About BillCut
BillCut is a Financial Services company based in Delhi (India) founded in 2022 by Tanish Sharrma, Alabhya Pandey, and Sachin Mandon. It operates as a customers bills are reduced via seamless shifts to better deals. BillCut has raised $1.01 million across 5 funding rounds from investors including Harpreet Singh, Anupama Das and Chetan Panchal. The company has 1 employees. BillCut was last valued at $6.37 million in November 2024. Its chief executive is Tanish Sharrma. Its website billcut.com draws about 73 thousand monthly visits. Its Indian entity Billplan Fintech Private Limited reported revenue of ₹2.89 Cr. BillCut offers products and services including EMI Service and Savings Calculator. Its focus areas include FinTech, Alternative Lending, Consumer Debt Management and Debt Repayment. Its competitors include NuovoPay, Moneytor, Collekto, CLXNS and Tilicho Labs and 4 more; 5 of its 9 listed competitors have raised funding.
Company details
BillCut was founded in 2022 in Delhi, India, as an online platform in the fintech sector. Assistance is provided to customers for lowering bills through transitions to more favorable options. Emphasis is placed on credit card expenses, where lower interest rate EMI plans are facilitated. Operations are conducted digitally to support seamless deal switches across relevant services.
- Headquarters Delhi, India
- Employees 1
- Founders Tanish Sharrma, Alabhya Pandey, Sachin Mandon
- Stage Minicorn
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website billcut.com
- Social LinkedIn
- Legal Name Billplan Fintech Private Limited
- Date of Incorporation 10 May, 2022
- Jurisdiction Delhi, India
- Annual Revenue₹2.89 Cr
FY 2025 · +3515% YoY
- Net Loss-₹51.1 Lakh
FY 2025 · -18% margin
- EBITDA-₹49.7 Lakh
FY 2025 · -17% margin
- Total Equity Funding$1.01M (USD)
in 5 rounds
- Latest Funding Round$746.76K (USD), Seed
Dec 2025
- Employee Count1
Associated legal entities of BillCut
BillCut operates through Billplan Fintech Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Billplan Fintech Private Limited CIN U72900DL2022PTC398068 | Active | 10 May 2022 | Delhi, Delhi | ₹2.9 Cr | – | 4 | View details |
Products & Services of BillCut
BillCut offers a comprehensive portfolio of products and services, including EMI Service and Savings Calculator.
Converts credit card bills to low-interest EMIs for faster payoff
Estimates interest savings on credit card debts quickly
Funding Insights of BillCut
BillCut has successfully raised a total of $1.01M across 5 strategic funding rounds. The most recent funding activity was a Seed round of $746.76 thousand completed in December 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $1.01M
- Total Rounds 5
- Last Round Seed — $746,755
- First Round $36,651
(Oct 2022)
- Investors Count 16
All 5 funding rounds of BillCut with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Dec 2025 | $746,755 | Seed | – | – | |
| May 2025 | $146,093 | Angel Round | – | Bhavesh Gupta | |
| Nov 2024 | $60,310 | Angel Round | $6.37M | Harpreet Singh | |
| Apr 2024 | $24,810 | Angel Round | $3.97M | Param Shukla | |
| Oct 2022 | $36,651 | Angel Round | $••••• | Rishi Gulati, Udit Dugar |
| Date | Valuation | Stage |
|---|---|---|
| Nov 2024 | $6.37M | •••••••• |
| Apr 2024 | $3.97M | •••••••• |
| Oct 2022 | $••••• | •••••••• |
Full valuation and stage history of BillCut
Every valuation point, the growth-stage changes (minicorn, soonicorn, unicorn) and the dates behind them require an active premium plan.
- All valuation points
- Stage changes
- Dates
- Exports
Verified entity values are shown only after access is granted.
Last known valuation $6.37M (Nov 2024). 16 investors in total: 0 institutional and 16 angel.
Investors in BillCut
BillCut has secured backing from 16 investors, including angel investors. Prominent investors backing the company include Harpreet Singh, Anupama Das and Chetan Panchal.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
HS Harpreet Singh | Co-founder of Oxyzo, angel investor in Indian startups | – | unknown_6e018e5ba4e3406cb | - |
AD Anupama Das | - | – | unknown_dea95ca14b8a43b49 | - |
CP Chetan Panchal | - | – | unknown_37ca25c691ec4af0b | - |
MH Mohit Hemdev | - | – | unknown_82dee0f83061499fb | - |
RG Rishi Gulati | - | – | unknown_981cedc37cd544ada | - |
UD Udit Dugar | - | – | unknown_b6f1aee47a7f4fd8a | - |
VJ Vandan Jain | Angel investor and entrepreneur, co-founder of Groww, focused on fintech | – | unknown_32b6887c787248d69 | - |
SP Sumeet Prakash | - | – | unknown_c262a4c8491544fa9 | - |
PS Param Shukla | - | – | unknown_716276a5eeb94a99b | - |
MN Milan Naik | - | – | unknown_4692b33eb06342189 | - |
Investor details for BillCut
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
- Round participation
- Investor portfolios
- Co-investor network
Verified entity values are shown only after access is granted.
Board of directors of Billplan Fintech Private Limited (BillCut)
Billplan Fintech Private Limited is the primary company behind BillCut. The board of Billplan Fintech Private Limited currently have 3 directors; the longest-serving is Visham Sikand, appointed in 2022. 2 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Visham Sikand DIN 02324887 | Director | 10 May 2022 | 4 yrs 5 mo | Billplan Fintech Private Limited |
| Chandni Trehan Sikand DIN 02984075 | Director | 10 May 2022 | 4 yrs 5 mo | Billplan Fintech Private Limited |
| Tanish Sharrma DIN 08838553 | CEO | 01 Dec 2025 | 10 mo | Billplan Fintech Private Limited |
People of BillCut
3 people are tracked at BillCut (3 in leadership); the tracked headcount is 1.
| Name | Role | Group |
|---|---|---|
| Co-Founder, Co-CEO & CTO | Leadership | |
Alabhya Pandey | Co-Founder & COO | Leadership |
Sachin Mandon | Co-Founder & Co-CEO | Leadership |
Complete people profiles for BillCut
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
Financials of BillCut
Figures of Billplan Fintech Private Limited, the primary company behind BillCut, for FY 2025. Revenue was ₹2.89 Cr (+3515% year on year). Net loss was -₹51.1 Lakh (-18% margin). EBITDA was -₹49.7 Lakh (-17% margin).
- ₹2.89 CrRevenue · FY 2025 · +3515% YoY
- -₹51.1 LakhNet loss · -18% margin
- -₹49.7 LakhEBITDA · -17% margin
- ₹1.1 LakhPaid-up capital
Balance sheet, profit and loss, cash flow and ratios of Billplan Fintech Private Limited are on its company page.
Detailed financial statements for BillCut
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
Verified entity values are shown only after access is granted.
Timeline of BillCut
4 dated milestones of BillCut across 3 years, from founding to its latest funding, stage changes and deals.
- Founded BillCut is founded.
- Funding First funding round of $37K.
- Milestone Reaches Minicorn status.
- Funding Latest funding round, Seed, of $747K.
Competitors of BillCut
BillCut has 9 listed competitors in our database, 5 of them funded. They include NuovoPay, Moneytor, Collekto, CLXNS and Tilicho Labs, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| nuovopay.com | 2019 | Pune, India | – | 242 | Platform for risk management in device financing, repayments, and default prevention. | |
| moneytor.in | 2017 | Mumbai, India | $954,021 | – | Platform offering debt collecting solution | |
| collekto.in | 2018 | Mumbai, India | $127,698 | 26 | Fintech company specializing in retail debt collections | |
| clxns.in | 2021 | Mumbai, India | – | 50 | An AI-based debt collection platform is provided for banks. | |
| tilicho.in | 2015 | Visakhapatnam, India | – | – | Offers web development, mobile apps, UI/UX design, and cloud solutions to clients. | |
| getrezolv.com | 2024 | Mumbai, India | $3.5M | 23 | Platform for debt collection and recovery management is developed. | |
| srs-advisory.co.in | 1996 | Kolkata, India | – | 82 | Offers debt recovery and management services to banks and NBFCs across India. | |
| greymattertech.in | 2018 | Mumbai, India | $408,019 | 11 | Provider of farm loans | |
| docboyz.in | 2018 | Pune, India | $139,353 | 4 | An API-based solution for debt collection is provided. |
Detailed competitors of BillCut
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Web traffic of BillCut
The website of BillCut (billcut.com) receives about 72.7K visits a month.
- Monthly visits72.7K
▲ 25% vs previous month
Websites whose visitors overlap most with BillCut. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| spoctree.com | 100% | – | #562,167 | View details | |
| incred.com | 99% | 444.9K | #89,222 | View details | |
| paisabazaar.com | 97% | 10.7M | #5,741 | View details | |
| mymudra.com | 68% | 93.3K | #418,302 | View details | |
mccuemortgage.com | mccuemortgage.com | 62% | – | – | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 8 similar websites and full traffic analytics for BillCut
The complete similar-websites list, audience overlap and engagement analytics require an active premium plan.
- 8 similar websites
- Audience overlap
- Engagement analytics
- Traffic by brand
Verified entity values are shown only after access is granted.
Top companies in Alternative Lending
10 companies that operate in the same segment as BillCut (Alternative Lending), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
A peer-to-peer marketplace for business loans is operated and developed. | 2010 | London, England, United Kingdom | USD 372.67 M | USD 299.61 M | 860 | |
Diversified loans are provided via an AI-enabled online marketplace. | 2012 | Palo Alto, California, United States | USD 128.65 M | USD 1.04 B | 1,190 | |
Various consumer loans and financial services are offered online. | 2011 | San Francisco, California, United States | USD 3.04 B | USD 4.77 B | 6,843 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Purchase financing solutions are offered to businesses via installment payments. | 2019 | Dubai, Dubai, United Arab Emirates | USD 837 M | – | 4,683 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 106.45 M | 2,161 | |
Credit score checking and comparison platform for financial products | 2007 | San Francisco, California, United States | USD 869.77 M | – | 1,487 | |
Financial benefits platform for on-demand pay is provided to employees. | 2018 | London, England, United Kingdom | USD 133.02 M | – | – | |
Payflow is recognized as a financial wellness application for employees. | 2020 | Alcobendas, Comunidad De Madrid, Spain | USD 58.23 M | – | – |
Unlock complete access to The Company Check
Get unrestricted viewing across everything we track — from companies and brands to investors, funding rounds, acquisitions, financials, and more.
- Unlimited viewing on all profiles Companies, investors, financials, funding, acquisitions & directors
- Full access to every database India & global coverage, advanced filters and rich profile details
- Always-on access from your team account Single premium plan for everything you see on the portal
Frequently Asked Questions about BillCut
BillCut was founded in 2022.
BillCut is headquartered in Delhi, India. It is registered at Delhi, Delhi, India.
Tanish Sharrma is the current CEO of BillCut. They have also founded this company.
BillCut is a funded company, having raised a total of $1.01M across 5 funding rounds to date. The company's 1st funding round was a Angel Round of $36.65K, raised on Oct 2022.
BillCut has 1 employees.
The primary company behind BillCut, Billplan Fintech Private Limited, reported revenue of ₹2.89 Cr for FY 2025, up 3515% year on year.
BillCut was founded in 2022 in Delhi, India, as an online platform in the fintech sector. Assistance is provided to customers for lowering bills through transitions to more favorable options. Emphasis is placed on credit card expenses, where lower interest rate EMI plans are facilitated. Operations are conducted digitally to support seamless deal switches across relevant services.
BillCut offers EMI Service and Savings Calculator.
BillCut has 16 investors. Key investors include Harpreet Singh, Anupama Das, Chetan Panchal, Mohit Hemdev, and Rishi Gulati.
The valuation of BillCut is $6.37M as of Nov 2024.
BillCut operates through Billplan Fintech Private Limited.