Cr
Profit Before Tax ₹1,039.54 Cr ₹668.13 Cr ₹1,252.28 Cr ₹1,180.51 Cr -₹115.09 Cr ₹689.08 Cr ₹752.78 Cr
Total Tax Expense ₹217.1 Cr -₹27.24 Cr ₹84.36 Cr ₹297.78 Cr -₹40.35 Cr ₹181.3 Cr ₹247.11 Cr
Net Profit ₹822.44 Cr ₹695.37 Cr ₹1,167.92 Cr ₹882.73 Cr -₹74.74 Cr ₹507.78 Cr ₹505.67 Cr
Basic EPS ₹13.42 ₹11.45 ₹19.41 ₹14.72 ₹-1.25 ₹9.35 ₹11.16
Diluted EPS ₹13.18 ₹11.40 ₹19.04 ₹14.66 ₹-1.25 ₹9.28 ₹11.10
Gross NPA ₹1,674.95 Cr ₹2,465.47 Cr ₹2,270.97 Cr ₹2,419.86 Cr ₹2,728.39 Cr ₹2,601.53 Cr ₹2,136.52 Cr
Gross NPA % 0.01% 0.03% 0.03% 0.03% 0.04% 0.04% 0.04%
Net NPA % 0.00% 0.00% 0.01% 0.01% 0.01% 0.02% 0.02%
Return on Assets % 0.01% 0.01% 0.01% 0.01% 0.00% 0.01% 0.01%
CET1 Ratio % 0.13% 0.14% 0.16% 0.17% 0.17% 0.17% 0.16%
Metrics FY 2026 FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 FY 2020
Total Assets ₹180,685 Cr ₹146,725 Cr ₹138,432 Cr - - - -
Equity (Net Worth) ₹16,604 Cr ₹15,606 Cr ₹14,796 Cr ₹13,576 Cr ₹12,618 Cr ₹12,662 Cr ₹10,582 Cr
Metrics FY 2026 FY 2025 FY 2024 FY 2023 FY 2022
Operating Cash Flow ₹7,611.13 Cr -₹841.81 Cr ₹4,934.95 Cr -₹11,044 Cr ₹6,449.46 Cr
Investing Cash Flow -₹222.78 Cr -₹262.91 Cr -₹172.45 Cr -₹222.56 Cr -₹245.97 Cr
Financing Cash Flow ₹3,159.15 Cr -₹503.04 Cr ₹842.1 Cr ₹2,238.95 Cr -₹113.77 Cr
Dividends Paid ₹61.26 Cr ₹90.96 Cr ₹90.03 Cr ₹0 ₹0
Net Change in Cash ₹10,548 Cr -₹1,607.76 Cr ₹5,604.6 Cr -₹9,027.7 Cr ₹6,089.72 Cr
The cash-flow statement became part of the exchange results-filing format in FY2022 - earlier years were not filed and are hidden.
Metrics Q4 FY26 Q3 FY26 Q2 FY26 Q1 FY26 Q4 FY25 Q3 FY25 Q2 FY25 Q1 FY25 Q4 FY24 Q3 FY24 Q2 FY24 Q1 FY24
Revenue from Operations ₹3,720.25 Cr ₹3,666.74 Cr ₹3,507.47 Cr ₹3,441.09 Cr ₹3,475.57 Cr ₹3,536.33 Cr ₹3,530.93 Cr ₹3,496.24 Cr ₹3,339.09 Cr ₹3,191.38 Cr ₹3,007.95 Cr ₹2,679.85 Cr
Interest Earned ₹3,720.25 Cr ₹3,666.74 Cr ₹3,507.47 Cr ₹3,441.09 Cr ₹3,475.57 Cr ₹3,536.33 Cr ₹3,530.93 Cr ₹3,496.24 Cr ₹3,339.09 Cr ₹3,191.38 Cr ₹3,007.95 Cr ₹2,679.85 Cr
Other Income ₹1,068.96 Cr ₹1,050.26 Cr ₹932.7 Cr ₹1,069.48 Cr ₹1,000.03 Cr ₹1,073.33 Cr ₹927.36 Cr ₹805.46 Cr ₹875.47 Cr ₹777.57 Cr ₹704.44 Cr ₹685.41 Cr
Total Income ₹4,789.21 Cr ₹4,717 Cr ₹4,440.17 Cr ₹4,510.57 Cr ₹4,475.6 Cr ₹4,609.66 Cr ₹4,458.29 Cr ₹4,301.7 Cr ₹4,214.56 Cr ₹3,968.95 Cr ₹3,712.39 Cr ₹3,365.26 Cr
Employee Benefit Expense ₹482.17 Cr ₹502.43 Cr ₹484.82 Cr ₹474.64 Cr ₹448 Cr ₹453 Cr ₹465.43 Cr ₹368.01 Cr ₹377.47 Cr ₹398.87 Cr ₹374.73 Cr ₹341.16 Cr
Interest Expended ₹2,049.29 Cr ₹2,009.5 Cr ₹1,956.79 Cr ₹1,960.43 Cr ₹1,912.55 Cr ₹1,951.27 Cr ₹1,915.96 Cr ₹1,796.27 Cr ₹1,739.24 Cr ₹1,645.52 Cr ₹1,532.97 Cr ₹1,433.68 Cr
Operating Expenses ₹1,784.54 Cr ₹1,795.07 Cr ₹1,754.99 Cr ₹1,847.19 Cr ₹1,701.86 Cr ₹1,661.76 Cr ₹1,632.44 Cr ₹1,646.35 Cr ₹1,588.29 Cr ₹1,558.18 Cr ₹1,448.44 Cr ₹1,284.09 Cr
Operating Profit before Provisions ₹955.38 Cr ₹912.43 Cr ₹728.39 Cr ₹702.95 Cr ₹861.19 Cr ₹996.63 Cr ₹909.89 Cr ₹859.08 Cr ₹887.03 Cr ₹765.25 Cr ₹730.98 Cr ₹647.49 Cr
Provisions (other than tax) ₹678.32 Cr ₹639.27 Cr ₹499.7 Cr ₹442.32 Cr ₹785.14 Cr ₹1,188.9 Cr ₹618.33 Cr ₹366.29 Cr ₹413.79 Cr ₹458.14 Cr ₹640.35 Cr ₹266.19 Cr
Profit Before Tax ₹277.06 Cr ₹273.16 Cr ₹228.69 Cr ₹260.63 Cr ₹76.05 Cr -₹192.27 Cr ₹291.56 Cr ₹492.79 Cr ₹473.24 Cr ₹307.11 Cr ₹90.63 Cr ₹381.3 Cr
Total Tax Expense ₹47.35 Cr ₹59.28 Cr ₹50.17 Cr ₹60.3 Cr ₹7.35 Cr -₹224.9 Cr ₹69.04 Cr ₹121.27 Cr ₹120.6 Cr ₹74.02 Cr -₹203.45 Cr ₹93.19 Cr
Net Profit ₹229.71 Cr ₹213.88 Cr ₹178.52 Cr ₹200.33 Cr ₹68.7 Cr ₹32.63 Cr ₹222.52 Cr ₹371.52 Cr ₹352.64 Cr ₹233.09 Cr ₹294.08 Cr ₹288.11 Cr
Basic EPS ₹3.72 ₹3.48 ₹2.92 ₹3.29 ₹1.13 ₹0.54 ₹3.67 ₹6.13 ₹5.84 ₹3.87 ₹4.90 ₹4.81
Diluted EPS ₹3.67 ₹3.42 ₹2.88 ₹3.26 ₹1.13 ₹0.53 ₹3.63 ₹6.04 ₹5.73 ₹3.80 ₹4.82 ₹4.78
Gross NPA ₹1,674.95 Cr ₹1,961.46 Cr ₹2,377.56 Cr ₹2,685.86 Cr ₹2,465.47 Cr ₹2,701 Cr ₹2,581.08 Cr ₹2,377.82 Cr ₹2,270.97 Cr ₹2,551.05 Cr ₹2,440.66 Cr ₹2,404.25 Cr
Gross NPA % 0.01% 0.02% 0.02% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03%
Net NPA % 0.00% 0.01% 0.01% 0.00% 0.00% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01%
Return on Assets % 0.01% 0.01% 0.00% 0.01% 0.00% 0.00% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01%
CET1 Ratio % 0.13% 0.13% 0.13% 0.14% 0.14% 0.13% 0.14% 0.15% 0.16% 0.16% 0.16% 0.16%
Latest 12 quarters shown of 21 on record.
Segment · Q4 FY26 (latest quarter) Revenue Result (PBIT) Assets Liabilities
Corporate / Wholesale Banking ₹2,043.77 Cr ₹310.04 Cr ₹56,178 Cr ₹59,526 Cr
Retail Banking ₹4,175 Cr -₹178.09 Cr ₹60,567 Cr ₹80,115 Cr
Treasury ₹2,538.37 Cr ₹22.8 Cr ₹59,351 Cr ₹24,426 Cr
Other Banking Operations ₹123.13 Cr ₹123.13 Cr ₹54.48 Cr ₹7.94 Cr
Capital and Reserves ₹0 ₹0 ₹0 ₹16,605 Cr
Segment · FY 2026 (annual) Revenue Result (PBIT) Assets Liabilities
Corporate / Wholesale Banking ₹7,500.95 Cr ₹818.41 Cr - -
Retail Banking ₹16,504 Cr -₹461.57 Cr - -
Treasury ₹10,097 Cr ₹370.14 Cr - -
Other Banking Operations ₹312.21 Cr ₹312.21 Cr - -
Capital and Reserves ₹0 ₹0 - -
Want more history and ratios?
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Shareholding Pattern of Rbl Bank Limited

As per the shareholding pattern filed with NSE for the quarter ended Jun 2026, promoters hold 60.00%, foreign institutional investors hold 7.88%, domestic institutional investors hold 17.83%, retail and other public shareholders hold 14.28% of Rbl Bank Limited. The company had 320,984 shareholders on record.

Promoters: 60.00%DII (Domestic Institutional): 17.83%FII (Foreign Institutional): 7.88%Retail & Others: 14.28%
Jun 2026
QUARTER
60.00% Promoters
17.83% DII (Domestic Institutional)
7.88% FII (Foreign Institutional)
14.28% Retail & Others
Promoter holding - history
Now 60.00% · Jun 2026High 60.00% · Jun 2026Low 0.00% · Aug 2016
0%15.3%30.5%45.8%61%Aug 2016Sep 2018Dec 2020Jun 2023Dec 2025Aug 2016: 0.00%Sep 2016: 0.00%Dec 2016: 0.00%Mar 2017: 0.00%Jun 2017: 0.00%Aug 2017: 0.00%Sep 2017: 0.00%Dec 2017: 0.00%Mar 2018: 0.00%Jun 2018: 0.00%Sep 2018: 0.00%Dec 2018: 0.00%Mar 2019: 0.00%Jun 2019: 0.00%Sep 2019: 0.00%Dec 2019: 0.00%Mar 2020: 0.00%Jun 2020: 0.00%Sep 2020: 0.00%Nov 2020: 0.00%Dec 2020: 0.00%Mar 2021: 0.00%Jun 2021: 0.00%Sep 2021: 0.00%Dec 2021: 0.00%Mar 2022: 0.00%Jun 2022: 0.00%Sep 2022: 0.00%Dec 2022: 0.00%Mar 2023: 0.00%Jun 2023: 0.00%Sep 2023: 0.00%Dec 2023: 0.00%Mar 2024: 0.00%Jun 2024: 0.00%Sep 2024: 0.00%Dec 2024: 0.00%Mar 2025: 0.00%Jun 2025: 0.00%Sep 2025: 0.00%Dec 2025: 0.00%Mar 2026: 0.00%Jun 2026: 60.00%0.00%60.00%
Shareholding trend - last 6 quarters
Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025
Promoters60.00%0.00%0.00%0.00%0.00%0.00%
Public40.00%100.00%100.00%100.00%100.00%100.00%
Shareholding history - year on year (as at 31 March)
Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017
Promoters0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
Public100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%
Promoter change (YoY, %pts)+0.00+0.00+0.00+0.00+0.00+0.00+0.00+0.00+0.00-

Board & Governance of Rbl Bank Limited

As per the corporate governance filing with NSE for the quarter ended 31-MAR-2026, the board of Rbl Bank Limited has 11 directors - 6 independent and 3 executive. The board is chaired by Chandan Sinha.

DirectorPositionOn board sinceListed boards
Chandan Sinha Non-Executive - Independent Director · Chairperson 2021-05-21 1
R Subramaniakumar Executive Director · CEO-MD 2022-06-23 1
Rajeev Ahuja Executive Director 2017-02-21 1
Jaideep Iyer Executive Director 2026-02-21 1
Veena Vikas Mankar Non-Executive - Non Independent Director 2019-10-22 3
Ranjana Agarwal Non-Executive - Independent Director 2019-11-30 2
Manjeev Singh Puri Non-Executive - Independent Director 2021-05-21 1
Sivakumar Gopalan Non-Executive - Independent Director 2022-08-22 1
Gopal Jain Non-Executive - Non Independent Director 2022-08-22 1
Murali Ramakrishnan Non-Executive - Independent Director 2024-04-11 1
Soma Sankara Prasad Non-Executive - Independent Director 2025-01-15 1
Board Committees
CommitteeMembers
Audit Committee Ranjana Agarwal (Chairperson), Murali Ramakrishnan, Veena Vikas Mankar, Soma Sankara Prasad
Nomination and remuneration committee Manjeev Singh Puri (Chairperson), Chandan Sinha, Veena Vikas Mankar, Gopal Jain, Murali Ramakrishnan, Sivakumar Gopalan
Stakeholders Relationship Committee Veena Vikas Mankar (Chairperson), Jaideep Iyer, Manjeev Singh Puri, Gopal Jain, Ranjana Agarwal, Rajeev Ahuja
Risk Management Committee Murali Ramakrishnan (Chairperson), Chandan Sinha, R Subramaniakumar, Jaideep Iyer, Sivakumar Gopalan, Rajeev Ahuja
Corporate Social Responsibility Committee Chandan Sinha (Chairperson), R Subramaniakumar, Jaideep Iyer, Ranjana Agarwal, Rajeev Ahuja

Group Structure of Rbl Bank Limited

Rbl Bank Limited has 1 subsidiary company. This group structure data is as of FY 2023. The corporate group structure reflects Rbl Bank Limited's business expansion strategy and organizational complexity.

1
Subsidiary companies
Key Subsidiaries
Company Name CIN Shares Held
Rbl Finserve Limited U74110MH2007PLC175181 -

Showing major subsidiaries. Total: 1.

Charges & Borrowings Rbl Bank Limited

Rbl Bank Limited does not have any charges (loans) registered with the Registrar of Companies.

Employees and EPFO Compliance at Rbl Bank Limited

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2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026

Employee Count & EPFO Data of Rbl Bank Limited

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Monthly employee headcount & PF contributions
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GST Compliance of Rbl Bank Limited

XX%
Compliant
GSTR-1
GSTR-3B
GSTR-9
MH
KA
UP
TN
TS

GSTIN & GST Filing Data of Rbl Bank Limited

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GSTIN registrations & state-wise presence
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Taxpayer type, jurisdiction & business constitution

Credit Ratings, Litigation & Regulatory Alerts for Rbl Bank Limited

Credit rating
AAA
AA+
AA
AA-
! !
2015 2017 2019 2021 2023
Litigation
District Court 35
High Court 45
Supreme Court 0
NCLT / NCLAT 0
Pending
Disposed
Regulatory alerts
GSTIN Cancelled
Andhra Pradesh
GSTIN Cancelled
Telangana (on application)
EPFO Delay
12 months delay - Haryana
Violations via Directors
20 MCA + 19 Bank defaults

Credit Ratings, Legal Cases & Regulatory Alerts of Rbl Bank Limited

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Credit rating history across CARE, ICRA, Brickwork & India Ratings
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Group company & common directorship litigation
Statutory compliance alerts (GSTIN, EPFO, ROC)
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MSME Payment Delays by Rbl Bank Limited

MSME Payment Delays by Rbl Bank Limited

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Amounts outstanding to MSME suppliers
Delay periods & reasons for delayed payments
Half-yearly MSME-1 filing history
Vendor-payment behaviour as a counterparty risk signal

Subsidiaries & Group Companies of Rbl Bank Limited

Subsidiaries & Group Companies of Rbl Bank Limited

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Holding & parent company details
Subsidiaries & step-down subsidiaries with % holding
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Investments in other entities year-on-year

MCA Filings & Documents of Rbl Bank Limited

MCA Filings & Documents of Rbl Bank Limited

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Incorporation documents, MoA & AoA
Annual returns (MGT-7) & financial statements (AOC-4)
Charge filings (CHG-1, CHG-4) & resolutions
Complete document index with filing dates

Recent Activity on Rbl Bank Limited

Activity
26 Sep 2025
Rbl Bank Limited last Annual general meeting of members was held on 26 Sep 2025 as per latest MCA records.
Directors
15 Jan 2025
Soma Sankara Prasad was appointed as a Director on 15 Jan 2025 & has been associated with this company since 1 year 5 months.
Directors
11 Apr 2024
Murali Ramakrishnan was appointed as a Director on 11 Apr 2024 & has been associated with this company since 2 years 2 months.
Activity
31 Mar 2024
Rbl Bank Limited has filed its annual Financial statements for the year ended 31 Mar 2024 with Roc Pune.
Directors
27 Oct 2023
Buvanesh Tharashankar was appointed as a CFO on 27 Oct 2023 & has been associated with this company since 2 years 8 months.
Directors
29 Sep 2023
Buvanesh Tharashankar was appointed as a CFO on 29 Sep 2023 & has been associated with this company since 2 years 9 months.

Recent News on Rbl Bank Limited

Frequently Asked Questions about Rbl Bank Limited

Rbl Bank Limited is an active public limited company in the financial services sector based in Kolhapur, Maharashtra, India. It was incorporated on 14 June 1943 (83+ years old) and is registered under CIN L65191PN1943PLC007308. Listed on BSE: 540065 and NSE: RBLBANK.

Rbl Bank Limited reported revenue of ₹15,454 Cr for FY 2024 (up 33.00% YoY).

The current directors of Rbl Bank Limited are:

The primary industry of Rbl Bank Limited is financial services. The company specifically operates in banking institutions. The company is currently active in this sector.

Yes. Rbl Bank Limited is listed on both BSE (code: 540065) and NSE (symbol: RBLBANK).

Rbl Bank Limited can be reached at the registered office: Shahupuri Kolhapur, Maharashtra, India – 416001, or through the website rblbank.com.

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Financials, directors, compliance, charges and shareholding - sourced from MCA, SEBI and RBI filings.

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